Nifty
Sensex
:
:
24800.85
81343.46
187.85 (0.76%)
626.91 (0.78%)

Bank - Public

Rating :
64/99

BSE: 532134 | NSE: BANKBARODA

273.80
05-Jul-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  270.00
  •  274.40
  •  268.95
  •  270.15
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  15355368
  •  41749.89
  •  299.70
  •  185.75

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 132,076.59
  • 7.04
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 177,315.38
  • 2.98%
  • 1.10

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 63.97%
  • 0.62%
  • 7.22%
  • FII
  • DII
  • Others
  • 11.45%
  • 14.60%
  • 2.14%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 16.22
  • -
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 17.05
  • 83.12
  • 33.95

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 0.68
  • 0.84

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 7.59
  • 8.32
  • 7.54

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.75
  • 0.68
  • 0.84

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 4.56
  • 4.39
  • 4.49

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Sep 23
Sep 22
Var%
Jun 23
Jun 22
Var%
Interest Earned
31,072.17
27,196.30
14.25%
30,041.75
24,833.55
20.97%
29,262.76
22,424.47
30.49%
28,002.54
20,048.30
39.68%
Interest Exp.
18,309.02
14,790.46
23.79%
18,002.05
13,161.49
36.78%
17,527.69
11,494.57
52.49%
16,060.32
10,495.65
53.02%
Net Interest Income
12,763.15
12,405.84
2.88%
12,039.70
11,672.06
3.15%
11,735.07
10,929.90
7.37%
11,942.22
9,552.65
25.01%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
6,538.42
5,331.76
22.63%
5,042.23
5,519.12
-8.64%
6,503.24
3,896.02
66.92%
5,315.59
1,528.46
247.77%
Total Income
37,610.59
32,528.06
15.63%
35,083.98
30,352.67
15.59%
35,766.00
26,320.49
35.89%
33,318.13
21,576.76
54.42%
Operating Exp.
9,491.38
8,483.35
11.88%
8,653.14
7,471.79
15.81%
8,430.38
7,890.96
6.84%
7,761.91
6,798.36
14.17%
Operating Profit
9,810.19
9,254.25
6.01%
8,428.79
9,719.39
-13.28%
9,807.93
6,934.96
41.43%
9,495.90
4,282.75
121.72%
Provision
2,777.33
2,158.36
28.68%
1,902.56
3,540.05
-46.26%
3,785.16
2,517.14
50.38%
3,278.41
1,411.26
132.30%
PBT
7,032.86
7,095.89
-0.89%
6,526.23
6,179.34
5.61%
6,022.77
4,417.82
36.33%
6,217.49
2,871.49
116.52%
PBTM
22.63
26.09
-13.26%
21.72
24.88
-12.70%
20.58
19.70
4.47%
22.20
14.32
55.03%
TAX
2,016.90
1,985.76
1.57%
1,777.91
2,013.23
-11.69%
1,679.67
1,145.58
46.62%
1,915.23
732.10
161.61%
PAT
5,015.96
5,110.13
-1.84%
4,748.32
4,166.11
13.97%
4,343.10
3,272.24
32.73%
4,302.26
2,139.39
101.10%
PATM
16.14%
18.79%
15.81%
16.78%
14.84%
14.59%
15.36%
10.67%
EPS
9.70
9.88
-1.82%
9.18
8.06
13.90%
8.40
6.33
32.70%
8.32
4.14
100.97%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Interest Income
-
48,480.14
44,560.45
34,569.99
31,112.80
28,854.81
20,400.53
16,895.94
14,877.72
13,691.55
14,368.36
Interest Earned
-
118,379.22
94,502.62
73,385.46
74,313.98
78,894.70
52,906.25
46,056.42
44,473.45
45,798.99
44,914.97
Interest Expended
-
69,899.08
49,942.17
38,815.47
43,201.18
50,039.89
32,505.72
29,160.48
29,595.73
32,107.44
30,546.61
Int. income Growth
-
8.80%
28.90%
11.11%
7.83%
41.44%
20.74%
13.57%
8.66%
-4.71%
 
Other Income
-
23,399.49
16,275.36
14,394.73
15,253.65
12,191.33
7,887.05
7,992.21
7,936.78
5,992.18
5,449.27
Total Income
-
71,879.63
60,835.81
48,964.72
46,366.45
41,046.14
28,287.58
24,888.15
22,814.50
19,683.73
19,817.63
Total Expenditure
-
44,447.76
38,290.06
37,555.93
38,671.36
40,582.81
25,814.75
26,093.14
19,250.19
25,391.28
13,466.13
Employee Cost
-
16,966.69
14,347.40
12,643.83
11,993.38
10,074.44
5,434.12
4,901.58
4,888.66
5,201.05
4,476.97
% Of Sales
-
14.33%
15.18%
17.23%
16.14%
12.77%
10.27%
10.64%
10.99%
11.36%
9.97%
Opt. & Establishment Exp.
-
19,002.63
18,278.26
13,595.46
12,446.01
12,994.27
8,283.10
7,325.70
6,001.11
5,286.48
4,495.70
% Of Sales
-
16.05%
19.34%
18.53%
16.75%
16.47%
15.66%
15.91%
13.49%
11.54%
10.01%
Provisions
-
11,743.46
9,626.80
14,117.62
16,875.81
20,908.56
13,994.03
15,667.24
9,440.36
15,953.97
5,229.98
% Of Sales
-
9.92%
10.19%
19.24%
22.71%
26.50%
26.45%
34.02%
21.23%
34.83%
11.64%
EBITDA
-
27,431.87
22,545.75
11,408.79
7,695.09
463.33
2,472.83
-1,204.99
3,564.31
-5,707.55
6,351.50
EBITDA Margin
-
56.58%
50.60%
33.00%
24.73%
1.61%
12.12%
-7.13%
23.96%
-41.69%
44.20%
Depreciation
-
1,632.51
1,981.20
1,400.49
1,321.92
1,697.23
948.25
900.69
539.97
525.11
368.26
PBT
-
25,799.35
20,564.55
10,008.30
6,373.17
-1,233.91
1,524.58
-2,105.68
3,024.34
-6,232.67
5,983.23
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-
7,389.71
5,876.67
2,308.07
4,919.27
-2,176.09
437.51
-193.62
1,246.93
-1,179.58
2,150.54
Tax Rate
-
28.64%
28.58%
23.06%
77.19%
176.36%
28.70%
9.20%
41.23%
18.93%
35.94%
PAT
-
18,308.15
14,587.87
7,616.94
1,381.27
889.22
1,020.90
-1,963.35
1,737.41
-5,087.78
3,793.99
PAT before Minority Interest
-
18,409.64
14,687.88
7,700.23
1,453.90
942.18
1,087.07
-1,912.06
1,777.41
-5,053.09
3,832.69
Minority Interest
-
-101.49
-100.01
-83.29
-72.63
-52.96
-66.17
-51.29
-40.00
-34.69
-38.70
PAT Margin
-
25.47%
23.98%
15.56%
2.98%
2.17%
3.61%
-7.89%
7.62%
-25.85%
19.14%
PAT Growth
-
25.50%
91.52%
451.44%
55.34%
-12.90%
0
-213.00%
0
-234.10%
 
EPS
-
35.40
28.21
14.73
2.67
1.72
1.97
-3.80
3.36
-9.84
7.34

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
119,712.24
105,054.72
91,868.08
82,389.58
76,104.30
54,996.12
46,566.23
43,067.57
42,503.16
42,017.65
Share Capital
1,035.53
1,035.53
1,035.53
1,035.53
925.37
530.36
530.36
462.09
462.09
443.56
Total Reserves
118,676.71
104,019.18
90,832.55
81,354.05
75,178.92
49,423.76
46,035.87
42,605.48
42,041.07
41,574.09
Minority Interest
1,017.91
994.59
757.78
436.20
386.17
341.36
272.52
232.53
193.69
186.72
Deposits
1,351,801.84
1,234,682.00
1,075,804.44
995,909.81
973,228.15
665,588.69
607,451.36
617,256.87
586,690.47
629,981.25
Borrowings
101,959.10
107,910.16
109,526.11
71,263.34
95,752.70
68,867.53
64,859.82
31,242.00
33,845.23
35,501.52
Other Liabilities & Provisions
80,288.29
77,237.51
62,180.68
52,676.86
54,470.82
29,878.24
28,654.98
27,421.54
27,946.53
26,290.24
Total Liabilities
1,654,779.38
1,525,878.98
1,340,137.09
1,202,675.79
1,199,942.14
819,671.94
747,804.91
719,220.51
691,179.08
733,977.38
Net Block
8,035.81
8,876.04
10,056.70
8,081.92
9,043.78
7,143.71
5,532.28
5,929.68
6,359.17
2,978.41
Gross Block
25,067.57
24,452.42
23,812.23
20,412.86
20,311.34
14,223.47
11,787.72
11,318.39
10,768.08
6,796.35
Accumulated Depreciation
17,031.76
15,576.38
13,755.53
12,330.94
11,267.56
7,079.76
6,255.44
5,388.71
4,408.91
3,817.94
Total Non-Current Assets
1,604,557.91
1,472,469.25
1,285,284.70
1,141,979.32
1,136,315.30
784,959.60
716,033.52
693,023.40
663,738.27
714,764.05
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
112.53
80.76
131.36
135.02
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
56,720.32
56,696.21
72,774.94
40,153.72
34,244.78
28,225.35
24,034.99
23,915.13
22,810.75
23,556.94
Balance with banks and money at call
43,569.53
45,677.18
57,453.66
88,507.41
96,760.29
69,659.49
73,387.76
130,199.86
114,188.30
128,074.25
Investments
407,136.32
397,487.23
347,587.10
281,859.00
289,726.72
195,716.24
175,137.23
140,716.43
128,894.06
124,738.96
Advances
1,088,983.40
963,651.83
797,280.94
723,242.25
706,539.73
484,214.81
437,941.26
392,262.30
391,485.99
435,415.49
Other Assets
50,221.47
53,409.72
54,852.39
60,696.47
63,626.83
34,712.35
31,771.40
26,197.11
27,440.81
19,213.32
Total Assets
1,654,779.38
1,525,878.97
1,340,137.09
1,202,675.79
1,199,942.13
819,671.95
747,804.92
719,220.51
691,179.08
733,977.37
Contingent Liabilities
578,782.81
581,568.05
405,792.13
400,673.86
384,036.42
381,543.49
299,023.38
253,394.60
229,806.96
247,332.37
Bills for collection
61,980.19
67,927.63
64,912.51
65,370.44
52,285.39
49,212.86
45,859.44
37,680.81
32,442.12
37,721.10
Adjusted Book Value
231.49
203.14
177.65
159.32
151.46
171.64
163.97
171.25
166.50
185.43

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
-6,273.96
-21,353.65
6,210.35
-887.05
1,519.34
-1,449.07
-59,691.70
17,864.83
-10,011.31
17,838.31
PBT
26,157.09
20,781.87
10,157.76
6,466.94
-1,248.34
1,537.62
-2,080.72
3,061.91
-6,247.27
6,062.27
Adjustment
15,340.82
13,579.53
17,503.17
19,876.62
24,276.66
16,176.21
17,665.65
11,033.10
17,651.19
6,752.44
Adjustments for Liabilities & Assets
-39,468.39
-50,097.09
-20,442.70
-21,902.09
-21,241.99
-14,863.05
-76,236.90
2,521.18
-22,785.97
7,909.25
Refund/(Payment) of direct taxes
-8,303.48
-5,617.96
-1,007.88
-5,328.52
-266.99
-4,299.84
960.28
1,248.65
1,370.74
-2,885.65
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-1,285.30
-1,096.26
-3,645.07
-471.39
-139.01
-2,537.37
-413.63
-550.62
-4,005.10
-556.34
Net Fixed Assets
-639.75
-627.02
-3197.99
-153.75
-6066.91
-2408.94
-446.38
-460.48
-3953.28
-483.42
Other Investment Activity
-25592.25
-27501.31
-23700.61
-20170.24
-22414.85
-14224.20
-11952.25
-14960.35
-11051.11
-7271.85
Cash from Financing Activity
5,475.72
-5,405.30
-997.81
-985.50
14,728.67
4,448.53
3,413.08
-198.26
-615.73
-6.44
Closing Cash & Equivalent
100,289.85
102,373.39
130,228.60
128,661.13
131,005.07
97,884.84
97,422.75
154,115.00
136,999.05
151,631.19
Net Cash Inflow / Outflow
-2,083.54
-27,855.21
1,567.47
-2,343.94
16,109.00
462.09
-56,692.25
17,115.95
-14,632.14
17,275.52
Opening Cash & Equivalents
102,373.39
130,228.60
128,661.13
131,005.07
97,884.84
97,422.75
154,115.00
136,999.05
151,631.19
134,355.67

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value
231.49
203.14
177.65
159.32
151.46
171.64
163.97
171.25
166.50
185.43
NIM
3.04
3.04
2.71
2.74
2.56
2.62
2.38
2.17
2.08
2.02
Yield on Advances
10.87
9.81
9.20
10.28
11.17
10.93
10.52
11.34
11.70
10.32
Yield on Investments
7.45
6.63
6.50
8.05
7.60
7.75
7.69
10.20
9.72
9.11
Cost of Liabilities
4.81
3.72
3.27
4.05
4.68
4.43
4.34
4.56
5.17
4.59
Interest Spread
6.06
6.09
5.93
6.23
6.49
6.50
6.18
6.77
6.52
5.73
ROCE
15.84%
13.33%
8.12%
6.68%
2.67%
4.64%
0.20%
6.62%
-5.34%
10.69%
Cost Income Ratio
47.77
50.37
50.73
49.86
52.07
45.14
45.51
45.37
50.61
43.42
Core Cost Income Ratio
50.23
50.42
52.90
54.54
55.85
46.79
49.26
51.33
53.87
45.81
Operating Costs to Assets
2.08
2.01
1.85
1.92
1.78
1.56
1.51
1.44
1.44
1.17
Loans/Deposits
0.08
0.09
0.10
0.07
0.10
0.10
0.11
0.05
0.06
0.06
Cash/Deposits
0.04
0.05
0.07
0.04
0.04
0.04
0.04
0.04
0.04
0.04
Investment/Deposits
0.30
0.32
0.32
0.28
0.30
0.29
0.29
0.23
0.22
0.20
Inc Loan/Deposits
7.54%
8.74%
10.18%
7.16%
9.84%
10.35%
10.68%
5.06%
5.77%
5.64%
Credit Deposits
80.56%
78.05%
74.11%
72.62%
72.60%
72.75%
72.09%
63.55%
66.73%
69.12%
Interest Expended / Interest earned
59.05%
52.85%
52.89%
58.13%
63.43%
61.44%
63.31%
66.55%
70.11%
68.01%
Interest income / Total funds
7.15%
6.19%
5.48%
6.18%
6.57%
6.45%
6.16%
6.18%
6.63%
6.12%
Interest Expended / Total funds
4.22%
3.27%
2.90%
3.59%
4.17%
3.97%
3.90%
4.11%
4.65%
4.16%
CASA
38.59%
39.24%
41.14%
39.80%
35.03%
34.61%
35.63%
32.09%
26.42%
26.43%

News Update:


  • Bank of Baroda launches new deposit scheme
    16th Jul 2024, 16:24 PM

    The scheme opened on July 15, 2024 and is applicable on retail deposits below Rs 3 crore

    Read More
  • Bank of Baroda’s global deposits rise 9% in Q1FY25
    6th Jul 2024, 15:15 PM

    Its Global advances stood at Rs 10,71,646 crore (Provisional) as of June 30, 2024

    Read More
  • Bank of Baroda inks MoU with Telangana State Disaster Response & Fire Services Department
    12th Jun 2024, 16:52 PM

    Bank had already signed a MoU with Telangana State Police Department and Telangana Special Protection Force

    Read More
  • Bank of Baroda inks MoU to incorporate CCIL IFSC
    18th May 2024, 11:46 AM

    The Company will act as a ‘clearing house’ and ‘System Provider’ for the purpose of providing Foreign Currency Settlement System services in IFSC, Gift city

    Read More
  • Bank of Baroda reports marginal fall in Q4 consolidated net profit
    10th May 2024, 17:20 PM

    Total consolidated income of the bank increased by 15.63% at Rs 37610.59 crore for Q4FY24

    Read More
  • Bank Of Baroda - Quarterly Results
    10th May 2024, 14:52 PM

    Read More

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