Central Bank Of India, 532885, CENTRALBK Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

7,839.24
N/A
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

-7,300.54
N/A
0.50

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

10 Years
5 Years
3 Years

10.28
-1.35
0.99

EBITDA CAGR (%)

10 Years
5 Years
3 Years

49.82
60.18
10.57

PAT CAGR (%)

10 Years
5 Years
3 Years

-
-
32.25

P:E (Median)

8 Years
5 Years
3 Years

P:BV (Average)

8 Years
5 Years
3 Years

0.86
0.99
1.04

EV:EBITDA (Average)

8 Years
5 Years
3 Years

3.40
0.92
-5.83

Quarterly Results

Standalone Figures in Rs. Crores

Description Mar 19 Mar 18 Var% Dec 18 Dec 17 Var% Sep 18 Sep 17 Var% Jun 18 Jun 17 Var%
Interest Earned 5,476.82 5,631.99 -2.76% 5,784.83 6,026.55 -4.01% 5,685.05 6,166.06 -7.80% 5,691.87 6,210.91 -8.36%
Interest Exp. 3,874.36 4,132.14 -6.24% 3,968.78 4,049.13 -1.98% 4,009.55 4,457.56 -10.05% 4,013.69 4,879.67 -17.75%
Net Interest Income 1,602.46 1,499.85 6.84% 1,816.05 1,977.42 -8.16% 1,675.50 1,708.50 -1.93% 1,678.18 1,331.24 26.06%
NIM 0.00 2.47 -100.00% 2.74 3.06 -10.46% 2.62 2.43 7.82% 2.61 1.95 33.85%
Other Income 1,143.69 669.51 70.82% 544.34 562.77 -3.27% 511.95 730.20 -29.89% 212.95 659.87 -67.73%
Total Income 6,620.51 6,301.50 5.06% 6,329.17 6,589.32 -3.95% 6,197.00 6,896.26 -10.14% 5,904.82 6,870.78 -14.06%
Operating Exp. 1,227.32 1,622.18 -24.34% 1,645.18 1,674.37 -1.74% 1,678.61 1,569.40 6.96% 1,507.52 1,540.42 -2.14%
Operating Profit 1,518.83 547.18 177.57% 715.21 865.82 -17.40% 508.84 869.30 -41.47% 383.61 450.69 -14.88%
Provision 4,733.82 3,971.25 19.20% 1,811.85 3,427.03 -47.13% 1,982.82 1,961.66 1.08% 2,768.22 1,269.02 118.14%
PBT -3,214.99 -3,424.07 - -1,096.64 -2,561.21 - -1,473.98 -1,092.36 - -2,384.61 -818.33 -
PBTM -58.70 -60.80 - -18.96 -42.50 - -25.93 -17.72 - -41.90 -13.18 -
TAX -737.58 -1,310.56 - -378.41 -896.99 - -550.38 -341.95 - -862.37 -241.57 -
PAT -2,477.41 -2,113.51 - -718.23 -1,664.22 - -923.60 -750.41 - -1,522.24 -576.76 -
PATM -45.23% -37.53% -12.42% -27.61% -16.25% -12.17% -26.74% -9.29%
EPS -6.12 -8.07 - -2.42 -8.46 - -3.53 -3.93 - -5.81 -3.03 -
Gross NPA 32,356.04 38,130.70 -15.14% 35,332.68 32,490.85 8.75% 37,410.76 31,641.15 18.23% 38,777.66 31,398.47 23.50%
Gross NPA% 19.29 21.48 -10.20% 20.64 18.08 14.16% 21.48 17.27 24.38% 22.17 18.23 21.61%
Net NPA 11,333.24 17,377.87 -34.78% 15,605.07 15,310.68 1.92% 15,794.15 15,899.74 -0.66% 16,086.25 17,407.43 -7.59%
Net NPA% 7.73 11.10 -30.36% 10.32 9.45 9.21% 10.36 9.53 8.71% 10.58 11.04 -4.17%
CASA 0.00 42.46 -100.00% 44.64 40.68 9.73% 43.50 40.24 8.10% 42.72 39.48 8.21%

Description Mar 19 Mar 18 Var% Dec 18 Dec 17 Var% Sep 18 Sep 17 Var% Jun 18 Jun 17 Var%
Interest Earned 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Interest Exp. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Interest Income 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NIM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other Income 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Income 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Exp. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Profit 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Provision 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PBT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PBTM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
TAX 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PAT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Gross NPA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Gross NPA% 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net NPA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net NPA% 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CASA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone

Description TTM Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10
Net Interest Income - 6,772.18 6,517.01 6,574.01 7,065.63 7,247.07 6,494.39 5,737.57 5,168.64 5,325.34 2,545.30 Interest Earned - 22,638.57 24,035.52 24,661.41 25,887.90 26,408.78 24,427.55 21,860.65 19,149.50 15,220.57 12,064.31 Interest Expended - 15,866.39 17,518.51 18,087.40 18,822.27 19,161.71 17,933.16 16,123.08 13,980.86 9,895.23 9,519.01 Int. income Growth - 3.92% -0.87% -6.96% -2.50% 11.59% 13.19% 11.01% -2.94% 109.22% Other Income - 2,412.94 2,622.35 2,875.64 1,938.79 1,894.23 1,922.58 1,667.33 1,395.30 1,265.04 1,735.25 Total Income - 9,185.12 9,139.36 9,449.65 9,004.42 9,141.30 8,416.97 7,404.90 6,563.94 6,590.38 4,280.55 Total Expenditure - 17,077.62 16,775.02 12,721.18 11,434.17 8,021.61 9,203.26 5,900.49 5,774.36 4,812.52 2,652.25 Employee Cost - 3,565.22 3,983.37 4,214.31 4,465.67 3,824.94 3,537.01 2,891.55 2,506.24 2,964.22 1,544.19 % Of Sales - 15.75% 16.57% 17.09% 17.25% 14.48% 14.48% 13.23% 13.09% 19.48% 12.80% Opt. & Establishment Exp. - 2,771.13 2,683.31 2,404.08 2,135.23 1,986.48 1,850.48 1,525.23 1,386.29 1,153.46 756.58 % Of Sales - 12.24% 11.16% 9.75% 8.25% 7.52% 7.58% 6.98% 7.24% 7.58% 6.27% Provisions - 11,296.71 10,628.96 6,617.53 5,312.13 2,668.67 4,232.87 1,852.61 2,168.91 932.22 508.98 % Of Sales - 49.90% 44.22% 26.83% 20.52% 10.11% 17.33% 8.47% 11.33% 6.12% 4.22% EBITDA - -7,892.50 -7,635.66 -3,271.53 -2,429.75 1,119.69 -786.29 1,504.41 789.58 1,777.86 1,628.30 EBITDA Margin - -116.54% -117.17% -49.76% -34.39% 15.45% -12.11% 26.22% 15.28% 33.38% 63.97% Depreciation - 277.72 260.31 257.37 239.43 229.24 208.55 184.45 143.54 118.69 78.75 PBT - -8,170.22 -7,895.97 -3,528.90 -2,669.19 890.45 -994.84 1,319.96 646.04 1,659.17 1,549.54 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Provision for Tax - -2,528.74 -2,791.07 -1,089.80 -1,251.00 284.00 268.00 305.00 113.00 406.76 491.31 Tax Rate - 30.95% 35.35% 30.88% 46.87% 31.89% -26.94% 23.11% 17.49% 24.52% 31.71% PAT - -5,641.48 -5,104.90 -2,439.10 -1,418.19 606.45 -1,262.84 1,014.96 533.04 1,252.41 1,058.23 PAT before Minority Interest - -5,641.48 -5,104.90 -2,439.10 -1,418.19 606.45 -1,262.84 1,014.96 533.04 1,252.41 1,058.23 Minority Interest - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin - -61.42% -55.86% -25.81% -15.75% 6.63% -15.00% 13.71% 8.12% 19.00% 24.72% PAT Growth - 0 0 0 -333.85% 0 -224.42% 90.41% -57.44% 18.35% Unadjusted EPS - -20.19 -26.34 -13.35 -8.55 4.27 -11.10 11.24 5.95 22.04 24.65

Description TTM Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10
Net Interest Income - 6,813.96 6,559.80 6,608.51 7,098.36 7,276.33 6,515.24 5,755.86 5,182.88 5,376.59 2,555.67 Interest Earned - 22,748.62 24,163.12 24,774.96 25,987.66 26,475.98 24,478.32 21,896.76 19,168.93 15,274.16 12,078.66 Interest Expended - 15,934.66 17,603.32 18,166.45 18,889.30 19,199.65 17,963.08 16,140.90 13,986.05 9,897.57 9,522.99 Int. income Growth - 3.87% -0.74% -6.90% -2.45% 11.68% 13.19% 11.06% -3.60% 110.38% Other Income - 2,416.33 2,620.41 2,871.16 1,944.47 1,900.39 1,931.38 1,676.67 1,409.37 1,239.49 1,741.95 Total Income - 9,230.29 9,180.21 9,479.67 9,042.83 9,176.72 8,446.62 7,432.53 6,592.25 6,616.08 4,297.62 Total Expenditure - 17,108.82 14,015.27 11,663.86 11,460.20 8,044.81 9,221.32 5,912.74 5,902.16 -6,011.43 -5,596.93 Employee Cost - 3,574.48 3,990.05 4,221.20 4,472.15 3,830.61 3,541.49 2,895.22 2,509.04 2,965.80 1,546.09 % Of Sales - 15.71% 16.51% 17.04% 17.21% 14.47% 14.47% 13.22% 13.09% 19.42% 12.80% Opt. & Establishment Exp. - 2,783.61 2,695.92 2,414.77 2,145.32 1,995.66 1,857.39 1,529.43 1,390.36 -9,676.23 -7,500.15 % Of Sales - 12.24% 11.16% 9.75% 8.26% 7.54% 7.59% 6.98% 7.25% -63.35% -62.09% Provisions - 11,306.59 7,850.30 5,543.27 5,322.31 2,677.78 4,240.04 1,857.43 2,290.14 936.56 514.85 % Of Sales - 49.70% 32.49% 22.37% 20.48% 10.11% 17.32% 8.48% 11.95% 6.13% 4.26% EBITDA - -7,878.53 -4,835.06 -2,184.19 -2,417.37 1,131.91 -774.70 1,519.79 690.09 12,627.51 9,894.55 EBITDA Margin - -115.62% -73.71% -33.05% -34.06% 15.56% -11.89% 26.40% 13.31% 234.86% 387.16% Depreciation - 277.93 260.50 257.69 239.79 229.62 208.80 184.67 143.69 118.78 78.86 PBT - -8,156.46 -5,095.57 -2,441.88 -2,657.17 902.30 -983.51 1,335.12 546.40 1,674.61 1,557.35 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Provision for Tax - -2,528.74 0.00 0.00 -1,251.00 284.00 268.00 305.00 0.00 406.76 491.31 Tax Rate - 31.00% 0.00% 0.00% 47.08% 31.48% -27.25% 22.84% 0.00% 24.29% 31.55% PAT - -5,633.51 -5,101.56 -2,444.46 -1,410.96 613.99 -1,255.53 1,026.04 544.09 1,264.04 1,064.98 PAT before Minority Interest - -5,627.72 -5,095.57 -2,441.88 -1,406.17 618.30 -1,251.51 1,030.12 546.40 1,267.85 1,066.04 Minority Interest - -5.79 -5.99 -2.58 -4.79 -4.31 -4.02 -4.08 -2.31 -3.81 -1.06 PAT Margin - -61.03% -55.57% -25.79% -15.60% 6.69% -14.86% 13.80% 8.25% 19.11% 24.78% PAT Growth - 0 0 0 -329.80% 0 -222.37% 88.58% -56.96% 18.69% Unadjusted EPS - -20.10 -26.52 -13.46 -8.42 4.69 -10.67 11.94 7.20 25.43 27.23

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10
Shareholder's Funds 19,147.40 17,985.53 17,951.14 18,214.14 17,456.91 15,788.56 15,312.85 12,451.53 10,873.40 7,692.25 Share Capital 4,047.20 2,618.16 1,902.17 1,689.71 1,658.27 2,967.44 2,661.58 2,353.12 2,021.14 1,771.14 Total Reserves 14,887.66 15,367.38 15,365.97 15,989.43 15,798.64 12,821.12 12,651.27 10,098.41 6,826.58 5,921.11 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deposits 299,855.44 294,838.86 296,671.19 266,184.19 255,572.39 240,068.99 226,038.31 196,173.33 179,356.02 162,107.47 Borrowings 5,239.06 5,706.12 9,282.45 9,207.89 25,974.13 22,079.78 18,305.51 12,919.60 12,887.98 7,326.64 Other Liabilities & Provisions 6,475.77 7,694.77 9,497.17 11,859.88 12,937.06 11,558.90 8,472.87 8,255.29 6,639.93 5,545.27 Total Liabilities 330,717.67 326,225.28 333,401.95 305,466.10 311,940.49 289,496.23 268,129.54 229,799.75 209,757.33 182,671.63 Net Block 4,310.24 4,343.38 4,290.37 4,359.29 2,833.16 2,804.39 2,684.75 2,473.91 2,425.39 2,343.29 Gross Block 7,143.99 6,938.91 6,647.04 6,479.25 4,777.18 4,517.78 4,180.66 3,770.80 3,559.31 3,333.97 Accumulated Depreciation 2,833.75 2,595.53 2,356.67 2,119.96 1,944.02 1,713.39 1,495.91 1,296.89 1,133.93 990.68 Total Non-Current Assets 307,333.60 302,745.61 314,550.56 288,777.47 295,860.93 278,632.73 261,316.59 223,356.63 201,938.09 177,506.67 Lease Adjustment A/c 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash and balance with RBI 20,779.08 35,999.91 75,086.76 14,069.51 14,114.85 11,926.63 13,560.17 13,114.18 14,081.99 17,011.93 Balance with banks and money at call 10,420.85 3,228.53 3,679.78 1,471.54 695.43 451.40 532.04 1,012.42 1,200.81 2,205.09 Investments 125,298.07 102,631.61 92,094.88 88,867.54 89,739.96 86,135.14 72,603.79 59,243.27 54,504.49 50,562.87 Advances 146,525.36 156,542.18 139,398.77 180,009.59 188,477.53 177,315.17 171,935.84 147,512.85 129,725.41 105,383.49 Other Assets 23,384.06 23,479.67 18,851.39 16,688.64 16,079.56 10,863.49 6,812.95 6,443.11 7,819.24 5,164.97 Total Assets 330,717.66 326,225.28 333,401.95 305,466.11 311,940.49 289,496.22 268,129.54 229,799.74 209,757.33 182,671.64 Contingent Liabilities 86,668.20 119,397.86 83,363.03 76,803.44 90,892.67 88,552.51 59,519.03 59,391.31 43,351.11 38,740.08 Bills for collection 16,247.39 14,486.07 9,168.94 11,837.58 11,060.80 7,671.74 6,095.57 5,677.19 3,576.09 5,400.24 Adjusted Book Value 39.19 56.74 73.93 85.14 94.33 92.96 115.39 124.28 134.45 96.49

Description Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10
Shareholder's Funds 19,396.04 18,210.46 18,211.43 18,507.57 17,734.97 16,010.20 15,538.44 12,662.35 11,004.85 7,913.04 Share Capital 4,047.20 2,618.16 1,902.17 1,689.71 1,658.27 2,967.44 2,661.58 2,353.12 2,021.14 1,771.14 Total Reserves 15,136.29 15,592.31 15,626.26 16,282.86 16,076.70 13,042.76 12,876.86 10,309.24 6,958.03 6,141.90 Minority Interest 43.46 39.81 34.62 35.07 32.73 30.82 27.14 24.48 23.57 19.77 Deposits 300,311.39 295,354.49 297,309.23 266,686.30 255,941.60 240,344.53 226,219.07 196,235.32 179,378.55 162,129.84 Borrowings 5,639.67 6,025.68 9,623.30 9,503.12 26,098.59 22,136.55 18,395.29 12,918.60 12,886.98 7,325.64 Other Liabilities & Provisions 6,494.10 7,718.86 9,516.34 11,889.08 12,957.93 11,572.55 8,485.87 8,335.53 6,679.36 5,553.87 Total Liabilities 331,884.66 327,349.30 334,694.92 306,621.14 312,765.82 290,094.65 268,665.81 230,176.28 209,973.31 182,942.16 Net Block 4,319.80 4,352.85 4,299.93 4,369.02 2,842.95 2,814.34 2,691.68 2,480.52 2,432.06 2,349.47 Gross Block 7,156.24 6,950.87 6,659.09 6,491.22 4,788.89 4,529.48 4,189.13 3,778.78 3,567.20 3,341.40 Accumulated Depreciation 2,836.43 2,598.01 2,359.16 2,122.19 1,945.94 1,715.15 1,497.45 1,298.26 1,135.14 991.93 Total Non-Current Assets 308,495.61 303,864.25 315,835.42 289,920.53 296,669.90 279,217.67 261,841.56 223,712.97 202,135.82 177,769.37 Lease Adjustment A/c 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash and balance with RBI 20,779.45 36,000.12 75,087.18 14,070.20 14,116.37 11,926.63 13,560.17 13,114.25 14,082.11 17,012.08 Balance with banks and money at call 10,518.14 3,262.29 3,707.79 1,499.45 721.65 459.69 532.31 1,012.42 1,200.87 2,205.28 Investments 125,452.74 102,769.46 92,276.56 89,086.68 89,921.40 86,262.40 72,751.36 59,387.70 54,580.21 50,740.01 Advances 147,425.48 157,479.53 140,463.96 180,895.18 189,067.53 177,754.61 172,306.04 147,718.08 129,840.57 105,462.53 Other Assets 23,389.03 23,485.04 18,859.50 16,700.60 16,095.90 10,876.98 6,824.24 6,463.31 7,837.49 5,172.78 Total Assets 331,884.64 327,349.29 334,694.92 306,621.13 312,765.80 290,094.65 268,665.80 230,176.28 209,973.31 182,942.15 Contingent Liabilities 86,673.04 119,402.66 83,367.83 76,807.74 90,893.28 88,555.72 59,534.67 59,412.63 43,372.42 38,749.71 Bills for collection 16,247.39 14,486.07 9,168.94 11,837.58 11,060.80 7,671.74 6,095.57 5,677.19 3,576.09 5,400.24 Adjusted Book Value 39.80 57.60 75.30 86.88 96.01 92.96 115.39 124.28 134.45 96.49

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10
Cash From Operating Activity -14,587.62 -44,396.03 61,847.31 308.16 2,248.46 -2,022.84 -1,108.72 -2,077.48 -6,365.24 6,455.47 PBT -8,170.22 -7,895.97 -3,528.90 -2,669.48 890.40 -994.55 1,319.76 646.37 1,627.18 1,331.70 Adjustment 11,573.64 10,883.67 6,863.32 5,467.51 3,591.21 5,076.08 2,535.90 2,874.88 1,520.24 908.24 Adjustments for Liabilities & Assets -18,178.47 -47,089.88 59,603.80 -1,543.04 -1,273.30 -5,403.83 -4,807.52 -5,490.08 -8,879.52 3,724.95 Refund/(Payment) of direct taxes 187.43 -293.85 -1,090.91 -946.83 -959.85 -700.54 -156.86 -108.65 -633.14 490.58 Other Direct Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -245.42 -300.03 -175.65 -178.87 -328.03 -362.77 -421.89 -221.78 -232.73 -132.24 Net Fixed Assets -205.08 -291.87 -167.79 -1702.07 -259.40 -337.12 -409.86 -211.49 -225.34 -152.28 Other Investment Activity -7444.02 -7114.56 -6825.91 -6807.28 -5139.95 -4939.67 -4402.44 -4003.53 -3691.55 -3394.77 Cash from Financing Activity 6,804.54 5,158.00 1,553.79 601.48 511.82 671.43 1,496.22 1,143.06 2,663.75 642.55 Closing Cash & Equivalent 31,199.94 39,228.44 78,766.50 15,541.05 14,810.28 12,378.03 14,092.21 14,126.60 15,282.80 19,217.02 Net Cash Inflow / Outflow -8,028.50 -39,538.06 63,225.45 730.77 2,432.25 -1,714.18 -34.39 -1,156.20 -3,934.22 6,965.78 Opening Cash & Equivalents 39,228.44 78,766.50 15,541.05 14,810.28 12,378.03 14,092.21 14,126.60 15,282.80 19,217.02 12,251.24

Description Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10
Cash From Operating Activity -14,509.99 -44,376.41 61,870.67 281.29 2,273.71 -2,489.72 -1,095.35 -2,068.33 -6,364.13 6,459.49 PBT -8,131.13 -7,913.90 -3,523.09 -2,651.15 909.93 -975.67 1,341.59 666.99 1,640.63 1,442.96 Adjustment 11,580.21 10,895.28 6,882.83 5,482.79 3,596.44 5,078.77 2,714.52 2,882.54 1,520.32 911.10 Adjustments for Liabilities & Assets -18,137.71 -47,056.77 59,610.56 -1,579.98 -1,264.92 -5,883.02 -4,512.47 -5,504.54 -8,885.44 3,611.45 Refund/(Payment) of direct taxes 178.64 -301.02 -1,099.63 -970.37 -967.74 -709.80 -638.99 -113.32 -639.64 493.98 Other Direct Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -250.94 -310.23 -188.62 -148.96 -331.67 -369.04 -435.05 -231.04 -232.71 -133.72 Net Fixed Assets -205.08 -291.87 -167.79 -1702.07 -259.40 -337.12 -409.86 -211.49 -225.34 -152.28 Other Investment Activity -7454.22 -7127.53 -6796.00 -6810.92 -5146.22 -4952.83 -4411.70 -4003.51 -3693.03 -3396.27 Cash from Financing Activity 6,796.11 5,154.09 1,543.26 599.29 509.67 1,152.60 1,496.21 1,143.06 2,662.46 640.22 Closing Cash & Equivalent 31,297.59 39,262.42 78,794.96 15,569.65 14,838.03 12,386.32 14,092.48 14,126.67 15,282.98 19,217.36 Net Cash Inflow / Outflow -7,964.82 -39,532.55 63,225.31 731.62 2,451.71 -1,706.16 -34.19 -1,156.31 -3,934.38 6,965.99 Opening Cash & Equivalents 39,262.41 78,794.97 15,569.65 14,838.03 12,386.32 14,092.48 14,126.67 15,282.98 19,217.36 12,251.37

Financial Ratios

Consolidated /

Standalone

Description Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10
Book Value 39.19 56.74 73.93 85.14 94.33 91.31 113.24 121.42 131.20 91.84 NIM 2.23 2.18 2.12 2.48 2.47 2.35 2.22 2.34 2.67 1.45 Yield on Advances 15.45 15.35 17.69 14.38 14.01 13.78 12.71 12.98 11.73 11.45 Yield on Investments 6.92 7.52 9.68 7.95 8.16 7.22 7.11 7.88 7.48 8.07 Cost of Liabilities 5.20 5.83 5.91 6.83 6.81 6.84 6.60 6.69 5.15 5.62 Interest Spread 10.25 9.53 11.78 7.55 7.21 6.94 6.12 6.30 6.59 5.83 ROCE -31.53% -25.92% -10.14% -4.23% 6.23% 1.58% 8.49% 6.64% 12.85% 17.52% Cost Income Ratio 65.96 70.10 67.31 70.65 61.07 61.53 57.16 57.11 60.68 51.91 Core Cost Income Ratio 67.54 74.82 80.44 75.57 65.49 65.05 60.27 60.04 63.69 63.34 Operating Costs to Assets 1.83 1.96 1.91 2.08 1.79 1.79 1.58 1.63 1.91 1.22 Loans/Deposits 0.02 0.02 0.03 0.03 0.10 0.09 0.08 0.07 0.07 0.05 Cash/Deposits 0.07 0.12 0.25 0.05 0.06 0.05 0.06 0.07 0.08 0.10 Investment/Deposits 0.42 0.35 0.31 0.33 0.35 0.36 0.32 0.30 0.30 0.31 Inc Loan/Deposits 1.75% 1.94% 3.13% 3.46% 10.16% 9.20% 8.10% 6.59% 7.19% 4.52% Credit Deposits 48.87% 53.09% 46.99% 67.63% 73.75% 73.86% 76.06% 75.20% 72.33% 65.01% Interest Expended / Interest earned 70.09% 72.89% 73.34% 72.71% 72.56% 73.41% 73.75% 73.01% 65.01% 78.90% Interest income / Total funds 6.85% 7.37% 7.40% 8.47% 8.47% 8.44% 8.15% 8.33% 7.26% 6.60% Interest Expended / Total funds 4.80% 5.37% 5.43% 6.16% 6.14% 6.19% 6.01% 6.08% 4.72% 5.21% CASA 46.21% 42.46% 39.20% 35.48% 34.05% 33.33% 32.55% 33.27% 35.17% 34.44%

Description Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10
Book Value 39.80 57.60 75.30 86.88 96.01 92.96 115.39 124.28 134.45 96.49 NIM 2.24 2.19 2.12 2.49 2.48 2.36 2.22 2.34 2.69 1.46 Yield on Advances 15.43 15.34 17.64 14.37 14.00 13.77 12.71 12.98 11.76 11.45 Yield on Investments 6.92 7.51 9.66 7.93 8.15 7.21 7.10 7.86 7.47 8.04 Cost of Liabilities 5.21 5.84 5.92 6.84 6.81 6.84 6.60 6.69 5.15 5.62 Interest Spread 10.22 9.50 11.72 7.53 7.20 6.93 6.11 6.29 6.62 5.83 ROCE -30.43% -14.26% -5.74% -3.95% 6.23% 1.62% 8.50% 6.22% 12.81% 17.29% Cost Income Ratio 65.87 69.99 67.28 70.53 60.99 61.45 57.05 56.97 60.53 51.78 Core Cost Income Ratio 67.44 74.68 80.35 75.42 65.39 64.95 60.14 59.88 63.53 63.13 Operating Costs to Assets 1.83 1.96 1.91 2.08 1.79 1.79 1.58 1.63 1.91 1.22 Loans/Deposits 0.02 0.02 0.03 0.04 0.10 0.09 0.08 0.07 0.07 0.05 Cash/Deposits 0.07 0.12 0.25 0.05 0.06 0.05 0.06 0.07 0.08 0.10 Investment/Deposits 0.42 0.35 0.31 0.33 0.35 0.36 0.32 0.30 0.30 0.31 Inc Loan/Deposits 1.88% 2.04% 3.24% 3.56% 10.20% 9.21% 8.13% 6.58% 7.18% 4.52% Credit Deposits 49.09% 53.32% 47.25% 67.83% 73.87% 73.96% 76.17% 75.28% 72.38% 65.05% Interest Expended / Interest earned 70.05% 72.85% 73.33% 72.69% 72.52% 73.38% 73.71% 72.96% 64.80% 78.84% Interest income / Total funds 6.85% 7.38% 7.40% 8.48% 8.47% 8.44% 8.15% 8.33% 7.27% 6.60% Interest Expended / Total funds 4.80% 5.38% 5.43% 6.16% 6.14% 6.19% 6.01% 6.08% 4.71% 5.21% CASA 46.13% 42.39% 39.12% 35.41% 33.99% 33.29% 32.52% 33.28% 35.16% 34.43%

Top Investors:

life insurance corporation of india

Annual Reports:

News Update:

Central Bank of India planning to raise Rs 5,000 crore in FY20
10th Jun 2019, 11:17 AM

The bank will raise capital through follow on public offer, rights issue or QIP
Read More
Central Bank of India’s net loss widens to Rs 2,477 crore in Q4
17th May 2019, 10:21 AM

Total income of the Bank increased by 5.06% at Rs 6,620.51 crore for the quarter under review
Read More
CentralBank of India - Quarterly Results
15th May 2019, 17:49 PM

Read More

Central Bank Of India

Bank - Public

BSE: 532885 | NSE: CENTRALBK

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update:

Central Bank Of India

Bank - Public

BSE: 532885 | NSE: CENTRALBK

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update: