DCB Bank, 532772, DCBBANK Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

2,624.88
7.77
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

5,003.03
N/A
0.82

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

10 Years
5 Years
3 Years

20.93
15.35
8.31

EBITDA CAGR (%)

10 Years
5 Years
3 Years

-
19.92
5.84

PAT CAGR (%)

10 Years
5 Years
3 Years

31.76
11.68
11.26

P:E (Median)

8 Years
5 Years
3 Years

16.23
18.54
20.38

P:BV (Average)

8 Years
5 Years
3 Years

0.95
0.95
0.95

EV:EBITDA (Average)

8 Years
5 Years
3 Years

13.86
11.46
10.81

Quarterly Results

Standalone Figures in Rs. Crores

Description Mar 20 Mar 19 Var% Dec 19 Dec 18 Var% Sep 19 Sep 18 Var% Jun 19 Jun 18 Var%
Interest Earned 901.91 827.10 9.04% 897.82 777.30 15.50% 879.20 735.66 19.51% 857.70 701.43 22.28%
Interest Exp. 578.20 526.23 9.88% 574.72 483.69 18.82% 565.84 453.82 24.68% 552.95 428.46 29.06%
Net Interest Income 323.71 300.87 7.59% 323.10 293.61 10.04% 313.36 281.84 11.18% 304.75 272.97 11.64%
NIM 0.00 3.78 -100.00% 3.71 3.83 -3.13% 3.67 3.83 -4.18% 3.67 3.90 -5.90%
Other Income 109.88 99.36 10.59% 93.07 94.48 -1.49% 101.39 73.49 37.96% 86.76 82.83 4.74%
Total Income 1,011.79 926.46 9.21% 990.89 871.78 13.66% 980.59 809.15 21.19% 944.46 784.26 20.43%
Operating Exp. 221.51 214.95 3.05% 226.25 214.31 5.57% 230.22 209.21 10.04% 224.97 214.39 4.93%
Operating Profit 212.08 185.28 14.46% 189.92 173.78 9.29% 184.53 146.12 26.29% 166.54 141.41 17.77%
Provision 118.24 34.78 239.97% 59.00 40.14 46.99% 43.27 31.90 35.64% 40.64 33.23 22.30%
PBT 93.84 150.50 -37.65% 130.92 133.64 -2.04% 141.26 114.22 23.67% 125.90 108.18 16.38%
PBTM 10.40 18.20 -42.86% 14.58 17.19 -15.18% 16.07 15.53 3.48% 14.68 15.42 -4.80%
TAX 25.08 54.17 -53.70% 34.22 47.54 -28.02% 49.85 40.78 22.24% 44.84 38.68 15.93%
PAT 68.76 96.33 -28.62% 96.70 86.10 12.31% 91.41 73.44 24.47% 81.06 69.50 16.63%
PATM 7.62% 11.65% 10.77% 11.08% 10.40% 9.98% 9.45% 9.91%
EPS 2.22 3.11 -28.62% 3.12 2.78 12.23% 2.95 2.37 24.47% 2.62 2.25 16.44%
Gross NPA 631.51 439.48 43.69% 552.03 445.12 24.02% 523.24 409.98 27.63% 476.40 400.60 18.92%
Gross NPA% 2.46 1.84 33.70% 2.15 1.92 11.98% 2.09 1.84 13.59% 1.96 1.86 5.38%
Net NPA 293.51 153.77 90.88% 260.76 163.44 59.54% 237.86 155.27 53.19% 195.83 153.90 27.24%
Net NPA% 1.16 0.65 78.46% 1.03 0.71 45.07% 0.96 0.70 37.14% 0.81 0.72 12.50%
CASA 0.00 24.00 -100.00% 23.00 24.00 -4.17% 23.00 24.00 -4.17% 25.00 25.00 0.00%

Description Mar 20 Mar 19 Var% Dec 19 Dec 18 Var% Sep 19 Sep 18 Var% Jun 19 Jun 18 Var%
Interest Earned 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest Exp. 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net Interest Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
NIM 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Total Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Operating Exp. 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Operating Profit 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Provision 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBTM 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
TAX 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PAT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Gross NPA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Gross NPA% 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net NPA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net NPA% 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
CASA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0

Annual Results

Standalone Figures in Rs. Crores

Description TTM Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Net Interest Income - 1,264.91 1,149.29 995.43 797.09 619.50 508.22 368.39 284.41 227.70 189.14 Interest Earned - 3,536.63 3,041.49 2,412.99 2,076.15 1,698.46 1,422.42 1,128.26 916.10 716.97 536.26 Interest Expended - 2,271.72 1,892.20 1,417.56 1,279.06 1,078.96 914.20 759.87 631.69 489.27 347.12 Int. income Growth - 10.06% 15.46% 24.88% 28.67% 21.90% 37.96% 29.53% 24.91% 20.39% Other Income - 391.09 350.16 310.28 248.85 220.46 165.72 138.66 117.02 100.37 112.10 Total Income - 1,656.00 1,499.45 1,305.71 1,045.94 839.96 673.94 507.05 401.43 328.07 301.24 Total Expenditure - 1,112.94 948.73 866.17 700.19 548.57 442.55 337.68 285.70 261.00 258.83 Employee Cost - 458.80 433.99 381.23 308.03 245.09 196.03 157.08 137.90 124.59 106.37 % Of Sales - 12.97% 14.27% 15.80% 14.84% 14.43% 13.78% 13.92% 15.05% 17.38% 19.84% Opt. & Establishment Exp. - 495.28 463.04 452.86 358.73 276.13 223.82 179.98 151.04 131.64 121.96 % Of Sales - 14.00% 15.22% 18.77% 17.28% 16.26% 15.74% 15.95% 16.49% 18.36% 22.74% Provisions - 261.14 140.06 138.80 111.49 87.91 69.42 36.56 24.04 28.71 56.80 % Of Sales - 7.38% 4.60% 5.75% 5.37% 5.18% 4.88% 3.24% 2.62% 4.00% 10.59% EBITDA - 543.06 550.72 439.54 345.75 291.39 231.39 169.37 115.73 67.07 42.41 EBITDA Margin - 42.93% 47.92% 44.16% 43.38% 47.04% 45.53% 45.98% 40.69% 29.46% 22.42% Depreciation - 51.14 44.18 53.36 39.03 30.28 23.36 17.97 13.64 11.97 13.15 PBT - 491.92 506.54 386.17 306.72 261.12 208.03 151.40 102.09 55.11 29.26 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Provision for Tax - 153.99 181.17 140.83 107.04 66.59 16.85 0.04 0.03 0.03 7.83 Tax Rate - 31.30% 35.77% 36.47% 34.90% 25.50% 8.10% 0.03% 0.03% 0.05% 26.76% PAT - 337.94 325.37 245.34 199.68 194.52 191.18 151.36 102.06 55.08 21.43 PAT before Minority Interest - 337.94 325.37 245.34 199.68 194.52 191.18 151.36 102.06 55.08 21.43 Minority Interest - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin - 20.41% 21.70% 18.79% 19.09% 23.16% 28.37% 29.85% 25.42% 16.79% 7.11% PAT Growth - 3.86% 32.62% 22.87% 2.65% 1.75% 26.31% 48.30% 85.29% 157.02% EPS - 10.89 10.48 7.90 6.43 6.27 6.16 4.88 3.29 1.77 0.69

Results Balance Sheet

Standalone Figures in Rs. Crores

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Shareholder's Funds 3,422.15 3,115.60 2,807.83 2,204.88 1,792.17 1,588.58 1,153.96 1,003.06 861.37 621.49 Share Capital 310.42 309.55 308.08 285.36 284.44 282.01 250.32 250.11 240.67 200.17 Total Reserves 3,110.76 2,804.90 2,498.34 1,917.93 1,506.20 1,303.36 900.67 749.93 617.88 418.51 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deposits 30,369.93 28,435.11 24,006.86 19,289.21 14,925.99 12,609.13 10,325.16 8,363.84 6,335.56 5,610.17 Borrowings 3,407.95 2,723.20 1,926.71 1,275.81 1,147.90 1,163.80 860.16 1,525.62 1,123.45 860.72 Other Liabilities & Provisions 1,305.11 1,517.91 1,480.69 1,276.48 1,252.47 770.79 583.86 386.31 356.48 320.50 Total Liabilities 38,505.14 35,791.82 30,222.09 24,046.38 19,118.53 16,132.30 12,923.14 11,278.83 8,676.86 7,412.88 Net Block 545.87 525.98 494.02 488.57 248.02 236.68 238.64 236.09 125.89 127.50 Gross Block 885.28 821.35 748.67 691.83 414.09 376.95 349.70 330.39 215.38 220.49 Accumulated Depreciation 339.41 295.37 254.65 203.26 166.07 140.27 111.06 94.30 89.50 92.99 Total Non-Current Assets 37,178.53 34,731.45 29,421.65 23,316.60 18,394.31 15,383.06 12,702.62 11,067.46 8,443.38 7,191.34 Lease Adjustment A/c 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.36 58.76 0.00 Cash and balance with RBI 1,029.80 1,317.22 1,136.39 858.30 703.37 633.68 505.07 378.77 407.50 404.51 Balance with banks and money at call 2,516.07 1,476.16 1,235.59 334.16 188.20 85.47 184.50 504.49 49.05 82.60 Investments 7,741.50 7,844.09 6,218.96 5,817.94 4,333.33 3,962.17 3,634.22 3,358.66 2,517.76 2,295.04 Advances 25,345.29 23,568.00 20,336.69 15,817.63 12,921.39 10,465.06 8,140.19 6,586.09 5,284.42 4,281.69 Other Assets 1,326.60 1,060.39 800.44 729.77 724.22 749.23 220.51 211.38 233.47 221.53 Total Assets 38,505.13 35,791.84 30,222.09 24,046.37 19,118.53 16,132.29 12,923.13 11,278.84 8,676.85 7,412.87 Contingent Liabilities 4,814.75 3,185.93 6,948.35 2,629.74 2,009.46 2,456.57 2,521.04 4,476.55 3,273.19 3,292.34 Bills for collection 431.99 392.30 409.32 434.53 455.26 375.71 430.45 475.69 437.46 491.84 Adjusted Book Value 102.57 92.72 82.96 68.22 61.19 54.39 43.88 37.83 33.39 28.10

Cash Flow

Standalone Figures in Rs. Crores

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Cash From Operating Activity 170.70 -281.34 230.05 239.79 219.62 -495.73 489.75 55.27 -405.80 206.61 PBT 491.92 506.54 386.17 306.72 261.12 207.95 151.36 102.06 55.08 21.43 Adjustment 337.44 202.92 210.43 164.56 121.49 102.79 63.46 48.08 52.40 87.00 Adjustments for Liabilities & Assets -480.71 -778.94 -227.59 -112.50 -79.43 -815.88 273.25 -94.49 -514.07 98.87 Refund/(Payment) of direct taxes -177.96 -211.86 -138.97 -118.98 -83.56 9.40 1.69 -0.38 0.79 -0.69 Other Direct Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -71.74 -76.42 -59.21 -71.10 -40.86 -28.83 -18.75 -71.34 -73.12 -6.35 Net Fixed Assets -63.93 -72.68 -56.84 -277.74 -37.14 -27.25 -15.95 -59.61 -53.65 -16.42 Other Investment Activity -961.70 -880.56 -819.77 -732.69 -442.92 -395.70 -421.04 -406.87 -280.49 -224.16 Cash from Financing Activity 653.54 779.15 1,008.68 132.21 -6.35 554.14 -664.68 442.77 448.36 -45.50 Closing Cash & Equivalent 3,545.87 2,793.38 2,371.98 1,192.46 891.56 719.15 689.57 883.25 456.55 487.11 Net Cash Inflow / Outflow 752.49 421.39 1,179.52 300.90 172.41 29.58 -193.68 426.70 -30.56 154.76 Opening Cash & Equivalents 2,793.38 2,371.98 1,192.46 891.56 719.15 689.57 883.25 456.55 487.11 332.35

Financial Ratios

Standalone

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Book Value 102.57 92.72 82.96 68.22 61.19 54.39 43.88 37.83 33.39 28.10 NIM 3.45 3.36 3.44 3.49 3.41 3.36 2.96 2.63 2.76 2.68 Yield on Advances 13.95 12.91 11.87 13.13 13.14 13.59 13.86 13.91 13.57 12.52 Yield on Investments 8.89 7.32 7.50 7.54 8.08 7.31 7.37 6.26 7.32 6.85 Cost of Liabilities 6.73 6.07 5.47 6.22 6.71 6.64 6.79 6.39 6.56 5.36 Interest Spread 7.23 6.83 6.40 6.91 6.43 6.95 7.07 7.52 7.01 7.16 ROCE 11.69% 13.04% 12.55% 12.70% 11.61% 11.81% 10.85% 8.82% 7.86% 6.55% Cost Income Ratio 54.53 56.88 59.79 60.02 58.45 58.83 62.93 68.58 74.45 71.43 Core Cost Income Ratio 56.76 58.38 61.95 62.74 61.55 61.35 65.85 71.04 77.22 77.98 Operating Costs to Assets 2.34 2.38 2.58 2.61 2.57 2.46 2.47 2.44 2.81 2.90 Loans/Deposits 0.11 0.10 0.08 0.07 0.08 0.09 0.08 0.18 0.18 0.15 Cash/Deposits 0.03 0.05 0.05 0.04 0.05 0.05 0.05 0.05 0.06 0.07 Investment/Deposits 0.25 0.28 0.26 0.30 0.29 0.31 0.35 0.40 0.40 0.41 Inc Loan/Deposits 11.22% 9.58% 8.03% 6.61% 7.69% 9.23% 8.33% 18.24% 17.73% 15.34% Credit Deposits 83.46% 82.88% 84.71% 82.00% 86.57% 83.00% 78.84% 78.74% 83.41% 76.32% Interest Expended / Interest earned 64.23% 62.21% 58.75% 61.61% 63.53% 64.27% 67.35% 68.95% 68.24% 64.73% Interest income / Total funds 9.18% 8.50% 7.98% 8.63% 8.88% 8.82% 8.73% 8.12% 8.26% 7.23% Interest Expended / Total funds 5.90% 5.29% 4.69% 5.32% 5.64% 5.67% 5.88% 5.60% 5.64% 4.68% CASA 21.47% 23.95% 24.33% 24.31% 23.38% 23.40% 25.00% 27.16% 32.12% 35.21%

Top Investors:

aditya birla sun life trustee private limited a/c aditya birla sun life small cap fund

hdfc small cap fund

india advantage fund s4 i

icici prudential banking and financial services fund

matthews india fund

dsp small cap fund

sundaram mutual fund a/c sundaram midcap fund

franklin india smaller companies fund

steinberg india emerging opportunities fund limited

tata mutual fund- tata equity p/e fund

Annual Reports:

News Update:

DCB Bank planning to raise up to Rs 1,000 crore via equity, debt instruments
29th Jun 2020, 12:33 PM

The private sector lender's AGM will take place on July 11
Read More
DCB Bank witnesses significant jump in foreign remittance services
16th Apr 2020, 15:19 PM

Since March 15, 2020 the bank’s volumes on outward remittance services have increased many folds
Read More
DCB Bank's deposit rises 2% in Q4FY20
15th Apr 2020, 12:00 PM

During the quarter, gross advances of the bank declined to Rs 25,677 crore from Rs 25,735 crore in Q3FY20
Read More

DCB Bank Ltd.

Bank - Private

BSE: 532772 | NSE: DCBBANK

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update:

DCB Bank Ltd.

Bank - Private

BSE: 532772 | NSE: DCBBANK

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update: