Nifty
Sensex
:
:
10896.45
36324.38
9.65 (0.09%)
6.05 (0.02%)

Bank - Public

Rating :
68/99

BSE: 500112 | NSE: SBIN

305.30
3.65 (1.21%)
16-Jan-2019 | 11:09AM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  303.00
  •  306.65
  •  302.10
  •  301.65
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  4946423
  •  15101.43
  •  332.75
  •  232.35

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 268,630.08
  • N/A
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 486,939.97
  • N/A
  • 1.31

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 58.53%
  • 1.31%
  • 5.31%
  • FII
  • DII
  • Others
  • 0.13%
  • 24.34%
  • 10.38%

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 10.99
  • 4.04
  • 2.01

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 38.11
  • 40.24
  • 20.98

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 10.87
  • 12.33
  • 13.09

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.19
  • 1.11
  • 1.08

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 7.73
  • 7.68
  • 6.83

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 18
Sep 17
Var%
Jun 18
Jun 17
Var%
Mar 18
Mar 17
Var%
Dec 17
Dec 16
Var%
Interest Earned
61,426.85
56,927.83
7.90%
61,200.50
56,818.45
7.71%
58,209.79
60,505.74
-3.79%
57,014.08
57,439.50
-0.74%
Interest Exp.
38,268.74
36,476.23
4.91%
37,272.27
37,495.41
-0.60%
36,237.93
37,862.41
-4.29%
36,393.41
38,079.43
-4.43%
Net Interest Income
23,158.11
20,451.60
13.23%
23,928.23
19,323.04
23.83%
21,971.86
22,643.33
-2.97%
20,620.67
19,360.07
6.51%
NIM
2.88
2.41
19.50%
2.88
2.55
12.94%
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
17,875.87
18,020.68
-0.80%
13,792.91
13,958.08
-1.18%
23,365.59
20,264.26
15.30%
17,176.77
18,097.55
-5.09%
Total Income
79,302.72
74,948.51
5.81%
74,993.41
70,776.53
5.96%
81,575.38
80,770.00
1.00%
74,190.85
75,537.05
-1.78%
Operating Exp.
27,279.63
22,758.70
19.86%
24,286.65
19,863.95
22.26%
28,585.00
25,214.07
13.37%
24,946.68
22,287.06
11.93%
Operating Profit
13,754.35
15,713.58
-12.47%
13,434.49
13,417.17
0.13%
16,752.45
17,693.52
-5.32%
12,850.76
15,170.56
-15.29%
Provision
12,270.49
19,332.24
-36.53%
19,499.21
9,051.23
115.43%
28,534.09
21,069.64
35.43%
19,097.52
12,077.66
58.12%
PBT
1,950.34
1,417.55
37.59%
-6,064.72
4,365.94
-
-11,781.64
-3,376.12
-
-6,246.76
3,092.90
-
PBTM
3.18
2.49
27.71%
-9.91
7.68
-
-20.24
-5.58
-
-10.96
5.38
-
TAX
1,198.76
-534.75
-
-2,008.49
1,260.59
-
-4,280.81
7.36
-
-4,502.53
850.76
-
PAT
751.58
1,952.30
-61.50%
-4,056.23
3,105.35
-
-7,500.83
-3,383.48
-
-1,744.23
2,242.14
-
PATM
1.22%
3.43%
-6.63%
5.47%
-12.89%
-5.59%
-3.06%
3.90%
EPS
0.65
2.13
-69.48%
-4.74
3.51
-
-8.45
-3.73
-
-2.19
2.77
-
Gross NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
CASA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Net Interest Income
89,678.87
82,367.30
81,332.43
77,585.39
74,795.70
67,583.40
61,158.23
57,877.84
45,550.04
33,443.22
29,040.55
Interest Earned
237,851.22
228,970.28
230,447.10
220,632.75
207,974.34
189,062.44
167,976.14
147,197.39
113,636.44
100,080.73
91,667.02
Interest Expended
148,172.35
146,602.98
149,114.67
143,047.36
133,178.64
121,479.04
106,817.91
89,319.55
68,086.40
66,637.51
62,626.47
Int. income Growth
9.66%
1.27%
4.83%
3.73%
10.67%
10.51%
5.67%
27.06%
36.20%
15.16%
 
Other Income
72,211.14
77,557.24
68,193.17
52,828.39
49,315.17
37,882.13
32,583.70
29,691.58
34,207.48
33,771.10
21,426.08
Total Income
310,062.36
159,924.54
149,525.60
130,413.78
124,110.87
105,465.53
93,741.93
87,569.42
79,757.52
67,214.32
50,466.63
Total Expenditure
105,097.96
169,075.06
145,669.74
112,232.92
96,679.99
82,201.66
67,855.44
61,730.71
58,458.81
47,214.97
32,570.79
Employee Cost
-
35,410.62
35,691.21
32,525.60
31,117.61
29,868.36
24,401.09
22,084.03
20,711.03
16,331.06
12,997.19
% Of Sales
-
15.47%
15.49%
14.74%
14.96%
15.80%
14.53%
15.00%
18.23%
16.32%
14.18%
Opt. & Establishment Exp.
-
63,838.14
54,509.71
41,785.63
43,682.94
35,438.70
28,423.37
26,141.77
27,185.94
33,518.57
13,600.39
% Of Sales
-
27.88%
23.65%
18.94%
21.00%
18.74%
16.92%
17.76%
23.92%
33.49%
14.84%
Provisions
-
76,015.08
61,290.88
37,929.81
25,032.06
20,771.24
15,040.30
16,244.43
13,319.76
0.00
6,024.95
% Of Sales
-
33.20%
26.60%
17.19%
12.04%
10.99%
8.95%
11.04%
11.72%
0%
6.57%
EBITDA
56,792.05
-9,150.52
3,855.86
18,180.86
27,430.88
23,263.87
25,886.49
25,838.71
21,298.71
19,999.35
17,895.84
EBITDA Margin
55.81%
-11.11%
4.74%
23.43%
36.67%
34.42%
42.33%
44.64%
46.76%
59.80%
61.62%
Depreciation
0.00
3,094.39
2,911.03
4.06
1,576.31
1,938.32
4.66
1,369.76
1,378.96
1,317.33
25.87
PBT
-22,142.78
-12,244.91
944.83
18,176.79
25,854.56
21,325.54
25,881.82
24,468.95
19,919.75
0.00
17,869.97
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-9,593.07
-8,057.50
1,335.50
5,433.50
8,337.20
6,836.07
7,558.83
8,639.50
8,739.81
0.00
6,696.90
Tax Rate
43.32%
65.80%
141.35%
29.89%
32.25%
32.06%
29.21%
35.31%
43.88%
0.00%
37.48%
PAT
-13,474.48
-4,994.45
-52.05
11,948.78
16,679.86
13,856.04
17,684.55
15,199.24
10,684.95
11,733.83
10,955.29
PAT before Minority Interest
-12,549.71
-4,187.41
-390.67
12,743.29
17,517.37
14,489.47
18,322.99
15,829.45
11,179.94
12,013.64
11,173.07
Minority Interest
-924.77
-807.04
338.62
-794.51
-837.51
-633.43
-638.44
-630.21
-494.99
-279.81
-217.78
PAT Margin
-8.32%
-3.12%
-0.03%
9.16%
13.44%
13.14%
18.87%
17.36%
13.40%
17.46%
21.71%
PAT Growth
-420.45%
0
-100.44%
-28.36%
20.38%
-21.65%
16.35%
42.25%
-8.94%
7.11%
 
Unadjusted EPS
-14.73
-5.34
0.31
15.95
22.76
20.40
266.82
241.55
168.28
184.82
172.68

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Shareholder's Funds
230,321.95
217,192.15
180,592.37
161,387.54
147,370.54
125,033.02
106,230.01
83,471.25
83,135.58
72,390.39
Share Capital
892.46
797.35
776.28
746.57
746.57
684.03
671.04
635.00
634.88
634.88
Total Reserves
229,429.49
216,394.80
179,816.09
160,640.97
146,623.96
124,348.99
105,558.97
82,836.25
82,500.70
71,755.51
Minority Interest
4,615.25
6,480.65
6,267.40
5,497.12
4,909.15
4,253.86
3,725.67
2,977.17
2,631.27
2,228.27
Deposits
2,722,178.28
2,599,810.66
2,253,857.56
2,052,960.79
1,838,852.36
1,627,402.61
1,414,689.40
1,255,562.48
1,116,464.56
1,011,988.33
Borrowings
369,079.34
336,365.66
361,399.39
244,663.47
223,759.71
203,723.20
157,991.36
142,470.77
122,074.57
105,257.44
Other Liabilities & Provisions
290,238.19
285,272.44
271,366.42
235,601.11
181,603.55
172,695.88
147,319.73
163,416.58
125,837.97
112,961.30
Total Liabilities
3,616,433.01
3,445,121.56
3,073,483.14
2,700,110.03
2,396,495.31
2,133,108.57
1,829,956.17
1,647,898.25
1,450,143.95
1,304,825.73
Net Block
40,300.72
50,250.53
14,474.69
11,983.68
10,227.21
8,698.00
7,031.17
6,145.63
5,532.64
4,939.60
Gross Block
62,703.00
70,737.83
32,374.49
28,194.34
25,141.02
22,634.22
19,619.76
17,543.26
15,829.31
14,063.96
Accumulated Depreciation
22,402.28
20,487.31
17,899.80
16,210.66
14,913.80
13,936.22
12,588.59
11,397.63
10,296.66
9,124.36
Total Non-Current Assets
3,380,427.68
3,248,305.59
2,897,450.63
2,566,579.16
2,335,399.07
2,066,549.10
1,759,618.15
1,587,282.28
1,400,118.66
1,253,079.01
Lease Adjustment A/c
0.00
-4.70
-4.70
-4.70
-4.70
-4.50
-4.50
-4.50
-4.78
-2.93
Capital Work in Progress
925.07
694.92
785.70
400.32
337.27
676.43
381.30
345.70
486.03
286.81
Cash and balance with RBI
150,769.46
161,018.61
160,424.57
144,287.55
114,095.60
89,574.03
79,199.21
119,349.83
82,195.58
74,161.07
Balance with banks and money at call
44,519.65
112,178.54
44,134.90
44,193.50
53,065.74
55,653.69
48,391.62
35,977.62
29,658.29
51,100.63
Investments
1,183,794.24
1,027,280.87
807,374.58
673,507.48
579,401.26
519,343.42
460,949.14
419,066.45
412,749.26
372,231.45
Advances
1,960,118.54
1,896,886.82
1,870,260.89
1,692,211.33
1,578,276.69
1,392,608.03
1,163,670.21
1,006,401.55
869,501.64
750,362.38
Other Assets
236,005.33
196,815.98
176,032.52
133,530.86
61,096.23
66,559.46
70,338.03
60,615.96
50,025.30
51,746.73
Total Assets
3,616,433.01
3,445,121.57
3,073,483.15
2,700,110.02
2,396,495.30
2,133,108.56
1,829,956.18
1,647,898.24
1,450,143.96
1,304,825.74
Contingent Liabilities
1,166,334.80
1,184,907.82
1,184,201.34
1,190,338.69
1,172,565.68
1,056,483.76
937,155.50
852,755.36
697,295.12
860,686.08
Bills for collection
148,120.44
155,454.12
106,611.68
105,970.51
90,196.99
80,201.67
80,410.05
68,865.70
56,491.43
49,938.35
Adjusted Book Value
230.23
227.75
230.87
216.17
197.40
182.79
158.31
131.45
130.95
114.02

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Cash From Operating Activity
-96,507.91
77,406.00
14,476.68
46,402.89
19,141.68
24,331.79
-30,114.14
43,900.13
-8,372.39
31,169.96
PBT
-12,613.79
1,576.74
17,658.09
25,331.50
21,009.84
25,475.05
23,982.59
19,424.77
18,402.21
17,677.05
Adjustment
79,238.01
67,661.24
44,857.42
28,817.89
25,389.06
20,615.37
24,067.64
15,590.84
2,792.92
8,603.42
Adjustments for Liabilities & Assets
-155,121.70
9,545.95
-38,540.40
-229.13
-14,655.91
-17,316.26
-67,446.32
16,556.73
-21,123.09
12,654.30
Refund/(Payment) of direct taxes
-8,010.42
-1,377.93
-9,498.43
-7,517.37
-12,601.31
-4,442.37
-10,718.05
-7,672.21
-8,444.43
-7,764.81
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
11,065.77
-2,832.12
-3,668.56
-3,430.41
-3,536.49
-3,653.23
-2,319.25
-1,646.02
-1,344.61
-1,630.89
Net Fixed Assets
-2716.41
-34635.68
-2298.08
-2252.74
-1421.23
-2658.84
-1603.50
-1452.35
-1402.66
-1443.89
Other Investment Activity
-63940.11
-62060.14
-27186.31
-24994.31
-22858.31
-20103.10
-16771.03
-14866.12
-13700.05
-12308.94
Cash from Financing Activity
5,547.16
-4,196.48
4,348.45
-1,553.27
3,583.06
-4,423.54
2,208.85
1,251.56
-3,272.61
4,500.73
Closing Cash & Equivalent
195,289.11
273,197.16
204,559.47
208,586.57
167,161.34
145,227.73
127,590.83
155,327.45
111,853.87
125,261.70
Net Cash Inflow / Outflow
-79,894.98
70,377.40
15,156.57
41,419.22
19,188.25
16,255.02
-30,224.55
43,505.67
-12,989.61
34,039.80
Opening Cash & Equivalents
273,878.91
204,559.47
188,481.05
167,161.34
145,227.73
127,590.83
155,327.45
111,853.87
125,261.70
89,028.42

Financial Ratios

Consolidated /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Book Value
230.23
227.75
230.87
216.17
197.40
182.79
158.31
131.45
130.95
114.02
NIM
2.47
2.54
2.69
2.93
2.91
2.97
3.30
2.88
2.40
2.33
Yield on Advances
11.68
12.15
11.80
12.29
11.98
12.06
12.65
11.29
11.51
12.22
Yield on Investments
7.54
7.59
7.79
8.70
8.48
8.00
7.19
7.38
7.16
6.40
Cost of Liabilities
4.74
5.08
5.47
5.80
5.89
5.83
5.68
4.87
5.38
5.61
Interest Spread
6.94
7.07
6.33
6.49
6.09
6.23
6.97
6.42
6.13
6.61
ROCE
-0.30%
2.06%
6.08%
9.64%
9.56%
12.28%
14.05%
12.64%
12.66%
16.45%
Cost Income Ratio
60.12
58.38
56.98
59.00
60.08
56.35
53.51
58.32
63.10
52.65
Core Cost Income Ratio
65.47
64.30
59.87
65.00
63.80
58.50
52.34
60.57
71.57
53.86
Operating Costs to Assets
2.66
2.53
2.42
2.71
2.64
2.48
2.56
2.82
2.92
2.04
Loans/Deposits
0.14
0.13
0.16
0.12
0.12
0.13
0.11
0.11
0.11
0.10
Cash/Deposits
0.06
0.06
0.07
0.07
0.06
0.06
0.06
0.10
0.07
0.07
Investment/Deposits
0.43
0.40
0.36
0.33
0.32
0.32
0.33
0.33
0.37
0.37
Inc Loan/Deposits
13.56%
12.94%
16.03%
11.92%
12.17%
12.52%
11.17%
11.35%
10.93%
10.40%
Credit Deposits
72.01%
72.96%
82.98%
82.43%
85.83%
85.57%
82.26%
80.16%
77.88%
74.15%
Interest Expended / Interest earned
64.03%
64.71%
64.84%
64.04%
64.25%
63.59%
60.68%
59.92%
66.58%
68.32%
Interest income / Total funds
6.33%
6.69%
7.18%
7.70%
7.89%
7.87%
8.04%
6.90%
6.90%
7.03%
Interest Expended / Total funds
4.05%
4.33%
4.65%
4.93%
5.07%
5.01%
4.88%
4.13%
4.60%
4.80%
CASA
44.46%
43.70%
40.62%
39.43%
40.34%
40.75%
40.69%
44.90%
42.65%
38.45%

News Update:


  • State Bank of India to reward young achievers under ‘YONO 20 under Twenty’
    15th Jan 2019, 11:10 AM

    The bank to recognise and reward young achievers below 20 years of age across 10 diverse fields

    Read More
  • IAG to sell stake in SBI General Insurance: Report
    15th Jan 2019, 10:12 AM

    The group has started early talks to hire an investment bank to manage the sale process

    Read More
  • SBI likely to remain operational on two days of general strike
    8th Jan 2019, 10:54 AM

    Out of nine union constituents, only two have called the strike and rest are not supporting it this time

    Read More
  • SBI gets approval to raise $1.25 billion on private placement basis
    12th Dec 2018, 12:44 PM

    The Executive Committee of the Central Board at its meeting held on December 12, 2018 has approved the same

    Read More
  • SBI plans to disburse agricultural loans digitally
    12th Dec 2018, 10:22 AM

    The bank has tied-up with some players for settlement of payments

    Read More
  • State Bank of India planning to raise funds
    11th Dec 2018, 10:21 AM

    The meeting of the Executive Committee of Central Board of the Bank is scheduled to be held on December 12, 2018, to consider the same

    Read More
  • SBI gets nod to raise Rs 20,000 crore through the sale of shares
    8th Dec 2018, 10:28 AM

    The country's largest lender held a general meeting of its shareholders in Mumbai to seek approval for the business as a special resolution

    Read More
  • SBI to cease to be EPFO fund manager by March end
    5th Dec 2018, 11:12 AM

    The bank cannot function as an asset management company under the Reserve Bank of India norms

    Read More
  • State Bank of India raises funds via bonds
    5th Dec 2018, 10:20 AM

    The Committee of Directors for Capital Raising at its meeting held on December 01, 2018, deliberated and accorded approval for the same.

    Read More
  • State Bank of India to sell 3 bad loans to recover Rs 2,110.71 crore
    3rd Dec 2018, 11:59 AM

    An e-auction will take place on December 13 for the sale of these three accounts -- Sona Alloys, MCL Global Steel and Jayaswal Neco Industries

    Read More
  • SBI to sell 4% stake of SBI General Insurance
    30th Nov 2018, 12:27 PM

    The executive committee of the Bank at its meeting held on November 29, 2018, approved the same

    Read More
  • SBI reports 62% fall in Q2 consolidated net profit
    5th Nov 2018, 15:47 PM

    Total consolidated income of the Bank increased by 5.81% at Rs 79,302.72 crore for Q2FY19

    Read More
  • SBI - Quarterly Results
    5th Nov 2018, 15:15 PM

    Read More
  • SBI enters into definitive agreement with Hitachi Payment
    29th Oct 2018, 09:46 AM

    The bank and the company have signed agreement to enter into a joint venture for the establishment of a state-of-the-art card acceptance

    Read More
  • SBI gets nod to raise equity capital up to Rs 20,000 crore during FY19
    22nd Oct 2018, 16:56 PM

    The meeting of the Central Board of the Bank held on October 22, 2018 has approved the same

    Read More
  • SBI planning to raise funds up to Rs 5,000 crore via bonds during FY19
    17th Oct 2018, 12:55 PM

    The meeting of the Central Board of the Bank is scheduled to be held on October 22, 2018 to consider the same

    Read More
  • SBI launches YONO six-day shopping festival
    16th Oct 2018, 09:51 AM

    The YONO shopping festival provides discounts up to 40% from top 14 e-commerce merchants in electronics, fashion, home furnishing, gifting, jewellery, accessories and travel space

    Read More
  • SBI to purchase good quality assets from NBFCs
    10th Oct 2018, 10:37 AM

    This step will benefit both the bank and the NBFC sector as they get much required liquidity while the bank will get good loan portfolio

    Read More

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.