Nifty
Sensex
:
:
11513.90
39052.06
49.90 (0.44%)
453.07 (1.17%)

Bank - Public

Rating :
47/99

BSE: 532149 | NSE: BANKINDIA

63.70
17-Oct-2019
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  60.70
  •  64.15
  •  60.50
  •  61.00
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  8292352
  •  5166.65
  •  110.15
  •  57.45

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 19,972.85
  • N/A
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 34,915.95
  • N/A
  • 0.49

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 89.10%
  • 0.28%
  • 4.02%
  • FII
  • DII
  • Others
  • 0.43%
  • 5.44%
  • 0.73%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 9.02
  • 3.72
  • 4.92

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 60.40
  • 41.94
  • 8.65

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 52.69

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.89
  • -
  • -

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.61
  • 0.53
  • 0.60

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 6.21
  • 5.78
  • 4.05

Quarterly Results

Standalone Figures in Rs. Crores /

Consolidated
Description
Jun 19
Jun 18
Var%
Mar 19
Mar 18
Var%
Dec 18
Dec 17
Var%
Sep 18
Sep 17
Var%
Interest Earned
10,392.21
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Interest Exp.
6,871.62
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Interest Income
3,520.59
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
NIM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
1,221.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Income
11,613.21
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Exp.
2,455.34
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Profit
2,286.25
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision
1,922.72
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBT
363.53
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBTM
3.50
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
TAX
117.73
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT
245.80
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PATM
2.37%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
EPS
0.47
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA
62,147.40
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA%
16.44
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA
19,339.30
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA%
5.78
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
CASA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Net Interest Income
-
13,797.70
10,633.97
11,979.48
11,847.52
11,464.82
10,955.42
9,135.42
8,394.65
7,877.50
5,832.98
Interest Earned
-
41,004.82
38,312.80
39,585.23
42,092.84
43,684.87
38,125.19
32,095.83
28,610.95
21,858.43
17,996.25
Interest Expended
-
27,207.12
27,678.83
27,605.75
30,245.32
32,220.05
27,169.77
22,960.41
20,216.30
13,980.93
12,163.27
Int. income Growth
-
29.75%
-11.23%
1.11%
3.34%
4.65%
19.92%
8.82%
6.56%
35.05%
 
Other Income
-
5,264.03
5,845.89
6,819.45
3,671.61
4,278.08
4,319.00
3,784.60
3,319.24
2,641.83
2,600.66
Total Income
-
19,061.73
16,479.86
18,798.93
15,519.13
15,742.90
15,274.42
12,920.02
11,713.89
10,519.33
8,433.64
Total Expenditure
-
27,347.31
24,618.06
21,218.32
23,286.78
13,600.07
11,473.38
9,713.97
7,953.09
-9,004.44
-7,151.88
Employee Cost
-
6,081.82
4,963.17
5,449.06
5,403.59
5,031.30
4,036.59
3,179.17
3,089.51
3,492.01
2,308.75
% Of Sales
-
14.83%
12.95%
13.77%
12.84%
11.52%
10.59%
9.91%
10.80%
15.98%
12.83%
Opt. & Establishment Exp.
-
5,158.06
4,823.70
3,518.66
4,311.38
3,453.19
3,021.89
2,465.78
2,095.90
-14,100.02
-11,453.58
% Of Sales
-
12.58%
12.59%
8.89%
10.24%
7.90%
7.93%
7.68%
7.33%
-64.51%
-63.64%
Provisions
-
16,853.11
15,874.55
12,236.14
14,151.73
5,697.74
4,882.70
4,447.16
3,117.78
1,893.29
2,212.87
% Of Sales
-
41.10%
41.43%
30.91%
33.62%
13.04%
12.81%
13.86%
10.90%
8.66%
12.30%
EBITDA
-
-8,285.58
-8,138.20
-2,419.39
-7,767.65
2,142.83
3,801.04
3,206.05
3,760.80
19,523.77
15,585.52
EBITDA Margin
-
-60.05%
-76.53%
-20.20%
-65.56%
18.69%
34.70%
35.09%
44.80%
247.84%
267.20%
Depreciation
-
372.84
521.68
-7.23
289.96
291.08
233.90
189.07
175.05
144.86
109.96
PBT
-
-8,658.42
-8,659.88
-2,412.15
-8,057.60
1,851.75
3,567.14
3,016.98
3,585.75
3,504.68
2,502.11
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-
-3,161.00
-2,587.00
-818.41
-1,722.63
103.42
834.49
275.79
911.13
1,015.97
763.55
Tax Rate
-
36.51%
29.87%
33.93%
21.38%
5.58%
23.39%
9.14%
25.41%
28.99%
30.52%
PAT
-
-5,497.90
-6,052.48
-1,572.32
-6,263.31
1,746.44
2,731.30
2,742.98
2,666.59
2,483.17
1,741.33
PAT before Minority Interest
-
-5,497.42
-6,072.88
-1,593.74
-6,334.97
1,748.33
2,732.65
2,741.19
2,674.62
2,488.71
1,738.56
Minority Interest
-
-0.48
20.40
21.42
71.66
-1.89
-1.35
1.79
-8.03
-5.54
2.77
PAT Margin
-
-28.84%
-36.73%
-8.36%
-40.36%
11.09%
17.88%
21.23%
22.76%
23.61%
20.65%
PAT Growth
-
0
0
0
-458.63%
-36.06%
-0.43%
2.86%
7.39%
42.60%
 
Unadjusted EPS
-
-29.14
-51.83
-14.83
-84.58
31.30
48.96
49.01
49.85
48.37
34.03

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Shareholder's Funds
47,651.95
36,756.48
33,629.26
33,345.66
32,522.85
30,773.72
24,471.01
21,414.00
17,636.08
14,445.03
Share Capital
2,760.03
1,743.72
1,055.43
817.29
665.65
643.00
596.64
574.52
547.22
525.91
Total Reserves
40,253.92
35,012.76
30,851.91
31,224.72
31,857.20
30,130.72
23,874.37
20,839.48
17,088.86
13,919.11
Minority Interest
162.15
159.15
80.98
98.00
167.93
84.00
73.43
62.90
51.24
319.23
Deposits
522,554.96
522,996.90
542,352.11
515,722.48
534,482.30
478,695.08
383,130.99
319,412.53
299,559.40
230,408.21
Borrowings
44,265.19
43,598.26
39,491.42
51,103.27
40,098.69
48,427.51
35,369.40
32,118.94
22,021.38
22,399.90
Other Liabilities & Provisions
16,249.65
11,673.55
16,472.18
16,359.82
18,012.98
20,174.29
13,361.96
14,580.87
13,763.76
9,261.52
Total Liabilities
630,883.90
615,184.34
632,025.95
616,629.23
625,284.75
578,154.60
456,406.79
387,589.24
353,031.86
276,833.89
Net Block
8,799.08
8,191.65
8,349.12
8,381.74
5,801.84
5,677.54
2,806.98
2,739.71
2,383.75
2,313.83
Gross Block
11,685.42
11,029.79
10,655.17
12,150.55
8,859.53
8,274.42
4,994.31
4,681.43
4,062.75
3,843.01
Accumulated Depreciation
2,886.34
2,838.15
2,306.06
3,768.81
3,057.69
2,596.88
2,187.33
1,941.72
1,679.00
1,529.18
Total Non-Current Assets
597,730.43
587,984.08
604,090.51
592,000.37
606,714.81
556,741.69
445,320.13
376,054.67
340,580.74
270,971.68
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
200.00
158.21
196.66
191.11
112.65
142.64
93.66
60.32
115.68
65.08
Cash and balance with RBI
29,322.09
31,575.19
27,544.44
34,213.72
27,498.38
19,287.86
22,125.12
15,139.67
21,860.07
15,657.96
Balance with banks and money at call
65,537.90
64,449.04
68,920.27
65,291.00
45,717.06
42,472.45
33,252.00
20,324.66
15,836.29
15,791.11
Investments
150,905.02
140,321.07
130,751.26
122,620.91
123,195.53
116,489.74
96,387.76
88,056.87
86,676.59
68,112.69
Advances
342,966.34
343,288.92
368,328.76
361,301.89
404,389.35
372,671.46
290,654.61
249,733.44
213,708.36
169,031.01
Other Assets
33,153.48
27,200.26
27,935.44
24,628.87
18,569.93
21,412.91
11,086.66
11,534.57
12,451.11
5,862.19
Total Assets
630,883.91
615,184.34
632,025.95
616,629.24
625,284.74
578,154.60
456,406.79
387,589.24
353,031.85
276,833.87
Contingent Liabilities
311,317.30
342,763.68
359,947.42
354,119.85
374,093.12
252,826.44
221,788.85
191,260.65
163,598.93
135,156.91
Bills for collection
28,504.75
32,105.15
31,625.22
26,902.10
26,420.18
21,862.72
24,253.39
19,298.50
12,675.38
11,810.83
Adjusted Book Value
132.97
178.72
248.06
318.83
435.65
420.87
390.80
351.66
298.56
247.83

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Cash From Operating Activity
-9,218.10
-7,366.00
-6,624.08
18,310.79
14,638.20
6,451.62
20,631.93
-1,644.08
6,196.21
8,320.82
PBT
-8,587.56
-8,548.31
-2,288.50
-7,905.89
2,116.33
3,821.27
3,095.69
3,635.99
3,558.39
2,550.71
Adjustment
18,125.41
17,753.44
13,408.73
15,822.80
7,230.70
6,196.51
5,552.76
4,184.36
2,882.62
3,086.46
Adjustments for Liabilities & Assets
-15,364.56
-15,031.99
-18,897.89
10,700.04
6,420.92
-3,296.46
13,741.67
-8,133.93
895.15
3,797.63
Refund/(Payment) of direct taxes
-3,391.38
-1,539.14
1,153.59
-306.15
-1,129.74
-269.70
-1,758.19
-1,330.50
-1,139.95
-1,113.99
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
71.07
-259.89
-371.06
-608.69
-754.66
-813.88
-388.00
-616.66
-720.22
-15.51
Net Fixed Assets
-694.47
-332.17
1467.60
-3304.33
-553.88
-3314.75
-332.41
-541.93
-279.05
-167.20
Other Investment Activity
-12001.16
-11417.86
-11323.32
-12936.89
-9691.78
-8712.02
-5625.93
-5397.08
-4150.44
-4112.15
Cash from Financing Activity
7,982.80
7,185.41
3,955.12
4,863.70
1,295.07
745.44
-331.14
28.72
771.30
1,253.79
Closing Cash & Equivalent
94,859.99
96,024.23
96,464.71
99,504.72
76,938.92
61,760.31
55,377.13
35,464.34
37,696.36
31,449.07
Net Cash Inflow / Outflow
-1,164.24
-440.48
-3,040.01
22,565.80
15,178.61
6,383.18
19,912.79
-2,232.03
6,247.29
9,559.10
Opening Cash & Equivalents
96,024.23
96,464.71
99,504.72
76,938.92
61,760.31
55,377.13
35,464.34
37,696.36
31,449.07
21,889.97

Financial Ratios

Consolidated /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Book Value
132.96
178.72
248.06
318.83
435.65
420.87
390.80
351.66
298.56
247.83
NIM
2.34
1.83
2.01
2.03
1.91
1.99
2.06
2.25
2.33
2.17
Yield on Advances
11.96
11.16
10.75
11.65
10.80
10.23
11.04
11.46
10.23
10.65
Yield on Investments
6.38
7.58
9.51
7.94
8.41
7.92
8.03
8.60
6.37
7.47
Cost of Liabilities
4.80
4.89
4.74
5.34
5.61
5.15
5.49
5.75
4.35
4.81
Interest Spread
7.16
6.28
6.00
6.31
5.20
5.08
5.56
5.71
5.88
5.84
ROCE
-5.26%
-7.06%
0.80%
-6.25%
6.62%
9.89%
9.99%
12.44%
13.77%
11.52%
Cost Income Ratio
57.01
56.22
47.74
60.73
52.05
44.68
42.23
42.77
48.69
44.09
Core Cost Income Ratio
55.87
61.61
57.92
63.84
55.33
47.14
43.75
44.32
50.23
47.47
Operating Costs to Assets
1.72
1.51
1.42
1.53
1.31
1.18
1.20
1.29
1.45
1.34
Loans/Deposits
0.08
0.08
0.07
0.10
0.08
0.10
0.09
0.10
0.07
0.10
Cash/Deposits
0.06
0.06
0.05
0.07
0.05
0.04
0.06
0.05
0.07
0.07
Investment/Deposits
0.29
0.27
0.24
0.24
0.23
0.24
0.25
0.28
0.29
0.30
Inc Loan/Deposits
8.47%
8.34%
7.28%
9.91%
7.50%
10.12%
9.23%
10.06%
7.35%
9.72%
Credit Deposits
65.63%
65.64%
67.91%
70.06%
75.66%
77.85%
75.86%
78.19%
71.34%
73.36%
Interest Expended / Interest earned
66.35%
72.24%
69.74%
71.85%
73.76%
71.26%
71.54%
70.66%
63.96%
67.59%
Interest income / Total funds
6.50%
6.23%
6.26%
6.83%
6.99%
6.59%
7.03%
7.38%
6.19%
6.50%
Interest Expended / Total funds
4.31%
4.50%
4.37%
4.90%
5.15%
4.70%
5.03%
5.22%
3.96%
4.39%
CASA
35.84%
34.00%
31.83%
25.79%
22.25%
22.92%
25.62%
26.60%
25.40%
27.78%

News Update:


  • Bank of India adds UPI QR-based cash withdrawal feature to ATMs
    9th Sep 2019, 11:37 AM

    With this, BoI accountholders can withdraw cash from ATMs by scanning the QR code at the machine

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  • Bank of India waives off loan processing charges in festive offer
    9th Sep 2019, 09:59 AM

    Home loan of up to Rs 30 lakh would be available at 8.35 per cent, while loan above Rs 30 lakh would be linked to repo rate

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  • RBI slaps penalty of Rs 1.5 crore on Bank of India
    2nd Aug 2019, 10:45 AM

    The aforesaid penalty is required to be paid within 14 days of receipt of their order

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  • Bank of India reports marginal fall in Q1 consolidated net profit
    30th Jul 2019, 12:50 PM

    Total consolidated income of the bank increased by 8.31% at Rs 11613.21 crore for Q1FY20

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  • Bank Of India - Quarterly Results
    30th Jul 2019, 12:31 PM

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