Nifty
Sensex
:
:
11456.90
38164.61
-64.15 (-0.56%)
-222.14 (-0.58%)

Bank - Public

Rating :
72/99

BSE: 500112 | NSE: SBIN

298.05
-5.75 (-1.89%)
22-Mar-2019 | 3:57PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  304.30
  •  306.40
  •  296.95
  •  303.80
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  17865957
  •  53249.48
  •  326.40
  •  232.50

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 266,041.95
  • N/A
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 484,351.84
  • N/A
  • 1.28

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 58.53%
  • 1.31%
  • 5.31%
  • FII
  • DII
  • Others
  • 0.13%
  • 24.34%
  • 10.38%

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 10.99
  • 4.04
  • 2.01

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 38.11
  • 40.24
  • 20.98

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 10.43
  • 12.33
  • 13.09

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.17
  • 1.13
  • 1.11

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 7.72
  • 7.68
  • 6.90

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 18
Dec 17
Var%
Sep 18
Sep 17
Var%
Jun 18
Jun 17
Var%
Mar 18
Mar 17
Var%
Interest Earned
64,910.26
57,014.03
13.85%
61,426.85
56,927.83
7.90%
61,200.50
56,818.45
7.71%
58,209.79
60,505.74
-3.79%
Interest Exp.
39,889.14
36,393.41
9.61%
38,268.74
36,476.23
4.91%
37,272.27
37,495.41
-0.60%
36,237.93
37,862.41
-4.29%
Net Interest Income
25,021.12
20,620.62
21.34%
23,158.11
20,451.60
13.23%
23,928.23
19,323.04
23.83%
21,971.86
22,643.33
-2.97%
NIM
0.00
0.00
0.00
2.88
2.41
19.50%
2.88
2.55
12.94%
0.00
0.00
0.00
Other Income
19,439.85
17,176.84
13.17%
17,875.87
18,020.68
-0.80%
13,792.91
13,958.08
-1.18%
23,365.59
20,264.26
15.30%
Total Income
84,350.11
74,190.87
13.69%
79,302.72
74,948.51
5.81%
74,993.41
70,776.53
5.96%
81,575.38
80,770.00
1.00%
Operating Exp.
30,265.02
24,946.70
21.32%
27,279.63
22,758.70
19.86%
24,286.65
19,863.95
22.26%
28,585.00
25,214.07
13.37%
Operating Profit
14,195.95
12,850.76
10.47%
13,754.35
15,713.58
-12.47%
13,434.49
13,417.17
0.13%
16,752.45
17,693.52
-5.32%
Provision
6,355.98
19,097.52
-66.72%
12,270.49
19,332.24
-36.53%
19,499.21
9,051.23
115.43%
28,534.09
21,069.64
35.43%
PBT
7,839.97
-6,246.76
-
1,950.34
1,417.55
37.59%
-6,064.72
4,365.94
-
-11,781.64
-3,376.12
-
PBTM
12.08
-10.96
-
3.18
2.49
27.71%
-9.91
7.68
-
-20.24
-5.58
-
TAX
3,016.68
-4,502.53
-
1,198.76
-534.75
-
-2,008.49
1,260.59
-
-4,280.81
7.36
-
PAT
4,823.29
-1,744.23
-
751.58
1,952.30
-61.50%
-4,056.23
3,105.35
-
-7,500.83
-3,383.48
-
PATM
7.43%
-3.06%
1.22%
3.43%
-6.63%
5.47%
-12.89%
-5.59%
EPS
5.28
-2.19
-
0.65
2.13
-69.48%
-4.74
3.51
-
-8.45
-3.73
-
Gross NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
CASA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Net Interest Income
94,079.32
82,367.30
81,332.43
77,585.39
74,795.70
67,583.40
61,158.23
57,877.84
45,550.04
33,443.22
29,040.55
Interest Earned
245,747.40
228,970.28
230,447.10
220,632.75
207,974.34
189,062.44
167,976.14
147,197.39
113,636.44
100,080.73
91,667.02
Interest Expended
151,668.08
146,602.98
149,114.67
143,047.36
133,178.64
121,479.04
106,817.91
89,319.55
68,086.40
66,637.51
62,626.47
Int. income Growth
13.30%
1.27%
4.83%
3.73%
10.67%
10.51%
5.67%
27.06%
36.20%
15.16%
 
Other Income
74,474.22
77,557.24
68,193.17
52,828.39
49,315.17
37,882.13
32,583.70
29,691.58
34,207.48
33,771.10
21,426.08
Total Income
320,221.62
159,924.54
149,525.60
130,413.78
124,110.87
105,465.53
93,741.93
87,569.42
79,757.52
67,214.32
50,466.63
Total Expenditure
110,416.30
169,075.06
145,669.74
112,232.92
96,679.99
82,201.66
67,855.44
61,730.71
58,458.81
47,214.97
32,570.79
Employee Cost
-
35,410.62
35,691.21
32,525.60
31,117.61
29,868.36
24,401.09
22,084.03
20,711.03
16,331.06
12,997.19
% Of Sales
-
15.47%
15.49%
14.74%
14.96%
15.80%
14.53%
15.00%
18.23%
16.32%
14.18%
Opt. & Establishment Exp.
-
63,838.14
54,509.71
41,785.63
43,682.94
35,438.70
28,423.37
26,141.77
27,185.94
33,518.57
13,600.39
% Of Sales
-
27.88%
23.65%
18.94%
21.00%
18.74%
16.92%
17.76%
23.92%
33.49%
14.84%
Provisions
-
76,015.08
61,290.88
37,929.81
25,032.06
20,771.24
15,040.30
16,244.43
13,319.76
0.00
6,024.95
% Of Sales
-
33.20%
26.60%
17.19%
12.04%
10.99%
8.95%
11.04%
11.72%
0%
6.57%
EBITDA
58,137.24
-9,150.52
3,855.86
18,180.86
27,430.88
23,263.87
25,886.49
25,838.71
21,298.71
19,999.35
17,895.84
EBITDA Margin
55.07%
-11.11%
4.74%
23.43%
36.67%
34.42%
42.33%
44.64%
46.76%
59.80%
61.62%
Depreciation
0.00
3,094.39
2,911.03
4.06
1,576.31
1,938.32
4.66
1,369.76
1,378.96
1,317.33
25.87
PBT
-8,056.05
-12,244.91
944.83
18,176.79
25,854.56
21,325.54
25,881.82
24,468.95
19,919.75
0.00
17,869.97
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-2,073.86
-8,057.50
1,335.50
5,433.50
8,337.20
6,836.07
7,558.83
8,639.50
8,739.81
0.00
6,696.90
Tax Rate
25.74%
65.80%
141.35%
29.89%
32.25%
32.06%
29.21%
35.31%
43.88%
0.00%
37.48%
PAT
-6,933.60
-4,994.45
-52.05
11,948.78
16,679.86
13,856.04
17,684.55
15,199.24
10,684.95
11,733.83
10,955.29
PAT before Minority Interest
-5,982.19
-4,187.41
-390.67
12,743.29
17,517.37
14,489.47
18,322.99
15,829.45
11,179.94
12,013.64
11,173.07
Minority Interest
-951.41
-807.04
338.62
-794.51
-837.51
-633.43
-638.44
-630.21
-494.99
-279.81
-217.78
PAT Margin
-4.11%
-3.12%
-0.03%
9.16%
13.44%
13.14%
18.87%
17.36%
13.40%
17.46%
21.71%
PAT Growth
8,438.67%
0
-100.44%
-28.36%
20.38%
-21.65%
16.35%
42.25%
-8.94%
7.11%
 
Unadjusted EPS
-7.26
-5.34
0.31
15.95
22.76
20.40
266.82
241.55
168.28
184.82
172.68

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Shareholder's Funds
230,321.95
217,192.15
180,592.37
161,387.54
147,370.54
125,033.02
106,230.01
83,471.25
83,135.58
72,390.39
Share Capital
892.46
797.35
776.28
746.57
746.57
684.03
671.04
635.00
634.88
634.88
Total Reserves
229,429.49
216,394.80
179,816.09
160,640.97
146,623.96
124,348.99
105,558.97
82,836.25
82,500.70
71,755.51
Minority Interest
4,615.25
6,480.65
6,267.40
5,497.12
4,909.15
4,253.86
3,725.67
2,977.17
2,631.27
2,228.27
Deposits
2,722,178.28
2,599,810.66
2,253,857.56
2,052,960.79
1,838,852.36
1,627,402.61
1,414,689.40
1,255,562.48
1,116,464.56
1,011,988.33
Borrowings
369,079.34
336,365.66
361,399.39
244,663.47
223,759.71
203,723.20
157,991.36
142,470.77
122,074.57
105,257.44
Other Liabilities & Provisions
290,238.19
285,272.44
271,366.42
235,601.11
181,603.55
172,695.88
147,319.73
163,416.58
125,837.97
112,961.30
Total Liabilities
3,616,433.01
3,445,121.56
3,073,483.14
2,700,110.03
2,396,495.31
2,133,108.57
1,829,956.17
1,647,898.25
1,450,143.95
1,304,825.73
Net Block
40,300.72
50,250.53
14,474.69
11,983.68
10,227.21
8,698.00
7,031.17
6,145.63
5,532.64
4,939.60
Gross Block
62,703.00
70,737.83
32,374.49
28,194.34
25,141.02
22,634.22
19,619.76
17,543.26
15,829.31
14,063.96
Accumulated Depreciation
22,402.28
20,487.31
17,899.80
16,210.66
14,913.80
13,936.22
12,588.59
11,397.63
10,296.66
9,124.36
Total Non-Current Assets
3,380,427.68
3,248,305.59
2,897,450.63
2,566,579.16
2,335,399.07
2,066,549.10
1,759,618.15
1,587,282.28
1,400,118.66
1,253,079.01
Lease Adjustment A/c
0.00
-4.70
-4.70
-4.70
-4.70
-4.50
-4.50
-4.50
-4.78
-2.93
Capital Work in Progress
925.07
694.92
785.70
400.32
337.27
676.43
381.30
345.70
486.03
286.81
Cash and balance with RBI
150,769.46
161,018.61
160,424.57
144,287.55
114,095.60
89,574.03
79,199.21
119,349.83
82,195.58
74,161.07
Balance with banks and money at call
44,519.65
112,178.54
44,134.90
44,193.50
53,065.74
55,653.69
48,391.62
35,977.62
29,658.29
51,100.63
Investments
1,183,794.24
1,027,280.87
807,374.58
673,507.48
579,401.26
519,343.42
460,949.14
419,066.45
412,749.26
372,231.45
Advances
1,960,118.54
1,896,886.82
1,870,260.89
1,692,211.33
1,578,276.69
1,392,608.03
1,163,670.21
1,006,401.55
869,501.64
750,362.38
Other Assets
236,005.33
196,815.98
176,032.52
133,530.86
61,096.23
66,559.46
70,338.03
60,615.96
50,025.30
51,746.73
Total Assets
3,616,433.01
3,445,121.57
3,073,483.15
2,700,110.02
2,396,495.30
2,133,108.56
1,829,956.18
1,647,898.24
1,450,143.96
1,304,825.74
Contingent Liabilities
1,166,334.80
1,184,907.82
1,184,201.34
1,190,338.69
1,172,565.68
1,056,483.76
937,155.50
852,755.36
697,295.12
860,686.08
Bills for collection
148,120.44
155,454.12
106,611.68
105,970.51
90,196.99
80,201.67
80,410.05
68,865.70
56,491.43
49,938.35
Adjusted Book Value
230.23
227.75
230.87
216.17
197.40
182.79
158.31
131.45
130.95
114.02

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Cash From Operating Activity
-96,507.91
77,406.00
14,476.68
46,402.89
19,141.68
24,331.79
-30,114.14
43,900.13
-8,372.39
31,169.96
PBT
-12,613.79
1,576.74
17,658.09
25,331.50
21,009.84
25,475.05
23,982.59
19,424.77
18,402.21
17,677.05
Adjustment
79,238.01
67,661.24
44,857.42
28,817.89
25,389.06
20,615.37
24,067.64
15,590.84
2,792.92
8,603.42
Adjustments for Liabilities & Assets
-155,121.70
9,545.95
-38,540.40
-229.13
-14,655.91
-17,316.26
-67,446.32
16,556.73
-21,123.09
12,654.30
Refund/(Payment) of direct taxes
-8,010.42
-1,377.93
-9,498.43
-7,517.37
-12,601.31
-4,442.37
-10,718.05
-7,672.21
-8,444.43
-7,764.81
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
11,065.77
-2,832.12
-3,668.56
-3,430.41
-3,536.49
-3,653.23
-2,319.25
-1,646.02
-1,344.61
-1,630.89
Net Fixed Assets
-2716.41
-34635.68
-2298.08
-2252.74
-1421.23
-2658.84
-1603.50
-1452.35
-1402.66
-1443.89
Other Investment Activity
-63940.11
-62060.14
-27186.31
-24994.31
-22858.31
-20103.10
-16771.03
-14866.12
-13700.05
-12308.94
Cash from Financing Activity
5,547.16
-4,196.48
4,348.45
-1,553.27
3,583.06
-4,423.54
2,208.85
1,251.56
-3,272.61
4,500.73
Closing Cash & Equivalent
195,289.11
273,197.16
204,559.47
208,586.57
167,161.34
145,227.73
127,590.83
155,327.45
111,853.87
125,261.70
Net Cash Inflow / Outflow
-79,894.98
70,377.40
15,156.57
41,419.22
19,188.25
16,255.02
-30,224.55
43,505.67
-12,989.61
34,039.80
Opening Cash & Equivalents
273,878.91
204,559.47
188,481.05
167,161.34
145,227.73
127,590.83
155,327.45
111,853.87
125,261.70
89,028.42

Financial Ratios

Consolidated /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Book Value
230.23
227.75
230.87
216.17
197.40
182.79
158.31
131.45
130.95
114.02
NIM
2.47
2.54
2.69
2.93
2.91
2.97
3.30
2.88
2.40
2.33
Yield on Advances
11.68
12.15
11.80
12.29
11.98
12.06
12.65
11.29
11.51
12.22
Yield on Investments
7.54
7.59
7.79
8.70
8.48
8.00
7.19
7.38
7.16
6.40
Cost of Liabilities
4.74
5.08
5.47
5.80
5.89
5.83
5.68
4.87
5.38
5.61
Interest Spread
6.94
7.07
6.33
6.49
6.09
6.23
6.97
6.42
6.13
6.61
ROCE
-0.30%
2.06%
6.08%
9.64%
9.56%
12.28%
14.05%
12.64%
12.66%
16.45%
Cost Income Ratio
60.12
58.38
56.98
59.00
60.08
56.35
53.51
58.32
63.10
52.65
Core Cost Income Ratio
65.47
64.30
59.87
65.00
63.80
58.50
52.34
60.57
71.57
53.86
Operating Costs to Assets
2.66
2.53
2.42
2.71
2.64
2.48
2.56
2.82
2.92
2.04
Loans/Deposits
0.14
0.13
0.16
0.12
0.12
0.13
0.11
0.11
0.11
0.10
Cash/Deposits
0.06
0.06
0.07
0.07
0.06
0.06
0.06
0.10
0.07
0.07
Investment/Deposits
0.43
0.40
0.36
0.33
0.32
0.32
0.33
0.33
0.37
0.37
Inc Loan/Deposits
13.56%
12.94%
16.03%
11.92%
12.17%
12.52%
11.17%
11.35%
10.93%
10.40%
Credit Deposits
72.01%
72.96%
82.98%
82.43%
85.83%
85.57%
82.26%
80.16%
77.88%
74.15%
Interest Expended / Interest earned
64.03%
64.71%
64.84%
64.04%
64.25%
63.59%
60.68%
59.92%
66.58%
68.32%
Interest income / Total funds
6.33%
6.69%
7.18%
7.70%
7.89%
7.87%
8.04%
6.90%
6.90%
7.03%
Interest Expended / Total funds
4.05%
4.33%
4.65%
4.93%
5.07%
5.01%
4.88%
4.13%
4.60%
4.80%
CASA
44.46%
43.70%
40.62%
39.43%
40.34%
40.75%
40.69%
44.90%
42.65%
38.45%

News Update:


  • SBI inks MoU with BoC for business opportunities
    20th Mar 2019, 09:41 AM

    This MoU will facilitate the clients of both the banks to access banking products and services of each other

    Read More
  • SBI launches cardless ATM withdrawals with YONO Cash
    16th Mar 2019, 10:15 AM

    The bank will enable all its 60,000 ATMs in the next six months for this service

    Read More
  • SBI to auction NPAs worth Rs 2,338 crore
    13th Mar 2019, 11:11 AM

    The auction will be held on March 26

    Read More
  • SBI launches doorstep banking service for differently-abled customers, senior citizens
    13th Mar 2019, 10:38 AM

    Eligible customers can avail this service at a nominal fee of Rs 100 per transaction for financial transactions

    Read More
  • SBI links savings deposits rates, short-term loans to RBI's repo rate
    11th Mar 2019, 10:57 AM

    The new rates, linked to the external benchmark rate, would be effective from May 1, 2019

    Read More
  • SBI joins hands with Hitachi Payment Services to boost digital payments
    6th Mar 2019, 12:22 PM

    SBI and Hitachi Payment Services have launched a merchant acquiring joint venture, SBI Payment Services in Mumbai

    Read More
  • RBI imposes penalty of Rs 1 crore on SBI
    5th Mar 2019, 10:34 AM

    The penalty is for delayed implementation of the daily reconciliation of Swift transaction logs

    Read More
  • SBI begins employee engagement programme focusing on work-life balance
    18th Feb 2019, 10:00 AM

    The programme, christened Nayi Disha or the new path, focuses on work-life balance and also involves the staff’s immediate family members

    Read More
  • SBI puts on sale financial accounts to recover dues of Rs 4,975 crore
    11th Feb 2019, 09:37 AM

    The bulk of accounts up for sale by SBI are of SMEs that have dues amounting to Rs 4,667 crore

    Read More
  • RBI imposes Rs 1 crore penalty on SBI
    8th Feb 2019, 09:13 AM

    The RBI has levied penalty for not monitoring the end use of funds in respect of one of its borrowers

    Read More
  • SBI signs MoU with MG Motor India
    4th Feb 2019, 14:22 PM

    MoU aims to provide wholesale inventory finance to MG Motor dealers through bank's technologically-advanced electronic lending product

    Read More
  • SBI reports consolidated net profit of Rs 4709.15 crore in Q3
    1st Feb 2019, 15:07 PM

    Total consolidated income of the Bank increased by 13.69% at Rs 84,350.11 crore

    Read More
  • SBI - Quarterly Results
    1st Feb 2019, 13:40 PM

    Read More
  • SBI decides to sell debt in Essar Steel
    24th Jan 2019, 10:41 AM

    The SBI's decision will not stall the IBC process as the new entity will join the committee of creditors

    Read More
  • SBI to sell 26% stake of SBI payment services
    21st Jan 2019, 11:05 AM

    After allotment of the shares, SBI shareholding in SPSPL will become 74% from existing 100%

    Read More
  • SBI planning to sell over Rs 15,000 crore of Essar Steel’s NPAs
    17th Jan 2019, 08:57 AM

    The bank invites EoI from banks/ARCs/NBFCs/FIs for the proposed sale

    Read More
  • State Bank of India to reward young achievers under ‘YONO 20 under Twenty’
    15th Jan 2019, 11:10 AM

    The bank to recognise and reward young achievers below 20 years of age across 10 diverse fields

    Read More
  • IAG to sell stake in SBI General Insurance: Report
    15th Jan 2019, 10:12 AM

    The group has started early talks to hire an investment bank to manage the sale process

    Read More
  • SBI likely to remain operational on two days of general strike
    8th Jan 2019, 10:54 AM

    Out of nine union constituents, only two have called the strike and rest are not supporting it this time

    Read More

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.