Nifty
Sensex
:
:
10582.95
35142.48
-73.25 (-0.69%)
-332.03 (-0.94%)

Bank - Public

Rating :
53/99

BSE: 532814 | NSE: INDIANB

231.85
3.80 (1.67%)
21-Nov-2018 | 10:54AM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  226.85
  •  232.25
  •  226.50
  •  228.05
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  657686
  •  1524.84
  •  420.95
  •  210.40

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 10,933.84
  • 13.76
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 20,192.41
  • 2.64%
  • 0.67

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 81.73%
  • 0.62%
  • 2.03%
  • FII
  • DII
  • Others
  • 0.74%
  • 9.88%
  • 5.00%

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 9.15
  • 7.51
  • 12.10

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 9.98

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 0.11
  • 1.67
  • 20.96

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 6.19
  • 8.48
  • 10.86

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.77
  • 0.71
  • 0.81

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.57
  • 3.73
  • 3.72

Quarterly Results

Standalone Figures in Rs. Crores

Description
Jun 18
Jun 17
Var%
Mar 18
Mar 17
Var%
Dec 17
Dec 16
Var%
Sep 17
Sep 16
Var%
Interest Earned
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Interest Exp.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Interest Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
NIM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Exp.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Profit
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBT
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBTM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
TAX
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PATM
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
EPS
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
CASA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Net Interest Income
-
6,264.04
5,147.76
4,448.89
4,463.58
4,361.96
4,530.23
4,421.36
4,042.73
3,156.60
2,617.12
Interest Earned
-
17,115.32
16,039.22
16,244.27
15,853.35
15,249.43
13,897.58
12,227.72
9,362.76
7,704.49
6,833.16
Interest Expended
-
10,851.28
10,891.46
11,795.38
11,389.77
10,887.47
9,367.35
7,806.36
5,320.03
4,547.89
4,216.04
Int. income Growth
-
21.68%
15.71%
-0.33%
2.33%
-3.71%
2.46%
9.37%
28.07%
20.61%
 
Other Income
-
2,416.59
2,222.40
1,788.94
1,372.21
1,378.03
1,289.79
1,247.04
1,188.06
1,332.82
1,046.03
Total Income
-
8,680.63
7,370.16
6,237.83
5,835.79
5,739.99
5,820.02
5,668.40
5,230.79
4,489.42
3,663.15
Total Expenditure
-
7,363.44
5,438.45
5,128.20
4,220.07
4,158.40
3,901.43
3,311.15
-3,196.71
-2,700.72
-2,559.61
Employee Cost
-
2,104.64
1,995.36
2,010.26
1,746.25
1,930.31
1,977.50
1,488.66
1,337.92
1,216.35
1,155.54
% Of Sales
-
12.30%
12.44%
12.38%
11.02%
12.66%
14.23%
12.17%
14.29%
15.79%
16.91%
Opt. & Establishment Exp.
-
1,805.52
1,534.34
1,343.06
1,217.96
1,012.88
872.37
796.66
-5,036.55
-4,132.85
-3,826.18
% Of Sales
-
10.55%
9.57%
8.27%
7.68%
6.64%
6.28%
6.52%
-53.79%
-53.64%
-55.99%
Provisions
-
3,926.96
2,241.23
2,077.26
1,533.50
1,425.71
1,234.86
1,205.29
646.46
393.02
281.49
% Of Sales
-
22.94%
13.97%
12.79%
9.67%
9.35%
8.89%
9.86%
6.90%
5.10%
4.12%
EBITDA
-
1,317.19
1,931.71
1,109.63
1,615.72
1,581.59
1,918.59
2,357.25
8,427.50
7,190.14
6,222.76
EBITDA Margin
-
21.03%
37.53%
24.94%
36.20%
36.26%
42.35%
53.32%
208.46%
227.78%
237.77%
Depreciation
-
236.84
166.24
151.19
138.82
105.25
91.65
89.73
72.27
88.62
85.23
PBT
-
1,080.35
1,765.47
958.44
1,476.90
1,476.34
1,826.94
2,267.52
2,648.54
2,354.74
1,786.16
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-
-182.57
352.56
243.92
463.45
316.73
245.09
520.93
920.39
796.62
540.28
Tax Rate
-
-16.90%
19.97%
25.45%
31.38%
21.45%
13.42%
22.97%
34.75%
33.83%
30.25%
PAT
-
1,262.17
1,411.04
713.55
1,011.70
1,159.51
1,581.59
1,746.55
1,731.64
1,560.09
1,248.42
PAT before Minority Interest
-
1,262.92
1,412.91
714.52
1,013.45
1,159.61
1,581.85
1,746.59
1,728.15
1,558.12
1,245.88
Minority Interest
-
-0.75
-1.87
-0.97
-1.75
-0.10
-0.26
-0.04
3.49
1.97
2.54
PAT Margin
-
14.54%
19.15%
11.44%
17.34%
20.20%
27.17%
30.81%
33.10%
34.75%
34.08%
PAT Growth
-
-10.55%
97.75%
-29.47%
-12.75%
-26.69%
-9.44%
0.86%
11.00%
24.97%
 
Unadjusted EPS
-
27.29
30.25
15.64
21.62
26.87
36.45
40.01
39.53
35.44
28.18

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Shareholder's Funds
18,715.44
17,433.84
16,489.84
15,028.96
14,023.64
12,092.82
10,910.34
9,686.30
8,412.74
7,264.15
Share Capital
480.29
480.29
480.29
480.29
464.85
829.77
829.77
829.77
829.77
829.77
Total Reserves
18,235.15
16,953.55
16,009.55
14,548.67
13,558.79
11,263.05
10,080.57
8,856.53
7,582.97
6,434.38
Minority Interest
19.87
19.12
17.25
16.27
14.66
14.56
14.30
14.26
17.74
19.71
Deposits
208,261.81
182,480.04
178,258.92
169,204.18
162,255.18
141,967.73
120,715.71
105,718.46
88,155.61
72,512.49
Borrowings
19,760.17
12,636.89
3,509.32
2,646.09
4,963.87
2,862.56
4,872.86
2,100.37
957.36
830.78
Other Liabilities & Provisions
6,224.12
5,937.55
5,665.77
6,140.22
6,130.36
6,015.75
4,976.41
4,327.77
3,980.40
3,546.94
Total Liabilities
252,981.41
218,507.44
203,941.10
193,035.72
187,387.71
162,953.42
141,489.62
121,847.16
101,523.85
84,174.07
Net Block
3,421.47
3,436.05
3,507.71
2,968.56
2,935.09
1,696.50
1,631.65
1,557.16
1,564.46
1,596.83
Gross Block
5,358.50
5,149.44
4,991.13
4,280.35
4,113.86
2,741.15
2,567.51
2,384.19
2,292.71
2,221.60
Accumulated Depreciation
1,937.03
1,713.39
1,483.42
1,311.79
1,178.77
1,044.65
935.86
827.03
728.25
624.77
Total Non-Current Assets
244,543.65
208,982.83
197,853.60
187,986.29
182,579.43
158,882.61
138,777.79
120,299.07
100,207.45
82,559.35
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.61
10.64
7.90
5.24
2.78
0.52
5.27
55.31
22.01
4.57
Cash and balance with RBI
10,501.60
5,588.70
9,174.46
8,301.13
7,757.68
7,064.24
6,318.88
6,877.96
7,060.74
6,211.59
Balance with banks and money at call
2,431.90
4,458.54
2,825.16
4,780.71
2,736.59
2,575.09
2,495.81
1,685.33
1,056.35
474.73
Investments
71,619.14
67,781.19
53,282.93
46,060.45
46,934.80
41,899.19
37,995.79
34,861.12
28,339.19
22,861.32
Advances
156,568.93
127,707.71
129,055.44
125,870.20
122,212.49
105,647.07
90,330.39
75,262.19
62,164.70
51,410.31
Other Assets
8,437.76
9,524.61
6,087.50
5,049.43
4,808.28
4,070.81
2,711.83
1,548.09
1,316.40
1,614.72
Total Assets
252,981.41
218,507.44
203,941.10
193,035.72
187,387.71
162,953.42
141,489.62
121,847.16
101,523.85
84,174.07
Contingent Liabilities
33,728.75
29,385.56
29,775.78
38,060.51
43,909.34
36,337.05
48,058.75
33,943.74
19,858.90
17,439.10
Bills for collection
4,607.55
3,230.56
3,150.61
2,990.96
2,828.24
2,980.42
2,383.27
1,919.31
1,791.33
1,631.36
Adjusted Book Value
335.09
306.76
285.42
265.54
251.44
245.69
217.47
188.28
157.94
130.50

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Cash From Operating Activity
-3,675.81
-10,813.85
-930.72
5,135.69
-724.99
3,447.01
-1,879.85
-195.55
1,706.73
1,136.83
PBT
1,311.29
1,454.93
752.24
1,050.51
1,189.35
1,609.63
1,765.87
1,741.92
1,567.84
1,252.61
Adjustment
3,983.37
2,761.06
2,474.40
2,137.47
1,850.27
1,580.10
1,817.06
1,638.32
1,279.02
1,080.55
Adjustments for Liabilities & Assets
-8,970.47
-15,029.84
-4,157.36
1,947.71
-3,764.61
257.28
-5,462.78
-3,575.79
-1,140.13
-1,196.33
Refund/(Payment) of direct taxes
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-214.38
-179.37
-771.72
-236.41
-146.82
-190.95
-145.06
-128.00
-103.38
-95.26
Net Fixed Assets
-198.97
-143.68
-730.82
-172.57
-1375.64
-169.32
-133.41
-116.54
-92.47
-1142.60
Other Investment Activity
-5511.53
-5904.91
-5225.92
-4405.51
-4277.07
-2855.54
-2669.16
-2511.13
-2386.47
-2293.54
Cash from Financing Activity
6,776.44
9,040.86
620.21
-2,311.72
1,726.75
-2,431.41
2,276.31
769.75
-172.58
-1,128.53
Closing Cash & Equivalent
12,933.50
10,047.25
11,999.61
13,081.84
10,494.28
9,639.34
8,814.69
8,563.29
8,117.09
6,686.32
Net Cash Inflow / Outflow
2,886.25
-1,952.36
-1,082.23
2,587.56
854.94
824.65
251.40
446.20
1,430.77
-86.96
Opening Cash & Equivalents
10,047.25
11,999.61
13,081.84
10,494.28
9,639.34
8,814.69
8,563.29
8,117.09
6,686.32
6,773.28

Financial Ratios

Consolidated /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Book Value
335.09
306.76
285.42
265.54
251.44
245.69
217.47
188.28
157.94
130.50
NIM
2.60
2.50
2.29
2.41
2.43
2.88
3.22
3.41
3.20
3.23
Yield on Advances
10.93
12.56
12.59
12.59
12.48
13.15
13.54
12.44
12.39
13.29
Yield on Investments
8.06
7.81
8.37
8.31
8.75
8.24
7.63
6.82
7.84
8.25
Cost of Liabilities
4.76
5.58
6.49
6.63
6.51
6.47
6.22
4.93
5.10
5.75
Interest Spread
6.17
6.98
6.10
5.97
5.97
6.69
7.32
7.51
7.29
7.54
ROCE
5.07%
8.40%
6.42%
9.04%
10.29%
14.14%
19.01%
26.85%
27.86%
26.52%
Cost Income Ratio
42.32
45.64
51.33
48.41
49.44
47.39
38.73
37.01
38.79
43.56
Core Cost Income Ratio
45.81
51.76
53.99
50.19
52.92
49.19
39.49
38.08
42.25
46.06
Operating Costs to Assets
1.45
1.54
1.57
1.46
1.51
1.69
1.55
1.59
1.72
1.90
Loans/Deposits
0.09
0.07
0.02
0.02
0.03
0.02
0.04
0.02
0.01
0.01
Cash/Deposits
0.05
0.03
0.05
0.05
0.05
0.05
0.05
0.07
0.08
0.09
Investment/Deposits
0.34
0.37
0.30
0.27
0.29
0.30
0.31
0.33
0.32
0.32
Inc Loan/Deposits
9.49%
6.93%
1.97%
1.56%
3.06%
2.02%
4.04%
1.99%
1.09%
1.15%
Credit Deposits
75.18%
69.98%
72.40%
74.39%
75.32%
74.42%
74.83%
71.19%
70.52%
70.90%
Interest Expended / Interest earned
63.40%
67.91%
72.61%
71.84%
71.40%
67.40%
63.84%
56.82%
59.03%
61.70%
Interest income / Total funds
6.77%
7.34%
7.97%
8.21%
8.14%
8.53%
8.64%
7.68%
7.59%
8.12%
Interest Expended / Total funds
4.29%
4.98%
5.78%
5.90%
5.81%
5.75%
5.52%
4.37%
4.48%
5.01%
CASA
36.96%
37.09%
31.28%
28.78%
27.15%
27.60%
30.57%
30.94%
32.23%
31.66%

News Update:


  • Indian Bank reports 67% fall in Q2 net profit
    9th Nov 2018, 14:23 PM

    Total income of the Bank increased by 5.23% at Rs 5,129.17 crore for Q2FY19

    Read More
  • Indian Bank - Quarterly Results
    9th Nov 2018, 13:12 PM

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  • Indian Bank raises Rs 110 crore via bonds
    9th Nov 2018, 11:00 AM

    The Bank has raised funds on private placement basis

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  • Indian Bank raises Rs 290 crore via bonds
    31st Oct 2018, 09:33 AM

    The credit rating agency, CRISIL has assigned ‘AAA/Stable’ rating and CARE has assigned ‘AAA’ rating for the instruments.

    Read More

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

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