Nifty
Sensex
:
:
11407.15
37930.77
150.05 (1.33%)
537.29 (1.44%)

Bank - Public

Rating :
66/99

BSE: 500112 | NSE: SBIN

319.25
3.50 (1.11%)
17-May-2019 | 3:58PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  315.65
  •  321.95
  •  313.45
  •  315.75
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  25838962
  •  82490.89
  •  339.65
  •  240.30

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 284,649.72
  • 123.78
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 502,959.60
  • N/A
  • 1.36

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 57.92%
  • 1.34%
  • 5.19%
  • FII
  • DII
  • Others
  • 0.07%
  • 24.36%
  • 11.12%

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 10.99
  • 4.04
  • 2.01

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 38.11
  • 40.24
  • 20.98

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 14.89
  • 16.99
  • 22.53

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.40
  • 1.31
  • 1.24

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 9.03
  • 8.92
  • 8.07

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 18
Dec 17
Var%
Sep 18
Sep 17
Var%
Jun 18
Jun 17
Var%
Mar 18
Mar 17
Var%
Interest Earned
64,910.26
57,014.03
13.85%
61,426.85
56,927.83
7.90%
61,200.50
56,818.45
7.71%
58,209.79
60,505.74
-3.79%
Interest Exp.
39,889.14
36,393.41
9.61%
38,268.74
36,476.23
4.91%
37,272.27
37,495.41
-0.60%
36,237.93
37,862.41
-4.29%
Net Interest Income
25,021.12
20,620.62
21.34%
23,158.11
20,451.60
13.23%
23,928.23
19,323.04
23.83%
21,971.86
22,643.33
-2.97%
NIM
0.00
0.00
0.00
2.88
2.41
19.50%
2.88
2.55
12.94%
0.00
0.00
0.00
Other Income
19,439.85
17,176.84
13.17%
17,875.87
18,020.68
-0.80%
13,792.91
13,958.08
-1.18%
23,365.59
20,264.26
15.30%
Total Income
84,350.11
74,190.87
13.69%
79,302.72
74,948.51
5.81%
74,993.41
70,776.53
5.96%
81,575.38
80,770.00
1.00%
Operating Exp.
30,265.02
24,946.70
21.32%
27,279.63
22,758.70
19.86%
24,286.65
19,863.95
22.26%
28,585.00
25,214.07
13.37%
Operating Profit
14,195.95
12,850.76
10.47%
13,754.35
15,713.58
-12.47%
13,434.49
13,417.17
0.13%
16,752.45
17,693.52
-5.32%
Provision
6,355.98
19,097.52
-66.72%
12,270.49
19,332.24
-36.53%
19,499.21
9,051.23
115.43%
28,534.09
21,069.64
35.43%
PBT
7,839.97
-6,246.76
-
1,950.34
1,417.55
37.59%
-6,064.72
4,365.94
-
-11,781.64
-3,376.12
-
PBTM
12.08
-10.96
-
3.18
2.49
27.71%
-9.91
7.68
-
-20.24
-5.58
-
TAX
3,016.68
-4,502.53
-
1,198.76
-534.75
-
-2,008.49
1,260.59
-
-4,280.81
7.36
-
PAT
4,823.29
-1,744.23
-
751.58
1,952.30
-61.50%
-4,056.23
3,105.35
-
-7,500.83
-3,383.48
-
PATM
7.43%
-3.06%
1.22%
3.43%
-6.63%
5.47%
-12.89%
-5.59%
EPS
5.28
-2.19
-
0.65
2.13
-69.48%
-4.74
3.51
-
-8.45
-3.73
-
Gross NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
CASA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Net Interest Income
94,079.32
82,367.30
81,332.43
77,585.39
74,795.70
67,583.40
61,158.23
57,877.84
45,550.04
33,443.22
29,040.55
Interest Earned
245,747.40
228,970.28
230,447.10
220,632.75
207,974.34
189,062.44
167,976.14
147,197.39
113,636.44
100,080.73
91,667.02
Interest Expended
151,668.08
146,602.98
149,114.67
143,047.36
133,178.64
121,479.04
106,817.91
89,319.55
68,086.40
66,637.51
62,626.47
Int. income Growth
13.30%
1.27%
4.83%
3.73%
10.67%
10.51%
5.67%
27.06%
36.20%
15.16%
 
Other Income
74,474.22
77,557.24
68,193.17
52,828.39
49,315.17
37,882.13
32,583.70
29,691.58
34,207.48
33,771.10
21,426.08
Total Income
320,221.62
159,924.54
149,525.60
130,413.78
124,110.87
105,465.53
93,741.93
87,569.42
79,757.52
67,214.32
50,466.63
Total Expenditure
110,416.30
169,075.06
145,669.74
112,232.92
96,679.99
82,201.66
67,855.44
61,730.71
58,458.81
47,214.97
32,570.79
Employee Cost
-
35,410.62
35,691.21
32,525.60
31,117.61
29,868.36
24,401.09
22,084.03
20,711.03
16,331.06
12,997.19
% Of Sales
-
15.47%
15.49%
14.74%
14.96%
15.80%
14.53%
15.00%
18.23%
16.32%
14.18%
Opt. & Establishment Exp.
-
63,838.14
54,509.71
41,785.63
43,682.94
35,438.70
28,423.37
26,141.77
27,185.94
33,518.57
13,600.39
% Of Sales
-
27.88%
23.65%
18.94%
21.00%
18.74%
16.92%
17.76%
23.92%
33.49%
14.84%
Provisions
-
76,015.08
61,290.88
37,929.81
25,032.06
20,771.24
15,040.30
16,244.43
13,319.76
0.00
6,024.95
% Of Sales
-
33.20%
26.60%
17.19%
12.04%
10.99%
8.95%
11.04%
11.72%
0%
6.57%
EBITDA
58,137.24
-9,150.52
3,855.86
18,180.86
27,430.88
23,263.87
25,886.49
25,838.71
21,298.71
19,999.35
17,895.84
EBITDA Margin
55.07%
-11.11%
4.74%
23.43%
36.67%
34.42%
42.33%
44.64%
46.76%
59.80%
61.62%
Depreciation
0.00
3,094.39
2,911.03
4.06
1,576.31
1,938.32
4.66
1,369.76
1,378.96
1,317.33
25.87
PBT
-8,056.05
-12,244.91
944.83
18,176.79
25,854.56
21,325.54
25,881.82
24,468.95
19,919.75
0.00
17,869.97
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-2,073.86
-8,057.50
1,335.50
5,433.50
8,337.20
6,836.07
7,558.83
8,639.50
8,739.81
0.00
6,696.90
Tax Rate
25.74%
65.80%
141.35%
29.89%
32.25%
32.06%
29.21%
35.31%
43.88%
0.00%
37.48%
PAT
-6,933.60
-4,994.45
-52.05
11,948.78
16,679.86
13,856.04
17,684.55
15,199.24
10,684.95
11,733.83
10,955.29
PAT before Minority Interest
-5,982.19
-4,187.41
-390.67
12,743.29
17,517.37
14,489.47
18,322.99
15,829.45
11,179.94
12,013.64
11,173.07
Minority Interest
-951.41
-807.04
338.62
-794.51
-837.51
-633.43
-638.44
-630.21
-494.99
-279.81
-217.78
PAT Margin
-4.11%
-3.12%
-0.03%
9.16%
13.44%
13.14%
18.87%
17.36%
13.40%
17.46%
21.71%
PAT Growth
8,438.67%
0
-100.44%
-28.36%
20.38%
-21.65%
16.35%
42.25%
-8.94%
7.11%
 
Unadjusted EPS
-7.26
-5.34
0.31
15.95
22.76
20.40
266.82
241.55
168.28
184.82
172.68

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Shareholder's Funds
230,321.95
217,192.15
180,592.37
161,387.54
147,370.54
125,033.02
106,230.01
83,471.25
83,135.58
72,390.39
Share Capital
892.46
797.35
776.28
746.57
746.57
684.03
671.04
635.00
634.88
634.88
Total Reserves
229,429.49
216,394.80
179,816.09
160,640.97
146,623.96
124,348.99
105,558.97
82,836.25
82,500.70
71,755.51
Minority Interest
4,615.25
6,480.65
6,267.40
5,497.12
4,909.15
4,253.86
3,725.67
2,977.17
2,631.27
2,228.27
Deposits
2,722,178.28
2,599,810.66
2,253,857.56
2,052,960.79
1,838,852.36
1,627,402.61
1,414,689.40
1,255,562.48
1,116,464.56
1,011,988.33
Borrowings
369,079.34
336,365.66
361,399.39
244,663.47
223,759.71
203,723.20
157,991.36
142,470.77
122,074.57
105,257.44
Other Liabilities & Provisions
290,238.19
285,272.44
271,366.42
235,601.11
181,603.55
172,695.88
147,319.73
163,416.58
125,837.97
112,961.30
Total Liabilities
3,616,433.01
3,445,121.56
3,073,483.14
2,700,110.03
2,396,495.31
2,133,108.57
1,829,956.17
1,647,898.25
1,450,143.95
1,304,825.73
Net Block
40,300.72
50,250.53
14,474.69
11,983.68
10,227.21
8,698.00
7,031.17
6,145.63
5,532.64
4,939.60
Gross Block
62,703.00
70,737.83
32,374.49
28,194.34
25,141.02
22,634.22
19,619.76
17,543.26
15,829.31
14,063.96
Accumulated Depreciation
22,402.28
20,487.31
17,899.80
16,210.66
14,913.80
13,936.22
12,588.59
11,397.63
10,296.66
9,124.36
Total Non-Current Assets
3,380,427.68
3,248,305.59
2,897,450.63
2,566,579.16
2,335,399.07
2,066,549.10
1,759,618.15
1,587,282.28
1,400,118.66
1,253,079.01
Lease Adjustment A/c
0.00
-4.70
-4.70
-4.70
-4.70
-4.50
-4.50
-4.50
-4.78
-2.93
Capital Work in Progress
925.07
694.92
785.70
400.32
337.27
676.43
381.30
345.70
486.03
286.81
Cash and balance with RBI
150,769.46
161,018.61
160,424.57
144,287.55
114,095.60
89,574.03
79,199.21
119,349.83
82,195.58
74,161.07
Balance with banks and money at call
44,519.65
112,178.54
44,134.90
44,193.50
53,065.74
55,653.69
48,391.62
35,977.62
29,658.29
51,100.63
Investments
1,183,794.24
1,027,280.87
807,374.58
673,507.48
579,401.26
519,343.42
460,949.14
419,066.45
412,749.26
372,231.45
Advances
1,960,118.54
1,896,886.82
1,870,260.89
1,692,211.33
1,578,276.69
1,392,608.03
1,163,670.21
1,006,401.55
869,501.64
750,362.38
Other Assets
236,005.33
196,815.98
176,032.52
133,530.86
61,096.23
66,559.46
70,338.03
60,615.96
50,025.30
51,746.73
Total Assets
3,616,433.01
3,445,121.57
3,073,483.15
2,700,110.02
2,396,495.30
2,133,108.56
1,829,956.18
1,647,898.24
1,450,143.96
1,304,825.74
Contingent Liabilities
1,166,334.80
1,184,907.82
1,184,201.34
1,190,338.69
1,172,565.68
1,056,483.76
937,155.50
852,755.36
697,295.12
860,686.08
Bills for collection
148,120.44
155,454.12
106,611.68
105,970.51
90,196.99
80,201.67
80,410.05
68,865.70
56,491.43
49,938.35
Adjusted Book Value
230.23
227.75
230.87
216.17
197.40
182.79
158.31
131.45
130.95
114.02

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Cash From Operating Activity
-96,507.91
77,406.00
14,476.68
46,402.89
19,141.68
24,331.79
-30,114.14
43,900.13
-8,372.39
31,169.96
PBT
-12,613.79
1,576.74
17,658.09
25,331.50
21,009.84
25,475.05
23,982.59
19,424.77
18,402.21
17,677.05
Adjustment
79,238.01
67,661.24
44,857.42
28,817.89
25,389.06
20,615.37
24,067.64
15,590.84
2,792.92
8,603.42
Adjustments for Liabilities & Assets
-155,121.70
9,545.95
-38,540.40
-229.13
-14,655.91
-17,316.26
-67,446.32
16,556.73
-21,123.09
12,654.30
Refund/(Payment) of direct taxes
-8,010.42
-1,377.93
-9,498.43
-7,517.37
-12,601.31
-4,442.37
-10,718.05
-7,672.21
-8,444.43
-7,764.81
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
11,065.77
-2,832.12
-3,668.56
-3,430.41
-3,536.49
-3,653.23
-2,319.25
-1,646.02
-1,344.61
-1,630.89
Net Fixed Assets
-2716.41
-34635.68
-2298.08
-2252.74
-1421.23
-2658.84
-1603.50
-1452.35
-1402.66
-1443.89
Other Investment Activity
-63940.11
-62060.14
-27186.31
-24994.31
-22858.31
-20103.10
-16771.03
-14866.12
-13700.05
-12308.94
Cash from Financing Activity
5,547.16
-4,196.48
4,348.45
-1,553.27
3,583.06
-4,423.54
2,208.85
1,251.56
-3,272.61
4,500.73
Closing Cash & Equivalent
195,289.11
273,197.16
204,559.47
208,586.57
167,161.34
145,227.73
127,590.83
155,327.45
111,853.87
125,261.70
Net Cash Inflow / Outflow
-79,894.98
70,377.40
15,156.57
41,419.22
19,188.25
16,255.02
-30,224.55
43,505.67
-12,989.61
34,039.80
Opening Cash & Equivalents
273,878.91
204,559.47
188,481.05
167,161.34
145,227.73
127,590.83
155,327.45
111,853.87
125,261.70
89,028.42

Financial Ratios

Consolidated /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Book Value
230.23
227.75
230.87
216.17
197.40
182.79
158.31
131.45
130.95
114.02
NIM
2.47
2.54
2.69
2.93
2.91
2.97
3.30
2.88
2.40
2.33
Yield on Advances
11.68
12.15
11.80
12.29
11.98
12.06
12.65
11.29
11.51
12.22
Yield on Investments
7.54
7.59
7.79
8.70
8.48
8.00
7.19
7.38
7.16
6.40
Cost of Liabilities
4.74
5.08
5.47
5.80
5.89
5.83
5.68
4.87
5.38
5.61
Interest Spread
6.94
7.07
6.33
6.49
6.09
6.23
6.97
6.42
6.13
6.61
ROCE
-0.30%
2.06%
6.08%
9.64%
9.56%
12.28%
14.05%
12.64%
12.66%
16.45%
Cost Income Ratio
60.12
58.38
56.98
59.00
60.08
56.35
53.51
58.32
63.10
52.65
Core Cost Income Ratio
65.47
64.30
59.87
65.00
63.80
58.50
52.34
60.57
71.57
53.86
Operating Costs to Assets
2.66
2.53
2.42
2.71
2.64
2.48
2.56
2.82
2.92
2.04
Loans/Deposits
0.14
0.13
0.16
0.12
0.12
0.13
0.11
0.11
0.11
0.10
Cash/Deposits
0.06
0.06
0.07
0.07
0.06
0.06
0.06
0.10
0.07
0.07
Investment/Deposits
0.43
0.40
0.36
0.33
0.32
0.32
0.33
0.33
0.37
0.37
Inc Loan/Deposits
13.56%
12.94%
16.03%
11.92%
12.17%
12.52%
11.17%
11.35%
10.93%
10.40%
Credit Deposits
72.01%
72.96%
82.98%
82.43%
85.83%
85.57%
82.26%
80.16%
77.88%
74.15%
Interest Expended / Interest earned
64.03%
64.71%
64.84%
64.04%
64.25%
63.59%
60.68%
59.92%
66.58%
68.32%
Interest income / Total funds
6.33%
6.69%
7.18%
7.70%
7.89%
7.87%
8.04%
6.90%
6.90%
7.03%
Interest Expended / Total funds
4.05%
4.33%
4.65%
4.93%
5.07%
5.01%
4.88%
4.13%
4.60%
4.80%
CASA
44.46%
43.70%
40.62%
39.43%
40.34%
40.75%
40.69%
44.90%
42.65%
38.45%

News Update:


  • SBI turns black in Q4
    10th May 2019, 14:22 PM

    Total income of the bank increased by 10.57% at Rs 75,670.50 crore for quarter ended March 31, 2019

    Read More
  • SBI reopens 84 branches in and around Bhubaneswar: Report
    9th May 2019, 11:59 AM

    As many as 23 ATMs are functioning in the capital city for convenience of the customers

    Read More
  • SBI restores operations in most branches in 3 districts of Odisha
    6th May 2019, 11:33 AM

    The Bank and its employees are working on the forefront to streamline the functioning of its network of branches in the state to ensure customer convenience

    Read More
  • SBI gets nod to raise funds up to $2.5 billion during FY20
    25th Apr 2019, 10:30 AM

    The Executive Committee of the Central Board in its meeting held on April 24, 2019, approved the same

    Read More
  • SBI launches ‘SBI green car loan’ scheme for electric vehicle
    23rd Apr 2019, 11:50 AM

    The scheme would act as a change agent in the auto loan segment and encourage customers to switch to electric vehicles

    Read More
  • SBI’s arm launches product to protect businesses from cyber attacks
    22nd Apr 2019, 14:59 PM

    This offers protection against the growing threat of cyber breaches and is designed to protect against major insurable cyber exposures

    Read More
  • SBI planning to raise Rs 17,000 crore via bonds
    20th Apr 2019, 10:53 AM

    The executive committee of the central board will take a decision in this regard on April 24, 2019

    Read More
  • SBI, Paisalo Digital sign co-origination of loan agreement
    9th Apr 2019, 09:20 AM

    Paisalo Digital expects to disburse 2,00,000 loan applications in FY20

    Read More
  • SBI invites bids for stake sale in Jet Airways
    8th Apr 2019, 15:18 PM

    SBI Capital Markets would be assisting and advising the lenders on the bid process

    Read More
  • SBI inks MoU with BoC for business opportunities
    20th Mar 2019, 09:41 AM

    This MoU will facilitate the clients of both the banks to access banking products and services of each other

    Read More
  • SBI launches cardless ATM withdrawals with YONO Cash
    16th Mar 2019, 10:15 AM

    The bank will enable all its 60,000 ATMs in the next six months for this service

    Read More
  • SBI to auction NPAs worth Rs 2,338 crore
    13th Mar 2019, 11:11 AM

    The auction will be held on March 26

    Read More
  • SBI launches doorstep banking service for differently-abled customers, senior citizens
    13th Mar 2019, 10:38 AM

    Eligible customers can avail this service at a nominal fee of Rs 100 per transaction for financial transactions

    Read More
  • SBI links savings deposits rates, short-term loans to RBI's repo rate
    11th Mar 2019, 10:57 AM

    The new rates, linked to the external benchmark rate, would be effective from May 1, 2019

    Read More
  • SBI joins hands with Hitachi Payment Services to boost digital payments
    6th Mar 2019, 12:22 PM

    SBI and Hitachi Payment Services have launched a merchant acquiring joint venture, SBI Payment Services in Mumbai

    Read More
  • RBI imposes penalty of Rs 1 crore on SBI
    5th Mar 2019, 10:34 AM

    The penalty is for delayed implementation of the daily reconciliation of Swift transaction logs

    Read More
  • SBI begins employee engagement programme focusing on work-life balance
    18th Feb 2019, 10:00 AM

    The programme, christened Nayi Disha or the new path, focuses on work-life balance and also involves the staff’s immediate family members

    Read More
  • SBI puts on sale financial accounts to recover dues of Rs 4,975 crore
    11th Feb 2019, 09:37 AM

    The bulk of accounts up for sale by SBI are of SMEs that have dues amounting to Rs 4,667 crore

    Read More
  • RBI imposes Rs 1 crore penalty on SBI
    8th Feb 2019, 09:13 AM

    The RBI has levied penalty for not monitoring the end use of funds in respect of one of its borrowers

    Read More

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.