HDFC Bank, 500180, HDFCBANK Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

663,704.45
31.49
2

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

774,632.64
0.62%
4.45

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

10 Years
5 Years
3 Years

19.12
16.59
13.34

EBITDA CAGR (%)

10 Years
5 Years
3 Years

47.13
18.14
8.17

PAT CAGR (%)

10 Years
5 Years
3 Years

21.74
15.59
13.15

P:E (Median)

8 Years
5 Years
3 Years

24.90
25.92
29.41

P:BV (Average)

8 Years
5 Years
3 Years

4.29
4.37
4.49

EV:EBITDA (Average)

8 Years
5 Years
3 Years

16.28
16.60
16.65

Quarterly Results

Standalone Figures in Rs. Crores

Description Mar 19 Mar 18 Var% Dec 18 Dec 17 Var% Sep 18 Sep 17 Var% Jun 18 Jun 17 Var%
Interest Earned 26,333.25 21,321.08 23.51% 25,890.26 20,581.27 25.80% 24,199.56 19,670.28 23.03% 22,548.98 18,668.72 20.78%
Interest Exp. 13,243.76 10,663.37 24.20% 13,313.51 10,266.93 29.67% 12,436.15 9,918.21 25.39% 11,735.41 9,297.98 26.21%
Net Interest Income 13,089.49 10,657.71 22.82% 12,576.75 10,314.34 21.93% 11,763.41 9,752.07 20.62% 10,813.57 9,370.74 15.40%
NIM 4.30 4.40 -2.27% 4.30 4.30 0.00% 4.30 4.30 0.00% 4.40 4.30 2.33%
Other Income 4,871.21 4,228.58 15.20% 4,921.01 3,869.17 27.19% 4,015.59 3,605.90 11.36% 3,818.06 3,516.66 8.57%
Total Income 31,204.46 25,549.66 22.13% 30,811.27 24,450.44 26.02% 28,215.15 23,276.18 21.22% 26,367.04 22,185.38 18.85%
Operating Exp. 7,117.10 6,050.63 17.63% 6,719.34 5,732.22 17.22% 6,299.05 5,540.05 13.70% 5,983.88 5,367.46 11.48%
Operating Profit 10,843.60 8,835.66 22.73% 10,778.42 8,451.29 27.54% 9,479.95 7,817.92 21.26% 8,647.75 7,519.94 15.00%
Provision 1,889.22 1,541.10 22.59% 2,211.53 1,351.44 63.64% 1,819.96 1,476.19 23.29% 1,629.37 1,558.76 4.53%
PBT 8,954.38 7,294.56 22.75% 8,566.89 7,099.85 20.66% 7,659.99 6,341.73 20.79% 7,018.38 5,961.18 17.73%
PBTM 34.00 34.21 -0.61% 33.09 34.50 -4.09% 31.65 32.24 -1.83% 31.13 31.93 -2.51%
TAX 3,069.26 2,495.28 23.00% 2,981.04 2,457.25 21.32% 2,654.26 2,190.70 21.16% 2,416.94 2,067.34 16.91%
PAT 5,885.12 4,799.28 22.63% 5,585.85 4,642.60 20.32% 5,005.73 4,151.03 20.59% 4,601.44 3,893.84 18.17%
PATM 22.35% 22.51% 21.58% 22.56% 20.69% 21.10% 20.41% 20.86%
EPS 21.61 18.49 16.87% 20.54 17.92 14.62% 18.42 16.06 14.69% 17.67 15.13 16.79%
Gross NPA 11,224.16 8,606.97 30.41% 10,902.86 8,234.88 32.40% 10,097.73 7,702.84 31.09% 9,538.62 7,242.93 31.70%
Gross NPA% 1.36 1.30 4.62% 1.38 1.29 6.98% 1.33 1.26 5.56% 1.33 1.24 7.26%
Net NPA 3,214.52 2,601.02 23.59% 3,301.54 2,773.66 19.03% 3,028.24 2,596.83 16.61% 2,907.10 2,528.21 14.99%
Net NPA% 0.39 0.40 -2.50% 0.42 0.44 -4.55% 0.40 0.43 -6.98% 0.41 0.44 -6.82%
CASA 42.40 43.50 -2.53% 40.71 43.90 -7.27% 42.00 42.90 -2.10% 41.70 44.00 -5.23%

Description Dec 18 Dec 17 Var% Sep 18 Sep 17 Var% Jun 18 Jun 17 Var% Mar 18 Mar 17 Var%
Interest Earned 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Interest Exp. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Interest Income 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NIM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other Income 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Income 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Exp. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Profit 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Provision 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PBT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PBTM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
TAX 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PAT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Gross NPA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Gross NPA% 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net NPA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net NPA% 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CASA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone

Description TTM Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10
Net Interest Income - 48,243.22 40,094.86 33,139.23 27,591.52 22,395.66 18,482.63 15,811.12 12,884.61 10,543.13 8,386.42 Interest Earned - 98,972.05 80,241.35 69,305.96 60,221.45 48,469.90 41,135.53 35,064.87 27,874.19 19,928.21 16,172.72 Interest Expended - 50,728.83 40,146.49 36,166.73 32,629.93 26,074.24 22,652.90 19,253.75 14,989.58 9,385.08 7,786.30 Int. income Growth - 20.32% 20.99% 20.11% 23.20% 21.17% 16.90% 22.71% 22.21% 25.72% Other Income - 17,625.88 15,220.30 12,296.50 10,751.72 8,996.35 7,919.64 6,852.62 5,783.63 4,335.15 3,983.11 Total Income - 65,869.10 55,315.16 45,435.73 38,343.24 31,392.01 26,402.27 22,663.74 18,668.24 14,878.28 12,369.53 Total Expenditure - 32,529.35 27,711.53 22,463.54 18,999.48 15,406.25 12,957.86 12,260.85 10,612.02 8,561.61 7,685.45 Employee Cost - 7,761.76 6,805.74 6,483.66 5,702.20 4,750.96 4,178.98 3,965.38 3,399.91 2,836.04 2,289.18 % Of Sales - 7.84% 8.48% 9.36% 9.47% 9.80% 10.16% 11.31% 12.20% 14.23% 14.15% Opt. & Establishment Exp. - 19,497.71 16,790.98 14,052.81 11,983.35 9,892.88 8,534.83 7,922.41 6,420.24 4,814.28 4,045.01 % Of Sales - 19.70% 20.93% 20.28% 19.90% 20.41% 20.75% 22.59% 23.03% 24.16% 25.01% Provisions - 7,550.08 5,927.49 3,593.31 2,725.61 2,075.01 1,587.27 1,676.40 1,876.89 1,906.11 2,140.04 % Of Sales - 7.63% 7.39% 5.18% 4.53% 4.28% 3.86% 4.78% 6.73% 9.56% 13.23% EBITDA - 33,339.75 27,603.63 22,972.19 19,343.76 15,985.76 13,444.41 10,402.89 8,056.22 6,316.67 4,684.08 EBITDA Margin - 69.11% 68.85% 69.32% 70.11% 71.38% 72.74% 65.79% 62.53% 59.91% 55.85% Depreciation - 1,140.10 906.34 833.12 705.84 656.30 671.61 651.67 542.51 497.41 394.39 PBT - 32,199.66 26,697.30 22,139.07 18,637.92 15,329.47 12,772.81 9,751.22 7,513.71 5,819.26 4,289.69 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Provision for Tax - 11,121.49 9,210.57 7,589.43 6,341.71 5,113.55 4,294.43 3,024.94 2,346.62 1,892.86 1,340.99 Tax Rate - 34.54% 34.50% 34.28% 34.03% 33.36% 33.62% 31.02% 31.23% 32.53% 31.26% PAT - 21,078.17 17,486.73 14,549.64 12,296.21 10,215.92 8,478.38 6,726.28 5,167.09 3,926.40 2,948.70 PAT before Minority Interest - 21,078.17 17,486.73 14,549.64 12,296.21 10,215.92 8,478.38 6,726.28 5,167.09 3,926.40 2,948.70 Minority Interest - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin - 32.00% 31.61% 32.02% 32.07% 32.54% 32.11% 29.68% 27.68% 26.39% 23.84% PAT Growth - 20.54% 20.19% 18.33% 20.36% 20.49% 26.05% 30.18% 31.60% 33.16% Unadjusted EPS - 78.65 67.76 57.18 48.84 42.15 35.47 28.49 22.11 17.00 67.56

Description TTM Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10
Net Interest Income - 51,448.05 42,906.36 35,229.77 29,091.99 23,378.03 19,109.57 16,165.57 13,087.28 10,618.18 8,435.14 Interest Earned - 105,160.74 85,287.84 73,271.35 63,161.56 50,666.49 42,555.02 35,861.02 28,193.40 20,043.33 16,232.74 Interest Expended - 53,712.69 42,381.48 38,041.58 34,069.57 27,288.46 23,445.45 19,695.45 15,106.12 9,425.15 7,797.60 Int. income Growth - 19.91% 21.79% 21.10% 24.44% 22.34% 18.21% 23.52% 23.25% 25.88% Other Income - 18,947.05 16,056.60 12,877.63 11,211.65 9,545.68 8,297.50 7,132.96 5,992.32 4,585.05 4,209.57 Total Income - 70,395.10 58,962.96 48,107.40 40,303.64 32,923.71 27,407.07 23,298.53 19,079.60 15,203.23 12,644.71 Total Expenditure - 34,856.27 29,532.27 23,855.69 20,054.63 16,163.05 13,506.97 12,630.66 10,857.39 8,736.29 7,821.11 Employee Cost - 10,451.15 9,193.90 8,504.70 6,306.14 5,162.68 4,494.47 4,201.79 3,573.09 2,977.14 2,389.31 % Of Sales - 9.94% 10.78% 11.61% 9.98% 10.19% 10.56% 11.72% 12.67% 14.85% 14.72% Opt. & Establishment Exp. - 18,464.28 15,700.11 13,132.56 12,263.78 10,095.29 8,663.87 8,013.37 6,475.77 4,849.92 4,095.57 % Of Sales - 17.56% 18.41% 17.92% 19.42% 19.92% 20.36% 22.35% 22.97% 24.20% 25.23% Provisions - 8,382.18 6,571.82 3,990.81 2,960.77 2,265.98 1,725.99 1,742.02 1,916.85 1,927.45 2,144.31 % Of Sales - 7.97% 7.71% 5.45% 4.69% 4.47% 4.06% 4.86% 6.80% 9.62% 13.21% EBITDA - 35,538.83 29,430.69 24,251.71 20,249.01 16,760.66 13,900.10 10,667.87 8,222.21 6,466.94 4,823.60 EBITDA Margin - 69.08% 68.59% 68.84% 69.60% 71.69% 72.74% 65.99% 62.83% 60.90% 57.18% Depreciation - 1,220.67 966.78 886.19 738.03 680.45 688.68 663.26 554.16 509.11 404.04 PBT - 34,318.16 28,463.92 23,365.52 19,510.99 16,080.22 13,211.43 10,004.62 7,668.05 5,957.83 4,419.56 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Provision for Tax - 11,872.55 9,903.08 8,078.12 6,693.66 5,380.17 4,446.92 3,104.34 2,394.65 1,940.14 1,386.65 Tax Rate - 34.60% 34.79% 34.57% 34.31% 33.46% 33.66% 31.03% 31.23% 32.56% 31.38% PAT - 22,332.43 18,509.50 15,250.68 12,797.61 10,685.64 8,739.86 6,866.76 5,243.38 3,985.45 3,000.37 PAT before Minority Interest - 22,445.61 18,560.84 15,287.40 12,817.33 10,700.05 8,764.51 6,900.28 5,273.40 4,017.69 3,032.91 Minority Interest - -113.18 -51.34 -36.72 -19.72 -14.41 -24.65 -33.52 -30.02 -32.24 -32.54 PAT Margin - 31.72% 31.39% 31.70% 31.75% 32.46% 31.89% 29.47% 27.48% 26.21% 23.73% PAT Growth - 20.65% 21.37% 19.17% 19.76% 22.26% 27.28% 30.96% 31.56% 32.83% Unadjusted EPS - 83.33 71.73 59.95 50.85 44.10 36.58 29.10 22.45 17.29 68.82

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10
Shareholder's Funds 149,206.35 106,295.00 89,462.35 72,677.76 62,009.42 43,478.63 36,214.15 29,924.68 25,379.27 21,522.49 Share Capital 544.66 519.02 512.51 505.64 501.30 479.81 475.88 469.34 465.23 457.74 Total Reserves 148,661.69 105,775.98 88,949.84 72,172.13 61,508.12 42,998.82 35,738.26 29,455.04 24,911.13 21,061.84 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deposits 923,140.93 788,770.64 643,639.66 546,424.19 450,795.64 367,337.48 296,246.98 246,706.45 208,586.41 167,404.44 Borrowings 117,085.12 123,104.97 74,028.87 84,968.98 45,213.56 39,438.99 33,006.60 23,846.51 14,394.06 12,915.69 Other Liabilities & Provisions 55,108.29 45,763.72 56,709.32 36,725.13 32,484.46 41,344.40 34,864.17 37,431.87 28,992.86 20,615.94 Total Liabilities 1,244,540.69 1,063,934.33 863,840.20 740,796.06 590,503.08 491,599.50 400,331.90 337,909.51 277,352.60 222,458.56 Net Block 4,074.25 3,651.45 3,670.98 3,387.40 3,165.98 2,984.16 2,747.33 2,391.44 2,214.89 2,167.06 Gross Block 12,345.97 10,932.58 10,157.66 9,252.62 8,463.30 7,705.82 6,865.45 5,930.24 5,244.21 4,707.97 Accumulated Depreciation 8,271.72 7,281.13 6,486.68 5,865.22 5,297.32 4,721.65 4,118.13 3,538.80 3,029.32 2,540.92 Total Non-Current Assets 1,195,366.74 1,027,055.61 821,610.37 702,692.23 556,589.96 466,474.89 381,317.49 316,187.85 262,751.52 216,503.41 Lease Adjustment A/c -44.25 -44.25 -44.25 -44.25 -44.25 -44.25 -44.25 -44.25 -44.25 -44.25 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash and balance with RBI 46,763.62 104,670.47 37,896.88 30,058.31 27,510.45 25,345.63 14,627.40 14,991.09 25,100.82 15,483.28 Balance with banks and money at call 34,584.02 18,244.61 11,055.22 8,860.53 8,821.00 14,238.01 12,652.77 5,946.63 4,568.02 14,459.11 Investments 290,587.88 242,200.24 214,463.34 195,836.28 151,641.75 120,951.07 111,613.60 97,482.91 70,929.37 58,607.62 Advances 819,401.22 658,333.09 554,568.20 464,593.96 365,495.03 303,000.27 239,720.64 195,420.03 159,982.67 125,830.59 Other Assets 49,173.95 36,878.70 42,229.82 38,103.84 33,913.10 25,124.60 19,014.41 21,721.64 14,601.08 5,955.15 Total Assets 1,244,540.69 1,063,934.31 863,840.19 740,796.07 590,503.06 491,599.49 400,331.90 337,909.49 277,352.60 222,458.56 Contingent Liabilities 1,024,715.12 875,488.23 817,869.59 853,318.11 975,233.95 723,154.91 720,122.43 865,292.83 575,122.48 479,051.50 Bills for collection 49,952.80 42,753.82 30,848.04 23,490.00 22,304.93 20,943.06 26,103.96 18,692.50 13,428.49 8,124.86 Adjusted Book Value 547.89 409.60 349.12 287.47 247.39 181.23 152.20 127.52 109.09 94.45

Description Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10
Shareholder's Funds 153,672.66 109,599.12 91,793.95 74,304.12 63,154.07 44,166.63 36,642.73 30,210.75 25,586.05 21,618.81 Share Capital 544.66 519.02 512.51 505.64 501.30 479.81 475.88 469.34 465.23 457.74 Total Reserves 153,128.00 109,080.11 91,281.44 73,798.49 62,652.77 43,686.82 36,166.84 29,741.11 25,117.91 21,158.15 Minority Interest 501.79 356.33 291.44 180.62 161.63 151.74 221.34 183.66 121.66 75.89 Deposits 922,502.68 788,375.14 643,134.25 545,873.29 450,283.65 367,080.33 296,091.77 246,539.58 208,287.21 167,297.78 Borrowings 157,732.78 156,442.08 98,415.64 103,713.96 59,478.25 49,596.72 39,496.61 26,334.15 14,650.44 13,171.80 Other Liabilities & Provisions 58,395.80 48,413.49 58,708.88 38,140.33 34,018.93 42,624.55 35,270.54 37,786.88 29,317.57 20,783.21 Total Liabilities 1,292,805.71 1,103,186.16 892,344.16 762,212.32 607,096.53 503,619.97 407,722.99 341,055.02 277,962.93 222,947.49 Net Block 4,264.08 3,854.80 3,858.95 3,523.94 3,269.19 3,070.52 2,817.56 2,422.16 2,245.19 2,193.31 Gross Block 12,865.39 11,394.27 10,550.59 9,523.27 8,672.82 7,881.56 7,010.33 6,024.90 5,328.86 4,777.65 Accumulated Depreciation 8,601.30 7,539.47 6,691.64 5,999.33 5,403.63 4,811.04 4,192.76 3,602.75 3,083.67 2,584.34 Total Non-Current Assets 1,242,177.81 1,065,366.87 849,383.92 723,472.84 572,613.75 477,929.62 388,510.00 319,185.71 263,147.31 216,898.26 Lease Adjustment A/c -44.25 -44.25 -44.25 -44.25 -44.25 -44.25 -44.25 -44.25 -44.25 -44.25 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash and balance with RBI 46,804.59 104,688.21 37,910.55 30,076.58 27,522.29 25,357.22 14,630.88 14,991.63 25,100.89 15,483.31 Balance with banks and money at call 35,013.05 18,373.35 11,400.57 8,992.30 9,004.13 14,556.21 12,900.28 6,183.53 4,737.39 14,594.88 Investments 286,917.68 238,460.92 210,777.11 193,633.85 149,454.42 119,571.06 110,960.41 96,795.11 70,276.67 58,508.28 Advances 869,222.66 700,033.84 585,480.99 487,290.42 383,407.97 315,418.86 247,245.12 198,837.53 160,831.42 126,162.73 Other Assets 50,627.89 37,819.29 42,960.24 38,739.48 34,482.76 25,690.33 19,212.98 21,869.30 14,815.63 6,049.22 Total Assets 1,292,805.70 1,103,186.16 892,344.16 762,212.32 607,096.51 503,619.95 407,722.98 341,055.01 277,962.94 222,947.48 Contingent Liabilities 1,025,125.31 875,776.97 818,284.29 853,527.38 975,278.60 723,172.91 720,123.88 865,312.15 575,159.47 479,125.00 Bills for collection 49,952.80 42,753.82 30,848.04 23,490.00 22,304.93 20,943.06 26,103.96 18,692.50 13,428.49 8,124.86 Adjusted Book Value 564.29 422.33 358.21 293.90 251.96 184.10 154.00 128.74 109.98 94.45

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10
Cash From Operating Activity -56,054.67 26,074.07 23,585.40 -30,132.19 -15,862.27 8,363.60 -1,868.78 -17,095.45 -375.83 9,389.89 PBT 32,199.66 26,697.30 22,139.08 18,637.92 15,328.72 12,772.05 9,750.63 7,513.17 5,818.66 4,289.14 Adjustment 9,131.26 7,377.47 4,631.00 3,562.86 2,901.71 2,450.56 2,432.01 2,649.60 2,600.72 2,974.82 Adjustments for Liabilities & Assets -85,169.17 2,215.50 4,674.53 -45,587.05 -28,705.26 -2,807.98 -10,314.54 -24,496.62 -6,519.52 3,528.45 Refund/(Payment) of direct taxes -12,216.43 -10,216.19 -7,859.20 -6,745.91 -5,387.44 -4,051.03 -3,736.87 -2,761.59 -2,275.68 -1,402.52 Other Direct Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -1,326.12 -533.10 -1,956.25 -655.71 -1,944.27 -1,591.26 -858.88 -686.85 -1,122.74 -551.51 Net Fixed Assets -1413.39 -774.92 -905.04 -789.32 -757.48 -840.37 -935.21 -686.03 -536.24 -751.34 Other Investment Activity -12879.07 -12888.83 -10813.37 -11196.89 -10054.56 -8564.70 -7552.30 -7052.98 -5795.72 -5371.75 Cash from Financing Activity 15,718.00 48,411.43 -11,567.63 33,347.04 14,543.44 5,562.98 9,065.84 9,026.03 1,227.99 3,598.91 Closing Cash & Equivalent 81,347.64 122,915.08 48,952.10 38,918.84 36,331.45 39,583.64 27,280.17 20,937.73 29,668.83 29,942.40 Net Cash Inflow / Outflow -41,662.79 73,952.40 10,061.52 2,559.14 -3,263.10 12,335.32 6,338.18 -8,756.27 -270.57 12,437.29 Opening Cash & Equivalents 122,915.08 48,952.10 38,918.84 36,331.45 39,583.64 27,280.17 20,937.73 29,668.83 29,942.40 17,506.62

Description Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10
Cash From Operating Activity -62,871.54 17,214.38 17,281.59 -34,435.37 -21,280.98 4,210.63 -5,847.33 -19,381.24 -960.21 9,471.35 PBT 34,204.98 28,413.11 23,331.15 19,494.99 16,068.29 13,189.64 9,973.37 7,641.12 5,932.01 4,389.74 Adjustment 10,291.80 8,324.23 5,242.24 3,986.46 3,127.27 2,601.71 2,506.34 2,701.48 2,633.77 2,988.98 Adjustments for Liabilities & Assets -94,870.01 -9,513.06 -3,607.07 -50,843.73 -34,829.20 -7,371.69 -14,493.43 -26,903.60 -7,206.81 3,543.08 Refund/(Payment) of direct taxes -12,498.31 -10,009.90 -7,684.72 -7,073.09 -5,647.34 -4,209.03 -3,833.61 -2,820.24 -2,319.18 -1,450.45 Other Direct Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -1,598.41 -852.19 -1,147.68 -865.55 -810.82 -1,066.66 -906.19 -687.01 -550.48 -560.08 Net Fixed Assets -1413.39 -774.92 -905.04 -789.32 -757.48 -840.37 -935.21 -686.03 -536.24 -751.34 Other Investment Activity -13198.16 -12080.26 -11023.21 -10063.44 -9529.96 -8612.01 -7552.46 -6480.72 -5804.29 -5385.86 Cash from Financing Activity 23,130.69 57,377.66 -5,892.97 37,815.13 18,693.87 9,270.15 13,105.25 11,379.97 1,273.77 3,631.28 Closing Cash & Equivalent 81,817.64 123,061.56 49,311.12 39,068.88 36,526.42 39,913.43 27,531.16 21,175.16 29,838.28 30,078.19 Net Cash Inflow / Outflow -41,339.26 73,739.85 10,240.94 2,514.22 -3,397.92 12,414.12 6,351.73 -8,688.28 -236.92 12,542.55 Opening Cash & Equivalents 123,061.56 49,311.12 39,068.88 36,526.42 39,913.43 27,531.16 21,175.16 29,838.28 30,078.19 17,537.15

Financial Ratios

Consolidated /

Standalone

Description Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10
Book Value 547.89 409.60 349.12 287.47 247.39 181.23 152.20 127.52 109.09 94.02 NIM 4.05 3.92 4.05 3.95 4.05 3.99 4.18 4.11 4.05 3.91 Yield on Advances 12.08 12.19 12.50 12.96 13.26 13.58 14.63 14.26 12.46 12.85 Yield on Investments 7.02 7.14 7.96 7.59 6.85 7.56 7.12 6.56 6.47 7.39 Cost of Liabilities 4.88 4.40 5.04 5.17 5.26 5.57 5.85 5.54 4.21 4.32 Interest Spread 7.20 7.79 7.46 7.79 8.00 8.01 8.78 8.72 8.25 8.53 ROCE 16.90% 17.34% 16.80% 16.68% 18.82% 21.53% 20.63% 20.98% 19.34% 17.32% Cost Income Ratio 39.65 41.02 43.37 44.28 44.56 45.61 49.58 49.70 48.08 48.02 Core Cost Income Ratio 39.89 41.72 44.48 45.15 45.40 45.80 49.93 49.18 47.91 49.40 Operating Costs to Assets 2.10 2.13 2.28 2.29 2.37 2.45 2.81 2.75 2.58 2.67 Loans/Deposits 0.13 0.16 0.12 0.16 0.10 0.11 0.11 0.10 0.07 0.08 Cash/Deposits 0.05 0.13 0.06 0.06 0.06 0.07 0.05 0.06 0.12 0.09 Investment/Deposits 0.31 0.31 0.33 0.36 0.34 0.33 0.38 0.40 0.34 0.35 Inc Loan/Deposits 12.68% 15.61% 11.50% 15.55% 10.03% 10.74% 11.14% 9.67% 6.90% 7.72% Credit Deposits 88.76% 83.46% 86.16% 85.02% 81.08% 82.49% 80.92% 79.21% 76.70% 75.17% Interest Expended / Interest earned 51.26% 50.03% 52.18% 54.18% 53.79% 55.07% 54.91% 53.78% 47.09% 48.14% Interest income / Total funds 7.95% 7.54% 8.02% 8.13% 8.21% 8.37% 8.76% 8.25% 7.19% 7.27% Interest Expended / Total funds 4.08% 3.77% 4.19% 4.40% 4.42% 4.61% 4.81% 4.44% 3.38% 3.50% CASA 42.38% 43.50% 48.03% 43.25% 44.03% 44.81% 47.43% 48.40% 52.69% 52.03%

Description Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10
Book Value 564.29 422.33 358.21 293.90 251.96 184.10 154.00 128.74 109.98 94.45 NIM 4.16 4.04 4.17 4.04 4.11 4.02 4.19 4.13 4.07 3.93 Yield on Advances 12.10 12.18 12.51 12.96 13.21 13.49 14.50 14.18 12.46 12.87 Yield on Investments 7.14 7.27 8.11 7.68 6.96 7.64 7.17 6.61 6.53 7.39 Cost of Liabilities 4.97 4.49 5.13 5.24 5.35 5.63 5.87 5.54 4.23 4.32 Interest Spread 7.13 7.70 7.38 7.72 7.86 7.86 8.64 8.64 8.23 8.55 ROCE 16.27% 16.70% 16.35% 16.25% 18.36% 20.73% 20.18% 20.85% 19.61% 17.67% Cost Income Ratio 39.34 40.58 43.13 44.24 44.28 45.50 49.58 49.76 48.13 48.09 Core Cost Income Ratio 39.66 41.24 44.19 45.07 45.08 45.68 49.93 49.26 47.97 49.44 Operating Costs to Assets 2.14 2.17 2.33 2.34 2.40 2.48 2.83 2.78 2.63 2.73 Loans/Deposits 0.17 0.20 0.15 0.19 0.13 0.14 0.13 0.11 0.07 0.08 Cash/Deposits 0.05 0.13 0.06 0.06 0.06 0.07 0.05 0.06 0.12 0.09 Investment/Deposits 0.31 0.30 0.33 0.35 0.33 0.33 0.37 0.39 0.34 0.35 Inc Loan/Deposits 17.10% 19.84% 15.30% 19.00% 13.21% 13.51% 13.34% 10.68% 7.03% 7.87% Credit Deposits 94.22% 88.79% 91.04% 89.27% 85.15% 85.93% 83.50% 80.65% 77.22% 75.41% Interest Expended / Interest earned 51.08% 49.69% 51.92% 53.94% 53.86% 55.09% 54.92% 53.58% 47.02% 48.04% Interest income / Total funds 8.13% 7.73% 8.21% 8.29% 8.35% 8.45% 8.80% 8.27% 7.21% 7.28% Interest Expended / Total funds 4.15% 3.84% 4.26% 4.47% 4.49% 4.66% 4.83% 4.43% 3.39% 3.50% CASA 42.36% 43.48% 48.04% 43.26% 44.03% 44.79% 47.43% 48.39% 52.69% 52.01%

Top Investors:

europacific growth fund

sbi - etf nifty 50

life insurance corporation of india

icici prudential life insurance company limited

hdfc trustee company ltd - a/c hdfc hybrid equity fund

government of singapore

iepf authority

Annual Reports:

News Update:

HDFC Bank features as highest-ranked Indian brand in BrandZ’s Top 100 Global Brands List
25th Jun 2019, 14:05 PM

The Bank’s brand value has increased to $22.70 billion from $20.87 billion as of last year
Read More
HDFC Bank joins hands with Thiruvananthapuram Police for ‘Traffic Paathshala’ initiative
21st Jun 2019, 14:31 PM

The initiative aims to make Thiruvananthapuram roads safer by creating awareness
Read More
HDFC Bank to open 25 more branches in Gujarat
19th Jun 2019, 10:09 AM

The Bank would open these branches by December 2019
Read More
RBI imposes Rs 1 crore penalty on HDFC Bank
19th Jun 2019, 09:45 AM

The Bank has taken necessary measures to strengthen its internal control mechanisms
Read More
HDFC Bank completes 15 years in Jammu and Kashmir
17th Jun 2019, 10:04 AM

Known as 1,000 AMB Savings Account, it will allow customers to maintain a minimum balance i.e. the AMB of just Rs 1000
Read More
HDFC Bank joins hands with Kozhikode Police for ‘Traffic Paathshala’ Initiative
11th Jun 2019, 10:11 AM

The initiative aims to make Kozhikode roads safer by creating awareness on the Do’s and Don’ts of RoadSafety
Read More
HDFC Bank launches secure banking programme in Rajkot
17th May 2019, 14:08 PM

The programme will be rolled out across 35 branches in and around Rajkot
Read More
HDFC Bank partners with Tirunelveli Police to launch road safety initiative
17th May 2019, 09:31 AM

The initiative aims to make Tirunelveli roads safer by creating awareness on the Do’s and Don’ts of road safety
Read More
HDFC Bank to restore cyclone-hit Odisha schools
10th May 2019, 10:12 AM

This initiative is aimed to help restore normalcy for distressed school students in the cyclone-hit districts
Read More
HDFC Bank gets nod to raise Rs 50,000 crore via Bonds
22nd Apr 2019, 10:16 AM

The Board of Directors of the Company at its meeting held on April 20, 2019 has approved the same
Read More
HDFC Bank reports 23% rise in Q4 net profit
20th Apr 2019, 16:53 PM

For the year ended March 31, 2019, the bank has reported a rise of 20.54% in its net profit at Rs 21,078.14 crore
Read More
HDFC Bank - Quarterly Results
20th Apr 2019, 15:33 PM

Read More
HDFC Bank tops in ‘World’s Best Banks’ survey by Forbes magazine
11th Apr 2019, 16:50 PM

The first edition of this survey, Forbes partnered with market research firm Statista to measure the best banks in 23 countries
Read More
HDFC Bank joins hands with Surat Police to launch road safety initiative
11th Apr 2019, 09:54 AM

The initiative is called ‘Traffic Paathshala,’ it aims to make Surat roads safer
Read More
HDFC Bank, BSE enter into MoU
9th Apr 2019, 11:11 AM

The MoU will help to develop awareness of BSE's Startup platform amongst HDFC Bank's portfolio of startups
Read More
HDFC Bank proposes to raise funds up to Rs 50,000 crore in next twelve months
8th Apr 2019, 14:28 PM

The Board of Directors would consider this proposal at its Board meeting to be held on April 20, 2019
Read More
HDFC Bank achieves deposits of Rs 9,230 billion in FY19
8th Apr 2019, 11:39 AM

The Bank’s advances aggregated to approximately Rs. 8,195 billion as of March 31, 2019
Read More
HDFC Bank, Apple iphone to offer iPhone XR on discounted rate
4th Apr 2019, 12:55 PM

HDFC debit and credit card customers can buy the phone at price of Rs 53,900 (64GB) with 10% cashback
Read More
HDFC Bank tops in Euromoney Trade Finance Survey 2019
4th Apr 2019, 11:19 AM

The bank has been ranked number 1 in the categories of Best Service and Market Leaders
Read More
HDFC Bank unveils innovative product ‘Chhupa Rustom’ to prevent banking frauds
3rd Apr 2019, 15:19 PM

The Bank’s Chhupa Rustom aware the customers to not share the personal and confidential details with anyone
Read More
HDFC Bank wins ‘Best Digital Bank’ award 2019
1st Apr 2019, 11:25 AM

The bank has been awarded the title on the basis of its best-in-class digital banking initiatives
Read More
HDFC Bank to open 100 branches in northeast region
1st Apr 2019, 09:33 AM

The bank network will also work with the 650 CSCs to be set up in the region by the government for financial services in rural area
Read More
HDFC Bank joins hands with Puducherry Police to launch road safety initiative
28th Mar 2019, 11:20 AM

The initiative is called ‘Traffic Padasalai,’ which aims to make Puducherry roads safer
Read More
HDFC Bank opens 146th branch in Odisha
28th Mar 2019, 10:41 AM

The bank has become first private sector bank to open a rural branch at Chitrakonda in Malkangiri District
Read More
HDFC Bank inks MoU with Assam Rifles to offer salary accounts, services
27th Mar 2019, 14:14 PM

The MoU was signed on the 184th raising day of Assam Rifles in Shillong
Read More
HDFC Bank partners with J&K Traffic Police for ‘Traffic Paathshala’ initiative: Report
27th Mar 2019, 12:57 PM

The initiative aims to make Srinagar roads safer by creating awareness on the Dos and Don’ts of road safety
Read More

HDFC Bank Ltd.

Bank - Private

BSE: 500180 | NSE: HDFCBANK

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update:

HDFC Bank Ltd.

Bank - Private

BSE: 500180 | NSE: HDFCBANK

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update: