DCB Bank, 532772, DCBBANK Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

6,068.78
18.01
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

7,474.76
0.51%
2.06

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

10 Years
5 Years
3 Years

23.30
17.73
12.97

EBITDA CAGR (%)

10 Years
5 Years
3 Years

-
29.88
22.00

PAT CAGR (%)

10 Years
5 Years
3 Years

-
11.22
17.67

P:E (Median)

8 Years
5 Years
3 Years

17.74
19.21
21.34

P:BV (Average)

8 Years
5 Years
3 Years

1.78
2.05
2.18

EV:EBITDA (Average)

8 Years
5 Years
3 Years

15.35
12.73
11.95

Quarterly Results

Standalone Figures in Rs. Crores

Description Jun 19 Jun 18 Var% Mar 19 Mar 18 Var% Dec 18 Dec 17 Var% Sep 18 Sep 17 Var%
Interest Earned 857.70 701.43 22.28% 827.10 649.19 27.40% 777.30 610.78 27.26% 735.66 586.97 25.33%
Interest Exp. 552.95 428.46 29.06% 526.23 385.49 36.51% 483.69 360.32 34.24% 453.82 338.86 33.93%
Net Interest Income 304.75 272.97 11.64% 300.87 263.70 14.10% 293.61 250.46 17.23% 281.84 248.11 13.59%
NIM 3.67 3.90 -5.90% 3.78 4.16 -9.13% 3.83 4.12 -7.04% 3.83 4.22 -9.24%
Other Income 86.76 82.83 4.74% 99.36 84.86 17.09% 94.48 74.94 26.07% 73.49 65.12 12.85%
Total Income 944.46 784.26 20.43% 926.46 734.05 26.21% 871.78 685.72 27.13% 809.15 652.09 24.09%
Operating Exp. 224.97 214.39 4.93% 214.95 206.98 3.85% 214.31 202.86 5.64% 209.21 188.79 10.82%
Operating Profit 166.54 141.41 17.77% 185.28 141.58 30.87% 173.78 122.54 41.81% 146.12 124.44 17.42%
Provision 40.64 33.23 22.30% 34.78 38.81 -10.38% 40.14 34.25 17.20% 31.90 30.24 5.49%
PBT 125.90 108.18 16.38% 150.50 102.77 46.44% 133.64 88.29 51.36% 114.22 94.20 21.25%
PBTM 14.68 15.42 -4.80% 18.20 15.83 14.97% 17.19 14.46 18.88% 15.53 16.05 -3.24%
TAX 44.84 38.68 15.93% 54.17 38.56 40.48% 47.54 31.28 51.98% 40.78 35.30 15.52%
PAT 81.06 69.50 16.63% 96.33 64.21 50.02% 86.10 57.01 51.03% 73.44 58.90 24.69%
PATM 9.45% 9.91% 11.65% 9.89% 11.08% 9.33% 9.98% 10.03%
EPS 2.62 2.25 16.44% 3.11 2.08 49.52% 2.78 1.85 50.27% 2.37 1.91 24.08%
Gross NPA 476.40 400.60 18.92% 439.48 369.03 19.09% 445.12 354.46 25.58% 409.98 315.84 29.81%
Gross NPA% 1.96 1.86 5.38% 1.84 1.79 2.79% 1.92 1.89 1.59% 1.84 1.80 2.22%
Net NPA 195.83 153.90 27.24% 153.77 146.72 4.81% 163.44 161.47 1.22% 155.27 156.99 -1.10%
Net NPA% 0.81 0.72 12.50% 0.65 0.72 -9.72% 0.71 0.87 -18.39% 0.70 0.90 -22.22%
CASA 25.00 25.00 0.00% 24.00 24.00 0.00% 24.00 26.00 -7.69% 24.00 26.00 -7.69%

Description Mar 19 Mar 18 Var% Dec 18 Dec 17 Var% Sep 18 Sep 17 Var% Jun 18 Jun 17 Var%
Interest Earned 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Interest Exp. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Interest Income 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NIM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other Income 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Income 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Exp. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Profit 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Provision 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PBT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PBTM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
TAX 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PAT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Gross NPA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Gross NPA% 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net NPA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net NPA% 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CASA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Annual Results

Standalone Figures in Rs. Crores

Description TTM Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10
Net Interest Income 1,181.07 1,149.29 995.43 797.09 619.50 508.22 368.39 284.41 227.70 189.14 141.55 Interest Earned 3,197.76 3,041.49 2,412.99 2,076.15 1,698.46 1,422.42 1,128.26 916.10 716.97 536.26 458.97 Interest Expended 2,016.69 1,892.20 1,417.56 1,279.06 1,078.96 914.20 759.87 631.69 489.27 347.12 317.42 Int. income Growth 14.09% 15.46% 24.88% 28.67% 21.90% 37.96% 29.53% 24.91% 20.39% 33.62% Other Income 354.09 350.16 310.28 248.85 220.46 165.72 138.66 117.02 100.37 112.10 107.52 Total Income 3,551.85 1,499.45 1,305.71 1,045.94 839.96 673.94 507.05 401.43 328.07 301.24 249.07 Total Expenditure 863.44 948.73 866.17 700.19 548.57 442.55 337.68 285.70 261.00 258.83 306.43 Employee Cost - 433.99 381.23 308.03 245.09 196.03 157.08 137.90 124.59 106.37 88.05 % Of Sales - 14.27% 15.80% 14.84% 14.43% 13.78% 13.92% 15.05% 17.38% 19.84% 19.18% Opt. & Establishment Exp. - 463.04 452.86 358.73 276.13 223.82 179.98 151.04 131.64 121.96 128.13 % Of Sales - 15.22% 18.77% 17.28% 16.26% 15.74% 15.95% 16.49% 18.36% 22.74% 27.92% Provisions - 140.06 138.80 111.49 87.91 69.42 36.56 24.04 28.71 56.80 121.01 % Of Sales - 4.60% 5.75% 5.37% 5.18% 4.88% 3.24% 2.62% 4.00% 10.59% 26.37% EBITDA 671.72 550.72 439.54 345.75 291.39 231.39 169.37 115.73 67.07 42.41 -57.36 EBITDA Margin 73.00% 47.92% 44.16% 43.38% 47.04% 45.53% 45.98% 40.69% 29.46% 22.42% -40.52% Depreciation 0.00 44.18 53.36 39.03 30.28 23.36 17.97 13.64 11.97 13.15 15.38 PBT 524.26 506.54 386.17 306.72 261.12 208.03 151.40 102.09 55.11 29.26 -72.74 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Provision for Tax 187.33 181.17 140.83 107.04 66.59 16.85 0.04 0.03 0.03 7.83 5.71 Tax Rate 35.73% 35.77% 36.47% 34.90% 25.50% 8.10% 0.03% 0.03% 0.05% 26.76% -7.85% PAT 336.93 325.37 245.34 199.68 194.52 191.18 151.36 102.06 55.08 21.43 -78.45 PAT before Minority Interest 336.93 325.37 245.34 199.68 194.52 191.18 151.36 102.06 55.08 21.43 -78.45 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 21.95% 21.70% 18.79% 19.09% 23.16% 28.37% 29.85% 25.42% 16.79% 7.11% -31.50% PAT Growth 34.98% 32.62% 22.87% 2.65% 1.75% 26.31% 48.30% 85.29% 157.02% 0 Unadjusted EPS 10.88 10.53 8.02 7.01 6.86 7.21 6.05 4.19 2.73 1.07 -4.25

Results Balance Sheet

Standalone Figures in Rs. Crores

Description Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10
Shareholder's Funds 3,115.60 2,807.83 2,204.88 1,792.17 1,588.58 1,153.96 1,003.06 861.37 621.49 601.11 Share Capital 309.55 308.08 285.36 284.44 282.01 250.32 250.11 240.67 200.17 199.99 Total Reserves 2,804.90 2,498.34 1,917.93 1,506.20 1,303.36 900.67 749.93 617.88 418.51 399.00 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deposits 28,435.11 24,006.86 19,289.21 14,925.99 12,609.13 10,325.16 8,363.84 6,335.56 5,610.17 4,787.33 Borrowings 2,723.20 1,926.71 1,275.81 1,147.90 1,163.80 860.16 1,525.62 1,123.45 860.72 503.51 Other Liabilities & Provisions 1,517.91 1,480.69 1,276.48 1,252.47 770.79 583.86 386.31 356.48 320.50 244.72 Total Liabilities 35,791.82 30,222.09 24,046.38 19,118.53 16,132.30 12,923.14 11,278.83 8,676.86 7,412.88 6,136.67 Net Block 525.98 494.02 488.57 248.02 236.68 238.64 236.09 125.89 127.50 135.76 Gross Block 821.35 748.67 691.83 414.09 376.95 349.70 330.39 215.38 220.49 204.07 Accumulated Depreciation 295.37 254.65 203.26 166.07 140.27 111.06 94.30 89.50 92.99 68.31 Total Non-Current Assets 34,731.45 29,421.65 23,316.60 18,394.31 15,383.06 12,702.62 11,067.46 8,443.38 7,191.34 5,945.74 Lease Adjustment A/c 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.00 3.36 58.76 0.00 0.00 Cash and balance with RBI 1,317.22 1,136.39 858.30 703.37 633.68 505.07 378.77 407.50 404.51 291.36 Balance with banks and money at call 1,476.16 1,235.59 334.16 188.20 85.47 184.50 504.49 49.05 82.60 40.98 Investments 7,844.09 6,218.96 5,817.94 4,333.33 3,962.17 3,634.22 3,358.66 2,517.76 2,295.04 2,017.93 Advances 23,568.00 20,336.69 15,817.63 12,921.39 10,465.06 8,140.19 6,586.09 5,284.42 4,281.69 3,459.71 Other Assets 1,060.39 800.44 729.77 724.22 749.23 220.51 211.38 233.47 221.53 190.92 Total Assets 35,791.84 30,222.09 24,046.37 19,118.53 16,132.29 12,923.13 11,278.84 8,676.85 7,412.87 6,136.66 Contingent Liabilities 3,185.93 6,948.35 2,629.74 2,009.46 2,456.57 2,521.04 4,476.55 3,273.19 3,292.34 4,172.57 Bills for collection 392.30 409.32 434.53 455.26 375.71 430.45 475.69 437.46 491.84 399.97 Adjusted Book Value 92.72 82.96 68.22 61.19 54.39 43.88 37.83 33.39 28.10 27.02

Cash Flow

Standalone Figures in Rs. Crores

Description Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10
Cash From Operating Activity -281.34 230.05 239.79 219.62 -495.73 489.75 55.27 -405.80 206.61 -453.86 PBT 506.54 386.17 306.72 261.12 207.95 151.36 102.06 55.08 21.43 -78.45 Adjustment 202.92 210.43 164.56 121.49 102.79 63.46 48.08 52.40 87.00 152.82 Adjustments for Liabilities & Assets -778.94 -227.59 -112.50 -79.43 -815.88 273.25 -94.49 -514.07 98.87 -525.92 Refund/(Payment) of direct taxes -211.86 -138.97 -118.98 -83.56 9.40 1.69 -0.38 0.79 -0.69 -2.32 Other Direct Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -76.42 -59.21 -71.10 -40.86 -28.83 -18.75 -71.34 -73.12 -6.35 -3.67 Net Fixed Assets -72.68 -56.84 -277.74 -37.14 -27.25 -15.95 -59.61 -53.65 -16.42 16.76 Other Investment Activity -880.56 -819.77 -732.69 -442.92 -395.70 -421.04 -406.87 -280.49 -224.16 -214.06 Cash from Financing Activity 779.15 1,008.68 132.21 -6.35 554.14 -664.68 442.77 448.36 -45.50 129.66 Closing Cash & Equivalent 2,793.38 2,371.98 1,192.46 891.56 719.15 689.57 883.25 456.55 487.11 332.35 Net Cash Inflow / Outflow 421.39 1,179.52 300.90 172.41 29.58 -193.68 426.70 -30.56 154.76 -327.87 Opening Cash & Equivalents 2,371.98 1,192.46 891.56 719.15 689.57 883.25 456.55 487.11 332.35 660.22

Financial Ratios

Standalone

Description Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10
Book Value 92.72 82.96 68.22 61.19 54.39 43.88 37.83 33.39 28.10 27.02 NIM 3.36 3.44 3.49 3.41 3.36 2.96 2.63 2.76 2.68 2.44 Yield on Advances 12.91 11.87 13.13 13.14 13.59 13.86 13.91 13.57 12.52 13.27 Yield on Investments 7.32 7.50 7.54 8.08 7.31 7.37 6.26 7.32 6.85 5.57 Cost of Liabilities 6.07 5.47 6.22 6.71 6.64 6.79 6.39 6.56 5.36 6.00 Interest Spread 6.83 6.40 6.91 6.43 6.95 7.07 7.52 7.01 7.16 7.27 ROCE 13.04% 12.55% 12.70% 11.61% 11.81% 10.85% 8.82% 7.86% 6.55% -3.57% Cost Income Ratio 56.88 59.79 60.02 58.45 58.83 62.93 68.58 74.45 71.43 80.62 Core Cost Income Ratio 58.38 61.95 62.74 61.55 61.35 65.85 71.04 77.22 77.98 86.82 Operating Costs to Assets 2.38 2.58 2.61 2.57 2.46 2.47 2.44 2.81 2.90 3.27 Loans/Deposits 0.10 0.08 0.07 0.08 0.09 0.08 0.18 0.18 0.15 0.11 Cash/Deposits 0.05 0.05 0.04 0.05 0.05 0.05 0.05 0.06 0.07 0.06 Investment/Deposits 0.28 0.26 0.30 0.29 0.31 0.35 0.40 0.40 0.41 0.42 Inc Loan/Deposits 9.58% 8.03% 6.61% 7.69% 9.23% 8.33% 18.24% 17.73% 15.34% 10.52% Credit Deposits 82.88% 84.71% 82.00% 86.57% 83.00% 78.84% 78.74% 83.41% 76.32% 72.27% Interest Expended / Interest earned 62.21% 58.75% 61.61% 63.53% 64.27% 67.35% 68.95% 68.24% 64.73% 69.16% Interest income / Total funds 8.50% 7.98% 8.63% 8.88% 8.82% 8.73% 8.12% 8.26% 7.23% 7.48% Interest Expended / Total funds 5.29% 4.69% 5.32% 5.64% 5.67% 5.88% 5.60% 5.64% 4.68% 5.17% CASA 23.95% 24.33% 24.31% 23.38% 23.40% 25.00% 27.16% 32.12% 35.21% 35.36%

Top Investors:

india advantage fund s4 i

matthews india fund

aditya birla sun life trustee private limited a/c aditya birla sun life small cap fund

hdfc small cap fund

dsp small cap fund

sundaram mutual fund a/c sundaram midcap fund

prazim trading and investment co. pvt. ltd.

franklin india smaller companies fund

tano mauritius india fvci ii

l&t mutual fund trustee limited-l&t emerging businesses fund

Annual Reports:

News Update:

DCB Bank focusing on granular retail term deposits to improve deposit profile
17th Jul 2019, 12:03 PM

As on June 30, 2019, deposits of the Bank grew by 15% to Rs 28,789 crore
Read More
DCB Bank reports 17% rise in Q1 net profit
17th Jul 2019, 09:56 AM

Total income of the Bank increased by 20.43% at Rs 944.46 crore for Q1FY20
Read More
DCB Bank - Quarterly Results
16th Jul 2019, 17:53 PM

Read More

DCB Bank Ltd.

Bank - Private

BSE: 532772 | NSE: DCBBANK

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update:

DCB Bank Ltd.

Bank - Private

BSE: 532772 | NSE: DCBBANK

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update: