Nifty
:
24056.00
Sensex
:
77100.47
34.35 (0.14%)
109.25 (0.14%)
Nifty
Sensex
:
:
24056.00
77100.47
34.35 (0.14%)
109.25 (0.14%)

Bank Of India

Bank - Public

Rating :
67/99

BSE: 532149 | NSE: BANKINDIA

NSE BSE
144.72
25-Jun-2026
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  145.36
  •  146.1
  •  144.17
  •  144.15
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  6879658
  •  997450374.88
  •  178.36
  •  108.81

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 65,877.10
  • 6.37
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 1,36,842.57
  • 3.21%
  • 0.80

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 73.38%
  • 0.46%
  • 4.53%
  • FII
  • DII
  • Others
  • 7.26%
  • 13.68%
  • 0.69%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -2.35

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • 24.21
  • 16.48

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 0.69
  • 0.81

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 6.42
  • 7.58
  • 7.02

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.62
  • 0.69
  • 0.81

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.85
  • 4.02
  • 6.39

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Var%
Dec 25
Dec 24
Var%
Sep 25
Sep 24
Var%
Jun 25
Jun 24
Var%
Interest Earned
19,573.37
18,478.96
5.92%
19,051.83
18,317.30
4.01%
18,521.48
17,465.81
6.04%
18,466.61
17,045.63
8.34%
Interest Exp.
12,784.57
12,332.62
3.66%
12,504.24
12,165.79
2.78%
12,529.86
11,402.82
9.88%
12,320.83
10,692.96
15.22%
Net Interest Income
6,788.80
6,146.34
10.45%
6,547.59
6,151.51
6.44%
5,991.62
6,062.99
-1.18%
6,145.78
6,352.67
-3.26%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
3,279.50
3,454.59
-5.07%
2,327.38
1,780.38
30.72%
2,218.39
2,531.75
-12.38%
2,211.01
1,338.02
65.24%
Total Income
22,852.87
21,933.55
4.19%
21,379.21
20,097.68
6.38%
20,739.87
19,997.56
3.71%
20,677.62
18,383.65
12.48%
Operating Exp.
4,986.77
4,683.41
6.48%
4,619.40
4,168.71
10.81%
4,357.53
4,394.11
-0.83%
4,286.87
3,963.68
8.15%
Operating Profit
5,081.53
4,917.52
3.34%
4,255.57
3,763.18
13.08%
3,852.48
4,200.63
-8.29%
4,069.92
3,727.01
9.20%
Provision
1,002.18
1,366.26
-26.65%
582.05
316.53
83.88%
491.66
1,062.27
-53.72%
1,112.12
1,304.97
-14.78%
PBT
4,079.35
3,551.26
14.87%
3,673.52
3,446.65
6.58%
3,360.82
3,138.36
7.09%
2,439.00
2,422.04
0.70%
PBTM
20.84
19.22
8.43%
19.28
18.82
2.44%
18.15
17.97
1.00%
13.21
14.21
-7.04%
TAX
1,029.69
903.64
13.95%
923.51
887.85
4.02%
835.18
739.62
12.92%
675.05
687.76
-1.85%
PAT
3,049.66
2,647.62
15.18%
2,750.01
2,558.80
7.47%
2,525.64
2,398.74
5.29%
1,763.95
1,734.28
1.71%
PATM
15.58%
14.33%
14.43%
13.97%
13.64%
13.73%
9.55%
10.17%
EPS
6.70
5.82
15.12%
6.04
5.62
7.47%
5.55
5.27
5.31%
3.87
3.81
1.57%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Net Interest Income
-
25,473.79
24,713.53
23,316.56
20,491.05
14,197.48
14,432.88
15,399.31
13,797.70
10,633.97
11,979.48
Interest Earned
-
75,613.28
71,307.71
61,073.34
47,931.69
38,280.91
40,853.83
42,590.77
41,004.82
38,312.80
39,585.23
Interest Expended
-
50,139.49
46,594.18
37,756.78
27,440.64
24,083.43
26,420.95
27,191.46
27,207.12
27,678.83
27,605.75
Int. income Growth
-
3.08%
5.99%
13.79%
44.33%
-1.63%
-6.28%
11.61%
29.75%
-11.23%
 
Other Income
-
10,036.29
9,104.73
6,233.13
7,211.17
8,010.54
6,896.55
6,808.89
4,790.91
5,845.89
6,819.45
Total Income
-
35,510.08
33,818.26
29,549.69
27,702.22
22,208.02
21,329.43
22,208.20
18,588.61
16,479.86
18,798.93
Total Expenditure
-
21,226.40
20,656.37
18,847.86
21,177.00
16,262.70
17,671.52
26,386.07
26,874.19
24,618.06
21,218.32
Employee Cost
-
10,449.67
10,387.31
9,262.68
8,452.90
7,112.08
6,528.86
6,196.56
6,081.82
4,963.17
5,449.06
% Of Sales
-
13.82%
14.57%
15.17%
17.64%
18.58%
15.98%
14.55%
14.83%
12.95%
13.77%
Opt. & Establishment Exp.
-
8,531.86
7,426.16
6,552.22
6,347.15
5,429.71
4,857.58
4,807.80
4,684.94
4,823.70
3,518.66
% Of Sales
-
11.28%
10.41%
10.73%
13.24%
14.18%
11.89%
11.29%
11.43%
12.59%
8.89%
Provisions
-
3,706.81
4,050.02
4,050.36
7,229.97
4,464.27
7,045.26
16,165.63
16,853.11
15,874.55
12,236.14
% Of Sales
-
4.90%
5.68%
6.63%
15.08%
11.66%
17.25%
37.96%
41.10%
41.43%
30.91%
EBITDA
-
14,283.68
13,161.89
10,701.83
6,525.22
5,945.32
3,657.91
-4,177.87
-8,285.58
-8,138.20
-2,419.39
EBITDA Margin
-
56.07%
53.26%
45.90%
31.84%
41.88%
25.34%
-27.13%
-60.05%
-76.53%
-20.20%
Depreciation
-
730.97
603.56
508.70
426.51
371.68
380.09
391.96
372.84
521.68
-7.23
PBT
-
13,552.70
12,558.33
10,193.13
6,098.71
5,573.65
3,277.81
-4,569.82
-8,658.42
-8,659.88
-2,412.15
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-
3,463.44
3,218.86
3,808.60
2,216.62
2,167.53
1,079.03
-1,640.42
-3,161.00
-2,587.00
-818.41
Tax Rate
-
25.56%
25.63%
37.36%
36.35%
38.89%
32.92%
35.90%
36.51%
29.87%
33.93%
PAT
-
10,086.31
9,335.58
6,382.42
3,880.71
3,411.39
2,200.97
-2,929.20
-5,497.90
-6,052.48
-1,572.32
PAT before Minority Interest
-
10,089.26
9,339.47
6,384.53
3,882.09
3,406.12
2,198.78
-2,929.40
-5,497.42
-6,072.88
-1,593.74
Minority Interest
-
-2.95
-3.89
-2.11
-1.38
5.27
2.19
0.20
-0.48
20.40
21.42
PAT Margin
-
28.40%
27.61%
21.60%
14.01%
15.36%
10.32%
-13.19%
-29.58%
-36.73%
-8.36%
PAT Growth
-
8.04%
46.27%
64.47%
13.76%
54.99%
0
0
0
0
 
EPS
-
22.15
20.51
14.02
8.52
7.49
4.83
-6.43
-12.08
-13.29
-3.45

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Shareholder's Funds
89,958.55
80,725.75
70,581.25
60,432.94
56,521.85
49,980.23
45,073.15
47,651.95
36,756.48
33,629.26
Share Capital
4,553.41
4,553.41
4,553.41
4,104.31
4,104.31
3,277.66
3,277.66
2,760.03
1,743.72
1,055.43
Total Reserves
85,405.14
76,172.35
66,027.85
56,328.64
52,417.55
43,702.57
41,795.49
40,253.92
35,012.76
30,851.91
Minority Interest
178.31
161.57
160.81
156.51
129.50
159.31
151.42
162.15
159.15
80.98
Deposits
9,30,973.41
8,19,805.98
7,40,611.44
6,72,194.12
6,29,980.75
6,29,098.36
5,57,386.43
5,22,554.96
5,22,996.90
5,42,352.11
Borrowings
1,18,625.89
1,23,869.46
80,960.27
65,015.23
26,821.12
32,464.11
39,752.47
44,265.19
43,598.26
39,491.42
Other Liabilities & Provisions
39,815.43
31,862.25
31,966.58
28,236.95
29,678.12
21,088.09
20,655.38
16,249.65
11,673.55
16,472.18
Total Liabilities
11,79,551.59
10,56,425.01
9,24,280.35
8,26,035.75
7,43,131.34
7,32,790.10
6,63,018.85
6,30,883.90
6,15,184.34
6,32,025.95
Net Block
11,670.44
11,865.11
10,177.51
9,950.13
9,570.11
8,637.09
8,765.29
8,799.08
8,191.65
8,349.12
Gross Block
17,397.90
16,827.82
14,806.49
14,086.57
13,302.67
12,214.18
11,967.20
11,685.42
11,029.79
10,655.17
Accumulated Depreciation
5,727.46
4,962.71
4,628.98
4,136.44
3,732.56
3,577.10
3,201.91
2,886.34
2,838.15
2,306.06
Total Non-Current Assets
11,55,201.68
10,34,404.61
8,94,686.26
7,94,755.09
7,04,840.10
6,95,055.39
6,28,634.03
5,97,730.43
5,87,984.08
6,04,090.51
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
206.66
181.83
150.02
110.43
286.01
364.31
292.69
200.00
158.21
196.66
Cash and balance with RBI
47,660.42
52,125.83
38,893.95
44,381.55
40,530.32
60,930.38
29,446.55
29,322.09
31,575.19
27,544.44
Balance with banks and money at call
51,928.96
48,711.33
44,229.02
40,301.73
51,178.57
65,763.25
57,162.51
65,537.90
64,449.04
68,920.27
Investments
2,79,083.73
2,68,002.29
2,34,591.98
2,11,323.55
1,80,273.95
1,91,693.01
1,62,322.91
1,50,905.02
1,40,321.07
1,30,751.26
Advances
7,64,651.47
6,53,518.22
5,66,643.78
4,88,687.70
4,23,001.14
3,67,667.35
3,70,644.08
3,42,966.34
3,43,288.92
3,68,328.76
Other Assets
24,349.92
22,020.39
29,594.10
31,280.66
38,291.24
37,734.72
34,384.80
33,153.48
27,200.26
27,935.44
Total Assets
11,79,551.60
10,56,425.00
9,24,280.36
8,26,035.75
7,43,131.34
7,32,790.11
6,63,018.83
6,30,883.91
6,15,184.34
6,32,025.95
Contingent Liabilities
6,65,425.69
6,43,767.09
4,47,717.73
3,79,117.89
4,23,318.90
4,53,794.18
3,52,321.37
3,11,317.30
3,42,763.68
3,59,947.42
Bills for collection
27,934.98
27,998.34
28,554.35
29,189.51
27,611.37
24,913.97
25,063.23
28,504.75
32,105.15
31,625.22
Adjusted Book Value
179.97
159.03
139.93
130.32
120.72
124.13
118.10
132.97
178.72
248.06

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Cash From Operating Activity
4,752.86
18,534.45
-4,436.94
-7,045.04
-35,486.91
37,868.00
-4,827.08
-9,218.10
-7,366.00
-6,624.08
PBT
13,769.74
12,767.13
10,373.06
6,054.58
5,660.10
3,161.78
-4,691.46
-8,587.56
-8,548.31
-2,288.50
Adjustment
6,243.96
5,549.19
5,550.01
6,772.81
6,094.96
8,890.41
17,640.55
18,125.41
17,753.44
13,408.73
Adjustments for Liabilities & Assets
-14,953.74
362.85
-21,599.93
-20,228.47
-46,686.12
25,059.55
-16,913.34
-15,364.56
-15,031.99
-18,897.89
Refund/(Payment) of direct taxes
-307.10
-144.73
1,239.92
356.04
-555.85
756.27
-862.83
-3,391.38
-1,539.14
1,153.59
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-328.56
-854.48
-991.05
-521.34
-643.95
-181.60
-231.80
71.07
-259.89
-371.06
Net Fixed Assets
-553.80
-2038.35
-752.37
-589.46
-1014.42
-296.95
-372.27
-694.47
-332.17
1467.60
Other Investment Activity
-18213.37
-17796.14
-15288.08
-14658.32
-13606.51
-12642.29
-12042.47
-12001.16
-11417.86
-11323.32
Cash from Financing Activity
-5,672.09
34.24
3,867.67
540.77
1,146.13
2,398.16
-3,192.05
7,982.80
7,185.41
3,955.12
Closing Cash & Equivalent
99,589.38
1,00,837.17
83,122.96
84,683.28
91,708.89
1,26,693.63
86,609.06
94,859.99
96,024.23
96,464.71
Net Cash Inflow / Outflow
-1,247.79
17,714.21
-1,560.32
-7,025.61
-34,984.73
40,084.57
-8,250.94
-1,164.24
-440.48
-3,040.01
Opening Cash & Equivalents
1,00,837.17
83,122.96
84,683.28
91,708.89
1,26,693.63
86,609.06
94,859.99
96,024.23
96,464.71
99,504.72

Financial Ratios

Consolidated /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Book Value
179.97
159.03
139.93
130.32
120.72
124.13
118.10
132.96
178.72
248.06
NIM
2.23
2.42
2.64
2.61
2.04
2.10
2.49
2.34
1.83
2.01
Yield on Advances
9.89
10.91
10.78
9.81
9.05
11.11
11.49
11.96
11.16
10.75
Yield on Investments
7.29
7.13
6.38
5.82
6.97
7.41
6.99
6.38
7.58
9.51
Cost of Liabilities
4.78
4.94
4.60
3.72
3.67
3.99
4.55
4.80
4.89
4.74
Interest Spread
5.11
5.97
6.18
6.09
5.38
7.12
6.94
7.16
6.28
6.00
ROCE
10.97%
11.92%
11.98%
9.43%
8.40%
6.13%
-1.25%
-5.26%
-7.06%
0.80%
Cost Income Ratio
51.40
50.89
51.80
51.89
54.80
51.60
47.79
55.92
56.22
47.74
Core Cost Income Ratio
53.95
53.89
52.93
55.58
58.52
58.62
49.09
54.77
61.61
57.92
Operating Costs to Assets
1.55
1.63
1.66
1.74
1.64
1.50
1.60
1.65
1.51
1.42
Loans/Deposits
0.13
0.15
0.11
0.10
0.04
0.05
0.07
0.08
0.08
0.07
Cash/Deposits
0.05
0.06
0.05
0.07
0.06
0.10
0.05
0.06
0.06
0.05
Investment/Deposits
0.30
0.33
0.32
0.31
0.29
0.30
0.29
0.29
0.27
0.24
Inc Loan/Deposits
12.74%
15.11%
10.93%
9.67%
4.26%
5.16%
7.13%
8.47%
8.34%
7.28%
Credit Deposits
82.13%
79.72%
76.51%
72.70%
67.15%
58.44%
66.50%
65.63%
65.64%
67.91%
Interest Expended / Interest earned
66.31%
65.34%
61.82%
57.25%
62.91%
64.67%
63.84%
66.35%
72.24%
69.74%
Interest income / Total funds
6.41%
6.75%
6.61%
5.80%
5.15%
5.58%
6.42%
6.50%
6.23%
6.26%
Interest Expended / Total funds
4.25%
4.41%
4.08%
3.32%
3.24%
3.61%
4.10%
4.31%
4.50%
4.37%
CASA
32.81%
34.77%
37.11%
38.33%
39.99%
36.63%
36.45%
35.84%
34.00%
31.83%

Annual Reports:

FY 2026
FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017

News Update:


  • Bank Of India - Quarterly Results
    9th May 2026, 00:00 AM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.