Nifty
Sensex
:
:
10656.20
35474.51
-107.20 (-1.00%)
-300.37 (-0.84%)

Bank - Public

Rating :
62/99

BSE: 500112 | NSE: SBIN

283.45
-4.70 (-1.63%)
20-Nov-2018 | 3:59PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  285.90
  •  288.55
  •  282.50
  •  288.15
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  12900924
  •  36567.67
  •  339.65
  •  232.35

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 252,610.45
  • N/A
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 470,920.33
  • N/A
  • 1.23

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 58.51%
  • 1.17%
  • 5.38%
  • FII
  • DII
  • Others
  • 0.07%
  • 23.64%
  • 11.23%

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 10.99
  • 4.04
  • 2.01

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 38.11
  • 40.24
  • 20.98

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 11.24
  • 12.32
  • 13.09

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.20
  • 1.10
  • 1.06

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 7.76
  • 7.68
  • 6.80

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 18
Sep 17
Var%
Jun 18
Jun 17
Var%
Mar 18
Mar 17
Var%
Dec 17
Dec 16
Var%
Interest Earned
61,426.85
56,927.89
7.90%
61,200.50
56,818.45
7.71%
58,209.79
60,505.74
-3.79%
57,014.08
57,439.50
-0.74%
Interest Exp.
38,268.74
36,476.23
4.91%
37,272.27
37,495.41
-0.60%
36,237.93
37,862.41
-4.29%
36,393.41
38,079.43
-4.43%
Net Interest Income
23,158.11
20,451.66
13.23%
23,928.23
19,323.04
23.83%
21,971.86
22,643.33
-2.97%
20,620.67
19,360.07
6.51%
NIM
2.88
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
17,875.87
18,020.63
-0.80%
13,792.91
13,958.08
-1.18%
23,365.59
20,264.26
15.30%
17,176.77
18,097.55
-5.09%
Total Income
79,302.72
74,948.52
5.81%
74,993.41
70,776.53
5.96%
81,575.38
80,770.00
1.00%
74,190.85
75,537.05
-1.78%
Operating Exp.
27,279.63
22,758.71
19.86%
24,286.65
19,863.95
22.26%
28,585.00
25,214.07
13.37%
24,946.68
22,287.06
11.93%
Operating Profit
13,754.35
15,713.58
-12.47%
13,434.49
13,417.17
0.13%
16,752.45
17,693.52
-5.32%
12,850.76
15,170.56
-15.29%
Provision
12,270.49
19,332.24
-36.53%
19,499.21
9,051.23
115.43%
28,534.09
21,069.64
35.43%
19,097.52
12,077.66
58.12%
PBT
1,950.34
1,417.55
37.59%
-6,064.72
4,365.94
-
-11,781.64
-3,376.12
-
-6,246.76
3,092.90
-
PBTM
3.18
2.49
27.71%
-9.91
7.68
-
-20.24
-5.58
-
-10.96
5.38
-
TAX
1,198.76
-534.75
-
-2,008.49
1,260.59
-
-4,280.81
7.36
-
-4,502.53
850.76
-
PAT
751.58
1,952.30
-61.50%
-4,056.23
3,105.35
-
-7,500.83
-3,383.48
-
-1,744.23
2,242.14
-
PATM
1.22%
3.43%
-6.63%
5.47%
-12.89%
-5.59%
-3.06%
3.90%
EPS
0.65
2.13
-69.48%
-4.74
3.51
-
-8.45
-3.73
-
-2.19
2.77
-
Gross NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
CASA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Net Interest Income
89,678.87
82,367.30
81,332.43
77,585.39
74,795.70
67,583.40
61,158.23
57,877.84
45,550.04
33,443.22
29,040.55
Interest Earned
237,851.22
228,970.28
230,447.10
220,632.75
207,974.34
189,062.44
167,976.14
147,197.39
113,636.44
100,080.73
91,667.02
Interest Expended
148,172.35
146,602.98
149,114.67
143,047.36
133,178.64
121,479.04
106,817.91
89,319.55
68,086.40
66,637.51
62,626.47
Int. income Growth
9.66%
1.27%
4.83%
3.73%
10.67%
10.51%
5.67%
27.06%
36.20%
15.16%
 
Other Income
72,211.14
77,557.24
68,193.17
52,828.39
49,315.17
37,882.13
32,583.70
29,691.58
34,207.48
33,771.10
21,426.08
Total Income
310,062.36
159,924.54
149,525.60
130,413.78
124,110.87
105,465.53
93,741.93
87,569.42
79,757.52
67,214.32
50,466.63
Total Expenditure
105,097.96
169,075.06
145,669.74
112,232.92
96,679.99
82,201.66
67,855.44
61,730.71
58,458.81
47,214.97
32,570.79
Employee Cost
-
35,410.62
35,691.21
32,525.60
31,117.61
29,868.36
24,401.09
22,084.03
20,711.03
16,331.06
12,997.19
% Of Sales
-
15.47%
15.49%
14.74%
14.96%
15.80%
14.53%
15.00%
18.23%
16.32%
14.18%
Opt. & Establishment Exp.
-
63,838.14
54,509.71
41,785.63
43,682.94
35,438.70
28,423.37
26,141.77
27,185.94
33,518.57
13,600.39
% Of Sales
-
27.88%
23.65%
18.94%
21.00%
18.74%
16.92%
17.76%
23.92%
33.49%
14.84%
Provisions
-
76,015.08
61,290.88
37,929.81
25,032.06
20,771.24
15,040.30
16,244.43
13,319.76
0.00
6,024.95
% Of Sales
-
33.20%
26.60%
17.19%
12.04%
10.99%
8.95%
11.04%
11.72%
0%
6.57%
EBITDA
56,792.05
-9,150.52
3,855.86
18,180.86
27,430.88
23,263.87
25,886.49
25,838.71
21,298.71
19,999.35
17,895.84
EBITDA Margin
55.81%
-11.11%
4.74%
23.43%
36.67%
34.42%
42.33%
44.64%
46.76%
59.80%
61.62%
Depreciation
0.00
3,094.39
2,911.03
4.06
1,576.31
1,938.32
4.66
1,369.76
1,378.96
1,317.33
25.87
PBT
-22,142.78
-12,244.91
944.83
18,176.79
25,854.56
21,325.54
25,881.82
24,468.95
19,919.75
0.00
17,869.97
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-9,593.07
-8,057.50
1,335.50
5,433.50
8,337.20
6,836.07
7,558.83
8,639.50
8,739.81
0.00
6,696.90
Tax Rate
43.32%
65.80%
141.35%
29.89%
32.25%
32.06%
29.21%
35.31%
43.88%
0.00%
37.48%
PAT
-13,474.48
-4,994.45
-52.05
11,948.78
16,679.86
13,856.04
17,684.55
15,199.24
10,684.95
11,733.83
10,955.29
PAT before Minority Interest
-12,549.71
-4,187.41
-390.67
12,743.29
17,517.37
14,489.47
18,322.99
15,829.45
11,179.94
12,013.64
11,173.07
Minority Interest
-924.77
-807.04
338.62
-794.51
-837.51
-633.43
-638.44
-630.21
-494.99
-279.81
-217.78
PAT Margin
-8.32%
-3.12%
-0.03%
9.16%
13.44%
13.14%
18.87%
17.36%
13.40%
17.46%
21.71%
PAT Growth
-420.45%
0
-100.44%
-28.36%
20.38%
-21.65%
16.35%
42.25%
-8.94%
7.11%
 
Unadjusted EPS
-14.73
-5.34
0.31
15.95
22.76
20.40
266.82
241.55
168.28
184.82
172.68

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Shareholder's Funds
230,321.95
217,192.15
180,592.37
161,387.54
147,370.54
125,033.02
106,230.01
83,471.25
83,135.58
72,390.39
Share Capital
892.46
797.35
776.28
746.57
746.57
684.03
671.04
635.00
634.88
634.88
Total Reserves
229,429.49
216,394.80
179,816.09
160,640.97
146,623.96
124,348.99
105,558.97
82,836.25
82,500.70
71,755.51
Minority Interest
4,615.25
6,480.65
6,267.40
5,497.12
4,909.15
4,253.86
3,725.67
2,977.17
2,631.27
2,228.27
Deposits
2,722,178.28
2,599,810.66
2,253,857.56
2,052,960.79
1,838,852.36
1,627,402.61
1,414,689.40
1,255,562.48
1,116,464.56
1,011,988.33
Borrowings
369,079.34
336,365.66
361,399.39
244,663.47
223,759.71
203,723.20
157,991.36
142,470.77
122,074.57
105,257.44
Other Liabilities & Provisions
290,238.19
285,272.44
271,366.42
235,601.11
181,603.55
172,695.88
147,319.73
163,416.58
125,837.97
112,961.30
Total Liabilities
3,616,433.01
3,445,121.56
3,073,483.14
2,700,110.03
2,396,495.31
2,133,108.57
1,829,956.17
1,647,898.25
1,450,143.95
1,304,825.73
Net Block
40,300.72
50,250.53
14,474.69
11,983.68
10,227.21
8,698.00
7,031.17
6,145.63
5,532.64
4,939.60
Gross Block
62,703.00
70,737.83
32,374.49
28,194.34
25,141.02
22,634.22
19,619.76
17,543.26
15,829.31
14,063.96
Accumulated Depreciation
22,402.28
20,487.31
17,899.80
16,210.66
14,913.80
13,936.22
12,588.59
11,397.63
10,296.66
9,124.36
Total Non-Current Assets
3,380,427.68
3,248,305.59
2,897,450.63
2,566,579.16
2,335,399.07
2,066,549.10
1,759,618.15
1,587,282.28
1,400,118.66
1,253,079.01
Lease Adjustment A/c
0.00
-4.70
-4.70
-4.70
-4.70
-4.50
-4.50
-4.50
-4.78
-2.93
Capital Work in Progress
925.07
694.92
785.70
400.32
337.27
676.43
381.30
345.70
486.03
286.81
Cash and balance with RBI
150,769.46
161,018.61
160,424.57
144,287.55
114,095.60
89,574.03
79,199.21
119,349.83
82,195.58
74,161.07
Balance with banks and money at call
44,519.65
112,178.54
44,134.90
44,193.50
53,065.74
55,653.69
48,391.62
35,977.62
29,658.29
51,100.63
Investments
1,183,794.24
1,027,280.87
807,374.58
673,507.48
579,401.26
519,343.42
460,949.14
419,066.45
412,749.26
372,231.45
Advances
1,960,118.54
1,896,886.82
1,870,260.89
1,692,211.33
1,578,276.69
1,392,608.03
1,163,670.21
1,006,401.55
869,501.64
750,362.38
Other Assets
236,005.33
196,815.98
176,032.52
133,530.86
61,096.23
66,559.46
70,338.03
60,615.96
50,025.30
51,746.73
Total Assets
3,616,433.01
3,445,121.57
3,073,483.15
2,700,110.02
2,396,495.30
2,133,108.56
1,829,956.18
1,647,898.24
1,450,143.96
1,304,825.74
Contingent Liabilities
1,166,334.80
1,184,907.82
1,184,201.34
1,190,338.69
1,172,565.68
1,056,483.76
937,155.50
852,755.36
697,295.12
860,686.08
Bills for collection
148,120.44
155,454.12
106,611.68
105,970.51
90,196.99
80,201.67
80,410.05
68,865.70
56,491.43
49,938.35
Adjusted Book Value
230.23
227.75
230.87
216.17
197.40
182.79
158.31
131.45
130.95
114.02

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Cash From Operating Activity
-96,507.91
77,406.00
14,476.68
46,402.89
19,141.68
24,331.79
-30,114.14
43,900.13
-8,372.39
31,169.96
PBT
-12,613.79
1,576.74
17,658.09
25,331.50
21,009.84
25,475.05
23,982.59
19,424.77
18,402.21
17,677.05
Adjustment
79,238.01
67,661.24
44,857.42
28,817.89
25,389.06
20,615.37
24,067.64
15,590.84
2,792.92
8,603.42
Adjustments for Liabilities & Assets
-155,121.70
9,545.95
-38,540.40
-229.13
-14,655.91
-17,316.26
-67,446.32
16,556.73
-21,123.09
12,654.30
Refund/(Payment) of direct taxes
-8,010.42
-1,377.93
-9,498.43
-7,517.37
-12,601.31
-4,442.37
-10,718.05
-7,672.21
-8,444.43
-7,764.81
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
11,065.77
-2,832.12
-3,668.56
-3,430.41
-3,536.49
-3,653.23
-2,319.25
-1,646.02
-1,344.61
-1,630.89
Net Fixed Assets
-2716.41
-34635.68
-2298.08
-2252.74
-1421.23
-2658.84
-1603.50
-1452.35
-1402.66
-1443.89
Other Investment Activity
-63940.11
-62060.14
-27186.31
-24994.31
-22858.31
-20103.10
-16771.03
-14866.12
-13700.05
-12308.94
Cash from Financing Activity
5,547.16
-4,196.48
4,348.45
-1,553.27
3,583.06
-4,423.54
2,208.85
1,251.56
-3,272.61
4,500.73
Closing Cash & Equivalent
195,289.11
273,197.16
204,559.47
208,586.57
167,161.34
145,227.73
127,590.83
155,327.45
111,853.87
125,261.70
Net Cash Inflow / Outflow
-79,894.98
70,377.40
15,156.57
41,419.22
19,188.25
16,255.02
-30,224.55
43,505.67
-12,989.61
34,039.80
Opening Cash & Equivalents
273,878.91
204,559.47
188,481.05
167,161.34
145,227.73
127,590.83
155,327.45
111,853.87
125,261.70
89,028.42

Financial Ratios

Consolidated /

Standalone
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Mar 09
Book Value
230.23
227.75
230.87
216.17
197.40
182.79
158.31
131.45
130.95
114.02
NIM
2.47
2.54
2.69
2.93
2.91
2.97
3.30
2.88
2.40
2.33
Yield on Advances
11.68
12.15
11.80
12.29
11.98
12.06
12.65
11.29
11.51
12.22
Yield on Investments
7.54
7.59
7.79
8.70
8.48
8.00
7.19
7.38
7.16
6.40
Cost of Liabilities
4.74
5.08
5.47
5.80
5.89
5.83
5.68
4.87
5.38
5.61
Interest Spread
6.94
7.07
6.33
6.49
6.09
6.23
6.97
6.42
6.13
6.61
ROCE
-0.30%
2.06%
6.08%
9.64%
9.56%
12.28%
14.05%
12.64%
12.66%
16.45%
Cost Income Ratio
60.12
58.38
56.98
59.00
60.08
56.35
53.51
58.32
63.10
52.65
Core Cost Income Ratio
65.47
64.30
59.87
65.00
63.80
58.50
52.34
60.57
71.57
53.86
Operating Costs to Assets
2.66
2.53
2.42
2.71
2.64
2.48
2.56
2.82
2.92
2.04
Loans/Deposits
0.14
0.13
0.16
0.12
0.12
0.13
0.11
0.11
0.11
0.10
Cash/Deposits
0.06
0.06
0.07
0.07
0.06
0.06
0.06
0.10
0.07
0.07
Investment/Deposits
0.43
0.40
0.36
0.33
0.32
0.32
0.33
0.33
0.37
0.37
Inc Loan/Deposits
13.56%
12.94%
16.03%
11.92%
12.17%
12.52%
11.17%
11.35%
10.93%
10.40%
Credit Deposits
72.01%
72.96%
82.98%
82.43%
85.83%
85.57%
82.26%
80.16%
77.88%
74.15%
Interest Expended / Interest earned
64.03%
64.71%
64.84%
64.04%
64.25%
63.59%
60.68%
59.92%
66.58%
68.32%
Interest income / Total funds
6.33%
6.69%
7.18%
7.70%
7.89%
7.87%
8.04%
6.90%
6.90%
7.03%
Interest Expended / Total funds
4.05%
4.33%
4.65%
4.93%
5.07%
5.01%
4.88%
4.13%
4.60%
4.80%
CASA
44.46%
43.70%
40.62%
39.43%
40.34%
40.75%
40.69%
44.90%
42.65%
38.45%

News Update:


  • SBI reports 62% fall in Q2 consolidated net profit
    5th Nov 2018, 15:47 PM

    Total consolidated income of the Bank increased by 5.81% at Rs 79,302.72 crore for Q2FY19

    Read More
  • SBI - Quarterly Results
    5th Nov 2018, 15:15 PM

    Read More
  • SBI enters into definitive agreement with Hitachi Payment
    29th Oct 2018, 09:46 AM

    The bank and the company have signed agreement to enter into a joint venture for the establishment of a state-of-the-art card acceptance

    Read More
  • SBI gets nod to raise equity capital up to Rs 20,000 crore during FY19
    22nd Oct 2018, 16:56 PM

    The meeting of the Central Board of the Bank held on October 22, 2018 has approved the same

    Read More
  • SBI planning to raise funds up to Rs 5,000 crore via bonds during FY19
    17th Oct 2018, 12:55 PM

    The meeting of the Central Board of the Bank is scheduled to be held on October 22, 2018 to consider the same

    Read More
  • SBI launches YONO six-day shopping festival
    16th Oct 2018, 09:51 AM

    The YONO shopping festival provides discounts up to 40% from top 14 e-commerce merchants in electronics, fashion, home furnishing, gifting, jewellery, accessories and travel space

    Read More
  • SBI to purchase good quality assets from NBFCs
    10th Oct 2018, 10:37 AM

    This step will benefit both the bank and the NBFC sector as they get much required liquidity while the bank will get good loan portfolio

    Read More
  • SBI lowers ATM cash withdrawal limit to Rs 20,000 a day: Report
    1st Oct 2018, 16:04 PM

    In a bid to support digital and cashless transactions, the bank has decided to reduce the cash withdrawal limits of debit cards issued

    Read More
  • SBI to divest 4% stake in SBI General Insurance for Rs 481.73 crore
    27th Sep 2018, 11:08 AM

    The Executive Committee of Central Board (ECCB) in its meeting held on September 26, 2018, approved the same

    Read More
  • SBI raises $650 million via green bond issue
    20th Sep 2018, 10:12 AM

    The Bonds will be issued through its London branch as of September 28, 2018

    Read More
  • State Bank of India planning to install solar panels over 10,000 ATMs in 2 years
    19th Sep 2018, 10:41 AM

    Presently, the Bank's nearly 1,200 ATMs are running on solar power

    Read More
  • SBI to sell eight non-performing assets to recover dues
    18th Sep 2018, 10:55 AM

    The bank has invited bids from asset reconstruction companies and financial institutions

    Read More
  • SBI withdraws plan to sell Essar Steel loans post NCLAT order
    8th Sep 2018, 09:58 AM

    The Bank has withdrawn the process of sale of debt of Essar Steel to asset reconstruction companies (ARCs)

    Read More
  • SBI planning to sell stake in NSE
    29th Aug 2018, 10:22 AM

    The bank is planning to divest upto 3.8958% stake

    Read More
  • SBI to launch ‘multi-modal’ biometric authentication: Report
    24th Aug 2018, 10:22 AM

    The authentication would be either by voice-recognition, fingerprint or face recognition software on the bank’s server

    Read More
  • SBI to sell two NPAs worth Rs 2,490 crore
    13th Aug 2018, 09:29 AM

    The bank has placed these accounts for sale to ARCs/banks/ NBFCs/FIs

    Read More

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.