Nifty
Sensex
:
:
8382.30
27104.53
32.95(0.39%)
70.03(0.26%)

Bank - Public

Rating :
42/99

BSE: 500112 | NSE: SBIN

254.40
3.35 (1.33%)
23-Jan-2017 | 3:04PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  • 251.00
  • 255.20
  • 250.10
  • 251.05
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  • 7527275
  • 19149.39
  • 288.80
  • 148.25

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 201,610.06
  • 54.33
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 299,958.03
  • 1.03%
  • 0.91

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 61.18%
  • 2.3%
  • 6.69%
  • FII
  • DII
  • Others
  • 0.23%
  • 19.44%
  • 10.16%

Chart

Price | P:E | P:BV | EV:EBITDA

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 16
Sep 15
Var%
Jun 16
Jun 15
Var%
Mar 16
Mar 15
Var%
Dec 15
Dec 14
Var%
Interest Earned
56,287.87
55,371.70
1.65%
55,915.09
54,120.45
3.32%
57,275.43
54,175.31
5.72%
55,087.26
52,425.55
5.08%
Interest Exp.
36,806.09
35,675.04
3.17%
36,366.74
34,971.90
3.99%
36,425.83
34,303.60
6.19%
35,974.59
33,770.84
6.53%
Net Interest Income
19,481.78
19,696.66
-1.09%
19,548.35
19,148.55
2.09%
20,849.60
19,871.71
4.92%
19,112.67
18,654.71
2.45%
NIM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
16,630.54
11,214.15
48.30%
13,499.73
8,807.01
53.28%
18,488.40
16,789.98
10.12%
12,506.63
12,179.07
2.69%
Total Income
72,918.41
66,585.85
9.51%
69,414.82
62,927.46
10.31%
75,763.83
70,965.29
6.76%
67,593.89
64,604.62
4.63%
Operating Exp.
21,289.92
17,421.48
22.21%
18,498.85
15,622.82
18.41%
21,787.76
21,118.24
3.17%
18,885.01
18,820.54
0.34%
Operating Profit
14,822.40
13,489.33
9.88%
14,549.23
12,332.74
17.97%
17,550.24
15,543.45
12.91%
12,734.29
12,013.24
6.00%
Provision
15,013.07
5,742.10
161.46%
13,130.51
5,294.48
148.00%
16,393.57
7,700.98
112.88%
10,499.67
6,490.77
61.76%
PBT
-190.67
7,747.23
-102.46%
1,418.72
7,038.26
-79.84%
1,156.67
7,842.47
-85.25%
2,234.62
5,522.47
-59.54%
PBTM
-0.34
13.99
-102.43%
2.54
13.00
-80.46%
2.02
14.48
-86.05%
4.06
10.53
-61.44%
TAX
-74.02
2,591.88
-102.86%
551.40
2,184.66
-74.76%
-203.64
2,929.60
-106.95%
860.60
1,629.39
-47.18%
PAT
-116.65
5,155.35
-102.26%
867.32
4,853.60
-82.13%
1,360.31
4,912.87
-72.31%
1,374.02
3,893.08
-64.71%
PATM
-0.21%
9.31%
1.55%
8.97%
2.38%
9.07%
2.49%
7.43%
EPS
0.03
6.43
-99.53%
1.35
6.23
-78.33%
1.62
6.29
-74.24%
1.62
5.13
-68.42%
Gross NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
CASA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Mar 08
Mar 07
Net Interest Income
78,807.48
74,795.70
67,583.40
61,158.23
57,877.84
45,550.04
33,443.22
29,040.55
23,551.78
21,633.38
Interest Earned
221,854.84
207,974.34
189,062.44
167,976.14
147,197.39
113,636.44
100,080.73
91,667.02
71,495.82
54,363.44
Interest Expended
143,047.36
133,178.64
121,479.04
106,817.91
89,319.55
68,086.40
66,637.51
62,626.47
47,944.04
32,730.06
Int. income Growth
5.36%
10.67%
10.51%
5.67%
27.06%
36.20%
15.16%
23.31%
8.87%
 
Other Income
51,016.18
49,315.17
37,882.13
32,583.70
29,691.58
34,207.48
33,771.10
21,426.08
18,722.99
12,760.70
Total Income
129,823.66
124,110.87
105,465.53
93,741.93
87,569.42
79,757.52
67,214.32
50,466.63
42,274.77
34,394.08
Total Expenditure
109,398.73
96,679.99
82,201.66
67,855.44
61,730.71
58,458.81
47,214.97
32,570.79
27,286.60
22,727.33
Employee Cost
32,525.60
31,117.61
29,868.36
24,401.09
22,084.03
20,711.03
16,331.06
12,997.19
10,457.51
10,597.47
% Of Sales
14.66%
14.96%
15.80%
14.53%
15.00%
18.23%
16.32%
14.18%
14.63%
19.49%
Opt. & Establishment Exp.
43,439.62
43,682.94
35,438.70
28,423.37
26,141.77
27,185.94
33,518.57
13,600.39
14,483.34
10,258.91
% Of Sales
19.58%
21.00%
18.74%
16.92%
17.76%
23.92%
33.49%
14.84%
20.26%
18.87%
Provisions
37,929.81
25,032.06
20,771.24
15,040.30
16,244.43
13,319.76
0.00
6,024.95
4,340.97
3,580.15
% Of Sales
17.10%
12.04%
10.99%
8.95%
11.04%
11.72%
0%
6.57%
6.07%
6.59%
EBITDA
20,424.93
27,430.88
23,263.87
25,886.49
25,838.71
21,298.71
19,999.35
17,895.84
14,988.17
11,666.75
EBITDA Margin
25.92%
36.67%
34.42%
42.33%
44.64%
46.76%
59.80%
61.62%
63.64%
53.93%
Depreciation
2,248.15
1,576.31
1,938.32
4.66
1,369.76
1,378.96
1,317.33
25.87
997.61
854.60
PBT
18,176.79
25,854.56
21,325.54
25,881.82
24,468.95
19,919.75
0.00
17,869.97
13,990.56
10,812.15
Exceptional Inc./Exp.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
5,433.50
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Rate
29.89%
32.25%
32.06%
29.21%
35.31%
43.88%
0.00%
37.48%
34.15%
38.77%
PAT
11,948.78
16,679.86
13,856.04
17,684.55
15,199.24
10,684.95
11,733.83
10,955.29
8,960.61
6,364.38
PAT before Minority Interest
12,743.29
17,517.37
14,489.47
18,322.99
15,829.45
11,179.94
12,013.64
11,173.07
9,212.83
6,619.80
Minority Interest
-794.51
-837.51
-633.43
-638.44
-630.21
-494.99
-279.81
-217.78
-252.22
-255.42
PAT Margin
9.20%
13.44%
13.14%
18.87%
17.36%
13.40%
17.46%
21.71%
21.20%
18.50%
PAT Growth
-28.36%
20.38%
-21.65%
16.35%
42.25%
-8.94%
7.11%
22.26%
40.79%
 
Unadjusted EPS
15.95
22.76
20.40
266.82
241.55
168.28
184.82
172.68
168.61
120.66

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Mar 08
Mar 07
Shareholder's Funds
180,592.37
161,387.54
147,370.54
125,033.02
106,230.01
83,471.25
83,135.58
72,390.39
61,236.38
42,535.65
Share Capital
776.28
746.57
746.57
684.03
671.04
635.00
634.88
634.88
631.47
526.30
Total Reserves
179,816.09
160,640.97
146,623.96
124,348.99
105,558.97
82,836.25
82,500.70
71,755.51
60,604.91
42,009.35
Minority Interest
6,267.40
5,497.12
4,909.15
4,253.86
3,725.67
2,977.17
2,631.27
2,228.27
2,028.12
1,689.94
Deposits
2,253,857.56
2,052,960.79
1,838,852.36
1,627,402.61
1,414,689.40
1,255,562.48
1,116,464.56
1,011,988.33
776,416.52
636,272.88
Borrowings
258,214.39
244,663.47
223,759.71
203,723.20
157,991.36
142,470.77
122,074.57
105,257.44
66,023.17
48,661.83
Other Liabilities & Provisions
271,965.92
235,601.11
181,603.55
172,695.88
147,319.73
163,416.58
125,837.97
112,961.30
121,565.33
86,014.12
Total Liabilities
2,970,897.64
2,700,110.03
2,396,495.31
2,133,108.57
1,829,956.17
1,647,898.25
1,450,143.95
1,304,825.73
1,027,269.52
815,174.42
Net Block
14,474.69
11,983.68
10,227.21
8,698.00
7,031.17
6,145.63
5,532.64
4,939.60
4,426.56
3,924.36
Gross Block
32,374.49
28,194.34
25,141.02
22,634.22
19,619.76
17,543.26
15,829.31
14,063.96
12,651.42
11,274.90
Accumulated Depreciation
17,899.80
16,210.66
14,913.80
13,936.22
12,588.59
11,397.63
10,296.66
9,124.36
8,224.86
7,350.54
Total Non-Current Assets
2,794,865.13
2,566,579.16
2,335,399.07
2,066,549.10
1,759,618.15
1,587,282.28
1,400,118.66
1,253,079.01
970,754.87
780,283.24
Lease Adjustment A/c
-4.70
-4.70
-4.70
-4.50
-4.50
-4.50
-4.78
-2.93
-10.34
-75.01
Capital Work in Progress
785.70
400.32
337.27
676.43
381.30
345.70
486.03
286.81
246.57
150.02
Cash and balance with RBI
160,424.57
144,287.55
114,095.60
89,574.03
79,199.21
119,349.83
82,195.58
74,161.07
74,817.26
45,066.10
Balance with banks and money at call
43,734.90
44,193.50
53,065.74
55,653.69
48,391.62
35,977.62
29,658.29
51,100.63
14,211.16
27,410.76
Investments
705,189.08
673,507.48
579,401.26
519,343.42
460,949.14
419,066.45
412,749.26
372,231.45
273,841.72
216,521.05
Advances
1,870,260.89
1,692,211.33
1,578,276.69
1,392,608.03
1,163,670.21
1,006,401.55
869,501.64
750,362.38
603,221.94
487,285.96
Other Assets
176,032.52
133,530.86
61,096.23
66,559.46
70,338.03
60,615.96
50,025.30
51,746.73
56,514.65
34,891.16
Total Assets
2,970,897.65
2,700,110.02
2,396,495.30
2,133,108.56
1,829,956.18
1,647,898.24
1,450,143.96
1,304,825.74
1,027,269.52
815,174.40
Contingent Liabilities
1,184,201.34
1,190,338.69
1,172,565.68
1,056,483.76
937,155.50
852,755.36
697,295.12
860,686.08
945,770.21
611,733.50
Bills for collection
106,611.68
105,970.51
90,196.99
80,201.67
80,410.05
68,865.70
56,491.43
49,938.35
25,225.91
28,337.54
Adjusted Book Value
230.87
216.17
197.40
182.79
158.31
131.45
130.95
114.02
96.97
76.26

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Mar 08
Mar 07
Mar 06
Cash From Operating Activity
46,402.89
19,141.68
24,331.79
-30,114.14
43,900.13
-8,372.39
31,169.96
-4,209.41
5,134.14
5,543.21
PBT
25,331.50
21,009.84
25,475.05
23,982.59
19,424.77
18,402.21
17,677.05
13,738.34
10,556.72
8,759.49
Adjustment
28,817.89
25,389.06
20,615.37
24,067.64
15,590.84
2,792.92
8,603.42
5,588.84
5,227.16
8,208.99
Adjustments for Liabilities & Assets
-229.13
-14,655.91
-17,316.26
-67,446.32
16,556.73
-21,123.09
12,654.30
-17,776.78
-5,215.79
-9,695.43
Refund/(Payment) of direct taxes
-7,517.37
-12,601.31
-4,442.37
-10,718.05
-7,672.21
-8,444.43
-7,764.81
-5,759.81
-5,433.95
-1,729.84
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-3,430.41
-3,536.49
-3,653.23
-2,319.25
-1,646.02
-1,344.61
-1,630.89
-1,642.44
-965.37
-1,825.69
Net Fixed Assets
-2252.74
-1421.23
-2658.84
-1603.50
-1452.35
-1402.66
-1443.89
-1018.74
-699.21
-692.30
Other Investment Activity
-24994.31
-22858.31
-20103.10
-16771.03
-14866.12
-13700.05
-12308.94
-10187.98
-10029.56
-8667.52
Cash from Financing Activity
-3,430.41
-3,536.49
-3,653.23
-2,319.25
-1,646.02
-1,344.61
-1,630.89
-1,642.44
-965.37
-1,825.69
Closing Cash & Equivalent
208,586.57
167,161.34
145,227.73
127,590.83
155,327.45
111,853.87
125,261.70
89,028.42
72,476.86
57,336.52
Net Cash Inflow / Outflow
41,419.22
19,188.25
16,255.02
-30,224.55
43,505.67
-12,989.61
34,039.80
16,781.86
15,179.12
6,354.75
Opening Cash & Equivalents
167,161.34
145,227.73
127,590.83
155,327.45
111,853.87
125,261.70
89,028.42
72,476.86
57,336.52
50,957.04

Financial Ratios

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Mar 08
Mar 07
Book Value
230.87
216.17
197.40
182.79
158.31
131.45
130.95
114.02
96.97
76.26
NIM
2.84
2.93
2.91
2.97
3.30
2.88
2.40
2.33
2.44
2.79
Yield on Advances
11.86
12.29
11.98
12.06
12.65
11.29
11.51
12.22
11.85
11.16
Yield on Investments
9.36
8.70
8.48
8.00
7.19
7.38
7.16
6.40
7.37
7.45
Cost of Liabilities
5.69
5.80
5.89
5.83
5.68
4.87
5.38
5.61
5.69
4.78
Interest Spread
6.17
6.49
6.09
6.23
6.97
6.42
6.13
6.61
6.16
6.38
ROCE
6.82%
9.64%
9.56%
12.28%
14.05%
12.64%
12.66%
16.45%
18.51%
18.30%
Cost Income Ratio
56.78
59.00
60.08
56.35
53.51
58.32
63.10
52.65
56.64
58.15
Core Cost Income Ratio
59.04
65.00
63.80
58.50
52.34
60.57
71.57
53.86
59.34
58.72
Operating Costs to Assets
2.48
2.71
2.64
2.48
2.56
2.82
2.92
2.04
2.33
2.45
Loans/Deposits
0.11
0.12
0.12
0.13
0.11
0.11
0.11
0.10
0.09
0.08
Cash/Deposits
0.07
0.07
0.06
0.06
0.06
0.10
0.07
0.07
0.10
0.07
Investment/Deposits
0.31
0.33
0.32
0.32
0.33
0.33
0.37
0.37
0.35
0.34
Inc Loan/Deposits
11.46%
11.92%
12.17%
12.52%
11.17%
11.35%
10.93%
10.40%
8.50%
7.65%
Credit Deposits
82.98%
82.43%
85.83%
85.57%
82.26%
80.16%
77.88%
74.15%
77.69%
76.58%
Interest Expended / Interest earned
64.48%
64.04%
64.25%
63.59%
60.68%
59.92%
66.58%
68.32%
67.06%
60.21%
Interest income / Total funds
64.48%
64.04%
64.25%
63.59%
60.68%
59.92%
66.58%
68.32%
67.06%
60.21%
Interest Expended / Total funds
4.81%
4.93%
5.07%
5.01%
4.88%
4.13%
4.60%
4.80%
4.67%
4.02%
CASA
40.62%
39.43%
40.34%
40.75%
40.69%
44.90%
42.65%
38.45%
41.86%
42.69%

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes. Information is provided "as is" and solely for informational purposes, not for trading purposes or advice.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.