Nifty
:
23995.95
Sensex
:
76835.78
228.50 (0.96%)
776.01 (1.02%)
Nifty
Sensex
:
:
23995.95
76835.78
228.50 (0.96%)
776.01 (1.02%)

Central Bank Of India

Bank - Public

Rating :
58/99

BSE: 532885 | NSE: CENTRALBK

NSE BSE
31.25
27-Jul-2026
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  31.3
  •  31.61
  •  31.16
  •  31.03
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  7486343
  •  234508216.03
  •  40.92
  •  29.32

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 28,285.63
  • 6.20
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 41,186.88
  • 3.84%
  • 0.76

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 81.19%
  • 0.40%
  • 6.10%
  • FII
  • DII
  • Others
  • 0.93%
  • 9.21%
  • 2.17%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -11.29
  • 9.44
  • -2.00

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • 33.46
  • 20.37

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.15
  • 1.36

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 6.61
  • 13.79
  • 12.26

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.93
  • 1.15
  • 1.36

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.03
  • 1.96
  • 4.27

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 26
Jun 25
Var%
Mar 26
Mar 25
Var%
Dec 25
Dec 24
Var%
Sep 25
Sep 24
Var%
Interest Earned
9,725.90
8,623.38
12.79%
9,697.80
8,653.26
12.07%
9,069.98
8,541.83
6.18%
8,776.54
8,235.34
6.57%
Interest Exp.
5,793.95
5,221.75
10.96%
5,676.52
5,238.11
8.37%
5,551.74
4,983.56
11.40%
5,476.04
4,806.54
13.93%
Net Interest Income
3,931.95
3,401.63
15.59%
4,021.28
3,415.15
17.75%
3,518.24
3,558.27
-1.12%
3,300.50
3,428.80
-3.74%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
988.49
1,772.14
-44.22%
1,161.31
1,723.49
-32.62%
1,936.96
1,232.42
57.17%
1,507.17
1,648.94
-8.60%
Total Income
10,714.39
10,395.52
3.07%
10,859.11
10,376.75
4.65%
11,006.94
9,774.25
12.61%
10,283.71
9,884.28
4.04%
Operating Exp.
2,724.19
2,858.36
-4.69%
3,068.16
3,121.76
-1.72%
3,158.29
2,813.97
12.24%
3,012.25
2,901.75
3.81%
Operating Profit
2,196.25
2,315.41
-5.15%
2,114.43
2,016.88
4.84%
2,296.91
1,976.72
16.20%
1,795.42
2,175.99
-17.49%
Provision
405.03
522.47
-22.48%
505.01
846.30
-40.33%
704.63
559.03
26.05%
316.22
598.28
-47.15%
PBT
1,791.22
1,877.79
-4.61%
1,609.42
1,170.58
37.49%
1,592.28
1,417.69
12.32%
1,479.20
1,577.71
-6.24%
PBTM
18.42
21.78
-15.43%
16.60
13.53
22.69%
17.56
16.60
5.78%
16.85
19.16
-12.06%
TAX
462.27
617.33
-25.12%
870.90
128.56
577.43%
327.34
449.51
-27.18%
259.61
657.07
-60.49%
PAT
1,328.95
1,260.46
5.43%
738.52
1,042.02
-29.13%
1,264.94
968.18
30.65%
1,219.59
920.64
32.47%
PATM
13.66%
14.62%
7.62%
12.04%
13.95%
11.33%
13.90%
11.18%
EPS
1.47
1.39
5.76%
0.82
1.15
-28.70%
1.40
1.07
30.84%
1.35
1.02
32.35%
Gross NPA
9,312.11
8,706.16
6.96%
9,258.51
9,289.29
-0.33%
8,801.10
10,539.56
-16.49%
8,901.12
11,676.00
-23.77%
Gross NPA%
2.61
3.14
-16.88%
2.67
3.18
-16.04%
2.71
3.87
-29.97%
3.02
4.59
-34.20%
Net NPA
1,766.71
1,349.11
30.95%
1,708.28
1,581.83
7.99%
1,458.72
1,606.28
-9.19%
1,408.13
1,719.64
-18.11%
Net NPA%
0.51
0.50
2.00%
0.50
0.56
-10.71%
0.46
0.61
-24.59%
0.49
0.70
-30.00%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Net Interest Income
14,771.97
14,241.64
13,967.78
12,966.55
11,752.00
9,542.46
8,286.57
7,671.03
6,813.96
6,559.80
6,608.51
Interest Earned
37,270.22
36,167.69
33,797.45
30,848.92
25,657.10
22,903.34
22,829.53
23,675.59
22,748.62
24,163.12
24,774.96
Interest Expended
22,498.25
21,926.05
19,829.67
17,882.37
13,905.10
13,360.88
14,542.96
16,004.56
15,934.66
17,603.32
18,166.45
Int. income Growth
7.01%
1.96%
7.72%
10.33%
23.15%
15.16%
8.02%
12.58%
3.87%
-0.74%
 
Other Income
5,593.93
6,415.44
5,658.27
4,713.06
4,084.49
2,967.49
3,110.77
3,622.40
2,416.33
2,620.41
2,871.16
Total Income
42,864.15
20,657.08
19,626.05
17,679.61
15,836.49
12,509.95
11,397.34
11,293.43
9,230.29
9,180.21
9,479.67
Total Expenditure
11,962.89
15,643.81
15,250.68
14,603.80
12,778.04
10,476.56
12,419.32
11,923.40
17,108.82
16,806.34
12,753.66
Employee Cost
-
7,600.38
7,234.85
6,325.77
5,615.70
4,482.15
4,150.23
4,225.87
3,574.48
3,990.05
4,221.20
% Of Sales
-
21.01%
21.41%
20.51%
21.89%
19.57%
18.18%
17.85%
15.71%
16.51%
17.04%
Opt. & Establishment Exp.
-
4,979.44
4,773.67
4,448.95
3,680.28
3,091.68
2,940.91
2,998.61
2,783.61
2,696.22
2,414.77
% Of Sales
-
13.77%
14.12%
14.42%
14.34%
13.50%
12.88%
12.67%
12.24%
11.16%
9.75%
Provisions
-
4,123.51
4,357.30
4,828.74
4,254.02
3,496.25
5,913.24
5,269.88
11,306.59
10,641.07
6,633.07
% Of Sales
-
11.40%
12.89%
15.65%
16.58%
15.27%
25.90%
22.26%
49.70%
44.04%
26.77%
EBITDA
8,403.01
5,013.27
4,375.37
3,075.81
3,058.45
2,033.39
-1,021.98
-629.97
-7,878.53
-7,626.13
-3,273.99
EBITDA Margin
67.90%
35.20%
31.32%
23.72%
26.02%
21.31%
-12.33%
-8.21%
-115.62%
-116.26%
-49.54%
Depreciation
0.00
529.76
557.57
499.83
385.98
296.76
292.53
285.48
277.93
260.50
257.69
PBT
6,472.12
4,483.52
3,817.80
2,575.98
2,672.47
1,736.63
-1,314.52
-915.45
-8,156.46
-7,886.64
-3,531.68
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
1,920.12
0.00
0.00
0.00
1,063.14
672.13
-436.03
211.86
-2,528.74
-2,791.07
-1,089.80
Tax Rate
29.67%
0.00%
0.00%
0.00%
39.78%
38.70%
33.17%
-23.14%
31.00%
35.39%
30.86%
PAT
4,545.69
4,476.51
3,808.80
2,567.04
1,599.72
1,057.34
-883.71
-1,130.95
-5,633.51
-5,101.56
-2,444.46
PAT before Minority Interest
4,552.00
4,483.52
3,817.80
2,575.98
1,609.33
1,064.50
-878.49
-1,127.31
-5,627.72
-5,095.57
-2,441.88
Minority Interest
-6.31
-7.01
-9.00
-8.94
-9.61
-7.16
-5.22
-3.64
-5.79
-5.99
-2.58
PAT Margin
22.32%
21.67%
19.41%
14.52%
10.10%
8.45%
-7.75%
-10.01%
-61.03%
-55.57%
-25.79%
PAT Growth
8.61%
17.53%
48.37%
60.47%
51.30%
0
0
0
0
0
 
EPS
5.03
4.95
4.21
2.84
1.77
1.17
-0.98
-1.25
-6.22
-5.64
-2.70

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Shareholder's Funds
39,001.14
36,881.48
32,374.41
29,216.73
27,549.41
26,496.84
21,536.50
19,396.04
18,210.46
0.00
Share Capital
9,051.40
9,051.40
8,680.94
8,680.94
8,680.94
5,875.56
5,709.76
4,047.20
2,618.16
1,902.17
Total Reserves
29,949.74
27,830.08
23,693.47
20,535.79
18,868.47
15,821.28
15,826.74
15,136.29
15,592.31
15,626.26
Minority Interest
92.18
85.17
76.16
67.31
57.70
50.54
45.32
43.46
39.81
34.62
Deposits
4,68,444.00
4,13,270.98
3,85,540.78
3,59,775.12
3,43,164.57
3,30,328.31
3,14,201.14
3,00,311.39
2,95,354.49
2,97,309.23
Borrowings
31,854.20
21,819.64
20,012.88
8,333.92
7,663.30
5,759.66
6,076.03
5,639.67
6,025.68
9,623.30
Other Liabilities & Provisions
11,687.62
8,399.57
9,767.35
9,686.64
8,857.20
7,339.12
15,291.69
6,494.10
7,718.86
9,516.34
Total Liabilities
5,51,079.14
4,80,456.84
4,47,771.58
4,07,079.72
3,87,292.18
3,69,974.47
3,57,150.68
3,31,884.66
3,27,349.30
3,16,483.49
Net Block
5,201.69
5,214.03
5,345.24
4,785.59
4,964.27
5,141.79
4,345.71
4,319.80
4,352.85
4,299.93
Gross Block
9,155.76
8,695.70
9,714.92
8,710.83
8,548.38
8,453.16
7,451.59
7,156.24
6,950.87
6,659.09
Accumulated Depreciation
3,954.08
3,481.67
4,369.67
3,925.25
3,584.12
3,311.37
3,105.88
2,836.43
2,598.01
2,359.16
Total Non-Current Assets
5,38,852.14
4,66,569.09
4,31,362.34
3,89,350.17
3,67,877.29
3,50,002.65
3,34,928.31
3,08,495.61
3,03,864.25
2,23,558.86
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
18,952.96
22,931.43
22,954.79
27,432.92
38,033.70
32,188.10
30,059.99
20,779.45
36,000.12
75,087.18
Balance with banks and money at call
18,881.74
13,265.97
14,653.01
16,669.02
15,063.24
6,765.67
6,044.56
10,518.14
3,262.29
3,707.79
Investments
1,57,607.15
1,41,652.26
1,44,010.02
1,36,569.38
1,40,774.54
1,48,518.01
1,42,525.67
1,25,452.74
1,02,769.46
0.00
Advances
3,38,208.60
2,83,505.40
2,44,399.28
2,03,893.26
1,69,041.54
1,57,389.08
1,51,952.38
1,47,425.48
1,57,479.53
1,40,463.96
Other Assets
12,227.00
13,887.76
16,409.23
17,729.54
19,414.89
19,971.84
22,222.38
23,389.03
23,485.04
18,859.50
Total Assets
5,51,079.14
4,80,456.85
4,47,771.57
4,07,079.71
3,87,292.18
3,69,974.49
3,57,150.69
3,31,884.64
3,27,349.29
2,42,418.36
Contingent Liabilities
2,11,039.36
1,43,711.91
96,299.80
1,32,707.90
1,79,608.83
92,139.30
56,187.03
86,673.04
1,19,402.66
83,367.83
Bills for collection
9,732.97
8,273.77
10,057.07
11,039.07
11,375.03
11,898.77
14,276.74
16,247.39
14,486.07
9,168.94
Adjusted Book Value
38.82
36.41
32.59
29.45
27.46
30.47
32.53
39.80
57.60
75.30

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Cash From Operating Activity
2,803.99
-2,459.64
-5,909.91
-8,786.34
14,276.55
-2,003.33
1,725.97
-14,509.99
-44,376.41
61,870.67
PBT
6,605.98
5,103.48
4,190.46
2,761.10
1,763.26
-1,425.41
-1,034.43
-8,131.13
-7,913.90
-3,523.09
Adjustment
1,263.84
3,021.57
3,829.39
4,631.78
3,775.72
6,272.81
5,571.98
11,580.21
10,895.28
6,882.83
Adjustments for Liabilities & Assets
-4,694.23
-11,389.75
-13,671.19
-15,871.45
8,459.87
-8,484.33
-2,662.40
-18,137.71
-47,056.77
59,610.56
Refund/(Payment) of direct taxes
-371.60
805.06
-258.57
-307.77
277.70
1,633.60
-149.18
178.64
-301.02
-1,099.63
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-453.87
-450.77
-584.23
-208.66
-133.38
-202.45
-314.78
-250.94
-310.23
-188.62
Net Fixed Assets
-392.58
1018.88
-1003.73
-162.24
-95.49
-1001.52
-295.21
-205.08
-291.87
-167.79
Other Investment Activity
-9526.65
-9267.53
-9910.84
-8831.83
-8738.66
-8755.50
-7690.14
-7454.22
-7127.53
-6796.00
Cash from Financing Activity
-712.82
1,500.00
0.00
0.00
0.00
5,055.00
3,395.77
6,796.11
5,154.09
1,543.26
Closing Cash & Equivalent
37,834.70
36,197.39
37,607.80
44,101.94
53,096.94
38,953.77
36,104.55
31,297.59
39,262.42
78,794.96
Net Cash Inflow / Outflow
1,637.30
-1,410.41
-6,494.14
-8,995.00
14,143.17
2,849.22
4,806.96
-7,964.82
-39,532.55
63,225.31
Opening Cash & Equivalents
36,197.40
37,607.80
44,101.94
53,096.94
38,953.77
36,104.55
31,297.59
39,262.41
78,794.97
15,569.65

Financial Ratios

Consolidated /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Book Value
38.82
36.41
32.59
29.45
27.46
30.47
32.53
39.80
57.60
75.30
NIM
2.67
3.03
3.04
3.06
2.63
2.40
2.32
2.24
2.19
2.12
Yield on Advances
10.69
11.92
12.62
12.58
13.55
14.51
15.58
15.43
15.34
17.64
Yield on Investments
7.20
7.87
7.05
6.58
6.93
7.64
7.82
6.92
7.51
9.66
Cost of Liabilities
4.38
4.56
4.41
3.78
3.81
4.33
5.00
5.21
5.84
5.92
Interest Spread
6.31
7.36
8.21
8.81
9.74
10.18
10.58
10.22
9.50
11.72
ROCE
8.27%
9.21%
7.80%
8.66%
6.58%
-2.55%
-1.18%
-30.43%
-24.98%
-5.74%
Cost Income Ratio
58.33
58.35
58.12
56.26
58.17
59.65
61.44
65.87
70.00
67.28
Core Cost Income Ratio
61.44
62.12
60.55
57.26
59.18
67.52
68.85
67.44
74.69
80.35
Operating Costs to Assets
2.19
2.38
2.29
2.19
1.88
1.84
1.94
1.83
1.96
1.91
Loans/Deposits
0.07
0.05
0.05
0.02
0.02
0.02
0.02
0.02
0.02
0.03
Cash/Deposits
0.04
0.06
0.06
0.08
0.11
0.10
0.10
0.07
0.12
0.25
Investment/Deposits
0.34
0.34
0.37
0.38
0.41
0.45
0.45
0.42
0.35
0.31
Inc Loan/Deposits
6.80%
5.28%
5.19%
2.32%
2.23%
1.74%
1.93%
1.88%
2.04%
3.24%
Credit Deposits
72.20%
68.60%
63.39%
56.67%
49.26%
47.65%
48.36%
49.09%
53.32%
47.25%
Interest Expended / Interest earned
60.62%
58.67%
57.97%
54.20%
58.34%
63.70%
67.60%
70.05%
72.85%
73.33%
Interest income / Total funds
6.56%
7.03%
6.89%
6.30%
5.91%
6.17%
6.63%
6.85%
7.38%
7.40%
Interest Expended / Total funds
3.98%
4.13%
3.99%
3.42%
3.45%
3.93%
4.48%
4.80%
5.38%
5.43%
CASA
47.30%
48.90%
49.97%
50.38%
50.56%
49.22%
46.34%
46.13%
42.39%
39.12%

Annual Reports:

FY 2026
FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017

News Update:


  • CentralBank of India - Quarterly Results
    18th Jul 2026, 00:00 AM

    Read More
  • Central Bank of India reports marginal rise in Q1 consolidated net profit
    17th Jul 2026, 15:30 PM

    Consolidated total income of the bank increased by 3.07% to Rs 10,714.39 crore in Q1FY27

    Read More
  • Central Bank of India posts 29% growth in gross advances in Q1FY27
    3rd Jul 2026, 14:59 PM

    Total deposits grew 11.66% to Rs 4,78,895 crore (provisional) as of June 30, 2026, as compared to Rs 4,28,890 crore as of June 30, 2025

    Read More
  • Central Bank of India inaugurates IFSC Banking Unit at GIFT City
    29th Jun 2026, 18:05 PM

    The IFSC Banking Unit will enable the Bank to cater to the foreign currency funding requirements of its corporate clients

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.