DCB Bank, 532772, DCBBANK Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

4,342.39
8.10
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

6,429.91
0.90%
0.91

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

10 Years
5 Years
3 Years

32.85
6.89
99.12

EBITDA CAGR (%)

10 Years
5 Years
3 Years

11.89
7.43
11.51

PAT CAGR (%)

10 Years
5 Years
3 Years

0.85
0.82

P:E (Median)

8 Years
5 Years
3 Years

11.01
9.16
8.88

P:BV (Average)

8 Years
5 Years
3 Years

0.85
0.85
0.82

EV:EBITDA (Average)

8 Years
5 Years
3 Years

9.17
7.60
7.16

Quarterly Results

Standalone Figures in Rs. Crores

Description Mar 24 Mar 23 Var% Dec 23 Dec 22 Var% Sep 23 Sep 22 Var% Jun 23 Jun 22 Var%
Interest Earned 1,444.60 1,179.28 22.50% 1,374.10 1,071.73 28.21% 1,305.60 999.99 30.56% 1,237.74 949.27 30.39%
Interest Exp. 937.12 693.33 35.16% 900.11 625.72 43.85% 829.89 588.90 40.92% 767.02 575.32 33.32%
Net Interest Income 507.48 485.95 4.43% 473.99 446.01 6.27% 475.71 411.09 15.72% 470.72 373.95 25.88%
NIM 3.65 3.93 -7.12% 3.48 4.02 -13.43% 3.69 3.88 -4.90% 3.83 3.61 6.09%
Other Income 136.22 122.33 11.35% 123.72 95.42 29.66% 107.35 99.22 8.19% 106.94 92.42 15.71%
Total Income 1,580.82 1,301.61 21.45% 1,497.82 1,167.15 28.33% 1,412.95 1,099.21 28.54% 1,344.68 1,041.69 29.09%
Operating Exp. 409.95 364.34 12.52% 386.20 347.32 11.19% 372.54 327.76 13.66% 368.99 300.24 22.90%
Operating Profit 233.75 243.94 -4.18% 211.51 194.11 8.96% 210.52 182.55 15.32% 208.67 166.13 25.61%
Provision 24.08 52.48 -54.12% 41.00 40.68 0.79% 39.68 31.00 28.00% 37.73 35.01 7.77%
PBT 209.67 191.46 9.51% 170.51 153.43 11.13% 170.84 151.55 12.73% 170.94 131.12 30.37%
PBTM 14.51 16.24 -10.65% 12.41 14.32 -13.34% 13.09 15.16 -13.65% 13.81 13.81 0.00%
TAX 53.99 49.25 9.62% 43.93 39.58 10.99% 44.05 39.20 12.37% 44.01 33.97 29.56%
PAT 155.68 142.21 9.47% 126.58 113.85 11.18% 126.79 112.35 12.85% 126.93 97.15 30.65%
PATM 10.78% 12.06% 9.21% 10.62% 9.71% 11.24% 10.26% 10.23%
EPS 4.98 4.57 8.97% 4.06 3.66 10.93% 4.06 3.61 12.47% 4.07 3.12 30.45%
Gross NPA 1,353.47 1,122.84 20.54% 1,367.62 1,223.31 11.80% 1,281.25 1,249.19 2.57% 1,181.38 1,288.50 -8.31%
Gross NPA% 3.23 3.19 1.25% 3.43 3.62 -5.25% 3.36 3.89 -13.62% 3.26 4.21 -22.57%
Net NPA 454.33 356.92 27.29% 476.85 453.23 5.21% 476.43 482.90 -1.34% 423.89 543.61 -22.02%
Net NPA% 1.11 1.04 6.73% 1.22 1.37 -10.95% 1.28 1.54 -16.88% 1.19 1.82 -34.62%
CASA 26.02 26.42 -1.51% 26.13 27.62 -5.39% 25.04 29.34 -14.66% 25.97 28.57 -9.10%

Description Dec 23 Dec 22 Var% Sep 23 Sep 22 Var% Jun 23 Jun 22 Var% Mar 23 Mar 22 Var%
Interest Earned 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest Exp. 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net Interest Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
NIM 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Total Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Operating Exp. 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Operating Profit 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Provision 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBTM 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
TAX 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PAT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Gross NPA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Gross NPA% 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net NPA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net NPA% 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
CASA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0

Annual Results

Standalone Figures in Rs. Crores

Description TTM Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Net Interest Income 1,927.90 1,717.00 1,357.50 1,286.61 1,264.91 1,149.29 995.43 797.09 619.50 508.22 368.39 Interest Earned 5,362.04 4,200.27 3,512.76 3,458.21 3,536.63 3,041.49 2,412.99 2,076.15 1,698.46 1,422.42 1,128.26 Interest Expended 3,434.14 2,483.27 2,155.26 2,171.60 2,271.72 1,892.20 1,417.56 1,279.06 1,078.96 914.20 759.87 Int. income Growth 12.28% 26.48% 5.51% 1.72% 10.06% 15.46% 24.88% 28.67% 21.90% 37.96% Other Income 474.23 409.39 452.04 445.83 391.09 350.16 310.28 248.85 220.46 165.72 138.66 Total Income 5,836.27 2,126.39 1,809.54 1,732.44 1,656.00 1,499.45 1,305.71 1,045.94 839.96 673.94 507.05 Total Expenditure 1,537.68 1,421.82 1,356.28 1,223.04 1,112.94 948.73 866.17 700.19 548.57 442.55 337.68 Employee Cost - 692.90 539.14 433.50 458.80 433.99 381.23 308.03 245.09 196.03 157.08 % Of Sales - 16.50% 15.35% 12.54% 12.97% 14.27% 15.80% 14.84% 14.43% 13.78% 13.92% Opt. & Establishment Exp. - 723.76 537.13 469.73 495.28 463.04 452.86 358.73 276.13 223.82 179.98 % Of Sales - 17.23% 15.29% 13.58% 14.00% 15.22% 18.77% 17.28% 16.26% 15.74% 15.95% Provisions - 159.18 407.43 433.01 261.14 140.06 138.80 111.49 87.91 69.42 36.56 % Of Sales - 3.79% 11.60% 12.52% 7.38% 4.60% 5.75% 5.37% 5.18% 4.88% 3.24% EBITDA 864.45 704.57 453.26 509.40 543.06 550.72 439.54 345.75 291.39 231.39 169.37 EBITDA Margin 71.32% 41.03% 33.39% 39.59% 42.93% 47.92% 44.16% 43.38% 47.04% 45.53% 45.98% Depreciation 0.00 77.01 63.71 56.60 51.14 44.18 53.36 39.03 30.28 23.36 17.97 PBT 721.96 627.56 389.55 452.81 491.92 506.54 386.17 306.72 261.12 208.03 151.40 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Provision for Tax 185.98 162.00 102.05 117.02 153.99 181.17 140.83 107.04 66.59 16.85 0.04 Tax Rate 25.76% 25.81% 26.20% 25.84% 31.30% 35.77% 36.47% 34.90% 25.50% 8.10% 0.03% PAT 535.98 465.56 287.50 335.79 337.94 325.37 245.34 199.68 194.52 191.18 151.36 PAT before Minority Interest 535.98 465.56 287.50 335.79 337.94 325.37 245.34 199.68 194.52 191.18 151.36 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 22.31% 21.89% 15.89% 19.38% 20.41% 21.70% 18.79% 19.09% 23.16% 28.37% 29.85% PAT Growth 15.13% 61.93% -14.38% -0.64% 3.86% 32.62% 22.87% 2.65% 1.75% 26.31% EPS 17.13 14.88 9.19 10.73 10.80 10.40 7.84 6.38 6.22 6.11 4.84

Results Balance Sheet

Standalone Figures in Rs. Crores

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Shareholder's Funds 4,566.11 4,048.82 3,758.59 3,422.15 3,115.60 2,807.83 2,204.88 1,792.17 1,588.58 1,153.96 Share Capital 311.50 310.98 310.54 310.42 309.55 308.08 285.36 284.44 282.01 250.32 Total Reserves 4,251.53 3,736.53 3,447.10 3,110.76 2,804.90 2,498.34 1,917.93 1,506.20 1,303.36 900.67 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deposits 41,238.91 34,691.69 29,703.86 30,369.93 28,435.11 24,006.86 19,289.21 14,925.99 12,609.13 10,325.16 Borrowings 4,118.12 4,081.84 4,482.25 3,407.95 2,723.20 1,926.71 1,275.81 1,147.90 1,163.80 860.16 Other Liabilities & Provisions 2,442.73 1,970.21 1,657.43 1,305.11 1,517.91 1,480.69 1,276.48 1,252.47 770.79 583.86 Total Liabilities 52,365.87 44,792.56 39,602.13 38,505.14 35,791.82 30,222.09 24,046.38 19,118.53 16,132.30 12,923.14 Net Block 782.67 608.36 568.51 545.87 525.98 494.02 488.57 248.02 236.68 238.64 Gross Block 1,291.62 1,049.23 960.92 885.28 821.35 748.67 691.83 414.09 376.95 349.70 Accumulated Depreciation 508.94 440.87 392.41 339.41 295.37 254.65 203.26 166.07 140.27 111.06 Total Non-Current Assets 50,157.89 42,898.37 37,758.74 37,178.53 34,731.45 29,421.65 23,316.60 18,394.31 15,383.06 12,702.62 Lease Adjustment A/c 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Capital Work in Progress 43.60 52.82 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash and balance with RBI 2,030.60 3,107.50 1,182.89 1,029.80 1,317.22 1,136.39 858.30 703.37 633.68 505.07 Balance with banks and money at call 337.82 983.26 1,856.45 2,516.07 1,476.16 1,235.59 334.16 188.20 85.47 184.50 Investments 12,582.46 9,050.65 8,413.69 7,741.50 7,844.09 6,218.96 5,817.94 4,333.33 3,962.17 3,634.22 Advances 34,380.74 29,095.78 25,737.20 25,345.29 23,568.00 20,336.69 15,817.63 12,921.39 10,465.06 8,140.19 Other Assets 2,207.98 1,894.18 1,843.39 1,326.60 1,060.39 800.44 729.77 724.22 749.23 220.51 Total Assets 52,365.87 44,792.55 39,602.13 38,505.13 35,791.84 30,222.09 24,046.37 19,118.53 16,132.29 12,923.13 Contingent Liabilities 5,097.65 5,062.10 5,849.82 4,814.75 3,185.93 6,948.35 2,629.74 2,009.46 2,456.57 2,521.04 Bills for collection 534.16 554.63 469.54 431.99 392.30 409.32 434.53 455.26 375.71 430.45 Adjusted Book Value 136.95 122.91 113.55 102.57 92.72 82.96 68.22 61.19 54.39 43.88

Cash Flow

Standalone Figures in Rs. Crores

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Cash From Operating Activity -1,565.72 1,606.08 -1,502.13 170.70 -281.34 230.05 239.79 219.62 -495.73 489.75 PBT 627.56 389.55 452.81 491.92 506.54 386.17 306.72 261.12 207.95 151.36 Adjustment 312.61 547.02 541.07 337.44 202.92 210.43 164.56 121.49 102.79 63.46 Adjustments for Liabilities & Assets -2,411.23 850.05 -2,302.38 -480.71 -778.94 -227.59 -112.50 -79.43 -815.88 273.25 Refund/(Payment) of direct taxes -94.65 -180.55 -193.63 -177.96 -211.86 -138.97 -118.98 -83.56 9.40 1.69 Other Direct Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -164.76 -156.62 -79.37 -71.74 -76.42 -59.21 -71.10 -40.86 -28.83 -18.75 Net Fixed Assets -233.17 -141.13 -75.64 -63.93 -72.68 -56.84 -277.74 -37.14 -27.25 -15.95 Other Investment Activity -1491.84 -1181.42 -1032.66 -961.70 -880.56 -819.77 -732.69 -442.92 -395.70 -421.04 Cash from Financing Activity 8.14 -398.04 1,074.97 653.54 779.15 1,008.68 132.21 -6.35 554.14 -664.68 Closing Cash & Equivalent 2,368.42 4,090.76 3,039.34 3,545.87 2,793.38 2,371.98 1,192.46 891.56 719.15 689.57 Net Cash Inflow / Outflow -1,722.34 1,051.42 -506.53 752.49 421.39 1,179.52 300.90 172.41 29.58 -193.68 Opening Cash & Equivalents 4,090.76 3,039.34 3,545.87 2,793.38 2,371.98 1,192.46 891.56 719.15 689.57 883.25

Financial Ratios

Standalone

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Book Value 136.95 122.91 113.55 102.57 92.72 82.96 68.22 61.19 54.39 43.88 NIM 3.48 3.21 3.46 3.45 3.36 3.44 3.49 3.41 3.36 2.96 Yield on Advances 12.22 12.07 13.44 13.95 12.91 11.87 13.13 13.14 13.59 13.86 Yield on Investments 5.71 7.42 8.63 8.89 7.32 7.50 7.54 8.08 7.31 7.37 Cost of Liabilities 5.47 5.56 6.35 6.73 6.07 5.47 6.22 6.71 6.64 6.79 Interest Spread 6.74 6.51 7.08 7.23 6.83 6.40 6.91 6.43 6.95 7.07 ROCE 10.51% 8.05% 9.87% 11.69% 13.04% 12.55% 12.70% 11.61% 11.81% 10.85% Cost Income Ratio 63.00 55.96 48.87 54.53 56.88 59.79 60.02 58.45 58.83 62.93 Core Cost Income Ratio 63.28 58.34 53.00 56.76 58.38 61.95 62.74 61.55 61.35 65.85 Operating Costs to Assets 2.56 2.26 2.14 2.34 2.38 2.58 2.61 2.57 2.46 2.47 Loans/Deposits 0.10 0.12 0.15 0.11 0.10 0.08 0.07 0.08 0.09 0.08 Cash/Deposits 0.05 0.09 0.04 0.03 0.05 0.05 0.04 0.05 0.05 0.05 Investment/Deposits 0.31 0.26 0.28 0.25 0.28 0.26 0.30 0.29 0.31 0.35 Inc Loan/Deposits 9.99% 11.77% 15.09% 11.22% 9.58% 8.03% 6.61% 7.69% 9.23% 8.33% Credit Deposits 83.37% 83.87% 86.65% 83.46% 82.88% 84.71% 82.00% 86.57% 83.00% 78.84% Interest Expended / Interest earned 59.12% 61.36% 62.80% 64.23% 62.21% 58.75% 61.61% 63.53% 64.27% 67.35% Interest income / Total funds 8.02% 7.84% 8.73% 9.18% 8.50% 7.98% 8.63% 8.88% 8.82% 8.73% Interest Expended / Total funds 4.74% 4.81% 5.48% 5.90% 5.29% 4.69% 5.32% 5.64% 5.67% 5.88% CASA 26.42% 26.75% 22.85% 21.47% 23.95% 24.33% 24.31% 23.38% 23.40% 25.00%

Top Investors:

tata mutual fund - tata small cap fund (all schemes)

hdfc small cap fund

franklin india smaller companies fund (all schemes)

india advantage fund s4 i

dsp small cap fund

oman india joint investment fund ii

steinberg india emerging opportunities fund limited

lic mf large & mid cap fund (all schemes)

government pension fund global

bajaj allianz life insurance company ltd.

Annual Reports:

News Update:

DCB Bank reports 9% rise in Q4 net profit
24th Apr 2024, 15:39 PM

Total income of the bank increased by 21.45% at Rs 1580.82 crore for Q4FY24
Read More
RBI imposes penalty of Rs 63.60 lakh on DCB Bank
20th Mar 2024, 11:30 AM

The action is based on deficiencies in regulatory compliance
Read More
DCB Bank - Quarterly Results
24th Jan 2024, 15:40 PM

Read More

DCB Bank Ltd.

Bank - Private

BSE: 532772 | NSE: DCBBANK

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update:

DCB Bank Ltd.

Bank - Private

BSE: 532772 | NSE: DCBBANK

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update: