Nifty
Sensex
:
:
13258.55
45079.55
124.65 (0.95%)
446.90 (1.00%)

Bank - Private

Rating :
52/99

BSE: 500469 | NSE: FEDERALBNK

66.00
04-Dec-2020
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  66.25
  •  67.00
  •  64.40
  •  65.60
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  38790878
  •  25526.63
  •  96.95
  •  35.70

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 13,171.79
  • 8.75
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 19,516.97
  • N/A
  • 0.85

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 0.00%
  • 1.02%
  • 34.57%
  • FII
  • DII
  • Others
  • 24.64%
  • 37.94%
  • 1.83%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 10.89
  • 13.86
  • 10.02

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -7.43
  • -
  • -5.22

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 10.07
  • 25.77
  • 19.07

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 13.07
  • 17.56
  • 15.51

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.40
  • 1.41
  • 1.29

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 8.72
  • 8.37
  • 7.95

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 20
Sep 19
Var%
Jun 20
Jun 19
Var%
Mar 20
Mar 19
Var%
Dec 19
Dec 18
Var%
Interest Earned
3,621.88
3,336.75
8.55%
3,572.11
3,295.21
8.40%
3,544.48
3,106.65
14.09%
3,413.95
3,002.72
13.70%
Interest Exp.
2,159.41
2,154.22
0.24%
2,196.55
2,097.07
4.74%
2,221.37
1,953.70
13.70%
2,205.64
1,896.27
16.31%
Net Interest Income
1,462.47
1,182.53
23.67%
1,375.56
1,198.14
14.81%
1,323.11
1,152.95
14.76%
1,208.31
1,106.45
9.21%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
509.44
411.69
23.74%
483.31
370.97
30.28%
678.39
395.12
71.69%
420.76
346.06
21.59%
Total Income
4,131.32
3,748.44
10.21%
4,055.42
3,666.18
10.62%
4,222.87
3,501.77
20.59%
3,834.71
3,348.78
14.51%
Operating Exp.
927.10
863.05
7.42%
895.95
790.77
13.30%
0.00
0.00
0
868.72
733.45
18.44%
Operating Profit
1,044.81
731.17
42.90%
962.92
778.34
23.71%
977.34
771.16
26.74%
760.35
719.06
5.74%
Provision
625.43
253.43
146.79%
409.35
193.32
111.75%
577.94
180.31
220.53%
162.54
191.80
-15.26%
PBT
419.38
477.74
-12.22%
553.57
585.02
-5.38%
399.40
590.85
-32.40%
597.81
527.26
13.38%
PBTM
11.58
14.32
-19.13%
15.50
17.75
-12.68%
10.75
10.75
0.00%
17.51
17.56
-0.28%
TAX
103.68
53.34
94.38%
141.99
211.31
-32.80%
96.45
199.78
-51.72%
146.09
186.37
-21.61%
PAT
315.70
424.40
-25.61%
411.58
373.71
10.13%
302.95
391.07
-22.53%
451.72
340.89
32.51%
PATM
8.72%
12.72%
11.52%
11.34%
7.11%
7.11%
13.23%
11.35%
EPS
1.61
2.16
-25.46%
2.10
1.90
10.53%
1.54
1.99
-22.61%
2.30
1.74
32.18%
Gross NPA
3,591.72
3,653.17
-1.68%
3,712.07
3,433.75
8.11%
0.00
0.00
0
3,656.57
3,394.73
7.71%
Gross NPA%
2.80
3.06
-8.50%
2.95
2.98
-1.01%
0.00
0.00
0
2.97
3.14
-5.41%
Net NPA
1,249.85
1,879.41
-33.50%
1,525.66
1,707.26
-10.64%
0.00
0.00
0
1,973.79
1,847.06
6.86%
Net NPA%
0.99
1.60
-38.12%
1.23
1.50
-18.00%
0.00
0.00
0
1.63
1.73
-5.78%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Net Interest Income
5,369.45
4,912.08
4,319.11
3,688.48
3,130.69
2,566.93
2,431.44
2,277.94
2,037.38
1,975.05
1,747.54
Interest Earned
14,152.42
13,590.39
11,635.44
9,914.90
8,783.27
7,826.28
7,487.77
7,005.70
6,246.32
5,581.72
4,052.03
Interest Expended
8,782.97
8,678.31
7,316.33
6,226.42
5,652.58
5,259.35
5,056.33
4,727.76
4,208.94
3,606.67
2,304.49
Int. income Growth
15.72%
13.73%
17.10%
17.82%
21.96%
5.57%
6.74%
11.81%
3.16%
13.02%
 
Other Income
2,091.90
1,881.81
1,335.22
1,160.21
1,083.77
808.36
878.54
685.18
664.64
532.20
518.33
Total Income
16,244.32
6,793.89
5,654.33
4,848.69
4,214.46
3,375.29
3,309.98
2,963.12
2,702.02
2,507.25
2,265.87
Total Expenditure
3,715.93
4,608.19
3,571.92
3,330.77
2,748.58
2,528.60
1,700.92
1,663.51
1,409.67
1,284.21
1,307.50
Employee Cost
-
1,875.98
1,425.66
1,276.82
1,189.34
1,074.21
913.05
795.43
652.71
559.45
485.69
% Of Sales
-
13.80%
12.25%
12.88%
13.54%
13.73%
12.19%
11.35%
10.45%
10.02%
11.99%
Opt. & Establishment Exp.
-
1,796.45
1,533.17
1,352.65
1,187.07
965.56
841.65
795.93
658.34
507.35
405.33
% Of Sales
-
13.22%
13.18%
13.64%
13.52%
12.34%
11.24%
11.36%
10.54%
9.09%
10.00%
Provisions
-
1,187.22
857.61
950.76
619.99
705.17
105.20
267.87
263.54
334.89
525.44
% Of Sales
-
8.74%
7.37%
9.59%
7.06%
9.01%
1.40%
3.82%
4.22%
6.00%
12.97%
EBITDA
3,745.42
2,185.70
2,082.41
1,517.92
1,465.88
846.69
1,609.06
1,299.61
1,292.35
1,223.04
958.37
EBITDA Margin
73.74%
44.50%
48.21%
41.15%
46.82%
32.98%
66.18%
57.05%
63.43%
61.92%
54.84%
Depreciation
0.00
125.73
122.26
124.73
123.91
108.17
79.49
97.86
82.46
58.74
54.48
PBT
1,970.16
2,059.97
1,960.14
1,393.19
1,341.98
738.51
1,529.57
1,201.75
1,209.89
1,164.30
903.89
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
488.21
507.20
677.62
483.55
488.66
250.61
517.48
372.83
359.68
392.79
315.42
Tax Rate
24.78%
24.62%
34.57%
34.71%
36.41%
33.93%
33.83%
31.02%
29.73%
33.74%
34.90%
PAT
1,473.52
1,535.51
1,268.39
909.64
853.32
487.90
1,012.09
828.92
850.21
771.50
588.47
PAT before Minority Interest
1,481.95
1,552.77
1,282.52
909.64
853.32
487.90
1,012.09
828.92
850.21
771.50
588.47
Minority Interest
-8.43
-17.26
-14.13
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
19.75%
22.60%
22.43%
18.76%
20.25%
14.46%
30.58%
27.97%
31.47%
30.77%
25.97%
PAT Growth
-3.14%
21.06%
39.44%
6.60%
74.90%
-51.79%
22.10%
-2.50%
10.20%
31.10%
 
EPS
7.55
7.82
6.46
4.63
4.35
2.49
5.16
4.22
4.33
3.93
3.00

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Shareholder's Funds
14,822.36
13,498.25
12,274.23
8,951.37
8,064.13
7,700.27
6,860.71
6,263.92
5,592.29
5,017.70
Share Capital
398.53
397.01
394.43
344.81
343.79
171.33
171.06
171.06
171.05
171.05
Total Reserves
14,423.83
13,101.24
11,879.81
8,606.56
7,720.34
7,528.94
6,689.65
6,092.86
5,421.25
4,846.65
Minority Interest
180.96
80.46
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
152,251.91
134,878.93
111,970.10
97,662.08
79,170.90
70,822.69
59,729.04
57,611.17
48,934.73
42,988.45
Borrowings
12,527.72
8,706.29
12,328.84
6,345.49
5,236.32
2,392.98
5,767.54
5,239.05
4,266.04
1,888.36
Other Liabilities & Provisions
3,570.38
3,388.53
2,640.50
2,526.80
2,234.39
1,992.35
2,287.55
1,878.82
1,751.17
1,448.33
Total Liabilities
183,353.33
160,552.46
139,213.67
115,485.74
94,705.74
82,908.29
74,644.84
70,992.96
60,544.23
51,342.84
Net Block
477.20
461.58
451.73
477.40
507.88
446.10
413.84
412.08
337.03
292.92
Gross Block
1,463.43
1,424.16
1,338.55
1,285.37
1,207.78
1,046.03
939.42
852.47
704.93
609.97
Accumulated Depreciation
986.23
962.58
886.82
807.97
699.90
599.93
525.58
440.39
367.89
317.05
Total Non-Current Assets
173,827.01
153,745.02
133,262.14
109,945.47
89,287.02
77,135.75
72,513.04
69,322.92
58,923.28
50,408.23
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
27.61
18.35
9.62
14.94
15.76
26.58
22.62
2.40
0.00
0.00
Cash and balance with RBI
6,182.54
6,422.67
5,136.79
4,578.27
3,776.96
3,381.98
3,108.37
2,748.86
2,429.68
2,936.35
Balance with banks and money at call
6,574.77
3,630.80
4,058.43
2,876.37
1,646.18
1,402.46
1,425.81
977.67
1,108.70
813.25
Investments
35,715.39
31,675.70
30,594.68
27,912.26
24,920.47
20,349.44
23,838.59
20,854.49
17,102.02
14,407.90
Advances
124,849.50
111,535.92
93,010.89
74,086.23
58,419.77
51,529.19
43,703.81
44,327.42
37,945.85
31,957.81
Other Assets
9,526.31
6,807.45
5,951.55
5,540.26
5,418.71
5,772.54
2,131.80
1,670.03
1,620.96
934.61
Total Assets
183,353.32
160,552.47
139,213.69
115,485.73
94,705.73
82,908.29
74,644.84
70,992.95
60,544.24
51,342.84
Contingent Liabilities
34,463.82
29,348.07
26,815.71
23,235.69
20,254.12
17,215.15
23,481.99
30,245.92
35,849.40
22,112.75
Bills for collection
3,767.65
3,542.81
3,123.36
2,568.35
1,516.83
1,221.66
1,209.54
1,226.62
1,189.31
912.52
Adjusted Book Value
74.36
67.97
62.21
51.89
46.88
44.91
40.08
36.59
32.66
29.30

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Cash From Operating Activity
3,730.57
7,872.64
-5,050.93
3,430.66
-1,556.94
5,158.27
1,196.61
2,880.31
-966.56
1,272.45
PBT
2,087.39
1,993.87
1,418.99
1,355.53
737.03
1,575.29
1,222.58
1,213.00
1,146.52
1,429.34
Adjustment
1,344.08
979.04
1,108.33
777.92
850.62
171.43
373.41
367.71
411.08
54.16
Adjustments for Liabilities & Assets
1,000.16
5,616.81
-6,875.86
1,711.01
-3,101.38
4,017.86
242.29
1,799.71
-1,915.12
224.94
Refund/(Payment) of direct taxes
-701.07
-717.08
-702.40
-413.79
-43.21
-606.32
-641.66
-500.11
-609.05
-435.98
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-4,692.57
-3,380.02
-1,579.27
-2,383.86
1,990.44
-1,364.28
-737.47
-3,486.73
-1,453.37
-146.94
Net Fixed Assets
-25.86
-88.72
-45.53
-76.19
-151.06
-113.66
-105.67
-143.02
-85.08
-46.97
Other Investment Activity
-4821.04
-2994.43
-3710.30
709.53
-2569.00
-1791.13
-4426.73
-2287.70
-838.25
-664.97
Cash from Financing Activity
3,661.47
-3,636.61
8,370.62
985.13
205.18
-3,543.73
348.51
794.58
2,208.70
-99.38
Closing Cash & Equivalent
12,757.31
10,053.47
9,195.21
7,454.64
5,423.14
4,784.44
4,534.18
3,726.53
3,538.38
3,749.60
Net Cash Inflow / Outflow
2,699.47
856.00
1,740.42
2,031.93
638.69
250.27
807.64
188.16
-211.23
1,026.13
Opening Cash & Equivalents
10,053.47
9,195.21
7,454.64
5,423.14
4,784.44
4,534.18
3,726.53
3,538.38
3,749.60
2,723.47

Financial Ratios

Consolidated /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Book Value
74.36
67.97
62.21
51.89
46.88
44.91
40.08
36.59
32.66
29.30
NIM
2.83
2.82
2.78
2.86
2.89
3.17
3.16
2.96
3.37
3.49
Yield on Advances
10.89
10.43
10.66
11.86
13.40
14.53
16.03
14.09
14.71
12.68
Yield on Investments
7.82
7.16
7.05
7.54
7.58
10.30
8.11
8.01
8.17
6.34
Cost of Liabilities
5.27
5.10
5.01
5.43
6.23
6.91
7.22
6.70
6.78
5.14
Interest Spread
5.62
5.34
5.65
6.42
7.17
7.63
8.81
7.39
7.93
7.54
ROCE
10.65%
10.83%
9.51%
11.13%
8.01%
17.24%
14.26%
14.81%
17.18%
16.01%
Cost Income Ratio
52.20
50.17
51.66
53.45
57.23
50.61
50.40
45.47
40.21
36.92
Core Cost Income Ratio
57.33
52.28
54.34
57.67
59.47
54.85
53.21
49.22
41.57
37.68
Operating Costs to Assets
1.93
1.77
1.80
1.95
2.04
2.02
2.00
1.73
1.67
1.63
Loans/Deposits
0.08
0.06
0.11
0.06
0.07
0.03
0.10
0.09
0.09
0.04
Cash/Deposits
0.04
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.05
0.07
Investment/Deposits
0.23
0.23
0.27
0.29
0.31
0.29
0.40
0.36
0.35
0.34
Inc Loan/Deposits
8.23%
6.45%
11.01%
6.50%
6.61%
3.38%
9.66%
9.09%
8.72%
4.39%
Credit Deposits
82.00%
82.69%
83.07%
75.86%
73.79%
72.76%
73.17%
76.94%
77.54%
74.34%
Interest Expended / Interest earned
63.86%
62.88%
62.80%
64.36%
67.20%
67.53%
67.48%
67.38%
64.62%
56.87%
Interest income / Total funds
7.41%
7.25%
7.12%
7.61%
8.26%
9.03%
9.39%
8.80%
9.22%
7.89%
Interest Expended / Total funds
4.73%
4.56%
4.47%
4.89%
5.55%
6.10%
6.33%
5.93%
5.96%
4.49%
CASA
30.70%
32.37%
33.64%
32.82%
32.91%
30.76%
31.25%
27.17%
27.54%
26.87%

News Update:


  • Federal Bank reports 26% fall in Q2 consolidated net profit
    16th Oct 2020, 16:57 PM

    Total income of the bank increased by 10.21% at Rs 4131.32 crore for Q2FY21

    Read More
  • Federal Bank, Innoviti Payment Solutions enter into partnership to offer convenient EMI options
    2nd Sep 2020, 15:30 PM

    EMI options have been limited to credit cards and primarily used for purchases in durables and mobiles

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.