Bandhan Bank, 541153, BANDHANBNK Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

26,073.57
12.70
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

29,734.62
0.93%
1.05

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

10 Years
5 Years
3 Years

9.56
-6.65
9.12

EBITDA CAGR (%)

10 Years
5 Years
3 Years

25.86
4.48
7.75

PAT CAGR (%)

10 Years
5 Years
3 Years

2.18
1.59

P:E (Median)

8 Years
5 Years
3 Years

-
13.67
11.62

P:BV (Average)

8 Years
5 Years
3 Years

-
2.18
1.59

EV:EBITDA (Average)

8 Years
5 Years
3 Years

-
7.29
6.12

Quarterly Results

Standalone Figures in Rs. Crores

Description Jun 25 Jun 24 Var% Mar 25 Mar 24 Var% Dec 24 Dec 23 Var% Sep 24 Sep 23 Var%
Interest Earned 5,475.61 5,535.82 -1.09% 5,433.86 5,189.34 4.71% 5,478.73 4,665.43 17.43% 5,499.82 4,491.93 22.44%
Interest Exp. 2,718.37 2,549.17 6.64% 2,677.97 2,329.84 14.94% 2,648.45 2,140.07 23.76% 2,551.55 2,048.57 24.55%
Net Interest Income 2,757.24 2,986.65 -7.68% 2,755.90 2,859.50 -3.62% 2,830.28 2,525.36 12.07% 2,948.26 2,443.36 20.66%
NIM 6.40 7.60 -15.79% 6.70 7.60 -11.84% 6.90 7.20 -4.17% 7.40 7.20 2.78%
Other Income 725.88 545.91 32.97% 699.62 700.88 -0.18% 1,095.85 545.16 101.01% 594.72 540.25 10.08%
Total Income 6,201.49 6,081.73 1.97% 6,133.48 5,890.23 4.13% 6,574.58 5,210.59 26.18% 6,094.53 5,032.19 21.11%
Operating Exp. 1,814.72 1,591.67 14.01% 1,884.17 1,721.91 9.42% 1,904.77 1,415.21 34.59% 1,687.88 1,400.22 20.54%
Operating Profit 1,668.40 1,940.89 -14.04% 1,571.34 1,838.48 -14.53% 2,021.36 1,655.31 22.11% 1,855.10 1,583.40 17.16%
Provision 1,146.90 523.00 119.29% 1,260.16 1,774.33 -28.98% 1,376.01 684.01 101.17% 606.24 636.15 -4.70%
PBT 521.49 1,417.89 -63.22% 311.18 64.15 385.08% 645.35 971.30 -33.56% 1,248.86 947.25 31.84%
PBTM 9.52 25.61 -62.83% 5.73 1.24 362.10% 11.78 20.82 -43.42% 22.71 21.09 7.68%
TAX 149.53 354.43 -57.81% -6.72 9.53 - 218.86 238.58 -8.27% 311.41 226.08 37.74%
PAT 371.96 1,063.46 -65.02% 317.90 54.63 481.91% 426.49 732.72 -41.79% 937.45 721.17 29.99%
PATM 6.79% 19.21% 5.85% 1.05% 7.78% 15.71% 17.05% 16.05%
EPS 2.31 6.60 -65.00% 1.97 0.34 479.41% 2.65 4.55 -41.76% 5.82 4.48 29.91%
Gross NPA 6,622.64 5,304.36 24.85% 6,435.56 4,784.88 34.50% 6,178.50 8,135.54 -24.06% 6,105.30 7,873.83 -22.46%
Gross NPA% 4.96 4.23 17.26% 4.71 3.84 22.66% 4.68 7.02 -33.33% 4.68 7.32 -36.07%
Net NPA 1,744.15 1,396.43 24.90% 1,692.85 1,347.61 25.62% 1,636.70 2,439.57 -32.91% 1,620.20 2,365.19 -31.50%
Net NPA% 1.36 1.15 18.26% 1.28 1.11 15.32% 1.28 2.21 -42.08% 1.29 2.32 -44.40%
CASA 27.10 33.40 -18.86% 31.40 37.10 -15.36% 32.00 36.10 -11.36% 33.20 38.50 -13.77%

Description Mar 25 Mar 24 Var% Dec 24 Dec 23 Var% Sep 24 Sep 23 Var% Jun 24 Jun 23 Var%
Interest Earned 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest Exp. 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net Interest Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
NIM 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Total Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Operating Exp. 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Operating Profit 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Provision 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBTM 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
TAX 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PAT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Gross NPA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Gross NPA% 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net NPA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net NPA% 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
CASA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0

Annual Results

Standalone Figures in Rs. Crores

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Net Interest Income 11,291.68 11,490.58 10,318.84 9,259.62 8,714.47 7,563.35 6,323.91 4,495.42 3,032.24 2,403.50 932.83 Interest Earned 21,888.02 21,948.23 18,869.62 15,904.70 13,871.57 12,524.21 10,885.49 6,643.37 4,802.30 3,908.71 1,581.36 Interest Expended 10,596.34 10,457.65 8,550.78 6,645.08 5,157.10 4,960.86 4,561.58 2,147.95 1,770.06 1,505.21 648.53 Int. income Growth 4.41% 11.36% 11.44% 6.26% 15.22% 19.60% 40.67% 48.25% 26.16% 157.66% Other Income 3,116.07 2,966.60 2,171.42 2,468.55 2,822.50 2,022.25 1,549.20 1,063.05 706.18 411.41 149.89 Total Income 25,004.08 14,457.18 12,490.26 11,728.17 11,536.97 9,585.60 7,873.11 5,558.47 3,738.42 2,814.91 1,082.72 Total Expenditure 7,291.54 10,554.70 9,309.77 8,692.54 11,298.30 6,533.89 3,739.43 2,467.25 1,596.60 1,043.59 633.45 Employee Cost - 4,360.98 3,542.92 2,715.07 2,134.88 1,664.63 1,367.04 1,008.69 687.98 545.57 325.07 % Of Sales - 19.87% 18.78% 17.07% 15.39% 13.29% 12.56% 15.18% 14.33% 13.96% 20.56% Opt. & Establishment Exp. - 2,986.71 2,545.44 2,064.40 1,498.72 1,255.31 1,139.76 879.77 706.25 543.29 326.62 % Of Sales - 13.61% 13.49% 12.98% 10.80% 10.02% 10.47% 13.24% 14.71% 13.90% 20.65% Provisions - 3,765.41 3,696.57 4,198.37 7,884.78 3,820.07 1,393.15 735.13 374.21 88.43 53.30 % Of Sales - 17.16% 19.59% 26.40% 56.84% 30.50% 12.80% 11.07% 7.79% 2.26% 3.37% EBITDA 7,116.21 3,902.48 3,180.49 3,035.63 238.67 3,051.71 4,133.68 3,091.22 2,141.82 1,771.32 449.27 EBITDA Margin 66.69% 33.96% 30.82% 32.78% 2.74% 40.35% 65.37% 68.76% 70.63% 73.70% 48.16% Depreciation 0.00 279.20 237.58 142.65 110.04 103.06 80.26 78.17 85.92 66.85 35.77 PBT 2,726.88 3,623.28 2,942.91 2,892.98 128.62 2,948.66 4,053.42 3,013.05 2,055.90 1,704.47 413.51 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Provision for Tax 673.08 877.98 713.35 698.34 2.83 743.20 1,029.68 1,061.55 710.34 592.52 138.26 Tax Rate 24.68% 24.23% 24.24% 24.14% 2.20% 25.20% 25.40% 35.23% 34.55% 34.76% 33.44% PAT 2,053.80 2,745.30 2,229.56 2,194.64 125.79 2,205.46 3,023.74 1,951.50 1,345.56 1,111.95 275.25 PAT before Minority Interest 2,053.80 2,745.30 2,229.56 2,194.64 125.79 2,205.46 3,023.74 1,951.50 1,345.56 1,111.95 275.25 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 14.25% 18.99% 17.85% 18.71% 1.09% 23.01% 38.41% 35.11% 35.99% 39.50% 25.42% PAT Growth -20.15% 23.13% 1.59% 1644.69% -94.30% -27.06% 54.94% 45.03% 21.01% 303.98% EPS 12.75 17.04 13.84 13.62 0.78 13.69 18.77 12.11 8.35 6.90 1.71

Results Balance Sheet

Standalone Figures in Rs. Crores

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Shareholder's Funds 24,605.01 21,609.64 19,584.15 17,381.15 17,408.18 15,195.46 11,201.75 9,381.95 4,446.46 Share Capital 1,610.97 1,610.97 1,610.84 1,610.77 1,610.60 1,610.25 1,193.08 1,192.80 1,095.14 Total Reserves 22,748.13 19,954.48 17,961.37 15,765.15 15,797.58 13,585.21 10,008.66 8,189.14 3,351.31 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deposits 1,51,212.50 1,35,201.99 1,08,064.69 96,330.61 77,972.22 57,081.50 43,231.62 33,869.00 23,228.66 Borrowings 11,138.49 16,371.52 24,710.82 19,921.23 16,960.36 16,379.18 521.35 285.00 1,028.94 Other Liabilities & Provisions 4,520.29 4,658.51 3,677.43 5,362.18 2,675.41 3,061.66 1,486.99 774.11 1,532.04 Total Liabilities 1,91,476.29 1,77,841.66 1,56,037.09 1,38,995.17 1,15,016.17 91,717.80 56,441.71 44,310.06 30,236.10 Net Block 855.17 959.07 508.92 414.58 431.96 347.27 222.23 238.13 251.79 Gross Block 2,017.01 1,846.31 1,162.54 955.29 875.02 709.03 488.76 426.57 354.34 Accumulated Depreciation 1,161.83 887.23 653.63 540.71 443.06 361.77 266.53 188.44 102.56 Total Non-Current Assets 1,83,449.37 1,67,768.31 1,46,226.98 1,32,962.87 1,13,483.30 90,703.40 55,814.72 43,833.70 29,972.36 Lease Adjustment A/c 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Capital Work in Progress 325.21 214.36 345.68 173.30 54.75 21.50 108.97 0.00 0.00 Cash and balance with RBI 7,477.45 15,392.68 7,326.58 4,942.56 3,335.39 6,344.91 3,879.15 2,837.07 6,012.07 Balance with banks and money at call 2,091.94 777.84 923.14 4,378.79 2,892.93 2,008.00 1,923.50 2,673.52 1,352.93 Investments 40,712.28 29,287.58 32,365.89 29,078.71 25,155.39 15,351.77 10,037.48 8,371.94 5,516.49 Advances 1,31,987.32 1,21,136.78 1,04,756.77 93,974.93 81,612.88 66,629.95 39,643.39 29,713.04 16,839.08 Other Assets 8,026.92 10,073.34 9,810.12 6,032.30 1,532.88 1,014.41 626.98 476.37 263.74 Total Assets 1,91,476.29 1,77,841.65 1,56,037.10 1,38,995.17 1,15,016.18 91,717.81 56,441.70 44,310.07 30,236.10 Contingent Liabilities 16,769.16 9,214.44 8,277.46 12,405.53 1,341.91 466.58 120.94 76.24 23.63 Bills for collection 0.47 0.00 0.00 0.00 0.00 0.00 0.17 0.00 0.00 Adjusted Book Value 151.21 133.87 121.50 107.87 108.09 94.37 93.89 78.65 40.60

Cash Flow

Standalone Figures in Rs. Crores

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Cash From Operating Activity 2,752.33 14,808.42 -4,244.62 902.19 -909.18 6,583.01 2,695.40 -2,598.80 8,885.19 PBT 3,623.28 2,942.91 2,892.98 128.62 2,948.65 4,053.42 3,013.05 2,055.90 1,704.47 Adjustment 2,414.55 2,280.16 3,778.42 6,799.21 2,969.73 874.74 482.74 460.14 155.57 Adjustments for Liabilities & Assets -2,774.00 10,714.44 -10,198.69 -5,336.13 -5,738.70 2,786.22 296.16 -4,305.20 7,606.62 Refund/(Payment) of direct taxes -511.49 -1,129.09 -717.33 -689.52 -1,088.87 -1,131.37 -1,096.56 -809.63 -581.47 Other Direct Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -3,878.72 1,690.98 -1,617.94 -611.83 -1,803.87 -5,311.54 -2,373.19 -2,236.60 -2,670.90 Net Fixed Assets -281.55 -552.45 -379.63 -198.82 -199.24 -132.80 -171.16 -72.23 Other Investment Activity -651.24 -3678.61 -2120.05 -2932.46 -6241.31 -3103.72 -2834.33 -3097.47 Cash from Financing Activity -5,474.65 -8,578.53 4,791.25 2,802.80 588.45 154.20 104.65 2,846.00 -2,022.71 Closing Cash & Equivalent 9,567.32 16,168.36 8,247.50 9,318.80 6,227.81 8,352.41 5,802.18 5,375.33 7,364.73 Net Cash Inflow / Outflow -6,601.04 7,920.87 -1,071.30 3,093.16 -2,124.61 1,425.67 426.86 -1,989.41 4,191.59 Opening Cash & Equivalents 16,168.36 8,247.50 9,318.80 6,225.64 8,352.41 5,802.18 5,375.33 7,364.73 3,173.15

Financial Ratios

Standalone

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value 151.21 133.87 121.50 107.87 108.09 94.37 93.89 78.65 40.60 30.45 NIM 6.30 6.19 6.37 6.58 6.69 7.00 8.10 6.96 8.09 4.82 Yield on Advances 16.63 15.58 15.18 14.76 15.35 16.34 16.76 16.16 23.21 12.71 Yield on Investments 5.69 7.34 6.06 5.88 5.89 6.16 6.50 6.41 8.15 3.54 Cost of Liabilities 6.44 5.64 5.00 4.44 5.23 6.21 4.91 5.18 6.21 4.28 Interest Spread 10.19 9.94 10.18 10.32 10.12 10.13 11.85 10.98 17.01 8.43 ROCE 12.34% 10.31% 10.01% 2.70% 11.97% 24.62% 28.65% 28.32% 32.35% 26.34% Cost Income Ratio 48.89 46.84 39.54 30.54 29.39 30.82 32.57 35.00 36.31 56.89 Core Cost Income Ratio 50.36 48.43 39.18 31.29 30.08 31.27 32.79 35.44 36.59 56.99 Operating Costs to Assets 3.69 3.29 2.97 2.54 2.45 2.65 3.21 2.95 3.38 3.12 Loans/Deposits 0.07 0.12 0.23 0.21 0.22 0.29 0.01 0.01 0.04 0.25 Cash/Deposits 0.05 0.11 0.07 0.05 0.04 0.11 0.09 0.08 0.26 0.07 Investment/Deposits 0.27 0.22 0.30 0.30 0.32 0.27 0.23 0.25 0.24 0.31 Inc Loan/Deposits 7.37% 12.11% 22.87% 20.68% 21.75% 28.69% 1.21% 0.84% 4.43% 25.24% Credit Deposits 87.29% 89.60% 96.94% 97.55% 104.67% 116.73% 91.70% 87.73% 72.49% 102.89% Interest Expended / Interest earned 47.65% 45.31% 41.78% 37.18% 39.61% 41.91% 32.33% 36.86% 38.51% 41.01% Interest income / Total funds 11.46% 10.61% 10.19% 9.98% 10.89% 11.87% 11.77% 10.84% 12.93% 8.00% Interest Expended / Total funds 5.46% 4.81% 4.26% 3.71% 4.31% 4.97% 3.81% 3.99% 4.98% 3.28% CASA 31.37% 37.09% 39.28% 41.61% 43.38% 36.84% 40.75% 34.32% 29.43% 21.55%

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Annual Reports:

News Update:

RBI imposes penalty of Rs 44.7 lakh on Bandhan Bank
1st Sep 2025, 11:59 AM

A statutory inspection for supervisory evaluation of the bank was conducted with reference to its financial position as on March 31, 2024
Read More
Bandhan Bank - Quarterly Results
18th Jul 2025, 15:37 PM

Read More
Bandhan Bank logs growth of 6% in loans and advances during Q1FY26
4th Jul 2025, 12:20 PM

Total deposits grew 16.1% to Rs 1,54,664 crore (provisional) as of June 30, 2025
Read More
Bandhan Bank opens 18 new branches across four states
24th Jun 2025, 12:10 PM

Of the 18, seven new branches were in Jharkhand, five in Andhra Pradesh and three each in Bihar and Odisha
Read More

Bandhan Bank Ltd.

Bank - Private

BSE: 541153 | NSE: BANDHANBNK

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update:

Bandhan Bank Ltd.

Bank - Private

BSE: 541153 | NSE: BANDHANBNK

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update: