Nifty
Sensex
:
:
9595.10
31028.21
85.35 (0.90%)
278.18 (0.90%)

Bank - Public

Rating :
63/99

BSE: 532814 | NSE: INDIANB

326.05
-5.20 (-1.57%)
26-May-2017 | 3:46PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  • 334.90
  • 336.00
  • 323.50
  • 331.25
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  • 651966
  • 2125.74
  • 365.00
  • 88.25

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 15,931.27
  • 11.33
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 10,266.13
  • 0.45%
  • 1.10

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 82.1%
  • 0.33%
  • 2%
  • FII
  • DII
  • Others
  • 1.36%
  • 8.2%
  • 6.01%

Chart

Price | P:E | P:BV | EV:EBITDA

Quarterly Results

Standalone Figures in Rs. Crores

Description
Dec 16
Dec 15
Var%
Sep 16
Sep 15
Var%
Jun 16
Jun 15
Var%
Mar 16
Mar 15
Var%
Interest Earned
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Interest Exp.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Interest Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
NIM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Exp.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Profit
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBT
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBTM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
TAX
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PATM
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
EPS
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
CASA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Mar 08
Mar 07
Net Interest Income
4,448.89
4,463.58
4,361.96
4,530.23
4,421.36
4,042.73
3,156.60
2,617.12
1,995.12
1,791.19
Interest Earned
16,244.27
15,853.35
15,249.43
13,897.58
12,227.72
9,362.76
7,704.49
6,833.16
5,150.04
4,200.81
Interest Expended
11,795.38
11,389.77
10,887.47
9,367.35
7,806.36
5,320.03
4,547.89
4,216.04
3,154.92
2,409.62
Int. income Growth
-0.33%
2.33%
-3.71%
2.46%
9.37%
28.07%
20.61%
31.18%
11.39%
 
Other Income
1,788.94
1,372.21
1,378.03
1,289.79
1,247.04
1,188.06
1,332.82
1,046.03
1,118.41
847.64
Total Income
6,237.83
5,835.79
5,739.99
5,820.02
5,668.40
5,230.79
4,489.42
3,663.15
3,113.53
2,638.83
Total Expenditure
5,128.21
4,220.07
4,158.40
3,901.43
3,311.15
-3,196.71
-2,700.72
-2,559.61
-1,850.75
-1,067.06
Employee Cost
2,010.26
1,746.25
1,930.31
1,977.50
1,488.66
1,337.92
1,216.35
1,155.54
969.35
880.19
% Of Sales
12.38%
11.02%
12.66%
14.23%
12.17%
14.29%
15.79%
16.91%
18.82%
20.95%
Opt. & Establishment Exp.
1,343.07
1,217.96
1,012.88
872.37
796.66
-5,036.55
-4,132.85
-3,826.18
-3,044.70
-2,262.43
% Of Sales
8.27%
7.68%
6.64%
6.28%
6.52%
-53.79%
-53.64%
-55.99%
-59.12%
-53.86%
Provisions
2,077.26
1,533.50
1,425.71
1,234.86
1,205.29
646.46
393.02
281.49
430.44
444.24
% Of Sales
12.79%
9.67%
9.35%
8.89%
9.86%
6.90%
5.10%
4.12%
8.36%
10.58%
EBITDA
1,109.62
1,615.72
1,581.59
1,918.59
2,357.25
8,427.50
7,190.14
6,222.76
4,964.28
3,705.89
EBITDA Margin
24.94%
36.20%
36.26%
42.35%
53.32%
208.46%
227.78%
237.77%
248.82%
206.90%
Depreciation
151.19
138.82
105.25
91.65
89.73
72.27
88.62
85.23
102.92
64.53
PBT
958.43
1,476.90
1,476.34
1,826.94
2,267.52
2,648.54
2,354.74
1,786.16
1,276.00
941.91
Exceptional Inc./Exp.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
243.92
463.45
316.73
245.09
520.93
920.39
796.62
540.28
226.24
124.44
Tax Rate
25.45%
31.38%
21.45%
13.42%
22.97%
34.75%
33.83%
30.25%
17.73%
13.21%
PAT
713.54
1,011.70
1,159.51
1,581.59
1,746.55
1,731.64
1,560.09
1,248.42
1,043.12
810.03
PAT before Minority Interest
714.51
1,013.45
1,159.61
1,581.85
1,746.59
1,728.15
1,558.12
1,245.88
1,049.76
817.47
Minority Interest
-0.97
-1.75
-0.10
-0.26
-0.04
3.49
1.97
2.54
-6.64
-7.44
PAT Margin
11.44%
17.34%
20.20%
27.17%
30.81%
33.10%
34.75%
34.08%
33.50%
30.70%
PAT Growth
-29.47%
-12.75%
-26.69%
-9.44%
0.86%
11.00%
24.97%
19.68%
28.78%
 
Unadjusted EPS
15.64
21.62
26.87
36.45
40.01
39.53
35.44
28.18
23.61
18.28

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Mar 08
Mar 07
Shareholder's Funds
16,489.84
15,028.96
14,023.64
12,092.82
10,910.34
9,686.30
8,412.74
7,264.15
5,301.97
3,897.33
Share Capital
480.29
480.29
464.85
829.77
829.77
829.77
829.77
829.77
829.77
829.77
Total Reserves
16,009.55
14,548.67
13,558.79
11,263.05
10,080.57
8,856.53
7,582.97
6,434.38
4,472.20
3,067.56
Minority Interest
17.25
16.27
14.66
14.56
14.30
14.26
17.74
19.71
19.46
12.82
Deposits
178,258.92
169,204.18
162,255.18
141,967.73
120,715.71
105,718.46
88,155.61
72,512.49
60,985.34
47,040.11
Borrowings
3,509.32
2,646.09
4,963.87
2,862.56
4,872.86
2,100.37
957.36
830.78
1,283.24
1,936.45
Other Liabilities & Provisions
5,665.77
6,140.22
6,130.36
6,015.75
4,976.41
4,327.77
3,980.40
3,546.94
3,013.11
3,312.66
Total Liabilities
203,941.10
193,035.72
187,387.71
162,953.42
141,489.62
121,847.16
101,523.85
84,174.07
70,603.12
56,199.37
Net Block
3,507.71
2,968.56
2,935.09
1,696.50
1,631.65
1,557.16
1,564.46
1,596.83
549.54
560.89
Gross Block
5,008.52
4,280.35
4,113.86
2,741.15
2,567.51
2,384.19
2,292.71
2,221.60
1,088.29
1,013.38
Accumulated Depreciation
1,500.81
1,311.79
1,178.77
1,044.65
935.86
827.03
728.25
624.77
538.75
452.49
Total Non-Current Assets
197,853.60
187,986.29
182,579.43
158,882.61
138,777.79
120,299.07
100,207.45
82,559.35
69,122.03
55,314.37
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
7.90
5.24
2.78
0.52
5.27
55.31
22.01
4.57
0.00
0.00
Cash and balance with RBI
9,174.46
8,301.13
7,757.68
7,064.24
6,318.88
6,877.96
7,060.74
6,211.59
6,432.97
3,729.47
Balance with banks and money at call
2,825.16
4,780.71
2,736.59
2,575.09
2,495.81
1,685.33
1,056.35
474.73
340.31
1,089.37
Investments
53,282.93
46,060.45
46,934.80
41,899.19
37,995.79
34,861.12
28,339.19
22,861.32
21,942.78
20,892.43
Advances
129,055.44
125,870.20
122,212.49
105,647.07
90,330.39
75,262.19
62,164.70
51,410.31
39,856.43
29,042.21
Other Assets
6,087.50
5,049.43
4,808.28
4,070.81
2,711.83
1,548.09
1,316.40
1,614.72
1,481.09
885.00
Total Assets
203,941.10
193,035.72
187,387.71
162,953.42
141,489.62
121,847.16
101,523.85
84,174.07
70,603.12
56,199.37
Contingent Liabilities
29,775.78
38,060.51
43,909.34
36,337.05
48,058.75
33,943.74
19,858.90
17,439.10
12,753.39
6,864.86
Bills for collection
3,150.61
2,990.96
2,828.24
2,980.42
2,383.27
1,919.31
1,791.33
1,631.36
1,561.79
1,450.88
Adjusted Book Value
285.42
265.54
251.44
245.69
217.47
188.28
157.94
130.50
109.05
76.27

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Mar 08
Mar 07
Cash From Operating Activity
-930.71
5,135.69
-724.99
3,447.01
-1,879.85
-195.55
1,706.73
1,136.83
2,237.52
-552.67
PBT
752.24
1,050.51
1,189.35
1,609.63
1,765.87
1,741.92
1,567.84
1,252.61
1,049.76
817.47
Adjustment
2,474.40
2,137.47
1,850.27
1,580.10
1,817.06
1,638.32
1,279.02
1,080.55
762.83
636.05
Adjustments for Liabilities & Assets
-4,157.35
1,947.71
-3,764.61
257.28
-5,462.78
-3,575.79
-1,140.13
-1,196.33
424.93
-2,006.19
Refund/(Payment) of direct taxes
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-771.72
-236.41
-146.82
-190.95
-145.06
-128.00
-103.38
-95.26
-94.80
-103.18
Net Fixed Assets
-730.82
-172.57
-1375.64
-169.32
-133.41
-116.54
-92.47
-1142.60
-88.14
-76.02
Other Investment Activity
-5225.92
-4405.51
-4277.07
-2855.54
-2669.16
-2511.13
-2386.47
-2293.54
-1159.32
-1091.87
Cash from Financing Activity
620.20
-2,311.72
1,726.75
-2,431.41
2,276.31
769.75
-172.58
-1,128.53
-188.28
666.99
Closing Cash & Equivalent
11,999.61
13,081.84
10,494.28
9,639.34
8,814.69
8,563.29
8,117.09
6,686.32
6,773.28
4,818.84
Net Cash Inflow / Outflow
-1,082.23
2,587.56
854.94
824.65
251.40
446.20
1,430.77
-86.96
1,954.44
11.14
Opening Cash & Equivalents
13,081.84
10,494.28
9,639.34
8,814.69
8,563.29
8,117.09
6,686.32
6,773.28
4,818.84
4,807.70

Financial Ratios

Consolidated /

Standalone
Description
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Mar 08
Mar 07
Book Value
285.42
265.54
251.44
245.69
217.47
188.28
157.94
130.50
109.05
76.27
NIM
2.29
2.41
2.43
2.88
3.22
3.41
3.20
3.23
2.91
3.27
Yield on Advances
12.59
12.59
12.48
13.15
13.54
12.44
12.39
13.29
12.92
14.46
Yield on Investments
8.37
8.31
8.75
8.24
7.63
6.82
7.84
8.25
8.60
7.74
Cost of Liabilities
6.49
6.63
6.51
6.47
6.22
4.93
5.10
5.75
5.07
4.92
Interest Spread
6.10
5.97
5.97
6.69
7.32
7.51
7.29
7.54
7.85
9.54
ROCE
6.42%
9.04%
10.29%
14.14%
19.01%
26.85%
27.86%
26.52%
23.44%
22.23%
Cost Income Ratio
51.33
48.41
49.44
47.39
38.73
37.01
38.79
43.56
45.19
47.47
Core Cost Income Ratio
53.99
50.19
52.92
49.19
39.49
38.08
42.25
46.06
49.72
48.64
Operating Costs to Assets
1.57
1.46
1.51
1.69
1.55
1.59
1.72
1.90
1.99
2.23
Loans/Deposits
0.02
0.02
0.03
0.02
0.04
0.02
0.01
0.01
0.02
0.04
Cash/Deposits
0.05
0.05
0.05
0.05
0.05
0.07
0.08
0.09
0.11
0.08
Investment/Deposits
0.30
0.27
0.29
0.30
0.31
0.33
0.32
0.32
0.36
0.44
Inc Loan/Deposits
1.97%
1.56%
3.06%
2.02%
4.04%
1.99%
1.09%
1.15%
2.10%
4.12%
Credit Deposits
72.40%
74.39%
75.32%
74.42%
74.83%
71.19%
70.52%
70.90%
65.35%
61.74%
Interest Expended / Interest earned
72.61%
71.84%
71.40%
67.40%
63.84%
56.82%
59.03%
61.70%
61.26%
57.36%
Interest income / Total funds
7.97%
8.21%
8.14%
8.53%
8.64%
7.68%
7.59%
8.12%
7.29%
7.47%
Interest Expended / Total funds
5.78%
5.90%
5.81%
5.75%
5.52%
4.37%
4.48%
5.01%
4.47%
4.29%
CASA
31.28%
28.78%
27.15%
27.60%
30.57%
30.94%
32.23%
31.66%
32.37%
35.45%

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.