Nifty
Sensex
:
:
10564.05
34415.58
-1.25 (-0.01%)
-11.71 (-0.03%)

Bank - Public

Rating :
41/99

BSE: 532814 | NSE: INDIANB

302.65
-8.65 (-2.78%)
20-Apr-2018 | 3:56PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  • 309.20
  • 309.20
  • 298.05
  • 311.30
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  • 1103947
  • 3341.10
  • 427.40
  • 253.05

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 14,987.50
  • 10.36
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 22,035.69
  • 1.92%
  • 0.96

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 81.87%
  • 0.47%
  • 2.17%
  • FII
  • DII
  • Others
  • 0.87%
  • 8.43%
  • 6.19%

Chart

Price | P:E | P:BV | EV:EBITDA

Quarterly Results

Standalone Figures in Rs. Crores

Description
Dec 17
Dec 16
Var%
Sep 17
Sep 16
Var%
Jun 17
Jun 16
Var%
Mar 17
Mar 16
Var%
Interest Earned
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Interest Exp.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Interest Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
NIM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Exp.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Profit
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBT
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBTM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
TAX
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PATM
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
EPS
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
CASA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Mar 08
Net Interest Income
-
5,147.76
4,448.89
4,463.58
4,361.96
4,530.23
4,421.36
4,042.73
3,156.60
2,617.12
1,995.12
Interest Earned
-
16,039.22
16,244.27
15,853.35
15,249.43
13,897.58
12,227.72
9,362.76
7,704.49
6,833.16
5,150.04
Interest Expended
-
10,891.46
11,795.38
11,389.77
10,887.47
9,367.35
7,806.36
5,320.03
4,547.89
4,216.04
3,154.92
Int. income Growth
-
15.71%
-0.33%
2.33%
-3.71%
2.46%
9.37%
28.07%
20.61%
31.18%
 
Other Income
-
2,222.40
1,788.94
1,372.21
1,378.03
1,289.79
1,247.04
1,188.06
1,332.82
1,046.03
1,118.41
Total Income
-
7,370.16
6,237.83
5,835.79
5,739.99
5,820.02
5,668.40
5,230.79
4,489.42
3,663.15
3,113.53
Total Expenditure
-
5,438.45
5,128.20
4,220.07
4,158.40
3,901.43
3,311.15
-3,196.71
-2,700.72
-2,559.61
-1,850.75
Employee Cost
-
1,995.36
2,010.26
1,746.25
1,930.31
1,977.50
1,488.66
1,337.92
1,216.35
1,155.54
969.35
% Of Sales
-
12.44%
12.38%
11.02%
12.66%
14.23%
12.17%
14.29%
15.79%
16.91%
18.82%
Opt. & Establishment Exp.
-
1,534.34
1,343.06
1,217.96
1,012.88
872.37
796.66
-5,036.55
-4,132.85
-3,826.18
-3,044.70
% Of Sales
-
9.57%
8.27%
7.68%
6.64%
6.28%
6.52%
-53.79%
-53.64%
-55.99%
-59.12%
Provisions
-
2,241.23
2,077.26
1,533.50
1,425.71
1,234.86
1,205.29
646.46
393.02
281.49
430.44
% Of Sales
-
13.97%
12.79%
9.67%
9.35%
8.89%
9.86%
6.90%
5.10%
4.12%
8.36%
EBITDA
-
1,931.71
1,109.63
1,615.72
1,581.59
1,918.59
2,357.25
8,427.50
7,190.14
6,222.76
4,964.28
EBITDA Margin
-
37.53%
24.94%
36.20%
36.26%
42.35%
53.32%
208.46%
227.78%
237.77%
248.82%
Depreciation
-
166.24
151.19
138.82
105.25
91.65
89.73
72.27
88.62
85.23
102.92
PBT
-
1,765.47
958.44
1,476.90
1,476.34
1,826.94
2,267.52
2,648.54
2,354.74
1,786.16
1,276.00
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-
352.56
243.92
463.45
316.73
245.09
520.93
920.39
796.62
540.28
226.24
Tax Rate
-
19.97%
25.45%
31.38%
21.45%
13.42%
22.97%
34.75%
33.83%
30.25%
17.73%
PAT
-
1,411.04
713.55
1,011.70
1,159.51
1,581.59
1,746.55
1,731.64
1,560.09
1,248.42
1,043.12
PAT before Minority Interest
-
1,412.91
714.52
1,013.45
1,159.61
1,581.85
1,746.59
1,728.15
1,558.12
1,245.88
1,049.76
Minority Interest
-
-1.87
-0.97
-1.75
-0.10
-0.26
-0.04
3.49
1.97
2.54
-6.64
PAT Margin
-
19.15%
11.44%
17.34%
20.20%
27.17%
30.81%
33.10%
34.75%
34.08%
33.50%
PAT Growth
-
97.75%
-29.47%
-12.75%
-26.69%
-9.44%
0.86%
11.00%
24.97%
19.68%
 
Unadjusted EPS
-
30.25
15.64
21.62
26.87
36.45
40.01
39.53
35.44
28.18
23.61

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Mar 08
Shareholder's Funds
17,433.84
16,489.84
15,028.96
14,023.64
12,092.82
10,910.34
9,686.30
8,412.74
7,264.15
5,301.97
Share Capital
480.29
480.29
480.29
464.85
829.77
829.77
829.77
829.77
829.77
829.77
Total Reserves
16,953.55
16,009.55
14,548.67
13,558.79
11,263.05
10,080.57
8,856.53
7,582.97
6,434.38
4,472.20
Minority Interest
19.12
17.25
16.27
14.66
14.56
14.30
14.26
17.74
19.71
19.46
Deposits
182,480.04
178,258.92
169,204.18
162,255.18
141,967.73
120,715.71
105,718.46
88,155.61
72,512.49
60,985.34
Borrowings
12,636.89
3,509.32
2,646.09
4,963.87
2,862.56
4,872.86
2,100.37
957.36
830.78
1,283.24
Other Liabilities & Provisions
5,937.55
5,665.77
6,140.22
6,130.36
6,015.75
4,976.41
4,327.77
3,980.40
3,546.94
3,013.11
Total Liabilities
218,507.44
203,941.10
193,035.72
187,387.71
162,953.42
141,489.62
121,847.16
101,523.85
84,174.07
70,603.12
Net Block
3,436.04
3,507.71
2,968.56
2,935.09
1,696.50
1,631.65
1,557.16
1,564.46
1,596.83
549.54
Gross Block
5,132.04
4,991.13
4,280.35
4,113.86
2,741.15
2,567.51
2,384.19
2,292.71
2,221.60
1,088.29
Accumulated Depreciation
1,696.00
1,483.42
1,311.79
1,178.77
1,044.65
935.86
827.03
728.25
624.77
538.75
Total Non-Current Assets
208,982.82
197,853.60
187,986.29
182,579.43
158,882.61
138,777.79
120,299.07
100,207.45
82,559.35
69,122.03
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
10.64
7.90
5.24
2.78
0.52
5.27
55.31
22.01
4.57
0.00
Cash and balance with RBI
5,588.70
9,174.46
8,301.13
7,757.68
7,064.24
6,318.88
6,877.96
7,060.74
6,211.59
6,432.97
Balance with banks and money at call
4,458.54
2,825.16
4,780.71
2,736.59
2,575.09
2,495.81
1,685.33
1,056.35
474.73
340.31
Investments
67,781.19
53,282.93
46,060.45
46,934.80
41,899.19
37,995.79
34,861.12
28,339.19
22,861.32
21,942.78
Advances
127,707.71
129,055.44
125,870.20
122,212.49
105,647.07
90,330.39
75,262.19
62,164.70
51,410.31
39,856.43
Other Assets
9,524.62
6,087.50
5,049.43
4,808.28
4,070.81
2,711.83
1,548.09
1,316.40
1,614.72
1,481.09
Total Assets
218,507.44
203,941.10
193,035.72
187,387.71
162,953.42
141,489.62
121,847.16
101,523.85
84,174.07
70,603.12
Contingent Liabilities
29,385.56
29,775.78
38,060.51
43,909.34
36,337.05
48,058.75
33,943.74
19,858.90
17,439.10
12,753.39
Bills for collection
3,230.56
3,150.61
2,990.96
2,828.24
2,980.42
2,383.27
1,919.31
1,791.33
1,631.36
1,561.79
Adjusted Book Value
306.76
285.42
265.54
251.44
245.69
217.47
188.28
157.94
130.50
109.05

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Mar 08
Cash From Operating Activity
-10,813.85
-930.72
5,135.69
-724.99
3,447.01
-1,879.85
-195.55
1,706.73
1,136.83
2,237.52
PBT
1,454.93
752.24
1,050.51
1,189.35
1,609.63
1,765.87
1,741.92
1,567.84
1,252.61
1,049.76
Adjustment
2,761.06
2,474.40
2,137.47
1,850.27
1,580.10
1,817.06
1,638.32
1,279.02
1,080.55
762.83
Adjustments for Liabilities & Assets
-15,029.84
-4,157.36
1,947.71
-3,764.61
257.28
-5,462.78
-3,575.79
-1,140.13
-1,196.33
424.93
Refund/(Payment) of direct taxes
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-179.37
-771.72
-236.41
-146.82
-190.95
-145.06
-128.00
-103.38
-95.26
-94.80
Net Fixed Assets
-143.68
-730.82
-172.57
-1375.64
-169.32
-133.41
-116.54
-92.47
-1142.60
-88.14
Other Investment Activity
-5904.91
-5225.92
-4405.51
-4277.07
-2855.54
-2669.16
-2511.13
-2386.47
-2293.54
-1159.32
Cash from Financing Activity
9,040.86
620.21
-2,311.72
1,726.75
-2,431.41
2,276.31
769.75
-172.58
-1,128.53
-188.28
Closing Cash & Equivalent
10,047.25
11,999.61
13,081.84
10,494.28
9,639.34
8,814.69
8,563.29
8,117.09
6,686.32
6,773.28
Net Cash Inflow / Outflow
-1,952.36
-1,082.23
2,587.56
854.94
824.65
251.40
446.20
1,430.77
-86.96
1,954.44
Opening Cash & Equivalents
11,999.61
13,081.84
10,494.28
9,639.34
8,814.69
8,563.29
8,117.09
6,686.32
6,773.28
4,818.84

Financial Ratios

Consolidated /

Standalone
Description
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Mar 08
Book Value
306.76
285.42
265.54
251.44
245.69
217.47
188.28
157.94
130.50
109.05
NIM
2.50
2.29
2.41
2.43
2.88
3.22
3.41
3.20
3.23
2.91
Yield on Advances
12.56
12.59
12.59
12.48
13.15
13.54
12.44
12.39
13.29
12.92
Yield on Investments
7.81
8.37
8.31
8.75
8.24
7.63
6.82
7.84
8.25
8.60
Cost of Liabilities
5.58
6.49
6.63
6.51
6.47
6.22
4.93
5.10
5.75
5.07
Interest Spread
6.98
6.10
5.97
5.97
6.69
7.32
7.51
7.29
7.54
7.85
ROCE
8.40%
6.42%
9.04%
10.29%
14.14%
19.01%
26.85%
27.86%
26.52%
23.44%
Cost Income Ratio
45.64
51.33
48.41
49.44
47.39
38.73
37.01
38.79
43.56
45.19
Core Cost Income Ratio
51.76
53.99
50.19
52.92
49.19
39.49
38.08
42.25
46.06
49.72
Operating Costs to Assets
1.54
1.57
1.46
1.51
1.69
1.55
1.59
1.72
1.90
1.99
Loans/Deposits
0.07
0.02
0.02
0.03
0.02
0.04
0.02
0.01
0.01
0.02
Cash/Deposits
0.03
0.05
0.05
0.05
0.05
0.05
0.07
0.08
0.09
0.11
Investment/Deposits
0.37
0.30
0.27
0.29
0.30
0.31
0.33
0.32
0.32
0.36
Inc Loan/Deposits
6.93%
1.97%
1.56%
3.06%
2.02%
4.04%
1.99%
1.09%
1.15%
2.10%
Credit Deposits
69.98%
72.40%
74.39%
75.32%
74.42%
74.83%
71.19%
70.52%
70.90%
65.35%
Interest Expended / Interest earned
67.91%
72.61%
71.84%
71.40%
67.40%
63.84%
56.82%
59.03%
61.70%
61.26%
Interest income / Total funds
7.34%
7.97%
8.21%
8.14%
8.53%
8.64%
7.68%
7.59%
8.12%
7.29%
Interest Expended / Total funds
4.98%
5.78%
5.90%
5.81%
5.75%
5.52%
4.37%
4.48%
5.01%
4.47%
CASA
37.09%
31.28%
28.78%
27.15%
27.60%
30.57%
30.94%
32.23%
31.66%
32.37%

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.