Nifty
:
22147.00
Sensex
:
73088.33
151.15 (0.69%)
599.34 (0.83%)
Nifty
Sensex
:
:
22147.00
73088.33
151.15 (0.69%)
599.34 (0.83%)

Cholamandalam Investment and Finance Company Ltd.

Finance - NBFC

Rating :
61/99

BSE: 511243 | NSE: CHOLAFIN

NSE BSE
1128.15
19-Apr-2024
  • Open
  • High
  • Low
  • Previous Close
  •  1114.75
  •  1132.55
  •  1100.50
  •  1118.80
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  621126
  •  6957.34
  •  1310.00
  •  823.15

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 94,780.69
  • 29.53
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 176,160.99
  • 0.18%
  • 5.07

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 50.37%
  • 0.74%
  • 5.11%
  • FII
  • DII
  • Others
  • 24.73%
  • 16.76%
  • 2.29%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 14.66
  • 12.70
  • 10.38

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 15.30
  • 11.18
  • 6.80

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 21.94
  • 17.44
  • 20.72

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 24.65
  • 26.25
  • 29.78

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 4.24
  • 4.32
  • 5.08

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 13.54
  • 14.12
  • 15.86

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 23
Dec 22
Var%
Sep 23
Sep 22
Var%
Jun 23
Jun 22
Var%
Mar 23
Mar 22
Var%
Net Sales
5,007.42
3,356.13
49.20%
4,622.58
3,016.84
53.23%
4,082.06
2,770.02
47.37%
3,741.11
2,605.07
43.61%
Expenses
1,411.48
908.78
55.32%
1,387.45
936.87
48.09%
1,170.20
873.92
33.90%
902.31
625.47
44.26%
EBITDA
3,595.94
2,447.35
46.93%
3,235.13
2,079.97
55.54%
2,911.86
1,896.10
53.57%
2,838.80
1,979.60
43.40%
EBIDTM
71.81%
72.92%
69.99%
68.95%
71.33%
68.45%
75.88%
75.99%
Other Income
47.34
51.96
-8.89%
72.58
50.18
44.64%
88.73
25.89
242.72%
93.46
51.56
81.26%
Interest
2,440.99
1,543.34
58.16%
2,204.16
1,340.06
64.48%
2,006.20
1,130.43
77.47%
1,734.20
1,070.80
61.95%
Depreciation
45.79
30.03
52.48%
38.51
28.03
37.39%
38.58
27.53
40.14%
35.50
28.08
26.42%
PBT
1,156.50
925.94
24.90%
1,065.04
762.06
39.76%
955.81
764.03
25.10%
1,162.56
932.28
24.70%
Tax
284.37
238.02
19.47%
288.83
195.78
47.53%
242.43
196.75
23.22%
307.37
240.71
27.69%
PAT
872.13
687.92
26.78%
776.21
566.28
37.07%
713.38
567.28
25.75%
855.19
691.57
23.66%
PATM
17.42%
20.50%
16.79%
18.77%
17.48%
20.48%
22.86%
26.55%
EPS
10.38
8.33
24.61%
9.39
6.85
37.08%
8.63
6.84
26.17%
10.40
8.36
24.40%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Net Sales
17,453.17
12,884.10
10,140.75
9,579.40
8,712.01
7,087.62
5,558.68
4,693.48
4,213.75
3,714.81
3,279.31
Net Sales Growth
48.56%
27.05%
5.86%
9.96%
22.92%
27.51%
18.43%
11.38%
13.43%
13.28%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
17,453.17
12,884.10
10,140.75
9,579.40
8,712.01
7,087.62
5,558.68
4,693.48
4,213.75
3,714.81
3,279.31
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
4,871.44
3,622.01
2,926.72
2,914.37
2,422.89
1,634.66
1,453.29
1,553.45
1,399.64
1,246.25
1,048.60
Power & Fuel Cost
-
14.69
11.07
10.11
14.44
12.16
11.31
9.29
7.91
7.67
5.52
% Of Sales
-
0.11%
0.11%
0.11%
0.17%
0.17%
0.20%
0.20%
0.19%
0.21%
0.17%
Employee Cost
-
1,360.37
957.20
791.01
700.32
604.68
550.81
414.09
262.18
230.23
194.12
% Of Sales
-
10.56%
9.44%
8.26%
8.04%
8.53%
9.91%
8.82%
6.22%
6.20%
5.92%
Manufacturing Exp.
-
1,030.18
814.78
584.66
615.22
507.52
376.13
392.99
432.85
395.05
340.07
% Of Sales
-
8.00%
8.03%
6.10%
7.06%
7.16%
6.77%
8.37%
10.27%
10.63%
10.37%
General & Admin Exp.
-
329.10
234.36
125.11
165.07
183.47
197.75
181.70
130.46
99.66
102.26
% Of Sales
-
2.55%
2.31%
1.31%
1.89%
2.59%
3.56%
3.87%
3.10%
2.68%
3.12%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
902.36
920.38
1,413.59
942.28
338.99
328.60
564.67
574.16
521.31
0.00
% Of Sales
-
7.00%
9.08%
14.76%
10.82%
4.78%
5.91%
12.03%
13.63%
14.03%
12.57%
EBITDA
12,581.73
9,262.09
7,214.03
6,665.03
6,289.12
5,452.96
4,105.39
3,140.03
2,814.11
2,468.56
2,230.71
EBITDA Margin
72.09%
71.89%
71.14%
69.58%
72.19%
76.94%
73.86%
66.90%
66.78%
66.45%
68.02%
Other Income
302.11
221.62
91.86
60.71
2.05
23.70
2.96
234.35
135.03
185.57
117.77
Interest
8,385.55
5,748.03
4,297.66
4,575.54
4,591.70
3,588.14
2,656.68
2,227.92
2,047.95
1,957.82
1,769.37
Depreciation
158.38
121.09
100.63
102.30
111.25
56.99
50.86
39.02
21.74
30.10
24.64
PBT
4,339.91
3,614.59
2,907.60
2,047.90
1,588.22
1,831.53
1,400.81
1,107.43
879.45
666.22
554.48
Tax
1,123.00
937.92
748.71
526.51
534.08
634.59
483.12
389.51
304.80
222.09
186.20
Tax Rate
25.88%
25.95%
25.75%
25.71%
33.63%
34.65%
34.49%
35.17%
34.66%
33.34%
33.58%
PAT
3,216.91
2,676.67
2,158.89
1,521.39
1,054.14
1,198.41
919.30
719.42
574.68
444.14
368.28
PAT before Minority Interest
3,216.91
2,676.67
2,158.89
1,521.39
1,054.14
1,196.94
917.69
717.92
574.65
444.14
368.28
Minority Interest
0.00
0.00
0.00
0.00
0.00
1.47
1.61
1.50
0.03
0.00
0.00
PAT Margin
18.43%
20.77%
21.29%
15.88%
12.10%
16.91%
16.54%
15.33%
13.64%
11.96%
11.23%
PAT Growth
28.01%
23.98%
41.90%
44.33%
-12.04%
30.36%
27.78%
25.19%
29.39%
20.60%
 
EPS
38.31
31.88
25.71
18.12
12.55
14.27
10.95
8.57
6.84
5.29
4.39

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Shareholder's Funds
14,346.10
11,769.00
9,599.80
8,199.86
6,208.71
5,125.46
4,297.91
3,669.70
3,174.37
2,286.77
Share Capital
164.48
164.28
164.07
163.98
156.42
156.40
156.34
156.21
643.73
143.26
Total Reserves
14,098.24
11,549.80
9,401.29
8,005.61
6,033.68
4,958.60
4,141.39
3,513.47
2,529.95
2,143.50
Non-Current Liabilities
90,028.08
64,584.76
58,497.86
51,439.73
45,247.31
34,709.66
15,571.59
11,223.66
12,603.02
10,038.21
Secured Loans
85,921.16
61,379.73
54,868.18
47,561.68
41,298.75
30,858.81
12,345.87
8,372.53
9,815.80
7,851.70
Unsecured Loans
4,713.90
3,872.88
4,390.06
4,405.52
4,408.68
4,210.03
2,758.70
2,558.70
2,608.70
1,981.30
Long Term Provisions
0.00
0.00
0.00
0.00
0.00
0.00
586.21
492.77
320.56
302.25
Current Liabilities
8,641.23
5,450.01
5,777.53
3,891.32
5,573.98
3,965.51
10,411.35
12,710.00
7,905.95
9,089.52
Trade Payables
1,235.82
847.59
641.37
319.96
360.39
314.53
298.69
208.83
167.38
146.67
Other Current Liabilities
540.75
561.85
511.71
441.62
279.62
325.52
6,795.21
8,374.31
4,996.27
5,745.89
Short Term Borrowings
6,722.44
3,920.89
4,471.75
3,038.23
4,859.31
3,261.50
3,230.46
3,971.17
2,676.34
3,147.25
Short Term Provisions
142.22
119.68
152.70
91.51
74.66
63.96
87.00
155.69
65.96
49.70
Total Liabilities
113,015.41
81,803.77
73,875.19
63,530.91
57,030.00
43,800.97
30,282.85
27,606.86
23,683.34
21,414.50
Net Block
402.55
258.47
227.46
283.03
167.17
170.45
149.73
120.27
68.87
74.26
Gross Block
897.15
654.47
534.29
490.39
272.09
216.13
314.32
248.20
187.76
170.24
Accumulated Depreciation
494.60
396.00
306.83
207.36
104.92
45.68
164.58
127.92
118.88
95.98
Non Current Assets
109,230.39
76,821.05
67,995.78
55,936.54
53,023.76
42,639.72
20,873.41
18,841.95
16,227.38
14,129.31
Capital Work in Progress
60.50
37.35
9.91
10.60
13.97
3.80
0.00
0.00
0.00
0.00
Non Current Investment
3,561.87
2,055.05
1,583.62
32.84
41.64
22.77
134.36
12.36
15.88
21.98
Long Term Loans & Adv.
353.69
292.07
211.76
210.10
186.23
198.28
121.50
70.46
66.97
67.34
Other Non Current Assets
42.00
33.27
123.69
4.24
3.98
0.46
532.38
451.19
607.69
614.71
Current Assets
3,762.45
4,982.72
5,879.41
7,594.37
4,006.24
1,161.25
9,409.44
8,764.91
7,455.97
7,285.19
Current Investments
0.00
0.00
0.00
0.00
0.00
0.00
47.75
3.59
8.70
17.00
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
202.34
160.95
98.71
65.55
80.36
124.61
21.84
11.53
11.83
16.61
Cash & Bank
3,007.10
4,301.84
5,279.77
7,000.74
3,708.46
951.85
493.76
509.46
352.20
812.84
Other Current Assets
553.01
218.70
497.39
496.26
217.42
84.79
8,846.09
8,240.33
7,083.24
6,438.73
Short Term Loans & Adv.
230.74
301.23
3.54
31.82
26.16
26.02
8,515.56
7,756.61
6,736.78
6,098.62
Net Current Assets
-4,878.78
-467.29
101.88
3,703.05
-1,567.74
-2,804.26
-1,001.91
-3,945.09
-449.99
-1,804.33
Total Assets
112,992.84
81,803.77
73,875.19
63,530.91
57,030.00
43,800.97
30,282.85
27,606.86
23,683.35
21,414.50

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Cash From Operating Activity
-27,105.05
-5,571.33
-8,848.25
-2,074.77
-9,317.34
-7,926.34
-1,467.64
-2,809.11
-2,263.73
-2,446.68
PBT
3,614.59
2,907.60
2,047.90
1,588.22
1,831.53
1,400.81
1,107.43
879.45
666.22
554.48
Adjustment
6,401.92
5,032.43
5,643.49
5,353.67
3,800.45
2,964.20
2,520.67
2,457.00
2,230.78
1,998.28
Changes in Working Capital
-31,201.46
-8,807.79
-11,650.98
-3,942.68
-10,604.89
-9,178.09
-2,728.43
-3,767.88
-3,033.72
-3,173.32
Cash after chg. in Working capital
-21,184.95
-867.76
-3,959.59
2,999.21
-4,972.91
-4,813.08
899.68
-431.43
-136.72
-620.56
Interest Paid
-5,279.92
-4,117.50
-4,544.93
-4,714.58
-3,687.72
-2,571.47
-1,954.92
-2,041.16
-1,941.53
-1,667.55
Tax Paid
-902.68
-847.09
-699.29
-576.37
-731.90
-591.87
-479.76
-400.07
-271.38
-232.88
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
262.50
261.02
355.56
216.97
75.19
50.08
67.36
63.56
85.90
74.31
Cash From Investing Activity
-2,148.41
1,639.54
-1,746.16
-54.05
-10.86
-60.12
-221.86
-139.64
-40.23
-83.19
Net Fixed Assets
-264.31
-149.68
-41.26
-206.92
-69.88
87.33
-64.75
-54.44
-17.67
-24.05
Net Investments
-1,543.86
-457.21
-1,545.89
0.00
-0.09
165.61
-172.01
0.91
14.94
142.09
Others
-340.24
2,246.43
-159.01
152.87
59.11
-313.06
14.90
-86.11
-37.50
-201.23
Cash from Financing Activity
27,466.47
5,150.27
8,706.62
2,451.81
12,190.59
8,008.65
1,691.80
3,031.15
1,818.90
2,749.31
Net Cash Inflow / Outflow
-1,786.99
1,218.48
-1,887.79
322.99
2,862.39
22.19
2.29
82.40
-485.05
219.44
Opening Cash & Equivalents
2,698.84
1,480.36
3,368.15
3,161.58
299.69
277.50
275.21
190.54
675.59
456.15
Closing Cash & Equivalent
911.85
2,698.84
1,480.36
3,484.57
3,161.58
299.69
277.51
275.21
190.54
675.59

Financial Ratios

Consolidated /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Book Value (Rs.)
173.50
142.67
116.65
99.68
79.18
65.44
55.00
47.00
37.22
31.94
ROA
2.75%
2.77%
2.21%
1.75%
2.37%
2.48%
2.48%
2.24%
1.97%
1.86%
ROE
20.61%
20.29%
17.16%
14.68%
21.18%
19.50%
18.02%
18.12%
17.91%
17.38%
ROCE
9.72%
9.34%
9.70%
10.30%
10.81%
11.30%
12.22%
11.99%
12.21%
12.37%
Fixed Asset Turnover
16.61
17.06
18.70
22.85
29.03
20.96
16.69
19.33
20.75
20.69
Receivable days
5.15
4.67
3.13
3.06
5.28
4.81
1.30
1.01
1.40
1.19
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
85.17
103.16
112.03
107.36
94.10
85.63
95.17
Cash Conversion Cycle
5.15
4.67
3.13
-82.11
-97.89
-107.22
-106.06
-93.08
-84.23
-93.98
Total Debt/Equity
6.83
5.91
6.66
6.73
8.17
7.49
5.60
6.14
6.13
7.90
Interest Cover
1.63
1.68
1.45
1.35
1.51
1.53
1.50
1.43
1.34
1.31

Annual Reports:

FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015
FY 2014

News Update:


  • Cholamandalam Investment buys immovable property in Chennai
    13th Mar 2024, 17:55 PM

    The company has purchased an immovable property for Rs 735 crore

    Read More
  • Chola Invest & Fin. - Quarterly Results
    25th Jan 2024, 15:35 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.