Nifty
Sensex
:
:
10682.20
35457.16
65.50 (0.62%)
196.62 (0.56%)

Bank - Private

Rating :
76/99

BSE: 500247 | NSE: KOTAKBANK

1168.60
6.35 (0.55%)
16-Nov-2018 | 3:59PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  1172.00
  •  1173.00
  •  1152.75
  •  1162.25
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  1862043
  •  21759.83
  •  1417.00
  •  992.50

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 222,656.24
  • 33.06
  • 5
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 272,326.72
  • 0.05%
  • 4.13

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 30.02%
  • 3.17%
  • 9.84%
  • FII
  • DII
  • Others
  • 0.21%
  • 8.41%
  • 48.35%

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 18.22
  • 17.42
  • 10.93

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 9.44
  • 23.31
  • 11.65

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 25.10
  • 19.98
  • 21.86

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 31.04
  • 35.78
  • 36.03

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.82
  • 4.19
  • 4.18

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 25.83
  • 27.21
  • 26.76

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 18
Sep 17
Var%
Jun 18
Jun 17
Var%
Mar 18
Mar 17
Var%
Dec 17
Dec 16
Var%
Interest Earned
7,311.12
6,072.85
20.39%
6,903.37
5,935.15
16.31%
6,732.37
5,654.76
19.06%
6,390.71
5,666.07
12.79%
Interest Exp.
3,772.76
2,987.59
26.28%
3,498.65
2,930.64
19.38%
3,343.81
2,765.05
20.93%
3,204.81
2,919.02
9.79%
Net Interest Income
3,538.36
3,085.26
14.69%
3,404.72
3,004.51
13.32%
3,388.56
2,889.71
17.26%
3,185.90
2,747.05
15.98%
NIM
4.10
4.33
-5.31%
0.00
4.40
-100.00%
4.30
4.60
-6.52%
0.00
0.00
0.00
Other Income
3,517.96
3,067.55
14.68%
3,000.19
2,669.41
12.39%
4,141.75
4,298.81
-3.65%
3,722.74
2,003.97
85.77%
Total Income
10,829.08
9,140.40
18.47%
9,903.56
8,604.56
15.10%
10,874.12
9,953.57
9.25%
10,113.45
7,670.04
31.86%
Operating Exp.
4,146.70
3,726.11
11.29%
3,590.01
3,441.44
4.32%
4,646.81
4,822.86
-3.65%
4,268.35
2,671.81
59.75%
Operating Profit
2,909.62
2,426.70
19.90%
2,814.90
2,232.48
26.09%
2,883.50
2,365.66
21.89%
2,640.29
2,079.21
26.99%
Provision
359.71
252.86
42.26%
498.98
232.22
114.87%
313.37
299.61
4.59%
226.29
217.81
3.89%
PBT
2,549.91
2,173.84
17.30%
2,315.92
2,000.26
15.78%
2,570.13
2,066.05
24.40%
2,414.00
1,861.40
29.69%
PBTM
34.88
35.80
-2.57%
33.55
33.70
-0.45%
38.18
36.54
4.49%
37.77
32.85
14.98%
TAX
835.79
711.31
17.50%
771.35
663.75
16.21%
840.09
644.67
30.31%
795.94
611.46
30.17%
PAT
1,714.12
1,462.53
17.20%
1,544.57
1,336.51
15.57%
1,730.04
1,421.38
21.72%
1,618.06
1,249.94
29.45%
PATM
23.45%
24.08%
22.37%
22.52%
25.70%
25.14%
25.32%
22.06%
EPS
9.16
7.57
21.00%
8.26
7.08
16.67%
9.39
7.63
23.07%
8.53
6.89
23.80%
Gross NPA
4,302.17
4,065.41
5.82%
4,163.65
3,973.74
4.78%
4,071.04
3,803.92
7.02%
3,979.06
3,367.67
18.15%
Gross NPA%
1.91
2.14
-10.75%
1.93
2.24
-13.84%
1.95
2.25
-13.33%
2.01
2.11
-4.74%
Net NPA
1,617.66
2,036.13
-20.55%
1,637.24
1,881.47
-12.98%
1,768.60
1,814.23
-2.52%
1,846.86
1,450.43
27.33%
Net NPA%
0.73
1.08
-32.41%
0.77
1.07
-28.04%
0.86
1.09
-21.10%
0.94
0.92
2.17%
CASA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Net Interest Income
13,517.54
12,664.23
10,866.70
9,278.67
6,352.79
5,673.78
4,813.37
3,928.46
3,304.87
2,828.30
2,374.17
Interest Earned
27,337.57
25,131.08
22,324.21
20,401.64
13,318.89
11,985.90
10,837.86
8,470.42
5,973.11
4,601.16
4,366.56
Interest Expended
13,820.03
12,466.85
11,457.51
11,122.97
6,966.10
6,312.12
6,024.49
4,541.96
2,668.24
1,772.86
1,992.39
Int. income Growth
15.27%
16.54%
17.11%
46.06%
11.97%
17.88%
22.53%
18.87%
16.85%
19.13%
 
Other Income
14,382.64
13,682.23
11,659.56
7,630.73
8,152.20
5,282.39
5,112.41
4,543.40
5,089.85
5,452.14
2,851.70
Total Income
41,720.21
26,346.46
22,526.26
16,909.40
14,504.99
10,956.17
9,925.79
8,471.86
8,394.72
8,280.44
5,225.87
Total Expenditure
16,651.87
16,804.80
14,832.11
11,541.14
9,718.12
7,052.81
6,602.59
5,650.99
5,994.98
6,234.66
4,083.74
Employee Cost
-
4,380.90
3,982.31
3,854.05
2,375.46
1,915.12
1,773.50
1,601.54
1,522.34
1,260.95
1,192.51
% Of Sales
-
17.43%
17.84%
18.89%
17.84%
15.98%
16.36%
18.91%
25.49%
27.41%
27.31%
Opt. & Establishment Exp.
-
12,166.02
10,625.30
7,384.54
7,610.70
5,244.44
5,003.96
4,279.41
4,629.74
4,748.82
2,881.93
% Of Sales
-
48.41%
47.60%
36.20%
57.14%
43.76%
46.17%
50.52%
77.51%
103.21%
66.00%
Provisions
-
1,024.74
948.92
991.57
205.74
308.97
183.19
98.70
147.60
510.73
261.16
% Of Sales
-
4.08%
4.25%
4.86%
1.54%
2.58%
1.69%
1.17%
2.47%
11.10%
5.98%
EBITDA
11,248.31
9,541.66
7,694.15
5,368.26
4,786.87
3,903.36
3,323.20
2,820.87
2,399.74
2,045.78
1,142.13
EBITDA Margin
39.09%
75.34%
70.80%
57.86%
75.35%
68.80%
69.04%
71.81%
72.61%
72.33%
48.11%
Depreciation
0.00
383.43
362.21
344.51
236.89
207.86
179.03
164.33
152.35
142.92
125.93
PBT
9,849.96
9,158.23
7,331.93
5,023.74
4,549.98
3,695.50
3,144.16
2,656.54
2,247.39
1,902.86
1,016.20
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
3,243.17
3,011.09
2,382.85
1,592.62
1,484.90
1,183.96
939.95
806.01
678.16
575.50
363.53
Tax Rate
32.93%
32.88%
32.50%
31.70%
32.64%
32.04%
29.90%
30.34%
30.18%
30.24%
35.77%
PAT
6,602.79
6,090.47
4,870.25
3,365.93
3,005.57
2,449.37
2,154.88
1,797.69
1,542.88
1,309.36
648.94
PAT before Minority Interest
6,606.79
6,147.14
4,949.08
3,431.12
3,065.08
2,511.54
2,204.21
1,850.53
1,569.23
1,327.36
652.67
Minority Interest
-4.00
-56.67
-78.83
-65.19
-59.51
-62.17
-49.33
-52.84
-26.35
-18.00
-3.73
PAT Margin
23.67%
23.12%
21.62%
19.91%
20.72%
22.36%
21.71%
21.22%
18.38%
15.81%
12.42%
PAT Growth
20.77%
25.05%
44.69%
11.99%
22.71%
13.67%
19.87%
16.52%
17.83%
101.77%
 
Unadjusted EPS
35.34
32.70
26.89
18.91
19.75
32.19
29.44
24.81
21.73
18.84
18.90

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Shareholder's Funds
50,488.23
38,492.71
33,364.05
22,156.31
19,084.53
15,267.33
12,935.87
10,999.86
7,965.75
6,614.45
Share Capital
952.82
920.45
917.19
386.18
385.16
373.30
370.34
368.44
348.14
345.67
Total Reserves
49,533.24
37,570.39
32,443.45
21,767.14
18,690.85
14,876.49
12,530.70
10,594.51
7,562.80
6,176.88
Minority Interest
0.00
474.43
395.60
335.69
270.89
208.72
160.06
107.21
80.86
62.86
Deposits
191,235.80
155,540.00
135,948.76
72,843.46
56,929.75
49,389.14
36,460.73
27,312.98
21,819.18
13,821.84
Borrowings
58,603.97
49,689.91
43,729.79
31,414.88
29,007.14
36,171.96
29,194.69
22,073.32
13,885.70
11,979.02
Other Liabilities & Provisions
37,392.47
31,990.51
27,365.37
21,825.42
16,944.32
14,797.51
13,598.06
13,187.76
11,363.33
7,755.66
Total Liabilities
337,720.47
276,187.56
240,803.57
148,575.76
122,236.63
115,834.66
92,349.41
73,681.13
55,114.82
40,233.83
Net Block
1,749.83
1,755.20
1,761.02
1,384.97
1,264.09
619.90
615.29
600.42
613.83
341.76
Gross Block
4,433.65
4,336.70
4,046.92
2,675.00
2,388.59
1,574.54
1,423.27
1,281.77
1,166.42
794.62
Accumulated Depreciation
2,683.82
2,581.50
2,285.91
1,290.03
1,124.50
954.64
807.97
681.35
552.59
452.86
Total Non-Current Assets
323,124.38
262,930.20
228,427.15
142,509.51
118,390.77
112,303.04
88,993.16
70,885.62
52,329.71
37,589.91
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
8,933.50
7,512.23
6,924.90
3,945.12
2,960.51
2,220.76
2,030.63
2,114.86
2,094.08
1,007.03
Balance with banks and money at call
15,467.13
18,076.32
4,674.51
2,958.32
3,682.60
2,297.49
1,545.20
879.40
412.73
430.47
Investments
90,976.60
68,461.54
70,273.90
45,588.89
38,791.05
40,907.24
31,658.43
26,048.99
19,484.78
13,313.03
Advances
205,997.32
167,124.91
144,792.82
88,632.21
71,692.52
66,257.65
53,143.61
41,241.95
29,724.29
22,497.62
Other Assets
14,596.09
13,257.36
12,376.44
6,066.25
3,845.87
3,531.63
3,356.22
2,795.51
2,785.10
2,643.94
Total Assets
337,720.47
276,187.56
240,803.59
148,575.76
122,236.64
115,834.67
92,349.38
73,681.13
55,114.81
40,233.85
Contingent Liabilities
209,757.54
196,172.07
244,711.86
66,447.09
45,806.73
42,066.97
40,645.28
36,640.02
38,104.49
60,478.35
Bills for collection
24,255.31
20,318.26
14,964.05
4,419.99
3,015.60
1,913.48
1,576.66
1,053.47
649.32
317.58
Adjusted Book Value
264.93
209.09
181.86
143.32
123.82
102.13
87.09
74.39
56.81
47.17

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Cash From Operating Activity
-10,392.41
13,222.50
5,024.58
2,960.46
9,068.04
2,878.45
-1,191.50
-1,738.59
1,568.86
-114.41
PBT
9,158.22
7,331.93
5,023.74
4,549.98
3,695.50
3,144.17
2,638.13
2,244.80
1,882.40
1,015.83
Adjustment
645.31
-524.95
1,450.66
-1,906.24
28.23
-146.60
195.17
1,054.58
756.43
1,233.66
Adjustments for Liabilities & Assets
-17,249.17
8,525.05
238.88
1,735.02
6,518.17
846.50
-3,294.60
-4,331.14
-494.30
-1,946.47
Refund/(Payment) of direct taxes
-2,946.77
-2,109.53
-1,688.70
-1,418.30
-1,173.86
-965.61
-730.20
-706.83
-575.66
-417.43
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-5,608.25
-5,268.09
-8,662.39
-5,125.82
-1,129.57
-9,035.40
-5,456.27
-188.92
-405.73
-171.66
Net Fixed Assets
-35.30
-236.89
-1310.04
-268.30
-787.46
-134.64
-123.61
-86.46
-284.73
-69.19
Other Investment Activity
-8996.13
-12355.13
-8581.67
-3275.38
-10912.91
-6546.32
-1144.33
-1237.53
-917.00
-668.66
Cash from Financing Activity
14,679.40
6,055.26
2,024.41
2,425.69
-5,813.61
7,099.36
7,229.35
2,414.95
-93.81
-1,554.31
Closing Cash & Equivalent
24,400.63
25,588.55
11,599.41
6,903.44
6,643.11
4,518.25
3,575.83
2,994.25
2,506.81
1,437.50
Net Cash Inflow / Outflow
-1,321.25
14,009.68
-1,613.40
260.34
2,124.86
942.41
581.58
487.44
1,069.32
-1,840.38
Opening Cash & Equivalents
25,715.53
11,599.41
6,903.44
6,643.11
4,518.25
3,575.83
2,994.25
2,506.81
1,437.50
3,277.88

Financial Ratios

Consolidated /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Book Value
264.93
209.09
181.86
143.32
123.82
102.13
87.09
74.39
56.81
47.17
NIM
3.94
4.16
4.09
4.50
4.84
4.31
4.45
4.70
5.47
6.37
Yield on Advances
12.20
13.36
14.09
15.03
16.72
16.36
15.94
14.48
15.48
19.41
Yield on Investments
7.01
8.94
7.29
10.38
8.06
7.55
5.97
6.90
7.31
1.83
Cost of Liabilities
4.99
5.58
6.19
6.68
7.35
7.04
6.92
5.40
4.97
7.72
Interest Spread
7.21
7.78
7.90
8.35
9.37
9.32
9.02
9.08
10.51
11.69
ROCE
12.95%
12.98%
13.01%
14.00%
12.79%
12.72%
12.85%
12.96%
14.04%
11.12%
Cost Income Ratio
61.35
63.24
64.43
67.21
63.45
66.48
67.48
71.47
70.85
75.56
Core Cost Income Ratio
63.81
69.64
64.72
80.80
67.24
70.78
66.68
75.19
79.88
67.75
Operating Costs to Assets
4.79
5.16
4.52
6.56
5.69
5.70
6.19
8.14
10.64
9.81
Loans/Deposits
0.31
0.32
0.32
0.43
0.51
0.73
0.80
0.81
0.64
0.87
Cash/Deposits
0.05
0.05
0.05
0.05
0.05
0.04
0.06
0.08
0.10
0.07
Investment/Deposits
0.48
0.44
0.52
0.63
0.68
0.83
0.87
0.95
0.89
0.96
Inc Loan/Deposits
30.64%
31.95%
32.17%
43.13%
50.95%
73.24%
80.07%
80.82%
63.64%
86.67%
Credit Deposits
107.72%
107.45%
106.51%
121.67%
125.93%
134.15%
145.76%
151.00%
136.23%
162.77%
Interest Expended / Interest earned
49.61%
51.32%
54.52%
52.30%
52.66%
55.59%
53.62%
44.67%
38.53%
45.63%
Interest income / Total funds
7.44%
8.08%
8.47%
8.96%
9.81%
9.36%
9.17%
8.11%
8.35%
10.85%
Interest Expended / Total funds
3.69%
4.15%
4.62%
4.69%
5.16%
5.20%
4.92%
3.62%
3.22%
4.95%
CASA
50.85%
44.34%
38.66%
37.13%
32.52%
29.92%
31.36%
31.26%
31.94%
36.08%

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.