Nifty
:
23622.90
Sensex
:
75527.95
461.30 (1.99%)
1695.40 (2.30%)
Nifty
Sensex
:
:
23622.90
75527.95
461.30 (1.99%)
1695.40 (2.30%)

Central Bank Of India

Bank - Public

Rating :
62/99

BSE: 532885 | NSE: CENTRALBK

NSE BSE
31.04
12-Jun-2026
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  30.6
  •  31.15
  •  30.53
  •  30.17
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  11020327
  •  340005593.99
  •  40.92
  •  29.32

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 28,086.50
  • 6.21
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 26,974.72
  • 3.87%
  • 0.80

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 89.27%
  • 0.18%
  • 4.70%
  • FII
  • DII
  • Others
  • 0.75%
  • 3.60%
  • 1.50%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -7.76
  • -14.24
  • 7.77

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 33.53

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.15
  • 1.37

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 6.53
  • 13.79
  • 13.67

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.94
  • 1.15
  • 1.37

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -0.09
  • 1.85
  • 4.14

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Var%
Dec 25
Dec 24
Var%
Sep 25
Sep 24
Var%
Jun 25
Jun 24
Var%
Interest Earned
9,697.80
8,653.26
12.07%
9,069.98
8,541.83
6.18%
8,776.54
8,235.34
6.57%
8,623.38
8,367.01
3.06%
Interest Exp.
5,676.52
5,238.11
8.37%
5,551.74
4,983.56
11.40%
5,476.04
4,806.54
13.93%
5,221.75
4,801.46
8.75%
Net Interest Income
4,021.28
3,415.15
17.75%
3,518.24
3,558.27
-1.12%
3,300.50
3,428.80
-3.74%
3,401.63
3,565.55
-4.60%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
1,161.31
1,723.49
-32.62%
1,936.96
1,232.42
57.17%
1,507.17
1,648.94
-8.60%
1,786.73
1,166.36
53.19%
Total Income
10,859.11
10,376.75
4.65%
11,006.94
9,774.25
12.61%
10,283.71
9,884.28
4.04%
10,410.11
9,533.37
9.20%
Operating Exp.
3,068.16
3,121.76
-1.72%
3,158.29
2,813.97
12.24%
3,012.25
2,901.75
3.81%
2,872.95
2,726.40
5.38%
Operating Profit
2,114.43
2,016.88
4.84%
2,296.91
1,976.72
16.20%
1,795.42
2,175.99
-17.49%
2,315.41
2,005.51
15.45%
Provision
505.01
846.30
-40.33%
704.63
559.03
26.05%
316.22
598.28
-47.15%
522.47
1,193.42
-56.22%
PBT
1,609.42
1,170.58
37.49%
1,592.28
1,417.69
12.32%
1,479.20
1,577.71
-6.24%
1,877.79
812.09
131.23%
PBTM
16.60
13.53
22.69%
17.56
16.60
5.78%
16.85
19.16
-12.06%
21.78
9.71
124.30%
TAX
870.90
128.56
577.43%
327.34
449.51
-27.18%
259.61
657.07
-60.49%
617.33
-74.87
-
PAT
738.52
1,042.02
-29.13%
1,264.94
968.18
30.65%
1,219.59
920.64
32.47%
1,260.46
886.96
42.11%
PATM
7.62%
12.04%
13.95%
11.33%
13.90%
11.18%
14.62%
10.60%
EPS
0.82
1.15
-28.70%
1.40
1.07
30.84%
1.35
1.02
32.35%
1.39
0.98
41.84%
Gross NPA
9,258.51
9,289.29
-0.33%
8,801.10
10,539.56
-16.49%
8,901.12
11,676.00
-23.77%
8,706.16
11,453.11
-23.98%
Gross NPA%
2.67
3.18
-16.04%
2.71
3.87
-29.97%
3.02
4.59
-34.20%
3.14
4.54
-30.84%
Net NPA
1,708.28
1,581.83
7.99%
1,458.72
1,606.28
-9.19%
1,408.13
1,719.64
-18.11%
1,349.11
1,813.05
-25.59%
Net NPA%
0.50
0.56
-10.71%
0.46
0.61
-24.59%
0.49
0.70
-30.00%
0.50
0.75
-33.33%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Interest Income
14,241.65
13,967.78
12,966.55
11,752.00
9,542.46
8,286.57
7,671.03
6,813.96
6,559.80
6,608.51
7,098.36
Interest Earned
36,167.70
33,797.45
30,848.92
25,657.10
22,903.34
22,829.53
23,675.59
22,748.62
24,163.12
24,774.96
25,987.66
Interest Expended
21,926.05
19,829.67
17,882.37
13,905.10
13,360.88
14,542.96
16,004.56
15,934.66
17,603.32
18,166.45
18,889.30
Int. income Growth
1.96%
7.72%
10.33%
23.15%
15.16%
8.02%
12.58%
3.87%
-0.74%
-6.90%
 
Other Income
6,392.17
5,870.51
4,713.06
4,084.49
2,967.49
3,110.77
3,622.40
2,416.33
2,620.41
2,871.16
1,944.47
Total Income
42,559.87
19,838.29
17,679.61
15,836.49
12,509.95
11,397.34
11,293.43
9,230.29
9,180.21
9,479.67
9,042.83
Total Expenditure
12,111.65
15,462.91
14,603.80
12,778.04
10,476.56
12,419.32
11,923.40
17,108.82
16,806.34
12,753.66
11,460.20
Employee Cost
-
7,234.85
6,325.77
5,615.70
4,482.15
4,150.23
4,225.87
3,574.48
3,990.05
4,221.20
4,472.15
% Of Sales
-
21.41%
20.51%
21.89%
19.57%
18.18%
17.85%
15.71%
16.51%
17.04%
17.21%
Opt. & Establishment Exp.
-
4,985.90
4,448.95
3,680.28
3,091.68
2,940.91
2,998.61
2,783.61
2,696.22
2,414.77
2,145.32
% Of Sales
-
14.75%
14.42%
14.34%
13.50%
12.88%
12.67%
12.24%
11.16%
9.75%
8.26%
Provisions
-
4,357.30
4,828.74
4,254.02
3,496.25
5,913.24
5,269.88
11,306.59
10,641.07
6,633.07
5,322.31
% Of Sales
-
12.89%
15.65%
16.58%
15.27%
25.90%
22.26%
49.70%
44.04%
26.77%
20.48%
EBITDA
8,522.17
4,375.38
3,075.81
3,058.45
2,033.39
-1,021.98
-629.97
-7,878.53
-7,626.13
-3,273.99
-2,417.37
EBITDA Margin
66.51%
31.32%
23.72%
26.02%
21.31%
-12.33%
-8.21%
-115.62%
-116.26%
-49.54%
-34.06%
Depreciation
0.00
557.57
499.83
385.98
296.76
292.53
285.48
277.93
260.50
257.69
239.79
PBT
6,558.69
3,817.80
2,575.98
2,672.47
1,736.63
-1,314.52
-915.45
-8,156.46
-7,886.64
-3,531.68
-2,657.17
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
2,075.18
0.00
0.00
1,063.14
672.13
-436.03
211.86
-2,528.74
-2,791.07
-1,089.80
-1,251.00
Tax Rate
31.64%
0.00%
0.00%
39.78%
38.70%
33.17%
-23.14%
31.00%
35.39%
30.86%
47.08%
PAT
4,476.50
3,808.80
2,567.04
1,599.72
1,057.34
-883.71
-1,130.95
-5,633.51
-5,101.56
-2,444.46
-1,410.96
PAT before Minority Interest
4,483.51
3,817.80
2,575.98
1,609.33
1,064.50
-878.49
-1,127.31
-5,627.72
-5,095.57
-2,441.88
-1,406.17
Minority Interest
-7.01
-9.00
-8.94
-9.61
-7.16
-5.22
-3.64
-5.79
-5.99
-2.58
-4.79
PAT Margin
21.69%
19.20%
14.52%
10.10%
8.45%
-7.75%
-10.01%
-61.03%
-55.57%
-25.79%
-15.60%
PAT Growth
17.44%
48.37%
60.47%
51.30%
0
0
0
0
0
0
 
EPS
4.95
4.21
2.84
1.77
1.17
-0.98
-1.25
-6.22
-5.64
-2.70
-1.56

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
36,881.48
32,374.41
29,216.73
27,549.41
26,496.84
21,536.50
19,396.04
18,210.46
0.00
18,507.57
Share Capital
9,051.40
8,680.94
8,680.94
8,680.94
5,875.56
5,709.76
4,047.20
2,618.16
1,902.17
1,689.71
Total Reserves
27,830.08
23,693.47
20,535.79
18,868.47
15,821.28
15,826.74
15,136.29
15,592.31
15,626.26
16,282.86
Minority Interest
85.17
76.16
67.31
57.70
50.54
45.32
43.46
39.81
34.62
35.07
Deposits
4,13,270.98
3,85,540.78
3,59,775.12
3,43,164.57
3,30,328.31
3,14,201.14
3,00,311.39
2,95,354.49
2,97,309.23
2,66,686.30
Borrowings
21,819.64
20,012.88
8,333.92
7,663.30
5,759.66
6,076.03
5,639.67
6,025.68
9,623.30
9,503.12
Other Liabilities & Provisions
8,399.57
9,767.35
9,686.64
8,857.20
7,339.12
15,291.69
6,494.10
7,718.86
9,516.34
11,889.08
Total Liabilities
4,80,456.84
4,47,771.58
4,07,079.72
3,87,292.18
3,69,974.47
3,57,150.68
3,31,884.66
3,27,349.30
3,16,483.49
3,06,621.14
Net Block
5,214.03
5,345.24
4,785.59
4,964.27
5,141.79
4,345.71
4,319.80
4,352.85
4,299.93
4,369.02
Gross Block
8,695.70
9,714.92
8,710.83
8,548.38
8,453.16
7,451.59
7,156.24
6,950.87
6,659.09
6,491.22
Accumulated Depreciation
3,481.67
4,369.67
3,925.25
3,584.12
3,311.37
3,105.88
2,836.43
2,598.01
2,359.16
2,122.19
Total Non-Current Assets
4,66,569.09
4,31,362.34
3,89,350.17
3,67,877.29
3,50,002.65
3,34,928.31
3,08,495.61
3,03,864.25
2,23,558.86
2,89,920.53
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
22,931.43
22,954.79
27,432.92
38,033.70
32,188.10
30,059.99
20,779.45
36,000.12
75,087.18
14,070.20
Balance with banks and money at call
13,265.97
14,653.01
16,669.02
15,063.24
6,765.67
6,044.56
10,518.14
3,262.29
3,707.79
1,499.45
Investments
1,41,652.26
1,44,010.02
1,36,569.38
1,40,774.54
1,48,518.01
1,42,525.67
1,25,452.74
1,02,769.46
0.00
89,086.68
Advances
2,83,505.40
2,44,399.28
2,03,893.26
1,69,041.54
1,57,389.08
1,51,952.38
1,47,425.48
1,57,479.53
1,40,463.96
1,80,895.18
Other Assets
13,887.76
16,409.23
17,729.54
19,414.89
19,971.84
22,222.38
23,389.03
23,485.04
18,859.50
16,700.60
Total Assets
4,80,456.85
4,47,771.57
4,07,079.71
3,87,292.18
3,69,974.49
3,57,150.69
3,31,884.64
3,27,349.29
2,42,418.36
3,06,621.13
Contingent Liabilities
1,43,711.91
96,299.80
1,32,707.90
1,79,608.83
92,139.30
56,187.03
86,673.04
1,19,402.66
83,367.83
76,807.74
Bills for collection
8,273.77
10,057.07
11,039.07
11,375.03
11,898.77
14,276.74
16,247.39
14,486.07
9,168.94
11,837.58
Adjusted Book Value
36.41
32.59
29.45
27.46
30.47
32.53
39.80
57.60
75.30
86.88

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
-2,459.64
-5,909.91
-8,786.34
14,276.55
-2,003.33
1,725.97
-14,509.99
-44,376.41
61,870.67
281.29
PBT
5,103.48
4,190.46
2,761.10
1,763.26
-1,425.41
-1,034.43
-8,131.13
-7,913.90
-3,523.09
-2,651.15
Adjustment
3,021.57
3,829.39
4,631.78
3,775.72
6,272.81
5,571.98
11,580.21
10,895.28
6,882.83
5,482.79
Adjustments for Liabilities & Assets
-11,389.75
-13,671.19
-15,871.45
8,459.87
-8,484.33
-2,662.40
-18,137.71
-47,056.77
59,610.56
-1,579.98
Refund/(Payment) of direct taxes
805.06
-258.57
-307.77
277.70
1,633.60
-149.18
178.64
-301.02
-1,099.63
-970.37
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-450.77
-584.23
-208.66
-133.38
-202.45
-314.78
-250.94
-310.23
-188.62
-148.96
Net Fixed Assets
1018.88
-1003.73
-162.24
-95.49
-1001.52
-295.21
-205.08
-291.87
-167.79
-1702.07
Other Investment Activity
-9267.53
-9910.84
-8831.83
-8738.66
-8755.50
-7690.14
-7454.22
-7127.53
-6796.00
-6810.92
Cash from Financing Activity
1,500.00
0.00
0.00
0.00
5,055.00
3,395.77
6,796.11
5,154.09
1,543.26
599.29
Closing Cash & Equivalent
36,197.39
37,607.80
44,101.94
53,096.94
38,953.77
36,104.55
31,297.59
39,262.42
78,794.96
15,569.65
Net Cash Inflow / Outflow
-1,410.41
-6,494.14
-8,995.00
14,143.17
2,849.22
4,806.96
-7,964.82
-39,532.55
63,225.31
731.62
Opening Cash & Equivalents
37,607.80
44,101.94
53,096.94
38,953.77
36,104.55
31,297.59
39,262.41
78,794.97
15,569.65
14,838.03

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value
36.41
32.59
29.45
27.46
30.47
32.53
39.80
57.60
75.30
86.88
NIM
3.03
3.04
3.06
2.63
2.40
2.32
2.24
2.19
2.12
2.49
Yield on Advances
11.92
12.62
12.58
13.55
14.51
15.58
15.43
15.34
17.64
14.37
Yield on Investments
7.87
7.05
6.58
6.93
7.64
7.82
6.92
7.51
9.66
7.93
Cost of Liabilities
4.56
4.41
3.78
3.81
4.33
5.00
5.21
5.84
5.92
6.84
Interest Spread
7.36
8.21
8.81
9.74
10.18
10.58
10.22
9.50
11.72
7.53
ROCE
9.21%
7.80%
8.66%
6.58%
-2.55%
-1.18%
-30.43%
-24.98%
-5.74%
-3.95%
Cost Income Ratio
58.79
58.12
56.26
58.17
59.65
61.44
65.87
70.00
67.28
70.53
Core Cost Income Ratio
62.55
60.55
57.26
59.18
67.52
68.85
67.44
74.69
80.35
75.42
Operating Costs to Assets
2.43
2.29
2.19
1.88
1.84
1.94
1.83
1.96
1.91
2.08
Loans/Deposits
0.05
0.05
0.02
0.02
0.02
0.02
0.02
0.02
0.03
0.04
Cash/Deposits
0.06
0.06
0.08
0.11
0.10
0.10
0.07
0.12
0.25
0.05
Investment/Deposits
0.34
0.37
0.38
0.41
0.45
0.45
0.42
0.35
0.31
0.33
Inc Loan/Deposits
5.28%
5.19%
2.32%
2.23%
1.74%
1.93%
1.88%
2.04%
3.24%
3.56%
Credit Deposits
68.60%
63.39%
56.67%
49.26%
47.65%
48.36%
49.09%
53.32%
47.25%
67.83%
Interest Expended / Interest earned
58.67%
57.97%
54.20%
58.34%
63.70%
67.60%
70.05%
72.85%
73.33%
72.69%
Interest income / Total funds
7.03%
6.89%
6.30%
5.91%
6.17%
6.63%
6.85%
7.38%
7.40%
8.48%
Interest Expended / Total funds
4.13%
3.99%
3.42%
3.45%
3.93%
4.48%
4.80%
5.38%
5.43%
6.16%
CASA
48.90%
49.97%
50.38%
50.56%
49.22%
46.34%
46.13%
42.39%
39.12%
35.41%

Annual Reports:

FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016

News Update:


  • CentralBank of India - Quarterly Results
    1st May 2026, 00:00 AM

    Read More
  • Central Bank of India inks pact with HDFC Asset Management Company
    12th Mar 2026, 15:28 PM

    HDFC AMC is one of the leading asset management Company in India, serving around above 1.5 crore unique investors

    Read More
  • Central Bank of India enters into Co-Lending Partnership with IIFL Finance
    12th Mar 2026, 12:09 PM

    The partnership aims to offer Loans at competitive rates

    Read More
  • Central Bank of India renews co-lending partnership with M/s Capri Global Capital
    11th Mar 2026, 11:56 AM

    M/s Capri Global Capital will originate loan proposals, which will be processed by both lenders as per jointly formulated credit parameters and eligibility criteria

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.