Nifty
Sensex
:
:
10905.20
36374.08
14.90 (0.14%)
52.79 (0.15%)

Bank - Public

Rating :
51/99

BSE: 532480 | NSE: ALBK

44.45
0.00 (0%)
17-Jan-2019 | 3:59PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  44.65
  •  44.90
  •  44.00
  •  44.45
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  2810926
  •  1249.46
  •  74.00
  •  33.15

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 6,425.77
  • N/A
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 18,547.09
  • N/A
  • 0.84

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 71.81%
  • 0.83%
  • 11.75%
  • FII
  • DII
  • Others
  • 0.08%
  • 12.73%
  • 2.80%

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 8.17
  • -2.28
  • -7.08

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 63.95
  • 77.34
  • 25.10

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 84.58

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 4.57
  • 4.30
  • -

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.59
  • 0.47
  • 0.46

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 4.23
  • 4.07
  • 3.91

Quarterly Results

Standalone Figures in Rs. Crores

Description
Sep 18
Sep 17
Var%
Jun 18
Jun 17
Var%
Mar 18
Mar 17
Var%
Dec 17
Dec 16
Var%
Interest Earned
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Interest Exp.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Interest Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
NIM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Exp.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Profit
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBT
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBTM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
TAX
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PATM
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
EPS
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
CASA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Net Interest Income
-
4,771.70
5,321.42
5,929.72
6,211.68
5,341.04
4,892.67
5,167.70
4,031.77
2,659.02
2,158.94
Interest Earned
-
16,398.44
17,694.35
18,914.80
19,749.06
18,775.60
17,461.20
15,527.67
11,024.62
8,377.18
7,364.81
Interest Expended
-
11,626.74
12,372.93
12,985.08
13,537.38
13,434.56
12,568.53
10,359.97
6,992.85
5,718.16
5,205.87
Int. income Growth
-
-10.33%
-10.26%
-4.54%
16.30%
9.16%
-5.32%
28.17%
51.63%
23.16%
 
Other Income
-
3,075.16
2,873.93
2,088.33
2,124.58
2,274.20
1,565.11
1,303.84
1,375.14
1,539.96
1,151.25
Total Income
-
7,846.86
8,195.35
8,018.05
8,336.26
7,615.24
6,457.78
6,471.54
5,406.91
4,198.98
3,310.19
Total Expenditure
-
12,291.50
8,326.05
8,623.57
7,604.06
6,350.44
5,192.94
4,550.54
3,924.33
-3,376.42
-3,641.26
Employee Cost
-
2,178.63
2,306.32
2,148.42
2,324.45
2,260.66
2,000.69
1,836.12
1,558.91
1,020.82
874.28
% Of Sales
-
13.29%
13.03%
11.36%
11.77%
12.04%
11.46%
11.82%
14.14%
12.19%
11.87%
Opt. & Establishment Exp.
-
2,246.31
2,149.83
1,829.34
1,633.67
1,407.30
1,142.61
963.46
870.64
-5,611.34
-5,534.93
% Of Sales
-
13.70%
12.15%
9.67%
8.27%
7.50%
6.54%
6.20%
7.90%
-66.98%
-75.15%
Provisions
-
8,153.50
4,187.82
4,881.81
3,848.14
2,850.58
2,200.84
1,904.32
1,634.38
1,344.38
1,132.05
% Of Sales
-
49.72%
23.67%
25.81%
19.49%
15.18%
12.60%
12.26%
14.82%
16.05%
15.37%
EBITDA
-
-4,444.64
-130.70
-605.52
732.20
1,264.80
1,264.84
1,921.00
1,482.58
7,575.40
6,951.45
EBITDA Margin
-
-93.15%
-2.46%
-10.21%
11.79%
23.68%
25.85%
37.17%
36.77%
284.89%
321.98%
Depreciation
-
143.47
158.96
118.00
101.10
84.05
75.60
76.68
69.80
65.14
56.33
PBT
-
-4,588.11
-289.66
-723.52
631.10
1,180.75
1,189.24
1,844.32
1,412.78
1,200.71
778.02
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Rate
-
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
PAT
-
-4,588.11
-289.66
-723.52
631.10
1,180.75
1,189.24
1,844.32
1,412.78
1,200.71
778.02
PAT before Minority Interest
-
-4,588.11
-289.66
-723.52
631.10
1,180.75
1,189.24
1,844.32
1,412.78
1,200.71
778.02
Minority Interest
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
-
-58.47%
-3.53%
-9.02%
7.57%
15.51%
18.42%
28.50%
26.13%
28.60%
23.50%
PAT Growth
-
0
0
-214.64%
-46.55%
-0.71%
-35.52%
30.55%
17.66%
54.33%
 
Unadjusted EPS
-
-58.35
-3.88
-12.28
11.91
23.21
24.24
39.03
32.22
27.50
17.70

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Shareholder's Funds
12,156.26
15,036.19
15,041.42
12,906.72
12,041.29
11,578.23
10,702.43
8,722.65
6,963.97
6,036.82
Share Capital
844.04
743.69
613.80
571.38
544.61
500.03
500.03
476.22
446.70
446.70
Total Reserves
9,812.22
13,874.50
13,737.62
12,335.34
11,496.68
11,078.20
10,202.40
8,246.43
6,517.27
5,590.12
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
213,595.39
201,835.31
200,624.42
193,376.00
190,834.90
178,733.94
159,583.87
131,882.16
106,050.74
84,966.53
Borrowings
21,412.42
14,682.51
18,714.35
14,328.50
12,138.98
10,104.35
9,099.38
6,918.17
5,435.48
3,848.94
Other Liabilities & Provisions
6,605.65
6,408.62
6,077.02
7,068.44
5,936.77
4,401.99
3,908.78
4,077.41
3,503.92
2,977.21
Total Liabilities
253,769.72
237,962.63
240,457.21
227,679.66
220,951.94
204,818.51
183,294.46
151,600.39
121,954.11
97,829.50
Net Block
3,135.93
3,187.54
3,224.67
1,381.51
1,285.27
1,220.67
1,185.90
1,160.04
1,129.78
1,111.46
Gross Block
4,497.32
4,404.44
4,282.87
2,322.18
2,124.87
1,976.25
1,869.53
1,766.96
1,663.58
1,582.62
Accumulated Depreciation
1,361.39
1,216.90
1,058.20
940.67
839.60
755.58
683.63
606.92
533.80
471.16
Total Non-Current Assets
245,169.81
231,847.55
235,674.32
223,890.97
218,015.73
202,510.71
180,966.52
149,321.58
120,559.92
96,375.36
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
11.69
15.53
41.75
31.82
31.06
37.17
21.76
0.13
1.57
0.00
Cash and balance with RBI
9,291.10
8,585.97
9,471.23
9,660.29
8,834.52
7,808.29
8,712.48
7,901.01
7,183.85
5,115.38
Balance with banks and money at call
12,168.04
13,500.54
12,907.46
7,481.08
5,481.08
5,278.77
5,392.66
3,140.32
1,999.00
1,521.38
Investments
68,502.31
55,805.28
57,657.16
55,459.16
64,376.24
58,676.03
54,507.78
43,492.21
38,637.57
29,825.34
Advances
152,060.74
150,752.69
152,372.05
149,877.11
138,007.56
129,489.78
111,145.94
93,627.87
71,608.15
58,801.80
Other Assets
8,599.91
6,115.08
4,782.89
3,788.69
2,936.21
2,307.80
2,327.94
2,278.81
1,394.19
1,454.14
Total Assets
253,769.72
237,962.63
240,457.21
227,679.66
220,951.94
204,818.51
183,294.46
151,600.39
121,954.11
97,829.50
Contingent Liabilities
212,168.59
168,116.17
156,086.44
109,888.03
73,358.67
53,178.65
61,333.91
56,394.49
49,080.79
46,893.68
Bills for collection
12,877.05
15,669.83
12,397.75
9,221.44
11,805.17
13,593.02
6,164.83
3,984.60
2,944.37
1,726.42
Adjusted Book Value
126.25
196.56
233.81
225.89
221.10
231.55
214.04
183.16
155.90
135.14

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Cash From Operating Activity
-2,550.09
-1,100.84
3,937.56
2,543.68
28.20
-1,030.49
1,497.24
585.20
1,533.57
-2.37
PBT
-6,451.97
-563.18
-1,093.22
1,639.95
0.00
0.00
0.00
0.00
0.00
0.00
Adjustment
10,679.21
4,996.37
5,768.12
3,295.01
1,847.82
1,806.15
2,553.22
1,999.76
1,648.54
1,149.89
Adjustments for Liabilities & Assets
-6,402.33
-5,011.22
-46.81
-1,519.99
-1,819.62
-2,836.64
-1,055.98
-1,414.56
-114.97
-1,152.26
Refund/(Payment) of direct taxes
-375.00
-522.81
-690.53
-871.29
0.00
0.00
0.00
0.00
0.00
0.00
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-90.38
-96.01
-169.06
-197.98
-142.51
-122.27
-124.19
-98.08
-71.14
-94.61
Net Fixed Assets
-83.34
-92.76
-1966.75
-195.07
-139.99
-126.62
-123.00
-96.35
-71.22
-95.09
Other Investment Activity
-4568.78
-4558.49
-4494.65
-2472.43
-2257.12
-2119.05
-1966.32
-1816.38
-1743.50
-1646.06
Cash from Financing Activity
2,013.10
904.67
1,018.82
480.07
1,342.85
134.68
1,690.76
1,371.35
1,079.58
-308.36
Closing Cash & Equivalent
21,459.14
22,086.51
22,378.69
17,141.37
14,315.60
13,087.06
14,105.14
11,041.33
9,178.77
6,636.76
Net Cash Inflow / Outflow
-627.37
-292.18
4,787.32
2,825.77
1,228.54
-1,018.08
3,063.81
1,858.47
2,542.01
-405.34
Opening Cash & Equivalents
22,086.51
22,378.69
17,591.37
14,315.60
13,087.06
14,105.14
11,041.33
9,182.86
6,636.76
7,042.10

Financial Ratios

Consolidated /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Book Value
126.25
196.56
233.81
225.89
221.10
231.55
214.04
183.16
155.90
135.14
NIM
1.97
2.33
2.55
2.79
2.46
2.43
2.87
2.72
2.23
2.27
Yield on Advances
10.78
11.74
12.41
13.18
13.60
13.48
13.97
11.77
11.70
12.52
Yield on Investments
6.94
9.11
7.70
8.97
7.58
8.10
7.03
6.52
6.55
8.12
Cost of Liabilities
4.95
5.71
5.92
6.52
6.62
6.66
6.14
5.04
5.13
5.86
Interest Spread
5.84
6.02
6.49
6.66
6.99
6.83
7.83
6.74
6.57
6.66
ROCE
-12.08%
1.02%
-0.11%
4.84%
7.68%
8.25%
13.89%
13.60%
14.15%
12.88%
Cost Income Ratio
54.56
52.43
48.14
46.27
47.06
47.50
42.07
43.64
39.39
42.30
Core Cost Income Ratio
59.20
59.15
50.80
49.70
48.92
49.45
42.83
44.98
45.68
51.16
Operating Costs to Assets
1.69
1.81
1.61
1.69
1.62
1.50
1.49
1.56
1.36
1.43
Loans/Deposits
0.10
0.07
0.09
0.07
0.06
0.06
0.06
0.05
0.05
0.05
Cash/Deposits
0.04
0.04
0.05
0.05
0.05
0.04
0.05
0.06
0.07
0.06
Investment/Deposits
0.32
0.28
0.29
0.29
0.34
0.33
0.34
0.33
0.36
0.35
Inc Loan/Deposits
10.02%
7.27%
9.33%
7.41%
6.36%
5.65%
5.70%
5.25%
5.13%
4.53%
Credit Deposits
71.19%
74.69%
75.95%
77.51%
72.32%
72.45%
69.65%
70.99%
67.52%
69.21%
Interest Expended / Interest earned
70.90%
69.93%
68.65%
68.55%
71.55%
71.98%
66.72%
63.43%
68.26%
70.69%
Interest income / Total funds
6.46%
7.44%
7.87%
8.67%
8.50%
8.53%
8.47%
7.27%
6.87%
7.53%
Interest Expended / Total funds
4.58%
5.20%
5.40%
5.95%
6.08%
6.14%
5.65%
4.61%
4.69%
5.32%
CASA
46.07%
45.38%
35.91%
33.55%
31.35%
30.73%
30.50%
33.48%
34.50%
34.60%

News Update:


  • India Ratings downgrades rating of Allahabad Bank’s Basel-III compliant Tier 2 Bonds
    8th Dec 2018, 11:28 AM

    The Key Rating Drivers for said rating are Large Capital Requirement through FY19 and Elevated Credit Costs to delay Profitability

    Read More
  • Allahabad Bank to raise Rs 3,054 crore via preferential issue
    6th Dec 2018, 16:25 PM

    The Banking and Finance Committee of the Company at its meeting held on December 06, 2018 has approved the same

    Read More
  • Allahabad Bank planning to raise Rs 3054 crore
    30th Nov 2018, 14:18 PM

    The Board of Directors of the Bank at its meeting will be held on December 06, 2018 to consider the same

    Read More
  • Allahabad Bank reports net loss of Rs 1,823 crore in Q2
    15th Nov 2018, 10:43 AM

    Total income of the Bank decreased by 12.97% at Rs 4,410.72 crore for Q2FY19

    Read More
  • Allahabad Bank planning to raise additional Rs 1,800-1,900 crore
    14th Nov 2018, 10:33 AM

    The Bank is exploring all options - government help, QIP, and hiving off non-core assets and stake in JVs

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  • Allahabad Bank - Quarterly Results
    13th Nov 2018, 14:02 PM

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  • Govt to infuse Rs 3054 crore in Allahabad Bank
    9th Nov 2018, 09:55 AM

    The bank has received communication from the Government of India, Ministry of Finance

    Read More
  • Allahabad Bank raises Rs 1,790 crore from GoI via preferential issue
    16th Oct 2018, 10:43 AM

    The Share Issue and Allotment Committee of the Board has approved for allotment of 38,92,15,046 new equity shares

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