CSB Bank, 542867, CSBBANK Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

5,692.94
8.48
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

8,830.73
N/A
1.16

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

10 Years
5 Years
3 Years

1.16
-
-

EBITDA CAGR (%)

10 Years
5 Years
3 Years

82.44
6.67
3.76

PAT CAGR (%)

10 Years
5 Years
3 Years

1.61
1.56

P:E (Median)

8 Years
5 Years
3 Years

-
10.16
10.55

P:BV (Average)

8 Years
5 Years
3 Years

-
1.61
1.56

EV:EBITDA (Average)

8 Years
5 Years
3 Years

-
7.48
7.18

Quarterly Results

Standalone Figures in Rs. Crores

Description Jun 26 Jun 25 Var% Mar 26 Mar 25 Var% Dec 25 Dec 24 Var% Sep 25 Sep 24 Var%
Interest Earned 1,287.32 1,040.94 23.67% 1,200.86 980.89 22.43% 1,154.23 919.38 25.54% 1,109.16 864.85 28.25%
Interest Exp. 808.66 661.53 22.24% 736.70 609.62 20.85% 701.04 543.93 28.88% 685.60 497.37 37.85%
Net Interest Income 478.66 379.41 26.16% 464.16 371.27 25.02% 453.19 375.45 20.71% 423.56 367.48 15.26%
NIM 3.76 4.13 -8.96% 3.83 3.75 2.13% 3.86 4.11 -6.08% 4.13 4.30 -3.95%
Other Income 228.75 244.71 -6.52% 306.21 381.47 -19.73% 276.48 219.37 26.03% 349.20 199.38 75.14%
Total Income 1,516.07 1,285.65 17.92% 1,507.07 1,362.36 10.62% 1,430.71 1,138.75 25.64% 1,458.36 1,064.23 37.03%
Operating Exp. 456.64 403.81 13.08% 476.70 435.99 9.34% 437.56 374.17 16.94% 493.46 366.51 34.64%
Operating Profit 250.77 220.31 13.83% 293.67 316.75 -7.29% 292.11 220.65 32.39% 279.30 200.35 39.41%
Provision 49.03 60.79 -19.35% 23.02 60.21 -61.77% 86.77 16.53 424.92% 63.65 13.91 357.58%
PBT 201.74 159.52 26.47% 270.65 256.54 5.50% 205.34 204.12 0.60% 215.65 186.44 15.67%
PBTM 15.67 15.32 2.28% 22.54 26.15 -13.80% 17.79 22.20 -19.86% 19.44 21.56 -9.83%
TAX 51.70 40.92 26.34% 69.07 66.10 4.49% 52.67 52.49 0.34% 55.32 48.03 15.18%
PAT 150.04 118.60 26.51% 201.58 190.44 5.85% 152.67 151.63 0.69% 160.33 138.41 15.84%
PATM 11.66% 11.39% 16.79% 19.41% 13.23% 16.49% 14.46% 16.00%
EPS 8.65 6.83 26.65% 11.62 10.97 5.93% 8.80 8.74 0.69% 9.24 7.98 15.79%
Gross NPA 715.42 606.49 17.96% 669.78 498.46 34.37% 729.42 458.17 59.20% 628.75 452.12 39.07%
Gross NPA% 1.75 1.84 -4.89% 1.66 1.57 5.73% 1.96 1.58 24.05% 1.81 1.68 7.74%
Net NPA 157.68 215.15 -26.71% 158.23 163.53 -3.24% 245.66 182.71 34.45% 178.46 183.32 -2.65%
Net NPA% 0.39 0.66 -40.91% 0.40 0.52 -23.08% 0.67 0.64 4.69% 0.52 0.69 -24.64%
CASA 19.41 23.49 -17.37% 19.96 24.19 -17.49% 20.55 24.07 -14.62% 21.17 24.09 -12.12%

Description Mar 26 Mar 25 Var% Dec 25 Dec 24 Var% Sep 25 Sep 24 Var% Jun 25 Jun 24 Var%
Interest Earned 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest Exp. 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net Interest Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
NIM 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Total Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Operating Exp. 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Operating Profit 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Provision 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBTM 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
TAX 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PAT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Gross NPA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Gross NPA% 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net NPA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net NPA% 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
CASA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0

Annual Results

Standalone Figures in Rs. Crores

Description TTM Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Net Interest Income 1,819.57 1,720.32 1,476.17 1,476.41 1,333.84 1,153.30 941.38 592.29 439.96 384.81 313.60 Interest Earned 4,751.57 4,505.19 3,597.14 2,927.54 2,319.65 2,038.31 1,872.29 1,509.89 1,347.52 1,296.81 1,336.29 Interest Expended 2,932.00 2,784.87 2,120.97 1,451.13 985.81 885.01 930.91 917.60 907.56 912.00 1,022.69 Int. income Growth 21.82% 16.54% -0.02% 10.69% 15.65% 22.51% 58.94% 34.62% 14.33% 22.71% Other Income 1,160.64 1,176.59 972.05 584.29 316.01 246.80 303.13 221.61 135.92 125.42 281.20 Total Income 5,912.21 2,896.91 2,448.22 2,060.70 1,649.85 1,400.10 1,244.51 813.90 575.88 510.23 594.80 Total Expenditure 1,864.36 1,938.43 1,572.31 1,243.71 873.08 747.88 911.20 656.38 859.44 644.02 588.78 Employee Cost - 932.34 754.25 714.71 552.82 481.87 496.23 331.27 384.43 286.90 293.58 % Of Sales - 20.69% 20.97% 24.41% 23.83% 23.64% 26.50% 21.94% 28.53% 22.12% 21.97% Opt. & Establishment Exp. - 986.52 860.13 621.62 432.79 342.50 273.52 225.57 194.61 164.57 164.44 % Of Sales - 21.90% 23.91% 21.23% 18.66% 16.80% 14.61% 14.94% 14.44% 12.69% 12.31% Provisions - 234.23 110.71 18.48 -26.21 -0.51 222.97 146.58 313.46 223.69 160.62 % Of Sales - 5.20% 3.08% 0.63% -1.13% -0.03% 11.91% 9.71% 23.26% 17.25% 12.02% EBITDA 1,115.85 958.48 875.91 816.99 776.77 652.22 333.31 157.52 -283.56 -133.79 6.02 EBITDA Margin 60.76% 55.72% 59.34% 55.34% 58.24% 56.55% 35.41% 26.60% -64.45% -34.77% 1.92% Depreciation 0.00 107.33 76.39 55.55 43.16 37.99 40.76 23.52 16.53 15.57 14.93 PBT 893.38 851.16 799.53 761.44 733.61 614.23 292.55 133.99 -300.10 -149.36 -8.91 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Provision for Tax 228.76 217.98 205.73 194.62 186.25 155.74 74.15 121.27 -102.68 -51.89 -10.46 Tax Rate 25.61% 25.61% 25.73% 25.56% 25.39% 25.36% 25.35% 90.51% 34.22% 34.74% 117.40% PAT 664.62 633.18 593.80 566.82 547.36 458.49 218.40 12.72 -197.42 -97.47 1.55 PAT before Minority Interest 664.62 633.18 593.80 566.82 547.36 458.49 218.40 12.72 -197.42 -97.47 1.55 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 22.30% 21.86% 24.25% 27.51% 33.18% 32.75% 17.55% 1.56% -34.28% -19.10% 0.26% PAT Growth 10.94% 6.63% 4.76% 3.56% 19.38% 109.93% 1616.98% 0 0 -6388.39% EPS 38.31 36.49 34.22 32.67 31.55 26.43 12.59 0.73 -11.38 -5.62 0.09

Results Balance Sheet

Standalone Figures in Rs. Crores

Description Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Shareholder's Funds 4,894.29 4,497.73 3,803.65 3,203.63 2,651.40 2,180.23 1,960.66 1,431.69 889.03 999.36 Share Capital 173.54 173.54 173.54 173.54 173.54 173.54 173.51 85.97 81.01 81.01 Total Reserves 4,688.35 4,300.36 3,612.81 3,011.77 2,464.41 2,005.91 1,787.16 694.38 808.02 918.34 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deposits 44,245.92 36,861.49 29,718.80 24,505.81 20,188.30 19,140.04 15,790.68 15,123.87 14,690.65 14,911.56 Borrowings 7,154.44 5,546.28 1,757.38 782.97 2,007.19 1,425.92 794.00 0.00 41.80 41.80 Other Liabilities & Provisions 1,431.87 930.77 776.16 669.87 509.39 591.16 318.89 355.59 248.57 270.52 Total Liabilities 57,726.52 47,836.27 36,055.99 29,162.28 25,356.28 23,337.35 18,864.23 16,911.15 15,870.05 16,223.24 Net Block 708.30 449.63 405.92 319.36 287.86 269.49 253.48 217.73 216.12 215.26 Gross Block 1,084.12 723.53 727.15 589.05 519.60 464.76 415.41 331.26 323.66 321.35 Accumulated Depreciation 375.82 273.89 321.24 269.68 231.74 195.27 161.92 113.53 107.54 106.09 Total Non-Current Assets 56,609.73 47,117.25 35,447.82 28,655.42 24,687.92 22,547.67 17,919.01 15,834.22 14,882.56 15,306.86 Lease Adjustment A/c 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Capital Work in Progress 1.50 179.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash and balance with RBI 4,016.65 3,187.28 3,089.65 1,469.91 1,473.24 736.14 547.79 725.41 677.89 756.39 Balance with banks and money at call 80.15 404.90 65.24 366.80 100.52 977.93 391.55 248.23 537.24 454.76 Investments 11,955.29 11,389.34 7,551.43 5,848.70 7,011.62 6,125.99 5,359.84 4,027.61 4,113.95 5,761.52 Advances 39,847.84 31,507.05 24,335.58 20,650.65 15,814.68 14,438.12 11,366.35 10,615.24 9,337.36 8,118.93 Other Assets 1,116.79 719.02 608.18 506.87 668.35 789.68 945.22 1,076.95 987.49 916.37 Total Assets 57,726.52 47,836.27 36,056.00 29,162.29 25,356.27 23,337.35 18,864.23 16,911.17 15,870.05 16,223.23 Contingent Liabilities 10,331.20 7,368.08 2,925.18 2,282.54 1,635.17 1,956.63 1,523.23 657.76 708.55 779.51 Bills for collection 358.56 76.89 77.18 77.62 102.61 72.96 61.16 71.36 82.25 81.81 Adjusted Book Value 270.40 247.86 208.11 174.84 143.22 116.72 103.93 72.45 90.11 103.18

Cash Flow

Standalone Figures in Rs. Crores

Description Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Cash From Operating Activity -313.65 -5,255.52 1,782.98 2,211.48 -852.50 1,373.80 -1,109.18 -893.24 26.84 395.42 PBT 851.16 799.53 761.45 733.61 614.23 292.55 134.00 -300.10 -149.36 -8.91 Adjustment 398.61 271.33 140.07 114.47 152.06 362.46 170.75 334.52 243.51 181.08 Adjustments for Liabilities & Assets -1,318.89 -6,107.26 1,102.96 1,536.41 -1,510.64 712.72 -1,388.78 -919.92 -68.00 227.38 Refund/(Payment) of direct taxes -244.54 -219.12 -221.50 -173.01 -108.14 6.06 -25.15 -7.75 0.70 -4.13 Other Direct Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -789.89 1,903.91 -1,439.21 -724.32 130.92 -1,231.43 -235.35 -22.14 -17.79 -16.99 Net Fixed Assets -183.04 -175.43 -138.10 -69.45 -54.84 -49.35 -84.15 -7.60 -2.31 -5.15 Other Investment Activity 818.29 -2341.79 -1451.47 -458.13 -1751.03 -700.11 -437.55 -349.05 -340.65 -334.07 Cash from Financing Activity 1,608.16 3,788.90 974.41 -1,224.22 581.27 632.36 1,310.25 673.88 -5.07 106.43 Closing Cash & Equivalent 4,096.80 3,592.18 3,154.89 1,836.71 1,573.76 1,714.07 939.34 973.63 1,215.13 1,211.15 Net Cash Inflow / Outflow 504.62 437.29 1,318.18 262.95 -140.31 774.73 -34.29 -241.50 3.98 484.86 Opening Cash & Equivalents 3,592.18 3,154.89 1,836.71 1,573.76 1,714.07 939.34 973.63 1,215.13 1,211.15 726.29

Financial Ratios

Standalone

Description Mar 26 Mar 25 Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Book Value 270.40 247.86 208.11 174.84 143.22 116.72 103.93 72.45 90.11 103.18 NIM 3.08 3.18 4.21 4.71 4.73 4.23 3.35 2.82 2.62 2.08 Yield on Advances 11.31 11.42 12.03 11.23 12.89 12.97 13.28 12.69 13.89 16.46 Yield on Investments 6.95 6.34 6.15 7.20 5.86 9.54 6.34 8.82 8.24 10.56 Cost of Liabilities 5.42 5.00 4.61 3.90 3.99 4.53 5.53 6.00 6.19 6.84 Interest Spread 5.89 6.42 7.42 7.33 8.90 8.44 7.75 6.69 7.70 9.62 ROCE 11.30% 13.25% 18.08% 18.56% 16.65% 11.36% 7.33% -21.53% -13.65% 0.98% Cost Income Ratio 62.53 62.82 62.15 57.12 56.17 58.58 65.53 97.68 85.43 74.49 Core Cost Income Ratio 63.82 65.44 63.62 57.21 56.63 63.80 68.05 99.06 85.89 111.08 Operating Costs to Assets 3.14 3.22 3.55 3.23 3.10 3.12 2.83 3.33 2.75 2.73 Loans/Deposits 0.16 0.15 0.06 0.03 0.10 0.07 0.05 0.00 0.00 0.00 Cash/Deposits 0.09 0.09 0.10 0.06 0.07 0.04 0.03 0.05 0.05 0.05 Investment/Deposits 0.27 0.31 0.25 0.24 0.35 0.32 0.34 0.27 0.28 0.39 Inc Loan/Deposits 16.17% 15.05% 5.91% 3.19% 9.94% 7.45% 5.03% 0.00% 0.28% 0.28% Credit Deposits 90.06% 85.47% 81.89% 84.27% 78.34% 75.43% 71.98% 70.19% 63.56% 54.45% Interest Expended / Interest earned 61.81% 58.96% 49.57% 42.50% 43.42% 49.72% 60.77% 67.35% 70.33% 76.53% Interest income / Total funds 7.80% 7.52% 8.12% 7.95% 8.04% 8.02% 8.00% 7.97% 8.17% 8.24% Interest Expended / Total funds 4.82% 4.43% 4.02% 3.38% 3.49% 3.99% 4.86% 5.37% 5.75% 6.30% CASA 19.96% 24.19% 27.20% 32.18% 33.66% 32.19% 29.17% 27.84% 27.03% 24.78%

Top Investors:

sbi small cap fund

amansa holdings private limited

theleme india master fund limited

sundaram mutual fund a/c sundaram financial services opportunities fund

csb esos trust

yusuffali musaliam veettil abdul kader

icici prudential multicap fund

persistence capital fund i

zafar ahmadullah

investor education and protection fund (iepf)

Annual Reports:

News Update:

CSB Bank - Quarterly Results
23rd Jul 2026, 00:00 AM

Read More
CSB Bank logs 24% growth in gross advances in Q1FY27
3rd Jul 2026, 14:30 PM

Total deposits grew 26% to Rs 45,415 crore (provisional) as of June 30, 2026, as compared to Rs 35,935 crore as of June 30, 2025
Read More

CSB Bank Ltd.

Bank - Private

BSE: 542867 | NSE: CSBBANK

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update:

CSB Bank Ltd.

Bank - Private

BSE: 542867 | NSE: CSBBANK

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update: