Nifty
:
25195.80
Sensex
:
82570.91
113.50 (0.45%)
317.45 (0.39%)
Nifty
Sensex
:
:
25195.80
82570.91
113.50 (0.45%)
317.45 (0.39%)

HDFC Bank Ltd.

Bank - Private

Rating :
70/99

BSE: 500180 | NSE: HDFCBANK

NSE BSE
1995.50
15-Jul-2025
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  1973
  •  2003.6
  •  1973
  •  1983.00
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  7249084
  •  14447599382.1
  •  2027.1
  •  1588.05

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 15,29,978.81
  • 21.48
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 20,20,194.13
  • 1.10%
  • 2.94

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 0.00%
  • 1.73%
  • 12.09%
  • FII
  • DII
  • Others
  • 48.84%
  • 33.33%
  • 4.01%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 18.44
  • 21.10
  • 9.46

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 18.65
  • 17.33
  • 15.46

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 3.28
  • 3.00

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 23.76
  • 20.97
  • 20.10

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.74
  • 3.28
  • 3.00

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 15.79
  • 14.86
  • 15.28

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Var%
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Interest Earned
86,779.34
79,433.61
9.25%
85,040.17
78,008.17
9.01%
83,001.72
75,039.10
10.61%
81,546.20
51,168.14
59.37%
Interest Exp.
46,986.21
43,691.51
7.54%
46,914.28
43,242.37
8.49%
45,414.21
41,249.91
10.10%
44,579.50
25,954.76
71.76%
Net Interest Income
39,793.13
35,742.10
11.33%
38,125.89
34,765.80
9.66%
37,587.51
33,789.19
11.24%
36,966.70
25,213.38
46.62%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
33,489.42
44,957.74
-25.51%
27,153.77
37,007.34
-26.63%
38,455.02
32,527.52
18.22%
35,450.29
9,853.15
259.79%
Total Income
1,20,268.76
1,24,391.35
-3.31%
1,12,193.94
1,15,015.51
-2.45%
1,21,456.74
1,07,566.62
12.91%
1,16,996.49
61,021.29
91.73%
Operating Exp.
43,903.80
49,127.91
-10.63%
37,349.50
45,926.13
-18.67%
48,805.24
42,037.59
16.10%
46,546.53
15,177.71
206.68%
Operating Profit
29,378.75
31,571.93
-6.95%
27,930.16
25,847.01
8.06%
27,237.29
24,279.12
12.18%
25,870.46
19,888.82
30.08%
Provision
3,805.36
13,810.54
-72.45%
3,957.29
4,603.90
-14.04%
3,268.87
3,311.74
-1.29%
3,143.09
3,292.10
-4.53%
PBT
25,573.39
17,761.39
43.98%
23,972.87
21,243.11
12.85%
23,968.42
20,967.38
14.31%
22,727.37
16,596.72
36.94%
PBTM
29.47
22.36
31.80%
28.19
27.23
3.53%
28.88
27.94
3.36%
27.87
32.44
-14.09%
TAX
6,288.82
-251.48
-
5,632.76
3,525.11
59.79%
5,340.98
3,655.00
46.13%
5,539.32
4,193.47
32.09%
PAT
19,284.57
18,012.87
7.06%
18,340.11
17,718.00
3.51%
18,627.44
17,312.38
7.60%
17,188.05
12,403.25
38.58%
PATM
22.22%
22.68%
21.57%
22.71%
22.44%
23.07%
21.08%
24.24%
EPS
29.05
27.13
7.08%
27.62
26.69
3.48%
28.06
26.07
7.63%
25.89
18.68
38.60%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Interest Income
-
1,52,473.23
1,29,510.47
92,974.11
77,352.08
69,304.81
60,051.87
51,448.05
42,906.36
35,229.77
29,091.99
Interest Earned
-
3,36,367.43
2,83,649.02
1,70,754.05
1,35,936.41
1,28,552.40
1,22,189.29
1,05,160.74
85,287.84
73,271.35
63,161.56
Interest Expended
-
1,83,894.20
1,54,138.55
77,779.94
58,584.33
59,247.59
62,137.42
53,712.69
42,381.48
38,041.58
34,069.57
Int. income Growth
-
17.73%
39.30%
20.20%
11.61%
15.41%
16.72%
19.91%
21.79%
21.10%
 
Other Income
-
1,34,548.50
1,24,345.75
33,912.05
31,758.99
27,332.88
24,878.97
18,947.05
16,056.60
12,877.63
11,211.65
Total Income
-
2,87,021.73
2,53,856.22
1,26,886.16
1,09,111.07
96,637.69
84,930.84
70,395.10
58,962.96
48,107.40
40,303.64
Total Expenditure
-
1,86,974.45
1,74,195.54
63,042.30
56,556.96
52,456.53
45,459.22
34,856.27
29,532.27
23,855.69
20,054.63
Employee Cost
-
34,135.75
31,023.00
20,016.85
15,897.03
13,676.67
12,920.13
10,451.15
9,193.90
8,504.70
6,306.14
% Of Sales
-
10.15%
10.94%
11.72%
11.69%
10.64%
10.57%
9.94%
10.78%
11.61%
9.98%
Opt. & Establishment Exp.
-
1,46,274.55
1,24,338.42
33,862.31
26,096.13
22,709.60
21,392.70
18,464.28
15,700.11
13,132.56
12,263.78
% Of Sales
-
43.49%
43.84%
19.83%
19.20%
17.67%
17.51%
17.56%
18.41%
17.92%
19.42%
Provisions
-
14,174.61
25,018.28
13,854.08
17,925.26
18,840.28
13,699.93
8,382.18
6,571.82
3,990.81
2,960.77
% Of Sales
-
4.21%
8.82%
8.11%
13.19%
14.66%
11.21%
7.97%
7.71%
5.45%
4.69%
EBITDA
-
1,00,047.28
79,660.68
63,843.86
52,554.11
44,181.16
39,471.62
35,538.83
29,430.69
24,251.71
20,249.01
EBITDA Margin
-
65.62%
61.51%
68.67%
67.94%
63.75%
65.73%
69.08%
68.59%
68.84%
69.60%
Depreciation
-
3,805.23
3,092.08
2,345.47
1,680.73
1,385.01
1,276.77
1,220.67
966.78
886.19
738.03
PBT
-
96,242.05
76,568.60
61,498.39
50,873.38
42,796.15
38,194.86
34,318.16
28,463.92
23,365.52
19,510.99
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-
22,801.88
11,122.10
15,349.69
12,722.48
10,939.38
10,898.59
11,872.55
9,903.08
8,078.12
6,693.66
Tax Rate
-
23.69%
14.53%
24.96%
25.01%
25.56%
28.53%
34.60%
34.79%
34.57%
34.31%
PAT
-
70,792.25
64,062.04
45,997.11
38,052.75
31,833.21
27,253.96
22,332.43
18,509.50
15,250.68
12,797.61
PAT before Minority Interest
-
73,440.17
65,446.50
46,148.70
38,150.90
31,856.77
27,296.27
22,445.61
18,560.84
15,287.40
12,817.33
Minority Interest
-
-2,647.92
-1,384.46
-151.59
-98.15
-23.56
-42.31
-113.18
-51.34
-36.72
-19.72
PAT Margin
-
24.66%
25.24%
36.25%
34.88%
32.94%
32.09%
31.72%
31.39%
31.70%
31.75%
PAT Growth
-
10.51%
39.27%
20.88%
19.54%
16.80%
22.04%
20.65%
21.37%
19.17%
 
EPS
-
106.62
96.49
69.28
57.31
47.95
41.05
33.64
27.88
22.97
19.27

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
5,21,789.39
4,56,395.25
2,89,437.50
2,47,326.17
2,09,810.18
1,76,358.71
1,53,672.66
1,09,599.12
91,793.95
74,304.12
Share Capital
765.22
759.69
557.97
554.55
551.28
548.33
544.66
519.02
512.51
505.64
Total Reserves
5,17,218.98
4,52,982.84
2,87,762.33
2,46,431.10
2,09,258.90
1,75,810.38
1,53,128.00
1,09,080.11
91,281.44
73,798.49
Minority Interest
16,359.04
13,383.40
860.26
720.41
632.76
576.64
501.79
356.33
291.44
180.62
Deposits
27,10,898.23
23,76,887.28
18,82,663.25
15,58,003.03
13,33,720.87
11,46,207.13
9,22,502.68
7,88,375.14
6,43,134.25
5,45,873.29
Borrowings
6,34,605.57
7,30,615.46
2,56,548.66
2,26,966.50
1,77,696.75
1,86,834.32
1,57,732.78
1,56,442.08
98,415.64
1,03,713.96
Other Liabilities & Provisions
5,08,765.19
4,52,912.87
1,00,922.77
89,918.19
77,646.07
70,853.63
58,395.80
48,413.49
58,708.88
38,140.33
Total Liabilities
43,92,417.42
40,30,194.26
25,30,432.44
21,22,934.30
17,99,506.63
15,80,830.43
12,92,805.71
11,03,186.16
8,92,344.16
7,62,212.32
Net Block
15,257.94
12,603.76
8,475.59
6,476.31
5,292.59
4,671.10
4,264.08
3,854.80
3,858.95
3,523.94
Gross Block
35,174.95
30,266.33
21,822.36
18,132.00
15,769.50
14,047.38
12,865.39
11,394.27
10,550.59
9,523.27
Accumulated Depreciation
19,917.01
17,662.57
13,346.77
11,655.69
10,476.91
9,376.27
8,601.30
7,539.47
6,691.64
5,999.33
Total Non-Current Assets
41,76,616.89
38,19,036.55
23,79,110.16
20,32,023.94
17,50,627.49
15,25,542.79
12,44,706.00
10,65,366.87
8,49,383.92
7,23,472.84
Lease Adjustment A/c
0.00
0.00
-44.24
-44.24
-44.24
-44.25
-44.25
-44.25
-44.25
-44.25
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
1,44,390.25
1,78,718.67
1,17,189.28
1,30,030.71
97,370.35
72,211.00
46,804.59
1,04,688.21
37,910.55
30,076.58
Balance with banks and money at call
1,05,557.65
50,115.84
79,958.53
25,355.02
23,902.16
15,729.11
35,013.05
18,373.35
11,400.57
8,992.30
Investments
11,86,472.89
10,05,681.63
5,11,581.71
4,49,263.86
4,38,823.11
3,89,304.95
2,89,445.87
2,38,460.92
2,10,777.11
1,93,633.85
Advances
27,24,938.16
25,71,916.65
16,61,949.29
14,20,942.28
11,85,283.52
10,43,670.88
8,69,222.66
7,00,033.84
5,85,480.99
4,87,290.42
Other Assets
2,15,800.53
2,11,157.71
1,51,322.28
90,910.36
48,879.14
55,287.64
48,099.69
37,819.29
42,960.24
38,739.48
Total Assets
43,92,417.42
40,30,194.26
25,30,432.44
21,22,934.30
17,99,506.63
15,80,830.43
12,92,805.69
11,03,186.16
8,92,344.16
7,62,212.32
Contingent Liabilities
27,09,921.85
23,44,487.73
17,50,953.81
14,00,197.64
9,75,280.66
11,30,474.06
10,25,125.31
8,75,776.97
8,18,284.29
8,53,527.38
Bills for collection
70,679.55
65,332.87
71,439.54
56,968.05
44,748.14
51,584.90
49,952.80
42,753.82
30,848.04
23,490.00
Adjusted Book Value
676.91
597.27
516.73
445.38
380.59
321.63
282.14
211.17
179.11
146.95

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
1,27,241.84
19,069.34
20,813.70
-11,959.58
42,476.45
-16,869.09
-62,871.54
17,214.38
17,281.59
-34,435.37
PBT
93,594.13
75,184.14
61,346.80
50,775.24
42,772.58
38,152.54
34,204.98
28,413.11
23,331.15
19,494.99
Adjustment
24,048.03
16,434.26
18,375.58
20,005.30
22,846.17
16,611.63
10,291.80
8,324.23
5,242.24
3,986.46
Adjustments for Liabilities & Assets
29,308.36
-49,706.22
-42,541.19
-67,901.96
-10,120.85
-60,755.88
-94,870.01
-9,513.06
-3,607.07
-50,843.73
Refund/(Payment) of direct taxes
-19,708.68
-22,842.84
-16,367.49
-14,838.16
-13,021.45
-10,877.37
-12,498.31
-10,009.90
-7,684.72
-7,073.09
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-3,850.64
5,313.77
-3,423.89
-2,216.33
-1,680.87
-1,616.92
-1,598.41
-852.19
-1,147.68
-865.55
Net Fixed Assets
-4276.78
-6125.45
-3550.31
-2288.11
-1506.57
-1102.09
-1413.39
-774.92
-905.04
-789.32
Other Investment Activity
-25881.51
-30342.39
-23009.38
-18923.61
-16571.55
-15046.47
-13198.16
-12080.26
-11023.21
-10063.44
Cash from Financing Activity
-1,02,477.54
-3,983.06
23,940.56
48,124.03
-7,321.35
24,394.50
23,130.69
57,377.66
-5,892.97
37,815.13
Closing Cash & Equivalent
2,49,947.90
2,28,834.51
1,97,147.81
1,55,385.73
1,21,272.51
87,940.11
81,817.64
1,23,061.56
49,311.12
39,068.88
Net Cash Inflow / Outflow
20,913.66
20,400.05
41,330.37
33,948.12
33,474.23
5,908.48
-41,339.26
73,739.85
10,240.94
2,514.22
Opening Cash & Equivalents
2,28,834.51
1,97,147.81
1,55,385.73
1,21,272.51
87,940.11
81,817.64
1,23,061.56
49,311.12
39,068.88
36,526.42

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value
676.91
597.27
516.73
445.38
380.59
321.63
282.14
211.17
179.11
146.95
NIM
3.66
3.40
3.92
3.82
3.97
3.95
4.15
4.04
4.17
4.04
Yield on Advances
12.34
11.03
10.27
9.57
10.85
11.71
12.10
12.18
12.51
12.96
Yield on Investments
7.44
7.72
6.00
5.94
6.52
5.98
7.08
7.27
8.11
7.68
Cost of Liabilities
5.50
4.96
3.64
3.28
3.92
4.66
4.97
4.49
5.13
5.24
Interest Spread
6.85
6.07
6.64
6.28
6.93
7.05
7.13
7.70
7.38
7.72
ROCE
13.22%
15.15%
15.24%
14.05%
13.83%
14.69%
16.27%
16.70%
16.35%
16.25%
Cost Income Ratio
61.53
59.98
40.61
36.95
36.22
38.90
39.34
40.58
43.13
44.24
Core Cost Income Ratio
63.85
67.14
40.29
37.75
37.74
39.84
39.66
41.24
44.19
45.07
Operating Costs to Assets
4.02
3.78
2.04
1.90
1.95
2.09
2.14
2.17
2.33
2.34
Loans/Deposits
0.23
0.31
0.14
0.15
0.13
0.16
0.17
0.20
0.15
0.19
Cash/Deposits
0.05
0.08
0.06
0.08
0.07
0.06
0.05
0.13
0.06
0.06
Investment/Deposits
0.44
0.42
0.27
0.29
0.33
0.34
0.31
0.30
0.33
0.35
Inc Loan/Deposits
23.41%
30.74%
13.63%
14.57%
13.32%
16.30%
17.10%
19.84%
15.30%
19.00%
Credit Deposits
100.52%
108.21%
88.28%
91.20%
88.87%
91.05%
94.22%
88.79%
91.04%
89.27%
Interest Expended / Interest earned
54.67%
54.34%
45.55%
43.10%
46.09%
50.85%
51.08%
49.69%
51.92%
53.94%
Interest income / Total funds
7.66%
7.04%
6.75%
6.40%
7.14%
7.73%
8.13%
7.73%
8.21%
8.29%
Interest Expended / Total funds
4.19%
3.82%
3.07%
2.76%
3.29%
3.93%
4.15%
3.84%
4.26%
4.47%
CASA
34.74%
38.14%
44.37%
48.13%
46.08%
42.19%
42.36%
43.48%
48.04%
43.26%

Annual Reports:

FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016

News Update:


  • HDFC Bank’s average deposits surge 16% in June 2025 quarter
    4th Jul 2025, 12:00 PM

    The Bank’s average CASA deposits were Rs 8,604 billion for the June 2025 quarter, a growth of around 6.1% over Rs 8,106 billion for the June 2024 quarter

    Read More
  • HDFC Bank reports 7% rise in Q4 consolidated net profit
    21st Apr 2025, 10:30 AM

    Consolidated total income of the bank decreased by 3.31% at Rs 120268.76 crore for Q4FY25

    Read More
  • HDFC banks’ arm to invest Rs 1,500 crore in Eldeco Group's 18 residential projects across tier II-III cities
    14th Apr 2025, 15:51 PM

    The platform will develop 18 residential projects in tier II-III cities including Panipat and Sonipat (Haryana), Ludhiana (Punjab), Kasauli (Himachal Pradesh), Rudrapur and Rishikesh (Uttarakhand)

    Read More
  • HDFC Bank’s arm launches advanced F&O Dashboard on Sky Platform
    11th Apr 2025, 11:09 AM

    The F&O Dashboard integrates cutting-edge analytics with one-click execution capabilities, catering to both new and experienced investors

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.