Nifty
Sensex
:
:
9915.25
32028.89
41.95 (0.42%)
124.49 (0.39%)

Bank - Private

Rating :
50/99

BSE: 532209 | NSE: J&KBANK

83.50
-1.10 (-1.30%)
21-Jul-2017 | 3:44PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  • 85.35
  • 85.85
  • 83.20
  • 84.60
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  • 344802
  • 287.91
  • 95.75
  • 57.15

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 5,002.68
  • N/A
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 2,687.76
  • N/A
  • 0.89

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 56.45%
  • 3.63%
  • 12.54%
  • FII
  • DII
  • Others
  • 3.01%
  • 5.22%
  • 19.15%

Chart

Price | P:E | P:BV | EV:EBITDA

Quarterly Results

Standalone Figures in Rs. Crores

Description
Mar 17
Mar 16
Var%
Dec 16
Dec 15
Var%
Sep 16
Sep 15
Var%
Jun 16
Jun 15
Var%
Interest Earned
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Interest Exp.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Interest Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
NIM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Exp.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Profit
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBT
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBTM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
TAX
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PATM
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
EPS
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
CASA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Mar 08
Net Interest Income
2,512.79
2,711.37
2,652.54
2,685.11
2,316.73
1,838.84
1,543.92
1,119.61
983.84
810.44
Interest Earned
6,685.80
6,843.57
7,061.13
6,767.00
6,136.80
4,835.58
3,713.13
3,056.88
2,971.70
2,434.23
Interest Expended
4,173.01
4,132.20
4,408.59
4,081.89
3,820.07
2,996.74
2,169.21
1,937.27
1,987.86
1,623.79
Int. income Growth
-7.32%
2.22%
-1.21%
15.90%
25.99%
19.10%
37.90%
13.80%
21.40%
 
Other Income
497.27
508.71
599.04
393.21
485.29
335.03
364.76
416.24
261.48
245.01
Total Income
3,010.06
3,220.08
3,251.58
3,078.32
2,802.02
2,173.87
1,908.68
1,535.85
1,245.32
1,055.45
Total Expenditure
4,431.45
2,466.31
2,336.41
1,249.66
1,225.85
928.98
936.23
707.13
580.72
447.31
Employee Cost
1,126.35
1,025.19
897.56
747.13
654.16
522.67
523.61
366.36
278.77
225.77
% Of Sales
16.85%
14.98%
12.71%
11.04%
10.66%
10.81%
14.10%
11.98%
9.38%
9.27%
Opt. & Establishment Exp.
675.36
593.45
613.34
511.68
387.18
325.07
273.33
247.95
224.61
210.01
% Of Sales
10.10%
8.67%
8.69%
7.56%
6.31%
6.72%
7.36%
8.11%
7.56%
8.63%
Provisions
2,800.30
976.23
1,015.47
147.21
284.09
169.16
215.15
166.68
142.36
75.85
% Of Sales
41.88%
14.26%
14.38%
2.18%
4.63%
3.50%
5.79%
5.45%
4.79%
3.12%
EBITDA
-1,421.39
753.77
915.17
1,828.66
1,576.17
1,244.89
972.45
828.72
664.60
608.14
EBITDA Margin
-56.57%
27.80%
34.50%
68.10%
68.03%
67.70%
62.99%
74.02%
67.55%
75.04%
Depreciation
85.28
64.28
94.98
78.18
49.79
43.96
37.93
36.93
32.51
32.16
PBT
-1,506.67
689.49
820.19
1,750.49
1,526.38
1,200.93
934.52
791.78
632.08
575.98
Exceptional Inc./Exp.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
126.32
275.65
311.71
569.41
471.49
397.85
319.19
279.23
222.26
215.98
Tax Rate
-8.38%
39.98%
38.00%
32.53%
30.89%
33.13%
34.16%
35.27%
35.16%
37.50%
PAT
-1,632.99
413.84
508.48
1,181.08
1,054.89
803.08
615.33
512.55
409.82
360.00
PAT before Minority Interest
-1,632.99
413.84
508.48
1,181.08
1,054.89
803.08
615.33
512.55
409.82
360.00
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
-54.25%
12.85%
15.64%
38.37%
37.65%
36.94%
32.24%
33.37%
32.91%
34.11%
PAT Growth
-494.59%
-18.61%
-56.95%
11.96%
31.36%
30.51%
20.05%
25.07%
13.84%
 
Unadjusted EPS
-33.59
8.58
10.49
24.39
217.65
165.66
126.93
105.69
84.54
74.26

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Mar 08
Shareholder's Funds
5,672.89
6,420.86
6,108.45
5,722.12
4,864.59
4,093.29
3,478.97
3,010.62
2,622.85
2,308.92
Share Capital
52.15
48.49
48.49
48.49
48.49
48.49
48.49
48.49
48.49
48.49
Total Reserves
5,620.74
6,372.36
6,059.95
5,673.63
4,816.10
4,044.80
3,430.48
2,962.13
2,574.36
2,232.34
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
72,458.97
69,378.81
65,736.16
69,328.35
64,212.18
53,341.76
44,670.41
37,231.89
32,999.10
28,593.26
Borrowings
1,276.05
2,240.00
2,339.67
1,765.00
1,075.00
1,240.96
1,104.65
1,100.21
996.63
751.79
Other Liabilities & Provisions
2,604.22
2,213.87
1,725.51
1,797.34
1,582.57
1,587.77
1,248.95
1,199.06
1,069.68
1,102.02
Total Liabilities
82,012.13
80,253.54
75,909.79
78,612.81
71,734.34
60,263.78
50,502.98
42,541.78
37,688.26
32,755.99
Net Block
1,479.35
705.66
655.40
507.85
444.00
415.09
391.64
202.81
196.29
182.22
Gross Block
2,285.62
1,430.01
1,318.61
1,076.21
934.21
855.52
788.10
561.35
517.90
471.32
Accumulated Depreciation
806.27
724.35
663.20
568.37
490.21
440.42
396.47
358.54
321.61
289.10
Total Non-Current Assets
78,023.49
74,495.38
71,750.11
77,320.41
70,791.99
59,570.88
49,826.98
41,826.84
37,135.92
32,269.52
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
64.34
58.60
34.16
27.29
12.68
5.18
2.13
1.32
3.13
9.79
Cash and balance with RBI
3,590.97
3,126.74
2,373.05
3,045.59
2,695.15
2,783.65
2,974.96
2,744.73
2,302.95
3,219.97
Balance with banks and money at call
1,801.83
77.47
1,362.09
1,170.01
2,709.28
1,670.22
573.85
1,869.51
2,971.81
1,217.27
Investments
21,270.89
20,333.62
22,739.59
26,185.07
25,731.07
21,619.32
19,690.77
13,951.25
10,731.33
8,757.66
Advances
49,816.11
50,193.29
44,585.82
46,384.60
39,199.81
33,077.42
26,193.63
23,057.22
20,930.41
18,882.61
Other Assets
3,988.64
5,758.16
4,159.67
1,292.41
942.37
692.89
675.99
714.94
552.33
486.47
Total Assets
82,012.13
80,253.54
75,909.78
78,612.82
71,734.36
60,263.77
50,502.97
42,541.78
37,688.25
32,755.99
Contingent Liabilities
6,108.99
16,864.11
21,697.24
16,140.72
32,282.80
15,066.08
25,517.66
11,499.25
9,140.92
11,264.43
Bills for collection
1,190.86
1,208.82
1,173.09
1,235.89
896.00
920.34
1,461.68
592.26
949.04
628.54
Adjusted Book Value
96.64
132.45
126.00
11.80
100.35
84.44
71.76
62.10
54.10
47.05

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Mar 08
Cash From Operating Activity
2,457.10
-218.95
118.06
-682.73
1,279.51
1,176.50
-659.09
-1,109.18
965.35
901.33
PBT
-1,506.68
689.49
820.13
1,749.81
1,526.30
1,200.87
934.58
791.87
0.00
0.00
Adjustment
2,937.27
1,091.38
1,164.51
280.07
387.96
267.18
307.03
217.33
648.59
598.12
Adjustments for Liabilities & Assets
1,098.57
-1,605.78
-1,525.80
-2,104.07
-100.85
110.80
-1,581.98
-1,839.11
560.09
516.88
Refund/(Payment) of direct taxes
-72.07
-394.04
-340.78
-608.54
-533.91
-402.35
-318.71
-279.27
-243.32
-213.67
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-861.35
-135.84
-260.93
-168.51
-86.20
-70.46
-227.56
-41.65
-39.92
-40.72
Net Fixed Assets
-861.32
-135.66
-249.61
-155.48
-85.64
-70.47
-227.56
-41.64
-39.92
Other Investment Activity
-2484.25
-1748.02
-1519.94
-1188.02
-1016.80
-1088.26
-831.88
-602.59
-561.75
Cash from Financing Activity
592.85
-176.15
-337.58
-337.58
-242.76
-200.98
-178.78
490.31
-87.91
-37.13
Closing Cash & Equivalent
5,392.80
3,204.20
3,735.15
4,215.60
5,404.42
4,453.87
3,548.81
4,614.24
5,274.76
4,437.24
Net Cash Inflow / Outflow
2,188.60
-530.94
-480.45
-1,188.82
950.55
905.06
-1,065.43
-660.52
837.52
823.48
Opening Cash & Equivalents
3,204.20
3,735.15
4,215.60
5,404.42
4,453.87
3,548.81
4,614.24
5,274.76
4,437.24
3,613.76

Financial Ratios

Consolidated /

Standalone
Description
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Mar 08
Book Value
96.64
132.45
126.00
11.80
100.35
84.44
71.76
62.10
54.10
47.05
NIM
3.29
3.68
3.73
3.50
3.29
3.11
3.12
2.69
2.66
2.53
Yield on Advances
13.42
13.63
15.84
14.59
15.66
14.62
14.18
13.26
14.20
12.89
Yield on Investments
9.02
8.82
8.15
6.65
7.23
6.66
5.88
6.29
6.75
7.21
Cost of Liabilities
5.66
5.77
6.48
5.74
5.85
5.49
4.74
5.05
5.85
5.53
Interest Spread
7.76
7.86
9.36
8.85
9.80
9.13
9.44
8.20
8.35
7.36
ROCE
-18.09%
9.78%
12.87%
27.63%
28.49%
26.14%
23.80%
22.99%
21.11%
20.49%
Cost Income Ratio
57.02
48.27
43.55
38.35
35.39
36.97
39.77
37.59
37.81
38.24
Core Cost Income Ratio
59.74
50.58
45.16
39.16
37.38
37.60
41.79
42.38
40.38
41.03
Operating Costs to Assets
2.09
1.94
1.87
1.50
1.38
1.33
1.50
1.36
1.25
1.23
Loans/Deposits
0.02
0.03
0.04
0.03
0.02
0.02
0.02
0.03
0.03
0.03
Cash/Deposits
0.05
0.05
0.04
0.04
0.04
0.05
0.07
0.07
0.07
0.11
Investment/Deposits
0.29
0.29
0.35
0.38
0.40
0.41
0.44
0.37
0.33
0.31
Inc Loan/Deposits
1.76%
3.23%
3.56%
2.55%
1.67%
2.33%
2.47%
2.96%
3.02%
2.63%
Credit Deposits
68.75%
72.35%
67.83%
66.91%
61.05%
62.01%
58.64%
61.93%
63.43%
66.04%
Interest Expended / Interest earned
62.42%
60.38%
62.43%
60.32%
62.25%
61.97%
58.42%
63.37%
66.89%
66.71%
Interest income / Total funds
8.15%
8.53%
9.30%
8.61%
8.55%
8.02%
7.35%
7.19%
7.88%
7.43%
Interest Expended / Total funds
5.09%
5.15%
5.81%
5.19%
5.33%
4.97%
4.30%
4.55%
5.27%
4.96%
CASA
51.70%
44.13%
41.80%
39.06%
39.23%
40.71%
40.48%
40.69%
38.10%
39.16%

News Update


  • Jammu & Kashmir Bank to raise funds up to Rs 1,000 crore
    15th May 2017, 09:44 AM

    The board of directors at its meeting held on May 13, 2017 has approved for the same

    Read More

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.