Nifty
Sensex
:
:
24632.70
80766.99
46.00 (0.19%)
102.13 (0.13%)

Bank - Public

Rating :
71/99

BSE: 532885 | NSE: CENTRALBK

62.18
05-Jul-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  62.30
  •  62.79
  •  61.87
  •  62.26
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  6020969
  •  3747.55
  •  76.90
  •  29.60

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 56,912.24
  • 21.33
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 53,970.32
  • N/A
  • 2.01

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 93.08%
  • 0.18%
  • 3.59%
  • FII
  • DII
  • Others
  • 0.17%
  • 2.80%
  • 0.18%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -4.46
  • -32.57
  • -12.46

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 15.38
  • -
  • 34.40

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 0.87
  • 1.11

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 15.29

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.91
  • 0.87
  • 1.11

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -2.40
  • -0.70
  • 0.24

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Sep 23
Sep 22
Var%
Jun 23
Jun 22
Var%
Interest Earned
8,371.23
7,171.42
16.73%
7,841.91
6,746.19
16.24%
7,376.82
6,184.35
19.28%
7,258.97
5,555.14
30.67%
Interest Exp.
4,811.04
3,642.93
32.07%
4,671.85
3,443.96
35.65%
4,337.70
3,421.08
26.79%
4,061.78
3,397.13
19.57%
Net Interest Income
3,560.19
3,528.49
0.90%
3,170.06
3,302.23
-4.00%
3,039.12
2,763.27
9.98%
3,197.19
2,158.01
48.15%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
1,363.07
1,424.26
-4.30%
1,329.25
919.40
44.58%
1,061.69
908.73
16.83%
959.05
832.10
15.26%
Total Income
9,734.30
8,595.68
13.25%
9,171.16
7,665.59
19.64%
8,438.51
7,093.08
18.97%
8,218.02
6,387.24
28.66%
Operating Exp.
2,850.86
2,835.34
0.55%
2,556.65
2,403.11
6.39%
2,565.40
1,914.85
33.97%
2,301.98
1,756.70
31.04%
Operating Profit
2,072.40
2,117.41
-2.13%
1,942.66
1,818.52
6.83%
1,535.41
1,757.15
-12.62%
1,854.26
1,233.41
50.34%
Provision
709.89
1,207.38
-41.20%
820.61
998.08
-17.78%
968.24
1,124.40
-13.89%
816.16
914.60
-10.76%
PBT
1,362.51
910.03
49.72%
1,122.05
820.44
36.76%
567.17
632.75
-10.36%
1,038.10
318.81
225.62%
PBTM
16.28
12.69
28.29%
14.31
12.16
17.68%
7.69
10.23
-24.83%
14.30
5.74
149.13%
TAX
550.68
334.97
64.40%
394.53
354.82
11.19%
-41.46
307.62
-
610.09
75.29
710.32%
PAT
811.83
575.06
41.17%
727.52
465.62
56.25%
608.63
325.13
87.20%
428.01
243.52
75.76%
PATM
9.70%
8.02%
9.28%
6.90%
8.25%
5.26%
5.90%
4.38%
EPS
0.94
0.66
42.42%
0.84
0.54
55.56%
0.70
0.37
89.19%
0.49
0.28
75.00%
Gross NPA
11,398.44
18,436.48
-38.17%
10,847.23
18,557.88
-41.55%
10,726.17
19,120.04
-43.90%
10,947.84
29,064.90
-62.33%
Gross NPA%
4.50
8.41
-46.49%
4.50
8.83
-49.04%
4.61
9.64
-52.18%
4.95
14.84
-66.64%
Net NPA
3,038.41
3,627.22
-16.23%
2,996.94
4,096.53
-26.84%
3,705.64
5,437.55
-31.85%
3,757.30
6,817.65
-44.89%
Net NPA%
1.24
1.77
-29.94%
1.28
2.09
-38.76%
1.64
2.95
-44.41%
1.75
3.93
-55.47%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Interest Income
-
12,966.55
11,752.00
9,542.46
8,286.57
7,671.03
6,813.96
6,559.80
6,608.51
7,098.36
7,276.33
Interest Earned
-
30,848.92
25,657.10
22,903.34
22,829.53
23,675.59
22,748.62
24,163.12
24,774.96
25,987.66
26,475.98
Interest Expended
-
17,882.37
13,905.10
13,360.88
14,542.96
16,004.56
15,934.66
17,603.32
18,166.45
18,889.30
19,199.65
Int. income Growth
-
10.33%
23.15%
15.16%
8.02%
12.58%
3.87%
-0.74%
-6.90%
-2.45%
 
Other Income
-
4,713.06
4,084.49
2,967.49
3,110.77
3,622.40
2,416.33
2,620.41
2,871.16
1,944.47
1,900.39
Total Income
-
17,679.61
15,836.49
12,509.95
11,397.34
11,293.43
9,230.29
9,180.21
9,479.67
9,042.83
9,176.72
Total Expenditure
-
13,099.47
12,778.04
10,476.56
12,419.32
11,923.40
17,108.82
16,806.34
11,663.86
11,460.20
8,044.81
Employee Cost
-
6,325.77
5,615.70
4,482.15
4,150.23
4,225.87
3,574.48
3,990.05
4,221.20
4,472.15
3,830.61
% Of Sales
-
20.51%
21.89%
19.57%
18.18%
17.85%
15.71%
16.51%
17.04%
17.21%
14.47%
Opt. & Establishment Exp.
-
4,448.95
3,680.28
3,091.68
2,940.91
2,998.61
2,783.61
2,696.22
2,414.77
2,145.32
1,995.66
% Of Sales
-
14.42%
14.34%
13.50%
12.88%
12.67%
12.24%
11.16%
9.75%
8.26%
7.54%
Provisions
-
3,324.41
4,254.02
3,496.25
5,913.24
5,269.88
11,306.59
10,641.07
5,543.27
5,322.31
2,677.78
% Of Sales
-
10.78%
16.58%
15.27%
25.90%
22.26%
49.70%
44.04%
22.37%
20.48%
10.11%
EBITDA
-
4,580.14
3,058.45
2,033.39
-1,021.98
-629.97
-7,878.53
-7,626.13
-2,184.19
-2,417.37
1,131.91
EBITDA Margin
-
35.32%
26.02%
21.31%
-12.33%
-8.21%
-115.62%
-116.26%
-33.05%
-34.06%
15.56%
Depreciation
-
499.83
385.98
296.76
292.53
285.48
277.93
260.50
257.69
239.79
229.62
PBT
-
4,080.31
2,672.47
1,736.63
-1,314.52
-915.45
-8,156.46
-7,886.64
-2,441.88
-2,657.17
902.30
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-
1,504.33
1,063.14
672.13
-436.03
211.86
-2,528.74
-2,791.07
0.00
-1,251.00
284.00
Tax Rate
-
36.87%
39.78%
38.70%
33.17%
-23.14%
31.00%
35.39%
0.00%
47.08%
31.48%
PAT
-
2,567.04
1,599.72
1,057.34
-883.71
-1,130.95
-5,633.51
-5,101.56
-2,444.46
-1,410.96
613.99
PAT before Minority Interest
-
2,575.98
1,609.33
1,064.50
-878.49
-1,127.31
-5,627.72
-5,095.57
-2,441.88
-1,406.17
618.30
Minority Interest
-
-8.94
-9.61
-7.16
-5.22
-3.64
-5.79
-5.99
-2.58
-4.79
-4.31
PAT Margin
-
14.52%
10.10%
8.45%
-7.75%
-10.01%
-61.03%
-55.57%
-25.79%
-15.60%
6.69%
PAT Growth
-
60.47%
51.30%
0
0
0
0
0
0
-329.80%
 
EPS
-
2.96
1.84
1.22
-1.02
-1.30
-6.49
-5.88
-2.82
-1.63
0.71

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
32,374.41
29,216.73
27,549.41
26,496.84
21,536.50
19,396.04
18,210.46
18,211.43
18,507.57
17,734.97
Share Capital
8,680.94
8,680.94
8,680.94
5,875.56
5,709.76
4,047.20
2,618.16
1,902.17
1,689.71
1,658.27
Total Reserves
23,693.47
20,535.79
18,868.47
15,821.28
15,826.74
15,136.29
15,592.31
15,626.26
16,282.86
16,076.70
Minority Interest
76.16
67.31
57.70
50.54
45.32
43.46
39.81
34.62
35.07
32.73
Deposits
385,540.78
359,775.12
343,164.57
330,328.31
314,201.14
300,311.39
295,354.49
297,309.23
266,686.30
255,941.60
Borrowings
20,012.88
8,333.92
7,663.30
5,759.66
6,076.03
5,639.67
6,025.68
9,623.30
9,503.12
26,098.59
Other Liabilities & Provisions
9,767.35
9,686.64
8,857.20
7,339.12
15,291.69
6,494.10
7,718.86
9,516.34
11,889.08
12,957.93
Total Liabilities
447,771.58
407,079.72
387,292.18
369,974.47
357,150.68
331,884.66
327,349.30
334,694.92
306,621.14
312,765.82
Net Block
5,345.24
4,785.59
4,964.27
5,141.79
4,345.71
4,319.80
4,352.85
4,299.93
4,369.02
2,842.95
Gross Block
9,714.92
8,710.83
8,548.38
8,453.16
7,451.59
7,156.24
6,950.87
6,659.09
6,491.22
4,788.89
Accumulated Depreciation
4,369.67
3,925.25
3,584.12
3,311.37
3,105.88
2,836.43
2,598.01
2,359.16
2,122.19
1,945.94
Total Non-Current Assets
431,362.34
389,350.17
367,877.29
350,002.65
334,928.31
308,495.61
303,864.25
315,835.42
289,920.53
296,669.90
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
22,954.79
27,432.92
38,033.70
32,188.10
30,059.99
20,779.45
36,000.12
75,087.18
14,070.20
14,116.37
Balance with banks and money at call
14,653.01
16,669.02
15,063.24
6,765.67
6,044.56
10,518.14
3,262.29
3,707.79
1,499.45
721.65
Investments
144,010.02
136,569.38
140,774.54
148,518.01
142,525.67
125,452.74
102,769.46
92,276.56
89,086.68
89,921.40
Advances
244,399.28
203,893.26
169,041.54
157,389.08
151,952.38
147,425.48
157,479.53
140,463.96
180,895.18
189,067.53
Other Assets
16,409.23
17,729.54
19,414.89
19,971.84
22,222.38
23,389.03
23,485.04
18,859.50
16,700.60
16,095.90
Total Assets
447,771.57
407,079.71
387,292.18
369,974.49
357,150.69
331,884.64
327,349.29
334,694.92
306,621.13
312,765.80
Contingent Liabilities
96,299.80
132,707.90
179,608.83
92,139.30
56,187.03
86,673.04
119,402.66
83,367.83
76,807.74
90,893.28
Bills for collection
10,057.07
11,039.07
11,375.03
11,898.77
14,276.74
16,247.39
14,486.07
9,168.94
11,837.58
11,060.80
Adjusted Book Value
32.59
29.45
27.46
30.47
32.53
39.80
57.60
75.30
86.88
96.01

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
-5,909.91
-8,786.34
14,276.55
-2,003.33
1,725.97
-14,509.99
-44,376.41
61,870.67
281.29
2,273.71
PBT
4,190.46
2,761.10
1,763.26
-1,425.41
-1,034.43
-8,131.13
-7,913.90
-3,523.09
-2,651.15
909.93
Adjustment
3,829.39
4,631.78
3,775.72
6,272.81
5,571.98
11,580.21
10,895.28
6,882.83
5,482.79
3,596.44
Adjustments for Liabilities & Assets
-13,671.19
-15,871.45
8,459.87
-8,484.33
-2,662.40
-18,137.71
-47,056.77
59,610.56
-1,579.98
-1,264.92
Refund/(Payment) of direct taxes
-258.57
-307.77
277.70
1,633.60
-149.18
178.64
-301.02
-1,099.63
-970.37
-967.74
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-584.23
-208.66
-133.38
-202.45
-314.78
-250.94
-310.23
-188.62
-148.96
-331.67
Net Fixed Assets
-1003.73
-162.24
-95.49
-1001.52
-295.21
-205.08
-291.87
-167.79
-1702.07
-259.40
Other Investment Activity
-9910.84
-8831.83
-8738.66
-8755.50
-7690.14
-7454.22
-7127.53
-6796.00
-6810.92
-5146.22
Cash from Financing Activity
0.00
0.00
0.00
5,055.00
3,395.77
6,796.11
5,154.09
1,543.26
599.29
509.67
Closing Cash & Equivalent
37,607.80
44,101.94
53,096.94
38,953.77
36,104.55
31,297.59
39,262.42
78,794.96
15,569.65
14,838.03
Net Cash Inflow / Outflow
-6,494.14
-8,995.00
14,143.17
2,849.22
4,806.96
-7,964.82
-39,532.55
63,225.31
731.62
2,451.71
Opening Cash & Equivalents
44,101.94
53,096.94
38,953.77
36,104.55
31,297.59
39,262.41
78,794.97
15,569.65
14,838.03
12,386.32

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value
32.59
29.45
27.46
30.47
32.53
39.80
57.60
75.30
86.88
96.01
NIM
3.04
3.06
2.63
2.40
2.32
2.24
2.19
2.12
2.49
2.48
Yield on Advances
12.62
12.58
13.55
14.51
15.58
15.43
15.34
17.64
14.37
14.00
Yield on Investments
7.05
6.58
6.93
7.64
7.82
6.92
7.51
9.66
7.93
8.15
Cost of Liabilities
4.41
3.78
3.81
4.33
5.00
5.21
5.84
5.92
6.84
6.81
Interest Spread
8.21
8.81
9.74
10.18
10.58
10.22
9.50
11.72
7.53
7.20
ROCE
11.15%
8.66%
6.58%
-2.55%
-1.18%
-30.43%
-24.98%
-5.74%
-3.95%
6.23%
Cost Income Ratio
58.12
56.26
58.17
59.65
61.44
65.87
70.00
67.28
70.53
60.99
Core Cost Income Ratio
60.55
57.26
59.18
67.52
68.85
67.44
74.69
80.35
75.42
65.39
Operating Costs to Assets
2.29
2.19
1.88
1.84
1.94
1.83
1.96
1.91
2.08
1.79
Loans/Deposits
0.05
0.02
0.02
0.02
0.02
0.02
0.02
0.03
0.04
0.10
Cash/Deposits
0.06
0.08
0.11
0.10
0.10
0.07
0.12
0.25
0.05
0.06
Investment/Deposits
0.37
0.38
0.41
0.45
0.45
0.42
0.35
0.31
0.33
0.35
Inc Loan/Deposits
5.19%
2.32%
2.23%
1.74%
1.93%
1.88%
2.04%
3.24%
3.56%
10.20%
Credit Deposits
63.39%
56.67%
49.26%
47.65%
48.36%
49.09%
53.32%
47.25%
67.83%
73.87%
Interest Expended / Interest earned
57.97%
54.20%
58.34%
63.70%
67.60%
70.05%
72.85%
73.33%
72.69%
72.52%
Interest income / Total funds
6.89%
6.30%
5.91%
6.17%
6.63%
6.85%
7.38%
7.40%
8.48%
8.47%
Interest Expended / Total funds
3.99%
3.42%
3.45%
3.93%
4.48%
4.80%
5.38%
5.43%
6.16%
6.14%
CASA
49.97%
50.38%
50.56%
49.22%
46.34%
46.13%
42.39%
39.12%
35.41%
33.99%

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News Update:


  • Central Bank of India enters into strategic Co-Lending Partnership with Arka Fincap
    13th Jul 2024, 11:30 AM

    The participation by both the entities in this Co-Lending arrangement will result in greater expansion of portfolio by Central Bank of India and Arka Fincap

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  • Central Bank of India enters into strategic Co-Lending Partnership with Shriram Housing Finance
    13th Jul 2024, 10:45 AM

    The participation by both the entities in this Co-Lending arrangement will result in greater expansion of portfolio by Central Bank of India and Shriram Housing Finance

    Read More
  • RBI imposes penalty of Rs 1.45 crore on Central Bank of India
    15th Jun 2024, 14:02 PM

    The RBI had conducted a statutory inspection for Supervisory Evaluation (ISE 2022) of the Central Bank of India with reference to its financial position as of March 31, 2022

    Read More
  • Central Bank of India reports 38% rise in Q4 consolidated net profit
    30th Apr 2024, 15:42 PM

    Total consolidated income of the bank increased by 13.25% at Rs 9,734.30 crore for Q4FY24

    Read More
  • CentralBank of India - Quarterly Results
    30th Apr 2024, 14:01 PM

    Read More
  • Central Bank of India inks distributorship agreement with Aditya Birla Sun Life AMC
    19th Apr 2024, 16:00 PM

    The bank has signed agreement with ABSLAMC for its Mutual Funds Products

    Read More

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