Nifty
:
24154.90
Sensex
:
77235.46
-132.75 (-0.55%)
-492.70 (-0.63%)
Nifty
Sensex
:
:
24154.90
77235.46
-132.75 (-0.55%)
-492.70 (-0.63%)

Bank Of Baroda

Bank - Public

Rating :
53/99

BSE: 532134 | NSE: BANKBARODA

NSE BSE
244.00
18-Aug-2026
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  245.42
  •  247.28
  •  243.9
  •  246.55
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  3521816
  •  863344738.46
  •  325.5
  •  230.81

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 1,26,207.09
  • 6.95
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 2,31,817.71
  • 3.48%
  • 0.75

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 63.97%
  • 0.63%
  • 6.07%
  • FII
  • DII
  • Others
  • 10.14%
  • 15.79%
  • 3.40%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 0.15

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 27.19
  • 20.38
  • 1.69

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 0.86
  • 0.95

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 7.13
  • 7.08
  • 6.65

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.74
  • 0.86
  • 0.95

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 4.78
  • 4.89
  • 5.17

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 26
Jun 25
Var%
Mar 26
Mar 25
Var%
Dec 25
Dec 24
Var%
Sep 25
Sep 24
Var%
Interest Earned
35,114.52
32,866.31
6.84%
34,513.73
32,819.93
5.16%
33,599.84
32,938.98
2.01%
33,318.24
31,902.05
4.44%
Interest Exp.
21,301.13
20,306.54
4.90%
20,776.22
20,273.21
2.48%
20,585.82
20,143.22
2.20%
20,191.35
19,266.01
4.80%
Net Interest Income
13,813.39
12,559.77
9.98%
13,737.51
12,546.72
9.49%
13,014.02
12,795.76
1.71%
13,126.89
12,636.04
3.88%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
6,202.19
5,537.85
12.00%
5,474.45
7,075.80
-22.63%
6,399.16
4,793.51
33.50%
5,115.86
7,552.93
-32.27%
Total Income
41,316.71
38,404.16
7.58%
39,988.18
39,895.73
0.23%
39,999.00
37,732.49
6.01%
38,434.10
39,454.98
-2.59%
Operating Exp.
9,431.64
9,511.99
-0.84%
9,693.94
10,143.63
-4.43%
9,761.54
9,157.55
6.60%
9,749.97
8,982.42
8.55%
Operating Profit
10,583.94
8,585.63
23.28%
9,518.02
9,478.89
0.41%
9,651.64
8,431.72
14.47%
8,492.78
11,206.55
-24.22%
Provision
2,698.17
3,415.97
-21.01%
3,461.49
2,568.03
34.79%
2,628.11
1,496.89
75.57%
1,797.81
3,772.80
-52.35%
PBT
2,205.54
5,169.66
-57.34%
6,056.53
6,910.86
-12.36%
7,023.53
6,934.83
1.28%
6,694.97
7,433.75
-9.94%
PBTM
6.28
15.73
-60.08%
17.55
21.06
-16.67%
20.90
21.05
-0.71%
20.09
23.30
-13.78%
TAX
632.95
1,817.78
-65.18%
408.57
1,603.86
-74.53%
1,616.51
1,818.01
-11.08%
1,624.67
1,978.71
-17.89%
PAT
1,572.59
3,351.88
-53.08%
5,647.96
5,307.00
6.42%
5,407.02
5,116.82
5.67%
5,070.30
5,455.04
-7.05%
PATM
4.48%
10.20%
16.36%
16.17%
16.09%
15.53%
15.22%
17.10%
EPS
3.04
6.48
-53.09%
10.92
10.26
6.43%
10.46
9.89
5.76%
9.80
10.55
-7.11%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Net Interest Income
53,691.81
52,438.19
49,679.85
48,480.14
44,560.45
34,569.99
31,112.80
28,854.81
20,400.53
16,895.94
14,877.72
Interest Earned
1,36,546.33
1,34,298.12
1,27,944.77
1,18,379.22
94,502.62
73,385.46
74,313.98
78,894.70
52,906.25
46,056.42
44,473.45
Interest Expended
82,854.52
81,859.93
78,264.92
69,899.08
49,942.17
38,815.47
43,201.18
50,039.89
32,505.72
29,160.48
29,595.73
Int. income Growth
6.24%
5.55%
2.47%
8.80%
28.90%
11.11%
7.83%
41.44%
20.74%
13.57%
 
Other Income
23,191.66
22,527.32
24,939.37
23,399.49
16,275.36
14,394.73
15,253.65
12,191.33
7,887.05
7,992.21
7,936.78
Total Income
1,59,737.99
74,965.51
74,619.22
71,879.63
60,835.81
48,964.72
46,366.45
41,046.14
28,287.58
24,888.15
22,814.50
Total Expenditure
38,637.09
48,094.29
45,596.27
44,447.76
38,290.06
37,555.93
38,671.36
40,582.81
25,814.75
26,093.14
19,250.19
Employee Cost
-
17,208.52
17,910.45
16,966.69
14,347.40
12,643.83
11,993.38
10,074.44
5,434.12
4,901.58
4,888.66
% Of Sales
-
12.81%
14.00%
14.33%
15.18%
17.23%
16.14%
12.77%
10.27%
10.64%
10.99%
Opt. & Establishment Exp.
-
23,435.45
20,214.30
19,002.63
18,278.26
13,595.46
12,446.01
12,994.27
8,283.10
7,325.70
6,001.11
% Of Sales
-
17.45%
15.80%
16.05%
19.34%
18.53%
16.75%
16.47%
15.66%
15.91%
13.49%
Provisions
-
11,303.38
10,279.50
11,743.46
9,626.80
14,117.62
16,875.81
20,908.56
13,994.03
15,667.24
9,440.36
% Of Sales
-
8.42%
8.03%
9.92%
10.19%
19.24%
22.71%
26.50%
26.45%
34.02%
21.23%
EBITDA
38,246.38
26,871.22
29,022.95
27,431.87
22,545.75
11,408.79
7,695.09
463.33
2,472.83
-1,204.99
3,564.31
EBITDA Margin
71.70%
51.24%
58.42%
56.58%
50.60%
33.00%
24.73%
1.61%
12.12%
-7.13%
23.96%
Depreciation
0.00
1,926.53
1,403.99
1,632.51
1,981.20
1,400.49
1,321.92
1,697.23
948.25
900.69
539.97
PBT
21,980.57
24,944.69
27,618.96
25,799.35
20,564.55
10,008.30
6,373.17
-1,233.91
1,524.58
-2,105.68
3,024.34
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
4,282.70
5,467.53
7,159.61
7,389.71
5,876.67
2,308.07
4,919.27
-2,176.09
437.51
-193.62
1,246.93
Tax Rate
19.48%
21.92%
25.92%
28.64%
28.58%
23.06%
77.19%
176.36%
28.70%
9.20%
41.23%
PAT
17,466.08
19,253.32
20,310.42
18,308.15
14,587.87
7,616.94
1,381.27
889.22
1,020.90
-1,963.35
1,737.41
PAT before Minority Interest
17,697.87
19,477.16
20,459.35
18,409.64
14,687.88
7,700.23
1,453.90
942.18
1,087.07
-1,912.06
1,777.41
Minority Interest
-231.79
-223.84
-148.93
-101.49
-100.01
-83.29
-72.63
-52.96
-66.17
-51.29
-40.00
PAT Margin
22.72%
25.68%
27.22%
25.47%
23.98%
15.56%
2.98%
2.17%
3.61%
-7.89%
7.62%
PAT Growth
-7.97%
-5.20%
10.94%
25.50%
91.52%
451.44%
55.34%
-12.90%
0
-213.00%
 
EPS
34.22
37.23
39.28
35.40
28.21
14.73
2.67
1.72
1.97
-3.80
3.36

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Shareholder's Funds
1,65,868.09
1,46,502.72
1,19,712.24
1,05,054.72
91,868.08
82,389.58
76,104.30
54,996.12
46,566.23
43,067.57
Share Capital
1,035.53
1,035.53
1,035.53
1,035.53
1,035.53
1,035.53
925.37
530.36
530.36
462.09
Total Reserves
1,64,832.55
1,45,467.18
1,18,676.71
1,04,019.18
90,832.55
81,354.05
75,178.92
49,423.76
46,035.87
42,605.48
Minority Interest
1,498.11
1,247.56
1,017.91
994.59
757.78
436.20
386.17
341.36
272.52
232.53
Deposits
16,75,895.11
14,96,695.96
13,59,980.40
12,34,682.00
10,75,804.44
9,95,909.81
9,73,228.15
6,65,588.69
6,07,451.36
6,17,256.87
Borrowings
1,70,296.59
1,35,812.77
1,01,959.10
1,07,910.16
1,09,526.11
71,263.34
95,752.70
68,867.53
64,859.82
31,242.00
Other Liabilities & Provisions
87,943.96
81,515.08
72,109.73
77,237.51
62,180.68
52,676.86
54,470.82
29,878.24
28,654.98
27,421.54
Total Liabilities
21,01,501.86
18,61,774.09
16,54,779.38
15,25,878.98
13,40,137.09
12,02,675.79
11,99,942.14
8,19,671.94
7,47,804.91
7,19,220.51
Net Block
12,048.06
12,478.63
8,035.81
8,876.04
10,056.70
8,081.92
9,043.78
7,143.71
5,532.28
5,929.68
Gross Block
30,924.35
30,001.03
25,067.57
24,452.42
23,812.23
20,412.86
20,311.34
14,223.47
11,787.72
11,318.39
Accumulated Depreciation
18,876.29
17,522.40
17,031.76
15,576.38
13,755.53
12,330.94
11,267.56
7,079.76
6,255.44
5,388.71
Total Non-Current Assets
20,49,256.06
18,09,731.54
16,04,557.91
14,72,469.25
12,85,284.70
11,41,979.32
11,36,315.30
7,84,959.60
7,16,033.52
6,93,023.40
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
148.99
155.10
112.53
80.76
131.36
135.02
0.00
0.00
0.00
0.00
Cash and balance with RBI
64,685.97
58,190.84
56,720.32
56,696.21
72,774.94
40,153.72
34,244.78
28,225.35
24,034.99
23,915.13
Balance with banks and money at call
96,137.15
74,286.89
43,569.53
45,677.18
57,453.66
88,507.41
96,760.29
69,659.49
73,387.76
1,30,199.86
Investments
4,35,777.60
4,27,379.68
4,07,136.32
3,97,487.23
3,47,587.10
2,81,859.00
2,89,726.72
1,95,716.24
1,75,137.23
1,40,716.43
Advances
14,40,458.29
12,37,240.40
10,88,983.40
9,63,651.83
7,97,280.94
7,23,242.25
7,06,539.73
4,84,214.81
4,37,941.26
3,92,262.30
Other Assets
52,245.79
52,042.53
50,221.47
53,409.72
54,852.39
60,696.47
63,626.83
34,712.35
31,771.40
26,197.11
Total Assets
21,01,501.85
18,61,774.07
16,54,779.38
15,25,878.97
13,40,137.09
12,02,675.79
11,99,942.13
8,19,671.95
7,47,804.92
7,19,220.51
Contingent Liabilities
7,96,249.19
7,86,466.11
5,78,782.81
5,81,568.05
4,05,792.13
4,00,673.86
3,84,036.42
3,81,543.49
2,99,023.38
2,53,394.60
Bills for collection
66,819.38
62,537.99
61,980.19
67,927.63
64,912.51
65,370.44
52,285.39
49,212.86
45,859.44
37,680.81
Adjusted Book Value
320.74
283.29
231.49
203.14
177.65
159.32
151.46
171.64
163.97
171.25

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Cash From Operating Activity
33,426.12
34,891.58
-6,273.96
-21,353.65
6,210.35
-887.05
1,519.34
-1,449.07
-59,691.70
17,864.83
PBT
25,313.96
27,875.95
26,157.09
20,781.87
10,157.76
6,466.94
-1,248.34
1,537.62
-2,080.72
3,061.91
Adjustment
16,717.46
14,832.65
15,340.82
13,579.53
17,503.17
19,876.62
24,276.66
16,176.21
17,665.65
11,033.10
Adjustments for Liabilities & Assets
-3,759.45
1,811.45
-39,468.39
-50,097.09
-20,442.70
-21,902.09
-21,241.99
-14,863.05
-76,236.90
2,521.18
Refund/(Payment) of direct taxes
-4,845.85
-9,628.47
-8,303.48
-5,617.96
-1,007.88
-5,328.52
-266.99
-4,299.84
960.28
1,248.65
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-3,275.12
-6,493.92
-1,285.30
-1,096.26
-3,645.07
-471.39
-139.01
-2,537.37
-413.63
-550.62
Net Fixed Assets
-876.35
-4877.60
-639.75
-627.02
-3197.99
-153.75
-6066.91
-2408.94
-446.38
-460.48
Other Investment Activity
-36743.86
-30658.89
-25592.25
-27501.31
-23700.61
-20170.24
-22414.85
-14224.20
-11952.25
-14960.35
Cash from Financing Activity
-1,805.61
3,790.22
5,475.72
-5,405.30
-997.81
-985.50
14,728.67
4,448.53
3,413.08
-198.26
Closing Cash & Equivalent
1,60,823.12
1,32,477.73
1,00,289.85
1,02,373.39
1,30,228.60
1,28,661.13
1,31,005.07
97,884.84
97,422.75
1,54,115.00
Net Cash Inflow / Outflow
28,345.39
32,187.88
-2,083.54
-27,855.21
1,567.47
-2,343.94
16,109.00
462.09
-56,692.25
17,115.95
Opening Cash & Equivalents
1,32,477.73
1,00,289.85
1,02,373.39
1,30,228.60
1,28,661.13
1,31,005.07
97,884.84
97,422.75
1,54,115.00
1,36,999.05

Financial Ratios

Consolidated /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Book Value
320.74
283.29
231.49
203.14
177.65
159.32
151.46
171.64
163.97
171.25
NIM
2.57
2.76
3.04
3.04
2.71
2.74
2.56
2.62
2.38
2.17
Yield on Advances
9.32
10.34
10.87
9.81
9.20
10.28
11.17
10.93
10.52
11.34
Yield on Investments
7.30
7.67
7.45
6.63
6.50
8.05
7.60
7.75
7.69
10.20
Cost of Liabilities
4.43
4.79
4.78
3.72
3.27
4.05
4.68
4.43
4.34
4.56
Interest Spread
4.89
5.55
6.09
6.09
5.93
6.23
6.49
6.50
6.18
6.77
ROCE
11.20%
14.41%
15.84%
13.33%
8.12%
6.68%
2.67%
4.64%
0.20%
6.62%
Cost Income Ratio
51.65
49.21
47.77
50.37
50.73
49.86
52.07
45.14
45.51
45.37
Core Cost Income Ratio
52.93
51.75
50.23
50.42
52.90
54.54
55.85
46.79
49.26
51.33
Operating Costs to Assets
1.84
1.97
2.08
2.01
1.85
1.92
1.78
1.56
1.51
1.44
Loans/Deposits
0.10
0.09
0.08
0.09
0.10
0.07
0.10
0.10
0.11
0.05
Cash/Deposits
0.04
0.04
0.04
0.05
0.07
0.04
0.04
0.04
0.04
0.04
Investment/Deposits
0.26
0.29
0.30
0.32
0.32
0.28
0.30
0.29
0.29
0.23
Inc Loan/Deposits
10.16%
9.07%
7.50%
8.74%
10.18%
7.16%
9.84%
10.35%
10.68%
5.06%
Credit Deposits
85.95%
82.66%
80.07%
78.05%
74.11%
72.62%
72.60%
72.75%
72.09%
63.55%
Interest Expended / Interest earned
60.95%
61.17%
59.05%
52.85%
52.89%
58.13%
63.43%
61.44%
63.31%
66.55%
Interest income / Total funds
6.39%
6.87%
7.15%
6.19%
5.48%
6.18%
6.57%
6.45%
6.16%
6.18%
Interest Expended / Total funds
3.90%
4.20%
4.22%
3.27%
2.90%
3.59%
4.17%
3.97%
3.90%
4.11%
CASA
37.06%
37.71%
38.36%
39.24%
41.14%
39.80%
35.03%
34.61%
35.63%
32.09%

Annual Reports:

FY 2026
FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017

News Update:


  • Bank of Baroda concludes issuance of bonds aggregating $700 million
    14th Aug 2026, 12:41 PM

    These bonds shall be listed on Singapore Stock Exchange, India INX and NSE -IX Exchange Gift city

    Read More
  • Bank Of Baroda - Quarterly Results
    25th Jul 2026, 00:00 AM

    Read More
  • Bank of Baroda reports 15% rise in global business during Q1FY27
    6th Jul 2026, 16:14 PM

    Global deposits grew 13.81% to Rs 16,33,846 crore (provisional) as of June 30, 2026

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.