Nifty
Sensex
:
:
11504.95
38806.51
230.75 (2.05%)
791.89 (2.08%)

Bank - Public

Rating :
41/99

BSE: 532418 | NSE: ANDHRABANK

18.65
20-Sep-2019
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  18.50
  •  19.35
  •  17.90
  •  18.30
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  1340813
  •  249.75
  •  33.65
  •  17.10

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 5,566.07
  • N/A
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 5,753.52
  • N/A
  • 0.45

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 87.81%
  • 0.52%
  • 7.33%
  • FII
  • DII
  • Others
  • 0.49%
  • 2.82%
  • 1.03%

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 11.82
  • 8.13
  • 6.64

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • 73.72
  • 17.99

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 4.92
  • 5.73
  • -

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.50
  • 0.43
  • 0.42

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.97
  • 3.05
  • 1.61

Quarterly Results

Standalone Figures in Rs. Crores /

Consolidated
Description
Jun 19
Jun 18
Var%
Mar 19
Mar 18
Var%
Dec 18
Dec 17
Var%
Sep 18
Sep 17
Var%
Interest Earned
5,034.14
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Interest Exp.
3,311.68
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Interest Income
1,722.46
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
NIM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
689.46
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Income
5,723.60
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Exp.
1,234.48
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Profit
1,177.44
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision
1,060.15
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBT
117.29
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBTM
2.33
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
TAX
83.38
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT
33.91
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PATM
0.67%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
EPS
0.13
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA
29,635.99
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA%
16.44
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA
9,056.25
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA%
5.67
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
CASA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Net Interest Income
-
6,978.60
6,568.68
5,735.50
5,484.66
4,681.64
3,838.92
3,820.82
3,783.93
3,233.21
2,195.79
Interest Earned
-
19,202.88
18,208.52
18,231.53
17,798.17
16,511.57
14,397.05
12,972.06
11,361.88
8,302.55
6,372.89
Interest Expended
-
12,224.28
11,639.84
12,496.03
12,313.51
11,829.93
10,558.13
9,151.24
7,577.95
5,069.34
4,177.10
Int. income Growth
-
6.24%
14.53%
4.57%
17.15%
21.95%
0.47%
0.97%
17.03%
47.25%
 
Other Income
-
3,088.10
3,096.94
3,087.67
2,112.74
2,276.36
2,035.85
1,570.24
1,238.98
1,150.09
964.64
Total Income
-
10,066.70
9,665.62
8,823.17
7,597.40
6,958.00
5,874.77
5,391.06
5,022.91
4,383.30
3,160.43
Total Expenditure
-
12,322.13
14,907.49
8,292.99
6,442.55
5,611.14
5,051.17
3,541.92
3,117.46
-3,195.21
-2,573.67
Employee Cost
-
2,301.46
1,906.44
2,136.51
1,767.92
1,730.91
1,420.72
1,321.10
1,176.78
1,121.35
824.14
% Of Sales
-
11.98%
10.47%
11.72%
9.93%
10.48%
9.87%
10.18%
10.36%
13.51%
12.93%
Opt. & Establishment Exp.
-
2,840.17
2,578.17
2,438.90
2,013.47
2,045.80
1,793.95
1,402.09
1,147.75
-4,740.70
-3,567.93
% Of Sales
-
14.79%
14.16%
13.38%
11.31%
12.39%
12.46%
10.81%
10.10%
-57.10%
-55.99%
Provisions
-
7,452.20
10,821.74
4,028.70
2,956.60
2,081.59
2,026.88
998.25
990.73
647.14
374.12
% Of Sales
-
38.81%
59.43%
22.10%
16.61%
12.61%
14.08%
7.70%
8.72%
7.79%
5.87%
EBITDA
-
-2,255.43
-5,241.87
530.18
1,154.85
1,346.86
823.60
1,849.14
1,905.45
7,578.51
5,734.10
EBITDA Margin
-
-32.32%
-79.80%
9.24%
21.06%
28.77%
21.45%
48.40%
50.36%
234.40%
261.14%
Depreciation
-
135.85
199.43
155.56
147.72
123.58
95.19
89.76
98.90
111.50
102.00
PBT
-
-2,391.29
-5,441.31
374.61
1,007.13
1,223.28
728.41
1,759.38
1,806.55
1,750.52
1,436.62
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-
375.81
-2,046.92
186.82
465.03
581.57
299.55
481.94
481.97
500.00
390.00
Tax Rate
-
-15.72%
37.62%
49.87%
46.17%
47.54%
41.12%
27.39%
26.68%
28.56%
27.15%
PAT
-
-2,767.10
-3,394.39
187.79
542.10
641.71
428.86
1,277.44
1,324.58
1,250.52
1,046.62
PAT before Minority Interest
-
-2,767.10
-3,394.39
187.79
542.10
641.71
428.86
1,277.44
1,324.58
1,250.52
1,046.62
Minority Interest
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
-
-27.49%
-35.12%
2.13%
7.14%
9.22%
7.30%
23.70%
26.37%
28.53%
33.12%
PAT Growth
-
0
-1907.55%
-65.36%
-15.52%
49.63%
-66.43%
-3.56%
5.92%
19.48%
 
Unadjusted EPS
-
-18.71
-38.41
3.04
8.89
11.12
7.75
22.83
23.85
25.80
21.64

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Shareholder's Funds
13,331.72
10,936.33
11,429.16
11,026.20
10,094.22
8,761.25
8,454.14
7,500.88
6,525.11
4,426.79
Share Capital
2,884.49
1,198.83
681.16
681.16
602.85
589.61
559.58
559.58
559.58
485.00
Total Reserves
10,447.24
9,737.50
10,748.00
10,345.04
9,491.38
8,171.63
7,894.56
6,941.30
5,965.53
3,941.79
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
219,852.93
208,092.92
195,475.94
174,334.48
155,051.41
141,880.33
123,796.45
105,833.12
92,143.11
77,676.13
Borrowings
10,314.59
18,312.10
8,866.90
9,722.63
15,319.32
13,192.99
11,125.78
8,245.28
7,639.74
5,852.44
Other Liabilities & Provisions
10,544.73
8,769.92
10,648.96
7,603.71
7,208.10
5,565.00
4,182.95
3,685.03
3,024.51
2,427.87
Total Liabilities
254,043.97
246,111.27
226,420.96
202,687.02
187,673.05
169,399.57
147,559.32
125,264.31
109,332.47
90,383.23
Net Block
1,564.91
1,475.68
1,495.55
1,316.52
1,234.08
406.64
317.88
313.58
311.33
337.61
Gross Block
3,905.08
3,646.61
3,493.80
3,319.36
3,093.81
1,287.12
1,124.11
1,044.48
960.49
902.91
Accumulated Depreciation
2,340.17
2,170.93
1,998.25
2,002.84
1,859.73
880.47
806.23
730.90
649.16
565.29
Total Non-Current Assets
242,882.99
234,968.99
218,982.02
197,618.40
183,104.39
164,806.61
144,177.91
122,489.98
106,776.32
88,547.93
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
7.37
9.76
47.17
63.44
43.49
43.16
4.33
2.76
22.02
18.05
Cash and balance with RBI
10,127.14
9,911.35
9,323.09
8,791.61
7,517.87
7,912.30
6,084.45
5,563.95
7,184.57
6,698.70
Balance with banks and money at call
5,420.83
6,546.51
8,856.28
577.46
457.28
2,008.62
1,021.94
3,309.69
3,389.26
4,468.96
Investments
66,914.83
67,939.81
62,389.01
56,059.39
47,873.57
46,770.98
38,376.01
30,077.02
24,433.78
20,911.10
Advances
158,847.91
149,085.88
136,870.92
130,809.98
125,978.10
107,664.91
98,373.30
83,222.98
71,435.36
56,113.51
Other Assets
11,160.99
11,142.29
7,438.95
5,068.63
4,568.67
4,592.96
3,381.41
2,774.34
2,556.15
1,835.32
Total Assets
254,043.98
246,111.28
226,420.97
202,687.03
187,673.06
169,399.57
147,559.32
125,264.32
109,332.47
90,383.25
Contingent Liabilities
203,733.03
148,855.99
111,082.78
41,750.17
55,113.15
40,639.05
28,299.21
40,834.07
36,268.02
41,734.16
Bills for collection
9,801.11
8,773.41
7,652.90
7,010.43
5,196.72
5,294.45
4,328.67
3,659.29
3,062.08
2,311.83
Adjusted Book Value
42.89
84.26
155.31
151.74
155.62
148.59
151.08
134.04
116.61
91.27

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Cash From Operating Activity
2,918.05
-11,921.56
9,571.59
7,801.29
-3,035.04
1,883.42
-883.27
-982.43
-1,145.79
5,519.98
PBT
-2,366.19
-5,412.64
393.92
1,022.08
1,225.85
745.65
1,763.88
1,815.43
1,755.98
1,439.65
Adjustment
8,449.76
11,989.82
5,078.85
4,271.20
1,042.66
805.29
368.51
377.08
389.63
341.08
Adjustments for Liabilities & Assets
-2,167.89
-18,433.84
4,566.74
3,090.64
-4,842.67
975.85
-2,052.19
-2,389.71
-2,396.40
4,202.79
Refund/(Payment) of direct taxes
-997.62
-64.90
-467.92
-582.64
-460.88
-643.37
-963.48
-785.23
-895.01
-463.54
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-83.74
-141.61
-158.81
-271.62
-237.70
-222.19
-95.15
-80.84
-72.30
-121.81
Net Fixed Assets
-252.58
-111.48
-156.51
-244.77
-1805.55
-199.40
-70.13
-61.80
-40.45
-112.12
Other Investment Activity
-4005.24
-3769.86
-3771.19
-3580.76
-3320.48
-1387.89
-1174.18
-1095.51
-1083.22
-1118.22
Cash from Financing Activity
-3,751.47
10,332.41
-600.41
-6,135.75
1,326.97
1,153.30
-636.93
-636.91
611.01
481.99
Closing Cash & Equivalent
15,547.97
16,457.86
18,179.37
9,369.06
7,975.15
9,920.92
7,106.39
8,873.64
10,573.83
11,167.66
Net Cash Inflow / Outflow
-917.15
-1,730.75
8,812.37
1,393.92
-1,945.77
2,814.53
-1,615.36
-1,700.19
-607.09
5,880.16
Opening Cash & Equivalents
16,457.86
18,179.37
9,369.06
7,975.15
9,920.92
7,106.39
8,721.74
10,573.83
11,180.91
5,287.50

Financial Ratios

Consolidated /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Book Value
42.89
84.26
155.31
151.74
155.62
148.59
151.08
134.04
116.61
91.27
NIM
2.89
2.81
2.64
2.79
2.57
2.34
2.66
3.10
3.04
2.49
Yield on Advances
12.09
12.21
13.32
13.61
13.11
13.37
13.19
13.65
11.62
11.36
Yield on Investments
7.49
7.75
8.52
7.58
8.66
7.64
7.18
7.03
6.97
7.23
Cost of Liabilities
5.31
5.14
6.12
6.69
6.94
6.81
6.78
6.64
5.08
5.00
Interest Spread
6.78
7.07
7.21
6.92
6.16
6.56
6.40
7.01
6.54
6.36
ROCE
-6.21%
-18.51%
5.74%
8.30%
9.05%
6.93%
13.37%
16.31%
18.45%
20.98%
Cost Income Ratio
49.73
44.33
50.09
47.83
52.50
53.10
48.85
44.31
45.30
42.71
Core Cost Income Ratio
50.66
47.00
55.69
49.22
57.14
57.85
50.81
45.39
46.95
47.60
Operating Costs to Assets
1.97
1.74
1.95
1.79
1.95
1.84
1.78
1.78
1.82
1.49
Loans/Deposits
0.05
0.09
0.05
0.06
0.10
0.09
0.09
0.08
0.08
0.08
Cash/Deposits
0.05
0.05
0.05
0.05
0.05
0.06
0.05
0.05
0.08
0.09
Investment/Deposits
0.30
0.33
0.32
0.32
0.31
0.33
0.31
0.28
0.27
0.27
Inc Loan/Deposits
4.69%
8.80%
4.54%
5.58%
9.88%
9.30%
8.99%
7.79%
8.29%
7.53%
Credit Deposits
72.25%
71.64%
70.02%
75.03%
81.25%
75.88%
79.46%
78.64%
77.53%
72.24%
Interest Expended / Interest earned
63.66%
63.93%
68.54%
69.18%
71.65%
73.34%
70.55%
66.70%
61.06%
65.54%
Interest income / Total funds
7.56%
7.40%
8.05%
8.78%
8.80%
8.50%
8.79%
9.07%
7.59%
7.05%
Interest Expended / Total funds
4.81%
4.73%
5.52%
6.08%
6.30%
6.23%
6.20%
6.05%
4.64%
4.62%
CASA
31.39%
31.05%
29.32%
26.08%
27.35%
24.80%
25.66%
26.41%
29.06%
29.44%

News Update:


  • Andhra Bank gets nod to amalgamate with Union Bank of India
    16th Sep 2019, 10:12 AM

    The Board of Directors of the bank at its meeting held on September 13, 2019 has approved the same

    Read More
  • Andhra Bank launches Sovereign Gold Bond Scheme
    9th Sep 2019, 11:14 AM

    The subscription will be opened at all its branches spread over the country from September 9 to 13, 2019

    Read More
  • Andhra Bank's board to consider merger with Union Bank of India, Corporation Bank
    4th Sep 2019, 09:39 AM

    The Board of Directors of the bank at its meeting to be held on September 06, 2019 to consider the same

    Read More
  • Andhra Bank turns black in Q1
    9th Aug 2019, 14:00 PM

    Total consolidated income of the Bank increased by 7.68% at Rs 5,723.60 crore for Q1FY20

    Read More
  • Andhra Bank - Quarterly Results
    2nd Aug 2019, 19:02 PM

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