Nifty
:
22138.35
Sensex
:
73048.03
142.50 (0.65%)
559.04 (0.77%)
Nifty
Sensex
:
:
22138.35
73048.03
142.50 (0.65%)
559.04 (0.77%)

HDFC Bank Ltd.

Bank - Private

Rating :
56/99

BSE: 500180 | NSE: HDFCBANK

NSE BSE
1494.70
18-Apr-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  1509.80
  •  1518.85
  •  1491.05
  •  1509.25
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  17117442
  •  257419.98
  •  1757.50
  •  1363.55

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 1,135,434.27
  • 19.23
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 1,274,793.65
  • 1.27%
  • 2.60

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 0.00%
  • 2.07%
  • 14.55%
  • FII
  • DII
  • Others
  • 47.83%
  • 31.46%
  • 4.09%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 18.83
  • 12.41
  • 12.27

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 18.07
  • 15.55
  • 13.05

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 3.54
  • 3.36

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 25.40
  • 23.10
  • 21.49

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.99
  • 3.54
  • 3.36

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 15.82
  • 14.73
  • 14.16

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 23
Dec 22
Var%
Sep 23
Sep 22
Var%
Jun 23
Jun 22
Var%
Mar 23
Mar 22
Var%
Interest Earned
78,008.17
45,002.11
73.34%
75,039.10
40,929.79
83.34%
51,168.14
37,273.81
37.28%
47,548.34
35,574.19
33.66%
Interest Exp.
43,242.37
20,504.86
110.89%
41,249.91
18,310.79
125.28%
25,954.76
16,358.26
58.66%
22,606.03
15,226.53
48.46%
Net Interest Income
34,765.80
24,497.25
41.92%
33,789.19
22,619.00
49.38%
25,213.38
20,915.55
20.55%
24,942.31
20,347.66
22.58%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
37,007.34
9,120.73
305.75%
32,527.52
8,252.31
294.16%
9,853.15
6,928.51
42.21%
9,610.50
8,386.26
14.60%
Total Income
115,015.51
54,122.84
112.51%
107,566.62
49,182.10
118.71%
61,021.29
44,202.32
38.05%
57,158.84
43,960.45
30.02%
Operating Exp.
45,926.13
13,437.79
241.77%
42,037.59
12,149.79
245.99%
15,177.71
11,355.08
33.66%
14,591.03
11,013.52
32.48%
Operating Profit
25,847.01
20,180.19
28.08%
24,279.12
18,721.52
29.69%
19,888.82
16,488.98
20.62%
19,961.78
17,720.40
12.65%
Provision
4,603.90
3,244.19
41.91%
3,311.74
3,765.12
-12.04%
3,292.10
3,665.68
-10.19%
3,179.09
4,030.55
-21.13%
PBT
21,243.11
16,936.00
25.43%
20,967.38
14,956.40
40.19%
16,596.72
12,823.30
29.43%
16,782.69
13,689.85
22.59%
PBTM
27.23
37.63
-27.64%
27.94
36.54
-23.54%
32.44
34.40
-5.70%
35.30
38.48
-8.26%
TAX
3,525.11
4,200.57
-16.08%
3,655.00
3,793.81
-3.66%
4,193.47
3,206.63
30.77%
4,148.68
3,214.96
29.04%
PAT
17,718.00
12,735.43
39.12%
17,312.38
11,162.59
55.09%
12,403.25
9,616.67
28.98%
12,634.01
10,474.89
20.61%
PATM
22.71%
28.30%
23.07%
27.27%
24.24%
25.80%
26.57%
29.45%
EPS
26.97
19.39
39.09%
26.36
16.99
55.15%
18.88
14.64
28.96%
19.23
15.95
20.56%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Net Interest Income
118,710.68
92,974.11
77,352.08
69,304.81
60,051.87
51,448.05
42,906.36
35,229.77
29,091.99
23,378.03
19,109.57
Interest Earned
251,763.75
170,754.05
135,936.41
128,552.40
122,189.29
105,160.74
85,287.84
73,271.35
63,161.56
50,666.49
42,555.02
Interest Expended
133,053.07
77,779.94
58,584.33
59,247.59
62,137.42
53,712.69
42,381.48
38,041.58
34,069.57
27,288.46
23,445.45
Int. income Growth
34.32%
20.20%
11.61%
15.41%
16.72%
19.91%
21.79%
21.10%
24.44%
22.34%
 
Other Income
88,998.51
33,912.05
31,758.99
27,332.88
24,878.97
18,947.05
16,056.60
12,877.63
11,211.65
9,545.68
8,297.50
Total Income
340,762.26
126,886.16
109,111.07
96,637.69
84,930.84
70,395.10
58,962.96
48,107.40
40,303.64
32,923.71
27,407.07
Total Expenditure
117,732.46
63,042.30
56,556.96
52,456.53
45,459.22
34,856.27
29,532.27
23,855.69
20,054.63
16,163.05
13,506.97
Employee Cost
-
20,016.85
15,897.03
13,676.67
12,920.13
10,451.15
9,193.90
8,504.70
6,306.14
5,162.68
4,494.47
% Of Sales
-
11.72%
11.69%
10.64%
10.57%
9.94%
10.78%
11.61%
9.98%
10.19%
10.56%
Opt. & Establishment Exp.
-
33,862.31
26,096.13
22,709.60
21,392.70
18,464.28
15,700.11
13,132.56
12,263.78
10,095.29
8,663.87
% Of Sales
-
19.83%
19.20%
17.67%
17.51%
17.56%
18.41%
17.92%
19.42%
19.92%
20.36%
Provisions
-
13,854.08
17,925.26
18,840.28
13,699.93
8,382.18
6,571.82
3,990.81
2,960.77
2,265.98
1,725.99
% Of Sales
-
8.11%
13.19%
14.66%
11.21%
7.97%
7.71%
5.45%
4.69%
4.47%
4.06%
EBITDA
89,976.73
63,843.86
52,554.11
44,181.16
39,471.62
35,538.83
29,430.69
24,251.71
20,249.01
16,760.66
13,900.10
EBITDA Margin
53.24%
68.67%
67.94%
63.75%
65.73%
69.08%
68.59%
68.84%
69.60%
71.69%
72.74%
Depreciation
0.00
2,345.47
1,680.73
1,385.01
1,276.77
1,220.67
966.78
886.19
738.03
680.45
688.68
PBT
75,589.90
61,498.39
50,873.38
42,796.15
38,194.86
34,318.16
28,463.92
23,365.52
19,510.99
16,080.22
13,211.43
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
15,522.26
15,349.69
12,722.48
10,939.38
10,898.59
11,872.55
9,903.08
8,078.12
6,693.66
5,380.17
4,446.92
Tax Rate
20.53%
24.96%
25.01%
25.56%
28.53%
34.60%
34.79%
34.57%
34.31%
33.46%
33.66%
PAT
59,034.13
45,997.11
38,052.75
31,833.21
27,253.96
22,332.43
18,509.50
15,250.68
12,797.61
10,685.64
8,739.86
PAT before Minority Interest
60,067.64
46,148.70
38,150.90
31,856.77
27,296.27
22,445.61
18,560.84
15,287.40
12,817.33
10,700.05
8,764.51
Minority Interest
-1,033.51
-151.59
-98.15
-23.56
-42.31
-113.18
-51.34
-36.72
-19.72
-14.41
-24.65
PAT Margin
28.42%
36.25%
34.88%
32.94%
32.09%
31.72%
31.39%
31.70%
31.75%
32.46%
31.89%
PAT Growth
36.55%
20.88%
19.54%
16.80%
22.04%
20.65%
21.37%
19.17%
19.76%
22.26%
 
EPS
91.45
70.03
57.93
48.46
41.49
34.00
28.18
23.22
19.48
16.27
13.31

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Shareholder's Funds
289,437.50
247,326.17
209,810.18
176,358.71
153,672.66
109,599.12
91,793.95
74,304.12
63,154.07
44,166.63
Share Capital
557.97
554.55
551.28
548.33
544.66
519.02
512.51
505.64
501.30
479.81
Total Reserves
287,762.33
246,431.10
209,258.90
175,810.38
153,128.00
109,080.11
91,281.44
73,798.49
62,652.77
43,686.82
Minority Interest
860.26
720.41
632.76
576.64
501.79
356.33
291.44
180.62
161.63
151.74
Deposits
1,882,663.25
1,558,003.03
1,333,720.87
1,146,207.13
922,502.68
788,375.14
643,134.25
545,873.29
450,283.65
367,080.33
Borrowings
256,548.66
226,966.50
177,696.75
186,834.32
157,732.78
156,442.08
98,415.64
103,713.96
59,478.25
49,596.72
Other Liabilities & Provisions
100,922.77
89,918.19
77,646.07
70,853.63
58,395.80
48,413.49
58,708.88
38,140.33
34,018.93
42,624.55
Total Liabilities
2,530,432.44
2,122,934.30
1,799,506.63
1,580,830.43
1,292,805.71
1,103,186.16
892,344.16
762,212.32
607,096.53
503,619.97
Net Block
8,475.59
6,476.31
5,292.59
4,671.10
4,264.08
3,854.80
3,858.95
3,523.94
3,269.19
3,070.52
Gross Block
21,822.36
18,132.00
15,769.50
14,047.38
12,865.39
11,394.27
10,550.59
9,523.27
8,672.82
7,881.56
Accumulated Depreciation
13,346.77
11,655.69
10,476.91
9,376.27
8,601.30
7,539.47
6,691.64
5,999.33
5,403.63
4,811.04
Total Non-Current Assets
2,379,110.16
2,032,023.94
1,750,627.49
1,525,542.79
1,244,706.00
1,065,366.87
849,383.92
723,472.84
572,613.75
477,929.62
Lease Adjustment A/c
-44.24
-44.24
-44.24
-44.25
-44.25
-44.25
-44.25
-44.25
-44.25
-44.25
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
117,189.28
130,030.71
97,370.35
72,211.00
46,804.59
104,688.21
37,910.55
30,076.58
27,522.29
25,357.22
Balance with banks and money at call
79,958.53
25,355.02
23,902.16
15,729.11
35,013.05
18,373.35
11,400.57
8,992.30
9,004.13
14,556.21
Investments
511,581.71
449,263.86
438,823.11
389,304.95
289,445.87
238,460.92
210,777.11
193,633.85
149,454.42
119,571.06
Advances
1,661,949.29
1,420,942.28
1,185,283.52
1,043,670.88
869,222.66
700,033.84
585,480.99
487,290.42
383,407.97
315,418.86
Other Assets
151,322.28
90,910.36
48,879.14
55,287.64
48,099.69
37,819.29
42,960.24
38,739.48
34,482.76
25,690.33
Total Assets
2,530,432.44
2,122,934.30
1,799,506.63
1,580,830.43
1,292,805.69
1,103,186.16
892,344.16
762,212.32
607,096.51
503,619.95
Contingent Liabilities
1,750,953.81
1,400,197.64
975,280.66
1,130,474.06
1,025,125.31
875,776.97
818,284.29
853,527.38
975,278.60
723,172.91
Bills for collection
71,439.54
56,968.05
44,748.14
51,584.90
49,952.80
42,753.82
30,848.04
23,490.00
22,304.93
20,943.06
Adjusted Book Value
516.73
445.38
380.59
321.63
282.14
211.17
179.11
146.95
125.98
92.05

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Cash From Operating Activity
20,813.70
-11,959.58
42,476.45
-16,869.09
-62,871.54
17,214.38
17,281.59
-34,435.37
-21,280.98
4,210.63
PBT
61,346.80
50,775.24
42,772.58
38,152.54
34,204.98
28,413.11
23,331.15
19,494.99
16,068.29
13,189.64
Adjustment
18,375.58
20,005.30
22,846.17
16,611.63
10,291.80
8,324.23
5,242.24
3,986.46
3,127.27
2,601.71
Adjustments for Liabilities & Assets
-42,541.19
-67,901.96
-10,120.85
-60,755.88
-94,870.01
-9,513.06
-3,607.07
-50,843.73
-34,829.20
-7,371.69
Refund/(Payment) of direct taxes
-16,367.49
-14,838.16
-13,021.45
-10,877.37
-12,498.31
-10,009.90
-7,684.72
-7,073.09
-5,647.34
-4,209.03
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-3,423.89
-2,216.33
-1,680.87
-1,616.92
-1,598.41
-852.19
-1,147.68
-865.55
-810.82
-1,066.66
Net Fixed Assets
-3550.31
-2288.11
-1506.57
-1102.09
-1413.39
-774.92
-905.04
-789.32
-757.48
-840.37
Other Investment Activity
-23009.38
-18923.61
-16571.55
-15046.47
-13198.16
-12080.26
-11023.21
-10063.44
-9529.96
-8612.01
Cash from Financing Activity
23,940.56
48,124.03
-7,321.35
24,394.50
23,130.69
57,377.66
-5,892.97
37,815.13
18,693.87
9,270.15
Closing Cash & Equivalent
197,147.81
155,385.73
121,272.51
87,940.11
81,817.64
123,061.56
49,311.12
39,068.88
36,526.42
39,913.43
Net Cash Inflow / Outflow
41,330.37
33,948.12
33,474.23
5,908.48
-41,339.26
73,739.85
10,240.94
2,514.22
-3,397.92
12,414.12
Opening Cash & Equivalents
155,385.73
121,272.51
87,940.11
81,817.64
123,061.56
49,311.12
39,068.88
36,526.42
39,913.43
27,531.16

Financial Ratios

Consolidated /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Book Value
516.73
445.38
380.59
321.63
282.14
211.17
179.11
146.95
125.98
92.05
NIM
3.92
3.82
3.97
3.95
4.15
4.04
4.17
4.04
4.11
4.02
Yield on Advances
10.27
9.57
10.85
11.71
12.10
12.18
12.51
12.96
13.21
13.49
Yield on Investments
6.00
5.94
6.52
5.98
7.08
7.27
8.11
7.68
6.96
7.64
Cost of Liabilities
3.64
3.28
3.92
4.66
4.97
4.49
5.13
5.24
5.35
5.63
Interest Spread
6.64
6.28
6.93
7.05
7.13
7.70
7.38
7.72
7.86
7.86
ROCE
15.24%
14.05%
13.83%
14.69%
16.27%
16.70%
16.35%
16.25%
18.36%
20.73%
Cost Income Ratio
40.61
36.95
36.22
38.90
39.34
40.58
43.13
44.24
44.28
45.50
Core Cost Income Ratio
40.29
37.75
37.74
39.84
39.66
41.24
44.19
45.07
45.08
45.68
Operating Costs to Assets
2.04
1.90
1.95
2.09
2.14
2.17
2.33
2.34
2.40
2.48
Loans/Deposits
0.14
0.15
0.13
0.16
0.17
0.20
0.15
0.19
0.13
0.14
Cash/Deposits
0.06
0.08
0.07
0.06
0.05
0.13
0.06
0.06
0.06
0.07
Investment/Deposits
0.27
0.29
0.33
0.34
0.31
0.30
0.33
0.35
0.33
0.33
Inc Loan/Deposits
13.63%
14.57%
13.32%
16.30%
17.10%
19.84%
15.30%
19.00%
13.21%
13.51%
Credit Deposits
88.28%
91.20%
88.87%
91.05%
94.22%
88.79%
91.04%
89.27%
85.15%
85.93%
Interest Expended / Interest earned
45.55%
43.10%
46.09%
50.85%
51.08%
49.69%
51.92%
53.94%
53.86%
55.09%
Interest income / Total funds
6.75%
6.40%
7.14%
7.73%
8.13%
7.73%
8.21%
8.29%
8.35%
8.45%
Interest Expended / Total funds
3.07%
2.76%
3.29%
3.93%
4.15%
3.84%
4.26%
4.47%
4.49%
4.66%
CASA
44.37%
48.13%
46.08%
42.19%
42.36%
43.48%
48.04%
43.26%
44.03%
44.79%

Annual Reports:

FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015
FY 2014

News Update:


  • HDFC Bank opens branch in Lakshadweep
    11th Apr 2024, 11:34 AM

    This branch is aimed at upgrading the banking infrastructure in the Union Territory by offering wide range of services

    Read More
  • HDFC Bank sells 3.03% stake in Indraprastha
    5th Apr 2024, 14:23 PM

    Out of 50,31,897 equity shares, bank has sold 27,81,897 shares

    Read More
  • HDFC Bank reports 55% rise in gross advances during fourth quarter of FY24
    4th Apr 2024, 09:59 AM

    The Bank’s deposits aggregated to around Rs 23,800 billion as of March 31, 2024, a growth of around 26.4% over Rs 18,834 billion as of March 31, 2023

    Read More
  • HDFC Bank raises $300 million through maiden sustainable finance bond issue
    8th Feb 2024, 14:38 PM

    This is part of an overall raise of $750 million through Regulation S Bonds

    Read More
  • HDFC Bank Group gets RBI’s nod to acquire up to 9.50% stakes in 6 banks
    6th Feb 2024, 11:28 AM

    The approvals were granted pursuant to applications made by HDFC Bank (as a promoter/ sponsor of the Group) to RBI on December 18, 2023

    Read More
  • HDFC Bank reports 36% rise in Q3 consolidated net profit
    16th Jan 2024, 17:18 PM

    Total consolidated income of the bank reported over 2- fold jump at Rs 115015.51 crore for Q3FY24

    Read More
  • HDFC Bank - Quarterly Results
    16th Jan 2024, 15:53 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.