Nifty
Sensex
:
:
11477.50
38223.74
-43.55 (-0.38%)
-163.01 (-0.42%)

Finance - NBFC

Rating :
64/99

BSE: 531179 | NSE: ARMANFIN

369.85
-0.50 (-0.14%)
22-Mar-2019 | 3:19PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  370.00
  •  384.75
  •  352.60
  •  370.35
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  4761
  •  17.61
  •  450.00
  •  257.00

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 257.48
  • 14.09
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 634.16
  • 0.27%
  • 3.55

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 39.75%
  • 2.87%
  • 50.59%
  • FII
  • DII
  • Others
  • 0%
  • 0.00%
  • 6.79%

Chart

Price | P:E | P:BV | EV:EBITDA

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 19.79
  • 26.74
  • 25.29

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 19.01
  • 23.38
  • 10.42

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 16.62
  • 10.01
  • -3.01

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 11.43
  • 14.60
  • 17.02

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.72
  • 2.43
  • 2.93

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 5.65
  • 7.38
  • 7.95

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 18
Dec 17
Var%
Sep 18
Sep 17
Var%
Jun 18
Jun 17
Var%
Mar 18
Mar 17
Var%
Net Sales
38.04
22.54
68.77%
32.89
17.72
85.61%
29.15
13.97
108.66%
25.80
12.35
108.91%
Expenses
12.48
7.97
56.59%
10.46
8.37
24.97%
9.83
7.36
33.56%
9.91
5.40
83.52%
EBITDA
25.56
14.57
75.43%
22.42
9.35
139.79%
19.32
6.61
192.28%
15.89
6.95
128.63%
EBIDTM
67.20%
64.64%
68.19%
52.77%
66.27%
47.30%
61.59%
56.29%
Other Income
0.00
0.00
0.00
0.06
0.00
0.00
0.00
0.00
0.00
0.01
0.01
0.00%
Interest
16.75
10.14
65.19%
14.58
8.23
77.16%
12.82
0.09
14,144.44%
12.82
7.52
70.48%
Depreciation
0.12
0.10
20.00%
0.13
0.10
30.00%
0.12
5.08
-97.64%
0.08
0.08
0.00%
PBT
8.69
4.33
100.69%
7.78
1.03
655.34%
6.38
1.44
343.06%
3.00
-0.63
-
Tax
2.86
1.19
140.34%
2.37
0.23
930.43%
1.77
0.50
254.00%
0.58
0.13
346.15%
PAT
5.84
3.14
85.99%
5.41
0.80
576.25%
4.61
0.94
390.43%
2.42
-0.76
-
PATM
15.34%
13.92%
16.45%
4.50%
15.81%
6.71%
9.40%
-6.11%
EPS
8.43
4.53
86.09%
7.78
1.15
576.52%
6.65
1.35
392.59%
3.50
-1.09
-

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Net Sales
125.88
80.02
53.57
40.69
29.60
24.47
16.98
15.50
Net Sales Growth
89.07%
49.37%
31.65%
37.47%
20.96%
44.11%
9.55%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
125.88
80.02
53.57
40.69
29.60
24.47
16.98
15.50
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
42.68
34.76
20.98
13.12
9.53
8.64
6.46
5.39
Power & Fuel Cost
-
0.16
0.12
0.10
0.08
0.06
0.05
0.03
% Of Sales
-
0.20%
0.22%
0.25%
0.27%
0.25%
0.29%
0.19%
Employee Cost
-
16.38
10.19
6.28
5.22
4.55
3.26
2.17
% Of Sales
-
20.47%
19.02%
15.43%
17.64%
18.59%
19.20%
14.00%
Manufacturing Exp.
-
1.58
1.11
0.81
0.62
0.49
0.40
0.37
% Of Sales
-
1.97%
2.07%
1.99%
2.09%
2.00%
2.36%
2.39%
General & Admin Exp.
-
7.97
6.08
4.45
2.41
2.82
2.16
2.11
% Of Sales
-
9.96%
11.35%
10.94%
8.14%
11.52%
12.72%
13.61%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
8.84
3.60
1.58
1.29
0.78
0.64
0.74
% Of Sales
-
11.05%
6.72%
3.88%
4.36%
3.19%
3.77%
4.77%
EBITDA
83.19
45.26
32.59
27.57
20.07
15.83
10.52
10.11
EBITDA Margin
66.09%
56.56%
60.84%
67.76%
67.80%
64.69%
61.96%
65.23%
Other Income
0.07
1.17
0.09
0.10
0.17
0.07
0.06
0.16
Interest
56.97
36.26
22.52
15.38
10.74
9.12
5.73
5.62
Depreciation
0.45
0.37
0.29
0.18
0.24
0.11
0.11
0.10
PBT
25.85
9.79
9.87
12.11
9.26
6.67
4.75
4.55
Tax
7.58
2.50
3.54
4.11
3.10
2.14
1.41
1.49
Tax Rate
29.32%
25.54%
35.87%
33.94%
33.48%
32.08%
29.68%
32.75%
PAT
18.28
7.30
6.32
8.00
6.16
4.53
3.34
3.06
PAT before Minority Interest
18.28
7.30
6.32
8.00
6.16
4.53
3.34
3.06
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
14.52%
9.12%
11.80%
19.66%
20.81%
18.51%
19.67%
19.74%
PAT Growth
343.69%
15.51%
-21.00%
29.87%
35.98%
35.63%
9.15%
 
Unadjusted EPS
26.36
10.21
8.00
11.55
8.89
7.27
6.18
7.51

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Shareholder's Funds
56.90
56.00
50.46
39.25
33.71
22.75
19.68
Share Capital
6.92
11.92
11.92
6.92
6.92
5.65
4.08
Total Reserves
49.98
44.08
38.54
31.90
26.79
16.95
7.87
Non-Current Liabilities
221.71
47.99
45.70
22.28
10.31
6.06
4.40
Secured Loans
207.10
48.17
45.77
22.35
10.28
6.01
4.24
Unsecured Loans
15.00
0.00
0.00
0.00
0.00
0.00
0.00
Long Term Provisions
0.66
0.26
0.29
0.15
0.10
0.11
0.07
Current Liabilities
199.25
127.48
111.93
84.25
73.38
57.25
43.09
Trade Payables
0.00
0.00
0.00
0.73
0.00
0.00
0.00
Other Current Liabilities
130.36
65.50
61.87
30.53
15.55
21.40
18.81
Short Term Borrowings
49.76
42.38
33.39
41.62
50.39
31.17
21.39
Short Term Provisions
19.13
19.60
16.68
11.38
7.45
4.69
2.89
Total Liabilities
477.86
231.47
208.09
145.78
117.40
86.06
67.17
Net Block
2.82
2.53
1.94
1.61
1.82
1.04
1.08
Gross Block
4.29
3.63
2.95
2.50
2.57
1.68
1.61
Accumulated Depreciation
1.47
1.11
1.00
0.89
0.75
0.64
0.53
Non Current Assets
93.27
37.96
36.35
18.08
15.42
16.62
13.46
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
2.70
2.40
1.40
0.00
0.00
0.00
0.00
Long Term Loans & Adv.
77.23
26.86
26.26
14.10
10.87
14.60
10.14
Other Non Current Assets
10.53
6.17
6.75
2.36
2.72
0.98
2.25
Current Assets
384.58
193.51
171.74
127.69
101.99
69.44
53.72
Current Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
7.42
5.54
1.97
1.23
0.81
0.57
0.56
Cash & Bank
18.91
21.38
10.70
16.76
15.09
7.50
8.76
Other Current Assets
358.25
0.00
0.00
0.00
86.08
61.37
44.40
Short Term Loans & Adv.
358.25
166.58
159.07
109.70
86.08
61.37
43.90
Net Current Assets
185.34
66.02
59.81
43.45
28.61
12.18
10.62
Total Assets
477.85
231.47
208.09
145.77
117.41
86.06
67.18

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Cash From Operating Activity
-200.56
21.42
-1.03
6.87
-6.23
-24.43
3.70
PBT
9.79
9.87
12.11
9.26
6.67
4.75
4.55
Adjustment
41.89
25.77
15.37
11.18
9.09
0.22
0.12
Changes in Working Capital
-248.26
-10.79
-24.14
-10.59
-19.79
-27.76
0.32
Cash after chg. in Working capital
-196.58
24.85
3.34
9.85
-4.03
-22.78
4.98
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-3.98
-3.43
-4.37
-2.98
-2.20
-1.65
-1.29
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-11.54
-1.68
-6.91
-1.85
-2.45
0.07
-0.22
Net Fixed Assets
-0.05
0.24
-0.19
0.14
-0.86
-0.07
Net Investments
-7.00
-5.00
-0.42
0.00
-5.00
-3.00
Others
-4.49
3.08
-6.30
-1.99
3.41
3.14
Cash from Financing Activity
203.39
-9.45
1.26
-5.48
16.46
21.98
3.94
Net Cash Inflow / Outflow
-8.71
10.29
-6.67
-0.45
7.78
-2.39
7.42
Opening Cash & Equivalents
17.59
7.30
13.97
13.33
5.55
7.93
0.51
Closing Cash & Equivalent
8.88
17.59
7.30
12.87
13.33
5.55
7.93

Financial Ratios

Standalone /

Consolidated
Description
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Book Value (Rs.)
82.17
73.65
65.65
56.07
48.68
40.00
29.31
ROA
2.06%
2.88%
4.52%
4.68%
4.45%
4.36%
4.56%
ROE
13.52%
13.11%
18.98%
16.98%
16.09%
19.36%
25.62%
ROCE
13.95%
16.34%
17.16%
16.63%
16.71%
15.38%
18.21%
Fixed Asset Turnover
20.21
16.28
14.93
11.66
11.51
10.32
9.64
Receivable days
29.57
25.60
14.37
12.60
10.32
12.11
13.09
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
17.88
21.40
0.00
0.00
0.00
Cash Conversion Cycle
29.57
25.60
-3.52
-8.80
10.32
12.11
13.09
Total Debt/Equity
6.95
2.71
2.73
2.39
2.22
2.55
3.03
Interest Cover
1.27
1.44
1.79
1.86
1.73
1.83
1.81

News Update:


  • Arman Financial Services opens four new pilot branches in Rajasthan in Q3
    11th Feb 2019, 10:17 AM

    The total operational branches as on December 31, 2018 are 165 compared to 119 the same quarter the previous year

    Read More
  • Arman Financial Services’ arm concludes refinance assistance of Rs 35 crore from NABARD
    4th Jan 2019, 08:53 AM

    It has also entered into a GRA with NABARD which paves the way for similar transactions in the future as well

    Read More

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.