Nifty
:
26205.30
Sensex
:
85609.51
320.50 (1.24%)
1022.50 (1.21%)
Nifty
Sensex
:
:
26205.30
85609.51
320.50 (1.24%)
1022.50 (1.21%)

Bank Of India

Bank - Public

Rating :
79/99

BSE: 532149 | NSE: BANKINDIA

NSE BSE
148.85
26-Nov-2025
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  148
  •  151.43
  •  147.52
  •  147.21
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  11556248
  •  1729843548.33
  •  151.43
  •  90.05

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 67,743.70
  • 7.02
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 1,39,487.32
  • 2.72%
  • 0.90

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 73.38%
  • 0.31%
  • 5.93%
  • FII
  • DII
  • Others
  • 4.24%
  • 15.62%
  • 0.52%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • 33.51
  • 33.99

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 0.65
  • 0.77

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 5.85
  • 7.53
  • 7.91

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.60
  • 0.65
  • 0.77

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.49
  • 3.40
  • 5.19

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 25
Sep 24
Var%
Jun 25
Jun 24
Var%
Mar 25
Mar 24
Var%
Dec 24
Dec 23
Var%
Interest Earned
18,521.48
17,465.81
6.04%
18,466.61
17,045.63
8.34%
18,478.96
16,250.46
13.71%
18,317.30
15,318.75
19.57%
Interest Exp.
12,529.86
11,402.82
9.88%
12,320.83
10,692.96
15.22%
12,332.62
10,241.90
20.41%
12,165.79
9,792.22
24.24%
Net Interest Income
5,991.62
6,062.99
-1.18%
6,145.78
6,352.67
-3.26%
6,146.34
6,008.56
2.29%
6,151.51
5,526.53
11.31%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
2,218.39
2,531.75
-12.38%
2,211.01
1,338.02
65.24%
3,454.59
1,829.74
88.80%
1,780.38
1,202.08
48.11%
Total Income
20,739.87
19,997.56
3.71%
20,677.62
18,383.65
12.48%
21,933.55
18,080.20
21.31%
20,097.68
16,520.83
21.65%
Operating Exp.
4,357.53
4,394.11
-0.83%
4,286.87
3,963.68
8.15%
4,683.41
4,193.33
11.69%
4,168.71
3,671.40
13.55%
Operating Profit
3,852.48
4,200.63
-8.29%
4,069.92
3,727.01
9.20%
4,917.52
3,644.97
34.91%
3,763.18
3,057.21
23.09%
Provision
491.66
1,062.27
-53.72%
1,112.12
1,304.97
-14.78%
1,366.26
1,847.92
-26.06%
316.53
518.39
-38.94%
PBT
3,360.82
3,138.36
7.09%
2,439.00
2,422.04
0.70%
3,551.26
1,797.05
97.62%
3,446.65
2,538.82
35.76%
PBTM
18.15
17.97
1.00%
13.21
14.21
-7.04%
19.22
11.06
73.78%
18.82
16.57
13.58%
TAX
835.18
739.62
12.92%
675.05
687.76
-1.85%
903.64
298.04
203.19%
887.85
643.34
38.01%
PAT
2,525.64
2,398.74
5.29%
1,763.95
1,734.28
1.71%
2,647.62
1,499.01
76.62%
2,558.80
1,895.48
34.99%
PATM
13.64%
13.73%
9.55%
10.17%
14.33%
9.22%
13.97%
12.37%
EPS
5.55
5.27
5.31%
3.87
3.81
1.57%
5.82
3.29
76.90%
5.62
4.16
35.10%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Interest Income
24,435.25
24,713.53
23,316.56
20,491.05
14,197.48
14,432.88
15,399.31
13,797.70
10,633.97
11,979.48
11,847.52
Interest Earned
73,784.35
71,307.71
61,073.34
47,931.69
38,280.91
40,853.83
42,590.77
41,004.82
38,312.80
39,585.23
42,092.84
Interest Expended
49,349.10
46,594.18
37,756.78
27,440.64
24,083.43
26,420.95
27,191.46
27,207.12
27,678.83
27,605.75
30,245.32
Int. income Growth
2.02%
5.99%
13.79%
44.33%
-1.63%
-6.28%
11.61%
29.75%
-11.23%
1.11%
 
Other Income
9,664.37
9,104.73
6,233.13
7,211.17
8,010.54
6,896.55
6,808.89
4,790.91
5,845.89
6,819.45
3,671.61
Total Income
83,448.72
33,818.26
29,549.69
27,702.22
22,208.02
21,329.43
22,208.20
18,588.61
16,479.86
18,798.93
15,519.13
Total Expenditure
17,496.52
20,656.37
18,847.86
21,177.00
16,262.70
17,671.52
26,386.07
26,874.19
24,618.06
21,218.32
23,286.78
Employee Cost
-
10,387.31
9,262.68
8,452.90
7,112.08
6,528.86
6,196.56
6,081.82
4,963.17
5,449.06
5,403.59
% Of Sales
-
14.57%
15.17%
17.64%
18.58%
15.98%
14.55%
14.83%
12.95%
13.77%
12.84%
Opt. & Establishment Exp.
-
7,426.16
6,552.22
6,347.15
5,429.71
4,857.58
4,807.80
4,684.94
4,823.70
3,518.66
4,311.38
% Of Sales
-
10.41%
10.73%
13.24%
14.18%
11.89%
11.29%
11.43%
12.59%
8.89%
10.24%
Provisions
-
4,050.02
4,050.36
7,229.97
4,464.27
7,045.26
16,165.63
16,853.11
15,874.55
12,236.14
14,151.73
% Of Sales
-
5.68%
6.63%
15.08%
11.66%
17.25%
37.96%
41.10%
41.43%
30.91%
33.62%
EBITDA
16,603.10
13,161.89
10,701.83
6,525.22
5,945.32
3,657.91
-4,177.87
-8,285.58
-8,138.20
-2,419.39
-7,767.65
EBITDA Margin
76.29%
53.26%
45.90%
31.84%
41.88%
25.34%
-27.13%
-60.05%
-76.53%
-20.20%
-65.56%
Depreciation
0.00
603.56
508.70
426.51
371.68
380.09
391.96
372.84
521.68
-7.23
289.96
PBT
12,797.73
12,558.33
10,193.13
6,098.71
5,573.65
3,277.81
-4,569.82
-8,658.42
-8,659.88
-2,412.15
-8,057.60
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
3,301.72
3,218.86
3,808.60
2,216.62
2,167.53
1,079.03
-1,640.42
-3,161.00
-2,587.00
-818.41
-1,722.63
Tax Rate
25.80%
25.63%
37.36%
36.35%
38.89%
32.92%
35.90%
36.51%
29.87%
33.93%
21.38%
PAT
9,494.36
9,335.58
6,382.42
3,880.71
3,411.39
2,200.97
-2,929.20
-5,497.90
-6,052.48
-1,572.32
-6,263.31
PAT before Minority Interest
9,496.01
9,339.47
6,384.53
3,882.09
3,406.12
2,198.78
-2,929.40
-5,497.42
-6,072.88
-1,593.74
-6,334.97
Minority Interest
-1.65
-3.89
-2.11
-1.38
5.27
2.19
0.20
-0.48
20.40
21.42
71.66
PAT Margin
27.84%
27.61%
21.60%
14.01%
15.36%
10.32%
-13.19%
-29.58%
-36.73%
-8.36%
-40.36%
PAT Growth
26.15%
46.27%
64.47%
13.76%
54.99%
0
0
0
0
0
 
EPS
20.86
20.51
14.02
8.52
7.49
4.83
-6.43
-12.08
-13.29
-3.45
-13.76

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
80,725.75
70,581.25
60,432.94
56,521.85
49,980.23
45,073.15
47,651.95
36,756.48
33,629.26
33,345.66
Share Capital
4,553.41
4,553.41
4,104.31
4,104.31
3,277.66
3,277.66
2,760.03
1,743.72
1,055.43
817.29
Total Reserves
76,172.35
66,027.85
56,328.64
52,417.55
43,702.57
41,795.49
40,253.92
35,012.76
30,851.91
31,224.72
Minority Interest
161.57
160.81
156.51
129.50
159.31
151.42
162.15
159.15
80.98
98.00
Deposits
8,19,805.98
7,40,611.44
6,72,194.12
6,29,980.75
6,29,098.36
5,57,386.43
5,22,554.96
5,22,996.90
5,42,352.11
5,15,722.48
Borrowings
1,23,869.46
80,960.27
65,015.23
26,821.12
32,464.11
39,752.47
44,265.19
43,598.26
39,491.42
51,103.27
Other Liabilities & Provisions
31,862.25
31,966.58
28,236.95
29,678.12
21,088.09
20,655.38
16,249.65
11,673.55
16,472.18
16,359.82
Total Liabilities
10,56,425.01
9,24,280.35
8,26,035.75
7,43,131.34
7,32,790.10
6,63,018.85
6,30,883.90
6,15,184.34
6,32,025.95
6,16,629.23
Net Block
11,865.11
10,177.51
9,950.13
9,570.11
8,637.09
8,765.29
8,799.08
8,191.65
8,349.12
8,381.74
Gross Block
16,827.82
14,806.49
14,086.57
13,302.67
12,214.18
11,967.20
11,685.42
11,029.79
10,655.17
12,150.55
Accumulated Depreciation
4,962.71
4,628.98
4,136.44
3,732.56
3,577.10
3,201.91
2,886.34
2,838.15
2,306.06
3,768.81
Total Non-Current Assets
10,34,404.61
8,94,686.26
7,94,755.09
7,04,840.10
6,95,055.39
6,28,634.03
5,97,730.43
5,87,984.08
6,04,090.51
5,92,000.37
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
181.83
150.02
110.43
286.01
364.31
292.69
200.00
158.21
196.66
191.11
Cash and balance with RBI
52,125.83
38,893.95
44,381.55
40,530.32
60,930.38
29,446.55
29,322.09
31,575.19
27,544.44
34,213.72
Balance with banks and money at call
48,711.33
44,229.02
40,301.73
51,178.57
65,763.25
57,162.51
65,537.90
64,449.04
68,920.27
65,291.00
Investments
2,68,002.29
2,34,591.98
2,11,323.55
1,80,273.95
1,91,693.01
1,62,322.91
1,50,905.02
1,40,321.07
1,30,751.26
1,22,620.91
Advances
6,53,518.22
5,66,643.78
4,88,687.70
4,23,001.14
3,67,667.35
3,70,644.08
3,42,966.34
3,43,288.92
3,68,328.76
3,61,301.89
Other Assets
22,020.39
29,594.10
31,280.66
38,291.24
37,734.72
34,384.80
33,153.48
27,200.26
27,935.44
24,628.87
Total Assets
10,56,425.00
9,24,280.36
8,26,035.75
7,43,131.34
7,32,790.11
6,63,018.83
6,30,883.91
6,15,184.34
6,32,025.95
6,16,629.24
Contingent Liabilities
6,43,767.09
4,47,717.73
3,79,117.89
4,23,318.90
4,53,794.18
3,52,321.37
3,11,317.30
3,42,763.68
3,59,947.42
3,54,119.85
Bills for collection
27,998.34
28,554.35
29,189.51
27,611.37
24,913.97
25,063.23
28,504.75
32,105.15
31,625.22
26,902.10
Adjusted Book Value
159.03
139.93
130.32
120.72
124.13
118.10
132.97
178.72
248.06
318.83

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
18,534.45
-4,436.94
-7,045.04
-35,486.91
37,868.00
-4,827.08
-9,218.10
-7,366.00
-6,624.08
18,310.79
PBT
12,767.13
10,373.06
6,054.58
5,660.10
3,161.78
-4,691.46
-8,587.56
-8,548.31
-2,288.50
-7,905.89
Adjustment
5,549.19
5,550.01
6,772.81
6,094.96
8,890.41
17,640.55
18,125.41
17,753.44
13,408.73
15,822.80
Adjustments for Liabilities & Assets
362.85
-21,599.93
-20,228.47
-46,686.12
25,059.55
-16,913.34
-15,364.56
-15,031.99
-18,897.89
10,700.04
Refund/(Payment) of direct taxes
-144.73
1,239.92
356.04
-555.85
756.27
-862.83
-3,391.38
-1,539.14
1,153.59
-306.15
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-854.48
-991.05
-521.34
-643.95
-181.60
-231.80
71.07
-259.89
-371.06
-608.69
Net Fixed Assets
-2038.35
-752.37
-589.46
-1014.42
-296.95
-372.27
-694.47
-332.17
1467.60
-3304.33
Other Investment Activity
-17796.14
-15288.08
-14658.32
-13606.51
-12642.29
-12042.47
-12001.16
-11417.86
-11323.32
-12936.89
Cash from Financing Activity
34.24
3,867.67
540.77
1,146.13
2,398.16
-3,192.05
7,982.80
7,185.41
3,955.12
4,863.70
Closing Cash & Equivalent
1,00,837.17
83,122.96
84,683.28
91,708.89
1,26,693.63
86,609.06
94,859.99
96,024.23
96,464.71
99,504.72
Net Cash Inflow / Outflow
17,714.21
-1,560.32
-7,025.61
-34,984.73
40,084.57
-8,250.94
-1,164.24
-440.48
-3,040.01
22,565.80
Opening Cash & Equivalents
83,122.96
84,683.28
91,708.89
1,26,693.63
86,609.06
94,859.99
96,024.23
96,464.71
99,504.72
76,938.92

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value
159.03
139.93
130.32
120.72
124.13
118.10
132.96
178.72
248.06
318.83
NIM
2.42
2.64
2.61
2.04
2.10
2.49
2.34
1.83
2.01
2.03
Yield on Advances
10.91
10.78
9.81
9.05
11.11
11.49
11.96
11.16
10.75
11.65
Yield on Investments
7.13
6.38
5.82
6.97
7.41
6.99
6.38
7.58
9.51
7.94
Cost of Liabilities
4.94
4.60
3.72
3.67
3.99
4.55
4.80
4.89
4.74
5.34
Interest Spread
5.97
6.18
6.09
5.38
7.12
6.94
7.16
6.28
6.00
6.31
ROCE
11.92%
11.98%
9.43%
8.40%
6.13%
-1.25%
-5.26%
-7.06%
0.80%
-6.25%
Cost Income Ratio
50.89
51.80
51.89
54.80
51.60
47.79
55.92
56.22
47.74
60.73
Core Cost Income Ratio
53.89
52.93
55.58
58.52
58.62
49.09
54.77
61.61
57.92
63.84
Operating Costs to Assets
1.63
1.66
1.74
1.64
1.50
1.60
1.65
1.51
1.42
1.53
Loans/Deposits
0.15
0.11
0.10
0.04
0.05
0.07
0.08
0.08
0.07
0.10
Cash/Deposits
0.06
0.05
0.07
0.06
0.10
0.05
0.06
0.06
0.05
0.07
Investment/Deposits
0.33
0.32
0.31
0.29
0.30
0.29
0.29
0.27
0.24
0.24
Inc Loan/Deposits
15.11%
10.93%
9.67%
4.26%
5.16%
7.13%
8.47%
8.34%
7.28%
9.91%
Credit Deposits
79.72%
76.51%
72.70%
67.15%
58.44%
66.50%
65.63%
65.64%
67.91%
70.06%
Interest Expended / Interest earned
65.34%
61.82%
57.25%
62.91%
64.67%
63.84%
66.35%
72.24%
69.74%
71.85%
Interest income / Total funds
6.75%
6.61%
5.80%
5.15%
5.58%
6.42%
6.50%
6.23%
6.26%
6.83%
Interest Expended / Total funds
4.41%
4.08%
3.32%
3.24%
3.61%
4.10%
4.31%
4.50%
4.37%
4.90%
CASA
34.77%
37.11%
38.33%
39.99%
36.63%
36.45%
35.84%
34.00%
31.83%
25.79%

Annual Reports:

FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016

News Update:


  • Bank Of India - Quarterly Results
    18th Oct 2025, 00:00 AM

    Read More
  • Bank of India reports 10% rise in global deposits during Q2FY26
    7th Oct 2025, 12:11 PM

    Its global gross advances were up by 13.94% to Rs 7,08,587 crore (Provisional) in Q2FY26

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.