Nifty
:
25725.40
Sensex
:
83450.96
42.65 (0.17%)
173.81 (0.21%)
Nifty
Sensex
:
:
25725.40
83450.96
42.65 (0.17%)
173.81 (0.21%)

Bank Of Baroda

Bank - Public

Rating :
77/99

BSE: 532134 | NSE: BANKBARODA

NSE BSE
303.25
17-Feb-2026
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  292.55
  •  305
  •  291.2
  •  292.55
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  17496015
  •  5254644459.45
  •  313.35
  •  190.7

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 1,56,821.56
  • 8.06
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 2,34,443.48
  • 2.75%
  • 0.96

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 63.97%
  • 0.49%
  • 6.13%
  • FII
  • DII
  • Others
  • 9.84%
  • 16.80%
  • 2.77%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -8.98

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • 71.19
  • 11.66

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 0.83
  • 0.96

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 7.18
  • 7.27
  • 6.59

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.74
  • 0.83
  • 0.96

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 4.64
  • 4.66
  • 4.96

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 25
Dec 24
Var%
Sep 25
Sep 24
Var%
Jun 25
Jun 24
Var%
Mar 25
Mar 24
Var%
Interest Earned
33,599.84
32,938.98
2.01%
33,318.24
31,902.05
4.44%
32,866.31
31,143.13
5.53%
32,345.00
31,072.17
4.10%
Interest Exp.
20,585.82
20,143.22
2.20%
20,191.35
19,266.01
4.80%
20,306.54
18,582.48
9.28%
20,273.21
18,309.02
10.73%
Net Interest Income
13,014.02
12,795.76
1.71%
13,126.89
12,636.04
3.88%
12,559.77
12,560.65
-0.01%
12,071.79
12,763.15
-5.42%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
6,399.16
4,793.51
33.50%
5,115.86
7,552.93
-32.27%
5,537.85
4,657.81
18.89%
7,550.73
6,538.42
15.48%
Total Income
39,999.00
37,732.49
6.01%
38,434.10
39,454.98
-2.59%
38,404.16
35,800.94
7.27%
39,895.73
37,610.59
6.08%
Operating Exp.
9,761.54
9,157.55
6.60%
9,749.97
8,982.42
8.55%
9,511.99
8,437.15
12.74%
10,143.63
9,491.38
6.87%
Operating Profit
9,651.64
8,431.72
14.47%
8,492.78
11,206.55
-24.22%
8,585.63
8,781.31
-2.23%
9,478.89
9,810.19
-3.38%
Provision
2,628.11
1,496.89
75.57%
1,797.81
3,772.80
-52.35%
3,415.97
2,441.78
39.90%
2,568.03
2,777.33
-7.54%
PBT
7,023.53
6,934.83
1.28%
6,694.97
7,433.75
-9.94%
5,169.66
6,339.53
-18.45%
6,910.86
7,032.86
-1.73%
PBTM
20.90
21.05
-0.71%
20.09
23.30
-13.78%
15.73
20.36
-22.74%
21.37
22.63
-5.57%
TAX
1,616.51
1,818.01
-11.08%
1,624.67
1,978.71
-17.89%
1,817.78
1,759.04
3.34%
1,603.86
2,016.90
-20.48%
PAT
5,407.02
5,116.82
5.67%
5,070.30
5,455.04
-7.05%
3,351.88
4,580.49
-26.82%
5,307.00
5,015.96
5.80%
PATM
16.09%
15.53%
15.22%
17.10%
10.20%
14.71%
16.41%
16.14%
EPS
10.46
9.89
5.76%
9.80
10.55
-7.11%
6.48
8.86
-26.86%
10.26
9.70
5.77%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Interest Income
50,772.47
49,679.85
48,480.14
44,560.45
34,569.99
31,112.80
28,854.81
20,400.53
16,895.94
14,877.72
13,691.55
Interest Earned
1,32,129.39
1,27,944.77
1,18,379.22
94,502.62
73,385.46
74,313.98
78,894.70
52,906.25
46,056.42
44,473.45
45,798.99
Interest Expended
81,356.92
78,264.92
69,899.08
49,942.17
38,815.47
43,201.18
50,039.89
32,505.72
29,160.48
29,595.73
32,107.44
Int. income Growth
0.03%
2.47%
8.80%
28.90%
11.11%
7.83%
41.44%
20.74%
13.57%
8.66%
 
Other Income
24,603.60
24,939.37
23,399.49
16,275.36
14,394.73
15,253.65
12,191.33
7,887.05
7,992.21
7,936.78
5,992.18
Total Income
1,56,732.99
74,619.22
71,879.63
60,835.81
48,964.72
46,366.45
41,046.14
28,287.58
24,888.15
22,814.50
19,683.73
Total Expenditure
39,167.13
45,596.27
44,447.76
38,290.06
37,555.93
38,671.36
40,582.81
25,814.75
26,093.14
19,250.19
25,391.28
Employee Cost
-
17,910.45
16,966.69
14,347.40
12,643.83
11,993.38
10,074.44
5,434.12
4,901.58
4,888.66
5,201.05
% Of Sales
-
14.00%
14.33%
15.18%
17.23%
16.14%
12.77%
10.27%
10.64%
10.99%
11.36%
Opt. & Establishment Exp.
-
20,214.30
19,002.63
18,278.26
13,595.46
12,446.01
12,994.27
8,283.10
7,325.70
6,001.11
5,286.48
% Of Sales
-
15.80%
16.05%
19.34%
18.53%
16.75%
16.47%
15.66%
15.91%
13.49%
11.54%
Provisions
-
10,279.50
11,743.46
9,626.80
14,117.62
16,875.81
20,908.56
13,994.03
15,667.24
9,440.36
15,953.97
% Of Sales
-
8.03%
9.92%
10.19%
19.24%
22.71%
26.50%
26.45%
34.02%
21.23%
34.83%
EBITDA
36,208.94
29,022.95
27,431.87
22,545.75
11,408.79
7,695.09
463.33
2,472.83
-1,204.99
3,564.31
-5,707.55
EBITDA Margin
70.36%
58.42%
56.58%
50.60%
33.00%
24.73%
1.61%
12.12%
-7.13%
23.96%
-41.69%
Depreciation
0.00
1,403.99
1,632.51
1,981.20
1,400.49
1,321.92
1,697.23
948.25
900.69
539.97
525.11
PBT
25,799.02
27,618.96
25,799.35
20,564.55
10,008.30
6,373.17
-1,233.91
1,524.58
-2,105.68
3,024.34
-6,232.67
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
6,662.82
7,159.61
7,389.71
5,876.67
2,308.07
4,919.27
-2,176.09
437.51
-193.62
1,246.93
-1,179.58
Tax Rate
25.83%
25.92%
28.64%
28.58%
23.06%
77.19%
176.36%
28.70%
9.20%
41.23%
18.93%
PAT
18,956.55
20,310.42
18,308.15
14,587.87
7,616.94
1,381.27
889.22
1,020.90
-1,963.35
1,737.41
-5,087.78
PAT before Minority Interest
19,136.20
20,459.35
18,409.64
14,687.88
7,700.23
1,453.90
942.18
1,087.07
-1,912.06
1,777.41
-5,053.09
Minority Interest
-179.65
-148.93
-101.49
-100.01
-83.29
-72.63
-52.96
-66.17
-51.29
-40.00
-34.69
PAT Margin
25.15%
27.22%
25.47%
23.98%
15.56%
2.98%
2.17%
3.61%
-7.89%
7.62%
-25.85%
PAT Growth
-5.12%
10.94%
25.50%
91.52%
451.44%
55.34%
-12.90%
0
-213.00%
0
 
EPS
37.00
39.27
35.40
28.21
14.73
2.67
1.72
1.97
-3.80
3.36
-9.84

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
1,46,502.72
1,19,712.24
1,05,054.72
91,868.08
82,389.58
76,104.30
54,996.12
46,566.23
43,067.57
42,503.16
Share Capital
1,035.53
1,035.53
1,035.53
1,035.53
1,035.53
925.37
530.36
530.36
462.09
462.09
Total Reserves
1,45,467.18
1,18,676.71
1,04,019.18
90,832.55
81,354.05
75,178.92
49,423.76
46,035.87
42,605.48
42,041.07
Minority Interest
1,247.56
1,017.91
994.59
757.78
436.20
386.17
341.36
272.52
232.53
193.69
Deposits
14,96,687.96
13,59,980.40
12,34,682.00
10,75,804.44
9,95,909.81
9,73,228.15
6,65,588.69
6,07,451.36
6,17,256.87
5,86,690.47
Borrowings
1,35,812.77
1,01,959.10
1,07,910.16
1,09,526.11
71,263.34
95,752.70
68,867.53
64,859.82
31,242.00
33,845.23
Other Liabilities & Provisions
81,523.07
72,109.73
77,237.51
62,180.68
52,676.86
54,470.82
29,878.24
28,654.98
27,421.54
27,946.53
Total Liabilities
18,61,774.08
16,54,779.38
15,25,878.98
13,40,137.09
12,02,675.79
11,99,942.14
8,19,671.94
7,47,804.91
7,19,220.51
6,91,179.08
Net Block
12,478.63
8,035.81
8,876.04
10,056.70
8,081.92
9,043.78
7,143.71
5,532.28
5,929.68
6,359.17
Gross Block
30,001.03
25,067.57
24,452.42
23,812.23
20,412.86
20,311.34
14,223.47
11,787.72
11,318.39
10,768.08
Accumulated Depreciation
17,522.40
17,031.76
15,576.38
13,755.53
12,330.94
11,267.56
7,079.76
6,255.44
5,388.71
4,408.91
Total Non-Current Assets
18,09,731.54
16,04,557.91
14,72,469.25
12,85,284.70
11,41,979.32
11,36,315.30
7,84,959.60
7,16,033.52
6,93,023.40
6,63,738.27
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
155.10
112.53
80.76
131.36
135.02
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
58,190.84
56,720.32
56,696.21
72,774.94
40,153.72
34,244.78
28,225.35
24,034.99
23,915.13
22,810.75
Balance with banks and money at call
74,286.89
43,569.53
45,677.18
57,453.66
88,507.41
96,760.29
69,659.49
73,387.76
1,30,199.86
1,14,188.30
Investments
4,27,379.68
4,07,136.32
3,97,487.23
3,47,587.10
2,81,859.00
2,89,726.72
1,95,716.24
1,75,137.23
1,40,716.43
1,28,894.06
Advances
12,37,240.40
10,88,983.40
9,63,651.83
7,97,280.94
7,23,242.25
7,06,539.73
4,84,214.81
4,37,941.26
3,92,262.30
3,91,485.99
Other Assets
52,042.53
50,221.47
53,409.72
54,852.39
60,696.47
63,626.83
34,712.35
31,771.40
26,197.11
27,440.81
Total Assets
18,61,774.07
16,54,779.38
15,25,878.97
13,40,137.09
12,02,675.79
11,99,942.13
8,19,671.95
7,47,804.92
7,19,220.51
6,91,179.08
Contingent Liabilities
7,86,466.11
5,78,782.81
5,81,568.05
4,05,792.13
4,00,673.86
3,84,036.42
3,81,543.49
2,99,023.38
2,53,394.60
2,29,806.96
Bills for collection
62,537.99
61,980.19
67,927.63
64,912.51
65,370.44
52,285.39
49,212.86
45,859.44
37,680.81
32,442.12
Adjusted Book Value
283.29
231.49
203.14
177.65
159.32
151.46
171.64
163.97
171.25
166.50

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
34,891.58
-6,273.96
-21,353.65
6,210.35
-887.05
1,519.34
-1,449.07
-59,691.70
17,864.83
-10,011.31
PBT
27,875.95
26,157.09
20,781.87
10,157.76
6,466.94
-1,248.34
1,537.62
-2,080.72
3,061.91
-6,247.27
Adjustment
14,832.65
15,340.82
13,579.53
17,503.17
19,876.62
24,276.66
16,176.21
17,665.65
11,033.10
17,651.19
Adjustments for Liabilities & Assets
1,811.45
-39,468.39
-50,097.09
-20,442.70
-21,902.09
-21,241.99
-14,863.05
-76,236.90
2,521.18
-22,785.97
Refund/(Payment) of direct taxes
-9,628.47
-8,303.48
-5,617.96
-1,007.88
-5,328.52
-266.99
-4,299.84
960.28
1,248.65
1,370.74
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-6,493.92
-1,285.30
-1,096.26
-3,645.07
-471.39
-139.01
-2,537.37
-413.63
-550.62
-4,005.10
Net Fixed Assets
-4877.60
-639.75
-627.02
-3197.99
-153.75
-6066.91
-2408.94
-446.38
-460.48
-3953.28
Other Investment Activity
-30658.89
-25592.25
-27501.31
-23700.61
-20170.24
-22414.85
-14224.20
-11952.25
-14960.35
-11051.11
Cash from Financing Activity
3,790.22
5,475.72
-5,405.30
-997.81
-985.50
14,728.67
4,448.53
3,413.08
-198.26
-615.73
Closing Cash & Equivalent
1,32,477.73
1,00,289.85
1,02,373.39
1,30,228.60
1,28,661.13
1,31,005.07
97,884.84
97,422.75
1,54,115.00
1,36,999.05
Net Cash Inflow / Outflow
32,187.88
-2,083.54
-27,855.21
1,567.47
-2,343.94
16,109.00
462.09
-56,692.25
17,115.95
-14,632.14
Opening Cash & Equivalents
1,00,289.85
1,02,373.39
1,30,228.60
1,28,661.13
1,31,005.07
97,884.84
97,422.75
1,54,115.00
1,36,999.05
1,51,631.19

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value
283.29
231.49
203.14
177.65
159.32
151.46
171.64
163.97
171.25
166.50
NIM
2.76
3.04
3.04
2.71
2.74
2.56
2.62
2.38
2.17
2.08
Yield on Advances
10.34
10.87
9.81
9.20
10.28
11.17
10.93
10.52
11.34
11.70
Yield on Investments
7.67
7.45
6.63
6.50
8.05
7.60
7.75
7.69
10.20
9.72
Cost of Liabilities
4.79
4.78
3.72
3.27
4.05
4.68
4.43
4.34
4.56
5.17
Interest Spread
5.55
6.09
6.09
5.93
6.23
6.49
6.50
6.18
6.77
6.52
ROCE
14.41%
15.84%
13.33%
8.12%
6.68%
2.67%
4.64%
0.20%
6.62%
-5.34%
Cost Income Ratio
49.21
47.77
50.37
50.73
49.86
52.07
45.14
45.51
45.37
50.61
Core Cost Income Ratio
51.75
50.23
50.42
52.90
54.54
55.85
46.79
49.26
51.33
53.87
Operating Costs to Assets
1.97
2.08
2.01
1.85
1.92
1.78
1.56
1.51
1.44
1.44
Loans/Deposits
0.09
0.08
0.09
0.10
0.07
0.10
0.10
0.11
0.05
0.06
Cash/Deposits
0.04
0.04
0.05
0.07
0.04
0.04
0.04
0.04
0.04
0.04
Investment/Deposits
0.29
0.30
0.32
0.32
0.28
0.30
0.29
0.29
0.23
0.22
Inc Loan/Deposits
9.07%
7.50%
8.74%
10.18%
7.16%
9.84%
10.35%
10.68%
5.06%
5.77%
Credit Deposits
82.67%
80.07%
78.05%
74.11%
72.62%
72.60%
72.75%
72.09%
63.55%
66.73%
Interest Expended / Interest earned
61.17%
59.05%
52.85%
52.89%
58.13%
63.43%
61.44%
63.31%
66.55%
70.11%
Interest income / Total funds
6.87%
7.15%
6.19%
5.48%
6.18%
6.57%
6.45%
6.16%
6.18%
6.63%
Interest Expended / Total funds
4.20%
4.22%
3.27%
2.90%
3.59%
4.17%
3.97%
3.90%
4.11%
4.65%
CASA
37.71%
38.36%
39.24%
41.14%
39.80%
35.03%
34.61%
35.63%
32.09%
26.42%

Annual Reports:

FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016

News Update:


  • Bank Of Baroda - Quarterly Results
    31st Jan 2026, 00:00 AM

    Read More
  • Bank of Baroda reports 12% rise in global business during Q3FY26
    5th Jan 2026, 11:08 AM

    Global deposits grew 10.25% to Rs 15,46,749 crore (provisional) as of December 31, 2025, as compared to Rs 14,02,909 crore as of December 31, 2024

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.