Nifty
Sensex
:
:
11838.60
39329.30
181.55 (1.56%)
517.91 (1.33%)

Bank - Private

Rating :
84/99

BSE: 500247 | NSE: KOTAKBANK

1511.20
11.45 (0.76%)
24-May-2019 | 3:14PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  1510.00
  •  1524.00
  •  1490.00
  •  1499.75
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  2697949
  •  40771.41
  •  1555.90
  •  1002.20

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 286,471.13
  • 39.76
  • 5
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 336,141.60
  • 0.04%
  • 4.96

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 29.99%
  • 3.35%
  • 9.65%
  • FII
  • DII
  • Others
  • 0.18%
  • 11.13%
  • 45.70%

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 18.22
  • 17.42
  • 10.93

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 9.44
  • 23.31
  • 11.65

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 25.10
  • 19.98
  • 21.86

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 33.39
  • 36.01
  • 35.62

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.88
  • 4.33
  • 4.29

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 26.24
  • 27.55
  • 26.41

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 19
Mar 18
Var%
Dec 18
Dec 17
Var%
Sep 18
Sep 17
Var%
Jun 18
Jun 17
Var%
Interest Earned
7,975.69
6,732.37
18.47%
7,744.58
6,390.71
21.18%
7,311.12
6,072.85
20.39%
6,903.37
5,935.15
16.31%
Interest Exp.
3,974.67
3,343.81
18.87%
3,940.53
3,204.81
22.96%
3,772.76
2,987.59
26.28%
3,498.65
2,930.64
19.38%
Net Interest Income
4,001.02
3,388.56
18.07%
3,804.05
3,185.90
19.40%
3,538.36
3,085.26
14.69%
3,404.72
3,004.51
13.32%
NIM
4.46
4.30
3.72%
4.26
4.23
0.71%
4.10
4.33
-5.31%
0.00
4.40
-100.00%
Other Income
5,847.64
4,141.75
41.19%
3,602.81
3,713.88
-2.99%
3,517.96
3,067.55
14.68%
3,000.19
2,669.41
12.39%
Total Income
13,823.33
10,874.12
27.12%
11,347.39
10,104.59
12.30%
10,829.08
9,140.40
18.47%
9,903.56
8,604.56
15.10%
Operating Exp.
6,660.46
4,646.81
43.33%
4,698.50
4,259.49
10.31%
4,146.70
3,726.11
11.29%
3,590.01
3,441.44
4.32%
Operating Profit
3,188.20
2,883.50
10.57%
2,708.36
2,640.29
2.58%
2,909.62
2,426.70
19.90%
2,814.90
2,232.48
26.09%
Provision
197.61
313.37
-36.94%
-10.94
226.29
-
359.71
252.86
42.26%
498.98
232.22
114.87%
PBT
2,990.59
2,570.13
16.36%
2,719.30
2,414.00
12.65%
2,549.91
2,173.84
17.30%
2,315.92
2,000.26
15.78%
PBTM
37.50
38.18
-1.78%
35.11
37.77
-7.04%
34.88
35.80
-2.57%
33.55
33.70
-0.45%
TAX
952.37
840.09
13.37%
896.51
795.94
12.64%
835.79
711.31
17.50%
771.35
663.75
16.21%
PAT
2,038.22
1,730.04
17.81%
1,822.79
1,618.06
12.65%
1,714.12
1,462.53
17.20%
1,544.57
1,336.51
15.57%
PATM
25.56%
25.70%
23.54%
25.32%
23.45%
24.08%
22.37%
22.52%
EPS
10.68
9.39
13.74%
9.67
8.53
13.36%
9.16
7.57
21.00%
8.26
7.08
16.67%
Gross NPA
4,789.23
4,071.04
17.64%
4,458.10
3,979.06
12.04%
4,302.17
4,065.41
5.82%
4,163.65
3,973.74
4.78%
Gross NPA%
1.94
1.95
-0.51%
1.89
2.01
-5.97%
1.91
2.14
-10.75%
1.93
2.24
-13.84%
Net NPA
1,695.82
1,768.60
-4.12%
1,554.19
1,846.86
-15.85%
1,617.66
2,036.13
-20.55%
1,637.24
1,881.47
-12.98%
Net NPA%
0.70
0.86
-18.60%
0.67
0.94
-28.72%
0.73
1.08
-32.41%
0.77
1.07
-28.04%
CASA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Net Interest Income
14,748.15
12,664.23
10,866.70
9,278.67
6,352.79
5,673.78
4,813.37
3,928.46
3,304.87
2,828.30
2,374.17
Interest Earned
29,934.76
25,131.08
22,324.21
20,401.64
13,318.89
11,985.90
10,837.86
8,470.42
5,973.11
4,601.16
4,366.56
Interest Expended
15,186.61
12,466.85
11,457.51
11,122.97
6,966.10
6,312.12
6,024.49
4,541.96
2,668.24
1,772.86
1,992.39
Int. income Growth
16.46%
16.54%
17.11%
46.06%
11.97%
17.88%
22.53%
18.87%
16.85%
19.13%
 
Other Income
15,968.60
13,682.23
11,659.56
7,630.73
8,152.20
5,282.39
5,112.41
4,543.40
5,089.85
5,452.14
2,851.70
Total Income
45,903.36
26,346.46
22,526.26
16,909.40
14,504.99
10,956.17
9,925.79
8,471.86
8,394.72
8,280.44
5,225.87
Total Expenditure
19,095.67
16,804.80
14,832.11
11,541.14
9,718.12
7,052.81
6,602.59
5,650.99
5,994.98
6,234.66
4,083.74
Employee Cost
-
4,380.90
3,982.31
3,854.05
2,375.46
1,915.12
1,773.50
1,601.54
1,522.34
1,260.95
1,192.51
% Of Sales
-
17.43%
17.84%
18.89%
17.84%
15.98%
16.36%
18.91%
25.49%
27.41%
27.31%
Opt. & Establishment Exp.
-
12,166.02
10,625.30
7,384.54
7,610.70
5,244.44
5,003.96
4,279.41
4,629.74
4,748.82
2,881.93
% Of Sales
-
48.41%
47.60%
36.20%
57.14%
43.76%
46.17%
50.52%
77.51%
103.21%
66.00%
Provisions
-
1,024.74
948.92
991.57
205.74
308.97
183.19
98.70
147.60
510.73
261.16
% Of Sales
-
4.08%
4.25%
4.86%
1.54%
2.58%
1.69%
1.17%
2.47%
11.10%
5.98%
EBITDA
11,621.08
9,541.66
7,694.15
5,368.26
4,786.87
3,903.36
3,323.20
2,820.87
2,399.74
2,045.78
1,142.13
EBITDA Margin
36.21%
75.34%
70.80%
57.86%
75.35%
68.80%
69.04%
71.81%
72.61%
72.33%
48.11%
Depreciation
0.00
383.43
362.21
344.51
236.89
207.86
179.03
164.33
152.35
142.92
125.93
PBT
10,575.72
9,158.23
7,331.93
5,023.74
4,549.98
3,695.50
3,144.16
2,656.54
2,247.39
1,902.86
1,016.20
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
3,456.02
3,011.09
2,382.85
1,592.62
1,484.90
1,183.96
939.95
806.01
678.16
575.50
363.53
Tax Rate
32.68%
32.88%
32.50%
31.70%
32.64%
32.04%
29.90%
30.34%
30.18%
30.24%
35.77%
PAT
7,119.70
6,090.47
4,870.25
3,365.93
3,005.57
2,449.37
2,154.88
1,797.69
1,542.88
1,309.36
648.94
PAT before Minority Interest
7,119.70
6,147.14
4,949.08
3,431.12
3,065.08
2,511.54
2,204.21
1,850.53
1,569.23
1,327.36
652.67
Minority Interest
0.00
-56.67
-78.83
-65.19
-59.51
-62.17
-49.33
-52.84
-26.35
-18.00
-3.73
PAT Margin
23.18%
23.12%
21.62%
19.91%
20.72%
22.36%
21.71%
21.22%
18.38%
15.81%
12.42%
PAT Growth
15.82%
25.05%
44.69%
11.99%
22.71%
13.67%
19.87%
16.52%
17.83%
101.77%
 
Unadjusted EPS
37.77
32.70
26.89
18.91
19.75
32.19
29.44
24.81
21.73
18.84
18.90

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Shareholder's Funds
50,488.23
38,492.71
33,364.05
22,156.31
19,084.53
15,267.33
12,935.87
10,999.86
7,965.75
6,614.45
Share Capital
952.82
920.45
917.19
386.18
385.16
373.30
370.34
368.44
348.14
345.67
Total Reserves
49,533.24
37,570.39
32,443.45
21,767.14
18,690.85
14,876.49
12,530.70
10,594.51
7,562.80
6,176.88
Minority Interest
0.00
474.43
395.60
335.69
270.89
208.72
160.06
107.21
80.86
62.86
Deposits
191,235.80
155,540.00
135,948.76
72,843.46
56,929.75
49,389.14
36,460.73
27,312.98
21,819.18
13,821.84
Borrowings
58,603.97
49,689.91
43,729.79
31,414.88
29,007.14
36,171.96
29,194.69
22,073.32
13,885.70
11,979.02
Other Liabilities & Provisions
37,392.47
31,990.51
27,365.37
21,825.42
16,944.32
14,797.51
13,598.06
13,187.76
11,363.33
7,755.66
Total Liabilities
337,720.47
276,187.56
240,803.57
148,575.76
122,236.63
115,834.66
92,349.41
73,681.13
55,114.82
40,233.83
Net Block
1,749.83
1,755.20
1,761.02
1,384.97
1,264.09
619.90
615.29
600.42
613.83
341.76
Gross Block
4,433.65
4,336.70
4,046.92
2,675.00
2,388.59
1,574.54
1,423.27
1,281.77
1,166.42
794.62
Accumulated Depreciation
2,683.82
2,581.50
2,285.91
1,290.03
1,124.50
954.64
807.97
681.35
552.59
452.86
Total Non-Current Assets
323,124.38
262,930.20
228,427.15
142,509.51
118,390.77
112,303.04
88,993.16
70,885.62
52,329.71
37,589.91
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
8,933.50
7,512.23
6,924.90
3,945.12
2,960.51
2,220.76
2,030.63
2,114.86
2,094.08
1,007.03
Balance with banks and money at call
15,467.13
18,076.32
4,674.51
2,958.32
3,682.60
2,297.49
1,545.20
879.40
412.73
430.47
Investments
90,976.60
68,461.54
70,273.90
45,588.89
38,791.05
40,907.24
31,658.43
26,048.99
19,484.78
13,313.03
Advances
205,997.32
167,124.91
144,792.82
88,632.21
71,692.52
66,257.65
53,143.61
41,241.95
29,724.29
22,497.62
Other Assets
14,596.09
13,257.36
12,376.44
6,066.25
3,845.87
3,531.63
3,356.22
2,795.51
2,785.10
2,643.94
Total Assets
337,720.47
276,187.56
240,803.59
148,575.76
122,236.64
115,834.67
92,349.38
73,681.13
55,114.81
40,233.85
Contingent Liabilities
209,757.54
196,172.07
244,711.86
66,447.09
45,806.73
42,066.97
40,645.28
36,640.02
38,104.49
60,478.35
Bills for collection
24,255.31
20,318.26
14,964.05
4,419.99
3,015.60
1,913.48
1,576.66
1,053.47
649.32
317.58
Adjusted Book Value
264.93
209.09
181.86
143.32
123.82
102.13
87.09
74.39
56.81
47.17

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Cash From Operating Activity
-10,392.41
13,222.50
5,024.58
2,960.46
9,068.04
2,878.45
-1,191.50
-1,738.59
1,568.86
-114.41
PBT
9,158.22
7,331.93
5,023.74
4,549.98
3,695.50
3,144.17
2,638.13
2,244.80
1,882.40
1,015.83
Adjustment
645.31
-524.95
1,450.66
-1,906.24
28.23
-146.60
195.17
1,054.58
756.43
1,233.66
Adjustments for Liabilities & Assets
-17,249.17
8,525.05
238.88
1,735.02
6,518.17
846.50
-3,294.60
-4,331.14
-494.30
-1,946.47
Refund/(Payment) of direct taxes
-2,946.77
-2,109.53
-1,688.70
-1,418.30
-1,173.86
-965.61
-730.20
-706.83
-575.66
-417.43
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-5,608.25
-5,268.09
-8,662.39
-5,125.82
-1,129.57
-9,035.40
-5,456.27
-188.92
-405.73
-171.66
Net Fixed Assets
-35.30
-236.89
-1310.04
-268.30
-787.46
-134.64
-123.61
-86.46
-284.73
-69.19
Other Investment Activity
-8996.13
-12355.13
-8581.67
-3275.38
-10912.91
-6546.32
-1144.33
-1237.53
-917.00
-668.66
Cash from Financing Activity
14,679.40
6,055.26
2,024.41
2,425.69
-5,813.61
7,099.36
7,229.35
2,414.95
-93.81
-1,554.31
Closing Cash & Equivalent
24,400.63
25,588.55
11,599.41
6,903.44
6,643.11
4,518.25
3,575.83
2,994.25
2,506.81
1,437.50
Net Cash Inflow / Outflow
-1,321.25
14,009.68
-1,613.40
260.34
2,124.86
942.41
581.58
487.44
1,069.32
-1,840.38
Opening Cash & Equivalents
25,715.53
11,599.41
6,903.44
6,643.11
4,518.25
3,575.83
2,994.25
2,506.81
1,437.50
3,277.88

Financial Ratios

Consolidated /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Book Value
264.93
209.09
181.86
143.32
123.82
102.13
87.09
74.39
56.81
47.17
NIM
3.94
4.16
4.09
4.50
4.84
4.31
4.45
4.70
5.47
6.37
Yield on Advances
12.20
13.36
14.09
15.03
16.72
16.36
15.94
14.48
15.48
19.41
Yield on Investments
7.01
8.94
7.29
10.38
8.06
7.55
5.97
6.90
7.31
1.83
Cost of Liabilities
4.99
5.58
6.19
6.68
7.35
7.04
6.92
5.40
4.97
7.72
Interest Spread
7.21
7.78
7.90
8.35
9.37
9.32
9.02
9.08
10.51
11.69
ROCE
12.95%
12.98%
13.01%
14.00%
12.79%
12.72%
12.85%
12.96%
14.04%
11.12%
Cost Income Ratio
61.35
63.24
64.43
67.21
63.45
66.48
67.48
71.47
70.85
75.56
Core Cost Income Ratio
63.81
69.64
64.72
80.80
67.24
70.78
66.68
75.19
79.88
67.75
Operating Costs to Assets
4.79
5.16
4.52
6.56
5.69
5.70
6.19
8.14
10.64
9.81
Loans/Deposits
0.31
0.32
0.32
0.43
0.51
0.73
0.80
0.81
0.64
0.87
Cash/Deposits
0.05
0.05
0.05
0.05
0.05
0.04
0.06
0.08
0.10
0.07
Investment/Deposits
0.48
0.44
0.52
0.63
0.68
0.83
0.87
0.95
0.89
0.96
Inc Loan/Deposits
30.64%
31.95%
32.17%
43.13%
50.95%
73.24%
80.07%
80.82%
63.64%
86.67%
Credit Deposits
107.72%
107.45%
106.51%
121.67%
125.93%
134.15%
145.76%
151.00%
136.23%
162.77%
Interest Expended / Interest earned
49.61%
51.32%
54.52%
52.30%
52.66%
55.59%
53.62%
44.67%
38.53%
45.63%
Interest income / Total funds
7.44%
8.08%
8.47%
8.96%
9.81%
9.36%
9.17%
8.11%
8.35%
10.85%
Interest Expended / Total funds
3.69%
4.15%
4.62%
4.69%
5.16%
5.20%
4.92%
3.62%
3.22%
4.95%
CASA
50.85%
44.34%
38.66%
37.13%
32.52%
29.92%
31.36%
31.26%
31.94%
36.08%

News Update:


  • Kotak Mahindra Bank reports 14% rise in Q4 consolidated net profit
    30th Apr 2019, 16:06 PM

    Total consolidated income of the bank rose 27.12% at Rs 13,823.33 crore for quarter ended March 31, 2019

    Read More
  • Kotak Mahindra Bank - Quarterly Results
    30th Apr 2019, 14:24 PM

    Read More
  • Kotak Mahindra Bank’s arm to sell 19.77% stakes in Matrix Business Services
    26th Apr 2019, 09:59 AM

    Upon completion of said sale, Matrix will cease to be an associate company of KMIL and consequently of the Bank

    Read More
  • Kotak Mahindra Bank launches debit card-based e-mandate
    23rd Apr 2019, 11:48 AM

    The bank has become the first lender to go live with both debit card and net banking- based electronic mandates on NPCI's e-Mandate API platform

    Read More
  • Kotak Mahindra Bank lends Rs 500 crore to Gaurs
    8th Apr 2019, 11:16 AM

    The two projects where this fund would be used are Gaur City II, part of 237 acre township Gaur City at Noida Extension and commercial project Gaur City Centre

    Read More
  • Kotak Mahindra Bank gets nod for allotment of NCDs worth Rs 150 crore
    29th Mar 2019, 10:34 AM

    The Asset Liability Committee, a Committee authorized by the Board of Directors of the Bank, on March 28, 2019, approved the same

    Read More
  • Kotak Mahindra Bank’s arm sets up $400 mn fund to develop office properties
    19th Mar 2019, 14:34 PM

    The fund’s strategy is to develop greenfield projects as well as acquire under construction and completed assets across key markets in India

    Read More
  • Kotak Mahindra Bank enters into partnership with C2FO
    5th Mar 2019, 11:26 AM

    The partnership with C2FO is expected to improve returns and margins for Kotak’s customers

    Read More
  • Kotak Mahindra Bank gets nod for raising foreign investment limit to 45%
    26th Feb 2019, 15:30 PM

    The hike in the shareholding limit comes as the private-sector lender grapples with a central bank directive on reducing its Chief Executive Uday Kotak's stake in the bank

    Read More
  • RBI slaps monetary penalty of Rs 2 million on Kotak Mahindra Bank
    13th Feb 2019, 10:58 AM

    This action is based on deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the bank with their customers

    Read More

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.