Bank Of Maharashtra, 532525, MAHABANK Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

43,444.23
11.96
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

35,702.16
2.12%
2.43

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

10 Years
5 Years
3 Years

EBITDA CAGR (%)

10 Years
5 Years
3 Years

21.02
-
65.76

PAT CAGR (%)

10 Years
5 Years
3 Years

1.16
1.38

P:E (Median)

8 Years
5 Years
3 Years

9.72
11.71
10.33

P:BV (Average)

8 Years
5 Years
3 Years

0.89
1.16
1.38

EV:EBITDA (Average)

8 Years
5 Years
3 Years

1.07
2.01
1.73

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Dec 23 Dec 22 Var% Sep 23 Sep 22 Var% Jun 23 Jun 22 Var% Mar 23 Mar 22 Var%
Interest Earned 5,171.45 4,129.04 25.25% 5,067.93 3,815.06 32.84% 4,788.61 3,457.47 38.50% 4,495.41 3,426.31 31.20%
Interest Exp. 2,705.69 2,149.42 25.88% 2,635.93 1,928.03 36.72% 2,448.89 1,771.76 38.22% 2,308.47 1,814.29 27.24%
Net Interest Income 2,465.76 1,979.62 24.56% 2,432.00 1,887.03 28.88% 2,339.72 1,685.71 38.80% 2,186.94 1,612.02 35.66%
NIM 3.95 3.60 9.72% 3.89 3.55 9.58% 3.86 3.28 17.68% 3.78 3.17 19.24%
Other Income 679.89 640.74 6.11% 667.59 502.30 32.91% 628.84 316.85 98.47% 821.86 522.24 57.37%
Total Income 5,851.34 4,769.78 22.68% 5,735.52 4,317.36 32.85% 5,417.45 3,774.32 43.53% 5,317.27 3,948.55 34.66%
Operating Exp. 1,133.57 1,040.07 8.99% 1,179.17 927.46 27.14% 1,105.34 800.80 38.03% 1,153.51 955.26 20.75%
Operating Profit 2,012.08 1,580.29 27.32% 1,920.42 1,461.87 31.37% 1,863.22 1,201.76 55.04% 1,855.29 1,179.00 57.36%
Provision 942.66 581.90 62.00% 984.79 579.27 70.01% 776.11 548.41 41.52% 944.75 365.38 158.57%
PBT 1,069.42 998.39 7.11% 935.63 882.60 6.01% 1,087.11 653.35 66.39% 910.54 813.62 11.91%
PBTM 20.68 24.18 -14.47% 18.46 23.13 -20.19% 22.70 18.90 20.11% 20.25 23.75 -14.74%
TAX 33.91 223.36 -84.82% 15.85 347.54 -95.44% 205.03 201.45 1.78% 70.50 458.39 -84.62%
PAT 1,035.51 775.03 33.61% 919.78 535.06 71.90% 882.08 451.90 95.19% 840.04 355.23 136.48%
PATM 20.02% 18.77% 18.15% 14.02% 18.42% 13.07% 18.69% 10.37%
EPS 1.46 1.15 26.96% 1.30 0.80 62.50% 1.25 0.67 86.57% 1.25 0.53 135.85%
Gross NPA 3,858.22 4,612.12 -16.35% 4,016.97 5,038.87 -20.28% 4,006.73 5,259.62 -23.82% 4,334.00 5,327.21 -18.64%
Gross NPA% 2.04 2.94 -30.61% 2.19 3.40 -35.59% 2.28 3.74 -39.04% 2.47 3.94 -37.31%
Net NPA 405.03 715.01 -43.35% 410.46 986.49 -58.39% 413.87 1,206.43 -65.69% 435.18 1,276.57 -65.91%
Net NPA% 0.22 0.47 -53.19% 0.23 0.68 -66.18% 0.24 0.88 -72.73% 0.25 0.97 -74.23%
CASA 50.19 52.50 -4.40% 50.71 56.27 -9.88% 50.97 56.08 -9.11% 53.38 57.85 -7.73%

Description Dec 23 Dec 22 Var% Sep 23 Sep 22 Var% Jun 23 Jun 22 Var% Mar 23 Mar 22 Var%
Interest Earned 5,171.50 4,130.56 25.20% 5,067.96 3,815.11 32.84% 4,788.66 3,457.48 38.50% 4,495.46 3,426.20 31.21%
Interest Exp. 2,705.42 2,149.19 25.88% 2,635.67 1,927.81 36.72% 2,448.65 1,771.56 38.22% 2,308.23 1,814.11 27.24%
Net Interest Income 2,466.08 1,981.37 24.46% 2,432.29 1,887.30 28.88% 2,340.01 1,685.92 38.80% 2,187.23 1,612.09 35.68%
NIM 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Other Income 680.05 639.55 6.33% 667.58 502.60 32.83% 629.21 317.18 98.38% 821.60 522.28 57.31%
Total Income 5,851.55 4,770.11 22.67% 5,735.54 4,317.71 32.84% 5,417.87 3,774.66 43.53% 5,317.06 3,948.48 34.66%
Operating Exp. 1,133.81 1,040.28 8.99% 1,179.36 927.66 27.13% 1,105.54 800.99 38.02% 1,153.54 955.62 20.71%
Operating Profit 2,012.32 1,580.64 27.31% 1,920.51 1,462.24 31.34% 1,863.68 1,202.11 55.03% 1,855.29 1,178.75 57.39%
Provision 942.66 581.90 62.00% 984.79 579.26 70.01% 776.11 548.41 41.52% 944.75 365.38 158.57%
PBT 1,069.66 998.74 7.10% 935.72 882.98 5.97% 1,087.57 653.70 66.37% 910.54 813.37 11.95%
PBTM 20.68 24.18 -14.47% 18.46 23.14 -20.22% 22.71 18.91 20.10% 20.25 23.74 -14.70%
TAX 33.97 223.49 -84.80% 15.97 347.56 -95.41% 205.08 201.50 1.78% 70.61 458.45 -84.60%
PAT 1,035.69 775.25 33.59% 919.75 535.42 71.78% 882.49 452.20 95.15% 839.93 354.92 136.65%
PATM 20.03% 18.77% 18.15% 14.03% 18.43% 13.08% 18.68% 10.36%
EPS 1.46 1.09 33.94% 1.30 0.76 71.05% 1.25 0.64 95.31% 1.19 0.50 138.00%
Gross NPA 3,858.22 4,612.12 -16.35% 4,016.97 5,038.87 -20.28% 4,006.73 5,259.62 -23.82% 4,334.00 5,327.21 -18.64%
Gross NPA% 2.04 2.94 -30.61% 2.19 3.40 -35.59% 2.28 3.74 -39.04% 2.47 3.94 -37.31%
Net NPA 405.03 715.01 -43.35% 410.46 986.49 -58.39% 413.87 1,206.43 -65.69% 435.18 1,276.57 -65.91%
Net NPA% 0.22 0.47 -53.19% 0.23 0.68 -66.18% 0.24 0.88 -72.73% 0.25 0.97 -74.23%
CASA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone

Description TTM Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Net Interest Income 9,424.42 7,740.78 6,044.40 4,897.47 4,278.80 3,733.48 3,389.73 3,174.69 3,878.70 3,875.04 3,508.93 Interest Earned 19,523.40 15,898.46 13,019.22 11,868.54 11,495.45 10,849.60 11,096.41 12,061.96 13,052.99 12,665.44 11,956.66 Interest Expended 10,098.98 8,157.68 6,974.82 6,971.07 7,216.65 7,116.12 7,706.68 8,887.27 9,174.29 8,790.40 8,447.73 Int. income Growth 31.55% 28.07% 23.42% 14.46% 14.61% 10.14% 6.77% -18.15% 0.09% 10.43% Other Income 2,798.18 2,280.27 2,652.48 2,627.67 1,649.23 1,547.45 1,506.05 1,508.07 1,019.29 1,005.98 894.19 Total Income 22,321.58 10,021.05 8,696.88 7,525.14 5,928.03 5,280.93 4,895.78 4,682.76 4,897.99 4,881.02 4,403.12 Total Expenditure 4,571.59 6,313.68 6,472.95 6,382.90 5,977.49 10,168.88 8,032.98 6,708.21 4,331.08 3,952.51 3,554.96 Employee Cost - 2,058.28 2,070.59 2,255.21 1,743.82 1,794.17 1,618.06 1,807.29 1,540.98 1,633.21 1,595.76 % Of Sales - 12.95% 15.90% 19.00% 15.17% 16.54% 14.58% 14.98% 11.81% 12.90% 13.35% Opt. & Establishment Exp. - 2,126.03 2,046.77 1,497.96 1,548.09 1,530.52 1,214.91 1,166.02 1,161.03 1,008.00 900.98 % Of Sales - 13.37% 15.72% 12.62% 13.47% 14.11% 10.95% 9.67% 8.89% 7.96% 7.54% Provisions - 2,654.33 2,892.27 3,005.95 3,107.48 7,326.93 5,457.19 3,970.14 1,927.47 1,541.86 1,258.20 % Of Sales - 16.70% 22.22% 25.33% 27.03% 67.53% 49.18% 32.91% 14.77% 12.17% 10.52% EBITDA 7,651.01 3,707.37 2,223.93 1,142.24 -49.46 -4,887.95 -3,137.20 -2,025.45 566.91 928.51 848.16 EBITDA Margin 76.58% 47.89% 36.79% 23.32% -1.16% -130.92% -92.55% -63.80% 14.62% 23.96% 24.17% Depreciation 0.00 262.48 268.34 188.11 210.95 241.37 128.59 117.62 149.20 115.28 99.99 PBT 4,002.70 3,444.89 1,955.59 954.13 -260.42 -5,129.32 -3,265.79 -2,143.07 417.71 813.23 748.17 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Provision for Tax 325.29 842.85 804.06 403.88 -649.00 -345.44 -2,120.14 -770.56 317.02 362.54 362.20 Tax Rate 8.13% 24.47% 41.12% 42.33% 249.21% 6.73% 64.92% 35.96% 75.89% 44.58% 48.41% PAT 3,677.41 2,602.04 1,151.54 550.25 388.58 -4,783.88 -1,145.65 -1,372.51 100.69 450.69 385.97 PAT before Minority Interest 3,677.41 2,602.04 1,151.54 550.25 388.58 -4,783.88 -1,145.65 -1,372.51 100.69 450.69 385.97 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 30.09% 25.97% 13.24% 7.31% 6.55% -90.59% -23.40% -29.31% 2.06% 9.23% 8.77% PAT Growth 73.69% 125.96% 109.28% 41.61% 0 0 0 -1463.10% -77.66% 16.77% EPS 5.19 3.67 1.63 0.78 0.55 -6.76 -1.62 -1.94 0.14 0.64 0.55

Description TTM Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Net Interest Income 9,425.61 7,741.81 6,045.35 4,898.45 4,279.80 3,734.54 3,390.66 3,175.66 3,879.44 3,875.73 3,509.49 Interest Earned 19,523.58 15,898.60 13,019.31 11,868.63 11,495.53 10,849.69 11,096.43 12,061.98 13,053.01 12,665.46 11,956.68 Interest Expended 10,097.97 8,156.79 6,973.96 6,970.18 7,215.73 7,115.15 7,705.77 8,886.32 9,173.57 8,789.73 8,447.19 Int. income Growth 31.52% 28.06% 23.41% 14.46% 14.60% 10.14% 6.77% -18.14% 0.10% 10.44% Other Income 2,798.44 2,280.93 2,652.86 2,648.99 1,659.75 1,568.23 1,506.88 1,508.85 1,020.07 1,006.67 894.93 Total Income 22,322.02 10,022.74 8,698.21 7,547.44 5,939.55 5,302.77 4,897.54 4,684.51 4,899.51 4,882.40 4,404.42 Total Expenditure 4,572.25 6,314.61 6,474.17 6,383.98 5,978.76 10,170.08 8,033.95 6,709.22 4,332.15 3,953.59 3,556.05 Employee Cost - 2,058.12 2,071.36 2,255.78 1,744.59 1,794.78 1,618.61 1,807.94 1,541.71 1,634.06 1,596.63 % Of Sales - 12.95% 15.91% 19.01% 15.18% 16.54% 14.59% 14.99% 11.81% 12.90% 13.35% Opt. & Establishment Exp. - 2,126.84 2,047.01 1,498.24 1,548.32 1,530.77 1,215.10 1,166.74 1,161.29 1,008.11 901.10 % Of Sales - 13.38% 15.72% 12.62% 13.47% 14.11% 10.95% 9.67% 8.90% 7.96% 7.54% Provisions - 2,654.63 2,892.48 3,006.18 3,107.75 7,327.27 5,457.44 3,970.34 1,927.65 1,542.00 1,258.30 % Of Sales - 16.70% 22.22% 25.33% 27.03% 67.53% 49.18% 32.92% 14.77% 12.17% 10.52% EBITDA 7,651.80 3,708.13 2,224.04 1,163.46 -39.21 -4,867.31 -3,136.41 -2,024.71 567.36 928.81 848.37 EBITDA Margin 76.58% 47.90% 36.79% 23.75% -0.92% -130.33% -92.50% -63.76% 14.62% 23.96% 24.17% Depreciation 0.00 262.49 268.34 188.11 210.95 241.37 128.60 117.90 149.25 115.29 99.99 PBT 4,003.49 3,445.64 1,955.69 975.34 -250.16 -5,108.69 -3,265.02 -2,142.61 418.11 813.53 748.38 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Provision for Tax 325.63 842.85 804.06 403.88 -649.00 -345.44 -2,120.14 -770.56 317.02 362.54 362.20 Tax Rate 8.13% 24.46% 41.11% 41.41% 259.43% 6.76% 64.93% 35.96% 75.82% 44.56% 48.40% PAT 3,677.86 2,602.79 1,151.64 571.46 398.84 -4,763.25 -1,144.88 -1,372.05 101.09 450.99 386.18 PAT before Minority Interest 3,677.86 2,602.79 1,151.64 571.46 398.84 -4,763.25 -1,144.88 -1,372.05 101.09 450.99 386.18 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 30.09% 25.97% 13.24% 7.57% 6.71% -89.83% -23.38% -29.29% 2.06% 9.24% 8.77% PAT Growth 73.66% 126.01% 101.53% 43.28% 0 0 0 -1457.26% -77.58% 16.78% EPS 5.19 3.68 1.63 0.81 0.56 -6.73 -1.62 -1.94 0.14 0.64 0.55

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Shareholder's Funds 15,610.26 13,884.87 12,133.18 10,755.28 5,739.44 9,943.96 7,379.52 8,787.14 8,067.33 7,368.14 Share Capital 6,730.50 6,730.50 6,560.16 5,824.11 2,753.17 2,598.45 1,168.33 1,168.33 1,063.18 1,427.10 Total Reserves 8,879.77 7,154.37 5,573.02 4,931.17 2,986.27 7,345.51 6,211.19 7,618.81 7,004.15 5,941.05 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deposits 234,082.68 202,294.29 174,005.62 150,066.40 140,650.09 138,981.18 139,052.84 138,989.82 122,118.94 116,803.09 Borrowings 10,765.66 7,746.74 4,238.75 3,670.03 10,149.17 4,063.71 8,136.65 9,228.10 11,126.72 8,326.47 Other Liabilities & Provisions 7,192.78 6,685.46 6,287.46 4,375.47 7,996.83 3,339.89 4,754.97 3,952.26 4,705.79 3,822.35 Total Liabilities 267,651.38 230,611.36 196,665.01 168,867.18 164,535.53 156,328.74 159,323.98 160,957.32 146,018.78 136,320.05 Net Block 2,149.20 2,036.43 1,621.99 1,604.42 1,741.15 1,486.60 1,564.03 1,694.42 1,432.17 1,446.01 Gross Block 3,545.82 3,565.45 3,232.57 3,046.37 2,992.68 2,787.39 2,677.95 2,779.62 2,448.66 2,317.07 Accumulated Depreciation 1,396.62 1,529.02 1,610.58 1,441.96 1,251.53 1,300.79 1,113.92 1,085.21 1,016.48 871.06 Total Non-Current Assets 260,773.24 221,918.05 185,132.54 156,735.65 153,293.70 146,820.71 152,333.51 154,808.11 139,549.39 133,718.29 Lease Adjustment A/c 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Capital Work in Progress 7.51 205.23 52.01 71.77 34.38 30.07 22.05 0.00 0.00 0.00 Cash and balance with RBI 18,507.72 19,721.93 12,882.48 10,353.68 7,919.99 15,809.06 15,274.72 8,382.29 6,652.75 5,991.39 Balance with banks and money at call 21.19 194.05 59.25 93.28 1,234.92 74.90 1,367.30 937.86 100.36 110.91 Investments 68,866.95 68,589.97 68,111.64 57,740.85 59,697.05 43,622.80 38,590.18 36,230.87 32,765.01 37,249.58 Advances 171,220.67 131,170.44 102,405.17 86,871.65 82,666.21 85,797.28 95,515.23 107,562.67 98,599.10 88,920.40 Other Assets 6,878.15 8,693.33 11,532.47 12,131.52 11,241.84 9,508.03 6,990.47 6,149.22 6,469.40 2,601.76 Total Assets 267,651.39 230,611.38 196,665.01 168,867.17 164,535.54 156,328.74 159,323.98 160,957.33 146,018.79 136,320.05 Contingent Liabilities 24,589.07 30,613.56 31,127.72 29,491.85 27,054.54 23,584.24 29,329.21 29,971.44 31,005.87 25,119.84 Bills for collection 6,345.89 5,819.51 4,988.84 7,037.69 4,390.31 4,196.85 4,021.47 3,756.44 3,334.75 3,067.31 Adjusted Book Value 21.00 18.29 16.71 16.30 15.86 33.92 52.84 64.12 66.32 68.60

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Shareholder's Funds 15,790.23 14,061.87 12,308.29 10,909.18 5,883.08 10,066.97 7,468.92 8,860.12 8,122.81 7,409.69 Share Capital 6,730.50 6,730.50 6,560.16 5,824.11 2,753.17 2,598.45 1,168.33 1,168.33 1,063.18 1,427.10 Total Reserves 9,059.74 7,331.38 5,748.13 5,085.07 3,129.91 7,468.52 6,300.58 7,691.79 7,059.63 5,982.59 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deposits 234,064.10 202,275.25 173,989.30 150,050.02 140,636.23 138,966.61 139,040.20 138,979.99 122,110.27 116,793.60 Borrowings 10,765.66 7,746.74 4,238.75 3,670.03 10,149.17 4,063.71 8,136.65 9,228.10 11,126.72 8,326.47 Other Liabilities & Provisions 7,207.17 6,699.59 6,298.77 4,388.30 8,007.99 3,351.27 4,765.30 3,960.59 4,713.13 3,830.65 Total Liabilities 267,827.16 230,783.45 196,835.11 169,017.53 164,676.47 156,448.56 159,411.07 161,028.80 146,072.93 136,360.41 Net Block 2,149.23 2,036.43 1,621.99 1,604.42 1,741.15 1,486.61 1,564.04 1,694.51 1,432.21 1,446.04 Gross Block 3,545.85 3,565.46 3,232.58 3,046.37 2,993.03 2,787.75 2,678.30 2,779.87 2,448.79 2,317.20 Accumulated Depreciation 1,396.62 1,529.02 1,610.58 1,441.96 1,251.88 1,301.13 1,114.27 1,085.36 1,016.59 871.16 Total Non-Current Assets 260,948.39 222,089.68 185,302.39 156,885.45 153,433.97 146,940.44 152,420.41 154,879.12 139,603.25 133,758.52 Lease Adjustment A/c 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Capital Work in Progress 7.51 205.23 52.01 71.77 34.38 30.07 22.05 0.00 0.00 0.00 Cash and balance with RBI 18,507.72 19,721.93 12,882.48 10,353.69 7,919.99 15,809.06 15,274.72 8,382.29 6,652.75 5,991.39 Balance with banks and money at call 21.23 194.09 59.30 93.33 1,234.97 74.95 1,367.36 937.92 100.42 110.98 Investments 69,042.03 68,761.56 68,281.44 57,890.59 59,837.27 43,742.47 38,677.01 36,301.73 32,818.77 37,289.71 Advances 171,220.67 131,170.44 102,405.17 86,871.65 82,666.21 85,797.28 95,515.23 107,562.67 98,599.10 88,920.40 Other Assets 6,878.78 8,693.78 11,532.72 12,132.08 11,242.50 9,508.11 6,990.66 6,149.69 6,469.69 2,601.89 Total Assets 267,827.17 230,783.46 196,835.11 169,017.53 164,676.47 156,448.55 159,411.07 161,028.81 146,072.94 136,360.41 Contingent Liabilities 24,589.12 30,613.56 31,127.72 29,491.85 27,054.54 23,584.24 29,329.21 29,971.44 31,005.87 25,119.84 Bills for collection 6,342.09 5,819.51 4,988.84 7,037.69 4,390.31 4,196.85 4,021.47 3,756.44 3,334.75 3,067.31 Adjusted Book Value 21.27 18.55 16.97 16.56 16.38 34.39 53.60 64.74 66.84 68.60

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Cash From Operating Activity -1,437.75 6,898.13 2,466.89 702.88 -10,822.68 -1,723.39 7,498.11 2,885.41 -1,083.46 -173.15 PBT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Adjustment 6,733.27 6,005.78 4,434.34 3,317.48 2,722.49 2,780.55 2,501.52 2,972.89 2,825.12 2,396.09 Adjustments for Liabilities & Assets -8,171.02 1,217.35 -1,783.46 -2,614.60 -13,545.17 -4,278.95 5,504.68 351.51 -3,387.58 -2,059.14 Refund/(Payment) of direct taxes 0.00 -325.00 -184.00 0.00 0.00 -225.00 -508.10 -439.00 -521.00 -510.09 Other Direct Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -177.24 -301.97 -188.82 -109.24 -125.93 -134.44 -98.74 -131.97 -150.99 -171.41 Net Fixed Assets 217.35 -486.10 -166.44 -91.08 -209.60 -117.46 79.62 -330.96 -131.59 -152.69 Other Investment Activity -3855.30 -3959.50 -3393.82 -3244.07 -3161.50 -2916.20 -2831.97 -2930.61 -2620.07 -2442.86 Cash from Financing Activity 227.93 378.08 216.70 698.43 4,219.56 1,099.77 -77.49 -186.40 1,885.27 274.01 Closing Cash & Equivalent 18,528.91 19,915.97 12,941.73 10,446.98 9,154.90 15,883.96 16,642.02 9,320.15 6,753.11 6,102.30 Net Cash Inflow / Outflow -1,387.06 6,974.24 2,494.76 1,292.07 -6,729.06 -758.06 7,321.87 2,567.03 650.82 -70.55 Opening Cash & Equivalents 19,915.97 12,941.73 10,446.97 9,154.91 15,883.96 16,642.02 9,320.15 6,753.11 6,102.30 6,172.85

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Cash From Operating Activity -1,439.92 6,896.34 2,446.82 693.36 -10,842.48 -1,723.43 7,498.30 2,904.43 -1,083.46 -173.06 PBT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Adjustment 6,734.35 6,006.09 4,435.73 3,318.48 2,723.67 2,781.58 2,502.47 2,973.44 2,825.57 2,396.39 Adjustments for Liabilities & Assets -8,174.27 1,215.25 -1,804.67 -2,624.94 -13,565.96 -4,279.78 5,504.19 370.06 -3,388.00 -2,059.35 Refund/(Payment) of direct taxes 0.00 -325.00 -184.24 -0.18 -0.19 -225.22 -508.35 -439.07 -521.04 -510.10 Other Direct Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -175.08 -300.18 -168.77 -99.72 -106.13 -134.44 -98.94 -151.00 -151.00 -171.43 Net Fixed Assets 217.35 -486.10 -166.44 -91.08 -209.60 -117.46 79.62 -330.96 -131.59 -152.69 Other Investment Activity -3853.51 -3939.45 -3384.30 -3224.27 -3161.50 -2916.40 -2851.00 -2930.62 -2620.09 -2442.86 Cash from Financing Activity 227.93 378.08 216.70 698.43 4,219.56 1,099.80 -77.49 -186.40 1,885.27 274.01 Closing Cash & Equivalent 18,528.95 19,916.02 12,941.78 10,447.03 9,154.96 15,884.01 16,642.08 9,320.21 6,753.18 6,102.37 Net Cash Inflow / Outflow -1,387.07 6,974.24 2,494.76 1,292.07 -6,729.06 -758.07 7,321.87 2,567.03 650.81 -70.48 Opening Cash & Equivalents 19,916.02 12,941.78 10,447.02 9,154.96 15,884.01 16,642.08 9,320.21 6,753.18 6,102.37 6,172.85

Financial Ratios

Consolidated /

Standalone

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Book Value 21.01 18.29 16.71 16.30 15.86 33.92 52.84 64.12 66.32 68.10 NIM 2.99 2.75 2.67 2.76 2.46 2.33 2.11 2.53 2.81 2.65 Yield on Advances 9.29 9.93 11.59 13.23 13.12 12.93 12.63 12.14 12.85 13.45 Yield on Investments 6.35 7.16 6.93 7.87 6.61 7.73 8.84 7.98 8.38 7.10 Cost of Liabilities 3.33 3.32 3.91 4.69 4.72 5.39 6.04 6.19 6.60 6.75 Interest Spread 5.95 6.60 7.68 8.54 8.41 7.55 6.59 5.95 6.25 6.70 ROCE 18.40% 13.01% 9.09% 1.31% -31.87% -18.24% -7.94% 6.29% 8.71% 8.57% Cost Income Ratio 39.14 44.26 47.38 51.97 58.39 55.24 60.98 52.12 51.75 54.43 Core Cost Income Ratio 38.74 46.54 51.25 55.13 61.39 60.27 69.62 53.84 54.03 55.74 Operating Costs to Assets 1.47 1.67 1.81 1.82 1.87 1.73 1.79 1.59 1.73 1.76 Loans/Deposits 0.05 0.04 0.02 0.02 0.07 0.03 0.06 0.07 0.09 0.07 Cash/Deposits 0.08 0.10 0.07 0.07 0.06 0.11 0.11 0.06 0.05 0.05 Investment/Deposits 0.29 0.34 0.39 0.38 0.42 0.31 0.28 0.26 0.27 0.32 Inc Loan/Deposits 4.60% 3.83% 2.44% 2.45% 7.22% 2.92% 5.85% 6.64% 9.11% 7.13% Credit Deposits 73.15% 64.84% 58.85% 57.89% 58.77% 61.73% 68.69% 77.39% 80.74% 76.13% Interest Expended / Interest earned 51.31% 53.57% 58.74% 62.78% 65.59% 69.45% 73.68% 70.28% 69.40% 70.65% Interest income / Total funds 5.94% 5.65% 6.03% 6.81% 6.59% 7.10% 7.57% 8.11% 8.67% 8.77% Interest Expended / Total funds 3.05% 3.02% 3.54% 4.27% 4.32% 4.93% 5.58% 5.70% 6.02% 6.20% CASA 53.38% 57.85% 53.99% 50.29% 49.65% 47.74% 44.89% 36.67% 37.09% 35.89%

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Book Value 21.27 18.55 16.97 16.56 16.38 34.39 53.60 64.74 66.84 68.60 NIM 2.99 2.75 2.67 2.76 2.46 2.33 2.11 2.53 2.81 2.65 Yield on Advances 9.29 9.93 11.59 13.23 13.12 12.93 12.63 12.14 12.85 13.45 Yield on Investments 6.33 7.14 6.91 7.85 6.60 7.71 8.82 7.97 8.37 7.10 Cost of Liabilities 3.33 3.32 3.91 4.69 4.72 5.39 6.04 6.19 6.60 6.75 Interest Spread 5.95 6.60 7.68 8.54 8.41 7.55 6.59 5.95 6.25 6.70 ROCE 18.26% 12.89% 9.13% 1.37% -31.45% -18.10% -7.90% 6.27% 8.68% 8.56% Cost Income Ratio 39.14 44.26 47.25 51.89 58.16 55.23 60.98 52.12 51.75 54.44 Core Cost Income Ratio 38.74 46.55 51.10 55.03 61.15 60.26 69.61 53.85 54.03 55.74 Operating Costs to Assets 1.46 1.67 1.81 1.82 1.87 1.73 1.79 1.59 1.73 1.76 Loans/Deposits 0.05 0.04 0.02 0.02 0.07 0.03 0.06 0.07 0.09 0.07 Cash/Deposits 0.08 0.10 0.07 0.07 0.06 0.11 0.11 0.06 0.05 0.05 Investment/Deposits 0.29 0.34 0.39 0.39 0.43 0.31 0.28 0.26 0.27 0.32 Inc Loan/Deposits 4.60% 3.83% 2.44% 2.45% 7.22% 2.92% 5.85% 6.64% 9.11% 7.13% Credit Deposits 73.15% 64.85% 58.86% 57.90% 58.78% 61.74% 68.70% 77.39% 80.75% 76.13% Interest Expended / Interest earned 51.31% 53.57% 58.73% 62.77% 65.58% 69.44% 73.67% 70.28% 69.40% 70.65% Interest income / Total funds 5.94% 5.64% 6.03% 6.80% 6.59% 7.09% 7.57% 8.11% 8.67% 8.77% Interest Expended / Total funds 3.05% 3.02% 3.54% 4.27% 4.32% 4.93% 5.57% 5.70% 6.02% 6.19% CASA 53.39% 57.86% 53.99% 50.30% 49.65% 47.74% 44.89% 36.67% 37.09% 35.89%

Top Investors:

life insurance corporation of india

Annual Reports:

News Update:

Bank of Maharashtra reports 16% rise in total deposits during Q4FY24
5th Apr 2024, 15:30 PM

Its gross advances stood at Rs 2,03,677 crore (provisional) as of Q4FY24
Read More
Bank of Maharashtra reports 34% rise in Q3 consolidated net profit
16th Jan 2024, 15:42 PM

Consolidated total income of the bank increased by 22.67% at Rs 5,851.55 crore for Q3FY24
Read More
Bank of Maharashtra - Quarterly Results
16th Jan 2024, 11:43 AM

Read More

Bank Of Maharashtra

Bank - Public

BSE: 532525 | NSE: MAHABANK

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

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Consolidated Figures in Rs. Crores /

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update:

Bank Of Maharashtra

Bank - Public

BSE: 532525 | NSE: MAHABANK

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update: