Nifty

:

22450.35

Sensex

:

74041.25

82.35 (0.37%)
302.80 (0.41%)

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Nifty
Sensex

:
:

22450.35
74041.25

82.35 (0.37%)
302.80 (0.41%)

PNB Housing Finance Ltd.

Finance - Housing

Rating :

58/99

BSE: 540173 | NSE: PNBHOUSING

Watchlist

NSE BSE

772.10

23-Apr-2024

Open
High
Low
Previous Close

773.50
778.90
761.70
769.90

Volume
Traded Value (lacs)
52 Week High
52 Week Low

330858
2552.65
913.70
426.15

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

20,066.27
14.89
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

44,941.38
N/A
1.38

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

19.20
-3.20
-4.98

EBITDA CAGR (%)

10 Years
5 Years
3 Years

15.66
-9.60
-8.00

PAT CAGR (%)

10 Years
5 Years
3 Years

23.33
-2.57
4.00

P:E (Median)

8 Years
5 Years
3 Years

-
9.99
11.17

P:BV (Average)

8 Years
5 Years
3 Years

-
0.95
0.99

EV:EBITDA (Average)

8 Years
5 Years
3 Years

-
10.44
10.69

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Dec 23 Dec 22 Var% Sep 23 Sep 22 Var% Jun 23 Jun 22 Var% Mar 23 Mar 22 Var%
Net Sales 1,748.05 1,787.22 -2.19% 1,766.14 1,672.18 5.62% 1,698.83 1,404.34 20.97% 1,626.81 1,414.16 15.04%
Expenses 206.21 409.10 -49.59% 189.75 356.08 -46.71% 187.35 148.74 25.96% 260.85 246.56 5.80%
EBITDA 1,541.84 1,378.12 11.88% 1,576.39 1,316.10 19.78% 1,511.48 1,255.60 20.38% 1,365.96 1,167.60 16.99%
EBIDTM 88.20% 77.11% 89.26% 78.71% 88.97% 89.41% 83.97% 82.56%
Other Income 3.42 0.18 1,800.00% 1.67 -0.62 - 0.13 1.28 -89.84% 1.00 0.40 150.00%
Interest 1,086.99 996.64 9.07% 1,057.62 964.13 9.70% 1,047.82 930.48 12.61% 1,008.33 930.96 8.31%
Depreciation 13.02 12.55 3.75% 11.27 13.14 -14.23% 12.56 12.97 -3.16% 12.57 13.96 -9.96%
PBT 445.25 369.11 20.63% 509.17 338.21 50.55% 451.23 313.43 43.97% 346.06 223.08 55.13%
Tax 98.71 96.86 1.91% 124.77 75.30 65.70% 98.55 75.23 31.00% 63.15 53.12 18.88%
PAT 346.54 272.25 27.29% 384.40 262.91 46.21% 352.68 238.20 48.06% 282.91 169.96 66.46%
PATM 19.82% 15.23% 21.77% 15.72% 20.76% 16.96% 17.39% 12.02%
EPS 13.34 10.48 27.29% 14.80 10.12 46.25% 13.58 9.17 48.09% 10.89 6.54 66.51%

Description Dec 23 Dec 22 Var% Sep 23 Sep 22 Var% Jun 23 Jun 22 Var% Mar 23 Mar 22 Var%
Net Sales 1,754.75 1,796.51 -2.32% 1,777.75 1,684.41 5.54% 1,707.63 1,410.70 21.05% 1,635.71 1,425.42 14.75%
Expenses 216.03 420.70 -48.65% 203.66 365.95 -44.35% 200.91 157.60 27.48% 274.54 257.35 6.68%
EBITDA 1,538.72 1,375.81 11.84% 1,574.09 1,318.46 19.39% 1,506.72 1,253.10 20.24% 1,361.17 1,168.07 16.53%
EBIDTM 87.69% 76.58% 88.54% 78.27% 88.23% 88.83% 83.22% 81.95%
Other Income 1.25 0.01 12,400.00% 1.65 -0.98 - 0.09 1.29 -93.02% 2.01 0.41 390.24%
Interest 1,086.62 996.34 9.06% 1,057.30 963.87 9.69% 1,047.50 930.26 12.60% 1,008.05 930.69 8.31%
Depreciation 13.05 12.60 3.57% 11.33 13.18 -14.04% 12.63 13.03 -3.07% 12.63 14.01 -9.85%
PBT 440.30 366.88 20.01% 507.11 340.43 48.96% 446.68 311.10 43.58% 342.50 223.78 53.05%
Tax 101.86 97.75 4.20% 124.11 77.80 59.52% 99.36 76.14 30.50% 63.22 54.24 16.56%
PAT 338.44 269.13 25.75% 383.00 262.63 45.83% 347.32 234.96 47.82% 279.28 169.54 64.73%
PATM 19.29% 14.98% 21.54% 15.59% 20.34% 16.66% 17.07% 11.89%
EPS 13.03 13.20 -1.29% 14.75 12.90 14.34% 13.38 11.54 15.94% 13.69 8.33 64.35%

Annual Results

Standalone Figures in Rs. Crores /

Consolidated

Right to Left

Description TTM Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Net Sales 6,839.83 6,490.55 6,141.09 7,569.63 8,478.32 7,480.86 5,488.06 3,907.70 2,697.92 1,780.38 1,120.32 Net Sales Growth 8.95% 5.69% -18.87% -10.72% 13.33% 36.31% 40.44% 44.84% 51.54% 58.92% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 6,839.83 6,490.55 6,141.09 7,569.63 8,478.32 7,480.86 5,488.06 3,907.70 2,697.92 1,780.38 1,120.32 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 844.16 2,299.43 964.41 1,242.32 1,719.98 707.97 692.97 441.56 320.25 227.41 142.16 Power & Fuel Cost - 8.71 7.39 7.02 0.00 0.00 0.00 4.90 4.15 2.99 1.96 % Of Sales - 0.13% 0.12% 0.09% 0% 0% 0% 0.13% 0.15% 0.17% 0.17% Employee Cost - 214.34 180.05 176.37 195.28 211.33 142.72 101.26 75.28 67.06 40.40 % Of Sales - 3.30% 2.93% 2.33% 2.30% 2.82% 2.60% 2.59% 2.79% 3.77% 3.61% Manufacturing Exp. - 104.50 80.50 87.16 37.27 144.51 131.55 26.33 20.86 30.73 16.10 % Of Sales - 1.61% 1.31% 1.15% 0.44% 1.93% 2.40% 0.67% 0.77% 1.73% 1.44% General & Admin Exp. - 97.61 96.98 59.46 155.58 145.72 122.50 204.84 135.13 89.91 54.05 % Of Sales - 1.50% 1.58% 0.79% 1.84% 1.95% 2.23% 5.24% 5.01% 5.05% 4.82% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 1,882.98 606.88 919.33 1,331.85 206.41 296.20 109.13 88.98 39.72 0.00 % Of Sales - 29.01% 9.88% 12.14% 15.71% 2.76% 5.40% 2.79% 3.30% 2.23% 2.82% EBITDA 5,995.67 4,191.12 5,176.68 6,327.31 6,758.34 6,772.89 4,795.09 3,466.14 2,377.67 1,552.97 978.16 EBITDA Margin 87.66% 64.57% 84.30% 83.59% 79.71% 90.54% 87.37% 88.70% 88.13% 87.23% 87.31% Other Income 6.22 1,127.94 5.32 18.78 7.60 3.74 0.63 0.15 0.75 0.00 0.00 Interest 4,200.76 3,901.02 4,066.05 5,100.59 5,875.30 5,167.29 3,537.03 2,643.65 1,860.29 1,250.24 795.87 Depreciation 49.42 51.23 53.18 58.78 65.64 31.29 24.11 18.63 15.04 8.28 3.31 PBT 1,751.71 1,366.81 1,062.77 1,186.72 825.00 1,578.05 1,234.58 804.01 503.09 294.45 178.98 Tax 385.18 310.54 240.85 261.50 142.69 496.67 392.44 280.28 176.62 100.38 49.29 Tax Rate 21.99% 22.72% 22.66% 22.04% 17.30% 31.47% 31.79% 34.86% 35.11% 34.09% 27.54% PAT 1,366.53 1,056.27 821.92 925.22 682.31 1,081.38 842.14 523.73 326.47 194.07 129.70 PAT before Minority Interest 1,366.53 1,056.27 821.92 925.22 682.31 1,081.38 842.14 523.73 326.47 194.07 129.70 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 19.98% 16.27% 13.38% 12.22% 8.05% 14.46% 15.34% 13.40% 12.10% 10.90% 11.58% PAT Growth 44.86% 28.51% -11.16% 35.60% -36.90% 28.41% 60.80% 60.42% 68.22% 49.63% EPS 52.62 40.67 31.65 35.63 26.27 41.64 32.43 20.17 12.57 7.47 4.99

Description TTM Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18
Net Sales 6,875.84 6,527.33 6,195.93 7,608.63 8,482.31 7,679.32 5,488.71 Net Sales Growth 8.85% 5.35% -18.57% -10.30% 10.46% 39.91% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 6,875.84 6,527.33 6,195.93 7,608.63 8,482.31 7,679.32 5,488.71 GP Margin 100.00% 100% 100% 100% 100% 100% 100% Total Expenditure 895.14 2,343.45 999.03 1,261.83 1,737.69 750.26 693.60 Power & Fuel Cost - 8.73 7.45 7.04 0.00 0.00 0.00 % Of Sales - 0.13% 0.12% 0.09% 0% 0% 0% Employee Cost - 265.96 216.61 211.29 233.06 303.88 144.14 % Of Sales - 4.07% 3.50% 2.78% 2.75% 3.96% 2.63% Manufacturing Exp. - 84.94 66.69 67.91 38.18 116.62 130.30 % Of Sales - 1.30% 1.08% 0.89% 0.45% 1.52% 2.37% General & Admin Exp. - 108.57 106.76 60.99 131.84 123.35 122.96 % Of Sales - 1.66% 1.72% 0.80% 1.55% 1.61% 2.24% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 1,883.98 608.97 921.64 1,334.61 206.41 296.20 % Of Sales - 28.86% 9.83% 12.11% 15.73% 2.69% 5.40% EBITDA 5,980.70 4,183.88 5,196.90 6,346.80 6,744.62 6,929.06 4,795.11 EBITDA Margin 86.98% 64.10% 83.88% 83.42% 79.51% 90.23% 87.36% Other Income 5.00 1,128.43 5.31 20.16 7.71 3.90 0.63 Interest 4,199.47 3,899.96 4,064.86 5,100.92 5,875.47 5,167.20 3,537.03 Depreciation 49.64 51.44 53.39 59.01 65.85 31.37 24.13 PBT 1,736.59 1,360.91 1,083.96 1,207.03 811.01 1,734.39 1,234.58 Tax 388.55 314.91 247.48 277.13 164.77 542.87 393.43 Tax Rate 22.37% 23.14% 22.83% 22.96% 20.32% 31.30% 31.87% PAT 1,348.04 1,046.00 836.48 929.90 646.24 1,191.52 841.15 PAT before Minority Interest 1,348.04 1,046.00 836.48 929.90 646.24 1,191.52 841.15 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 19.61% 16.02% 13.50% 12.22% 7.62% 15.52% 15.33% PAT Growth 43.98% 25.05% -10.05% 43.89% -45.76% 41.65% EPS 51.91 40.28 32.21 35.81 24.88 45.88 32.39

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated

Right to Left

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Shareholder's Funds 10,952.57 9,800.54 8,867.18 7,947.16 7,435.01 6,568.35 5,577.31 2,145.90 1,578.73 934.14 Share Capital 168.86 168.60 168.27 168.19 167.47 166.59 165.64 126.92 103.85 65.69 Total Reserves 10,733.50 9,576.40 8,625.62 7,711.65 7,211.43 6,374.42 5,411.67 2,018.98 1,474.88 868.45 Non-Current Liabilities 47,109.03 45,576.42 50,715.13 60,508.68 56,263.84 38,978.79 24,477.17 16,938.41 11,455.67 8,119.49 Secured Loans 28,382.12 28,241.91 35,354.67 45,531.59 42,854.10 28,282.37 16,064.52 11,603.94 8,117.86 6,694.55 Unsecured Loans 18,851.35 17,678.12 15,514.65 15,011.60 13,219.67 10,529.04 8,019.44 5,042.28 2,987.28 1,249.84 Long Term Provisions 17.39 17.12 17.97 16.43 23.39 16.81 242.45 160.93 81.58 48.67 Current Liabilities 8,680.86 10,229.26 11,320.73 10,142.89 20,000.18 17,862.25 12,905.07 10,586.64 6,000.84 2,470.48 Trade Payables 44.47 27.14 27.80 83.54 132.16 123.66 93.56 75.24 56.66 21.61 Other Current Liabilities 2,165.71 2,805.31 2,702.84 2,864.70 4,082.60 2,334.32 4,836.06 2,991.87 2,444.34 1,961.19 Short Term Borrowings 6,387.63 7,041.09 8,524.50 7,192.65 15,785.08 14,965.29 7,947.41 7,448.41 3,447.26 452.08 Short Term Provisions 83.05 355.72 65.59 2.00 0.34 438.98 28.04 71.12 52.57 35.59 Total Liabilities 66,742.46 65,606.22 70,903.04 78,598.73 83,699.03 63,409.39 42,959.55 29,670.95 19,035.24 11,524.11 Net Block 145.33 149.46 317.13 456.26 232.86 254.09 58.40 58.11 39.58 25.82 Gross Block 399.61 361.67 477.24 570.72 286.01 277.65 104.30 85.55 52.20 30.79 Accumulated Depreciation 254.28 212.21 160.11 114.46 53.15 23.56 45.90 27.44 12.62 4.97 Non Current Assets 60,402.89 57,792.30 62,969.97 69,105.69 75,972.44 58,632.03 37,744.00 26,655.83 14,784.60 8,853.58 Capital Work in Progress 3.16 3.54 2.38 4.06 5.17 9.69 2.03 4.05 18.10 3.02 Non Current Investment 2,317.17 2,234.48 1,942.09 1,953.59 1,386.88 1,183.54 961.35 782.10 219.13 118.74 Long Term Loans & Adv. 17.33 17.06 16.46 18.73 18.75 16.49 12.66 6.13 5.22 2.81 Other Non Current Assets 10.85 6.49 4.54 4.37 1.31 0.95 265.77 181.88 120.40 62.55 Current Assets 6,339.57 7,705.09 7,933.07 9,493.04 7,726.59 4,777.36 5,215.55 3,015.12 4,250.63 2,670.53 Current Investments 870.85 1,237.54 90.83 95.28 3,071.11 1,230.18 2,318.21 840.17 1,366.85 526.74 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 0.01 39.02 15.03 5.84 26.74 0.33 0.00 0.00 0.00 0.00 Cash & Bank 3,692.57 5,114.84 6,906.50 8,512.53 4,026.08 2,816.93 151.47 248.54 293.14 138.42 Other Current Assets 1,776.14 899.10 915.45 832.85 602.66 729.92 2,745.87 1,926.41 2,590.64 2,005.36 Short Term Loans & Adv. 378.79 414.59 5.26 46.54 102.81 502.55 2,187.62 1,616.28 1,599.72 1,959.02 Net Current Assets -2,341.29 -2,524.17 -3,387.66 -649.85 -12,273.59 -13,084.89 -7,689.52 -7,571.52 -1,750.20 200.05 Total Assets 66,742.46 65,497.39 70,903.04 78,598.73 83,699.03 63,409.39 42,959.55 29,670.95 19,035.23 11,524.11

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18
Shareholder's Funds 11,013.86 9,871.63 8,923.03 7,997.77 7,543.90 6,567.34 Share Capital 168.86 168.60 168.27 168.19 167.47 166.59 Total Reserves 10,794.79 9,647.49 8,681.47 7,762.26 7,320.32 6,373.41 Non-Current Liabilities 47,109.52 45,576.54 50,714.02 60,497.96 56,391.21 39,108.82 Secured Loans 28,382.12 28,241.91 35,354.67 45,531.59 42,854.10 28,282.37 Unsecured Loans 18,851.63 17,678.13 15,513.27 15,010.86 13,219.67 10,529.04 Long Term Provisions 17.72 17.33 18.39 16.94 24.92 16.84 Current Liabilities 8,701.23 10,242.37 11,325.52 10,148.06 19,872.89 17,730.80 Trade Payables 30.25 16.29 17.82 86.92 127.16 119.60 Other Current Liabilities 2,186.77 2,825.16 2,720.27 2,866.49 3,960.31 2,206.06 Short Term Borrowings 6,387.63 7,041.09 8,524.50 7,192.65 15,785.08 14,965.29 Short Term Provisions 96.58 359.83 62.93 2.00 0.34 439.85 Total Liabilities 66,824.61 65,690.54 70,962.57 78,643.79 83,808.00 63,406.96 Net Block 145.79 149.87 317.75 457.09 233.66 254.25 Gross Block 401.05 362.83 478.40 571.86 286.91 277.83 Accumulated Depreciation 255.26 212.96 160.65 114.77 53.25 23.58 Non Current Assets 60,335.51 57,748.62 62,928.65 69,066.93 78,839.08 58,629.87 Capital Work in Progress 3.16 3.54 2.38 4.06 5.17 9.69 Non Current Investment 2,316.92 2,234.23 1,941.84 1,953.34 4,291.01 1,183.29 Long Term Loans & Adv. 17.33 17.06 16.47 18.74 18.75 16.49 Other Non Current Assets 12.00 7.45 5.49 5.68 2.61 1.35 Current Assets 6,489.10 7,833.09 8,033.92 9,576.86 4,968.92 4,777.09 Current Investments 879.37 1,248.47 102.98 122.95 270.22 1,230.23 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 12.87 42.80 44.94 44.90 38.88 0.33 Cash & Bank 3,796.20 5,216.09 6,968.63 8,514.39 4,034.07 2,816.98 Other Current Assets 1,800.66 899.10 911.88 830.39 625.75 729.55 Short Term Loans & Adv. 403.31 426.63 5.49 64.23 120.62 503.05 Net Current Assets -2,212.13 -2,409.28 -3,291.60 -571.20 -14,903.97 -12,953.71 Total Assets 66,824.61 65,581.71 70,962.57 78,643.79 83,808.00 63,406.96

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated

Right to Left

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Cash From Operating Activity -1,772.04 6,216.35 6,565.56 8,911.14 -16,625.74 -15,663.79 -12,406.47 -9,664.46 -6,790.98 -3,627.15 PBT 1,366.81 1,062.77 1,186.72 825.00 1,578.05 1,234.58 804.01 503.09 294.45 178.98 Adjustment 4,594.25 5,078.31 5,796.96 1,257.18 42.47 289.74 121.53 98.37 46.61 34.03 Changes in Working Capital -3,455.04 4,826.27 5,106.89 7,149.54 -17,748.76 -16,714.67 -13,060.08 -10,100.48 -7,039.97 -3,791.41 Cash after chg. in Working capital 2,506.02 10,967.35 12,090.57 9,231.72 -16,128.24 -15,190.35 -12,134.54 -9,499.02 -6,698.91 -3,578.39 Interest Paid -3,980.99 -4,405.19 -5,219.83 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Tax Paid -297.07 -345.81 -305.18 -320.58 -497.50 -473.44 -271.93 -165.44 -89.37 -48.76 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -2.70 0.00 Cash From Investing Activity 173.63 -1,476.23 5.33 -62.41 -53.25 -49.51 -16.88 -19.64 -37.34 -14.66 Net Fixed Assets -37.56 114.41 95.16 -283.60 -3.84 -181.01 -16.73 -19.30 -36.49 -14.12 Net Investments 284.00 -1,439.10 15.95 2,409.12 -2,044.27 865.84 -1,657.29 -36.29 -940.50 131.41 Others -72.81 -151.54 -105.78 -2,187.93 1,994.86 -734.34 1,657.14 35.95 939.65 -131.95 Cash from Financing Activity 301.47 -6,732.19 -8,176.92 -4,362.24 17,888.06 18,464.32 12,322.49 9,803.90 6,850.49 3,604.29 Net Cash Inflow / Outflow -1,296.94 -1,992.07 -1,606.03 4,486.49 1,209.07 2,751.02 -100.86 119.80 22.17 -37.53 Opening Cash & Equivalents 4,914.36 6,906.43 8,512.46 4,025.97 2,816.90 65.88 166.71 46.92 24.75 62.28 Closing Cash & Equivalent 3,617.42 4,914.36 6,906.43 8,512.46 4,025.97 2,816.90 65.85 166.72 46.92 24.75

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18
Cash From Operating Activity -1,865.03 6,254.26 6,611.28 8,928.50 -16,617.08 -15,663.56 PBT 1,360.91 1,083.96 1,207.03 811.01 1,734.39 1,234.58 Adjustment 4,617.63 5,033.90 5,809.89 1,272.42 13.38 290.17 Changes in Working Capital -3,559.31 4,900.12 5,109.37 7,189.37 -17,794.23 -16,714.37 Cash after chg. in Working capital 2,419.23 11,017.98 12,126.29 9,272.80 -16,046.46 -15,189.62 Interest Paid -3,979.92 -4,404.01 -5,219.27 0.00 0.00 0.00 Tax Paid -304.34 -359.71 -295.74 -344.30 -570.62 -473.94 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity 175.78 -1,474.99 20.55 -62.53 -53.97 -49.69 Net Fixed Assets -37.56 114.41 95.16 -283.60 -3.84 Net Investments 284.00 -1,439.10 15.95 2,409.12 -2,044.27 Others -70.66 -150.30 -90.56 -2,188.05 1,994.14 Cash from Financing Activity 301.47 -6,732.22 -8,177.59 -4,385.61 17,888.06 18,464.32 Net Cash Inflow / Outflow -1,387.78 -1,952.95 -1,545.76 4,480.36 1,217.01 2,751.07 Opening Cash & Equivalents 5,015.61 6,968.56 8,514.32 4,033.96 2,816.95 65.88 Closing Cash & Equivalent 3,627.83 5,015.61 6,968.56 8,514.32 4,033.96 2,816.95

Financial Ratios

Standalone /

Consolidated

Right to Left

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14
Book Value (Rs.) 534.56 478.55 522.61 468.51 440.61 392.64 336.71 169.07 152.03 142.20 ROA 1.60% 1.20% 1.24% 0.84% 1.47% 1.58% 1.44% 1.34% 1.27% 1.35% ROE 10.23% 8.87% 11.10% 8.94% 15.54% 13.90% 13.56% 17.53% 15.45% 16.71% ROCE 8.27% 7.83% 8.74% 8.65% 9.66% 9.41% 9.96% 10.21% 10.58% 10.60% Fixed Asset Turnover 17.05 17.50 14.44 19.79 38.87 28.74 41.17 39.17 42.91 47.79 Receivable days 1.10 1.61 0.50 0.70 0.66 0.02 0.00 0.00 0.00 0.00 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 131.39 120.06 132.12 202.94 207.46 130.66 83.22 Cash Conversion Cycle 1.10 1.61 0.50 -130.69 -119.40 -132.09 -202.94 -207.46 -130.66 -83.22 Total Debt/Equity 4.92 5.43 6.75 8.60 9.74 8.22 6.36 12.12 10.49 10.86 Interest Cover 1.35 1.26 1.23 1.14 1.31 1.35 1.30 1.27 1.24 1.22

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18
Book Value (Rs.) 537.56 482.04 525.92 471.52 447.11 392.58 ROA 1.58% 1.22% 1.24% 0.80% 1.62% 1.33% ROE 10.07% 8.96% 11.08% 8.38% 16.99% 12.86% ROCE 8.25% 7.85% 8.76% 8.62% 9.88% 7.91% Fixed Asset Turnover 17.09 17.60 14.48 19.75 39.79 19.76 Receivable days 1.56 2.58 2.15 1.80 0.93 0.02 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 115.42 99.28 145.39 Cash Conversion Cycle 1.56 2.58 2.15 -113.61 -98.35 -145.37 Total Debt/Equity 4.89 5.40 6.71 8.54 9.60 8.22 Interest Cover 1.35 1.27 1.24 1.14 1.34 1.35

Top Investors:

quality investment holdings pcc

asia opportunities v (mauritius) limited

general atlantic singapore fund fii pte ltd

pioneer investment fund

tata mutual fund- tata equity p/e fund

Annual Reports:

News Update:

PNB Housing Finance expands distribution network to 300 branches across India
8th Apr 2024, 14:30 PM

This strategic growth marks an important milestone in its journey towards providing accessible and varied housing finance solutions to customers
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Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.

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