Nifty
Sensex
:
:
22147.00
73088.33
151.15 (0.69%)
599.34 (0.83%)

Bank - Public

Rating :
68/99

BSE: 532505 | NSE: UCOBANK

53.50
19-Apr-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  53.00
  •  53.80
  •  51.75
  •  53.55
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  10567274
  •  5603.79
  •  70.65
  •  25.65

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 64,000.24
  • 37.84
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 74,201.31
  • N/A
  • 2.66

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 95.39%
  • 0.13%
  • 2.99%
  • FII
  • DII
  • Others
  • 0.03%
  • 1.32%
  • 0.14%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -0.17
  • -
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 2.12
  • -
  • 123.40

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.55
  • 1.55

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 18.77
  • 20.24
  • 20.24

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.25
  • 1.55
  • 1.55

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 7.19
  • 9.00
  • 9.00

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 23
Dec 22
Var%
Sep 23
Sep 22
Var%
Jun 23
Jun 22
Var%
Mar 23
Mar 22
Var%
Interest Earned
5,551.89
4,627.14
19.99%
5,218.82
4,184.89
24.71%
5,223.93
3,851.07
35.65%
4,987.41
3,772.68
32.20%
Interest Exp.
3,563.82
2,675.28
33.21%
3,302.27
2,415.29
36.72%
3,215.13
2,201.53
46.04%
3,015.30
2,120.30
42.21%
Net Interest Income
1,988.07
1,951.86
1.86%
1,916.55
1,769.60
8.30%
2,008.80
1,649.54
21.78%
1,972.11
1,652.38
19.35%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
860.82
823.46
4.54%
646.79
779.95
-17.07%
633.02
-54.48
-
959.53
588.95
62.92%
Total Income
6,412.71
5,450.60
17.65%
5,865.61
4,964.84
18.14%
5,856.95
3,796.59
54.27%
5,946.94
4,361.63
36.35%
Operating Exp.
1,729.75
1,421.41
21.69%
1,581.46
1,359.77
16.30%
1,439.47
1,155.12
24.62%
1,574.59
1,291.76
21.89%
Operating Profit
1,119.14
1,353.91
-17.34%
981.88
1,189.78
-17.47%
1,202.35
439.94
173.30%
1,357.05
949.57
42.91%
Provision
342.25
332.43
2.95%
342.09
405.77
-15.69%
855.69
246.84
246.66%
450.54
465.60
-3.23%
PBT
776.89
1,021.48
-23.94%
639.79
784.01
-18.40%
346.66
193.10
79.52%
906.51
483.97
87.31%
PBTM
13.99
22.08
-36.64%
12.26
18.73
-34.54%
6.64
5.01
32.53%
18.18
12.83
41.70%
TAX
274.06
368.51
-25.63%
238.12
279.49
-14.80%
123.18
69.49
77.26%
325.27
171.79
89.34%
PAT
502.83
652.97
-22.99%
401.67
504.52
-20.39%
223.48
123.61
80.79%
581.24
312.18
86.19%
PATM
9.06%
14.11%
7.70%
12.06%
4.28%
3.21%
11.65%
8.27%
EPS
0.42
0.55
-23.64%
0.34
0.42
-19.05%
0.19
0.10
90.00%
0.49
0.26
88.46%
Gross NPA
6,904.77
8,506.08
-18.83%
6,939.35
9,358.92
-25.85%
7,354.77
9,739.65
-24.49%
7,726.46
10,237.43
-24.53%
Gross NPA%
3.85
5.63
-31.62%
4.14
6.58
-37.08%
4.48
7.42
-39.62%
4.78
7.89
-39.42%
Net NPA
1,699.85
2,406.90
-29.38%
1,801.67
2,700.29
-33.28%
1,877.11
3,103.82
-39.52%
2,018.02
3,315.78
-39.14%
Net NPA%
0.98
1.66
-40.96%
1.11
1.99
-44.22%
1.18
2.49
-52.61%
1.29
2.70
-52.22%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 23
Mar 22
Mar 21
Net Interest Income
7,885.53
7,343.13
6,472.95
5,479.70
Interest Earned
20,982.05
17,650.52
14,981.34
14,446.15
Interest Expended
13,096.52
10,307.39
8,508.39
8,966.45
Int. income Growth
12.28%
13.44%
18.13%
 
Other Income
3,100.16
2,508.46
3,100.81
3,424.17
Total Income
24,082.21
9,851.59
9,573.76
8,903.87
Total Expenditure
6,325.27
6,728.96
7,658.43
8,844.94
Employee Cost
-
3,872.74
3,314.31
3,442.65
% Of Sales
-
21.94%
22.12%
23.83%
Opt. & Establishment Exp.
-
1,855.70
1,626.97
1,446.58
% Of Sales
-
10.51%
10.86%
10.01%
Provisions
-
1,435.56
3,047.07
4,224.55
% Of Sales
-
8.13%
20.34%
29.24%
EBITDA
4,660.42
3,122.63
1,915.33
58.93
EBITDA Margin
69.85%
42.52%
29.59%
1.08%
Depreciation
0.00
217.52
164.96
134.42
PBT
2,669.85
2,905.11
1,750.36
-75.49
Exceptional Inc./Exp.
-
0.00
0.00
0.00
Provision for Tax
960.63
1,042.77
820.60
-242.52
Tax Rate
35.98%
35.89%
46.88%
321.26%
PAT
1,709.22
1,862.34
929.76
167.03
PAT before Minority Interest
1,709.22
1,862.34
929.76
167.03
Minority Interest
0.00
0.00
0.00
0.00
PAT Margin
15.56%
18.90%
9.71%
1.88%
PAT Growth
7.28%
100.30%
456.64%
 
EPS
1.43
1.56
0.78
0.14

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 23
Mar 22
Mar 21
Shareholder's Funds
25,603.70
23,468.74
22,516.50
Share Capital
11,955.96
11,955.96
9,918.34
Total Reserves
13,647.74
11,512.78
9,998.16
Minority Interest
0.00
0.00
0.00
Deposits
249,337.74
224,072.90
205,919.39
Borrowings
20,501.08
13,508.14
15,382.63
Other Liabilities & Provisions
5,259.66
6,609.48
9,427.67
Total Liabilities
300,702.18
267,659.26
253,246.19
Net Block
3,444.50
3,287.09
3,151.20
Gross Block
5,809.11
5,430.13
5,212.35
Accumulated Depreciation
2,364.62
2,143.03
2,061.15
Total Non-Current Assets
283,116.33
249,016.37
231,866.05
Lease Adjustment A/c
0.00
0.00
0.00
Capital Work in Progress
65.01
47.83
67.03
Cash and balance with RBI
10,300.01
10,287.55
9,445.41
Balance with banks and money at call
18,428.09
15,860.44
14,154.83
Investments
95,008.54
96,749.05
93,693.04
Advances
155,870.18
122,784.41
111,354.54
Other Assets
17,585.85
18,642.90
21,380.14
Total Assets
300,702.18
267,659.27
253,246.19
Contingent Liabilities
55,597.63
142,556.91
73,353.47
Bills for collection
8,184.43
8,039.45
7,109.67
Adjusted Book Value
19.07
17.34
17.37

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 23
Mar 22
Mar 21
Cash From Operating Activity
2,982.91
4,398.66
2,422.10
PBT
2,869.06
1,715.52
-106.29
Adjustment
3,362.07
4,610.45
5,398.71
Adjustments for Liabilities & Assets
-3,248.22
-1,927.31
-2,870.32
Refund/(Payment) of direct taxes
0.00
0.00
0.00
Other Direct Payments
0.00
0.00
0.00
Cash From Investing Activity
-267.32
-199.81
-154.52
Net Fixed Assets
-396.16
-198.58
Other Investment Activity
-6073.93
-5632.48
Cash from Financing Activity
-335.77
-1,636.54
3,265.73
Closing Cash & Equivalent
28,728.10
26,147.99
23,600.24
Net Cash Inflow / Outflow
2,379.82
2,562.31
5,533.30
Opening Cash & Equivalents
26,147.99
23,600.24
17,806.16

Financial Ratios

Standalone /

Consolidated
Description
Mar 23
Mar 22
Mar 21
Book Value
19.07
17.34
17.37
NIM
2.63
2.63
2.40
Yield on Advances
11.32
12.20
12.97
Yield on Investments
6.02
5.90
8.39
Cost of Liabilities
3.82
3.58
4.05
Interest Spread
7.50
8.62
8.92
ROCE
9.14%
5.77%
1.12%
Cost Income Ratio
55.94
49.89
53.40
Core Cost Income Ratio
54.21
51.20
64.22
Operating Costs to Assets
1.83
1.78
1.88
Loans/Deposits
0.08
0.06
0.07
Cash/Deposits
0.04
0.05
0.05
Investment/Deposits
0.38
0.43
0.45
Inc Loan/Deposits
8.22%
6.03%
7.47%
Credit Deposits
62.51%
54.80%
54.08%
Interest Expended / Interest earned
58.40%
56.79%
62.07%
Interest income / Total funds
5.87%
5.60%
5.70%
Interest Expended / Total funds
3.43%
3.18%
3.54%
CASA
36.79%
39.42%
39.16%

News Update:


  • UCO Bank - Quarterly Results
    24th Jan 2024, 15:21 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.