Bandhan Bank, 541153, BANDHANBNK Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

28,379.73
20.97
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

29,555.85
0.85%
1.10

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

10 Years
5 Years
3 Years

-
-17.98
-

EBITDA CAGR (%)

10 Years
5 Years
3 Years

0.96
57.61
-18.13

PAT CAGR (%)

10 Years
5 Years
3 Years

1.78
1.30

P:E (Median)

8 Years
5 Years
3 Years

18.71
13.19
13.47

P:BV (Average)

8 Years
5 Years
3 Years

2.09
1.78
1.30

EV:EBITDA (Average)

8 Years
5 Years
3 Years

9.10
6.33
5.47

Quarterly Results

Standalone Figures in Rs. Crores

Description Jun 26 Jun 25 Var% Mar 26 Mar 25 Var% Dec 25 Dec 24 Var% Sep 25 Sep 24 Var%
Interest Earned 5,630.55 5,475.61 2.83% 5,428.43 5,433.86 -0.10% 5,431.24 5,478.73 -0.87% 5,353.83 5,499.82 -2.65%
Interest Exp. 2,709.97 2,718.37 -0.31% 2,632.84 2,677.97 -1.69% 2,742.94 2,664.43 2.95% 2,765.27 2,566.08 7.76%
Net Interest Income 2,920.59 2,757.24 5.92% 2,795.59 2,755.90 1.44% 2,688.30 2,814.30 -4.48% 2,588.56 2,933.73 -11.77%
NIM 6.20 6.40 -3.12% 6.20 6.70 -7.46% 5.90 6.90 -14.49% 5.80 7.40 -21.62%
Other Income 603.83 725.88 -16.81% 770.69 699.62 10.16% 691.01 1,111.83 -37.85% 546.44 609.24 -10.31%
Total Income 6,234.38 6,201.49 0.53% 6,199.13 6,133.48 1.07% 6,122.25 6,590.56 -7.11% 5,900.27 6,109.06 -3.42%
Operating Exp. 2,166.31 1,814.72 19.37% 2,125.13 1,884.17 12.79% 1,934.30 1,904.77 1.55% 1,824.64 1,687.88 8.10%
Operating Profit 1,358.10 1,668.40 -18.60% 1,441.16 1,571.34 -8.28% 1,445.00 2,021.36 -28.51% 1,310.36 1,855.10 -29.36%
Provision 682.59 1,146.90 -40.48% 677.01 1,260.16 -46.28% 1,154.63 1,376.01 -16.09% 1,152.56 606.24 90.12%
PBT 675.52 521.49 29.54% 764.15 311.18 145.57% 290.38 645.35 -55.00% 157.79 1,248.86 -87.37%
PBTM 12.00 9.52 26.05% 14.08 5.73 145.72% 5.35 11.78 -54.58% 2.95 22.71 -87.01%
TAX 173.85 149.53 16.26% 230.01 -6.72 - 84.79 218.86 -61.26% 45.92 311.41 -85.25%
PAT 501.67 371.96 34.87% 534.14 317.90 68.02% 205.59 426.49 -51.79% 111.87 937.45 -88.07%
PATM 8.91% 6.79% 9.84% 5.85% 3.79% 7.78% 2.09% 17.05%
EPS 3.11 2.31 34.63% 3.32 1.97 68.53% 1.28 2.65 -51.70% 0.69 5.82 -88.14%
Gross NPA 4,880.95 6,622.64 -26.30% 5,019.55 6,435.56 -22.00% 4,804.99 6,178.50 -22.23% 7,015.13 6,105.30 14.90%
Gross NPA% 3.15 4.96 -36.49% 3.27 4.71 -30.57% 3.33 4.68 -28.85% 5.02 4.68 7.26%
Net NPA 1,411.63 1,744.15 -19.06% 1,452.09 1,692.85 -14.22% 1,402.12 1,636.70 -14.33% 1,843.55 1,620.20 13.79%
Net NPA% 0.93 1.36 -31.62% 0.97 1.28 -24.22% 0.99 1.28 -22.66% 1.37 1.29 6.20%
CASA 29.40 27.10 8.49% 29.30 31.40 -6.69% 27.30 32.00 -14.69% 28.00 33.20 -15.66%

Description Mar 26 Mar 25 Var% Dec 25 Dec 24 Var% Sep 25 Sep 24 Var% Jun 25 Jun 24 Var%
Interest Earned 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest Exp. 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net Interest Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
NIM 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Total Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Operating Exp. 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Operating Profit 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Provision 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBTM 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
TAX 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PAT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Gross NPA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Gross NPA% 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net NPA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net NPA% 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
CASA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0

Annual Results

Standalone Figures in Rs. Crores

Description TTM Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Net Interest Income 10,993.03 10,829.69 11,490.58 10,318.84 9,259.62 8,714.47 7,563.35 6,323.91 4,495.42 3,032.24 2,403.50 Interest Earned 21,844.05 21,689.11 21,948.23 18,869.62 15,904.70 13,871.57 12,524.21 10,885.49 6,643.37 4,802.30 3,908.71 Interest Expended 10,851.02 10,859.42 10,457.65 8,550.78 6,645.08 5,157.10 4,960.86 4,561.58 2,147.95 1,770.06 1,505.21 Int. income Growth -2.38% -5.75% 11.36% 11.44% 6.26% 15.22% 19.60% 40.67% 48.25% 26.16% Other Income 2,611.97 2,734.02 2,966.60 2,171.42 2,468.55 2,822.50 2,022.25 1,549.20 1,063.05 706.18 411.41 Total Income 24,456.03 13,563.71 14,457.18 12,490.26 11,728.17 11,536.97 9,585.60 7,873.11 5,558.47 3,738.42 2,814.91 Total Expenditure 8,050.38 11,525.74 10,554.70 9,309.77 8,692.54 11,298.30 6,533.89 3,739.43 2,467.25 1,596.60 1,043.59 Employee Cost - 4,492.74 4,360.98 3,542.92 2,715.07 2,134.88 1,664.63 1,367.04 1,008.69 687.98 545.57 % Of Sales - 20.71% 19.87% 18.78% 17.07% 15.39% 13.29% 12.56% 15.18% 14.33% 13.96% Opt. & Establishment Exp. - 3,510.21 2,986.71 2,545.44 2,064.40 1,498.72 1,255.31 1,139.76 879.77 706.25 543.29 % Of Sales - 16.18% 13.61% 13.49% 12.98% 10.80% 10.02% 10.47% 13.24% 14.71% 13.90% Provisions - 4,131.11 3,765.41 3,696.57 4,198.37 7,884.78 3,820.07 1,393.15 735.13 374.21 88.43 % Of Sales - 19.05% 17.16% 19.59% 26.40% 56.84% 30.50% 12.80% 11.07% 7.79% 2.26% EBITDA 5,554.62 2,037.97 3,902.48 3,180.49 3,035.63 238.67 3,051.71 4,133.68 3,091.22 2,141.82 1,771.32 EBITDA Margin 63.15% 18.82% 33.96% 30.82% 32.78% 2.74% 40.35% 65.37% 68.76% 70.63% 73.70% Depreciation 0.00 304.16 279.20 237.58 142.65 110.04 103.06 80.26 78.17 85.92 66.85 PBT 1,887.84 1,733.81 3,623.28 2,942.91 2,892.98 128.62 2,948.66 4,053.42 3,013.05 2,055.90 1,704.47 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Provision for Tax 534.57 510.25 877.98 713.35 698.34 2.83 743.20 1,029.68 1,061.55 710.34 592.52 Tax Rate 28.32% 29.43% 24.23% 24.24% 24.14% 2.20% 25.20% 25.40% 35.23% 34.55% 34.76% PAT 1,353.27 1,223.56 2,745.30 2,229.56 2,194.64 125.79 2,205.46 3,023.74 1,951.50 1,345.56 1,111.95 PAT before Minority Interest 1,353.27 1,223.56 2,745.30 2,229.56 2,194.64 125.79 2,205.46 3,023.74 1,951.50 1,345.56 1,111.95 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 9.95% 9.02% 18.99% 17.85% 18.71% 1.09% 23.01% 38.41% 35.11% 35.99% 39.50% PAT Growth -34.11% -55.43% 23.13% 1.59% 1644.69% -94.30% -27.06% 54.94% 45.03% 21.01% EPS 8.40 7.59 17.04 13.84 13.62 0.78 13.69 18.77 12.11 8.35 6.90

Results Balance Sheet

Standalone Figures in Rs. Crores

Description Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Shareholder's Funds 25,574.90 24,605.01 21,609.64 19,584.15 17,381.15 17,408.18 15,195.46 11,201.75 9,381.95 4,446.46 Share Capital 1,610.97 1,610.97 1,610.97 1,610.84 1,610.77 1,610.60 1,610.25 1,193.08 1,192.80 1,095.14 Total Reserves 23,645.34 22,748.13 19,954.48 17,961.37 15,765.15 15,797.58 13,585.21 10,008.66 8,189.14 3,351.31 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deposits 1,66,344.45 1,51,212.50 1,35,201.99 1,08,064.69 96,330.61 77,972.22 57,081.50 43,231.62 33,869.00 23,228.66 Borrowings 14,302.81 11,138.49 16,371.52 24,710.82 19,921.23 16,960.36 16,379.18 521.35 285.00 1,028.94 Other Liabilities & Provisions 4,901.57 4,520.29 4,658.51 3,677.43 5,362.18 2,675.41 3,061.66 1,486.99 774.11 1,532.04 Total Liabilities 2,11,123.73 1,91,476.29 1,77,841.66 1,56,037.09 1,38,995.17 1,15,016.17 91,717.80 56,441.71 44,310.06 30,236.10 Net Block 931.02 855.17 959.07 508.92 414.58 431.96 347.27 222.23 238.13 251.79 Gross Block 2,332.74 2,017.01 1,846.31 1,162.54 955.29 875.02 709.03 488.76 426.57 354.34 Accumulated Depreciation 1,401.72 1,161.83 887.23 653.63 540.71 443.06 361.77 266.53 188.44 102.56 Total Non-Current Assets 2,04,124.48 1,83,449.37 1,67,768.31 1,46,226.98 1,32,962.87 1,13,483.30 90,703.40 55,814.72 43,833.70 29,972.36 Lease Adjustment A/c 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Capital Work in Progress 470.28 325.21 214.36 345.68 173.30 54.75 21.50 108.97 0.00 0.00 Cash and balance with RBI 13,126.69 7,477.45 15,392.68 7,326.58 4,942.56 3,335.39 6,344.91 3,879.15 2,837.07 6,012.07 Balance with banks and money at call 824.43 2,091.94 777.84 923.14 4,378.79 2,892.93 2,008.00 1,923.50 2,673.52 1,352.93 Investments 38,668.28 40,712.28 29,287.58 32,365.89 29,078.71 25,155.39 15,351.77 10,037.48 8,371.94 5,516.49 Advances 1,50,103.78 1,31,987.32 1,21,136.78 1,04,756.77 93,974.93 81,612.88 66,629.95 39,643.39 29,713.04 16,839.08 Other Assets 6,999.24 8,026.92 10,073.34 9,810.12 6,032.30 1,532.88 1,014.41 626.98 476.37 263.74 Total Assets 2,11,123.72 1,91,476.29 1,77,841.65 1,56,037.10 1,38,995.17 1,15,016.18 91,717.81 56,441.70 44,310.07 30,236.10 Contingent Liabilities 28,874.81 16,769.16 9,214.44 8,277.46 12,405.53 1,341.91 466.58 120.94 76.24 23.63 Bills for collection 21.60 0.47 0.00 0.00 0.00 0.00 0.00 0.17 0.00 0.00 Adjusted Book Value 156.78 151.21 133.87 121.50 107.87 108.09 94.37 93.89 78.65 40.60

Cash Flow

Standalone Figures in Rs. Crores

Description Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Cash From Operating Activity 1,142.59 2,752.33 14,808.42 -4,244.62 902.19 -909.18 6,583.01 2,695.40 -2,598.80 8,885.19 PBT 1,733.81 3,623.28 2,942.91 2,892.98 128.62 2,948.65 4,053.42 3,013.05 2,055.90 1,704.47 Adjustment 2,664.15 2,414.55 2,280.16 3,778.42 6,799.21 2,969.73 874.74 482.74 460.14 155.57 Adjustments for Liabilities & Assets -2,602.55 -2,774.00 10,714.44 -10,198.69 -5,336.13 -5,738.70 2,786.22 296.16 -4,305.20 7,606.62 Refund/(Payment) of direct taxes -652.82 -511.49 -1,129.09 -717.33 -689.52 -1,088.87 -1,131.37 -1,096.56 -809.63 -581.47 Other Direct Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity 316.56 -3,878.72 1,690.98 -1,617.94 -611.83 -1,803.87 -5,311.54 -2,373.19 -2,236.60 -2,670.90 Net Fixed Assets -460.80 -281.55 -552.45 -379.63 -198.82 -199.24 -132.80 -171.16 -72.23 -81.33 Other Investment Activity -6681.74 -651.24 -3678.61 -2120.05 -2932.46 -6241.31 -3103.72 -2834.33 -3097.47 -4068.52 Cash from Financing Activity 2,922.69 -5,474.65 -8,578.53 4,791.25 2,802.80 588.45 154.20 104.65 2,846.00 -2,022.71 Closing Cash & Equivalent 13,949.16 9,567.32 16,168.36 8,247.50 9,318.80 6,227.81 8,352.41 5,802.18 5,375.33 7,364.73 Net Cash Inflow / Outflow 4,381.83 -6,601.04 7,920.87 -1,071.30 3,093.16 -2,124.61 1,425.67 426.86 -1,989.41 4,191.59 Opening Cash & Equivalents 9,567.32 16,168.36 8,247.50 9,318.80 6,225.64 8,352.41 5,802.18 5,375.33 7,364.73 3,173.15

Financial Ratios

Standalone

Description Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Book Value 156.78 151.21 133.87 121.50 107.87 108.09 94.37 93.89 78.65 40.60 NIM 5.34 6.30 6.19 6.37 6.58 6.69 7.00 8.10 6.96 8.09 Yield on Advances 14.45 16.63 15.58 15.18 14.76 15.35 16.34 16.76 16.16 23.21 Yield on Investments 7.59 5.69 7.34 6.06 5.88 5.89 6.16 6.50 6.41 8.15 Cost of Liabilities 6.01 6.44 5.64 5.00 4.44 5.23 6.21 4.91 5.18 6.21 Interest Spread 8.44 10.19 9.94 10.18 10.32 10.12 10.13 11.85 10.98 17.01 ROCE 6.36% 12.34% 10.31% 10.01% 2.70% 11.97% 24.62% 28.65% 28.32% 32.35% Cost Income Ratio 56.76 48.89 46.84 39.54 30.54 29.39 30.82 32.57 35.00 36.31 Core Cost Income Ratio 58.26 50.36 48.43 39.18 31.29 30.08 31.27 32.79 35.44 36.59 Operating Costs to Assets 3.65 3.69 3.29 2.97 2.54 2.45 2.65 3.21 2.95 3.38 Loans/Deposits 0.09 0.07 0.12 0.23 0.21 0.22 0.29 0.01 0.01 0.04 Cash/Deposits 0.08 0.05 0.11 0.07 0.05 0.04 0.11 0.09 0.08 0.26 Investment/Deposits 0.23 0.27 0.22 0.30 0.30 0.32 0.27 0.23 0.25 0.24 Inc Loan/Deposits 8.60% 7.37% 12.11% 22.87% 20.68% 21.75% 28.69% 1.21% 0.84% 4.43% Credit Deposits 90.24% 87.29% 89.60% 96.94% 97.55% 104.67% 116.73% 91.70% 87.73% 72.49% Interest Expended / Interest earned 50.07% 47.65% 45.31% 41.78% 37.18% 39.61% 41.91% 32.33% 36.86% 38.51% Interest income / Total funds 10.27% 11.46% 10.61% 10.19% 9.98% 10.89% 11.87% 11.77% 10.84% 12.93% Interest Expended / Total funds 5.14% 5.46% 4.81% 4.26% 3.71% 4.31% 4.97% 3.81% 3.99% 4.98% CASA 29.31% 31.37% 37.09% 39.28% 41.61% 43.38% 36.84% 40.75% 34.32% 29.43%

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Annual Reports:

News Update:

Bandhan Bank’s net profit surges 35% in Q1
22nd Jul 2026, 12:50 PM

The total income of the bank has increased marginally at Rs 6,234.38 crore for Q1FY27
Read More
Bandhan Bank - Quarterly Results
22nd Jul 2026, 00:00 AM

Read More

Bandhan Bank Ltd.

Bank - Private

BSE: 541153 | NSE: BANDHANBNK

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update:

Bandhan Bank Ltd.

Bank - Private

BSE: 541153 | NSE: BANDHANBNK

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update: