Nifty
:
25112.40
Sensex
:
82408.17
319.15 (1.29%)
1046.30 (1.29%)
Nifty
Sensex
:
:
25112.40
82408.17
319.15 (1.29%)
1046.30 (1.29%)

HDFC Bank Ltd.

Bank - Private

Rating :
73/99

BSE: 500180 | NSE: HDFCBANK

NSE BSE
1964.70
20-Jun-2025
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  1931.6
  •  1969.9
  •  1931.6
  •  1935.30
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  16450204
  •  32248839586.4
  •  1996.3
  •  1588.05

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 15,07,281.79
  • 21.29
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 20,59,178.58
  • 1.12%
  • 2.91

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 0.00%
  • 1.79%
  • 12.39%
  • FII
  • DII
  • Others
  • 48.3%
  • 33.40%
  • 4.12%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 13.08
  • 10.16
  • 2.11

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 19.61
  • 18.64
  • 18.96

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 3.28
  • 3.00

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 23.91
  • 20.97
  • 20.01

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.76
  • 3.28
  • 3.00

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 15.78
  • 14.79
  • 15.14

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Var%
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Interest Earned
86,779.34
79,433.61
9.25%
85,040.17
78,008.17
9.01%
83,001.72
75,039.10
10.61%
81,546.20
51,168.14
59.37%
Interest Exp.
46,986.21
43,691.51
7.54%
46,914.28
43,242.37
8.49%
45,414.21
41,249.91
10.10%
44,579.50
25,954.76
71.76%
Net Interest Income
39,793.13
35,742.10
11.33%
38,125.89
34,765.80
9.66%
37,587.51
33,789.19
11.24%
36,966.70
25,213.38
46.62%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
33,489.42
44,957.74
-25.51%
27,153.77
37,007.34
-26.63%
38,455.02
32,527.52
18.22%
35,450.29
9,853.15
259.79%
Total Income
1,20,268.76
1,24,391.35
-3.31%
1,12,193.94
1,15,015.51
-2.45%
1,21,456.74
1,07,566.62
12.91%
1,16,996.49
61,021.29
91.73%
Operating Exp.
43,903.80
49,127.91
-10.63%
37,349.50
45,926.13
-18.67%
48,805.24
42,037.59
16.10%
46,546.53
15,177.71
206.68%
Operating Profit
29,378.75
31,571.93
-6.95%
27,930.16
25,847.01
8.06%
27,237.29
24,279.12
12.18%
25,870.46
19,888.82
30.08%
Provision
3,805.36
13,810.54
-72.45%
3,957.29
4,603.90
-14.04%
3,268.87
3,311.74
-1.29%
3,143.09
3,292.10
-4.53%
PBT
25,573.39
17,761.39
43.98%
23,972.87
21,243.11
12.85%
23,968.42
20,967.38
14.31%
22,727.37
16,596.72
36.94%
PBTM
29.47
22.36
31.80%
28.19
27.23
3.53%
28.88
27.94
3.36%
27.87
32.44
-14.09%
TAX
6,288.82
-251.48
-
5,632.76
3,525.11
59.79%
5,340.98
3,655.00
46.13%
5,539.32
4,193.47
32.09%
PAT
19,284.57
18,012.87
7.06%
18,340.11
17,718.00
3.51%
18,627.44
17,312.38
7.60%
17,188.05
12,403.25
38.58%
PATM
22.22%
22.68%
21.57%
22.71%
22.44%
23.07%
21.08%
24.24%
EPS
29.11
27.19
7.06%
27.69
26.75
3.51%
28.12
26.14
7.57%
25.95
18.72
38.62%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Interest Income
1,52,473.23
1,29,510.47
92,974.11
77,352.08
69,304.81
60,051.87
51,448.05
42,906.36
35,229.77
29,091.99
23,378.03
Interest Earned
3,36,367.43
2,83,649.02
1,70,754.05
1,35,936.41
1,28,552.40
1,22,189.29
1,05,160.74
85,287.84
73,271.35
63,161.56
50,666.49
Interest Expended
1,83,894.20
1,54,138.55
77,779.94
58,584.33
59,247.59
62,137.42
53,712.69
42,381.48
38,041.58
34,069.57
27,288.46
Int. income Growth
17.73%
39.30%
20.20%
11.61%
15.41%
16.72%
19.91%
21.79%
21.10%
24.44%
 
Other Income
1,34,548.50
1,24,345.75
33,912.05
31,758.99
27,332.88
24,878.97
18,947.05
16,056.60
12,877.63
11,211.65
9,545.68
Total Income
4,70,915.93
2,53,856.22
1,26,886.16
1,09,111.07
96,637.69
84,930.84
70,395.10
58,962.96
48,107.40
40,303.64
32,923.71
Total Expenditure
1,76,605.07
1,74,195.54
63,042.30
56,556.96
52,456.53
45,459.22
34,856.27
29,532.27
23,855.69
20,054.63
16,163.05
Employee Cost
-
31,023.00
20,016.85
15,897.03
13,676.67
12,920.13
10,451.15
9,193.90
8,504.70
6,306.14
5,162.68
% Of Sales
-
10.94%
11.72%
11.69%
10.64%
10.57%
9.94%
10.78%
11.61%
9.98%
10.19%
Opt. & Establishment Exp.
-
1,24,338.42
33,862.31
26,096.13
22,709.60
21,392.70
18,464.28
15,700.11
13,132.56
12,263.78
10,095.29
% Of Sales
-
43.84%
19.83%
19.20%
17.67%
17.51%
17.56%
18.41%
17.92%
19.42%
19.92%
Provisions
-
25,018.28
13,854.08
17,925.26
18,840.28
13,699.93
8,382.18
6,571.82
3,990.81
2,960.77
2,265.98
% Of Sales
-
8.82%
8.11%
13.19%
14.66%
11.21%
7.97%
7.71%
5.45%
4.69%
4.47%
EBITDA
1,10,416.66
79,660.68
63,843.86
52,554.11
44,181.16
39,471.62
35,538.83
29,430.69
24,251.71
20,249.01
16,760.66
EBITDA Margin
47.50%
61.51%
68.67%
67.94%
63.75%
65.73%
69.08%
68.59%
68.84%
69.60%
71.69%
Depreciation
0.00
3,092.08
2,345.47
1,680.73
1,385.01
1,276.77
1,220.67
966.78
886.19
738.03
680.45
PBT
96,242.05
76,568.60
61,498.39
50,873.38
42,796.15
38,194.86
34,318.16
28,463.92
23,365.52
19,510.99
16,080.22
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
22,801.88
11,122.10
15,349.69
12,722.48
10,939.38
10,898.59
11,872.55
9,903.08
8,078.12
6,693.66
5,380.17
Tax Rate
23.69%
14.53%
24.96%
25.01%
25.56%
28.53%
34.60%
34.79%
34.57%
34.31%
33.46%
PAT
70,792.25
64,062.04
45,997.11
38,052.75
31,833.21
27,253.96
22,332.43
18,509.50
15,250.68
12,797.61
10,685.64
PAT before Minority Interest
73,440.17
65,446.50
46,148.70
38,150.90
31,856.77
27,296.27
22,445.61
18,560.84
15,287.40
12,817.33
10,700.05
Minority Interest
-2,647.92
-1,384.46
-151.59
-98.15
-23.56
-42.31
-113.18
-51.34
-36.72
-19.72
-14.41
PAT Margin
24.66%
25.24%
36.25%
34.88%
32.94%
32.09%
31.72%
31.39%
31.70%
31.75%
32.46%
PAT Growth
12.21%
39.27%
20.88%
19.54%
16.80%
22.04%
20.65%
21.37%
19.17%
19.76%
 
EPS
110.87
96.71
69.44
57.45
48.06
41.14
33.71
27.94
23.02
19.32
16.13

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
4,56,395.25
2,89,437.50
2,47,326.17
2,09,810.18
1,76,358.71
1,53,672.66
1,09,599.12
91,793.95
74,304.12
63,154.07
Share Capital
759.69
557.97
554.55
551.28
548.33
544.66
519.02
512.51
505.64
501.30
Total Reserves
4,52,982.84
2,87,762.33
2,46,431.10
2,09,258.90
1,75,810.38
1,53,128.00
1,09,080.11
91,281.44
73,798.49
62,652.77
Minority Interest
13,383.40
860.26
720.41
632.76
576.64
501.79
356.33
291.44
180.62
161.63
Deposits
23,76,887.28
18,82,663.25
15,58,003.03
13,33,720.87
11,46,207.13
9,22,502.68
7,88,375.14
6,43,134.25
5,45,873.29
4,50,283.65
Borrowings
7,30,615.46
2,56,548.66
2,26,966.50
1,77,696.75
1,86,834.32
1,57,732.78
1,56,442.08
98,415.64
1,03,713.96
59,478.25
Other Liabilities & Provisions
4,52,912.87
1,00,922.77
89,918.19
77,646.07
70,853.63
58,395.80
48,413.49
58,708.88
38,140.33
34,018.93
Total Liabilities
40,30,194.26
25,30,432.44
21,22,934.30
17,99,506.63
15,80,830.43
12,92,805.71
11,03,186.16
8,92,344.16
7,62,212.32
6,07,096.53
Net Block
12,603.76
8,475.59
6,476.31
5,292.59
4,671.10
4,264.08
3,854.80
3,858.95
3,523.94
3,269.19
Gross Block
30,266.33
21,822.36
18,132.00
15,769.50
14,047.38
12,865.39
11,394.27
10,550.59
9,523.27
8,672.82
Accumulated Depreciation
17,662.57
13,346.77
11,655.69
10,476.91
9,376.27
8,601.30
7,539.47
6,691.64
5,999.33
5,403.63
Total Non-Current Assets
38,13,011.31
23,79,110.16
20,32,023.94
17,50,627.49
15,25,542.79
12,44,706.00
10,65,366.87
8,49,383.92
7,23,472.84
5,72,613.75
Lease Adjustment A/c
0.00
-44.24
-44.24
-44.24
-44.25
-44.25
-44.25
-44.25
-44.25
-44.25
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
1,78,718.67
1,17,189.28
1,30,030.71
97,370.35
72,211.00
46,804.59
1,04,688.21
37,910.55
30,076.58
27,522.29
Balance with banks and money at call
50,115.84
79,958.53
25,355.02
23,902.16
15,729.11
35,013.05
18,373.35
11,400.57
8,992.30
9,004.13
Investments
10,05,681.63
5,11,581.71
4,49,263.86
4,38,823.11
3,89,304.95
2,89,445.87
2,38,460.92
2,10,777.11
1,93,633.85
1,49,454.42
Advances
25,65,891.41
16,61,949.29
14,20,942.28
11,85,283.52
10,43,670.88
8,69,222.66
7,00,033.84
5,85,480.99
4,87,290.42
3,83,407.97
Other Assets
2,17,182.95
1,51,322.28
90,910.36
48,879.14
55,287.64
48,099.69
37,819.29
42,960.24
38,739.48
34,482.76
Total Assets
40,30,194.26
25,30,432.44
21,22,934.30
17,99,506.63
15,80,830.43
12,92,805.69
11,03,186.16
8,92,344.16
7,62,212.32
6,07,096.51
Contingent Liabilities
23,44,487.73
17,50,953.81
14,00,197.64
9,75,280.66
11,30,474.06
10,25,125.31
8,75,776.97
8,18,284.29
8,53,527.38
9,75,278.60
Bills for collection
65,332.87
71,439.54
56,968.05
44,748.14
51,584.90
49,952.80
42,753.82
30,848.04
23,490.00
22,304.93
Adjusted Book Value
597.27
516.73
445.38
380.59
321.63
282.14
211.17
179.11
146.95
125.98

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
19,069.34
20,813.70
-11,959.58
42,476.45
-16,869.09
-62,871.54
17,214.38
17,281.59
-34,435.37
-21,280.98
PBT
75,184.14
61,346.80
50,775.24
42,772.58
38,152.54
34,204.98
28,413.11
23,331.15
19,494.99
16,068.29
Adjustment
16,434.26
18,375.58
20,005.30
22,846.17
16,611.63
10,291.80
8,324.23
5,242.24
3,986.46
3,127.27
Adjustments for Liabilities & Assets
-49,706.22
-42,541.19
-67,901.96
-10,120.85
-60,755.88
-94,870.01
-9,513.06
-3,607.07
-50,843.73
-34,829.20
Refund/(Payment) of direct taxes
-22,842.84
-16,367.49
-14,838.16
-13,021.45
-10,877.37
-12,498.31
-10,009.90
-7,684.72
-7,073.09
-5,647.34
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
5,313.77
-3,423.89
-2,216.33
-1,680.87
-1,616.92
-1,598.41
-852.19
-1,147.68
-865.55
-810.82
Net Fixed Assets
-6125.45
-3550.31
-2288.11
-1506.57
-1102.09
-1413.39
-774.92
-905.04
-789.32
-757.48
Other Investment Activity
-30342.39
-23009.38
-18923.61
-16571.55
-15046.47
-13198.16
-12080.26
-11023.21
-10063.44
-9529.96
Cash from Financing Activity
-3,983.06
23,940.56
48,124.03
-7,321.35
24,394.50
23,130.69
57,377.66
-5,892.97
37,815.13
18,693.87
Closing Cash & Equivalent
2,28,834.51
1,97,147.81
1,55,385.73
1,21,272.51
87,940.11
81,817.64
1,23,061.56
49,311.12
39,068.88
36,526.42
Net Cash Inflow / Outflow
20,400.05
41,330.37
33,948.12
33,474.23
5,908.48
-41,339.26
73,739.85
10,240.94
2,514.22
-3,397.92
Opening Cash & Equivalents
1,97,147.81
1,55,385.73
1,21,272.51
87,940.11
81,817.64
1,23,061.56
49,311.12
39,068.88
36,526.42
39,913.43

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value
597.27
516.73
445.38
380.59
321.63
282.14
211.17
179.11
146.95
125.98
NIM
3.41
3.92
3.82
3.97
3.95
4.15
4.04
4.17
4.04
4.11
Yield on Advances
11.05
10.27
9.57
10.85
11.71
12.10
12.18
12.51
12.96
13.21
Yield on Investments
7.72
6.00
5.94
6.52
5.98
7.08
7.27
8.11
7.68
6.96
Cost of Liabilities
4.96
3.64
3.28
3.92
4.66
4.97
4.49
5.13
5.24
5.35
Interest Spread
6.09
6.64
6.28
6.93
7.05
7.13
7.70
7.38
7.72
7.86
ROCE
15.15%
15.24%
14.05%
13.83%
14.69%
16.27%
16.70%
16.35%
16.25%
18.36%
Cost Income Ratio
59.98
40.61
36.95
36.22
38.90
39.34
40.58
43.13
44.24
44.28
Core Cost Income Ratio
67.14
40.29
37.75
37.74
39.84
39.66
41.24
44.19
45.07
45.08
Operating Costs to Assets
3.78
2.04
1.90
1.95
2.09
2.14
2.17
2.33
2.34
2.40
Loans/Deposits
0.31
0.14
0.15
0.13
0.16
0.17
0.20
0.15
0.19
0.13
Cash/Deposits
0.08
0.06
0.08
0.07
0.06
0.05
0.13
0.06
0.06
0.06
Investment/Deposits
0.42
0.27
0.29
0.33
0.34
0.31
0.30
0.33
0.35
0.33
Inc Loan/Deposits
30.74%
13.63%
14.57%
13.32%
16.30%
17.10%
19.84%
15.30%
19.00%
13.21%
Credit Deposits
107.95%
88.28%
91.20%
88.87%
91.05%
94.22%
88.79%
91.04%
89.27%
85.15%
Interest Expended / Interest earned
54.34%
45.55%
43.10%
46.09%
50.85%
51.08%
49.69%
51.92%
53.94%
53.86%
Interest income / Total funds
7.04%
6.75%
6.40%
7.14%
7.73%
8.13%
7.73%
8.21%
8.29%
8.35%
Interest Expended / Total funds
3.82%
3.07%
2.76%
3.29%
3.93%
4.15%
3.84%
4.26%
4.47%
4.49%
CASA
38.14%
44.37%
48.13%
46.08%
42.19%
42.36%
43.48%
48.04%
43.26%
44.03%

Annual Reports:

FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015

News Update:


  • HDFC Bank reports 7% rise in Q4 consolidated net profit
    21st Apr 2025, 10:30 AM

    Consolidated total income of the bank decreased by 3.31% at Rs 120268.76 crore for Q4FY25

    Read More
  • HDFC banks’ arm to invest Rs 1,500 crore in Eldeco Group's 18 residential projects across tier II-III cities
    14th Apr 2025, 15:51 PM

    The platform will develop 18 residential projects in tier II-III cities including Panipat and Sonipat (Haryana), Ludhiana (Punjab), Kasauli (Himachal Pradesh), Rudrapur and Rishikesh (Uttarakhand)

    Read More
  • HDFC Bank’s arm launches advanced F&O Dashboard on Sky Platform
    11th Apr 2025, 11:09 AM

    The F&O Dashboard integrates cutting-edge analytics with one-click execution capabilities, catering to both new and experienced investors

    Read More
  • HDFC Bank’s average deposits surge 16% in March 2025 quarter
    4th Apr 2025, 11:10 AM

    The Bank’s average CASA deposits were Rs 8,289 billion for the March 2025 quarter

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.