The Federal Bank, 500469, FEDERALBNK Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

19,473.34
19.33
2

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

26,665.40
1.02%
1.51

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

10 Years
5 Years
3 Years

10.54
9.96
12.68

EBITDA CAGR (%)

10 Years
5 Years
3 Years

-3.98
-18.64
-

PAT CAGR (%)

10 Years
5 Years
3 Years

5.79
0.94
22.71

P:E (Median)

8 Years
5 Years
3 Years

12.02
17.60
20.77

P:BV (Average)

8 Years
5 Years
3 Years

1.37
1.48
1.54

EV:EBITDA (Average)

8 Years
5 Years
3 Years

8.56
9.24
9.08

Quarterly Results

Standalone Figures in Rs. Crores

Description Dec 18 Dec 17 Var% Sep 18 Sep 17 Var% Jun 18 Jun 17 Var% Mar 18 Mar 17 Var%
Interest Earned 2,954.41 2,501.20 18.12% 2,764.92 2,379.60 16.19% 2,667.38 2,324.09 14.77% 2,547.97 2,315.95 10.02%
Interest Exp. 1,877.12 1,551.20 21.01% 1,742.45 1,480.69 17.68% 1,687.32 1,523.42 10.76% 1,614.75 1,473.56 9.58%
Net Interest Income 1,077.29 950.00 13.40% 1,022.47 898.91 13.75% 980.06 800.67 22.40% 933.22 842.39 10.78%
NIM 3.17 3.33 -4.80% 3.15 3.31 -4.83% 3.12 3.13 -0.32% 3.11 3.42 -9.06%
Other Income 345.55 228.63 51.14% 322.89 287.22 12.42% 270.86 329.10 -17.70% 314.17 282.11 11.36%
Total Income 3,299.96 2,729.83 20.89% 3,087.81 2,666.82 15.79% 2,938.24 2,653.19 10.74% 2,862.14 2,598.06 10.16%
Operating Exp. 715.01 617.23 15.84% 647.76 602.92 7.44% 648.00 571.92 13.30% 658.82 575.29 14.52%
Operating Profit 707.83 561.40 26.08% 697.60 583.21 19.61% 602.92 557.85 8.08% 588.57 549.21 7.17%
Provision 190.12 162.43 17.05% 288.82 176.77 63.39% 199.15 236.44 -15.77% 371.53 122.70 202.80%
PBT 517.71 398.97 29.76% 408.78 406.44 0.58% 403.77 321.41 25.62% 217.04 426.51 -49.11%
PBTM 17.52 15.95 9.84% 14.78 17.08 -13.47% 15.14 13.83 9.47% 8.52 18.42 -53.75%
TAX 184.08 138.96 32.47% 142.74 142.74 0.00% 141.06 111.26 26.78% 72.05 169.92 -57.60%
PAT 333.63 260.01 28.31% 266.04 263.70 0.89% 262.71 210.15 25.01% 144.99 256.59 -43.49%
PATM 11.29% 10.40% 9.62% 11.08% 9.85% 9.04% 5.69% 11.08%
EPS 1.68 1.32 27.27% 1.34 1.35 -0.74% 1.33 1.08 23.15% 0.74 1.49 -50.34%
Gross NPA 3,361.23 2,161.19 55.53% 3,184.53 1,948.97 63.40% 2,868.82 1,867.94 53.58% 2,795.62 1,727.05 61.87%
Gross NPA% 3.14 2.52 24.60% 3.11 2.39 30.13% 3.00 2.42 23.97% 3.00 2.33 28.76%
Net NPA 1,817.29 1,156.68 57.11% 1,796.29 1,066.38 68.45% 1,620.22 1,061.26 52.67% 1,551.96 941.20 64.89%
Net NPA% 1.72 1.36 26.47% 1.78 1.32 34.85% 1.72 1.39 23.74% 1.69 1.28 32.03%
CASA 33.35 32.96 1.18% 33.39 32.93 1.40% 33.47 33.44 0.09% 33.26 32.60 2.02%

Description Dec 18 Dec 17 Var% Sep 18 Sep 17 Var% Jun 18 Jun 17 Var% Mar 18 Mar 17 Var%
Interest Earned 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Interest Exp. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Interest Income 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NIM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other Income 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Income 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Exp. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Profit 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Provision 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PBT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PBTM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
TAX 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PAT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Gross NPA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Gross NPA% 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net NPA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net NPA% 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CASA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone

Description TTM Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10 Mar 09
Net Interest Income 4,013.04 3,582.81 3,052.64 2,504.24 2,380.41 2,228.61 1,974.66 1,953.40 1,746.58 1,410.84 1,315.46 Interest Earned 10,934.68 9,752.86 8,677.38 7,744.69 7,419.47 6,946.08 6,167.57 5,558.39 4,052.03 3,673.24 3,315.38 Interest Expended 6,921.64 6,170.05 5,624.74 5,240.45 5,039.06 4,717.47 4,192.91 3,604.99 2,305.45 2,262.40 1,999.92 Int. income Growth 14.92% 17.37% 21.90% 5.20% 6.81% 12.86% 1.09% 11.84% 23.80% 7.25% Other Income 1,253.47 1,159.12 1,081.81 786.38 878.31 693.85 664.44 532.34 516.81 530.91 515.78 Total Income 12,188.15 4,741.93 4,134.45 3,290.62 3,258.72 2,922.46 2,639.10 2,485.74 2,263.39 1,941.75 1,831.24 Total Expenditure 2,669.59 3,274.91 2,705.78 2,465.52 1,663.08 1,616.73 1,366.64 1,259.58 1,307.32 1,032.01 995.38 Employee Cost - 1,242.47 1,163.75 1,052.85 891.96 771.54 631.46 543.85 480.41 366.05 317.45 % Of Sales - 12.74% 13.41% 13.59% 12.02% 11.11% 10.24% 9.78% 11.86% 9.97% 9.58% Opt. & Establishment Exp. - 1,331.61 1,167.96 919.44 813.56 764.26 631.78 492.08 409.99 361.04 296.85 % Of Sales - 13.65% 13.46% 11.87% 10.97% 11.00% 10.24% 8.85% 10.12% 9.83% 8.95% Provisions - 947.17 618.41 704.13 106.74 268.41 260.80 336.97 525.44 405.30 466.76 % Of Sales - 9.71% 7.13% 9.09% 1.44% 3.86% 4.23% 6.06% 12.97% 11.03% 14.08% EBITDA 2,596.92 1,467.02 1,428.67 825.10 1,595.64 1,305.73 1,272.46 1,226.16 956.07 909.74 835.86 EBITDA Margin 75.59% 40.95% 46.80% 32.95% 67.03% 58.59% 64.44% 62.77% 54.74% 64.48% 63.54% Depreciation 0.00 123.17 122.17 105.45 74.59 93.74 78.70 56.66 54.26 50.19 42.84 PBT 1,547.30 1,343.86 1,306.50 719.65 1,521.04 1,211.99 1,193.76 1,169.51 901.81 859.55 793.01 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Provision for Tax 539.93 465.01 475.71 244.00 515.29 373.10 355.59 392.71 314.73 395.00 292.52 Tax Rate 34.89% 34.60% 36.41% 33.91% 33.88% 30.78% 29.79% 33.58% 34.90% 45.95% 36.89% PAT 1,007.37 878.85 830.79 475.65 1,005.75 838.89 838.17 776.80 587.08 464.55 500.49 PAT before Minority Interest 1,007.37 878.85 830.79 475.65 1,005.75 838.89 838.17 776.80 587.08 464.55 500.49 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 19.13% 18.53% 20.09% 14.45% 30.86% 28.70% 31.76% 31.25% 25.94% 23.92% 27.33% PAT Growth 1.71% 5.78% 74.66% -52.71% 19.89% 0.09% 7.90% 32.32% 26.38% -7.18% Unadjusted EPS 5.09 4.62 4.83 2.77 5.87 9.81 9.80 45.41 34.32 27.16 29.26

Description TTM Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10 Mar 09
Net Interest Income - 3,688.48 3,130.69 2,566.93 2,431.44 2,277.94 2,037.38 1,975.05 1,747.54 1,411.47 1,316.14 Interest Earned - 9,914.90 8,783.27 7,826.28 7,487.77 7,005.70 6,246.32 5,581.72 4,052.03 3,673.24 3,315.38 Interest Expended - 6,226.42 5,652.58 5,259.35 5,056.33 4,727.76 4,208.94 3,606.67 2,304.49 2,261.77 1,999.24 Int. income Growth - 17.82% 21.96% 5.57% 6.74% 11.81% 3.16% 13.02% 23.81% 7.24% Other Income - 1,160.21 1,083.77 808.36 878.54 685.18 664.64 532.20 518.33 532.55 516.02 Total Income - 4,848.69 4,214.46 3,375.29 3,309.98 2,963.12 2,702.02 2,507.25 2,265.87 1,944.02 1,832.16 Total Expenditure - 3,330.77 2,748.58 2,528.60 1,700.92 1,663.51 1,409.67 1,284.21 1,307.50 1,031.65 996.05 Employee Cost - 1,276.82 1,189.34 1,074.21 913.05 795.43 652.71 559.45 485.69 369.93 320.73 % Of Sales - 12.88% 13.54% 13.73% 12.19% 11.35% 10.45% 10.02% 11.99% 10.07% 9.67% Opt. & Establishment Exp. - 1,352.65 1,187.07 965.56 841.65 795.93 658.34 507.35 405.33 356.49 294.56 % Of Sales - 13.64% 13.52% 12.34% 11.24% 11.36% 10.54% 9.09% 10.00% 9.71% 8.88% Provisions - 950.76 619.99 705.17 105.20 267.87 263.54 334.89 525.44 406.03 466.76 % Of Sales - 9.59% 7.06% 9.01% 1.40% 3.82% 4.22% 6.00% 12.97% 11.05% 14.08% EBITDA - 1,517.92 1,465.88 846.69 1,609.06 1,299.61 1,292.35 1,223.04 958.37 912.37 836.11 EBITDA Margin - 41.15% 46.82% 32.98% 66.18% 57.05% 63.43% 61.92% 54.84% 64.64% 63.53% Depreciation - 124.73 123.91 108.17 79.49 97.86 82.46 58.74 54.48 50.40 43.00 PBT - 1,393.19 1,341.98 738.51 1,529.57 1,201.75 1,209.89 1,164.30 903.89 861.97 793.10 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Provision for Tax - 483.55 488.66 250.61 517.48 372.83 359.68 392.79 315.42 395.00 292.57 Tax Rate - 34.71% 36.41% 33.93% 33.83% 31.02% 29.73% 33.74% 34.90% 45.83% 36.89% PAT - 909.64 853.32 487.90 1,012.09 828.92 850.21 771.50 588.47 466.97 500.53 PAT before Minority Interest - 909.64 853.32 487.90 1,012.09 828.92 850.21 771.50 588.47 466.97 500.53 Minority Interest - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin - 18.76% 20.25% 14.46% 30.58% 27.97% 31.47% 30.77% 25.97% 24.02% 27.32% PAT Growth - 6.60% 74.90% -51.79% 22.10% -2.50% 10.20% 31.10% 26.02% -6.70% Unadjusted EPS - 4.92 5.04 2.83 6.17 9.93 9.97 44.07 32.53 25.71 27.60

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10 Mar 09
Shareholder's Funds 12,210.24 8,942.38 8,091.22 7,738.14 6,950.59 6,364.66 5,706.33 5,108.66 4,690.45 4,325.88 Share Capital 394.43 344.81 343.79 171.33 171.06 171.06 171.05 171.05 171.03 171.03 Total Reserves 11,815.81 8,597.57 7,747.43 7,566.80 6,779.53 6,193.60 5,535.28 4,937.61 4,519.42 4,154.84 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deposits 111,992.49 97,664.56 79,171.71 70,824.99 59,731.28 57,614.86 48,937.12 43,014.78 36,057.95 32,198.19 Borrowings 11,533.50 5,897.32 5,114.57 2,308.24 5,687.96 5,186.99 4,241.03 1,888.36 1,546.76 1,218.94 Other Liabilities & Provisions 2,577.73 2,472.66 2,203.88 1,979.11 2,224.32 1,866.43 1,742.29 1,444.56 1,380.45 1,107.86 Total Liabilities 138,313.96 114,976.92 94,581.38 82,850.48 74,594.15 71,032.94 60,626.77 51,456.36 43,675.61 38,850.87 Net Block 448.08 474.54 504.22 440.05 402.33 397.47 326.14 289.82 289.77 280.78 Gross Block 1,317.15 1,265.99 1,188.96 1,027.08 917.38 831.93 691.31 606.23 559.26 516.40 Accumulated Depreciation 869.07 791.45 684.74 587.03 515.04 434.46 365.17 316.41 269.49 235.62 Total Non-Current Assets 132,399.32 109,474.00 89,185.42 77,100.43 72,508.28 69,371.15 59,017.17 50,529.02 43,017.92 38,228.73 Lease Adjustment A/c 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Capital Work in Progress 9.29 14.92 15.76 26.58 22.62 2.40 0.00 0.00 0.00 0.00 Cash and balance with RBI 5,132.76 4,576.57 3,774.54 3,379.54 3,104.29 2,742.50 2,424.15 2,935.05 2,318.88 2,214.40 Balance with banks and money at call 4,070.65 2,875.61 1,645.27 1,400.45 1,425.09 977.49 1,108.40 813.25 404.51 1,222.70 Investments 30,781.07 28,196.09 25,155.49 20,568.82 24,117.85 21,154.59 17,402.49 14,537.67 13,054.65 12,118.97 Advances 91,957.47 73,336.27 58,090.14 51,284.99 43,436.10 44,096.70 37,755.99 31,953.23 26,950.11 22,391.88 Other Assets 5,914.63 5,502.93 5,395.95 5,750.04 2,085.86 1,661.79 1,609.61 927.34 657.69 622.15 Total Assets 138,313.95 114,976.93 94,581.37 82,850.47 74,594.14 71,032.94 60,626.78 51,456.36 43,675.61 38,850.88 Contingent Liabilities 26,815.17 23,235.14 20,253.57 17,214.82 23,481.99 30,245.92 35,849.40 22,112.75 9,736.38 7,588.28 Bills for collection 3,123.36 2,568.35 1,516.83 1,221.66 1,209.54 1,226.62 1,189.31 912.52 849.34 788.82 Adjusted Book Value 61.89 51.84 47.04 45.14 40.08 36.59 32.66 29.30 27.04 25.05

Description Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10 Mar 09
Shareholder's Funds 12,274.23 8,951.37 8,064.13 7,700.27 6,860.71 6,263.92 5,592.29 5,017.70 4,630.10 4,290.41 Share Capital 394.43 344.81 343.79 171.33 171.06 171.06 171.05 171.05 171.03 171.03 Total Reserves 11,879.81 8,606.56 7,720.34 7,528.94 6,689.65 6,092.86 5,421.25 4,846.65 4,459.07 4,119.38 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deposits 111,970.10 97,662.08 79,170.90 70,822.69 59,729.04 57,611.17 48,934.73 42,988.45 36,049.29 32,192.31 Borrowings 12,328.84 6,345.49 5,236.32 2,392.98 5,767.54 5,239.05 4,266.04 1,888.36 1,546.76 1,218.94 Other Liabilities & Provisions 2,640.50 2,526.80 2,234.39 1,992.35 2,287.55 1,878.82 1,751.17 1,448.33 1,379.19 1,106.60 Total Liabilities 139,213.67 115,485.74 94,705.74 82,908.29 74,644.84 70,992.96 60,544.23 51,342.84 43,605.34 38,808.26 Net Block 451.73 477.40 507.88 446.10 413.84 412.08 337.03 292.92 290.37 281.58 Gross Block 1,338.55 1,285.37 1,207.78 1,046.03 939.42 852.47 704.93 609.97 560.27 517.40 Accumulated Depreciation 886.82 807.97 699.90 599.93 525.58 440.39 367.89 317.05 269.91 235.82 Total Non-Current Assets 133,262.14 109,945.47 89,287.02 77,135.75 72,513.04 69,322.92 58,923.28 50,408.23 42,945.83 38,184.20 Lease Adjustment A/c 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Capital Work in Progress 9.62 14.94 15.76 26.58 22.62 2.40 0.00 0.00 0.00 0.00 Cash and balance with RBI 5,136.79 4,578.27 3,776.96 3,381.98 3,108.37 2,748.86 2,429.68 2,936.35 2,318.88 2,214.40 Balance with banks and money at call 4,058.43 2,876.37 1,646.18 1,402.46 1,425.81 977.67 1,108.70 813.25 404.59 1,222.83 Investments 30,594.68 27,912.26 24,920.47 20,349.44 23,838.59 20,854.49 17,102.02 14,407.90 12,981.88 12,073.51 Advances 93,010.89 74,086.23 58,419.77 51,529.19 43,703.81 44,327.42 37,945.85 31,957.81 26,950.11 22,391.88 Other Assets 5,951.55 5,540.26 5,418.71 5,772.54 2,131.80 1,670.03 1,620.96 934.61 659.52 624.07 Total Assets 139,213.69 115,485.73 94,705.73 82,908.29 74,644.84 70,992.95 60,544.24 51,342.84 43,605.35 38,808.27 Contingent Liabilities 26,815.71 23,235.69 20,254.12 17,215.15 23,481.99 30,245.92 35,849.40 22,112.75 9,736.38 7,588.28 Bills for collection 3,123.36 2,568.35 1,516.83 1,221.66 1,209.54 1,226.62 1,189.31 912.52 849.34 788.82 Adjusted Book Value 62.21 51.89 46.88 44.91 40.08 36.59 32.66 29.30 27.04 25.05

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10 Mar 09
Cash From Operating Activity -4,697.34 3,756.99 -1,519.26 5,163.68 1,224.76 2,899.17 -800.95 1,268.50 -555.25 918.11 PBT 1,343.86 1,306.50 719.65 1,521.04 1,211.99 1,193.76 1,169.51 1,427.25 1,264.85 1,259.77 Adjustment 1,128.97 788.14 845.26 213.20 390.55 366.41 393.30 53.93 49.79 42.27 Adjustments for Liabilities & Assets -6,487.14 2,063.86 -3,046.46 4,033.30 263.11 1,831.07 -1,754.72 224.11 -1,450.98 -68.14 Refund/(Payment) of direct taxes -683.03 -401.51 -37.70 -603.87 -640.89 -492.06 -609.05 -436.79 -418.91 -315.80 Other Direct Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -1,576.61 -2,382.90 1,990.89 -1,364.17 -736.36 -3,479.27 -1,598.49 -144.21 -58.73 -155.76 Net Fixed Assets -45.53 -76.19 -151.06 -113.66 -105.67 -143.02 -85.08 -46.97 -42.86 -81.65 Other Investment Activity -3709.34 709.98 -2568.89 -1790.02 -4419.27 -2432.82 -835.52 -664.96 -715.02 -653.87 Cash from Financing Activity 8,025.03 658.71 168.17 -3,548.89 320.99 767.53 2,183.70 -99.38 -99.73 -70.74 Closing Cash & Equivalent 9,203.41 7,452.17 5,419.81 4,780.00 4,529.38 3,719.99 3,532.55 3,748.30 2,723.39 3,437.09 Net Cash Inflow / Outflow 1,751.08 2,032.80 639.80 250.62 809.39 187.44 -215.75 1,024.91 -713.71 691.61 Opening Cash & Equivalents 7,452.17 5,419.81 4,780.00 4,529.38 3,719.99 3,532.55 3,748.30 2,723.39 3,437.09 2,745.49

Description Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10 Mar 09
Cash From Operating Activity -5,050.93 3,430.66 -1,556.94 5,158.27 1,196.61 2,880.31 -966.56 1,272.45 -555.29 918.83 PBT 1,418.99 1,355.53 737.03 1,575.29 1,222.58 1,213.00 1,146.52 1,429.34 1,268.00 1,259.86 Adjustment 1,108.33 777.92 850.62 171.43 373.41 367.71 411.08 54.16 50.01 42.43 Adjustments for Liabilities & Assets -6,875.86 1,711.01 -3,101.38 4,017.86 242.29 1,799.71 -1,915.12 224.94 -1,453.09 -66.80 Refund/(Payment) of direct taxes -702.40 -413.79 -43.21 -606.32 -641.66 -500.11 -609.05 -435.98 -420.21 -316.66 Other Direct Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -1,579.27 -2,383.86 1,990.44 -1,364.28 -737.47 -3,486.73 -1,453.37 -146.94 -58.74 -156.35 Net Fixed Assets -45.53 -76.19 -151.06 -113.66 -105.67 -143.02 -85.08 -46.97 -42.86 -81.65 Other Investment Activity -3710.30 709.53 -2569.00 -1791.13 -4426.73 -2287.70 -838.25 -664.97 -715.61 -644.75 Cash from Financing Activity 8,370.62 985.13 205.18 -3,543.73 348.51 794.58 2,208.70 -99.38 -99.73 -70.74 Closing Cash & Equivalent 9,195.21 7,454.64 5,423.14 4,784.44 4,534.18 3,726.53 3,538.38 3,749.60 2,723.47 3,437.23 Net Cash Inflow / Outflow 1,740.42 2,031.93 638.69 250.27 807.64 188.16 -211.23 1,026.13 -713.76 691.74 Opening Cash & Equivalents 7,454.64 5,423.14 4,784.44 4,534.18 3,726.53 3,538.38 3,749.60 2,723.47 3,437.23 2,745.49

Financial Ratios

Consolidated /

Standalone

Description Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10 Mar 09
Book Value 61.89 51.84 47.04 45.14 40.60 37.18 33.33 29.83 27.39 25.26 NIM 2.72 2.80 2.82 3.11 3.09 2.86 3.33 3.48 3.30 3.47 Yield on Advances 10.61 11.83 13.33 14.47 15.99 13.99 14.72 12.68 13.63 14.81 Yield on Investments 7.01 7.48 7.50 9.26 8.02 7.90 8.03 6.29 6.83 6.46 Cost of Liabilities 4.99 5.43 6.22 6.89 7.21 6.68 6.78 5.13 6.02 5.98 Interest Spread 5.61 6.40 7.11 7.58 8.78 7.31 7.94 7.55 7.61 8.82 ROCE 9.29% 10.89% 7.73% 17.04% 14.22% 14.41% 17.03% 15.80% 16.19% 17.92% Cost Income Ratio 51.69 53.44 56.73 50.05 49.34 44.88 39.40 36.94 34.86 31.21 Core Cost Income Ratio 54.43 57.75 59.02 54.31 52.13 48.68 40.74 37.70 36.91 32.69 Operating Costs to Assets 1.77 1.92 1.97 1.97 1.93 1.67 1.62 1.62 1.55 1.47 Loans/Deposits 0.10 0.06 0.06 0.03 0.10 0.09 0.09 0.04 0.04 0.04 Cash/Deposits 0.05 0.05 0.05 0.05 0.05 0.05 0.05 0.07 0.06 0.07 Investment/Deposits 0.27 0.29 0.32 0.29 0.40 0.37 0.36 0.34 0.36 0.38 Inc Loan/Deposits 10.30% 6.04% 6.46% 3.26% 9.52% 9.00% 8.67% 4.39% 4.29% 3.79% Credit Deposits 82.11% 75.09% 73.37% 72.41% 72.72% 76.54% 77.15% 74.28% 74.74% 69.54% Interest Expended / Interest earned 63.26% 64.82% 67.67% 67.92% 67.92% 67.98% 64.86% 56.90% 61.59% 60.32% Interest income / Total funds 7.05% 7.55% 8.19% 8.96% 9.31% 8.68% 9.17% 7.87% 8.41% 8.53% Interest Expended / Total funds 4.46% 4.89% 5.54% 6.08% 6.32% 5.90% 5.95% 4.48% 5.18% 5.15% CASA 33.65% 32.82% 32.91% 30.76% 31.25% 27.17% 27.54% 26.86% 26.19% 24.50%

Description Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10 Mar 09
Book Value 62.21 51.89 46.88 44.91 40.08 36.59 32.66 29.30 27.04 25.05 NIM 2.78 2.86 2.89 3.17 3.16 2.96 3.37 3.49 3.31 3.47 Yield on Advances 10.66 11.86 13.40 14.53 16.03 14.09 14.71 12.68 13.63 14.81 Yield on Investments 7.05 7.54 7.58 10.30 8.11 8.01 8.17 6.34 6.86 6.49 Cost of Liabilities 5.01 5.43 6.23 6.91 7.22 6.70 6.78 5.14 6.02 5.98 Interest Spread 5.65 6.42 7.17 7.63 8.81 7.39 7.93 7.54 7.61 8.82 ROCE 9.51% 11.13% 8.01% 17.24% 14.26% 14.81% 17.18% 16.01% 16.36% 18.00% Cost Income Ratio 51.66 53.45 57.23 50.61 50.40 45.47 40.21 36.92 34.77 31.24 Core Cost Income Ratio 54.34 57.67 59.47 54.85 53.21 49.22 41.57 37.68 36.81 32.72 Operating Costs to Assets 1.80 1.95 2.04 2.02 2.00 1.73 1.67 1.63 1.55 1.47 Loans/Deposits 0.11 0.06 0.07 0.03 0.10 0.09 0.09 0.04 0.04 0.04 Cash/Deposits 0.05 0.05 0.05 0.05 0.05 0.05 0.05 0.07 0.06 0.07 Investment/Deposits 0.27 0.29 0.31 0.29 0.40 0.36 0.35 0.34 0.36 0.38 Inc Loan/Deposits 11.01% 6.50% 6.61% 3.38% 9.66% 9.09% 8.72% 4.39% 4.29% 3.79% Credit Deposits 83.07% 75.86% 73.79% 72.76% 73.17% 76.94% 77.54% 74.34% 74.76% 69.56% Interest Expended / Interest earned 62.80% 64.36% 67.20% 67.53% 67.48% 67.38% 64.62% 56.87% 61.57% 60.30% Interest income / Total funds 7.12% 7.61% 8.26% 9.03% 9.39% 8.80% 9.22% 7.89% 8.42% 8.54% Interest Expended / Total funds 4.47% 4.89% 5.55% 6.10% 6.33% 5.93% 5.96% 4.49% 5.19% 5.15% CASA 33.64% 32.82% 32.91% 30.76% 31.25% 27.17% 27.54% 26.87% 26.19% 24.50%

Top Investors:

ICICI PRUDENTIAL S & P BSE 500 ETF

HDFC TRUSTEE COMPANY LIMITED

YUSUFFALI MUSALIAM VEETTIL ABDUL KADER

RELIANCE EMERGENT INDIA FUND

EAST BRIDGE CAPITAL MASTER FUND LIMITED

AMANSA HOLDINGS PRIVATE LIMITED

RAKESH JHUNJHUNWALA

LIFE INSURANCE CORPORATION OF INDIA

EAST BRIDGE CAPITAL MASTER FUND I LIMITED

FIRST STATE INVESTMENTS ICVC STEWART EMERGING

Annual Reports:

News Update:

Federal Bank launches two cutting edge technology remittance variants
30th Mar 2019, 09:53 AM

The Bank has also launched a platform for NRI to send money through Exchange Houses and Banks
Read More
Federal Bank enters into partnership with Ripple
29th Mar 2019, 08:52 AM

This partnership will help Federal Bank to explore new corridors where Ripple is aggressively pursuing new partnerships
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Federal Bank reports 28% rise in Q3 net profit
17th Jan 2019, 12:45 PM

Total income of the Bank increased by 20.89% at Rs 3,299.96 crore for Q3FY19
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Federal Bank - Quarterly Results
17th Jan 2019, 12:18 PM

Read More

The Federal Bank Ltd.

Bank - Private

BSE: 500469 | NSE: FEDERALBNK

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update:

The Federal Bank Ltd.

Bank - Private

BSE: 500469 | NSE: FEDERALBNK

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update: