Nifty
:
22402.40
Sensex
:
73852.94
34.40 (0.15%)
114.49 (0.16%)
Nifty
Sensex
:
:
22402.40
73852.94
34.40 (0.15%)
114.49 (0.16%)

Central Bank Of India

Bank - Public

Rating :
73/99

BSE: 532885 | NSE: CENTRALBK

NSE BSE
63.45
24-Apr-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  64.00
  •  64.50
  •  63.30
  •  63.80
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  6077659
  •  3870.97
  •  76.90
  •  25.95

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 55,401.76
  • 22.68
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 36,302.75
  • N/A
  • 2.02

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 93.08%
  • 0.18%
  • 3.59%
  • FII
  • DII
  • Others
  • 0.17%
  • 2.80%
  • 0.18%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -6.99
  • -33.15
  • -20.42

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 0.81
  • 1.02

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 14.56

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.88
  • 0.81
  • 1.02

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -2.27
  • -1.08
  • -0.31

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 23
Dec 22
Var%
Sep 23
Sep 22
Var%
Jun 23
Jun 22
Var%
Mar 23
Mar 22
Var%
Interest Earned
7,841.91
6,746.19
16.24%
7,376.82
6,184.35
19.28%
7,258.97
5,555.14
30.67%
7,171.42
5,815.59
23.31%
Interest Exp.
4,671.85
3,443.96
35.65%
4,337.70
3,421.08
26.79%
4,061.78
3,397.13
19.57%
3,642.93
3,380.61
7.76%
Net Interest Income
3,170.06
3,302.23
-4.00%
3,039.12
2,763.27
9.98%
3,197.19
2,158.01
48.15%
3,528.49
2,434.98
44.91%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
1,329.25
919.40
44.58%
1,061.69
908.73
16.83%
959.05
832.10
15.26%
1,424.26
629.23
126.35%
Total Income
9,171.16
7,665.59
19.64%
8,438.51
7,093.08
18.97%
8,218.02
6,387.24
28.66%
8,595.68
6,444.82
33.37%
Operating Exp.
2,556.65
2,403.11
6.39%
2,565.40
1,914.85
33.97%
2,301.98
1,756.70
31.04%
2,835.34
1,242.16
128.26%
Operating Profit
1,942.66
1,818.52
6.83%
1,535.41
1,757.15
-12.62%
1,854.26
1,233.41
50.34%
2,117.41
1,822.05
16.21%
Provision
820.61
998.08
-17.78%
968.24
1,124.40
-13.89%
816.16
914.60
-10.76%
1,207.38
1,060.86
13.81%
PBT
1,122.05
820.44
36.76%
567.17
632.75
-10.36%
1,038.10
318.81
225.62%
910.03
408.67
122.68%
PBTM
14.31
12.16
17.68%
7.69
10.23
-24.83%
14.30
5.74
149.13%
12.69
7.03
80.51%
TAX
394.53
354.82
11.19%
-41.46
307.62
-
610.09
75.29
710.32%
334.97
91.50
266.09%
PAT
727.52
465.62
56.25%
608.63
325.13
87.20%
428.01
243.52
75.76%
575.06
317.17
81.31%
PATM
9.28%
6.90%
8.25%
5.26%
5.90%
4.38%
8.02%
5.45%
EPS
0.84
0.54
55.56%
0.70
0.37
89.19%
0.49
0.28
75.00%
0.66
0.37
78.38%
Gross NPA
10,847.23
18,557.88
-41.55%
10,726.17
19,120.04
-43.90%
10,947.84
29,064.90
-62.33%
18,436.48
28,215.22
-34.66%
Gross NPA%
4.50
8.83
-49.04%
4.61
9.64
-52.18%
4.95
14.84
-66.64%
8.41
14.78
-43.10%
Net NPA
2,996.94
4,096.53
-26.84%
3,705.64
5,437.55
-31.85%
3,757.30
6,817.65
-44.89%
3,627.22
6,704.86
-45.90%
Net NPA%
1.28
2.09
-38.76%
1.64
2.95
-44.41%
1.75
3.93
-55.47%
1.77
3.96
-55.30%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Net Interest Income
12,934.86
11,752.00
9,542.46
8,286.57
7,671.03
6,813.96
6,559.80
6,608.51
7,098.36
7,276.33
6,515.24
Interest Earned
29,649.12
25,657.10
22,903.34
22,829.53
23,675.59
22,748.62
24,163.12
24,774.96
25,987.66
26,475.98
24,478.32
Interest Expended
16,714.26
13,905.10
13,360.88
14,542.96
16,004.56
15,934.66
17,603.32
18,166.45
18,889.30
19,199.65
17,963.08
Int. income Growth
21.36%
23.15%
15.16%
8.02%
12.58%
3.87%
-0.74%
-6.90%
-2.45%
11.68%
 
Other Income
4,774.25
4,084.49
2,967.49
3,110.77
3,622.40
2,416.33
2,620.41
2,871.16
1,944.47
1,900.39
1,931.38
Total Income
34,423.37
15,836.49
12,509.95
11,397.34
11,293.43
9,230.29
9,180.21
9,479.67
9,042.83
9,176.72
8,446.62
Total Expenditure
10,259.37
12,778.04
10,476.56
12,419.32
11,923.40
17,108.82
16,806.34
11,663.86
11,460.20
8,044.81
9,221.32
Employee Cost
-
5,615.70
4,482.15
4,150.23
4,225.87
3,574.48
3,990.05
4,221.20
4,472.15
3,830.61
3,541.49
% Of Sales
-
21.89%
19.57%
18.18%
17.85%
15.71%
16.51%
17.04%
17.21%
14.47%
14.47%
Opt. & Establishment Exp.
-
3,680.28
3,091.68
2,940.91
2,998.61
2,783.61
2,696.22
2,414.77
2,145.32
1,995.66
1,857.39
% Of Sales
-
14.34%
13.50%
12.88%
12.67%
12.24%
11.16%
9.75%
8.26%
7.54%
7.59%
Provisions
-
4,254.02
3,496.25
5,913.24
5,269.88
11,306.59
10,641.07
5,543.27
5,322.31
2,677.78
4,240.04
% Of Sales
-
16.58%
15.27%
25.90%
22.26%
49.70%
44.04%
22.37%
20.48%
10.11%
17.32%
EBITDA
7,449.74
3,058.45
2,033.39
-1,021.98
-629.97
-7,878.53
-7,626.13
-2,184.19
-2,417.37
1,131.91
-774.70
EBITDA Margin
65.40%
26.02%
21.31%
-12.33%
-8.21%
-115.62%
-116.26%
-33.05%
-34.06%
15.56%
-11.89%
Depreciation
0.00
385.98
296.76
292.53
285.48
277.93
260.50
257.69
239.79
229.62
208.80
PBT
3,637.35
2,672.47
1,736.63
-1,314.52
-915.45
-8,156.46
-7,886.64
-2,441.88
-2,657.17
902.30
-983.51
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
1,298.13
1,063.14
672.13
-436.03
211.86
-2,528.74
-2,791.07
0.00
-1,251.00
284.00
268.00
Tax Rate
35.69%
39.78%
38.70%
33.17%
-23.14%
31.00%
35.39%
0.00%
47.08%
31.48%
-27.25%
PAT
2,330.34
1,599.72
1,057.34
-883.71
-1,130.95
-5,633.51
-5,101.56
-2,444.46
-1,410.96
613.99
-1,255.53
PAT before Minority Interest
2,339.22
1,609.33
1,064.50
-878.49
-1,127.31
-5,627.72
-5,095.57
-2,441.88
-1,406.17
618.30
-1,251.51
Minority Interest
-8.88
-9.61
-7.16
-5.22
-3.64
-5.79
-5.99
-2.58
-4.79
-4.31
-4.02
PAT Margin
13.16%
10.10%
8.45%
-7.75%
-10.01%
-61.03%
-55.57%
-25.79%
-15.60%
6.69%
-14.86%
PAT Growth
73.09%
51.30%
0
0
0
0
0
0
-329.80%
0
 
EPS
2.69
1.84
1.22
-1.02
-1.30
-6.49
-5.88
-2.82
-1.63
0.71
-1.45

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Shareholder's Funds
29,216.73
27,549.41
26,496.84
21,536.50
19,396.04
18,210.46
18,211.43
18,507.57
17,734.97
16,010.20
Share Capital
8,680.94
8,680.94
5,875.56
5,709.76
4,047.20
2,618.16
1,902.17
1,689.71
1,658.27
2,967.44
Total Reserves
20,535.79
18,868.47
15,821.28
15,826.74
15,136.29
15,592.31
15,626.26
16,282.86
16,076.70
13,042.76
Minority Interest
67.31
57.70
50.54
45.32
43.46
39.81
34.62
35.07
32.73
30.82
Deposits
359,775.12
343,164.57
330,328.31
314,201.14
300,311.39
295,354.49
297,309.23
266,686.30
255,941.60
240,344.53
Borrowings
8,333.92
7,663.30
5,759.66
6,076.03
5,639.67
6,025.68
9,623.30
9,503.12
26,098.59
22,136.55
Other Liabilities & Provisions
9,686.64
8,857.20
7,339.12
15,291.69
6,494.10
7,718.86
9,516.34
11,889.08
12,957.93
11,572.55
Total Liabilities
407,079.72
387,292.18
369,974.47
357,150.68
331,884.66
327,349.30
334,694.92
306,621.14
312,765.82
290,094.65
Net Block
4,785.59
4,964.27
5,141.79
4,345.71
4,319.80
4,352.85
4,299.93
4,369.02
2,842.95
2,814.34
Gross Block
8,710.83
8,548.38
8,453.16
7,451.59
7,156.24
6,950.87
6,659.09
6,491.22
4,788.89
4,529.48
Accumulated Depreciation
3,925.25
3,584.12
3,311.37
3,105.88
2,836.43
2,598.01
2,359.16
2,122.19
1,945.94
1,715.15
Total Non-Current Assets
389,350.17
367,877.29
350,002.65
334,928.31
308,495.61
303,864.25
315,835.42
289,920.53
296,669.90
279,217.67
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
27,432.92
38,033.70
32,188.10
30,059.99
20,779.45
36,000.12
75,087.18
14,070.20
14,116.37
11,926.63
Balance with banks and money at call
16,669.02
15,063.24
6,765.67
6,044.56
10,518.14
3,262.29
3,707.79
1,499.45
721.65
459.69
Investments
136,569.38
140,774.54
148,518.01
142,525.67
125,452.74
102,769.46
92,276.56
89,086.68
89,921.40
86,262.40
Advances
203,893.26
169,041.54
157,389.08
151,952.38
147,425.48
157,479.53
140,463.96
180,895.18
189,067.53
177,754.61
Other Assets
17,729.54
19,414.89
19,971.84
22,222.38
23,389.03
23,485.04
18,859.50
16,700.60
16,095.90
10,876.98
Total Assets
407,079.71
387,292.18
369,974.49
357,150.69
331,884.64
327,349.29
334,694.92
306,621.13
312,765.80
290,094.65
Contingent Liabilities
132,465.10
179,608.83
92,139.30
56,187.03
86,673.04
119,402.66
83,367.83
76,807.74
90,893.28
88,555.72
Bills for collection
11,039.07
11,375.03
11,898.77
14,276.74
16,247.39
14,486.07
9,168.94
11,837.58
11,060.80
7,671.74
Adjusted Book Value
29.45
27.46
30.47
32.53
39.80
57.60
75.30
86.88
96.01
92.96

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Cash From Operating Activity
-8,786.34
14,276.55
-2,003.33
1,725.97
-14,509.99
-44,376.41
61,870.67
281.29
2,273.71
-2,489.72
PBT
2,761.10
1,763.26
-1,425.41
-1,034.43
-8,131.13
-7,913.90
-3,523.09
-2,651.15
909.93
-975.67
Adjustment
4,631.78
3,775.72
6,272.81
5,571.98
11,580.21
10,895.28
6,882.83
5,482.79
3,596.44
5,078.77
Adjustments for Liabilities & Assets
-15,871.45
8,459.87
-8,484.33
-2,662.40
-18,137.71
-47,056.77
59,610.56
-1,579.98
-1,264.92
-5,883.02
Refund/(Payment) of direct taxes
-307.77
277.70
1,633.60
-149.18
178.64
-301.02
-1,099.63
-970.37
-967.74
-709.80
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-208.66
-133.38
-202.45
-314.78
-250.94
-310.23
-188.62
-148.96
-331.67
-369.04
Net Fixed Assets
-162.24
-95.49
-1001.52
-295.21
-205.08
-291.87
-167.79
-1702.07
-259.40
-337.12
Other Investment Activity
-8831.83
-8738.66
-8755.50
-7690.14
-7454.22
-7127.53
-6796.00
-6810.92
-5146.22
-4952.83
Cash from Financing Activity
0.00
0.00
5,055.00
3,395.77
6,796.11
5,154.09
1,543.26
599.29
509.67
1,152.60
Closing Cash & Equivalent
44,101.94
53,096.94
38,953.77
36,104.55
31,297.59
39,262.42
78,794.96
15,569.65
14,838.03
12,386.32
Net Cash Inflow / Outflow
-8,995.00
14,143.17
2,849.22
4,806.96
-7,964.82
-39,532.55
63,225.31
731.62
2,451.71
-1,706.16
Opening Cash & Equivalents
53,096.94
38,953.77
36,104.55
31,297.59
39,262.41
78,794.97
15,569.65
14,838.03
12,386.32
14,092.48

Financial Ratios

Consolidated /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Book Value
29.45
27.46
30.47
32.53
39.80
57.60
75.30
86.88
96.01
92.96
NIM
3.06
2.63
2.40
2.32
2.24
2.19
2.12
2.49
2.48
2.36
Yield on Advances
12.58
13.55
14.51
15.58
15.43
15.34
17.64
14.37
14.00
13.77
Yield on Investments
6.58
6.93
7.64
7.82
6.92
7.51
9.66
7.93
8.15
7.21
Cost of Liabilities
3.78
3.81
4.33
5.00
5.21
5.84
5.92
6.84
6.81
6.84
Interest Spread
8.81
9.74
10.18
10.58
10.22
9.50
11.72
7.53
7.20
6.93
ROCE
8.66%
6.58%
-2.55%
-1.18%
-30.43%
-24.98%
-5.74%
-3.95%
6.23%
1.62%
Cost Income Ratio
56.26
58.17
59.65
61.44
65.87
70.00
67.28
70.53
60.99
61.45
Core Cost Income Ratio
57.26
59.18
67.52
68.85
67.44
74.69
80.35
75.42
65.39
64.95
Operating Costs to Assets
2.19
1.88
1.84
1.94
1.83
1.96
1.91
2.08
1.79
1.79
Loans/Deposits
0.02
0.02
0.02
0.02
0.02
0.02
0.03
0.04
0.10
0.09
Cash/Deposits
0.08
0.11
0.10
0.10
0.07
0.12
0.25
0.05
0.06
0.05
Investment/Deposits
0.38
0.41
0.45
0.45
0.42
0.35
0.31
0.33
0.35
0.36
Inc Loan/Deposits
2.32%
2.23%
1.74%
1.93%
1.88%
2.04%
3.24%
3.56%
10.20%
9.21%
Credit Deposits
56.67%
49.26%
47.65%
48.36%
49.09%
53.32%
47.25%
67.83%
73.87%
73.96%
Interest Expended / Interest earned
54.20%
58.34%
63.70%
67.60%
70.05%
72.85%
73.33%
72.69%
72.52%
73.38%
Interest income / Total funds
6.30%
5.91%
6.17%
6.63%
6.85%
7.38%
7.40%
8.48%
8.47%
8.44%
Interest Expended / Total funds
3.42%
3.45%
3.93%
4.48%
4.80%
5.38%
5.43%
6.16%
6.14%
6.19%
CASA
50.38%
50.56%
49.22%
46.34%
46.13%
42.39%
39.12%
35.41%
33.99%
33.29%

Top Investors:

lic of india

Annual Reports:

FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015
FY 2014

News Update:


  • Central Bank of India inks distributorship agreement with Aditya Birla Sun Life AMC
    19th Apr 2024, 16:00 PM

    The bank has signed agreement with ABSLAMC for its Mutual Funds Products

    Read More
  • Central Bank of India onboards Veefin to begin supply chain finance operations
    2nd Apr 2024, 12:57 PM

    This partnership will enable CBI to use Veefin’s Global-First end-to-end SCF stack

    Read More
  • Central Bank of India inks pact with PPFAS Asset Management Company
    19th Mar 2024, 15:11 PM

    The participation by both the entities in this arrangement will result in offering the customers of Central Bank of India

    Read More
  • Central Bank of India inks pact with Motilal Oswal Asset Management Company
    25th Jan 2024, 16:51 PM

    Motilal Oswal Asset Management Company is in the asset management space offering various products across Mutual Fund, Portfolio Management Service, Alternative Investment Fund and Index Funds

    Read More
  • Central Bank of India reports 55% rise in Q3 consolidated net profit
    19th Jan 2024, 17:38 PM

    Consolidated total income of the bank increased by 19.64% at Rs 9,171.16 crore for Q3FY24

    Read More
  • CentralBank of India - Quarterly Results
    19th Jan 2024, 12:52 PM

    Read More

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