Nifty
Sensex
:
:
8382.30
27104.53
32.95(0.39%)
70.03(0.26%)

Bank - Private

Rating :
24/99

BSE: 532209 | NSE: J&KBANK

62.70
0.25 (0.40%)
23-Jan-2017 | 3:04PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  • 63.35
  • 63.90
  • 62.40
  • 62.45
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  • 276675
  • 173.48
  • 92.20
  • 56.20

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 3,039.56
  • N/A
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 2,157.67
  • 2.79%
  • 0.52

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 53.17%
  • 4.42%
  • 15.22%
  • FII
  • DII
  • Others
  • 3.26%
  • 5.89%
  • 18.04%

Chart

Price | P:E | P:BV | EV:EBITDA

Quarterly Results

Standalone Figures in Rs. Crores

Description
Sep 16
Sep 15
Var%
Jun 16
Jun 15
Var%
Mar 16
Mar 15
Var%
Dec 15
Dec 14
Var%
Interest Earned
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Interest Exp.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Interest Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
NIM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Exp.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Profit
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBT
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBTM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
TAX
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PATM
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
EPS
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
CASA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Mar 08
Net Interest Income
2,711.37
2,652.54
2,685.11
2,316.73
1,838.84
1,543.92
1,119.61
983.84
810.44
Interest Earned
6,843.57
7,061.13
6,767.00
6,136.80
4,835.58
3,713.13
3,056.88
2,971.70
2,434.23
Interest Expended
4,132.20
4,408.59
4,081.89
3,820.07
2,996.74
2,169.21
1,937.27
1,987.86
1,623.79
Int. income Growth
2.22%
-1.21%
15.90%
25.99%
19.10%
37.90%
13.80%
21.40%
 
Other Income
508.71
599.04
393.21
485.29
335.03
364.76
416.24
261.48
245.01
Total Income
3,220.08
3,251.58
3,078.32
2,802.02
2,173.87
1,908.68
1,535.85
1,245.32
1,055.45
Total Expenditure
2,466.31
2,336.41
1,249.66
1,225.85
928.98
936.23
707.13
580.72
447.31
Employee Cost
1,025.19
897.56
747.13
654.16
522.67
523.61
366.36
278.77
225.77
% Of Sales
14.98%
12.71%
11.04%
10.66%
10.81%
14.10%
11.98%
9.38%
9.27%
Opt. & Establishment Exp.
593.45
613.34
511.68
387.18
325.07
273.33
247.95
224.61
210.01
% Of Sales
8.67%
8.69%
7.56%
6.31%
6.72%
7.36%
8.11%
7.56%
8.63%
Provisions
976.23
1,015.47
147.21
284.09
169.16
215.15
166.68
142.36
75.85
% Of Sales
14.26%
14.38%
2.18%
4.63%
3.50%
5.79%
5.45%
4.79%
3.12%
EBITDA
753.77
915.17
1,828.66
1,576.17
1,244.89
972.45
828.72
664.60
608.14
EBITDA Margin
27.80%
34.50%
68.10%
68.03%
67.70%
62.99%
74.02%
67.55%
75.04%
Depreciation
64.28
94.98
78.18
49.79
43.96
37.93
36.93
32.51
32.16
PBT
689.49
820.19
1,750.49
1,526.38
1,200.93
934.52
791.78
632.08
575.98
Exceptional Inc./Exp.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
275.65
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Rate
39.98%
38.00%
32.53%
30.89%
33.13%
34.16%
35.27%
35.16%
37.50%
PAT
413.84
508.48
1,181.08
1,054.89
803.08
615.33
512.55
409.82
360.00
PAT before Minority Interest
413.84
508.48
1,181.08
1,054.89
803.08
615.33
512.55
409.82
360.00
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
12.85%
15.64%
38.37%
37.65%
36.94%
32.24%
33.37%
32.91%
34.11%
PAT Growth
-18.61%
-56.95%
11.96%
31.36%
30.51%
20.05%
25.07%
13.84%
 
Unadjusted EPS
8.58
10.49
24.39
217.65
165.66
126.93
105.69
84.54
74.26

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Mar 08
Shareholder's Funds
6,420.86
6,108.45
5,722.12
4,864.59
4,093.29
3,478.97
3,010.62
2,622.85
2,308.92
Share Capital
48.49
48.49
48.49
48.49
48.49
48.49
48.49
48.49
48.49
Total Reserves
6,372.36
6,059.95
5,673.63
4,816.10
4,044.80
3,430.48
2,962.13
2,574.36
2,232.34
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
69,378.81
65,736.16
69,328.35
64,212.18
53,341.76
44,670.41
37,231.89
32,999.10
28,593.26
Borrowings
2,240.00
2,339.67
1,765.00
1,075.00
1,240.96
1,104.65
1,100.21
996.63
751.79
Other Liabilities & Provisions
2,213.87
1,725.51
1,797.34
1,582.57
1,587.77
1,248.95
1,199.06
1,069.68
1,102.02
Total Liabilities
80,253.54
75,909.79
78,612.81
71,734.34
60,263.78
50,502.98
42,541.78
37,688.26
32,755.99
Net Block
705.66
655.40
507.85
444.00
415.09
391.64
202.81
196.29
182.22
Gross Block
1,430.01
1,318.61
1,076.21
934.21
855.52
788.10
561.35
517.90
471.32
Accumulated Depreciation
724.35
663.20
568.37
490.21
440.42
396.47
358.54
321.61
289.10
Total Non-Current Assets
74,495.38
71,750.11
77,320.41
70,791.99
59,570.88
49,826.98
41,826.84
37,135.92
32,269.52
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
58.60
34.16
27.29
12.68
5.18
2.13
1.32
3.13
9.79
Cash and balance with RBI
3,126.74
2,373.05
3,045.59
2,695.15
2,783.65
2,974.96
2,744.73
2,302.95
3,219.97
Balance with banks and money at call
77.47
1,362.09
1,170.01
2,709.28
1,670.22
573.85
1,869.51
2,971.81
1,217.27
Investments
20,333.62
22,739.59
26,185.07
25,731.07
21,619.32
19,690.77
13,951.25
10,731.33
8,757.66
Advances
50,193.29
44,585.82
46,384.60
39,199.81
33,077.42
26,193.63
23,057.22
20,930.41
18,882.61
Other Assets
5,758.16
4,159.67
1,292.41
942.37
692.89
675.99
714.94
552.33
486.47
Total Assets
80,253.54
75,909.78
78,612.82
71,734.36
60,263.77
50,502.97
42,541.78
37,688.25
32,755.99
Contingent Liabilities
16,864.11
21,697.24
16,140.72
32,282.80
15,066.08
25,517.66
11,499.25
9,140.92
11,264.43
Bills for collection
1,208.82
1,173.09
1,235.89
896.00
920.34
1,461.68
592.26
949.04
628.54
Adjusted Book Value
132.45
126.00
11.80
100.35
84.44
71.76
62.10
54.10
47.05

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Mar 08
Cash From Operating Activity
118.06
-682.73
1,279.51
1,176.50
-659.09
-1,109.18
965.35
901.33
PBT
820.13
1,749.81
1,526.30
1,200.87
934.58
791.87
0.00
0.00
Adjustment
1,164.51
280.07
387.96
267.18
307.03
217.33
648.59
598.12
Adjustments for Liabilities & Assets
-1,525.80
-2,104.07
-100.85
110.80
-1,581.98
-1,839.11
560.09
516.88
Refund/(Payment) of direct taxes
-340.78
-608.54
-533.91
-402.35
-318.71
-279.27
-243.32
-213.67
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-260.93
-168.51
-86.20
-70.46
-227.56
-41.65
-39.92
-40.72
Net Fixed Assets
-249.61
-155.48
-85.64
-70.47
-227.56
-41.64
-39.92
Other Investment Activity
-1519.94
-1188.02
-1016.80
-1088.26
-831.88
-602.59
-561.75
Cash from Financing Activity
-260.93
-168.51
-86.20
-70.46
-227.56
-41.65
-39.92
-40.72
Closing Cash & Equivalent
3,735.15
4,215.60
5,404.42
4,453.87
3,548.81
4,614.24
5,274.76
4,437.24
Net Cash Inflow / Outflow
-480.45
-1,188.82
950.55
905.06
-1,065.43
-660.52
837.52
823.48
Opening Cash & Equivalents
4,215.60
5,404.42
4,453.87
3,548.81
4,614.24
5,274.76
4,437.24
3,613.76

Financial Ratios

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Mar 08
Book Value
132.45
126.00
11.80
100.35
84.44
71.76
62.10
54.10
47.05
NIM
3.68
3.73
3.50
3.29
3.11
3.12
2.69
2.66
2.53
Yield on Advances
13.63
15.84
14.59
15.66
14.62
14.18
13.26
14.20
12.89
Yield on Investments
8.82
8.15
6.65
7.23
6.66
5.88
6.29
6.75
7.21
Cost of Liabilities
5.77
6.48
5.74
5.85
5.49
4.74
5.05
5.85
5.53
Interest Spread
7.86
9.36
8.85
9.80
9.13
9.44
8.20
8.35
7.36
ROCE
9.78%
12.87%
27.63%
28.49%
26.14%
23.80%
22.99%
21.11%
20.49%
Cost Income Ratio
48.27
43.55
38.35
35.39
36.97
39.77
37.59
37.81
38.24
Core Cost Income Ratio
50.58
45.16
39.16
37.38
37.60
41.79
42.38
40.38
41.03
Operating Costs to Assets
1.94
1.87
1.50
1.38
1.33
1.50
1.36
1.25
1.23
Loans/Deposits
0.03
0.04
0.03
0.02
0.02
0.02
0.03
0.03
0.03
Cash/Deposits
0.05
0.04
0.04
0.04
0.05
0.07
0.07
0.07
0.11
Investment/Deposits
0.29
0.35
0.38
0.40
0.41
0.44
0.37
0.33
0.31
Inc Loan/Deposits
3.23%
3.56%
2.55%
1.67%
2.33%
2.47%
2.96%
3.02%
2.63%
Credit Deposits
72.35%
67.83%
66.91%
61.05%
62.01%
58.64%
61.93%
63.43%
66.04%
Interest Expended / Interest earned
60.38%
62.43%
60.32%
62.25%
61.97%
58.42%
63.37%
66.89%
66.71%
Interest income / Total funds
60.38%
62.43%
60.32%
62.25%
61.97%
58.42%
63.37%
66.89%
66.71%
Interest Expended / Total funds
5.15%
5.81%
5.19%
5.33%
4.97%
4.30%
4.55%
5.27%
4.96%
CASA
44.13%
41.80%
39.06%
39.23%
40.71%
40.48%
40.69%
38.10%
39.16%

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes. Information is provided "as is" and solely for informational purposes, not for trading purposes or advice.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.