Nifty
:
22402.40
Sensex
:
73852.94
34.40 (0.15%)
114.49 (0.16%)
Nifty
Sensex
:
:
22402.40
73852.94
34.40 (0.15%)
114.49 (0.16%)

IDBI Bank Ltd.

Bank - Private

Rating :
67/99

BSE: 500116 | NSE: IDBI

NSE BSE
86.80
24-Apr-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  88.20
  •  88.40
  •  86.30
  •  87.50
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  6604385
  •  5743.26
  •  98.70
  •  51.10

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 94,115.78
  • 17.62
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 90,114.25
  • 1.14%
  • 2.28

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 94.71%
  • 0.43%
  • 3.87%
  • FII
  • DII
  • Others
  • 0.45%
  • 0.15%
  • 0.39%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -3.93
  • -49.20
  • -17.49

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 12.27
  • -
  • 36.83

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.38
  • 1.55

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • 15.87
  • 17.63

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.20
  • 1.38
  • 1.55

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 10.41
  • 9.29
  • 6.91

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 23
Dec 22
Var%
Sep 23
Sep 22
Var%
Jun 23
Jun 22
Var%
Mar 23
Mar 22
Var%
Interest Earned
6,548.98
5,229.63
25.23%
6,038.35
4,993.82
20.92%
6,863.63
4,638.61
47.97%
5,729.46
4,608.42
24.33%
Interest Exp.
3,101.84
2,303.94
34.63%
2,966.08
2,237.58
32.56%
2,860.52
2,143.89
33.43%
2,445.05
2,175.41
12.39%
Net Interest Income
3,447.14
2,925.69
17.82%
3,072.27
2,756.24
11.47%
4,003.11
2,494.72
60.46%
3,284.41
2,433.01
34.99%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
1,030.93
922.80
11.72%
1,025.31
1,058.41
-3.13%
907.28
1,190.20
-23.77%
1,403.97
922.97
52.11%
Total Income
7,579.91
6,152.43
23.20%
7,063.66
6,052.23
16.71%
7,770.91
5,828.81
33.32%
7,133.43
5,531.39
28.96%
Operating Exp.
2,122.75
1,779.75
19.27%
1,922.27
1,658.58
15.90%
1,873.75
1,612.90
16.17%
2,181.33
1,792.63
21.68%
Operating Profit
2,355.32
2,068.74
13.85%
2,175.31
2,156.07
0.89%
3,036.64
2,072.02
46.55%
2,507.05
1,563.35
60.36%
Provision
321.16
782.93
-58.98%
-221.64
771.74
-
1,193.22
958.36
24.51%
985.57
670.00
47.10%
PBT
2,034.16
1,285.81
58.20%
2,396.95
1,384.33
73.15%
1,843.42
1,113.66
65.53%
1,521.48
893.35
70.31%
PBTM
31.06
24.59
26.31%
39.70
27.72
43.22%
26.86
24.01
11.87%
26.56
19.39
36.98%
TAX
553.35
346.25
59.81%
1,003.71
616.84
62.72%
609.14
340.71
78.79%
314.66
162.85
93.22%
PAT
1,480.81
939.56
57.61%
1,393.24
767.49
81.53%
1,234.28
772.95
59.68%
1,206.82
730.50
65.20%
PATM
22.61%
17.97%
23.07%
15.37%
17.98%
16.66%
21.06%
15.85%
EPS
1.38
0.87
58.62%
1.30
0.71
83.10%
1.15
0.72
59.72%
1.12
0.68
64.71%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Net Interest Income
13,806.93
11,461.08
9,194.25
8,554.46
7,013.07
5,939.64
5,670.05
5,785.94
6,127.22
5,777.12
6,049.99
Interest Earned
25,180.42
20,591.53
18,315.79
19,961.97
20,854.19
22,102.10
23,046.25
27,805.38
28,058.20
28,164.27
26,608.14
Interest Expended
11,373.49
9,130.45
9,121.54
11,407.51
13,841.12
16,162.46
17,376.20
22,019.44
21,930.98
22,387.15
20,558.15
Int. income Growth
30.14%
24.65%
7.48%
21.98%
18.07%
4.75%
-2.00%
-5.57%
6.06%
-4.51%
 
Other Income
4,367.49
4,575.38
4,919.23
4,781.53
4,631.26
3,535.33
7,248.06
4,207.42
3,518.05
4,189.23
3,112.11
Total Income
29,547.91
16,036.46
14,113.48
13,335.99
11,644.33
9,474.97
12,918.11
9,993.36
9,645.27
9,966.35
9,162.10
Total Expenditure
8,100.10
11,850.40
11,178.48
10,480.47
20,177.45
31,828.86
25,053.02
18,160.47
14,357.18
8,453.90
7,259.57
Employee Cost
-
3,691.39
3,259.43
3,223.47
3,363.71
2,317.79
1,900.30
2,305.53
1,762.61
2,011.21
1,600.60
% Of Sales
-
17.93%
17.80%
16.15%
16.13%
10.49%
8.25%
8.29%
6.28%
7.14%
6.02%
Opt. & Establishment Exp.
-
4,040.38
3,660.90
3,344.92
3,477.84
3,310.62
3,368.52
3,299.85
2,661.03
2,234.68
1,903.81
% Of Sales
-
19.62%
19.99%
16.76%
16.68%
14.98%
14.62%
11.87%
9.48%
7.93%
7.15%
Provisions
-
5,117.05
5,092.67
4,705.78
14,124.66
26,940.35
20,537.82
13,279.55
10,369.18
4,490.51
3,988.36
% Of Sales
-
24.85%
27.80%
23.57%
67.73%
121.89%
89.12%
47.76%
36.96%
15.94%
14.99%
EBITDA
10,074.32
4,186.06
2,935.00
2,855.52
-8,533.12
-22,353.89
-12,134.91
-8,167.11
-4,711.91
1,512.45
1,902.53
EBITDA Margin
67.83%
36.52%
31.92%
33.38%
-121.67%
-376.35%
-214.02%
-141.15%
-76.90%
26.18%
31.45%
Depreciation
0.00
499.21
417.26
396.85
394.38
369.95
376.81
362.23
217.82
141.25
116.60
PBT
7,796.01
3,686.84
2,517.74
2,458.67
-8,927.50
-22,723.84
-12,511.72
-8,529.33
-4,929.73
1,371.21
1,785.93
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
2,480.86
0.00
0.00
1,010.00
3,919.90
-7,710.87
-4,354.61
-3,459.88
-1,305.95
413.95
619.73
Tax Rate
31.82%
0.00%
0.00%
41.08%
-43.91%
33.93%
34.80%
40.56%
26.49%
30.19%
34.70%
PAT
5,289.69
3,664.93
2,494.34
1,430.51
-12,863.34
-15,029.96
-8,173.62
-5,088.46
-3,641.04
941.80
1,151.74
PAT before Minority Interest
5,315.15
3,686.84
2,517.74
1,448.67
-12,847.40
-15,012.97
-8,157.11
-5,069.45
-3,623.78
957.26
1,166.20
Minority Interest
-25.46
-21.91
-23.40
-18.16
-15.94
-16.99
-16.51
-19.01
-17.26
-15.46
-14.46
PAT Margin
29.11%
22.85%
17.67%
10.73%
-110.47%
-158.63%
-63.27%
-50.92%
-37.75%
9.45%
12.57%
PAT Growth
65.56%
46.93%
74.37%
0
0
0
0
0
-486.60%
-18.23%
 
EPS
4.94
3.41
2.32
1.33
-11.96
-13.98
-7.60
-4.73
-3.39
0.88
1.07

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Shareholder's Funds
46,319.24
42,571.71
37,628.04
34,835.72
38,346.71
21,907.96
23,262.31
28,058.44
24,374.90
23,632.18
Share Capital
10,752.40
10,752.40
10,752.40
10,380.59
7,736.29
3,083.86
2,058.82
2,058.82
1,603.96
1,603.94
Total Reserves
35,566.84
31,819.31
26,875.64
24,455.13
30,610.41
18,824.09
21,203.50
25,999.62
22,770.75
22,027.80
Minority Interest
138.48
128.19
112.98
103.58
96.98
85.96
70.57
61.46
51.20
43.64
Deposits
255,322.16
232,849.59
230,660.18
222,213.85
227,190.11
247,776.57
268,215.68
265,087.39
259,522.95
235,572.84
Borrowings
12,637.75
14,344.98
15,908.05
36,748.86
45,287.72
63,185.53
56,363.98
70,591.64
61,832.46
60,146.29
Other Liabilities & Provisions
17,080.07
12,645.19
14,343.59
6,797.05
10,189.88
17,952.86
14,575.42
11,475.79
10,262.83
9,555.00
Total Liabilities
331,497.70
302,539.66
298,652.84
300,699.06
321,111.40
350,908.88
362,487.96
375,274.72
356,044.34
328,949.95
Net Block
9,304.77
9,588.44
7,403.86
7,720.95
7,843.38
6,352.21
6,894.40
7,042.76
3,027.47
2,979.51
Gross Block
12,176.27
12,054.02
10,167.35
10,124.33
9,916.00
9,265.25
9,510.48
9,305.53
5,132.83
4,896.37
Accumulated Depreciation
2,871.50
2,465.58
2,763.50
2,403.38
2,072.62
2,913.04
2,616.08
2,262.76
2,105.37
1,916.86
Total Non-Current Assets
302,086.88
266,221.23
252,804.12
250,542.92
269,731.99
304,221.62
324,066.33
339,533.52
323,446.42
320,953.47
Lease Adjustment A/c
0.00
0.00
-1.77
-1.77
-1.77
-1.77
-1.77
-1.77
-1.77
-1.77
Capital Work in Progress
475.63
398.60
470.64
487.57
468.29
502.48
540.59
480.93
54.25
21.78
Cash and balance with RBI
16,639.28
27,795.91
13,013.13
10,539.17
12,731.70
13,169.20
13,349.63
13,827.38
13,156.82
12,714.61
Balance with banks and money at call
12,712.67
8,004.56
22,294.99
19,955.79
8,572.22
20,611.87
19,382.68
9,480.61
1,485.85
4,134.24
Investments
100,408.68
83,475.00
81,470.88
81,995.83
93,327.73
91,847.68
93,074.87
92,810.16
97,346.93
103,419.10
Advances
162,545.85
136,958.72
128,152.39
129,845.38
146,790.44
171,739.95
190,825.93
215,893.45
208,376.87
197,686.00
Other Assets
29,410.83
36,318.42
45,848.71
50,156.13
51,379.40
46,687.24
38,421.63
35,741.20
32,597.91
7,996.49
Total Assets
331,497.71
302,539.65
298,652.83
300,699.05
321,111.39
350,908.86
362,487.96
375,274.72
356,044.33
328,949.96
Contingent Liabilities
176,929.13
332,226.71
220,742.82
117,160.22
140,905.10
198,045.74
186,090.22
198,376.36
231,649.23
188,203.70
Bills for collection
11,310.73
10,706.96
9,648.34
9,870.73
9,634.77
9,300.58
15,948.82
14,550.35
14,464.50
8,337.95
Adjusted Book Value
35.45
31.72
29.15
27.29
40.87
54.65
86.67
109.05
141.60
136.66

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Cash From Operating Activity
-2,600.95
5,067.78
10,213.56
208.48
-34,214.80
-12,514.30
7,999.90
-566.77
-1,990.58
-1,998.06
PBT
5,305.30
3,720.47
2,484.74
-8,896.50
-22,691.08
-12,495.13
-8,498.24
-4,911.49
1,401.16
1,819.29
Adjustment
4,828.91
5,756.87
6,529.45
14,094.87
26,965.47
20,380.07
13,799.80
10,727.41
4,649.73
4,089.03
Adjustments for Liabilities & Assets
-13,838.17
-7,319.59
1,466.64
-4,046.00
-37,519.07
-19,412.44
3,396.50
-5,993.93
-6,302.99
-6,366.28
Refund/(Payment) of direct taxes
1,103.02
2,910.04
-267.26
-943.89
-970.12
-986.80
-698.17
-388.76
-1,738.48
-1,540.10
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-294.45
-194.65
-58.66
-295.97
115.53
720.17
-464.14
-714.85
-271.63
-222.54
Net Fixed Assets
-251.62
-1804.82
-74.62
-221.63
-614.40
295.04
-256.61
-4539.62
-261.10
-209.20
Other Investment Activity
-12767.72
-12380.11
-10812.60
-10326.48
-9500.21
-10070.12
-10615.87
-9916.04
-5327.33
-4966.40
Cash from Financing Activity
-3,564.53
-4,383.06
-5,341.75
9,278.53
21,622.12
12,842.89
1,888.57
2,926.94
-61.02
1,109.67
Closing Cash & Equivalent
29,351.95
35,800.47
35,308.12
30,494.97
21,303.92
33,781.07
32,732.31
16,287.99
14,525.61
16,848.84
Net Cash Inflow / Outflow
-6,459.93
490.07
4,813.15
9,191.04
-12,477.15
1,048.76
9,424.32
1,645.31
-2,323.23
-1,110.93
Opening Cash & Equivalents
35,800.47
35,308.12
30,494.97
21,303.92
33,781.07
32,732.31
23,307.99
14,642.67
16,848.84
17,959.77

Financial Ratios

Consolidated /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Book Value
35.45
31.72
29.15
27.29
40.87
54.65
86.67
109.05
141.60
136.66
NIM
3.92
3.59
3.49
2.89
2.27
1.91
1.83
1.85
1.80
1.90
Yield on Advances
12.67
13.37
15.58
16.06
15.06
13.42
14.57
13.00
13.52
13.46
Yield on Investments
6.75
6.82
8.47
8.15
7.27
10.72
8.41
7.36
8.12
6.38
Cost of Liabilities
3.41
3.69
4.63
5.34
5.93
5.59
6.78
6.53
6.97
6.95
Interest Spread
9.26
9.68
10.95
10.72
9.13
7.83
7.79
6.46
6.55
6.51
ROCE
8.63%
7.04%
7.38%
-7.96%
-22.62%
-10.09%
-4.07%
0.06%
7.20%
8.08%
Cost Income Ratio
45.10
46.08
46.28
55.37
55.50
37.87
52.47
43.61
41.18
36.98
Core Cost Income Ratio
47.84
49.89
52.92
59.97
57.59
54.49
60.01
47.17
49.04
39.27
Operating Costs to Assets
2.18
2.15
2.07
2.14
1.64
1.39
1.45
1.12
1.15
1.03
Loans/Deposits
0.05
0.06
0.07
0.17
0.20
0.26
0.21
0.27
0.24
0.26
Cash/Deposits
0.07
0.12
0.06
0.05
0.06
0.05
0.05
0.05
0.05
0.05
Investment/Deposits
0.39
0.36
0.35
0.37
0.41
0.37
0.35
0.35
0.38
0.44
Inc Loan/Deposits
4.95%
6.16%
6.90%
16.54%
19.93%
25.50%
21.01%
26.63%
23.83%
25.53%
Credit Deposits
63.66%
58.82%
55.56%
58.43%
64.61%
69.31%
71.15%
81.44%
80.29%
83.92%
Interest Expended / Interest earned
44.34%
49.80%
57.15%
66.37%
73.13%
75.40%
79.19%
78.16%
79.49%
77.26%
Interest income / Total funds
6.21%
6.05%
6.68%
6.94%
6.88%
6.57%
7.67%
7.48%
7.91%
8.09%
Interest Expended / Total funds
2.75%
3.01%
3.82%
4.60%
5.03%
4.95%
6.07%
5.84%
6.29%
6.25%
CASA
53.03%
56.79%
50.46%
47.76%
42.54%
37.13%
31.46%
25.89%
25.06%
22.62%

Annual Reports:

FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015
FY 2014

News Update:


  • IDBI Bank reports 60% rise in Q3 consolidated net profit
    20th Jan 2024, 16:21 PM

    Consolidated total income of the bank increased by 23.20% at Rs 7,579.91 crore for Q3FY24

    Read More
  • IDBI - Quarterly Results
    20th Jan 2024, 13:18 PM

    Read More

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