Nifty
Sensex
:
:
10656.20
35474.51
-107.20 (-1.00%)
-300.37 (-0.84%)

Bank - Public

Rating :
39/99

BSE: 532149 | NSE: BANKINDIA

85.85
-1.60 (-1.83%)
20-Nov-2018 | 3:59PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  86.40
  •  88.10
  •  82.90
  •  87.45
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  13867586
  •  11905.32
  •  207.45
  •  73.20

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 15,251.06
  • N/A
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 27,274.13
  • N/A
  • 0.52

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 83.09%
  • 0.46%
  • 3.41%
  • FII
  • DII
  • Others
  • 0.84%
  • 10.68%
  • 1.52%

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 6.69
  • -0.61
  • -3.59

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • 80.65
  • 4.66

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -0.25

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 5.34
  • -
  • -

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.70
  • 0.52
  • 0.51

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 6.57
  • 6.13
  • 5.31

Quarterly Results

Standalone Figures in Rs. Crores

Description
Jun 18
Jun 17
Var%
Mar 18
Mar 17
Var%
Dec 17
Dec 16
Var%
Sep 17
Sep 16
Var%
Interest Earned
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Interest Exp.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Interest Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
NIM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Exp.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Profit
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBT
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBTM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
TAX
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PATM
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
EPS
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
CASA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Net Interest Income
-
10,633.97
11,979.48
11,847.52
11,464.82
10,955.42
9,135.42
8,394.65
7,877.50
5,832.98
5,536.42
Interest Earned
-
38,312.80
39,585.23
42,092.84
43,684.87
38,125.19
32,095.83
28,610.95
21,858.43
17,996.25
16,416.51
Interest Expended
-
27,678.83
27,605.75
30,245.32
32,220.05
27,169.77
22,960.41
20,216.30
13,980.93
12,163.27
10,880.09
Int. income Growth
-
-11.23%
1.11%
3.34%
4.65%
19.92%
8.82%
6.56%
35.05%
5.36%
 
Other Income
-
5,845.89
6,819.45
3,671.61
4,278.08
4,319.00
3,784.60
3,319.24
2,641.83
2,600.66
3,076.54
Total Income
-
16,479.86
18,798.93
15,519.13
15,742.90
15,274.42
12,920.02
11,713.89
10,519.33
8,433.64
8,612.96
Total Expenditure
-
24,618.06
21,218.32
23,286.78
13,600.07
11,473.38
9,713.97
7,953.09
-9,004.44
-7,151.88
-7,233.24
Employee Cost
-
4,963.17
5,449.06
5,403.59
5,031.30
4,036.59
3,179.17
3,089.51
3,492.01
2,308.75
1,953.75
% Of Sales
-
12.95%
13.77%
12.84%
11.52%
10.59%
9.91%
10.80%
15.98%
12.83%
11.90%
Opt. & Establishment Exp.
-
4,823.70
3,518.66
4,311.38
3,453.19
3,021.89
2,465.78
2,095.90
-14,100.02
-11,453.58
-10,336.85
% Of Sales
-
12.59%
8.89%
10.24%
7.90%
7.93%
7.68%
7.33%
-64.51%
-63.64%
-62.97%
Provisions
-
15,874.55
12,236.14
14,151.73
5,697.74
4,882.70
4,447.16
3,117.78
1,893.29
2,212.87
1,293.50
% Of Sales
-
41.43%
30.91%
33.62%
13.04%
12.81%
13.86%
10.90%
8.66%
12.30%
7.88%
EBITDA
-
-8,138.20
-2,419.39
-7,767.65
2,142.83
3,801.04
3,206.05
3,760.80
19,523.77
15,585.52
15,846.20
EBITDA Margin
-
-76.53%
-20.20%
-65.56%
18.69%
34.70%
35.09%
44.80%
247.84%
267.20%
286.22%
Depreciation
-
521.68
-7.23
289.96
291.08
233.90
189.07
175.05
144.86
109.96
71.82
PBT
-
-8,659.88
-2,412.15
-8,057.60
1,851.75
3,567.14
3,016.98
3,585.75
3,504.68
2,502.11
4,173.96
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-
-2,587.00
-818.41
-1,722.63
103.42
834.49
275.79
911.13
1,015.97
763.55
1,164.55
Tax Rate
-
29.87%
33.93%
21.38%
5.58%
23.39%
9.14%
25.41%
28.99%
30.52%
27.90%
PAT
-
-6,052.48
-1,572.32
-6,263.31
1,746.44
2,731.30
2,742.98
2,666.59
2,483.17
1,741.33
3,013.09
PAT before Minority Interest
-
-6,072.88
-1,593.74
-6,334.97
1,748.33
2,732.65
2,741.19
2,674.62
2,488.71
1,738.56
3,009.41
Minority Interest
-
20.40
21.42
71.66
-1.89
-1.35
1.79
-8.03
-5.54
2.77
3.68
PAT Margin
-
-36.73%
-8.36%
-40.36%
11.09%
17.88%
21.23%
22.76%
23.61%
20.65%
34.98%
PAT Growth
-
0
0
-458.63%
-36.06%
-0.43%
2.86%
7.39%
42.60%
-42.21%
 
Unadjusted EPS
-
-51.83
-14.83
-84.58
31.30
48.96
49.01
49.85
48.37
34.03
58.79

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Shareholder's Funds
36,756.48
33,629.26
33,345.66
32,522.85
30,773.72
24,471.01
21,414.00
17,636.08
14,445.03
13,656.55
Share Capital
1,743.72
1,055.43
817.29
665.65
643.00
596.64
574.52
547.22
525.91
525.91
Total Reserves
35,012.76
30,851.91
31,224.72
31,857.20
30,130.72
23,874.37
20,839.48
17,088.86
13,919.11
13,130.63
Minority Interest
159.15
80.98
98.00
167.93
84.00
73.43
62.90
51.24
319.23
102.57
Deposits
522,996.90
542,352.11
515,722.48
534,482.30
478,695.08
383,130.99
319,412.53
299,559.40
230,408.21
190,176.67
Borrowings
43,598.26
39,491.42
51,103.27
40,098.69
48,427.51
35,369.40
32,118.94
22,021.38
22,399.90
15,678.79
Other Liabilities & Provisions
11,673.55
16,472.18
16,359.82
18,012.98
20,174.29
13,361.96
14,580.87
13,763.76
9,261.52
6,742.78
Total Liabilities
615,184.34
632,025.95
616,629.23
625,284.75
578,154.60
456,406.79
387,589.24
353,031.86
276,833.89
226,357.36
Net Block
8,191.65
8,349.12
8,381.74
5,801.84
5,677.54
2,806.98
2,739.71
2,383.75
2,313.83
2,450.89
Gross Block
11,029.79
10,655.17
12,150.55
8,859.53
8,274.42
4,994.31
4,681.43
4,062.75
3,843.01
3,621.02
Accumulated Depreciation
2,838.15
2,306.06
3,768.81
3,057.69
2,596.88
2,187.33
1,941.72
1,679.00
1,529.18
1,170.13
Total Non-Current Assets
587,984.08
604,090.51
592,000.37
606,714.81
556,741.69
445,320.13
376,054.67
340,580.74
270,971.68
220,645.73
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
158.21
196.66
191.11
112.65
142.64
93.66
60.32
115.68
65.08
110.45
Cash and balance with RBI
31,575.19
27,544.44
34,213.72
27,498.38
19,287.86
22,125.12
15,139.67
21,860.07
15,657.96
8,975.08
Balance with banks and money at call
64,449.04
68,920.27
65,291.00
45,717.06
42,472.45
33,252.00
20,324.66
15,836.29
15,791.11
12,914.89
Investments
140,321.07
130,751.26
122,620.91
123,195.53
116,489.74
96,387.76
88,056.87
86,676.59
68,112.69
52,871.81
Advances
343,288.92
368,328.76
361,301.89
404,389.35
372,671.46
290,654.61
249,733.44
213,708.36
169,031.01
143,322.61
Other Assets
27,200.26
27,935.44
24,628.87
18,569.93
21,412.91
11,086.66
11,534.57
12,451.11
5,862.19
5,711.61
Total Assets
615,184.34
632,025.95
616,629.24
625,284.74
578,154.60
456,406.79
387,589.24
353,031.85
276,833.87
226,357.34
Contingent Liabilities
342,763.68
359,947.42
354,119.85
374,093.12
252,826.44
221,788.85
191,260.65
163,598.93
135,156.91
122,303.92
Bills for collection
32,105.15
31,625.22
26,902.10
26,420.18
21,862.72
24,253.39
19,298.50
12,675.38
11,810.83
11,490.74
Adjusted Book Value
178.72
248.06
318.83
435.65
420.87
390.80
351.66
298.56
247.83
227.46

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Cash From Operating Activity
-7,366.00
-6,624.08
18,310.79
14,638.20
6,451.62
20,631.93
-1,644.08
6,196.21
8,320.82
3,959.32
PBT
-8,548.31
-2,288.50
-7,905.89
2,116.33
3,821.27
3,095.69
3,635.99
3,558.39
2,550.71
4,252.09
Adjustment
17,753.44
13,408.73
15,822.80
7,230.70
6,196.51
5,552.76
4,184.36
2,882.62
3,086.46
1,994.96
Adjustments for Liabilities & Assets
-15,031.99
-18,897.89
10,700.04
6,420.92
-3,296.46
13,741.67
-8,133.93
895.15
3,797.63
-694.38
Refund/(Payment) of direct taxes
-1,539.14
1,153.59
-306.15
-1,129.74
-269.70
-1,758.19
-1,330.50
-1,139.95
-1,113.99
-1,593.35
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-259.89
-371.06
-608.69
-754.66
-813.88
-388.00
-616.66
-720.22
-15.51
-256.27
Net Fixed Assets
-332.17
1467.60
-3304.33
-553.88
-3314.75
-332.41
-541.93
-279.05
-167.20
-213.32
Other Investment Activity
-11417.86
-11323.32
-12936.89
-9691.78
-8712.02
-5625.93
-5397.08
-4150.44
-4112.15
-3800.99
Cash from Financing Activity
7,185.41
3,955.12
4,863.70
1,295.07
745.44
-331.14
28.72
771.30
1,253.79
385.91
Closing Cash & Equivalent
96,024.23
96,464.71
99,504.72
76,938.92
61,760.31
55,377.13
35,464.34
37,696.36
31,449.07
21,889.97
Net Cash Inflow / Outflow
-440.48
-3,040.01
22,565.80
15,178.61
6,383.18
19,912.79
-2,232.03
6,247.29
9,559.10
4,088.96
Opening Cash & Equivalents
96,464.71
99,504.72
76,938.92
61,760.31
55,377.13
35,464.34
37,696.36
31,449.07
21,889.97
17,801.01

Financial Ratios

Consolidated /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Book Value
178.72
248.06
318.83
435.65
420.87
390.80
351.66
298.56
247.83
227.46
NIM
1.83
2.01
2.03
1.91
1.99
2.06
2.25
2.33
2.17
2.54
Yield on Advances
11.16
10.75
11.65
10.80
10.23
11.04
11.46
10.23
10.65
11.45
Yield on Investments
7.58
9.51
7.94
8.41
7.92
8.03
8.60
6.37
7.47
7.79
Cost of Liabilities
4.89
4.74
5.34
5.61
5.15
5.49
5.75
4.35
4.81
5.29
Interest Spread
6.28
6.00
6.31
5.20
5.08
5.56
5.71
5.88
5.84
6.17
ROCE
-7.06%
0.80%
-6.25%
6.62%
9.89%
9.99%
12.44%
13.77%
11.52%
22.24%
Cost Income Ratio
56.22
47.74
60.73
52.05
44.68
42.23
42.77
48.69
44.09
36.52
Core Cost Income Ratio
61.61
57.92
63.84
55.33
47.14
43.75
44.32
50.23
47.47
39.98
Operating Costs to Assets
1.51
1.42
1.53
1.31
1.18
1.20
1.29
1.45
1.34
1.39
Loans/Deposits
0.08
0.07
0.10
0.08
0.10
0.09
0.10
0.07
0.10
0.08
Cash/Deposits
0.06
0.05
0.07
0.05
0.04
0.06
0.05
0.07
0.07
0.05
Investment/Deposits
0.27
0.24
0.24
0.23
0.24
0.25
0.28
0.29
0.30
0.28
Inc Loan/Deposits
8.34%
7.28%
9.91%
7.50%
10.12%
9.23%
10.06%
7.35%
9.72%
8.24%
Credit Deposits
65.64%
67.91%
70.06%
75.66%
77.85%
75.86%
78.19%
71.34%
73.36%
75.36%
Interest Expended / Interest earned
72.24%
69.74%
71.85%
73.76%
71.26%
71.54%
70.66%
63.96%
67.59%
66.28%
Interest income / Total funds
6.23%
6.26%
6.83%
6.99%
6.59%
7.03%
7.38%
6.19%
6.50%
7.25%
Interest Expended / Total funds
4.50%
4.37%
4.90%
5.15%
4.70%
5.03%
5.22%
3.96%
4.39%
4.81%
CASA
34.00%
31.83%
25.79%
22.25%
22.92%
25.62%
26.60%
25.40%
27.78%
26.74%

News Update:


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    13th Nov 2018, 10:37 AM

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  • Bank Of India - Quarterly Results
    12th Nov 2018, 15:30 PM

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    23rd Oct 2018, 10:56 AM

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  • Bank of India merges overseas branches
    21st Sep 2018, 13:02 PM

    Manchester Branch has been merged with Birmingham Branch as on September 18, 2018

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  • Bank of India to raise Rs 1,000 crore from sale of non-core assets, real estate
    17th Sep 2018, 09:58 AM

    The bank expects to raise around Rs 800 crore through sale of its stake in non-banking finance company STCI Finance and in Sidbi

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  • BoI puts 50 corporate NPAs worth Rs 55.57 billion for sale: Report
    20th Aug 2018, 14:09 PM

    The bank in eyeing to settle the sale before the end of September to get the benefit of reduction

    Read More

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

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