Bandhan Bank, 541153, BANDHANBNK Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

29,609.63
9.93
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

46,993.87
0.82%
1.38

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

10 Years
5 Years
3 Years

-
-26.29
-14.45

EBITDA CAGR (%)

10 Years
5 Years
3 Years

-
2.38
-0.16

PAT CAGR (%)

10 Years
5 Years
3 Years

2.60
2.36

P:E (Median)

8 Years
5 Years
3 Years

-
19.02
14.88

P:BV (Average)

8 Years
5 Years
3 Years

-
2.60
2.36

EV:EBITDA (Average)

8 Years
5 Years
3 Years

-
9.55
7.80

Quarterly Results

Standalone Figures in Rs. Crores

Description Dec 23 Dec 22 Var% Sep 23 Sep 22 Var% Jun 23 Jun 22 Var% Mar 23 Mar 22 Var%
Interest Earned 4,665.43 3,807.64 22.53% 4,491.93 3,773.45 19.04% 4,522.91 4,055.39 11.53% 4,268.25 3,871.91 10.24%
Interest Exp. 2,140.07 1,727.21 23.90% 2,048.57 1,580.46 29.62% 2,032.29 1,540.94 31.89% 1,796.48 1,331.73 34.90%
Net Interest Income 2,525.36 2,080.43 21.39% 2,443.36 2,193.00 11.42% 2,490.62 2,514.46 -0.95% 2,471.77 2,540.18 -2.69%
NIM 7.20 6.50 10.77% 7.20 7.00 2.86% 7.30 8.00 -8.75% 7.30 8.70 -16.09%
Other Income 545.16 1,033.31 -47.24% 540.25 476.41 13.40% 385.12 329.75 16.79% 629.14 972.11 -35.28%
Total Income 5,210.59 4,840.94 7.64% 5,032.19 4,249.87 18.41% 4,908.03 4,385.15 11.92% 4,897.39 4,844.02 1.10%
Operating Exp. 1,415.21 1,191.56 18.77% 1,400.22 1,116.52 25.41% 1,313.44 1,023.57 28.32% 1,305.26 990.90 31.72%
Operating Profit 1,655.31 1,922.17 -13.88% 1,583.40 1,552.89 1.96% 1,562.30 1,820.63 -14.19% 1,795.65 2,521.39 -28.78%
Provision 684.01 1,541.50 -55.63% 636.15 1,279.67 -50.29% 602.09 642.43 -6.28% 734.77 4.72 15,467.16%
PBT 971.30 380.68 155.15% 947.25 273.23 246.69% 960.21 1,178.20 -18.50% 1,060.88 2,516.67 -57.85%
PBTM 20.82 10.00 108.20% 21.09 7.24 191.30% 21.23 29.05 -26.92% 24.86 65.00 -61.75%
TAX 238.58 90.11 164.77% 226.08 63.95 253.53% 239.16 291.70 -18.01% 252.59 614.33 -58.88%
PAT 732.72 290.57 152.17% 721.17 209.27 244.61% 721.05 886.50 -18.66% 808.29 1,902.34 -57.51%
PATM 15.71% 7.63% 16.05% 5.55% 15.94% 21.86% 18.94% 49.13%
EPS 4.55 1.80 152.78% 4.48 1.30 244.62% 4.48 5.50 -18.55% 5.02 11.81 -57.49%
Gross NPA 8,135.54 6,964.76 16.81% 7,873.83 6,853.85 14.88% 6,960.40 6,967.55 -0.10% 5,298.63 6,380.00 -16.95%
Gross NPA% 7.02 7.15 -1.82% 7.32 7.19 1.81% 6.76 7.25 -6.76% 4.87 6.46 -24.61%
Net NPA 2,439.57 1,711.30 42.56% 2,365.19 1,678.16 40.94% 2,140.71 1,749.07 22.39% 1,228.27 1,564.23 -21.48%
Net NPA% 2.21 1.86 18.82% 2.32 1.86 24.73% 2.18 1.92 13.54% 1.17 1.66 -29.52%
CASA 36.10 36.40 -0.82% 38.50 40.80 -5.64% 36.00 43.20 -16.67% 39.30 41.60 -5.53%

Description Dec 23 Dec 22 Var% Sep 23 Sep 22 Var% Jun 23 Jun 22 Var% Mar 23 Mar 22 Var%
Interest Earned 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest Exp. 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net Interest Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
NIM 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Total Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Operating Exp. 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Operating Profit 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Provision 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBTM 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
TAX 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PAT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Gross NPA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Gross NPA% 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net NPA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net NPA% 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
CASA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0

Annual Results

Standalone Figures in Rs. Crores

Description TTM Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Net Interest Income 9,931.11 9,259.62 8,714.47 7,563.35 6,323.91 4,495.42 3,032.24 2,403.50 932.83 0.00 Interest Earned 17,948.52 15,904.70 13,871.57 12,524.21 10,885.49 6,643.37 4,802.30 3,908.71 1,581.36 0.00 Interest Expended 8,017.41 6,645.08 5,157.10 4,960.86 4,561.58 2,147.95 1,770.06 1,505.21 648.53 0.00 Int. income Growth 6.47% 6.26% 15.22% 19.60% 40.67% 48.25% 26.16% 157.66% 0 Other Income 2,099.67 2,468.55 2,822.50 2,022.25 1,549.20 1,063.05 706.18 411.41 149.89 7.95 Total Income 20,048.20 11,728.17 11,536.97 9,585.60 7,873.11 5,558.47 3,738.42 2,814.91 1,082.72 7.95 Total Expenditure 5,434.13 8,692.54 11,298.30 6,533.89 3,739.43 2,467.25 1,596.60 1,043.59 633.45 7.38 Employee Cost - 2,715.07 2,134.88 1,664.63 1,367.04 1,008.69 687.98 545.57 325.07 1.42 % Of Sales - 17.07% 15.39% 13.29% 12.56% 15.18% 14.33% 13.96% 20.56% 0 Opt. & Establishment Exp. - 2,064.40 1,498.72 1,255.31 1,139.76 879.77 706.25 543.29 326.62 4.23 % Of Sales - 12.98% 10.80% 10.02% 10.47% 13.24% 14.71% 13.90% 20.65% 0 Provisions - 4,198.37 7,884.78 3,820.07 1,393.15 735.13 374.21 88.43 53.30 1.73 % Of Sales - 26.40% 56.84% 30.50% 12.80% 11.07% 7.79% 2.26% 3.37% 0 EBITDA 6,596.65 3,035.63 238.67 3,051.71 4,133.68 3,091.22 2,141.82 1,771.32 449.27 -7.38 EBITDA Margin 69.72% 32.78% 2.74% 40.35% 65.37% 68.76% 70.63% 73.70% 48.16% 0 Depreciation 0.00 142.65 110.04 103.06 80.26 78.17 85.92 66.85 35.77 0.00 PBT 3,939.64 2,892.98 128.62 2,948.66 4,053.42 3,013.05 2,055.90 1,704.47 413.51 0.58 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Provision for Tax 956.41 698.34 2.83 743.20 1,029.68 1,061.55 710.34 592.52 138.26 0.00 Tax Rate 24.28% 24.14% 2.20% 25.20% 25.40% 35.23% 34.55% 34.76% 33.44% 0.00% PAT 2,983.23 2,194.64 125.79 2,205.46 3,023.74 1,951.50 1,345.56 1,111.95 275.25 0.58 PAT before Minority Interest 2,983.23 2,194.64 125.79 2,205.46 3,023.74 1,951.50 1,345.56 1,111.95 275.25 0.58 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 24.80% 18.71% 1.09% 23.01% 38.41% 35.11% 35.99% 39.50% 25.42% 7.30% PAT Growth -9.29% 1644.69% -94.30% -27.06% 54.94% 45.03% 21.01% 303.98% 47356.90% EPS 18.52 13.62 0.78 13.69 18.77 12.11 8.35 6.90 1.71 0.00

Results Balance Sheet

Standalone Figures in Rs. Crores

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Shareholder's Funds 19,584.15 17,381.15 17,408.18 15,195.46 11,201.75 9,381.95 4,446.46 Share Capital 1,610.84 1,610.77 1,610.60 1,610.25 1,193.08 1,192.80 1,095.14 Total Reserves 17,961.37 15,765.15 15,797.58 13,585.21 10,008.66 8,189.14 3,351.31 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deposits 108,069.31 96,330.61 77,972.22 57,081.50 43,231.62 33,869.00 23,228.66 Borrowings 24,710.82 19,921.23 16,960.36 16,379.18 521.35 285.00 1,028.94 Other Liabilities & Provisions 3,405.68 5,362.18 2,675.41 3,061.66 1,486.99 774.11 1,532.04 Total Liabilities 155,769.96 138,995.17 115,016.17 91,717.80 56,441.71 44,310.06 30,236.10 Net Block 508.92 414.58 431.96 347.27 222.23 238.13 251.79 Gross Block 1,162.54 955.29 875.02 709.03 488.76 426.57 354.34 Accumulated Depreciation 653.63 540.71 443.06 361.77 266.53 188.44 102.56 Total Non-Current Assets 146,226.98 132,962.87 113,483.30 90,703.40 55,814.72 43,833.70 29,972.36 Lease Adjustment A/c 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Capital Work in Progress 345.68 173.30 54.75 21.50 108.97 0.00 0.00 Cash and balance with RBI 7,326.58 4,942.56 3,335.39 6,344.91 3,879.15 2,837.07 6,012.07 Balance with banks and money at call 923.14 4,378.79 2,892.93 2,008.00 1,923.50 2,673.52 1,352.93 Investments 32,365.89 29,078.71 25,155.39 15,351.77 10,037.48 8,371.94 5,516.49 Advances 104,756.77 93,974.93 81,612.88 66,629.95 39,643.39 29,713.04 16,839.08 Other Assets 9,542.99 6,032.30 1,532.88 1,014.41 626.98 476.37 263.74 Total Assets 155,769.97 138,995.17 115,016.18 91,717.81 56,441.70 44,310.07 30,236.10 Contingent Liabilities 8,277.44 12,405.53 1,341.91 466.58 120.94 76.24 23.63 Bills for collection 0.00 0.00 0.00 0.00 0.17 0.00 0.00 Adjusted Book Value 121.50 107.87 108.09 94.37 93.89 78.65 40.60

Cash Flow

Standalone Figures in Rs. Crores

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Cash From Operating Activity -4,244.62 902.19 -909.18 6,583.01 2,695.40 -2,598.80 8,885.19 PBT 2,892.98 128.62 2,948.65 4,053.42 3,013.05 2,055.90 1,704.47 Adjustment 3,778.42 6,799.21 2,969.73 874.74 482.74 460.14 155.57 Adjustments for Liabilities & Assets -10,198.69 -5,336.13 -5,738.70 2,786.22 296.16 -4,305.20 7,606.62 Refund/(Payment) of direct taxes -717.33 -689.52 -1,088.87 -1,131.37 -1,096.56 -809.63 -581.47 Other Direct Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -1,617.94 -611.83 -1,803.87 -5,311.54 -2,373.19 -2,236.60 -2,670.90 Net Fixed Assets -379.63 -198.82 -199.24 -132.80 -171.16 -72.23 Other Investment Activity -2120.05 -2932.46 -6241.31 -3103.72 -2834.33 -3097.47 Cash from Financing Activity 4,791.25 2,802.80 588.45 154.20 104.65 2,846.00 -2,022.71 Closing Cash & Equivalent 8,247.50 9,318.80 6,227.81 8,352.41 5,802.18 5,375.33 7,364.73 Net Cash Inflow / Outflow -1,071.30 3,093.16 -2,124.61 1,425.67 426.86 -1,989.41 4,191.59 Opening Cash & Equivalents 9,318.80 6,225.64 8,352.41 5,802.18 5,375.33 7,364.73 3,173.15

Financial Ratios

Standalone

Description Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value 121.50 107.87 108.09 94.37 93.89 78.65 40.60 30.45 NIM 6.37 6.58 6.69 7.00 8.10 6.96 8.09 4.82 Yield on Advances 15.18 14.76 15.35 16.34 16.76 16.16 23.21 12.71 Yield on Investments 6.06 5.88 5.89 6.16 6.50 6.41 8.15 3.54 Cost of Liabilities 5.00 4.44 5.23 6.21 4.91 5.18 6.21 4.28 Interest Spread 10.18 10.32 10.12 10.13 11.85 10.98 17.01 8.43 ROCE 10.01% 2.70% 11.97% 24.62% 28.65% 28.32% 32.35% 26.34% Cost Income Ratio 39.54 30.54 29.39 30.82 32.57 35.00 36.31 56.89 Core Cost Income Ratio 39.18 31.29 30.08 31.27 32.79 35.44 36.59 56.99 Operating Costs to Assets 2.98 2.54 2.45 2.65 3.21 2.95 3.38 3.12 Loans/Deposits 0.23 0.21 0.22 0.29 0.01 0.01 0.04 0.25 Cash/Deposits 0.07 0.05 0.04 0.11 0.09 0.08 0.26 0.07 Investment/Deposits 0.30 0.30 0.32 0.27 0.23 0.25 0.24 0.31 Inc Loan/Deposits 22.87% 20.68% 21.75% 28.69% 1.21% 0.84% 4.43% 25.24% Credit Deposits 96.93% 97.55% 104.67% 116.73% 91.70% 87.73% 72.49% 102.89% Interest Expended / Interest earned 41.78% 37.18% 39.61% 41.91% 32.33% 36.86% 38.51% 41.01% Interest income / Total funds 10.21% 9.98% 10.89% 11.87% 11.77% 10.84% 12.93% 8.00% Interest Expended / Total funds 4.27% 3.71% 4.31% 4.97% 3.81% 3.99% 4.98% 3.28% CASA 39.29% 41.61% 43.38% 36.84% 40.75% 34.32% 29.43% 21.55%

Top Investors:

caladium investment pte. ltd.

life insurance corporation of india

caladium investment pte ltd

tata large and mid-cap fund

mfs emerging markets equity fund

aditya birla sun life trustee private limited a/c

investor education and protection fund (iepf)

Annual Reports:

News Update:

Bandhan Bank logs growth of 18% in loans and advances during Q4
5th Apr 2024, 10:30 AM

CASA deposits stood at Rs 50,151 crore (provisional) as of March 31, 2024, posting a 18.1% rise in year-on-year terms against Rs 42,455 crore as of March 31, 2023
Read More
RBI imposes penalty of Rs 29.55 lakh on Bandhan Bank
14th Mar 2024, 15:00 PM

The above enforcement action is based on deficiencies in regulatory compliance
Read More
Bandhan Bank - Quarterly Results
9th Feb 2024, 15:33 PM

Read More

Bandhan Bank Ltd.

Bank - Private

BSE: 541153 | NSE: BANDHANBNK

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update:

Bandhan Bank Ltd.

Bank - Private

BSE: 541153 | NSE: BANDHANBNK

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update: