Nifty
Sensex
:
:
24219.05
77369.11
-32.95 (-0.14%)
-171.72 (-0.22%)

Finance - Housing

Rating :
62/99

BSE: 540173 | NSE: PNBHOUSING

1165.00
24-Aug-2026
  • Open
  • High
  • Low
  • Previous Close
  •  1173.1
  •  1173.1
  •  1154.2
  •  1170.30
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  505951
  •  588378270.2
  •  1207
  •  729.6

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 30,421.47
  • 13.14
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 98,280.86
  • 0.69%
  • 1.54

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 28.03%
  • 0.96%
  • 7.44%
  • FII
  • DII
  • Others
  • 16.81%
  • 40.73%
  • 6.03%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 8.10
  • 6.54
  • 6.45

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 8.28
  • 8.04
  • 4.71

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 16.09
  • 22.33
  • 14.96

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 11.37
  • 11.87
  • 13.20

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.20
  • 1.17
  • 1.40

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 10.04
  • 9.71
  • 8.77

Earnings Forecasts:

(Updated: 22-08-2026)
Description
2026
2027
2028
2029
Adj EPS
53
5
7.88
86
P/E Ratio
21.98
233.00
147.84
13.55
Revenue
11.92
10.55
8.3
3509.84
EBITDA
4070.9
4964.7
5962.2
2703.05
Net Income
2980.1
3557.3
4266.4
2237.5
ROA
2305.33
2604.67
3315
2.6
P/B Ratio
0.02
0.01
0.01
1.64
ROE
1.29
1.17
1.02
12.5
FCFF
11.37
11.54
13.02
-
FCFF Yield
-
-
-
-
Net Debt
-
-
-
57072.8
BVPS
70229.8
79586.8
97133.1
709

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 26
Jun 25
Var%
Mar 26
Mar 25
Var%
Dec 25
Dec 24
Var%
Sep 25
Sep 24
Var%
Net Sales
2,263.44
2,076.11
9.02%
2,181.53
2,021.85
7.90%
2,119.02
1,941.76
9.13%
2,127.86
1,878.68
13.26%
Expenses
191.93
144.88
32.48%
52.04
133.21
-60.93%
183.20
155.16
18.07%
87.59
142.58
-38.57%
EBITDA
2,071.51
1,931.23
7.26%
2,129.49
1,888.64
12.75%
1,935.82
1,786.60
8.35%
2,040.27
1,736.10
17.52%
EBIDTM
91.52%
93.02%
97.61%
93.41%
91.35%
92.01%
95.88%
92.41%
Other Income
1.92
5.76
-66.67%
-9.62
14.93
-
1.64
1.35
21.48%
2.74
0.98
179.59%
Interest
1,338.63
1,234.37
8.45%
1,246.08
1,178.05
5.77%
1,252.82
1,157.92
8.20%
1,266.97
1,118.50
13.27%
Depreciation
16.36
14.70
11.29%
19.18
14.31
34.03%
16.20
14.38
12.66%
16.40
13.85
18.41%
PBT
718.44
687.92
4.44%
854.61
711.21
20.16%
668.44
615.65
8.57%
759.64
604.73
25.62%
Tax
161.10
154.42
4.33%
198.81
160.83
23.61%
148.09
132.38
11.87%
178.05
135.05
31.84%
PAT
557.34
533.50
4.47%
655.80
550.38
19.15%
520.35
483.27
7.67%
581.59
469.68
23.83%
PATM
24.62%
25.70%
30.06%
27.22%
24.56%
24.89%
27.33%
25.00%
EPS
21.39
20.51
4.29%
25.17
21.17
18.89%
19.97
18.60
7.37%
22.33
18.08
23.51%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Net Sales
8,691.85
8,504.52
7,665.35
7,050.08
6,527.33
6,195.93
7,603.92
8,481.84
7,679.32
5,488.71
Net Sales Growth
9.77%
10.95%
8.73%
8.01%
5.35%
-18.52%
-10.35%
10.45%
39.91%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
8,691.85
8,504.52
7,665.35
7,050.08
6,527.33
6,195.93
7,603.92
8,481.84
7,679.32
5,488.71
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
514.76
853.43
921.82
972.22
2,343.45
999.03
1,257.12
1,737.22
750.26
693.60
Power & Fuel Cost
-
9.46
9.51
9.35
8.73
7.45
7.04
0.00
0.00
0.00
% Of Sales
-
0.11%
0.12%
0.13%
0.13%
0.12%
0.09%
0%
0%
0%
Employee Cost
-
486.70
421.47
337.34
265.96
216.61
211.29
233.06
303.88
144.14
% Of Sales
-
5.72%
5.50%
4.78%
4.07%
3.50%
2.78%
2.75%
3.96%
2.63%
Manufacturing Exp.
-
150.42
142.95
131.35
84.94
66.69
67.91
38.18
116.62
130.30
% Of Sales
-
1.77%
1.86%
1.86%
1.30%
1.08%
0.89%
0.45%
1.52%
2.37%
General & Admin Exp.
-
173.16
161.63
125.76
108.57
106.76
60.99
131.84
123.35
122.96
% Of Sales
-
2.04%
2.11%
1.78%
1.66%
1.72%
0.80%
1.55%
1.61%
2.24%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
43.15
195.77
377.77
1,883.98
608.97
916.93
1,334.14
206.41
296.20
% Of Sales
-
0.51%
2.55%
5.36%
28.86%
9.83%
12.06%
15.73%
2.69%
5.40%
EBITDA
8,177.09
7,651.09
6,743.53
6,077.86
4,183.88
5,196.90
6,346.80
6,744.62
6,929.06
4,795.11
EBITDA Margin
94.08%
89.96%
87.97%
86.21%
64.10%
83.88%
83.47%
79.52%
90.23%
87.36%
Other Income
-3.32
397.16
349.89
190.28
1,128.43
5.31
20.16
7.71
3.90
0.63
Interest
5,104.50
5,011.16
4,551.76
4,263.05
3,899.96
4,064.86
5,100.92
5,875.47
5,167.20
3,537.03
Depreciation
68.14
66.48
55.89
51.19
51.44
53.39
59.01
65.85
31.37
24.13
PBT
3,001.13
2,970.61
2,485.77
1,953.90
1,360.91
1,083.96
1,207.03
811.01
1,734.39
1,234.58
Tax
686.05
679.37
549.63
445.89
314.91
247.48
277.13
164.77
542.87
393.43
Tax Rate
22.86%
22.87%
22.11%
22.82%
23.14%
22.83%
22.96%
20.32%
31.30%
31.87%
PAT
2,315.08
2,291.24
1,936.14
1,508.01
1,046.00
836.48
929.90
646.24
1,191.52
841.15
PAT before Minority Interest
2,315.08
2,291.24
1,936.14
1,508.01
1,046.00
836.48
929.90
646.24
1,191.52
841.15
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
26.64%
26.94%
25.26%
21.39%
16.02%
13.50%
12.23%
7.62%
15.52%
15.33%
PAT Growth
13.66%
18.34%
28.39%
44.17%
25.05%
-10.05%
43.89%
-45.76%
41.65%
 
EPS
88.84
87.92
74.30
57.87
40.14
32.10
35.68
24.80
45.72
32.28

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Shareholder's Funds
19,219.13
16,863.13
14,974.44
11,013.86
9,871.63
8,923.03
7,997.77
7,543.90
6,567.34
Share Capital
260.55
259.93
259.72
168.86
168.60
168.27
168.19
167.47
166.59
Total Reserves
18,906.48
16,552.26
14,668.17
10,794.79
9,647.49
8,681.47
7,762.26
7,320.32
6,373.41
Non-Current Liabilities
48,332.51
40,706.02
33,228.72
47,109.52
45,576.54
50,714.02
60,497.96
56,391.21
39,108.82
Secured Loans
36,579.98
27,872.32
20,251.63
28,382.12
28,241.91
35,354.67
45,531.59
42,854.10
28,282.37
Unsecured Loans
11,499.05
12,023.54
12,275.33
18,851.63
17,678.13
15,513.27
15,010.86
13,219.67
10,529.04
Long Term Provisions
26.16
771.08
531.81
17.72
17.33
18.39
16.94
24.92
16.84
Current Liabilities
26,519.39
25,532.62
24,591.61
8,701.40
10,242.37
11,325.52
10,148.06
19,872.89
17,730.80
Trade Payables
14.53
17.54
19.74
30.25
16.29
17.82
86.92
127.16
119.60
Other Current Liabilities
2,785.20
3,097.88
2,076.21
2,186.77
2,825.16
2,720.27
2,866.49
3,960.31
2,206.06
Short Term Borrowings
23,119.57
22,413.75
22,489.63
6,387.63
7,041.09
8,524.50
7,192.65
15,785.08
14,965.29
Short Term Provisions
600.09
3.45
6.03
96.75
359.83
62.93
2.00
0.34
439.85
Total Liabilities
94,071.03
83,101.77
72,794.77
66,824.78
65,690.54
70,962.57
78,643.79
83,808.00
63,406.96
Net Block
273.56
238.67
206.27
145.79
149.87
180.73
250.53
102.55
75.55
Gross Block
528.94
490.03
440.42
401.05
362.83
341.34
365.30
155.80
99.13
Accumulated Depreciation
255.38
251.36
234.15
255.26
212.96
160.61
114.77
53.25
23.58
Non Current Assets
89,897.19
78,363.72
67,933.94
60,335.51
57,748.62
62,792.17
68,860.37
78,707.97
58,451.17
Capital Work in Progress
6.03
16.14
15.25
3.16
3.54
2.38
4.06
5.17
9.69
Non Current Investment
2,682.24
2,427.83
2,429.45
2,316.92
2,234.23
1,941.84
1,952.79
4,290.45
1,182.72
Long Term Loans & Adv.
0.00
760.05
702.78
17.33
17.06
16.47
18.74
18.75
16.49
Other Non Current Assets
501.48
275.20
471.44
12.00
7.45
5.49
5.68
2.61
1.35
Current Assets
4,173.84
4,738.05
4,860.83
6,489.27
7,833.09
8,033.92
9,576.86
4,968.92
4,777.09
Current Investments
96.57
953.09
1,916.56
879.37
1,248.47
102.98
122.95
270.22
1,230.23
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
46.80
49.56
51.45
12.87
42.80
44.94
44.90
38.88
0.33
Cash & Bank
3,339.21
3,600.13
2,606.93
3,796.20
5,216.09
6,968.63
8,514.39
4,034.07
2,816.98
Other Current Assets
691.26
135.27
285.89
1,397.35
1,325.73
917.37
894.62
625.75
729.55
Short Term Loans & Adv.
582.95
0.00
0.00
403.48
426.63
27.26
86.00
131.51
505.22
Net Current Assets
-22,345.55
-20,794.57
-19,730.78
-2,212.13
-2,409.28
-3,291.60
-571.20
-14,903.97
-12,953.71
Total Assets
94,071.03
83,101.77
72,794.77
66,824.78
65,581.71
70,826.09
78,437.23
83,676.89
63,228.26

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Cash From Operating Activity
-8,983.55
-8,057.33
-4,661.51
-1,865.03
6,254.26
6,611.28
8,928.50
-16,617.08
-15,663.56
PBT
2,970.61
2,485.77
1,953.90
1,360.91
1,083.96
1,207.03
811.01
1,734.39
1,234.58
Adjustment
4,832.79
4,985.75
4,757.38
4,617.63
5,033.90
5,809.89
1,272.42
13.38
290.17
Changes in Working Capital
-11,129.04
-10,656.25
-6,834.01
-3,559.31
4,900.12
5,109.37
7,189.37
-17,794.23
-16,714.37
Cash after chg. in Working capital
-3,325.64
-3,184.73
-122.73
2,419.23
11,017.98
12,126.29
9,272.80
-16,046.46
-15,189.62
Interest Paid
-5,089.77
-4,478.18
-4,181.12
-3,979.92
-4,404.01
-5,219.27
0.00
0.00
0.00
Tax Paid
-568.14
-394.42
-357.66
-304.34
-359.71
-295.74
-344.30
-570.62
-473.94
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
684.33
757.10
-1,186.08
175.78
-1,474.99
20.55
-62.53
-53.97
-49.69
Net Fixed Assets
-28.06
-50.37
-51.38
-37.56
-22.65
25.66
-208.15
-51.43
Net Investments
603.84
964.50
-1,157.24
284.00
-1,439.10
15.40
2,409.11
-2,044.28
Others
108.55
-157.03
22.54
-70.66
-13.24
-20.51
-2,263.49
2,041.74
Cash from Financing Activity
8,719.78
7,403.86
4,178.63
301.47
-6,732.22
-8,177.59
-4,385.61
17,888.06
18,464.32
Net Cash Inflow / Outflow
420.56
103.63
-1,668.96
-1,387.78
-1,952.95
-1,545.76
4,480.36
1,217.01
2,751.07
Opening Cash & Equivalents
2,062.50
1,958.87
3,627.83
5,015.61
6,968.56
8,514.32
4,033.96
2,816.95
65.88
Closing Cash & Equivalent
2,483.06
2,062.50
1,958.87
3,627.83
5,015.61
6,968.56
8,514.32
4,033.96
2,816.95

Financial Ratios

Consolidated /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Book Value (Rs.)
735.64
646.80
574.77
537.56
482.04
525.92
471.52
447.11
392.58
ROA
2.59%
2.48%
2.16%
1.58%
1.22%
1.24%
0.80%
1.62%
1.33%
ROE
12.74%
12.20%
11.65%
10.07%
8.96%
11.08%
8.38%
16.99%
12.86%
ROCE
9.41%
9.44%
9.24%
8.25%
7.85%
8.76%
8.62%
9.88%
7.91%
Fixed Asset Turnover
16.69
16.48
16.76
17.09
17.60
14.48
19.75
39.79
19.76
Receivable days
2.07
2.40
1.67
1.56
2.58
2.15
1.80
0.93
0.02
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
0.00
0.00
115.42
99.28
145.39
Cash Conversion Cycle
2.07
2.40
1.67
1.56
2.58
2.15
-113.61
-98.35
-145.37
Total Debt/Equity
3.71
3.71
3.69
4.89
5.40
6.71
8.54
9.60
8.22
Interest Cover
1.59
1.55
1.46
1.35
1.27
1.24
1.14
1.34
1.35

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.