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IDFC First Bank Ltd.

Bank - Private

Rating :
61/99

BSE: 539437 | NSE: IDFCFIRSTB

NSE BSE
83.45
23-Apr-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  83.55
  •  84.05
  •  83.05
  •  83.20
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  23682190
  •  19809.00
  •  100.70
  •  56.45

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 59,062.14
  • 19.51
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 105,711.95
  • N/A
  • 1.88

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 37.43%
  • 0.85%
  • 24.36%
  • FII
  • DII
  • Others
  • 23.65%
  • 9.96%
  • 3.75%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -22.50
  • -7.67

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 72.61

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.44
  • 1.62

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 16.77
  • 16.86
  • 20.69

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.28
  • 1.44
  • 1.62

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 24.92
  • 19.71
  • 22.38

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 23
Dec 22
Var%
Sep 23
Sep 22
Var%
Jun 23
Jun 22
Var%
Mar 23
Mar 22
Var%
Interest Earned
7,879.50
5,911.89
33.28%
7,356.27
5,469.76
34.49%
6,868.86
4,921.74
39.56%
6,424.42
4,553.64
41.08%
Interest Exp.
3,592.35
2,625.90
36.80%
3,405.61
2,467.30
38.03%
3,122.36
2,170.38
43.86%
2,827.06
1,884.15
50.04%
Net Interest Income
4,287.15
3,285.99
30.47%
3,950.66
3,002.46
31.58%
3,746.50
2,751.36
36.17%
3,597.36
2,669.49
34.76%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
1,516.56
1,152.44
31.60%
1,409.54
1,061.40
32.80%
1,363.61
855.63
59.37%
1,397.81
831.19
68.17%
Total Income
9,396.06
7,064.33
33.01%
8,765.81
6,531.16
34.22%
8,232.47
5,777.37
42.50%
7,822.23
5,384.83
45.26%
Operating Exp.
4,219.16
3,161.52
33.45%
3,849.02
2,879.54
33.67%
3,637.72
2,648.82
37.33%
3,418.35
2,661.16
28.45%
Operating Profit
1,584.55
1,276.91
24.09%
1,511.18
1,184.32
27.60%
1,472.39
958.17
53.67%
1,576.82
839.52
87.82%
Provision
654.81
450.23
45.44%
528.36
424.17
24.56%
476.17
307.99
54.61%
482.43
369.47
30.57%
PBT
929.74
826.68
12.47%
982.82
760.15
29.29%
996.22
650.18
53.22%
1,094.39
470.05
132.82%
PBTM
11.80
13.98
-15.59%
13.36
13.90
-3.88%
14.50
13.21
9.77%
17.03
10.32
65.02%
TAX
197.65
210.07
-5.91%
235.97
192.96
22.29%
264.71
165.17
60.27%
278.27
117.74
136.34%
PAT
732.09
616.61
18.73%
746.85
567.19
31.68%
731.51
485.01
50.82%
816.12
352.31
131.65%
PATM
9.29%
10.43%
10.15%
10.37%
10.65%
9.85%
12.70%
7.74%
EPS
1.04
0.87
19.54%
1.06
0.80
32.50%
1.03
0.69
49.28%
1.15
0.50
130.00%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Net Interest Income
15,581.67
12,637.17
9,707.62
7,383.02
6,012.05
3,460.78
1,972.51
2,062.81
Interest Earned
28,529.05
22,727.81
17,172.69
15,968.15
16,240.32
12,204.02
9,098.47
8,578.28
Interest Expended
12,947.38
10,090.64
7,465.07
8,585.13
10,228.27
8,743.24
7,125.96
6,515.47
Int. income Growth
33.07%
30.18%
31.49%
22.80%
73.72%
75.45%
-4.38%
 
Other Income
5,687.52
4,467.28
3,172.59
2,211.43
1,722.41
852.16
1,119.87
1,019.10
Total Income
34,216.57
17,104.45
12,880.21
9,594.45
7,734.46
4,312.94
3,092.38
3,081.91
Total Expenditure
15,124.25
13,338.06
12,322.83
8,732.96
9,760.34
4,702.19
1,789.01
1,432.24
Employee Cost
-
4,278.59
3,099.87
2,301.52
1,795.01
1,279.37
786.38
614.96
% Of Sales
-
18.83%
18.05%
14.41%
11.05%
10.48%
8.64%
7.17%
Opt. & Establishment Exp.
-
8,264.63
6,879.19
5,093.93
4,289.80
7,631.59
1,178.74
853.08
% Of Sales
-
36.36%
40.06%
31.90%
26.41%
62.53%
12.96%
9.94%
Provisions
-
1,664.82
3,108.59
2,022.53
4,315.55
1,431.87
160.31
236.06
% Of Sales
-
7.33%
18.10%
12.67%
26.57%
11.73%
1.76%
2.75%
EBITDA
6,144.94
3,766.39
557.38
861.49
-2,025.88
-389.25
1,303.37
1,649.67
EBITDA Margin
46.99%
29.80%
5.74%
11.67%
-33.70%
-11.25%
66.08%
79.97%
Depreciation
0.00
434.99
382.41
342.51
320.01
2,820.32
168.21
135.93
PBT
4,003.17
3,331.40
174.97
518.98
-2,345.89
-3,209.57
1,135.17
1,513.73
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
976.60
846.47
42.66
35.80
497.50
-1,329.55
179.69
450.99
Tax Rate
24.40%
25.41%
24.38%
6.90%
-21.21%
41.42%
15.83%
29.79%
PAT
3,026.57
2,484.93
132.31
483.18
-2,843.39
-1,880.02
955.48
1,062.74
PAT before Minority Interest
3,026.57
2,484.93
132.31
483.18
-2,843.39
-1,880.02
955.48
1,062.74
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
14.23%
14.53%
1.03%
5.04%
-36.76%
-43.59%
30.90%
34.48%
PAT Growth
49.75%
1778.11%
-72.62%
0
0
-296.76%
-10.09%
 
EPS
4.28
3.51
0.19
0.68
-4.02
-2.66
1.35
1.50

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Shareholder's Funds
25,847.55
21,082.12
17,899.71
15,403.52
18,199.36
15,274.11
14,677.33
Share Capital
6,618.12
6,217.71
5,675.85
4,809.90
4,781.68
3,404.07
3,399.01
Total Reserves
19,192.31
14,848.29
12,223.77
10,593.62
13,417.69
11,870.03
11,277.25
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
144,469.50
105,539.63
88,536.24
65,078.94
70,353.59
48,039.44
40,097.83
Borrowings
57,212.09
52,962.60
45,786.09
57,397.19
69,983.39
57,287.07
50,262.19
Other Liabilities & Provisions
12,352.90
10,561.39
10,849.48
11,278.90
8,562.59
5,781.38
7,026.97
Total Liabilities
239,882.04
190,145.74
163,071.52
149,158.55
167,098.93
126,382.00
112,064.32
Net Block
1,914.49
1,307.93
1,230.66
998.77
939.93
796.87
792.95
Gross Block
3,958.91
5,560.27
5,155.45
4,612.82
4,260.75
1,218.67
1,076.70
Accumulated Depreciation
2,044.42
4,252.33
3,924.80
3,614.05
3,320.82
421.80
283.75
Total Non-Current Assets
228,619.55
180,882.07
152,800.78
136,005.85
155,047.71
118,746.39
105,504.79
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
218.57
79.41
65.27
74.46
34.11
3.39
5.92
Cash and balance with RBI
10,562.28
11,281.25
4,669.55
3,348.42
4,100.93
3,021.10
2,995.14
Balance with banks and money at call
3,216.40
4,421.12
1,103.58
814.42
5,425.22
1,855.72
2,144.99
Investments
60,913.28
45,934.56
45,181.59
45,174.42
58,245.23
60,904.42
50,164.11
Advances
151,794.53
117,857.80
100,550.13
85,595.36
86,302.29
52,164.89
49,401.68
Other Assets
11,262.50
9,263.66
10,270.76
13,152.69
12,051.22
7,635.61
6,559.52
Total Assets
239,882.05
190,145.73
163,071.54
149,158.54
167,098.93
126,382.00
112,064.31
Contingent Liabilities
361,207.30
214,314.37
212,486.52
280,678.92
299,918.85
215,695.09
203,700.05
Bills for collection
2,196.78
1,439.99
1,285.38
914.95
454.37
554.50
0.00
Adjusted Book Value
39.00
33.88
31.54
32.02
38.06
44.87
43.18

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Cash From Operating Activity
3,563.00
2,679.13
14,041.71
10,965.54
17,363.78
-5,977.82
14,128.15
PBT
3,331.40
174.97
518.98
-2,345.89
-3,237.43
1,059.61
1,469.68
Adjustment
2,390.25
3,705.12
2,455.48
4,764.24
4,414.80
518.70
450.68
Adjustments for Liabilities & Assets
-1,802.71
-1,335.79
10,549.69
8,696.55
16,132.88
-7,207.66
12,451.93
Refund/(Payment) of direct taxes
-355.94
134.83
517.56
-149.36
53.54
-348.47
-244.15
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-11,995.74
-2,960.47
-2,833.25
-3,790.19
-1,364.74
-1,027.28
-4,917.90
Net Fixed Assets
1488.67
-414.90
-527.72
-370.50
-3060.91
-157.10
Other Investment Activity
-7032.76
-8394.21
-8936.25
-5983.08
-5275.12
-6104.83
Cash from Financing Activity
6,509.04
10,210.59
-9,598.18
-12,538.66
-12,220.31
6,741.79
-6,974.02
Closing Cash & Equivalent
13,778.68
15,702.37
5,773.12
4,162.84
9,526.15
4,876.82
5,140.13
Net Cash Inflow / Outflow
-1,923.69
9,929.25
1,610.28
-5,363.31
3,778.72
-263.31
2,236.22
Opening Cash & Equivalents
15,702.37
5,773.12
4,162.84
9,526.15
4,876.82
5,140.13
2,903.91

Financial Ratios

Standalone /

Consolidated
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Book Value
39.00
33.88
31.54
32.02
38.06
44.87
43.18
NIM
5.58
5.41
4.87
4.46
2.25
1.67
1.97
Yield on Advances
14.97
14.57
15.88
18.97
14.14
17.44
17.36
Yield on Investments
5.83
6.88
8.05
9.54
6.76
7.28
7.68
Cost of Liabilities
5.00
4.71
6.39
8.35
6.23
6.77
7.21
Interest Spread
9.97
9.86
9.49
10.62
7.91
10.68
10.15
ROCE
9.16%
4.86%
6.41%
3.94%
2.04%
8.19%
10.34%
Cost Income Ratio
70.79
74.51
73.51
74.53
141.22
58.11
43.22
Core Cost Income Ratio
72.17
78.09
78.02
78.50
142.29
66.59
52.92
Operating Costs to Assets
5.05
5.05
4.33
3.86
3.64
1.42
1.19
Loans/Deposits
0.40
0.50
0.52
0.88
0.99
1.19
1.25
Cash/Deposits
0.07
0.11
0.05
0.05
0.06
0.06
0.07
Investment/Deposits
0.42
0.44
0.51
0.69
0.83
1.27
1.25
Inc Loan/Deposits
39.60%
50.18%
51.71%
88.20%
99.47%
119.25%
125.35%
Credit Deposits
105.07%
111.67%
113.57%
131.53%
122.67%
108.59%
123.20%
Interest Expended / Interest earned
44.40%
43.47%
53.76%
62.98%
71.64%
78.32%
75.95%
Interest income / Total funds
9.47%
9.03%
9.79%
10.89%
7.30%
7.20%
7.65%
Interest Expended / Total funds
4.21%
3.93%
5.26%
6.86%
5.23%
5.64%
5.81%
CASA
49.73%
48.41%
51.77%
32.16%
12.87%
11.79%
5.06%

Annual Reports:

FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016

News Update:


  • IDFC First Bank reports 19% rise in Q3 consolidated net profit
    22nd Jan 2024, 11:00 AM

    Consolidated total income of the bank increased by 33.01% at Rs 9,396.06 crore for Q3FY24

    Read More
  • IDFC First Bank - Quarterly Results
    20th Jan 2024, 16:59 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.