Mahindra & Mahindra Financial Services, 532720, M%26MFIN Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

31,876.67
16.40
2

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

78,998.30
2.33%
1.66

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

9.18
4.13
1.59

EBITDA CAGR (%)

10 Years
5 Years
3 Years

5.80
1.34
1.65

PAT CAGR (%)

10 Years
5 Years
3 Years

8.06
3.08
41.36

P:E (Median)

8 Years
5 Years
3 Years

18.62
13.76
16.67

P:BV (Average)

8 Years
5 Years
3 Years

2.04
1.56
1.58

EV:EBITDA (Average)

8 Years
5 Years
3 Years

12.89
12.33
13.53

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Dec 23 Dec 22 Var% Sep 23 Sep 22 Var% Jun 23 Jun 22 Var% Mar 23 Mar 22 Var%
Net Sales 3,453.63 2,862.50 20.65% 3,211.94 2,585.84 24.21% 3,084.56 2,486.31 24.06% 2,994.15 2,442.44 22.59%
Expenses 1,023.39 754.27 35.68% 1,301.74 829.39 56.95% 1,147.11 1,230.22 -6.76% 725.68 654.49 10.88%
EBITDA 2,430.24 2,108.23 15.27% 1,910.20 1,756.45 8.75% 1,937.45 1,256.09 54.24% 2,268.47 1,787.95 26.88%
EBIDTM 70.37% 73.65% 59.47% 67.93% 62.81% 50.52% 75.76% 73.20%
Other Income 36.79 29.05 26.64% 28.55 23.48 21.59% 40.85 12.24 233.74% 62.52 23.92 161.37%
Interest 1,674.96 1,241.94 34.87% 1,566.47 1,068.83 46.56% 1,450.45 931.96 55.63% 1,333.99 935.74 42.56%
Depreciation 57.96 52.20 11.03% 56.00 45.88 22.06% 54.31 35.88 51.37% 53.27 42.05 26.68%
PBT 734.11 843.14 -12.93% 316.28 610.71 -48.21% 473.54 300.49 57.59% 943.73 834.08 13.15%
Tax 181.32 214.19 -15.35% 81.10 162.38 -50.06% 120.88 77.57 55.83% 259.61 233.28 11.29%
PAT 552.79 628.95 -12.11% 235.18 448.33 -47.54% 352.66 222.92 58.20% 684.12 600.80 13.87%
PATM 16.01% 21.97% 7.32% 17.34% 11.43% 8.97% 22.85% 24.60%
EPS 4.47 5.09 -12.18% 1.90 3.63 -47.66% 2.85 1.80 58.33% 5.54 4.86 13.99%

Description Dec 23 Dec 22 Var% Sep 23 Sep 22 Var% Jun 23 Jun 22 Var% Mar 23 Mar 22 Var%
Net Sales 4,100.08 3,323.77 23.36% 3,833.25 3,010.95 27.31% 3,583.20 2,902.12 23.47% 3,462.69 2,865.08 20.86%
Expenses 1,456.38 1,040.62 39.95% 1,723.90 1,070.80 60.99% 1,504.33 1,511.72 -0.49% 1,072.50 932.47 15.02%
EBITDA 2,643.70 2,283.15 15.79% 2,109.35 1,940.15 8.72% 2,078.87 1,390.40 49.52% 2,390.19 1,932.61 23.68%
EBIDTM 64.48% 68.69% 55.03% 64.44% 58.02% 47.91% 69.03% 67.45%
Other Income 36.92 29.05 27.09% 30.22 18.33 64.87% 53.71 11.83 354.02% 73.66 32.36 127.63%
Interest 1,797.76 1,372.97 30.94% 1,703.37 1,191.81 42.92% 1,597.19 1,052.12 51.81% 1,477.40 1,052.94 40.31%
Depreciation 69.23 63.04 9.82% 67.08 54.57 22.92% 66.36 43.37 53.01% 64.98 49.65 30.88%
PBT 813.63 876.19 -7.14% 369.12 656.04 -43.74% 469.03 306.74 52.91% 921.47 862.38 6.85%
Tax 203.43 219.16 -7.18% 96.03 175.85 -45.39% 120.58 78.58 53.45% 258.97 239.96 7.92%
PAT 610.20 657.03 -7.13% 273.09 480.19 -43.13% 348.45 228.16 52.72% 662.50 622.42 6.44%
PATM 14.88% 19.77% 7.12% 15.95% 9.72% 7.86% 19.13% 21.72%
EPS 5.04 5.36 -5.97% 2.28 3.98 -42.71% 2.90 1.94 49.48% 5.52 5.06 9.09%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone

Description TTM Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Net Sales 12,744.28 10,928.80 9,657.97 10,456.11 10,099.76 8,722.91 6,633.47 6,173.91 5,853.16 5,536.06 4,921.63 Net Sales Growth 22.81% 13.16% -7.63% 3.53% 15.78% 31.50% 7.44% 5.48% 5.73% 12.48% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 12,744.28 10,928.80 9,657.97 10,456.11 10,099.76 8,722.91 6,633.47 6,173.91 5,853.16 5,536.06 4,921.63 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 4,197.92 4,753.95 4,460.86 5,242.37 3,959.36 3,552.34 2,420.36 2,714.03 2,186.74 1,792.81 1,394.93 Power & Fuel Cost - 16.14 13.46 10.05 19.11 23.56 21.70 20.39 18.50 16.08 13.79 % Of Sales - 0.15% 0.14% 0.10% 0.19% 0.27% 0.33% 0.33% 0.32% 0.29% 0.28% Employee Cost - 1,584.27 1,171.40 1,015.23 1,148.45 1,090.12 832.47 680.90 553.17 453.25 292.56 % Of Sales - 14.50% 12.13% 9.71% 11.37% 12.50% 12.55% 11.03% 9.45% 8.19% 5.94% Manufacturing Exp. - 360.30 282.97 188.79 208.85 197.70 144.42 349.30 283.67 254.13 379.67 % Of Sales - 3.30% 2.93% 1.81% 2.07% 2.27% 2.18% 5.66% 4.85% 4.59% 7.71% General & Admin Exp. - 550.87 462.73 275.35 508.64 470.28 385.24 344.22 271.31 233.07 209.68 % Of Sales - 5.04% 4.79% 2.63% 5.04% 5.39% 5.81% 5.58% 4.64% 4.21% 4.26% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 2,258.51 2,543.76 3,763.00 2,093.42 1,794.25 1,058.23 1,339.61 1,078.59 852.37 0.00 % Of Sales - 20.67% 26.34% 35.99% 20.73% 20.57% 15.95% 21.70% 18.43% 15.40% 10.42% EBITDA 8,546.36 6,174.85 5,197.11 5,213.74 6,140.40 5,170.57 4,213.11 3,459.88 3,666.42 3,743.25 3,526.70 EBITDA Margin 67.06% 56.50% 53.81% 49.86% 60.80% 59.28% 63.51% 56.04% 62.64% 67.62% 71.66% Other Income 168.71 1,341.68 206.81 61.66 150.40 1,216.66 514.55 63.64 51.94 48.65 31.37 Interest 6,025.87 4,576.72 3,920.18 4,733.19 4,828.75 3,944.56 3,081.62 2,857.43 2,639.29 2,496.73 2,188.01 Depreciation 221.54 187.23 126.83 125.88 118.29 60.23 44.19 46.02 40.89 41.52 24.30 PBT 2,467.66 2,752.58 1,356.91 416.33 1,343.76 2,382.44 1,601.85 620.07 1,038.18 1,253.64 1,345.77 Tax 642.91 713.75 368.16 87.28 437.36 825.38 590.73 219.83 365.59 421.87 458.54 Tax Rate 26.05% 26.45% 27.13% 20.66% 32.55% 34.64% 35.44% 35.45% 35.21% 33.65% 34.07% PAT 1,824.75 1,984.32 988.75 335.15 906.40 1,557.06 1,076.09 400.23 672.60 831.78 887.23 PAT before Minority Interest 1,824.75 1,984.32 988.75 335.15 906.40 1,557.06 1,076.09 400.23 672.60 831.78 887.23 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 14.32% 18.16% 10.24% 3.21% 8.97% 17.85% 16.22% 6.48% 11.49% 15.02% 18.03% PAT Growth -4.01% 100.69% 195.02% -63.02% -41.79% 44.70% 168.87% -40.50% -19.14% -6.25% EPS 14.77 16.06 8.00 2.71 7.34 12.60 8.71 3.24 5.44 6.73 7.18

Description TTM Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Net Sales 14,979.22 12,699.53 11,317.57 12,111.17 11,885.40 10,371.70 7,883.85 7,146.20 6,553.87 6,021.14 5,275.23 Net Sales Growth 23.78% 12.21% -6.55% 1.90% 14.59% 31.56% 10.32% 9.04% 8.85% 14.14% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 14,979.22 12,699.53 11,317.57 12,111.17 11,885.40 10,371.70 7,883.85 7,146.20 6,553.87 6,021.14 5,275.23 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 5,757.11 6,119.79 5,433.06 6,047.32 4,908.46 4,214.90 2,920.77 3,123.01 2,459.28 1,972.53 1,531.98 Power & Fuel Cost - 19.45 15.81 11.87 22.14 26.06 23.44 21.72 19.53 16.77 14.46 % Of Sales - 0.15% 0.14% 0.10% 0.19% 0.25% 0.30% 0.30% 0.30% 0.28% 0.27% Employee Cost - 2,115.33 1,613.12 1,384.01 1,609.82 1,477.95 1,136.61 886.64 704.09 567.10 489.73 % Of Sales - 16.66% 14.25% 11.43% 13.54% 14.25% 14.42% 12.41% 10.74% 9.42% 9.28% Manufacturing Exp. - 640.05 503.98 309.78 331.61 338.47 226.86 369.49 294.13 261.58 237.31 % Of Sales - 5.04% 4.45% 2.56% 2.79% 3.26% 2.88% 5.17% 4.49% 4.34% 4.50% General & Admin Exp. - 706.64 493.74 315.15 600.44 560.63 474.79 443.70 329.66 268.21 278.09 % Of Sales - 5.56% 4.36% 2.60% 5.05% 5.41% 6.02% 6.21% 5.03% 4.45% 5.27% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 2,657.77 2,822.22 4,038.38 2,366.59 1,837.84 1,082.51 1,423.19 1,131.40 875.64 0.00 % Of Sales - 20.93% 24.94% 33.34% 19.91% 17.72% 13.73% 19.92% 17.26% 14.54% 9.99% EBITDA 9,222.11 6,579.74 5,884.51 6,063.85 6,976.94 6,156.80 4,963.08 4,023.19 4,094.59 4,048.61 3,743.25 EBITDA Margin 61.57% 51.81% 51.99% 50.07% 58.70% 59.36% 62.95% 56.30% 62.48% 67.24% 70.96% Other Income 194.51 1,557.02 168.68 60.29 116.62 1,144.84 402.44 54.46 43.58 39.76 25.33 Interest 6,575.72 5,094.30 4,417.37 5,307.57 5,390.56 4,432.28 3,436.19 3,186.17 2,868.35 2,643.00 2,280.96 Depreciation 267.65 225.96 151.99 150.51 146.87 75.53 55.21 53.72 45.70 45.51 26.08 PBT 2,573.25 2,816.50 1,483.83 666.06 1,556.13 2,793.83 1,874.11 837.75 1,224.12 1,399.87 1,461.53 Tax 679.01 732.56 399.08 153.86 516.21 973.48 688.51 308.05 436.72 475.00 496.75 Tax Rate 26.39% 26.54% 26.53% 17.20% 33.17% 34.84% 36.74% 36.77% 35.68% 33.93% 33.99% PAT 1,894.24 2,072.40 1,136.87 733.67 1,029.25 1,780.37 1,154.50 511.64 772.29 912.91 954.42 PAT before Minority Interest 1,890.58 2,071.20 1,150.34 740.74 1,039.92 1,820.35 1,185.60 529.70 787.40 924.87 964.77 Minority Interest -3.66 1.20 -13.47 -7.07 -10.67 -39.98 -31.10 -18.06 -15.11 -11.96 -10.35 PAT Margin 12.65% 16.32% 10.05% 6.06% 8.66% 17.17% 14.64% 7.16% 11.78% 15.16% 18.09% PAT Growth -4.71% 82.29% 54.96% -28.72% -42.19% 54.21% 125.65% -33.75% -15.40% -4.35% EPS 15.33 16.77 9.20 5.94 8.33 14.41 9.34 4.14 6.25 7.39 7.72

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Shareholder's Funds 17,088.91 15,628.09 14,711.51 11,363.86 10,908.02 9,621.91 6,477.24 6,088.11 5,669.41 5,094.22 Share Capital 246.72 246.60 246.40 123.07 122.98 122.90 113.01 112.92 112.83 112.70 Total Reserves 16,818.89 15,350.20 14,422.35 11,192.17 10,751.18 9,477.72 6,339.62 5,950.77 5,540.16 4,972.79 Non-Current Liabilities 69,460.40 54,336.92 56,721.15 58,981.67 48,907.85 15,868.17 21,657.04 17,627.24 15,002.33 17,182.55 Secured Loans 63,147.71 45,662.09 47,256.98 49,848.17 43,197.73 12,470.83 17,067.91 13,178.92 10,364.71 13,223.21 Unsecured Loans 6,754.56 9,307.01 10,137.32 9,474.14 5,924.26 3,745.05 4,344.49 4,152.76 4,422.44 3,679.98 Long Term Provisions 106.58 114.70 106.37 91.54 88.22 171.56 548.90 448.21 327.96 318.01 Current Liabilities 9,030.00 4,487.30 4,741.43 3,236.08 6,890.39 26,675.21 16,970.89 15,278.86 13,987.15 9,073.89 Trade Payables 1,166.31 1,005.28 643.09 635.74 1,013.65 1,055.39 577.57 478.84 477.90 437.86 Other Current Liabilities 2,600.27 2,516.63 2,793.50 2,394.73 2,019.56 4,976.67 8,986.35 8,946.22 7,487.64 6,491.15 Short Term Borrowings 5,043.59 844.82 1,182.38 140.00 3,724.95 20,643.15 5,790.22 4,346.89 4,870.98 1,244.28 Short Term Provisions 219.83 120.57 122.46 65.61 132.23 0.00 1,616.75 1,506.90 1,150.62 900.60 Total Liabilities 95,579.31 74,452.31 76,174.09 73,581.61 66,706.26 52,165.29 45,105.17 38,994.21 34,658.89 31,350.66 Net Block 695.55 392.87 330.12 363.50 163.06 119.66 111.51 113.47 109.74 119.30 Gross Block 1,306.88 910.76 815.53 746.74 446.61 356.50 317.03 284.76 249.82 215.04 Accumulated Depreciation 611.33 517.89 485.41 383.24 283.54 236.84 205.52 171.29 140.08 95.74 Non Current Assets 12,968.68 8,848.07 8,925.17 5,275.94 4,445.88 4,053.80 23,780.03 19,684.05 18,105.70 16,561.19 Capital Work in Progress 0.00 0.00 10.34 0.00 0.00 0.00 0.49 0.02 0.32 0.23 Non Current Investment 7,204.03 6,967.86 7,261.58 2,559.89 2,295.56 2,318.86 1,311.73 992.33 759.92 526.28 Long Term Loans & Adv. 225.81 147.64 23.72 32.06 21.55 233.13 204.41 174.36 99.25 50.68 Other Non Current Assets 1,362.22 143.55 284.68 456.08 85.18 21.66 146.37 102.20 290.40 217.54 Current Assets 82,610.63 65,604.24 67,248.92 68,305.67 62,260.38 48,111.49 21,325.14 19,310.15 16,553.19 14,789.46 Current Investments 2,784.59 1,472.41 4,443.77 3,351.09 1,496.14 415.26 561.33 491.01 93.75 342.89 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 21.84 9.09 8.40 8.60 5.19 3.69 5.83 5.11 5.67 14.35 Cash & Bank 2,832.06 4,150.69 3,322.05 1,425.79 958.49 411.12 578.07 585.21 479.38 553.29 Other Current Assets 76,972.14 1,097.48 833.42 648.23 59,800.56 47,281.42 20,179.91 18,228.82 15,974.39 13,878.93 Short Term Loans & Adv. 75,557.33 58,874.57 58,641.28 62,871.96 59,087.79 46,681.57 19,558.83 17,629.44 15,571.12 13,532.07 Net Current Assets 73,580.63 61,116.94 62,507.49 65,069.59 55,369.99 21,436.28 4,354.25 4,031.29 2,566.04 5,715.57 Total Assets 95,579.31 74,452.31 76,174.09 73,581.61 66,706.26 52,165.29 45,105.17 38,994.20 34,658.89 31,350.65

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Shareholder's Funds 18,560.09 16,896.31 15,776.37 11,969.01 11,269.02 9,855.00 6,960.16 6,469.40 5,942.72 5,293.70 Share Capital 246.72 246.60 246.40 123.07 122.98 122.90 113.01 112.92 112.83 112.70 Total Reserves 18,273.18 16,606.67 15,479.77 11,792.23 11,109.45 9,709.83 6,822.53 6,332.06 5,813.47 5,172.27 Non-Current Liabilities 75,868.19 60,469.79 62,897.34 64,789.70 54,156.05 18,923.74 25,202.71 20,666.33 17,099.13 18,538.52 Secured Loans 68,055.08 49,992.57 52,789.17 55,739.10 48,532.64 15,534.39 20,467.55 16,218.60 12,539.21 14,608.03 Unsecured Loans 8,335.11 11,193.98 10,835.40 9,443.39 5,888.01 3,752.05 4,443.24 4,122.61 4,326.04 3,645.73 Long Term Provisions 135.01 144.97 134.81 128.59 115.73 231.10 621.69 491.72 352.67 333.10 Current Liabilities 9,769.34 5,349.82 5,883.25 4,365.36 8,622.70 29,087.77 20,203.08 17,204.35 15,120.74 9,863.44 Trade Payables 1,286.01 1,163.83 778.94 722.84 1,148.48 1,138.20 606.88 496.39 495.45 450.74 Other Current Liabilities 3,196.48 3,088.32 3,477.58 3,090.60 2,940.11 5,712.37 10,737.02 9,921.13 8,182.26 6,981.27 Short Term Borrowings 5,038.37 939.08 1,476.38 451.75 4,380.98 22,237.21 7,140.65 5,217.53 5,258.62 1,510.28 Short Term Provisions 248.48 158.59 150.35 100.17 153.13 0.00 1,718.53 1,569.30 1,184.40 921.16 Total Liabilities 104,338.97 82,857.38 84,656.11 81,213.75 74,126.28 58,011.61 52,465.75 44,407.61 38,211.89 33,732.14 Net Block 870.60 515.28 399.04 455.36 201.45 146.66 133.39 129.05 118.86 128.48 Gross Block 1,608.52 1,131.69 967.34 907.57 527.93 412.82 358.32 312.70 267.00 228.45 Accumulated Depreciation 737.92 616.41 568.30 452.21 326.48 266.17 224.93 183.65 148.14 99.97 Non Current Assets 16,025.78 10,671.93 13,889.29 4,766.97 4,047.72 3,743.29 29,182.74 23,780.08 20,799.74 18,374.04 Capital Work in Progress 2.64 2.10 11.73 0.56 0.79 0.46 1.14 0.02 0.32 0.23 Non Current Investment 10,037.16 8,628.03 12,100.11 1,917.86 1,820.58 1,966.33 797.94 652.21 559.67 378.96 Long Term Loans & Adv. 235.71 153.85 51.07 36.51 25.77 228.07 211.89 173.26 54.82 48.78 Other Non Current Assets 1,398.60 176.52 312.61 492.27 118.59 41.28 147.83 102.80 291.00 218.04 Current Assets 88,313.19 72,185.45 70,766.82 76,446.78 70,078.55 54,268.33 23,283.01 20,627.52 17,412.14 15,358.10 Current Investments 25.97 26.10 26.22 3,422.51 1,506.78 411.61 575.98 546.70 94.50 342.89 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 98.35 64.83 54.64 52.91 53.60 56.44 22.96 20.00 14.54 22.90 Cash & Bank 4,066.91 4,827.61 4,037.19 1,531.60 994.04 477.90 603.88 605.94 493.64 570.43 Other Current Assets 84,121.96 1,219.10 845.73 661.18 67,524.13 53,322.37 22,080.19 19,454.88 16,809.46 14,421.87 Short Term Loans & Adv. 82,659.19 66,047.81 65,803.04 70,778.58 66,804.21 52,719.63 21,455.36 18,860.70 16,407.04 14,084.31 Net Current Assets 78,543.85 66,835.63 64,883.57 72,081.42 61,455.86 25,180.56 3,079.93 3,423.17 2,291.40 5,494.65 Total Assets 104,338.97 82,857.38 84,656.11 81,213.75 74,126.27 58,011.62 52,465.75 44,407.60 38,211.88 33,732.14

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Cash From Operating Activity -17,485.00 -0.32 4,885.89 -3,151.18 -10,918.08 -7,105.87 -4,906.90 -3,381.41 -2,988.98 -5,917.47 PBT 2,752.58 1,356.91 416.33 1,343.76 2,382.44 1,666.82 620.07 1,038.18 1,253.64 1,345.77 Adjustment -5,049.19 -3,137.81 -1,934.00 2,047.43 552.58 470.74 1,176.67 839.53 573.10 50.10 Changes in Working Capital -21,106.95 -4,130.66 -175.99 -6,047.57 -13,176.69 -8,692.44 -6,276.14 -4,680.22 -4,278.27 -6,791.09 Cash after chg. in Working capital -23,403.56 -5,911.56 -1,693.66 -2,656.38 -10,241.67 -6,554.88 -4,479.40 -2,802.51 -2,451.53 -5,395.22 Interest Paid -4,668.87 -4,234.25 -4,177.57 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Tax Paid -476.49 -509.40 -596.49 -494.80 -676.41 -550.99 -427.50 -578.90 -537.45 -522.24 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 11,063.92 10,654.89 11,353.61 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -1,320.68 2,612.88 -7,251.84 -2,572.71 -1,316.85 211.04 -256.47 -506.36 -15.53 -514.83 Net Fixed Assets -396.12 -84.89 -79.13 -300.13 -90.11 -38.98 -32.74 -34.64 -34.87 -16.10 Net Investments -1,548.35 3,265.08 -5,794.37 -2,119.28 -1,057.58 -861.06 -389.72 -629.67 15.50 -308.21 Others 623.79 -567.31 -1,378.34 -153.30 -169.16 1,111.08 165.99 157.95 3.84 -190.52 Cash from Financing Activity 18,727.56 -2,855.27 2,259.74 5,898.99 12,464.71 6,755.28 5,359.87 3,914.96 2,973.91 6,410.65 Net Cash Inflow / Outflow -78.12 -242.71 -106.21 175.10 229.77 -139.55 196.50 27.18 -30.60 -21.64 Opening Cash & Equivalents 327.87 570.58 676.79 501.69 271.90 411.45 214.95 187.77 221.83 243.47 Closing Cash & Equivalent 249.75 327.87 570.58 676.79 501.68 271.90 411.45 214.95 191.23 221.83

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Cash From Operating Activity -17,395.31 18.06 5,825.89 -3,115.23 -12,077.94 -8,509.69 -6,466.94 -4,957.03 -3,970.04 -6,447.89 PBT 2,816.50 1,483.83 666.06 1,556.13 2,793.83 1,874.11 837.75 1,224.12 1,399.87 1,461.53 Adjustment -5,609.13 -3,647.58 -2,507.48 2,330.69 637.51 642.07 1,257.75 908.90 610.22 164.86 Changes in Working Capital -21,150.96 -4,402.34 297.18 -6,413.70 -14,685.39 -10,361.37 -8,029.91 -6,434.58 -5,388.67 -7,515.08 Cash after chg. in Working capital -23,943.59 -6,566.09 -1,544.24 -2,526.88 -11,254.05 -7,845.19 -5,934.41 -4,301.56 -3,378.58 -5,888.69 Interest Paid -5,201.64 -4,826.59 -4,742.22 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Tax Paid -533.75 -573.23 -658.56 -588.35 -823.89 -664.50 -532.54 -655.48 -591.45 -559.20 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 12,283.67 11,983.97 12,770.91 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -1,635.37 3,110.59 -8,348.44 -2,689.11 -1,213.05 243.13 -97.40 -439.86 34.09 -470.03 Net Fixed Assets -396.12 -84.89 -79.13 -300.13 -90.11 -38.98 -32.74 -34.64 -34.87 -16.10 Net Investments -1,548.35 3,265.08 -5,794.37 -2,119.28 -1,057.58 -861.06 -389.72 -629.67 15.50 -308.21 Others 309.10 -69.60 -2,474.94 -269.70 -65.36 1,143.17 325.06 224.45 53.46 -145.72 Cash from Financing Activity 18,851.96 -3,172.88 2,548.48 6,049.72 13,489.53 8,173.71 6,765.94 5,430.53 3,907.07 6,898.28 Net Cash Inflow / Outflow -178.72 -44.23 25.93 245.38 198.54 -92.85 201.59 33.64 -28.88 -19.64 Opening Cash & Equivalents 765.18 808.53 782.60 537.22 338.69 431.54 235.67 202.03 234.37 254.01 Closing Cash & Equivalent 586.53 765.32 808.53 782.60 537.22 338.69 437.26 235.67 205.49 234.37

Financial Ratios

Consolidated /

Standalone

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Book Value (Rs.) 138.34 126.49 119.06 112.13 107.84 95.27 69.64 65.49 61.10 55.03 ROA 2.33% 1.31% 0.45% 1.29% 2.62% 2.21% 0.95% 1.83% 2.52% 3.13% ROE 12.15% 6.53% 2.58% 8.17% 15.21% 13.41% 6.40% 11.48% 15.49% 18.62% ROCE 8.90% 7.29% 7.15% 9.17% 11.48% 10.85% 9.08% 10.90% 12.30% 13.50% Fixed Asset Turnover 9.86 11.19 13.39 16.93 21.72 19.70 20.52 21.90 23.82 23.83 Receivable days 0.52 0.33 0.30 0.25 0.19 0.26 0.32 0.34 0.66 0.90 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 195.75 269.05 279.90 172.77 189.99 213.09 230.71 Cash Conversion Cycle 0.52 0.33 0.30 -195.50 -268.86 -279.64 -172.45 -189.65 -212.43 -229.82 Total Debt/Equity 4.39 3.58 3.99 5.26 4.86 3.84 5.35 4.86 4.65 4.71 Interest Cover 1.59 1.35 1.09 1.28 1.60 1.54 1.22 1.39 1.50 1.62

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Book Value (Rs.) 150.13 136.69 127.65 118.08 111.40 97.58 74.85 69.61 64.06 57.19 ROA 2.21% 1.37% 0.89% 1.34% 2.76% 2.15% 1.09% 1.91% 2.57% 3.19% ROE 11.71% 7.06% 5.36% 8.99% 17.28% 14.14% 7.92% 12.73% 16.50% 19.58% ROCE 8.82% 7.46% 7.83% 9.41% 11.90% 10.73% 9.13% 10.81% 12.18% 13.39% Fixed Asset Turnover 9.27 10.78 12.92 16.56 22.05 20.45 21.30 22.61 24.31 24.21 Receivable days 2.34 1.93 1.62 1.64 1.94 1.84 1.10 0.96 1.13 1.34 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 157.42 212.77 216.02 148.33 166.79 190.27 218.27 Cash Conversion Cycle 2.34 1.93 1.62 -155.78 -210.83 -214.18 -147.24 -165.83 -189.13 -216.93 Total Debt/Equity 4.40 3.69 4.14 5.51 5.23 4.22 5.86 5.28 4.93 4.90 Interest Cover 1.55 1.35 1.17 1.29 1.63 1.55 1.26 1.43 1.53 1.64

Top Investors:

life insurance corporation of india, lic-p & gs fund, lici funds

hdfc mutual funds - multiple accounts

hdfc life insurance company limited, hdfc life insurance co. ltd - shareholder solvency margin a/c

sbi mutual fund - multiple accounts

kotak -mahindra mutual funds - multiple accounts

icici prudential -multiple accounts

kotak funds - india midcap fund

ashish dhawan

nippon life india - multiple accounts

investor education and protection fund (iepf)

Annual Reports:

News Update:

Mahindra Finance reports 9% growth in overall disbursement during March
2nd Apr 2024, 17:15 PM

The Collection Efficiency was at 101% for March 2024
Read More
Mahindra Finance raises Rs 1009.15 crore via NCDs
14th Mar 2024, 14:30 PM

The Committee of Directors, as authorized by the Board of Directors of the Company, at their meeting held on March 14, 2024 has approved allotment of the same
Read More
Mahindra Finance reports 13% growth in overall disbursement during February
4th Mar 2024, 14:29 PM

The YTD February 2024 disbursement is estimated at around Rs 50,090 crore registering a growth of 14% Year-on-Year
Read More
Mahindra Finance raises Rs 405.62 crore via NCDs
1st Mar 2024, 16:14 PM

The Committee of Directors, as authorized by the Board of Directors of the Company, at their meeting held on March 1, 2024 has approved allotment of the same
Read More
Mahindra Finance enters into partnership with Lendingkart
26th Feb 2024, 18:03 PM

This co-lending partnership is set to provide business loans for SME sector
Read More
Mahindra Finance collaborates with IBM
12th Feb 2024, 16:08 PM

This app will enable consumers from both metros and non-metros to have 24x7 digital access to avail and manage products & solutions in a secure, streamlined, and simple manner
Read More
Mahindra Finance reports 11% growth in overall disbursement during January
3rd Feb 2024, 16:01 PM

Healthy disbursement trends during the period have led to Business Assets at around Rs 98,200 crore, growth of about 18% over March 2023 and approximately 25% over January 2023
Read More
Mahindra Finance reports 6% fall in Q3 consolidated net profit
31st Jan 2024, 16:12 PM

Total consolidated income of the company increased by 23.39% at Rs 4137.00 crore for Q3FY24
Read More
Mah & Mah Finl. Serv - Quarterly Results
30th Jan 2024, 16:45 PM

Read More
Mahindra Finance raises Rs 300 crore through NCDs
16th Jan 2024, 12:42 PM

The Committee of Directors, as authorized by the Board of Directors of the Company, at their meeting held on January 16, 2024 has approved allotment of the same
Read More

Mahindra & Mahindra Financial Services Ltd.

Finance - NBFC

BSE: 532720 | NSE: M%26MFIN

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update:

Mahindra & Mahindra Financial Services Ltd.

Finance - NBFC

BSE: 532720 | NSE: M%26MFIN

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update: