The Karnataka Bank, 532652, KTKBANK Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

8,514.28
6.14
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

4,872.77
2.21%
0.84

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

10 Years
5 Years
3 Years

EBITDA CAGR (%)

10 Years
5 Years
3 Years

14.27
19.85
34.72

PAT CAGR (%)

10 Years
5 Years
3 Years

0.56
0.56

P:E (Median)

8 Years
5 Years
3 Years

4.88
5.06
5.06

P:BV (Average)

8 Years
5 Years
3 Years

0.48
0.56
0.56

EV:EBITDA (Average)

8 Years
5 Years
3 Years

0.63
0.74
0.74

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Dec 23 Dec 22 Var% Sep 23 Sep 22 Var% Jun 23 Jun 22 Var% Mar 23 Mar 22 Var%
Interest Earned 2,112.61 1,850.80 14.15% 2,026.59 1,771.05 14.43% 1,958.74 1,629.08 20.24% 1,969.30 1,578.78 24.74%
Interest Exp. 1,285.01 1,016.04 26.47% 1,204.18 968.32 24.36% 1,144.06 941.52 21.51% 1,109.25 922.29 20.27%
Net Interest Income 827.60 834.76 -0.86% 822.41 802.73 2.45% 814.68 687.56 18.49% 860.05 656.49 31.01%
NIM 3.57 3.81 -6.30% 3.58 3.78 -5.29% 3.68 3.33 10.51% 3.87 3.25 19.08%
Other Income 326.08 204.51 59.44% 249.59 260.04 -4.02% 323.84 132.79 143.87% 395.24 256.90 53.85%
Total Income 2,438.69 2,055.31 18.65% 2,276.18 2,031.09 12.07% 2,282.58 1,761.87 29.55% 2,364.54 1,835.68 28.81%
Operating Exp. 613.48 507.40 20.91% 549.85 484.95 13.38% 537.35 407.57 31.84% 569.53 533.27 6.80%
Operating Profit 540.20 531.87 1.57% 522.15 577.82 -9.63% 601.17 412.78 45.64% 685.76 380.12 80.41%
Provision 144.41 164.87 -12.41% 119.87 -13.84 - 151.57 362.90 -58.23% 253.26 95.91 164.06%
PBT 395.79 367.00 7.84% 402.28 591.66 -32.01% 449.60 49.88 801.36% 432.50 284.21 52.18%
PBTM 18.73 19.83 -5.55% 19.85 33.41 -40.59% 22.95 3.06 650.00% 21.96 18.00 22.00%
TAX 64.71 66.32 -2.43% 72.02 180.03 -60.00% 78.90 -64.30 - 78.75 153.86 -48.82%
PAT 331.08 300.68 10.11% 330.26 411.63 -19.77% 370.70 114.18 224.66% 353.75 130.35 171.38%
PATM 15.67% 16.25% 16.30% 23.24% 18.93% 7.01% 17.96% 8.26%
EPS 9.55 9.64 -0.93% 10.56 13.22 -20.12% 11.86 3.67 223.16% 11.33 4.19 170.41%
Gross NPA 2,536.72 2,085.73 21.62% 2,324.19 2,051.70 13.28% 2,315.88 2,401.39 -3.56% 2,292.91 2,250.82 1.87%
Gross NPA% 3.64 3.28 10.98% 3.47 3.36 3.27% 3.68 4.03 -8.68% 3.74 3.90 -4.10%
Net NPA 1,060.06 1,040.88 1.84% 888.94 1,028.47 -13.57% 877.71 1,262.88 -30.50% 1,021.27 1,376.97 -25.83%
Net NPA% 1.55 1.66 -6.63% 1.36 1.72 -20.93% 1.43 2.16 -33.80% 1.70 2.42 -29.75%
CASA 31.45 31.91 -1.44% 31.91 32.82 -2.77% 32.19 32.80 -1.86% 32.97 32.97 0.00%

Description Dec 23 Dec 22 Var% Sep 23 Sep 22 Var% Jun 23 Jun 22 Var% Mar 23 Mar 22 Var%
Interest Earned 2,112.61 1,850.79 14.15% 2,026.59 1,771.05 14.43% 1,958.74 1,629.08 20.24% 1,969.31 1,578.78 24.74%
Interest Exp. 1,285.00 1,016.04 26.47% 1,204.18 968.32 24.36% 1,144.06 941.52 21.51% 1,109.24 922.28 20.27%
Net Interest Income 827.61 834.75 -0.86% 822.41 802.73 2.45% 814.68 687.56 18.49% 860.07 656.50 31.01%
NIM 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Other Income 326.07 204.52 59.43% 249.64 260.04 -4.00% 323.85 132.79 143.88% 395.23 256.98 53.80%
Total Income 2,438.68 2,055.31 18.65% 2,276.23 2,031.09 12.07% 2,282.59 1,761.87 29.55% 2,364.54 1,835.76 28.80%
Operating Exp. 613.34 507.45 20.87% 549.92 485.11 13.36% 537.33 407.70 31.80% 569.76 533.51 6.79%
Operating Profit 540.34 531.82 1.60% 522.13 577.66 -9.61% 601.20 412.65 45.69% 685.54 379.97 80.42%
Provision 144.42 164.87 -12.40% 119.87 -13.84 - 151.57 362.90 -58.23% 253.26 95.91 164.06%
PBT 395.92 366.95 7.89% 402.26 591.50 -31.99% 449.63 49.75 803.78% 432.28 284.06 52.18%
PBTM 18.74 19.83 -5.50% 19.85 33.40 -40.57% 22.96 3.05 652.79% 21.95 17.99 22.01%
TAX 64.71 66.32 -2.43% 72.02 180.03 -60.00% 78.90 -64.30 - 78.75 153.86 -48.82%
PAT 331.21 300.63 10.17% 330.24 411.47 -19.74% 370.73 114.05 225.06% 353.53 130.20 171.53%
PATM 15.68% 16.24% 16.30% 23.23% 18.93% 7.00% 17.95% 8.25%
EPS 9.55 8.67 10.15% 9.53 11.87 -19.71% 10.69 3.29 224.92% 10.20 3.76 171.28%
Gross NPA 2,536.72 2,085.73 21.62% 2,324.19 2,051.70 13.28% 2,315.88 2,401.39 -3.56% 2,292.91 2,250.82 1.87%
Gross NPA% 3.64 3.28 10.98% 3.47 3.36 3.27% 3.68 4.03 -8.68% 3.74 3.90 -4.10%
Net NPA 1,060.06 1,040.88 1.84% 888.94 1,028.47 -13.57% 877.71 1,262.88 -30.50% 1,021.27 1,376.97 -25.83%
Net NPA% 1.55 1.66 -6.63% 1.36 1.72 -20.93% 1.43 2.16 -33.80% 1.70 2.42 -29.75%
CASA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0

Annual Results

Standalone Figures in Rs. Crores /

Consolidated

Description TTM Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Net Interest Income 3,324.74 3,185.10 2,491.03 2,183.18 2,030.36 1,905.12 1,857.65 1,490.62 1,302.87 1,168.85 1,056.07 Interest Earned 8,067.24 7,220.23 6,221.66 6,232.41 6,474.77 5,905.96 5,423.75 5,185.40 4,992.21 4,698.42 4,188.83 Interest Expended 4,742.50 4,035.13 3,730.63 4,049.23 4,444.41 4,000.84 3,566.10 3,694.78 3,689.34 3,529.57 3,132.76 Int. income Growth 11.51% 27.86% 14.10% 7.53% 6.57% 2.56% 24.62% 14.41% 11.47% 10.68% Other Income 1,294.75 992.58 953.88 1,404.20 1,261.63 1,001.96 954.34 809.34 542.86 507.00 505.58 Total Income 9,361.99 4,177.68 3,444.91 3,587.38 3,291.99 2,907.08 2,811.99 2,299.96 1,845.73 1,675.85 1,561.65 Total Expenditure 2,270.21 2,650.22 2,676.68 2,901.94 2,706.20 2,245.13 2,451.78 1,782.26 1,275.50 1,130.61 1,127.47 Employee Cost - 1,069.19 1,014.95 913.31 897.00 605.56 524.79 601.03 443.02 524.66 525.40 % Of Sales - 14.81% 16.31% 14.65% 13.85% 10.25% 9.68% 11.59% 8.87% 11.17% 12.54% Opt. & Establishment Exp. - 986.67 869.63 839.32 801.98 905.85 864.10 752.88 590.41 363.64 374.74 % Of Sales - 13.67% 13.98% 13.47% 12.39% 15.34% 15.93% 14.52% 11.83% 7.74% 8.95% Provisions - 767.18 939.44 1,296.35 1,134.74 842.00 1,163.01 527.85 326.53 213.97 278.39 % Of Sales - 10.63% 15.10% 20.80% 17.53% 14.26% 21.44% 10.18% 6.54% 4.55% 6.65% EBITDA 2,349.28 1,527.46 768.23 685.44 585.79 661.95 360.21 517.70 570.23 545.24 434.18 EBITDA Margin 71.86% 47.96% 30.84% 31.40% 28.85% 34.75% 19.39% 34.73% 43.77% 46.65% 41.11% Depreciation 0.00 86.41 73.67 73.52 63.76 54.14 50.06 49.75 42.23 -14.17 25.53 PBT 1,680.17 1,441.04 694.56 611.93 522.03 607.81 310.16 467.95 528.00 559.40 408.65 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Provision for Tax 294.38 260.80 185.94 129.36 90.25 130.57 -15.45 15.69 112.71 107.95 97.62 Tax Rate 17.52% 18.10% 26.77% 21.14% 17.29% 21.48% -4.98% 3.35% 21.35% 19.30% 23.89% PAT 1,385.79 1,180.24 508.62 482.57 431.78 477.24 325.61 452.26 415.29 451.45 311.03 PAT before Minority Interest 1,385.79 1,180.24 508.62 482.57 431.78 477.24 325.61 452.26 415.29 451.45 311.03 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 30.00% 28.25% 14.76% 13.45% 13.12% 16.42% 11.58% 19.66% 22.50% 26.94% 19.92% PAT Growth 44.83% 132.05% 5.40% 11.76% -9.53% 46.57% -28.00% 8.90% -8.01% 45.15% EPS 39.97 34.04 14.67 13.92 12.45 13.77 9.39 13.04 11.98 13.02 8.97

Description TTM Mar 23 Mar 22 Mar 21 Mar 20
Net Interest Income 3,324.77 3,185.11 2,491.04 2,183.19 2,030.36 Interest Earned 8,067.25 7,220.23 6,221.66 6,232.41 6,474.77 Interest Expended 4,742.48 4,035.12 3,730.62 4,049.22 4,444.41 Int. income Growth 11.51% 27.86% 14.10% 7.53% Other Income 1,294.79 992.58 953.88 1,404.20 1,261.63 Total Income 9,362.04 4,177.69 3,444.92 3,587.39 3,291.99 Total Expenditure 2,270.35 2,650.76 2,677.32 2,902.06 2,706.20 Employee Cost - 1,073.46 1,016.20 913.31 897.00 % Of Sales - 14.87% 16.33% 14.65% 13.85% Opt. & Establishment Exp. - 983.00 869.02 839.44 801.98 % Of Sales - 13.61% 13.97% 13.47% 12.39% Provisions - 767.18 939.44 1,296.35 1,134.74 % Of Sales - 10.63% 15.10% 20.80% 17.53% EBITDA 2,349.21 1,526.93 767.60 685.33 585.79 EBITDA Margin 71.86% 47.94% 30.81% 31.39% 28.85% Depreciation 0.00 86.44 73.67 73.52 63.76 PBT 1,680.09 1,440.48 693.93 611.82 522.03 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 Provision for Tax 294.38 260.80 185.94 129.36 90.25 Tax Rate 17.52% 18.11% 26.80% 21.14% 17.29% PAT 1,385.71 1,179.68 507.99 482.46 431.78 PAT before Minority Interest 1,385.71 1,179.68 507.99 482.46 431.78 Minority Interest 0.00 0.00 0.00 0.00 0.00 PAT Margin 30.00% 28.24% 14.75% 13.45% 13.12% PAT Growth 44.90% 132.23% 5.29% 11.74% EPS 39.97 34.03 14.65 13.92 12.45

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Shareholder's Funds 8,213.36 7,094.73 6,642.35 5,970.44 5,785.18 5,410.15 5,142.58 3,690.58 3,389.06 3,052.20 Share Capital 312.35 311.17 310.88 310.88 282.62 282.62 282.62 188.47 188.46 188.42 Total Reserves 7,900.95 6,783.50 6,331.48 5,659.56 5,502.57 5,127.53 4,859.97 3,499.20 3,197.60 2,860.46 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deposits 87,368.01 80,386.85 75,654.86 71,785.15 68,452.12 62,871.29 56,733.11 50,488.21 46,008.61 40,582.83 Borrowings 1,562.72 2,313.84 1,764.88 4,065.12 3,325.51 815.97 832.62 1,051.48 1,037.76 1,915.19 Other Liabilities & Provisions 1,914.24 1,788.57 1,553.33 1,492.77 1,482.94 1,276.27 1,330.29 1,270.06 1,401.18 1,478.58 Total Liabilities 99,058.33 91,583.99 85,615.42 83,313.48 79,045.75 70,373.68 64,038.60 56,500.33 51,836.61 47,028.80 Net Block 846.08 805.00 837.85 826.42 775.00 761.60 720.57 306.64 291.85 197.48 Gross Block 1,456.06 1,369.13 1,335.60 1,260.31 1,160.24 1,096.79 1,006.72 548.77 495.18 418.92 Accumulated Depreciation 609.99 564.13 497.75 433.89 385.24 335.18 286.15 242.14 203.33 221.44 Total Non-Current Assets 90,312.67 84,079.06 79,304.97 78,255.52 75,397.94 67,058.81 61,130.03 53,510.66 48,617.67 46,107.15 Lease Adjustment A/c 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Capital Work in Progress 29.14 13.16 0.51 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash and balance with RBI 5,204.23 3,957.22 4,866.15 2,756.05 3,411.66 3,545.82 2,929.27 2,645.62 2,488.45 2,152.73 Balance with banks and money at call 955.23 479.54 449.42 163.44 198.09 55.19 344.76 399.30 125.71 184.67 Investments 23,326.37 22,041.00 21,635.19 17,545.34 16,184.99 15,444.45 20,219.73 16,256.65 14,031.67 15,226.78 Advances 59,951.62 56,783.14 51,515.85 56,964.27 54,828.20 47,251.75 36,915.70 33,902.45 31,679.99 28,345.49 Other Assets 8,745.66 7,504.94 6,310.47 5,057.96 3,647.82 3,314.86 2,908.57 2,989.67 3,218.93 921.65 Total Assets 99,058.33 91,584.00 85,615.44 83,313.48 79,045.76 70,373.67 64,038.60 56,500.33 51,836.60 47,028.80 Contingent Liabilities 10,102.40 9,656.99 8,396.33 7,723.76 6,522.23 7,519.18 5,336.03 5,877.70 8,315.69 9,007.93 Bills for collection 2,773.08 2,485.73 2,378.63 2,315.38 2,229.88 2,407.27 1,925.77 1,507.99 4,103.53 2,838.63 Adjusted Book Value 246.62 213.25 198.70 176.93 172.84 176.71 166.98 159.39 179.68 161.82

Description Mar 23 Mar 22 Mar 21 Mar 20
Shareholder's Funds 8,212.06 7,093.99 6,642.24 5,970.44 Share Capital 312.35 311.17 310.88 310.88 Total Reserves 7,899.66 6,782.77 6,331.36 5,659.56 Minority Interest 0.00 0.00 0.00 0.00 Deposits 87,367.91 80,386.74 75,654.49 71,785.15 Borrowings 1,562.72 2,313.84 1,764.88 4,065.12 Other Liabilities & Provisions 1,914.43 1,788.77 1,553.33 1,492.77 Total Liabilities 99,057.12 91,583.34 85,614.94 83,313.48 Net Block 846.22 805.06 837.86 826.42 Gross Block 1,456.26 1,369.22 1,335.61 1,260.31 Accumulated Depreciation 610.04 564.15 497.75 433.89 Total Non-Current Assets 90,311.31 84,078.12 79,304.48 78,255.52 Lease Adjustment A/c 0.00 0.00 0.00 0.00 Capital Work in Progress 29.14 13.16 0.51 0.00 Cash and balance with RBI 5,204.23 3,957.22 4,866.15 2,756.05 Balance with banks and money at call 955.23 479.54 449.42 163.44 Investments 23,324.87 22,040.00 21,634.69 17,545.34 Advances 59,951.62 56,783.14 51,515.85 56,964.27 Other Assets 8,745.80 7,505.22 6,310.48 5,057.96 Total Assets 99,057.11 91,583.34 85,614.96 83,313.48 Contingent Liabilities 10,102.40 9,656.99 8,396.33 7,723.76 Bills for collection 2,773.08 2,485.73 2,378.63 2,315.38 Adjusted Book Value 246.57 213.23 198.70 176.93

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Cash From Operating Activity 1,830.08 -467.03 3,368.76 -89.60 -2,231.06 720.88 -184.11 635.93 648.10 403.93 PBT 1,180.24 508.62 482.57 431.78 477.24 325.61 452.26 415.29 451.45 548.95 Adjustment 1,400.46 1,319.14 1,717.37 1,365.51 1,089.18 1,338.41 625.63 515.71 342.87 338.70 Adjustments for Liabilities & Assets -443.23 -2,055.75 1,503.14 -1,672.41 -3,589.18 -621.71 -1,016.21 -109.84 184.75 -305.81 Refund/(Payment) of direct taxes -307.38 -239.04 -334.31 -214.47 -208.31 -321.43 -245.80 -185.23 -330.97 -177.91 Other Direct Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -87.42 -56.36 -87.40 -56.05 -67.54 -91.34 -39.86 -57.92 -80.50 -54.33 Net Fixed Assets -102.91 -46.18 -75.80 -100.07 -63.45 -90.07 -457.95 -53.59 -76.26 -51.49 Other Investment Activity -1541.56 -1469.69 -1392.16 -1327.85 -1251.58 -1136.65 -1064.64 -629.27 -549.51 -458.80 Cash from Financing Activity -19.95 -355.42 -885.28 -544.61 2,307.33 -302.56 453.08 -147.25 -290.85 34.00 Closing Cash & Equivalent 6,159.47 4,436.76 5,315.57 2,919.49 3,609.75 3,601.01 3,274.03 3,044.92 2,614.15 2,337.40 Net Cash Inflow / Outflow 1,722.71 -878.81 2,396.08 -690.26 8.74 326.98 229.11 430.77 276.75 383.60 Opening Cash & Equivalents 4,436.76 5,315.57 2,919.49 3,609.75 3,601.01 3,274.03 3,044.92 2,614.15 2,337.40 1,953.80

Description Mar 23 Mar 22 Mar 21 Mar 20
Cash From Operating Activity 1,829.69 -467.46 3,368.27 -89.60 PBT 1,179.68 507.99 482.46 431.78 Adjustment 1,400.49 1,319.16 1,717.37 1,365.51 Adjustments for Liabilities & Assets -443.02 -2,055.56 1,502.76 -1,672.41 Refund/(Payment) of direct taxes -307.46 -239.05 -334.31 -214.47 Other Direct Payments 0.00 0.00 0.00 0.00 Cash From Investing Activity -87.53 -56.43 -87.41 -56.05 Net Fixed Assets -102.91 -46.18 -75.80 Other Investment Activity -1541.63 -1469.70 -1392.16 Cash from Financing Activity -19.45 -354.92 -884.78 -544.61 Closing Cash & Equivalent 6,159.47 4,436.76 5,315.57 2,919.49 Net Cash Inflow / Outflow 1,722.71 -878.81 2,396.08 -690.26 Opening Cash & Equivalents 4,436.76 5,315.57 2,919.49 3,609.75

Financial Ratios

Standalone /

Consolidated

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Book Value 246.62 213.25 198.70 176.93 172.84 160.64 151.80 144.90 133.05 119.82 NIM 3.56 2.99 2.78 2.62 2.55 2.80 2.47 2.45 2.42 2.30 Yield on Advances 12.04 10.96 12.10 11.37 10.77 11.48 14.05 14.73 14.83 14.78 Yield on Investments 6.18 6.16 8.17 8.89 7.84 8.80 7.79 7.70 8.54 7.38 Cost of Liabilities 4.54 4.51 5.23 5.86 5.57 5.60 6.42 7.16 7.50 7.37 Interest Spread 7.51 6.45 6.87 5.51 5.20 5.88 7.63 7.57 7.33 7.41 ROCE 17.61% 9.44% 8.79% 7.96% 10.25% 6.61% 10.48% 13.73% 14.49% 12.03% Cost Income Ratio 47.14 52.57 46.81 49.67 50.13 47.61 56.70 53.70 53.85 56.00 Core Cost Income Ratio 45.37 51.81 54.99 56.55 53.11 51.21 65.35 55.58 57.73 59.91 Operating Costs to Assets 1.99 1.98 1.96 1.96 1.84 1.90 2.04 1.75 1.74 1.86 Loans/Deposits 0.02 0.03 0.02 0.06 0.05 0.01 0.01 0.02 0.02 0.05 Cash/Deposits 0.06 0.05 0.06 0.04 0.05 0.06 0.05 0.05 0.05 0.05 Investment/Deposits 0.27 0.27 0.29 0.24 0.24 0.25 0.36 0.32 0.30 0.38 Inc Loan/Deposits 1.79% 2.88% 2.33% 5.66% 4.86% 1.30% 1.47% 2.08% 2.26% 4.72% Credit Deposits 68.62% 70.64% 68.09% 79.35% 80.10% 75.16% 65.07% 67.15% 68.86% 69.85% Interest Expended / Interest earned 55.89% 59.96% 64.97% 68.64% 67.74% 65.75% 71.25% 73.90% 75.12% 74.79% Interest income / Total funds 7.29% 6.79% 7.28% 7.77% 7.47% 7.71% 8.10% 8.84% 9.06% 8.91% Interest Expended / Total funds 4.07% 4.07% 4.73% 5.33% 5.06% 5.07% 5.77% 6.53% 6.81% 6.66% CASA 32.97% 32.97% 31.49% 28.91% 28.06% 27.98% 29.04% 26.26% 24.94% 25.40%

Description Mar 23 Mar 22 Mar 21 Mar 20
Book Value 246.57 213.23 198.70 176.93 NIM 3.56 2.99 2.78 2.62 Yield on Advances 12.04 10.96 12.10 11.37 Yield on Investments 6.18 6.17 8.17 8.89 Cost of Liabilities 4.54 4.51 5.23 5.86 Interest Spread 7.51 6.45 6.87 5.51 ROCE 17.61% 9.43% 8.79% 7.60% Cost Income Ratio 47.16 52.59 46.81 49.67 Core Cost Income Ratio 45.39 51.83 54.99 56.55 Operating Costs to Assets 1.99 1.98 1.96 1.96 Loans/Deposits 0.02 0.03 0.02 0.06 Cash/Deposits 0.06 0.05 0.06 0.04 Investment/Deposits 0.27 0.27 0.29 0.24 Inc Loan/Deposits 1.79% 2.88% 2.33% 5.66% Credit Deposits 68.62% 70.64% 68.09% 79.35% Interest Expended / Interest earned 55.89% 59.96% 64.97% 68.64% Interest income / Total funds 7.29% 6.79% 7.28% 7.77% Interest Expended / Total funds 4.07% 4.07% 4.73% 5.33% CASA 32.97% 32.97% 31.49% 28.91%

Top Investors:

quant mutual fund - quant flexi cap fund

hdfc life insurance company limited

life insurance corporation of india

bajaj allianz general insurance company limited

zeal global opportunities fund

b sumanthkumar reddy

lsv emerging markets equity fund lp

zinnia global fund pcc - cell dewcap fund

sreenadha reddy nayani

investor education and protection fund (iepf)

Annual Reports:

News Update:

Karnataka Bank expands collaboration with FISDOM
11th Apr 2024, 12:33 PM

This strategic association is all set to enhance the current value proposition of enabling customers to invest in stocks and Mutual Funds
Read More
Karnataka Bank enters into MoU with Northern Arc Capital
30th Jan 2024, 09:49 AM

This collaboration will allow bank to digitally onboard various NBFCs, to lend significant amount of money and onboard a larger customer base as a result of their better consumer outreach
Read More
Karnataka Bank reports 10% rise in Q3 consolidated net profit
24th Jan 2024, 12:20 PM

Consolidated total income of the bank increased by 18.65% at Rs 2,438.68 crore for Q3FY24
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Karnataka Bank - Quarterly Results
23rd Jan 2024, 16:06 PM

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Karnataka Bank opens 915th Branch in Ayodhya
12th Jan 2024, 11:27 AM

Ayodhya branch will showcase innovative digital banking solutions, providing its customers with seamless and efficient financial services
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Karnataka Bank partners with Digivriddhi
10th Jan 2024, 09:46 AM

The services will be made available at Village Dairy Co-operative Societies, associated with Milk unions of Karnataka Milk Federation
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The Karnataka Bank Ltd.

Bank - Private

BSE: 532652 | NSE: KTKBANK

Stock Summary

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Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

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P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

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Results Balance Sheet

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Top Investors:

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The Karnataka Bank Ltd.

Bank - Private

BSE: 532652 | NSE: KTKBANK

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Standalone Figures in Rs. Crores /

Results Balance Sheet

Standalone Figures in Rs. Crores /

Cash Flow

Standalone Figures in Rs. Crores /

Financial Ratios

Standalone /

Top Investors:

Annual Reports:

News Update: