The Federal Bank, 500469, FEDERALBNK Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

15,884.00
15.77
2

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

23,076.05
1.25%
1.23

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

10 Years
5 Years
3 Years

10.54
9.96
12.68

EBITDA CAGR (%)

10 Years
5 Years
3 Years

-3.98
-18.64
-

PAT CAGR (%)

10 Years
5 Years
3 Years

5.79
0.94
22.71

P:E (Median)

8 Years
5 Years
3 Years

11.95
17.29
20.85

P:BV (Average)

8 Years
5 Years
3 Years

1.37
1.47
1.52

EV:EBITDA (Average)

8 Years
5 Years
3 Years

8.49
9.22
8.96

Quarterly Results

Standalone Figures in Rs. Crores

Description Dec 18 Dec 17 Var% Sep 18 Sep 17 Var% Jun 18 Jun 17 Var% Mar 18 Mar 17 Var%
Interest Earned 2,954.41 2,501.20 18.12% 2,764.92 2,379.60 16.19% 2,667.38 2,324.09 14.77% 2,547.97 2,315.95 10.02%
Interest Exp. 1,877.12 1,551.20 21.01% 1,742.45 1,480.69 17.68% 1,687.32 1,523.42 10.76% 1,614.75 1,473.56 9.58%
Net Interest Income 1,077.29 950.00 13.40% 1,022.47 898.91 13.75% 980.06 800.67 22.40% 933.22 842.39 10.78%
NIM 3.17 3.33 -4.80% 3.15 3.31 -4.83% 3.12 3.13 -0.32% 3.11 3.42 -9.06%
Other Income 345.55 228.63 51.14% 322.89 287.22 12.42% 270.86 329.10 -17.70% 314.17 282.11 11.36%
Total Income 3,299.96 2,729.83 20.89% 3,087.81 2,666.82 15.79% 2,938.24 2,653.19 10.74% 2,862.14 2,598.06 10.16%
Operating Exp. 715.01 617.23 15.84% 647.76 602.92 7.44% 648.00 571.92 13.30% 658.82 575.29 14.52%
Operating Profit 707.83 561.40 26.08% 697.60 583.21 19.61% 602.92 557.85 8.08% 588.57 549.21 7.17%
Provision 190.12 162.43 17.05% 288.82 176.77 63.39% 199.15 236.44 -15.77% 371.53 122.70 202.80%
PBT 517.71 398.97 29.76% 408.78 406.44 0.58% 403.77 321.41 25.62% 217.04 426.51 -49.11%
PBTM 17.52 15.95 9.84% 14.78 17.08 -13.47% 15.14 13.83 9.47% 8.52 18.42 -53.75%
TAX 184.08 138.96 32.47% 142.74 142.74 0.00% 141.06 111.26 26.78% 72.05 169.92 -57.60%
PAT 333.63 260.01 28.31% 266.04 263.70 0.89% 262.71 210.15 25.01% 144.99 256.59 -43.49%
PATM 11.29% 10.40% 9.62% 11.08% 9.85% 9.04% 5.69% 11.08%
EPS 1.68 1.32 27.27% 1.34 1.35 -0.74% 1.33 1.08 23.15% 0.74 1.49 -50.34%
Gross NPA 3,361.23 2,161.19 55.53% 3,184.53 1,948.97 63.40% 2,868.82 1,867.94 53.58% 2,795.62 1,727.05 61.87%
Gross NPA% 3.14 2.52 24.60% 3.11 2.39 30.13% 3.00 2.42 23.97% 3.00 2.33 28.76%
Net NPA 1,817.29 1,156.68 57.11% 1,796.29 1,066.38 68.45% 1,620.22 1,061.26 52.67% 1,551.96 941.20 64.89%
Net NPA% 1.72 1.36 26.47% 1.78 1.32 34.85% 1.72 1.39 23.74% 1.69 1.28 32.03%
CASA 33.35 32.96 1.18% 33.39 32.93 1.40% 33.47 33.44 0.09% 33.26 32.60 2.02%

Description Sep 18 Sep 17 Var% Jun 18 Jun 17 Var% Mar 18 Mar 17 Var% Dec 17 Dec 16 Var%
Interest Earned 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Interest Exp. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Interest Income 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NIM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other Income 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Income 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Exp. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Profit 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Provision 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PBT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PBTM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
TAX 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PAT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Gross NPA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Gross NPA% 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net NPA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net NPA% 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CASA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone

Description TTM Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10 Mar 09
Net Interest Income 4,013.04 3,582.81 3,052.64 2,504.24 2,380.41 2,228.61 1,974.66 1,953.40 1,746.58 1,410.84 1,315.46 Interest Earned 10,934.68 9,752.86 8,677.38 7,744.69 7,419.47 6,946.08 6,167.57 5,558.39 4,052.03 3,673.24 3,315.38 Interest Expended 6,921.64 6,170.05 5,624.74 5,240.45 5,039.06 4,717.47 4,192.91 3,604.99 2,305.45 2,262.40 1,999.92 Int. income Growth 14.92% 17.37% 21.90% 5.20% 6.81% 12.86% 1.09% 11.84% 23.80% 7.25% Other Income 1,253.47 1,159.12 1,081.81 786.38 878.31 693.85 664.44 532.34 516.81 530.91 515.78 Total Income 12,188.15 4,741.93 4,134.45 3,290.62 3,258.72 2,922.46 2,639.10 2,485.74 2,263.39 1,941.75 1,831.24 Total Expenditure 2,669.59 3,274.91 2,705.78 2,465.52 1,663.08 1,616.73 1,366.64 1,259.58 1,307.32 1,032.01 995.38 Employee Cost - 1,242.47 1,163.75 1,052.85 891.96 771.54 631.46 543.85 480.41 366.05 317.45 % Of Sales - 12.74% 13.41% 13.59% 12.02% 11.11% 10.24% 9.78% 11.86% 9.97% 9.58% Opt. & Establishment Exp. - 1,331.61 1,167.96 919.44 813.56 764.26 631.78 492.08 409.99 361.04 296.85 % Of Sales - 13.65% 13.46% 11.87% 10.97% 11.00% 10.24% 8.85% 10.12% 9.83% 8.95% Provisions - 947.17 618.41 704.13 106.74 268.41 260.80 336.97 525.44 405.30 466.76 % Of Sales - 9.71% 7.13% 9.09% 1.44% 3.86% 4.23% 6.06% 12.97% 11.03% 14.08% EBITDA 2,596.92 1,467.02 1,428.67 825.10 1,595.64 1,305.73 1,272.46 1,226.16 956.07 909.74 835.86 EBITDA Margin 75.59% 40.95% 46.80% 32.95% 67.03% 58.59% 64.44% 62.77% 54.74% 64.48% 63.54% Depreciation 0.00 123.17 122.17 105.45 74.59 93.74 78.70 56.66 54.26 50.19 42.84 PBT 1,547.30 1,343.86 1,306.50 719.65 1,521.04 1,211.99 1,193.76 1,169.51 901.81 859.55 793.01 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Provision for Tax 539.93 465.01 475.71 244.00 515.29 373.10 355.59 392.71 314.73 395.00 292.52 Tax Rate 34.89% 34.60% 36.41% 33.91% 33.88% 30.78% 29.79% 33.58% 34.90% 45.95% 36.89% PAT 1,007.37 878.85 830.79 475.65 1,005.75 838.89 838.17 776.80 587.08 464.55 500.49 PAT before Minority Interest 1,007.37 878.85 830.79 475.65 1,005.75 838.89 838.17 776.80 587.08 464.55 500.49 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 19.13% 18.53% 20.09% 14.45% 30.86% 28.70% 31.76% 31.25% 25.94% 23.92% 27.33% PAT Growth 1.71% 5.78% 74.66% -52.71% 19.89% 0.09% 7.90% 32.32% 26.38% -7.18% Unadjusted EPS 5.09 4.62 4.83 2.77 5.87 9.81 9.80 45.41 34.32 27.16 29.26

Description TTM Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10 Mar 09
Net Interest Income - 3,688.48 3,130.69 2,566.93 2,431.44 2,277.94 2,037.38 1,975.05 1,747.54 1,411.47 1,316.14 Interest Earned - 9,914.90 8,783.27 7,826.28 7,487.77 7,005.70 6,246.32 5,581.72 4,052.03 3,673.24 3,315.38 Interest Expended - 6,226.42 5,652.58 5,259.35 5,056.33 4,727.76 4,208.94 3,606.67 2,304.49 2,261.77 1,999.24 Int. income Growth - 17.82% 21.96% 5.57% 6.74% 11.81% 3.16% 13.02% 23.81% 7.24% Other Income - 1,160.21 1,083.77 808.36 878.54 685.18 664.64 532.20 518.33 532.55 516.02 Total Income - 4,848.69 4,214.46 3,375.29 3,309.98 2,963.12 2,702.02 2,507.25 2,265.87 1,944.02 1,832.16 Total Expenditure - 3,330.77 2,748.58 2,528.60 1,700.92 1,663.51 1,409.67 1,284.21 1,307.50 1,031.65 996.05 Employee Cost - 1,276.82 1,189.34 1,074.21 913.05 795.43 652.71 559.45 485.69 369.93 320.73 % Of Sales - 12.88% 13.54% 13.73% 12.19% 11.35% 10.45% 10.02% 11.99% 10.07% 9.67% Opt. & Establishment Exp. - 1,352.65 1,187.07 965.56 841.65 795.93 658.34 507.35 405.33 356.49 294.56 % Of Sales - 13.64% 13.52% 12.34% 11.24% 11.36% 10.54% 9.09% 10.00% 9.71% 8.88% Provisions - 950.76 619.99 705.17 105.20 267.87 263.54 334.89 525.44 406.03 466.76 % Of Sales - 9.59% 7.06% 9.01% 1.40% 3.82% 4.22% 6.00% 12.97% 11.05% 14.08% EBITDA - 1,517.92 1,465.88 846.69 1,609.06 1,299.61 1,292.35 1,223.04 958.37 912.37 836.11 EBITDA Margin - 41.15% 46.82% 32.98% 66.18% 57.05% 63.43% 61.92% 54.84% 64.64% 63.53% Depreciation - 124.73 123.91 108.17 79.49 97.86 82.46 58.74 54.48 50.40 43.00 PBT - 1,393.19 1,341.98 738.51 1,529.57 1,201.75 1,209.89 1,164.30 903.89 861.97 793.10 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Provision for Tax - 483.55 488.66 250.61 517.48 372.83 359.68 392.79 315.42 395.00 292.57 Tax Rate - 34.71% 36.41% 33.93% 33.83% 31.02% 29.73% 33.74% 34.90% 45.83% 36.89% PAT - 909.64 853.32 487.90 1,012.09 828.92 850.21 771.50 588.47 466.97 500.53 PAT before Minority Interest - 909.64 853.32 487.90 1,012.09 828.92 850.21 771.50 588.47 466.97 500.53 Minority Interest - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin - 18.76% 20.25% 14.46% 30.58% 27.97% 31.47% 30.77% 25.97% 24.02% 27.32% PAT Growth - 6.60% 74.90% -51.79% 22.10% -2.50% 10.20% 31.10% 26.02% -6.70% Unadjusted EPS - 4.92 5.04 2.83 6.17 9.93 9.97 44.07 32.53 25.71 27.60

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10 Mar 09
Shareholder's Funds 12,210.24 8,942.38 8,091.22 7,738.14 6,950.59 6,364.66 5,706.33 5,108.66 4,690.45 4,325.88 Share Capital 394.43 344.81 343.79 171.33 171.06 171.06 171.05 171.05 171.03 171.03 Total Reserves 11,815.81 8,597.57 7,747.43 7,566.80 6,779.53 6,193.60 5,535.28 4,937.61 4,519.42 4,154.84 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deposits 111,992.49 97,664.56 79,171.71 70,824.99 59,731.28 57,614.86 48,937.12 43,014.78 36,057.95 32,198.19 Borrowings 11,533.50 5,897.32 5,114.57 2,308.24 5,687.96 5,186.99 4,241.03 1,888.36 1,546.76 1,218.94 Other Liabilities & Provisions 2,577.73 2,472.66 2,203.88 1,979.11 2,224.32 1,866.43 1,742.29 1,444.56 1,380.45 1,107.86 Total Liabilities 138,313.96 114,976.92 94,581.38 82,850.48 74,594.15 71,032.94 60,626.77 51,456.36 43,675.61 38,850.87 Net Block 448.08 474.54 504.22 440.05 402.33 397.47 326.14 289.82 289.77 280.78 Gross Block 1,317.15 1,265.99 1,188.96 1,027.08 917.38 831.93 691.31 606.23 559.26 516.40 Accumulated Depreciation 869.07 791.45 684.74 587.03 515.04 434.46 365.17 316.41 269.49 235.62 Total Non-Current Assets 132,399.32 109,474.00 89,185.42 77,100.43 72,508.28 69,371.15 59,017.17 50,529.02 43,017.92 38,228.73 Lease Adjustment A/c 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Capital Work in Progress 9.29 14.92 15.76 26.58 22.62 2.40 0.00 0.00 0.00 0.00 Cash and balance with RBI 5,132.76 4,576.57 3,774.54 3,379.54 3,104.29 2,742.50 2,424.15 2,935.05 2,318.88 2,214.40 Balance with banks and money at call 4,070.65 2,875.61 1,645.27 1,400.45 1,425.09 977.49 1,108.40 813.25 404.51 1,222.70 Investments 30,781.07 28,196.09 25,155.49 20,568.82 24,117.85 21,154.59 17,402.49 14,537.67 13,054.65 12,118.97 Advances 91,957.47 73,336.27 58,090.14 51,284.99 43,436.10 44,096.70 37,755.99 31,953.23 26,950.11 22,391.88 Other Assets 5,914.63 5,502.93 5,395.95 5,750.04 2,085.86 1,661.79 1,609.61 927.34 657.69 622.15 Total Assets 138,313.95 114,976.93 94,581.37 82,850.47 74,594.14 71,032.94 60,626.78 51,456.36 43,675.61 38,850.88 Contingent Liabilities 26,815.17 23,235.14 20,253.57 17,214.82 23,481.99 30,245.92 35,849.40 22,112.75 9,736.38 7,588.28 Bills for collection 3,123.36 2,568.35 1,516.83 1,221.66 1,209.54 1,226.62 1,189.31 912.52 849.34 788.82 Adjusted Book Value 61.89 51.84 47.04 45.14 40.08 36.59 32.66 29.30 27.04 25.05

Description Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10 Mar 09
Shareholder's Funds 12,274.23 8,951.37 8,064.13 7,700.27 6,860.71 6,263.92 5,592.29 5,017.70 4,630.10 4,290.41 Share Capital 394.43 344.81 343.79 171.33 171.06 171.06 171.05 171.05 171.03 171.03 Total Reserves 11,879.81 8,606.56 7,720.34 7,528.94 6,689.65 6,092.86 5,421.25 4,846.65 4,459.07 4,119.38 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deposits 111,970.10 97,662.08 79,170.90 70,822.69 59,729.04 57,611.17 48,934.73 42,988.45 36,049.29 32,192.31 Borrowings 12,328.84 6,345.49 5,236.32 2,392.98 5,767.54 5,239.05 4,266.04 1,888.36 1,546.76 1,218.94 Other Liabilities & Provisions 2,640.50 2,526.80 2,234.39 1,992.35 2,287.55 1,878.82 1,751.17 1,448.33 1,379.19 1,106.60 Total Liabilities 139,213.67 115,485.74 94,705.74 82,908.29 74,644.84 70,992.96 60,544.23 51,342.84 43,605.34 38,808.26 Net Block 451.73 477.40 507.88 446.10 413.84 412.08 337.03 292.92 290.37 281.58 Gross Block 1,338.55 1,285.37 1,207.78 1,046.03 939.42 852.47 704.93 609.97 560.27 517.40 Accumulated Depreciation 886.82 807.97 699.90 599.93 525.58 440.39 367.89 317.05 269.91 235.82 Total Non-Current Assets 133,262.14 109,945.47 89,287.02 77,135.75 72,513.04 69,322.92 58,923.28 50,408.23 42,945.83 38,184.20 Lease Adjustment A/c 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Capital Work in Progress 9.62 14.94 15.76 26.58 22.62 2.40 0.00 0.00 0.00 0.00 Cash and balance with RBI 5,136.79 4,578.27 3,776.96 3,381.98 3,108.37 2,748.86 2,429.68 2,936.35 2,318.88 2,214.40 Balance with banks and money at call 4,058.43 2,876.37 1,646.18 1,402.46 1,425.81 977.67 1,108.70 813.25 404.59 1,222.83 Investments 30,594.68 27,912.26 24,920.47 20,349.44 23,838.59 20,854.49 17,102.02 14,407.90 12,981.88 12,073.51 Advances 93,010.89 74,086.23 58,419.77 51,529.19 43,703.81 44,327.42 37,945.85 31,957.81 26,950.11 22,391.88 Other Assets 5,951.55 5,540.26 5,418.71 5,772.54 2,131.80 1,670.03 1,620.96 934.61 659.52 624.07 Total Assets 139,213.69 115,485.73 94,705.73 82,908.29 74,644.84 70,992.95 60,544.24 51,342.84 43,605.35 38,808.27 Contingent Liabilities 26,815.71 23,235.69 20,254.12 17,215.15 23,481.99 30,245.92 35,849.40 22,112.75 9,736.38 7,588.28 Bills for collection 3,123.36 2,568.35 1,516.83 1,221.66 1,209.54 1,226.62 1,189.31 912.52 849.34 788.82 Adjusted Book Value 62.21 51.89 46.88 44.91 40.08 36.59 32.66 29.30 27.04 25.05

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10 Mar 09
Cash From Operating Activity -4,697.34 3,756.99 -1,519.26 5,163.68 1,224.76 2,899.17 -800.95 1,268.50 -555.25 918.11 PBT 1,343.86 1,306.50 719.65 1,521.04 1,211.99 1,193.76 1,169.51 1,427.25 1,264.85 1,259.77 Adjustment 1,128.97 788.14 845.26 213.20 390.55 366.41 393.30 53.93 49.79 42.27 Adjustments for Liabilities & Assets -6,487.14 2,063.86 -3,046.46 4,033.30 263.11 1,831.07 -1,754.72 224.11 -1,450.98 -68.14 Refund/(Payment) of direct taxes -683.03 -401.51 -37.70 -603.87 -640.89 -492.06 -609.05 -436.79 -418.91 -315.80 Other Direct Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -1,576.61 -2,382.90 1,990.89 -1,364.17 -736.36 -3,479.27 -1,598.49 -144.21 -58.73 -155.76 Net Fixed Assets -45.53 -76.19 -151.06 -113.66 -105.67 -143.02 -85.08 -46.97 -42.86 -81.65 Other Investment Activity -3709.34 709.98 -2568.89 -1790.02 -4419.27 -2432.82 -835.52 -664.96 -715.02 -653.87 Cash from Financing Activity 8,025.03 658.71 168.17 -3,548.89 320.99 767.53 2,183.70 -99.38 -99.73 -70.74 Closing Cash & Equivalent 9,203.41 7,452.17 5,419.81 4,780.00 4,529.38 3,719.99 3,532.55 3,748.30 2,723.39 3,437.09 Net Cash Inflow / Outflow 1,751.08 2,032.80 639.80 250.62 809.39 187.44 -215.75 1,024.91 -713.71 691.61 Opening Cash & Equivalents 7,452.17 5,419.81 4,780.00 4,529.38 3,719.99 3,532.55 3,748.30 2,723.39 3,437.09 2,745.49

Description Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10 Mar 09
Cash From Operating Activity -5,050.93 3,430.66 -1,556.94 5,158.27 1,196.61 2,880.31 -966.56 1,272.45 -555.29 918.83 PBT 1,418.99 1,355.53 737.03 1,575.29 1,222.58 1,213.00 1,146.52 1,429.34 1,268.00 1,259.86 Adjustment 1,108.33 777.92 850.62 171.43 373.41 367.71 411.08 54.16 50.01 42.43 Adjustments for Liabilities & Assets -6,875.86 1,711.01 -3,101.38 4,017.86 242.29 1,799.71 -1,915.12 224.94 -1,453.09 -66.80 Refund/(Payment) of direct taxes -702.40 -413.79 -43.21 -606.32 -641.66 -500.11 -609.05 -435.98 -420.21 -316.66 Other Direct Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -1,579.27 -2,383.86 1,990.44 -1,364.28 -737.47 -3,486.73 -1,453.37 -146.94 -58.74 -156.35 Net Fixed Assets -45.53 -76.19 -151.06 -113.66 -105.67 -143.02 -85.08 -46.97 -42.86 -81.65 Other Investment Activity -3710.30 709.53 -2569.00 -1791.13 -4426.73 -2287.70 -838.25 -664.97 -715.61 -644.75 Cash from Financing Activity 8,370.62 985.13 205.18 -3,543.73 348.51 794.58 2,208.70 -99.38 -99.73 -70.74 Closing Cash & Equivalent 9,195.21 7,454.64 5,423.14 4,784.44 4,534.18 3,726.53 3,538.38 3,749.60 2,723.47 3,437.23 Net Cash Inflow / Outflow 1,740.42 2,031.93 638.69 250.27 807.64 188.16 -211.23 1,026.13 -713.76 691.74 Opening Cash & Equivalents 7,454.64 5,423.14 4,784.44 4,534.18 3,726.53 3,538.38 3,749.60 2,723.47 3,437.23 2,745.49

Financial Ratios

Consolidated /

Standalone

Description Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10 Mar 09
Book Value 61.89 51.84 47.04 45.14 40.60 37.18 33.33 29.83 27.39 25.26 NIM 2.72 2.80 2.82 3.11 3.09 2.86 3.33 3.48 3.30 3.47 Yield on Advances 10.61 11.83 13.33 14.47 15.99 13.99 14.72 12.68 13.63 14.81 Yield on Investments 7.01 7.48 7.50 9.26 8.02 7.90 8.03 6.29 6.83 6.46 Cost of Liabilities 4.99 5.43 6.22 6.89 7.21 6.68 6.78 5.13 6.02 5.98 Interest Spread 5.61 6.40 7.11 7.58 8.78 7.31 7.94 7.55 7.61 8.82 ROCE 9.29% 10.89% 7.73% 17.04% 14.22% 14.41% 17.03% 15.80% 16.19% 17.92% Cost Income Ratio 51.69 53.44 56.73 50.05 49.34 44.88 39.40 36.94 34.86 31.21 Core Cost Income Ratio 54.43 57.75 59.02 54.31 52.13 48.68 40.74 37.70 36.91 32.69 Operating Costs to Assets 1.77 1.92 1.97 1.97 1.93 1.67 1.62 1.62 1.55 1.47 Loans/Deposits 0.10 0.06 0.06 0.03 0.10 0.09 0.09 0.04 0.04 0.04 Cash/Deposits 0.05 0.05 0.05 0.05 0.05 0.05 0.05 0.07 0.06 0.07 Investment/Deposits 0.27 0.29 0.32 0.29 0.40 0.37 0.36 0.34 0.36 0.38 Inc Loan/Deposits 10.30% 6.04% 6.46% 3.26% 9.52% 9.00% 8.67% 4.39% 4.29% 3.79% Credit Deposits 82.11% 75.09% 73.37% 72.41% 72.72% 76.54% 77.15% 74.28% 74.74% 69.54% Interest Expended / Interest earned 63.26% 64.82% 67.67% 67.92% 67.92% 67.98% 64.86% 56.90% 61.59% 60.32% Interest income / Total funds 7.05% 7.55% 8.19% 8.96% 9.31% 8.68% 9.17% 7.87% 8.41% 8.53% Interest Expended / Total funds 4.46% 4.89% 5.54% 6.08% 6.32% 5.90% 5.95% 4.48% 5.18% 5.15% CASA 33.65% 32.82% 32.91% 30.76% 31.25% 27.17% 27.54% 26.86% 26.19% 24.50%

Description Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10 Mar 09
Book Value 62.21 51.89 46.88 44.91 40.08 36.59 32.66 29.30 27.04 25.05 NIM 2.78 2.86 2.89 3.17 3.16 2.96 3.37 3.49 3.31 3.47 Yield on Advances 10.66 11.86 13.40 14.53 16.03 14.09 14.71 12.68 13.63 14.81 Yield on Investments 7.05 7.54 7.58 10.30 8.11 8.01 8.17 6.34 6.86 6.49 Cost of Liabilities 5.01 5.43 6.23 6.91 7.22 6.70 6.78 5.14 6.02 5.98 Interest Spread 5.65 6.42 7.17 7.63 8.81 7.39 7.93 7.54 7.61 8.82 ROCE 9.51% 11.13% 8.01% 17.24% 14.26% 14.81% 17.18% 16.01% 16.36% 18.00% Cost Income Ratio 51.66 53.45 57.23 50.61 50.40 45.47 40.21 36.92 34.77 31.24 Core Cost Income Ratio 54.34 57.67 59.47 54.85 53.21 49.22 41.57 37.68 36.81 32.72 Operating Costs to Assets 1.80 1.95 2.04 2.02 2.00 1.73 1.67 1.63 1.55 1.47 Loans/Deposits 0.11 0.06 0.07 0.03 0.10 0.09 0.09 0.04 0.04 0.04 Cash/Deposits 0.05 0.05 0.05 0.05 0.05 0.05 0.05 0.07 0.06 0.07 Investment/Deposits 0.27 0.29 0.31 0.29 0.40 0.36 0.35 0.34 0.36 0.38 Inc Loan/Deposits 11.01% 6.50% 6.61% 3.38% 9.66% 9.09% 8.72% 4.39% 4.29% 3.79% Credit Deposits 83.07% 75.86% 73.79% 72.76% 73.17% 76.94% 77.54% 74.34% 74.76% 69.56% Interest Expended / Interest earned 62.80% 64.36% 67.20% 67.53% 67.48% 67.38% 64.62% 56.87% 61.57% 60.30% Interest income / Total funds 7.12% 7.61% 8.26% 9.03% 9.39% 8.80% 9.22% 7.89% 8.42% 8.54% Interest Expended / Total funds 4.47% 4.89% 5.55% 6.10% 6.33% 5.93% 5.96% 4.49% 5.19% 5.15% CASA 33.64% 32.82% 32.91% 30.76% 31.25% 27.17% 27.54% 26.87% 26.19% 24.50%

Top Investors:

ICICI PRIDENTIAL S & P

YUSUFFALI MUSALIAM VEETIL ABDUL KADER

HDFC TRUSTEE COMPANY

RELIANCE EMERGENT INDIA FUND

AMANSA HOLDINGS PRIVATE LIMITED

EAST BRIDGE CAPITAL MASTER FUND

LIFE INSURANCE CORPORATION OF INDIA

ADITYA BIRLA SUN LIFE TRUSTEE

FIRST STATE INVESTMENTS ICVC STEWART INVESTORS

EAST BRIDGE CAPITAL MASTER I LIMITED

Annual Reports:

Financial Year 2014

News Update:

Federal Bank reports 28% rise in Q3 net profit
17th Jan 2019, 12:45 PM

Total income of the Bank increased by 20.89% at Rs 3,299.96 crore for Q3FY19
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21st Dec 2018, 10:17 AM

The Bank emerged as winner from 800 plus technology projects from around the world
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Federal Bank’s arm gets nod to allot 17.40% stake to True North
15th Nov 2018, 10:57 AM

The Board of Fedbank Financial Services at its meeting held on November 13, 2018, approved the same
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The Federal Bank Ltd.

Bank - Private

BSE: 500469 | NSE: FEDERALBNK

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update:

The Federal Bank Ltd.

Bank - Private

BSE: 500469 | NSE: FEDERALBNK

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update: