Nifty
:
24793.25
Sensex
:
81361.87
-18.80 (-0.08%)
-82.79 (-0.10%)
Nifty
Sensex
:
:
24793.25
81361.87
-18.80 (-0.08%)
-82.79 (-0.10%)

Bank Of Baroda

Bank - Public

Rating :
60/99

BSE: 532134 | NSE: BANKBARODA

NSE BSE
231.66
19-Jun-2025
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  236.51
  •  236.99
  •  230.52
  •  236.51
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  12080316
  •  2808163185.91
  •  287.7
  •  190.7

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 1,19,794.60
  • 5.90
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 1,97,416.53
  • 3.60%
  • 0.83

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 63.97%
  • 0.62%
  • 7.48%
  • FII
  • DII
  • Others
  • 8.98%
  • 16.95%
  • 2.00%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -8.98

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • 71.19
  • 11.66

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 0.75
  • 0.93

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 7.46
  • 7.40
  • 6.78

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.74
  • 0.75
  • 0.93

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 4.45
  • 4.41
  • 4.87

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Var%
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Interest Earned
32,345.00
31,072.17
4.10%
32,569.84
30,041.75
8.42%
31,886.92
29,262.76
8.97%
31,143.01
28,002.54
11.21%
Interest Exp.
20,273.21
18,309.02
10.73%
20,143.22
18,002.05
11.89%
19,266.01
17,527.69
9.92%
18,582.48
16,060.32
15.70%
Net Interest Income
12,071.79
12,763.15
-5.42%
12,426.62
12,039.70
3.21%
12,620.91
11,735.07
7.55%
12,560.53
11,942.22
5.18%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
7,550.73
6,538.42
15.48%
5,162.65
5,042.23
2.39%
7,568.06
6,503.24
16.37%
4,657.93
5,315.59
-12.37%
Total Income
39,895.73
37,610.59
6.08%
37,732.49
35,083.98
7.55%
39,454.98
35,766.00
10.31%
35,800.94
33,318.13
7.45%
Operating Exp.
10,143.63
9,491.38
6.87%
9,157.55
8,653.14
5.83%
8,982.42
8,430.38
6.55%
8,437.15
7,761.91
8.70%
Operating Profit
9,478.89
9,810.19
-3.38%
8,431.72
8,428.79
0.03%
11,206.55
9,807.93
14.26%
8,781.31
9,495.90
-7.53%
Provision
2,568.03
2,777.33
-7.54%
1,496.89
1,902.56
-21.32%
3,772.80
3,785.16
-0.33%
2,441.78
3,278.41
-25.52%
PBT
6,910.86
7,032.86
-1.73%
6,934.83
6,526.23
6.26%
7,433.75
6,022.77
23.43%
6,339.53
6,217.49
1.96%
PBTM
21.37
22.63
-5.57%
21.29
21.72
-1.98%
23.31
20.58
13.27%
20.36
22.20
-8.29%
TAX
1,603.86
2,016.90
-20.48%
1,818.01
1,777.91
2.26%
1,978.71
1,679.67
17.80%
1,759.04
1,915.23
-8.16%
PAT
5,307.00
5,015.96
5.80%
5,116.82
4,748.32
7.76%
5,455.04
4,343.10
25.60%
4,580.49
4,302.26
6.47%
PATM
16.41%
16.14%
15.71%
15.81%
17.11%
14.84%
14.71%
15.36%
EPS
10.26
9.70
5.77%
9.89
9.18
7.73%
10.55
8.40
25.60%
8.86
8.32
6.49%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Interest Income
-
49,679.85
48,480.14
44,560.45
34,569.99
31,112.80
28,854.81
20,400.53
16,895.94
14,877.72
13,691.55
Interest Earned
-
1,27,944.77
1,18,379.22
94,502.62
73,385.46
74,313.98
78,894.70
52,906.25
46,056.42
44,473.45
45,798.99
Interest Expended
-
78,264.92
69,899.08
49,942.17
38,815.47
43,201.18
50,039.89
32,505.72
29,160.48
29,595.73
32,107.44
Int. income Growth
-
2.47%
8.80%
28.90%
11.11%
7.83%
41.44%
20.74%
13.57%
8.66%
 
Other Income
-
24,939.37
23,399.49
16,275.36
14,394.73
15,253.65
12,191.33
7,887.05
7,992.21
7,936.78
5,992.18
Total Income
-
74,619.22
71,879.63
60,835.81
48,964.72
46,366.45
41,046.14
28,287.58
24,888.15
22,814.50
19,683.73
Total Expenditure
-
45,596.27
44,447.76
38,290.06
37,555.93
38,671.36
40,582.81
25,814.75
26,093.14
19,250.19
25,391.28
Employee Cost
-
17,910.45
16,966.69
14,347.40
12,643.83
11,993.38
10,074.44
5,434.12
4,901.58
4,888.66
5,201.05
% Of Sales
-
14.00%
14.33%
15.18%
17.23%
16.14%
12.77%
10.27%
10.64%
10.99%
11.36%
Opt. & Establishment Exp.
-
20,214.30
19,002.63
18,278.26
13,595.46
12,446.01
12,994.27
8,283.10
7,325.70
6,001.11
5,286.48
% Of Sales
-
15.80%
16.05%
19.34%
18.53%
16.75%
16.47%
15.66%
15.91%
13.49%
11.54%
Provisions
-
10,279.50
11,743.46
9,626.80
14,117.62
16,875.81
20,908.56
13,994.03
15,667.24
9,440.36
15,953.97
% Of Sales
-
8.03%
9.92%
10.19%
19.24%
22.71%
26.50%
26.45%
34.02%
21.23%
34.83%
EBITDA
-
29,022.95
27,431.87
22,545.75
11,408.79
7,695.09
463.33
2,472.83
-1,204.99
3,564.31
-5,707.55
EBITDA Margin
-
58.42%
56.58%
50.60%
33.00%
24.73%
1.61%
12.12%
-7.13%
23.96%
-41.69%
Depreciation
-
1,403.99
1,632.51
1,981.20
1,400.49
1,321.92
1,697.23
948.25
900.69
539.97
525.11
PBT
-
27,618.96
25,799.35
20,564.55
10,008.30
6,373.17
-1,233.91
1,524.58
-2,105.68
3,024.34
-6,232.67
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-
7,159.61
7,389.71
5,876.67
2,308.07
4,919.27
-2,176.09
437.51
-193.62
1,246.93
-1,179.58
Tax Rate
-
25.92%
28.64%
28.58%
23.06%
77.19%
176.36%
28.70%
9.20%
41.23%
18.93%
PAT
-
20,310.42
18,308.15
14,587.87
7,616.94
1,381.27
889.22
1,020.90
-1,963.35
1,737.41
-5,087.78
PAT before Minority Interest
-
20,459.35
18,409.64
14,687.88
7,700.23
1,453.90
942.18
1,087.07
-1,912.06
1,777.41
-5,053.09
Minority Interest
-
-148.93
-101.49
-100.01
-83.29
-72.63
-52.96
-66.17
-51.29
-40.00
-34.69
PAT Margin
-
27.22%
25.47%
23.98%
15.56%
2.98%
2.17%
3.61%
-7.89%
7.62%
-25.85%
PAT Growth
-
10.94%
25.50%
91.52%
451.44%
55.34%
-12.90%
0
-213.00%
0
 
EPS
-
39.27
35.40
28.21
14.73
2.67
1.72
1.97
-3.80
3.36
-9.84

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
1,46,502.72
1,19,712.24
1,05,054.72
91,868.08
82,389.58
76,104.30
54,996.12
46,566.23
43,067.57
42,503.16
Share Capital
1,035.53
1,035.53
1,035.53
1,035.53
1,035.53
925.37
530.36
530.36
462.09
462.09
Total Reserves
1,45,467.18
1,18,676.71
1,04,019.18
90,832.55
81,354.05
75,178.92
49,423.76
46,035.87
42,605.48
42,041.07
Minority Interest
1,247.56
1,017.91
994.59
757.78
436.20
386.17
341.36
272.52
232.53
193.69
Deposits
14,96,687.96
13,59,980.40
12,34,682.00
10,75,804.44
9,95,909.81
9,73,228.15
6,65,588.69
6,07,451.36
6,17,256.87
5,86,690.47
Borrowings
1,35,812.77
1,01,959.10
1,07,910.16
1,09,526.11
71,263.34
95,752.70
68,867.53
64,859.82
31,242.00
33,845.23
Other Liabilities & Provisions
81,523.07
72,109.73
77,237.51
62,180.68
52,676.86
54,470.82
29,878.24
28,654.98
27,421.54
27,946.53
Total Liabilities
18,61,774.08
16,54,779.38
15,25,878.98
13,40,137.09
12,02,675.79
11,99,942.14
8,19,671.94
7,47,804.91
7,19,220.51
6,91,179.08
Net Block
12,478.63
8,035.81
8,876.04
10,056.70
8,081.92
9,043.78
7,143.71
5,532.28
5,929.68
6,359.17
Gross Block
30,001.03
25,067.57
24,452.42
23,812.23
20,412.86
20,311.34
14,223.47
11,787.72
11,318.39
10,768.08
Accumulated Depreciation
17,522.40
17,031.76
15,576.38
13,755.53
12,330.94
11,267.56
7,079.76
6,255.44
5,388.71
4,408.91
Total Non-Current Assets
18,09,731.54
16,04,557.91
14,72,469.25
12,85,284.70
11,41,979.32
11,36,315.30
7,84,959.60
7,16,033.52
6,93,023.40
6,63,738.27
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
155.10
112.53
80.76
131.36
135.02
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
58,190.84
56,720.32
56,696.21
72,774.94
40,153.72
34,244.78
28,225.35
24,034.99
23,915.13
22,810.75
Balance with banks and money at call
74,286.89
43,569.53
45,677.18
57,453.66
88,507.41
96,760.29
69,659.49
73,387.76
1,30,199.86
1,14,188.30
Investments
4,27,379.68
4,07,136.32
3,97,487.23
3,47,587.10
2,81,859.00
2,89,726.72
1,95,716.24
1,75,137.23
1,40,716.43
1,28,894.06
Advances
12,37,240.40
10,88,983.40
9,63,651.83
7,97,280.94
7,23,242.25
7,06,539.73
4,84,214.81
4,37,941.26
3,92,262.30
3,91,485.99
Other Assets
52,042.53
50,221.47
53,409.72
54,852.39
60,696.47
63,626.83
34,712.35
31,771.40
26,197.11
27,440.81
Total Assets
18,61,774.07
16,54,779.38
15,25,878.97
13,40,137.09
12,02,675.79
11,99,942.13
8,19,671.95
7,47,804.92
7,19,220.51
6,91,179.08
Contingent Liabilities
7,86,466.11
5,78,782.81
5,81,568.05
4,05,792.13
4,00,673.86
3,84,036.42
3,81,543.49
2,99,023.38
2,53,394.60
2,29,806.96
Bills for collection
62,537.99
61,980.19
67,927.63
64,912.51
65,370.44
52,285.39
49,212.86
45,859.44
37,680.81
32,442.12
Adjusted Book Value
283.29
231.49
203.14
177.65
159.32
151.46
171.64
163.97
171.25
166.50

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
34,891.58
-6,273.96
-21,353.65
6,210.35
-887.05
1,519.34
-1,449.07
-59,691.70
17,864.83
-10,011.31
PBT
27,875.95
26,157.09
20,781.87
10,157.76
6,466.94
-1,248.34
1,537.62
-2,080.72
3,061.91
-6,247.27
Adjustment
14,832.65
15,340.82
13,579.53
17,503.17
19,876.62
24,276.66
16,176.21
17,665.65
11,033.10
17,651.19
Adjustments for Liabilities & Assets
1,811.45
-39,468.39
-50,097.09
-20,442.70
-21,902.09
-21,241.99
-14,863.05
-76,236.90
2,521.18
-22,785.97
Refund/(Payment) of direct taxes
-9,628.47
-8,303.48
-5,617.96
-1,007.88
-5,328.52
-266.99
-4,299.84
960.28
1,248.65
1,370.74
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-6,493.92
-1,285.30
-1,096.26
-3,645.07
-471.39
-139.01
-2,537.37
-413.63
-550.62
-4,005.10
Net Fixed Assets
-4877.60
-639.75
-627.02
-3197.99
-153.75
-6066.91
-2408.94
-446.38
-460.48
-3953.28
Other Investment Activity
-30658.89
-25592.25
-27501.31
-23700.61
-20170.24
-22414.85
-14224.20
-11952.25
-14960.35
-11051.11
Cash from Financing Activity
3,790.22
5,475.72
-5,405.30
-997.81
-985.50
14,728.67
4,448.53
3,413.08
-198.26
-615.73
Closing Cash & Equivalent
1,32,477.73
1,00,289.85
1,02,373.39
1,30,228.60
1,28,661.13
1,31,005.07
97,884.84
97,422.75
1,54,115.00
1,36,999.05
Net Cash Inflow / Outflow
32,187.88
-2,083.54
-27,855.21
1,567.47
-2,343.94
16,109.00
462.09
-56,692.25
17,115.95
-14,632.14
Opening Cash & Equivalents
1,00,289.85
1,02,373.39
1,30,228.60
1,28,661.13
1,31,005.07
97,884.84
97,422.75
1,54,115.00
1,36,999.05
1,51,631.19

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value
283.29
231.49
203.14
177.65
159.32
151.46
171.64
163.97
171.25
166.50
NIM
2.76
3.04
3.04
2.71
2.74
2.56
2.62
2.38
2.17
2.08
Yield on Advances
10.34
10.87
9.81
9.20
10.28
11.17
10.93
10.52
11.34
11.70
Yield on Investments
7.67
7.45
6.63
6.50
8.05
7.60
7.75
7.69
10.20
9.72
Cost of Liabilities
4.79
4.78
3.72
3.27
4.05
4.68
4.43
4.34
4.56
5.17
Interest Spread
5.55
6.09
6.09
5.93
6.23
6.49
6.50
6.18
6.77
6.52
ROCE
14.41%
15.84%
13.33%
8.12%
6.68%
2.67%
4.64%
0.20%
6.62%
-5.34%
Cost Income Ratio
49.21
47.77
50.37
50.73
49.86
52.07
45.14
45.51
45.37
50.61
Core Cost Income Ratio
51.75
50.23
50.42
52.90
54.54
55.85
46.79
49.26
51.33
53.87
Operating Costs to Assets
1.97
2.08
2.01
1.85
1.92
1.78
1.56
1.51
1.44
1.44
Loans/Deposits
0.09
0.08
0.09
0.10
0.07
0.10
0.10
0.11
0.05
0.06
Cash/Deposits
0.04
0.04
0.05
0.07
0.04
0.04
0.04
0.04
0.04
0.04
Investment/Deposits
0.29
0.30
0.32
0.32
0.28
0.30
0.29
0.29
0.23
0.22
Inc Loan/Deposits
9.07%
7.50%
8.74%
10.18%
7.16%
9.84%
10.35%
10.68%
5.06%
5.77%
Credit Deposits
82.67%
80.07%
78.05%
74.11%
72.62%
72.60%
72.75%
72.09%
63.55%
66.73%
Interest Expended / Interest earned
61.17%
59.05%
52.85%
52.89%
58.13%
63.43%
61.44%
63.31%
66.55%
70.11%
Interest income / Total funds
6.87%
7.15%
6.19%
5.48%
6.18%
6.57%
6.45%
6.16%
6.18%
6.63%
Interest Expended / Total funds
4.20%
4.22%
3.27%
2.90%
3.59%
4.17%
3.97%
3.90%
4.11%
4.65%
CASA
37.71%
38.36%
39.24%
41.14%
39.80%
35.03%
34.61%
35.63%
32.09%
26.42%

Annual Reports:

FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016

News Update:


  • RBI imposes penalty of Rs 61.40 lakh on Bank of Baroda
    3rd May 2025, 11:44 AM

    The penalty is based on deficiencies in regulatory compliance

    Read More
  • Bank of Baroda reports 11% rise in global business during Q4FY25
    3rd Apr 2025, 16:08 PM

    Domestic Advances stood at Rs 10,21,120 crore in Q4FY25

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.