Nifty
Sensex
:
:
18114.90
60821.62
-63.20 (-0.35%)
-101.88 (-0.17%)

Bank - Public

Rating :
62/99

BSE: 532134 | NSE: BANKBARODA

94.55
22-Oct-2021
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  96.20
  •  97.40
  •  93.80
  •  95.45
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  82861993
  •  79416.45
  •  99.85
  •  41.05

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 48,921.09
  • 14.33
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 80,030.71
  • N/A
  • 0.62

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 63.97%
  • 1.01%
  • 10.14%
  • FII
  • DII
  • Others
  • 7.82%
  • 14.50%
  • 2.56%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 11.20
  • 15.90
  • 15.11

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • 11.10
  • 5.50

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -12.41
  • -4.48
  • 10.60

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 7.97
  • 13.38
  • 13.38

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.77
  • 0.67
  • 0.52

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 5.21
  • 4.40
  • 4.45

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 21
Jun 20
Var%
Mar 21
Mar 20
Var%
Dec 20
Dec 19
Var%
Sep 20
Sep 19
Var%
Interest Earned
18,025.78
19,523.65
-7.67%
17,408.30
19,104.18
-8.88%
18,914.71
19,990.53
-5.38%
18,837.25
20,076.68
-6.17%
Interest Exp.
9,554.25
12,055.34
-20.75%
9,942.37
12,318.75
-19.29%
10,406.55
12,314.82
-15.50%
10,796.92
12,610.54
-14.38%
Net Interest Income
8,471.53
7,468.31
13.43%
7,465.93
6,785.43
10.03%
8,508.16
7,675.71
10.85%
8,040.33
7,466.14
7.69%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
3,329.75
2,161.06
54.08%
6,353.79
3,485.66
82.28%
3,155.81
3,144.14
0.37%
3,016.54
3,227.89
-6.55%
Total Income
21,355.53
21,684.71
-1.52%
23,762.09
22,589.84
5.19%
22,070.52
23,134.67
-4.60%
21,853.79
23,304.57
-6.23%
Operating Exp.
5,695.81
4,973.41
14.53%
6,893.31
5,271.75
30.76%
5,253.67
5,563.94
-5.58%
5,547.08
5,071.51
9.38%
Operating Profit
6,105.47
4,655.96
31.13%
6,926.41
4,999.34
38.55%
6,410.30
5,255.91
21.96%
5,509.79
5,622.52
-2.00%
Provision
4,494.65
5,700.82
-21.16%
4,033.38
6,732.96
-40.09%
4,618.88
7,233.62
-36.15%
2,776.21
4,322.22
-35.77%
PBT
1,610.82
-1,044.86
-
2,893.03
-1,733.62
-
1,791.42
-1,977.71
-
2,733.58
1,300.30
110.23%
PBTM
8.94
-5.35
-
16.62
-9.07
-
9.47
-9.89
-
14.51
6.48
123.92%
TAX
441.62
-394.59
-
3,742.33
-2,214.72
-
632.25
-758.84
-
939.28
446.48
110.37%
PAT
1,169.20
-650.27
-
-849.30
481.10
-
1,159.17
-1,218.87
-
1,794.30
853.82
110.15%
PATM
6.49%
-3.33%
-4.88%
2.52%
6.13%
-6.10%
9.53%
4.25%
EPS
2.26
-1.26
-
-1.64
0.93
-
2.24
-2.36
-
3.47
1.65
110.30%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Net Interest Income
32,485.95
31,112.80
28,854.81
20,400.53
16,895.94
14,877.72
13,691.55
14,368.36
12,858.46
11,955.65
10,764.15
Interest Earned
73,186.04
74,313.98
78,894.70
52,906.25
46,056.42
44,473.45
45,798.99
44,914.97
40,462.89
36,442.06
30,488.49
Interest Expended
40,700.09
43,201.18
50,039.89
32,505.72
29,160.48
29,595.73
32,107.44
30,546.61
27,604.43
24,486.41
19,724.34
Int. income Growth
10.51%
7.83%
41.44%
20.74%
13.57%
8.66%
-4.71%
11.74%
7.55%
11.07%
 
Other Income
15,855.89
14,687.20
12,191.33
7,887.05
7,992.21
7,936.78
5,992.18
5,449.27
5,555.15
4,510.62
4,100.42
Total Income
89,041.93
45,800.00
41,046.14
28,287.58
24,888.15
22,814.50
19,683.73
19,817.63
18,413.61
16,466.27
14,864.57
Total Expenditure
23,389.87
38,069.52
40,582.81
25,814.75
26,093.14
19,250.19
25,391.28
13,466.13
12,049.12
10,949.95
8,265.83
Employee Cost
-
11,993.38
10,074.44
5,434.12
4,901.58
4,888.66
5,201.05
4,476.97
4,334.61
3,615.95
3,117.27
% Of Sales
-
16.14%
12.77%
10.27%
10.64%
10.99%
11.36%
9.97%
10.71%
9.92%
10.22%
Opt. & Establishment Exp.
-
12,481.40
12,994.27
8,283.10
7,325.70
6,001.11
5,286.48
4,495.70
3,625.79
3,012.11
2,632.74
% Of Sales
-
16.80%
16.47%
15.66%
15.91%
13.49%
11.54%
10.01%
8.96%
8.27%
8.64%
Provisions
-
16,309.36
20,908.56
13,994.03
15,667.24
9,440.36
15,953.97
5,229.98
4,824.94
4,965.29
3,104.76
% Of Sales
-
21.95%
26.50%
26.45%
34.02%
21.23%
34.83%
11.64%
11.92%
13.63%
10.18%
EBITDA
24,951.97
7,730.48
463.33
2,472.83
-1,204.99
3,564.31
-5,707.55
6,351.50
6,364.49
5,516.32
6,598.74
EBITDA Margin
68.04%
24.85%
1.61%
12.12%
-7.13%
23.96%
-41.69%
44.20%
49.50%
46.14%
61.30%
Depreciation
0.00
1,357.31
1,697.23
948.25
900.69
539.97
525.11
368.26
368.11
321.70
294.47
PBT
9,028.85
6,373.17
-1,233.91
1,524.58
-2,105.68
3,024.34
-6,232.67
5,983.23
5,996.39
5,194.62
6,304.27
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
5,755.48
4,919.27
-2,176.09
437.51
-193.62
1,246.93
-1,179.58
2,150.54
1,065.15
444.14
1,087.98
Tax Rate
63.75%
77.19%
176.36%
28.70%
9.20%
41.23%
18.93%
35.94%
17.76%
8.55%
17.26%
PAT
3,198.67
1,381.27
889.22
1,020.90
-1,963.35
1,737.41
-5,087.78
3,793.99
4,895.56
4,725.69
5,195.45
PAT before Minority Interest
3,273.37
1,453.90
942.18
1,087.07
-1,912.06
1,777.41
-5,053.09
3,832.69
4,931.24
4,750.48
5,216.29
Minority Interest
-74.70
-72.63
-52.96
-66.17
-51.29
-40.00
-34.69
-38.70
-35.68
-24.79
-20.84
PAT Margin
6.62%
3.02%
2.17%
3.61%
-7.89%
7.62%
-25.85%
19.14%
26.59%
28.70%
34.95%
PAT Growth
-712.74%
55.34%
-12.90%
0
-213.00%
0
-234.10%
-22.50%
3.59%
-9.04%
 
EPS
6.33
2.67
1.72
1.97
-3.80
3.36
-9.84
7.34
9.47
9.14
10.05

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Shareholder's Funds
82,389.58
76,104.30
54,996.12
46,566.23
43,067.57
42,503.16
42,017.65
37,846.82
33,281.77
28,516.30
Share Capital
1,035.53
925.37
530.36
530.36
462.09
462.09
443.56
430.68
422.52
412.38
Total Reserves
81,354.05
75,178.92
49,423.76
46,035.87
42,605.48
42,041.07
41,574.09
37,416.15
32,859.25
28,103.92
Minority Interest
436.20
386.17
341.36
272.52
232.53
193.69
186.72
158.41
110.05
91.18
Deposits
995,909.81
973,228.15
665,588.69
607,451.36
617,256.87
586,690.47
629,981.25
579,997.06
482,638.89
392,615.95
Borrowings
71,263.34
95,752.70
68,867.53
64,859.82
31,242.00
33,845.23
35,501.52
36,976.30
26,552.94
23,598.06
Other Liabilities & Provisions
52,676.86
54,470.82
29,878.24
28,654.98
27,421.54
27,946.53
26,290.24
21,135.52
16,804.67
12,590.52
Total Liabilities
1,202,675.79
1,199,942.14
819,671.94
747,804.91
719,220.51
691,179.08
733,977.38
676,114.11
559,388.32
457,412.01
Net Block
8,216.94
9,043.78
7,143.71
5,532.28
5,929.68
6,359.17
2,978.41
2,849.30
2,550.43
2,428.19
Gross Block
20,547.88
20,311.34
14,223.47
11,787.72
11,318.39
10,768.08
6,796.35
6,309.81
5,590.21
5,096.79
Accumulated Depreciation
12,330.94
11,267.56
7,079.76
6,255.44
5,388.71
4,408.91
3,817.94
3,460.51
3,039.78
2,668.60
Total Non-Current Assets
1,141,979.32
1,136,315.30
784,959.60
716,033.52
693,023.40
663,738.27
714,764.05
663,033.20
549,494.74
447,012.67
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
40,153.72
34,244.78
28,225.35
24,034.99
23,915.13
22,810.75
23,556.94
19,444.73
14,151.18
22,268.34
Balance with banks and money at call
88,507.41
96,760.29
69,659.49
73,387.76
130,199.86
114,188.30
128,074.25
114,910.94
73,550.88
43,542.00
Investments
281,859.00
289,726.72
195,716.24
175,137.23
140,716.43
128,894.06
124,738.96
122,112.86
125,617.05
86,697.00
Advances
723,242.25
706,539.73
484,214.81
437,941.26
392,262.30
391,485.99
435,415.49
403,715.37
333,625.20
292,077.14
Other Assets
60,696.47
63,626.83
34,712.35
31,771.40
26,197.11
27,440.81
19,213.32
13,080.90
9,893.59
10,399.33
Total Assets
1,202,675.79
1,199,942.13
819,671.95
747,804.92
719,220.51
691,179.08
733,977.37
676,114.10
559,388.33
457,412.00
Contingent Liabilities
400,673.86
384,036.42
381,543.49
299,023.38
253,394.60
229,806.96
247,332.37
260,865.11
205,377.49
153,154.99
Bills for collection
65,370.44
52,285.39
49,212.86
45,859.44
37,680.81
32,442.12
37,721.10
31,995.80
26,021.10
22,862.48
Adjusted Book Value
149.25
151.46
171.64
163.97
171.25
166.50
185.43
171.30
157.45
138.72

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Cash From Operating Activity
-887.05
1,519.34
-1,449.07
-59,691.70
17,864.83
-10,011.31
17,838.31
42,232.62
23,196.14
14,637.39
PBT
6,466.94
-1,248.34
1,537.62
-2,080.72
3,061.91
-6,247.27
6,062.27
6,065.87
5,248.37
6,336.04
Adjustment
19,310.17
24,276.66
16,176.21
17,665.65
11,033.10
17,651.19
6,752.44
6,194.38
6,218.49
4,314.32
Adjustments for Liabilities & Assets
-21,335.64
-21,241.99
-14,863.05
-76,236.90
2,521.18
-22,785.97
7,909.25
32,485.61
13,556.99
5,761.51
Refund/(Payment) of direct taxes
-5,328.52
-266.99
-4,299.84
960.28
1,248.65
1,370.74
-2,885.65
-2,513.24
-1,827.71
-1,774.48
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-471.39
-139.01
-2,537.37
-413.63
-550.62
-4,005.10
-556.34
-730.36
-514.16
-416.12
Net Fixed Assets
-153.75
-6066.91
-2408.94
-446.38
-460.48
-3953.28
-483.42
-677.10
-459.38
-359.47
Other Investment Activity
-20170.24
-22414.85
-14224.20
-11952.25
-14960.35
-11051.11
-7271.85
-6572.23
-5797.09
-5270.53
Cash from Financing Activity
-985.50
14,728.67
4,448.53
3,413.08
-198.26
-615.73
-6.44
5,151.34
-790.27
165.35
Closing Cash & Equivalent
128,661.13
131,005.07
97,884.84
97,422.75
154,115.00
136,999.05
151,631.19
134,355.67
87,702.07
65,810.35
Net Cash Inflow / Outflow
-2,343.94
16,109.00
462.09
-56,692.25
17,115.95
-14,632.14
17,275.52
46,653.60
21,891.72
14,386.62
Opening Cash & Equivalents
131,005.07
97,884.84
97,422.75
154,115.00
136,999.05
151,631.19
134,355.67
87,702.07
65,810.35
51,423.73

Financial Ratios

Consolidated /

Standalone
Description
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Book Value
149.25
151.46
171.64
163.97
171.25
166.50
185.43
171.30
157.45
138.72
NIM
2.74
2.56
2.62
2.38
2.17
2.08
2.02
1.95
2.19
2.42
Yield on Advances
10.28
11.17
10.93
10.52
11.34
11.70
10.32
10.02
10.92
10.44
Yield on Investments
8.05
7.60
7.75
7.69
10.20
9.72
9.11
8.23
6.78
8.13
Cost of Liabilities
4.05
4.68
4.43
4.34
4.56
5.17
4.59
4.47
4.81
4.74
Interest Spread
6.23
6.49
6.50
6.18
6.77
6.52
5.73
5.55
6.11
5.70
ROCE
6.68%
2.67%
4.64%
0.20%
6.62%
-5.34%
10.69%
11.49%
11.82%
16.37%
Cost Income Ratio
50.47
52.07
45.14
45.51
45.37
50.61
43.42
41.23
38.30
36.70
Core Cost Income Ratio
54.54
55.85
46.79
49.26
51.33
53.87
45.81
42.99
39.84
38.27
Operating Costs to Assets
1.92
1.78
1.56
1.51
1.44
1.44
1.17
1.12
1.13
1.19
Loans/Deposits
0.07
0.10
0.10
0.11
0.05
0.06
0.06
0.06
0.06
0.06
Cash/Deposits
0.04
0.04
0.04
0.04
0.04
0.04
0.04
0.03
0.03
0.06
Investment/Deposits
0.28
0.30
0.29
0.29
0.23
0.22
0.20
0.21
0.26
0.22
Inc Loan/Deposits
7.16%
9.84%
10.35%
10.68%
5.06%
5.77%
5.64%
6.38%
5.50%
6.01%
Credit Deposits
72.62%
72.60%
72.75%
72.09%
63.55%
66.73%
69.12%
69.61%
69.13%
74.39%
Interest Expended / Interest earned
58.13%
63.43%
61.44%
63.31%
66.55%
70.11%
68.01%
68.22%
67.19%
64.69%
Interest income / Total funds
6.18%
6.57%
6.45%
6.16%
6.18%
6.63%
6.12%
5.98%
6.51%
6.67%
Interest Expended / Total funds
3.59%
4.17%
3.97%
3.90%
4.11%
4.65%
4.16%
4.08%
4.38%
4.31%
CASA
39.80%
35.03%
34.61%
35.63%
32.09%
26.42%
26.43%
25.83%
25.46%
26.98%

News Update:


  • Bank of Baroda enters into partnership with PayPoint India: Report
    22nd Sep 2021, 15:09 PM

    PayPoint will be BoB’s BC

    Read More
  • BoB, BPCL launch BoB BPCL RuPay NCMC Platinum International co-branded Contactless Debit Card
    22nd Sep 2021, 12:36 PM

    This personalised RuPay platinum international debit card comes with various benefits

    Read More
  • Bank of Baroda rolls out slew of festive offers for retail borrowers
    17th Sep 2021, 13:16 PM

    It has also waived off processing fee on home loans

    Read More
  • Bank of Baroda launches digital banking platform 'bob World'
    9th Sep 2021, 12:35 PM

    The bank aims to provide an all-inclusive and seamless virtual banking experience, encompassing all digital banking services under one roof

    Read More
  • Directorate of Enforcement imposes penalty of Rs 5 crore on Bank of Baroda
    11th Aug 2021, 13:40 PM

    Bank is examining the order for future course of action

    Read More
  • Bank Of Baroda turns black in Q1
    9th Aug 2021, 11:00 AM

    Total income of the bank decreased by 1.52% at Rs 21355.53 crore for Q1FY22

    Read More
  • Bank of Baroda, U GRO Capital launch co-lending platform ‘Pratham’
    22nd Jul 2021, 13:53 PM

    Pratham will allow the MSMEs to avail customised lending solutions at a competitive rate of interest with a significant reduction in turn-around time

    Read More

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