CSB Bank, 542867, CSBBANK Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

7,504.13
12.64
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

9,863.13
N/A
1.75

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

10 Years
5 Years
3 Years

1.28
104.48
-

EBITDA CAGR (%)

10 Years
5 Years
3 Years

-
22.15
2.75

PAT CAGR (%)

10 Years
5 Years
3 Years

1.79
1.59

P:E (Median)

8 Years
5 Years
3 Years

-
10.52
9.94

P:BV (Average)

8 Years
5 Years
3 Years

-
1.79
1.59

EV:EBITDA (Average)

8 Years
5 Years
3 Years

-
7.60
6.98

Quarterly Results

Standalone Figures in Rs. Crores

Description Mar 25 Mar 24 Var% Dec 24 Dec 23 Var% Sep 24 Sep 23 Var% Jun 24 Jun 23 Var%
Interest Earned 980.89 794.87 23.40% 919.38 761.83 20.68% 864.85 687.34 25.83% 832.02 683.49 21.73%
Interest Exp. 609.62 408.84 49.11% 543.93 379.16 43.46% 497.37 343.65 44.73% 470.05 319.48 47.13%
Net Interest Income 371.27 386.03 -3.82% 375.45 382.67 -1.89% 367.48 343.69 6.92% 361.97 364.01 -0.56%
NIM 3.75 5.04 -25.60% 4.11 5.10 -19.41% 4.30 4.84 -11.16% 4.36 5.40 -19.26%
Other Income 381.47 196.51 94.12% 219.37 125.34 75.02% 199.38 142.54 39.88% 171.84 119.90 43.32%
Total Income 1,362.36 991.38 37.42% 1,138.75 887.17 28.36% 1,064.23 829.88 28.24% 1,003.86 803.39 24.95%
Operating Exp. 435.99 354.54 22.97% 374.17 312.14 19.87% 366.51 311.60 17.62% 361.32 302.48 19.45%
Operating Profit 316.75 228.00 38.93% 220.65 195.87 12.65% 200.35 174.63 14.73% 172.49 181.43 -4.93%
Provision 60.21 21.60 178.75% 16.53 -4.54 - 13.91 -3.33 - 20.06 4.73 324.10%
PBT 256.54 206.40 24.29% 204.12 200.41 1.85% 186.44 177.96 4.77% 152.43 176.70 -13.74%
PBTM 26.15 25.97 0.69% 22.20 26.31 -15.62% 21.56 25.89 -16.72% 18.32 25.85 -29.13%
TAX 66.10 54.94 20.31% 52.49 50.44 4.06% 48.03 44.79 7.23% 39.11 44.47 -12.05%
PAT 190.44 151.46 25.74% 151.63 149.97 1.11% 138.41 133.17 3.93% 113.32 132.23 -14.30%
PATM 19.41% 19.05% 16.49% 19.69% 16.00% 19.37% 13.62% 19.35%
EPS 10.97 8.73 25.66% 8.74 8.64 1.16% 7.98 7.67 4.04% 6.53 7.62 -14.30%
Gross NPA 498.46 361.07 38.05% 458.17 278.73 64.38% 452.12 284.76 58.77% 423.99 270.66 56.65%
Gross NPA% 1.57 1.47 6.80% 1.58 1.22 29.51% 1.68 1.27 32.28% 1.69 1.27 33.07%
Net NPA 163.53 124.90 30.93% 182.71 70.23 160.16% 183.32 72.49 152.89% 169.11 67.77 149.54%
Net NPA% 0.52 0.51 1.96% 0.64 0.31 106.45% 0.69 0.33 109.09% 0.68 0.32 112.50%
CASA 24.19 27.20 -11.07% 24.07 27.58 -12.73% 24.09 29.28 -17.73% 24.90 30.84 -19.26%

Description Mar 25 Mar 24 Var% Dec 24 Dec 23 Var% Sep 24 Sep 23 Var% Jun 24 Jun 23 Var%
Interest Earned 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest Exp. 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net Interest Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
NIM 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Total Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Operating Exp. 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Operating Profit 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Provision 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBTM 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
TAX 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PAT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Gross NPA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Gross NPA% 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net NPA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net NPA% 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
CASA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0

Annual Results

Standalone Figures in Rs. Crores

Description TTM Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Net Interest Income - 1,476.17 1,476.41 1,333.84 1,153.30 941.38 592.29 439.96 384.81 313.60 323.62 Interest Earned - 3,597.14 2,927.54 2,319.65 2,038.31 1,872.29 1,509.89 1,347.52 1,296.81 1,336.29 1,482.89 Interest Expended - 2,120.97 1,451.13 985.81 885.01 930.91 917.60 907.56 912.00 1,022.69 1,159.27 Int. income Growth - -0.02% 10.69% 15.65% 22.51% 58.94% 34.62% 14.33% 22.71% -3.10% Other Income - 972.05 584.29 316.01 246.80 303.13 221.61 135.92 125.42 281.20 104.68 Total Income - 2,448.22 2,060.70 1,649.85 1,400.10 1,244.51 813.90 575.88 510.23 594.80 428.30 Total Expenditure - 1,778.04 1,243.71 873.08 747.88 911.20 656.38 859.44 644.02 588.78 642.87 Employee Cost - 754.25 714.71 552.82 481.87 496.23 331.27 384.43 286.90 293.58 296.81 % Of Sales - 20.97% 24.41% 23.83% 23.64% 26.50% 21.94% 28.53% 22.12% 21.97% 20.02% Opt. & Establishment Exp. - 860.13 621.62 432.79 342.50 273.52 225.57 194.61 164.57 164.44 148.93 % Of Sales - 23.91% 21.23% 18.66% 16.80% 14.61% 14.94% 14.44% 12.69% 12.31% 10.04% Provisions - 316.44 18.48 -26.21 -0.51 222.97 146.58 313.46 223.69 160.62 224.53 % Of Sales - 8.80% 0.63% -1.13% -0.03% 11.91% 9.71% 23.26% 17.25% 12.02% 15.14% EBITDA - 670.18 816.99 776.77 652.22 333.31 157.52 -283.56 -133.79 6.02 -214.57 EBITDA Margin - 45.40% 55.34% 58.24% 56.55% 35.41% 26.60% -64.45% -34.77% 1.92% -66.30% Depreciation - 76.39 55.55 43.16 37.99 40.76 23.52 16.53 15.57 14.93 13.70 PBT - 593.80 761.44 733.61 614.23 292.55 133.99 -300.10 -149.36 -8.91 -228.27 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Provision for Tax - 0.00 194.62 186.25 155.74 74.15 121.27 -102.68 -51.89 -10.46 -78.55 Tax Rate - 0.00% 25.56% 25.39% 25.36% 25.35% 90.51% 34.22% 34.74% 117.40% 34.41% PAT - 593.80 566.82 547.36 458.49 218.40 12.72 -197.42 -97.47 1.55 -149.72 PAT before Minority Interest - 593.80 566.82 547.36 458.49 218.40 12.72 -197.42 -97.47 1.55 -149.72 Minority Interest - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin - 24.25% 27.51% 33.18% 32.75% 17.55% 1.56% -34.28% -19.10% 0.26% -34.96% PAT Growth - 4.76% 3.56% 19.38% 109.93% 1616.98% 0 0 -6388.39% 0 EPS - 34.22 32.67 31.55 26.43 12.59 0.73 -11.38 -5.62 0.09 -8.63

Results Balance Sheet

Standalone Figures in Rs. Crores

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Shareholder's Funds 4,497.73 3,803.65 3,203.63 2,651.40 2,180.23 1,960.66 1,431.69 889.03 999.36 892.79 Share Capital 173.54 173.54 173.54 173.54 173.54 173.51 85.97 81.01 81.01 71.76 Total Reserves 4,300.36 3,612.81 3,011.77 2,464.41 2,005.91 1,787.16 694.38 808.02 918.34 821.03 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deposits 36,861.49 29,718.80 24,505.81 20,188.30 19,140.04 15,790.68 15,123.87 14,690.65 14,911.56 14,438.40 Borrowings 5,546.28 1,757.38 782.97 2,007.19 1,425.92 794.00 0.00 41.80 41.80 41.80 Other Liabilities & Provisions 930.77 776.16 669.87 509.39 591.16 318.89 355.59 248.57 270.52 278.94 Total Liabilities 47,836.27 36,055.99 29,162.28 25,356.28 23,337.35 18,864.23 16,911.15 15,870.05 16,223.24 15,651.93 Net Block 449.63 405.92 319.36 287.86 269.49 253.48 217.73 216.12 215.26 215.09 Gross Block 723.53 727.15 589.05 519.60 464.76 415.41 331.26 323.66 321.35 316.20 Accumulated Depreciation 273.89 321.24 269.68 231.74 195.27 161.92 113.53 107.54 106.09 101.11 Total Non-Current Assets 47,117.25 35,447.82 28,655.42 24,687.92 22,547.67 17,919.01 15,834.22 14,882.56 15,306.86 14,780.72 Lease Adjustment A/c 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Capital Work in Progress 179.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash and balance with RBI 3,187.28 3,089.65 1,469.91 1,473.24 736.14 547.79 725.41 677.89 756.39 676.43 Balance with banks and money at call 404.90 65.24 366.80 100.52 977.93 391.55 248.23 537.24 454.76 49.86 Investments 11,389.34 7,551.43 5,848.70 7,011.62 6,125.99 5,359.84 4,027.61 4,113.95 5,761.52 5,986.69 Advances 31,507.05 24,335.58 20,650.65 15,814.68 14,438.12 11,366.35 10,615.24 9,337.36 8,118.93 7,852.65 Other Assets 719.02 608.18 506.87 668.35 789.68 945.22 1,076.95 987.49 916.37 871.22 Total Assets 47,836.27 36,056.00 29,162.29 25,356.27 23,337.35 18,864.23 16,911.17 15,870.05 16,223.23 15,651.94 Contingent Liabilities 7,368.08 2,925.18 2,282.54 1,635.17 1,956.63 1,523.23 657.76 708.55 779.51 832.15 Bills for collection 76.89 77.18 77.62 102.61 72.96 61.16 71.36 82.25 81.81 76.29 Adjusted Book Value 247.86 208.11 174.84 143.22 116.72 103.93 72.45 90.11 103.18 101.38

Cash Flow

Standalone Figures in Rs. Crores

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Cash From Operating Activity -5,255.52 1,782.98 2,211.48 -852.50 1,373.80 -1,109.18 -893.24 26.84 395.42 -165.51 PBT 799.53 761.45 733.61 614.23 292.55 134.00 -300.10 -149.36 -8.91 -228.28 Adjustment 271.33 140.07 114.47 152.06 362.46 170.75 334.52 243.51 181.08 243.67 Adjustments for Liabilities & Assets -6,107.26 1,102.96 1,536.41 -1,510.64 712.72 -1,388.78 -919.92 -68.00 227.38 -177.30 Refund/(Payment) of direct taxes -219.12 -221.50 -173.01 -108.14 6.06 -25.15 -7.75 0.70 -4.13 -3.61 Other Direct Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity 1,903.91 -1,439.21 -724.32 130.92 -1,231.43 -235.35 -22.14 -17.79 -16.99 -12.72 Net Fixed Assets -175.43 -138.10 -69.45 -54.84 -49.35 -84.15 -7.60 -2.31 -5.15 -52.31 Other Investment Activity -2341.79 -1451.47 -458.13 -1751.03 -700.11 -437.55 -349.05 -340.65 -334.07 -332.40 Cash from Financing Activity 3,788.90 974.41 -1,224.22 581.27 632.36 1,310.25 673.88 -5.07 106.43 105.93 Closing Cash & Equivalent 3,592.18 3,154.89 1,836.71 1,573.76 1,714.07 939.34 973.63 1,215.13 1,211.15 726.29 Net Cash Inflow / Outflow 437.29 1,318.18 262.95 -140.31 774.73 -34.29 -241.50 3.98 484.86 -72.30 Opening Cash & Equivalents 3,154.89 1,836.71 1,573.76 1,714.07 939.34 973.63 1,215.13 1,211.15 726.29 798.59

Financial Ratios

Standalone

Description Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value 247.86 208.11 174.84 143.22 116.72 103.93 72.45 90.11 103.18 101.38 NIM 3.18 4.21 4.71 4.73 4.23 3.35 2.82 2.62 2.08 2.22 Yield on Advances 11.42 12.03 11.23 12.89 12.97 13.28 12.69 13.89 16.46 18.88 Yield on Investments 6.34 6.15 7.20 5.86 9.54 6.34 8.82 8.24 10.56 6.68 Cost of Liabilities 5.00 4.61 3.90 3.99 4.53 5.53 6.00 6.19 6.84 8.01 Interest Spread 6.42 7.42 7.33 8.90 8.44 7.75 6.69 7.70 9.62 10.88 ROCE 10.61% 18.08% 18.56% 16.65% 11.36% 7.33% -21.53% -13.65% 0.98% -21.91% Cost Income Ratio 62.82 62.15 57.12 56.17 58.58 65.53 97.68 85.43 74.49 100.87 Core Cost Income Ratio 65.44 63.62 57.21 56.63 63.80 68.05 99.06 85.89 111.08 102.23 Operating Costs to Assets 3.22 3.55 3.23 3.10 3.12 2.83 3.33 2.75 2.73 2.76 Loans/Deposits 0.15 0.06 0.03 0.10 0.07 0.05 0.00 0.00 0.00 0.00 Cash/Deposits 0.09 0.10 0.06 0.07 0.04 0.03 0.05 0.05 0.05 0.05 Investment/Deposits 0.31 0.25 0.24 0.35 0.32 0.34 0.27 0.28 0.39 0.41 Inc Loan/Deposits 15.05% 5.91% 3.19% 9.94% 7.45% 5.03% 0.00% 0.28% 0.28% 0.29% Credit Deposits 85.47% 81.89% 84.27% 78.34% 75.43% 71.98% 70.19% 63.56% 54.45% 54.39% Interest Expended / Interest earned 58.96% 49.57% 42.50% 43.42% 49.72% 60.77% 67.35% 70.33% 76.53% 78.18% Interest income / Total funds 7.52% 8.12% 7.95% 8.04% 8.02% 8.00% 7.97% 8.17% 8.24% 9.47% Interest Expended / Total funds 4.43% 4.02% 3.38% 3.49% 3.99% 4.86% 5.37% 5.75% 6.30% 7.41% CASA 24.19% 27.20% 32.18% 33.66% 32.19% 29.17% 27.84% 27.03% 24.78% 20.03%

Top Investors:

sbi small cap fund

amansa holdings private limited

sundaram mutual fund a/c sundaram financial services opportunities fund

theleme india master fund limited

yusuffali musaliam veettil abdul kader

icici prudential banking and financial services fund

ashoka whiteoak icav - ashoka whiteoak india opportunities fund

maybank securities pte ltd - odi

zafar ahmadullah

investor education and protection fund (iepf)

Annual Reports:

News Update:

CSB Bank logs 32% growth in gross advances in Q1FY26
3rd Jul 2025, 10:30 AM

Total deposits grew 20.29% to Rs 35,990 crore (provisional) as of June 30, 2025, as compared to Rs 29,920 crore as of June 30, 2024
Read More

CSB Bank Ltd.

Bank - Private

BSE: 542867 | NSE: CSBBANK

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update:

CSB Bank Ltd.

Bank - Private

BSE: 542867 | NSE: CSBBANK

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update: