Nifty
Sensex
:
:
11095.25
37687.91
203.65 (1.87%)
748.31 (2.03%)

Bank - Private

Rating :
50/99

BSE: 532174 | NSE: ICICIBANK

343.25
03-Aug-2020
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  346.80
  •  349.35
  •  340.50
  •  346.80
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  32120023
  •  110588.35
  •  552.20
  •  268.30

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 222,393.60
  • 21.87
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 400,933.45
  • N/A
  • 1.81

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 0.00%
  • 2.11%
  • 7.77%
  • FII
  • DII
  • Others
  • 42.99%
  • 43.50%
  • 3.63%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 14.10
  • 9.69
  • 12.92

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 7.20
  • 10.77
  • 0.23

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 4.61
  • -1.24
  • 7.45

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 16.35
  • 19.72
  • 27.13

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.98
  • 1.97
  • 2.15

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 16.11
  • 13.91
  • 13.88

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 20
Jun 19
Var%
Mar 20
Mar 19
Var%
Dec 19
Dec 18
Var%
Sep 19
Sep 18
Var%
Interest Earned
22,422.71
20,365.87
10.10%
21,740.68
19,503.73
11.47%
21,622.94
18,515.55
16.78%
21,106.28
17,224.20
22.54%
Interest Exp.
11,347.02
11,008.62
3.07%
11,025.09
10,352.05
6.50%
11,297.12
10,146.50
11.34%
11,334.69
9,396.90
20.62%
Net Interest Income
11,075.69
9,357.25
18.36%
10,715.59
9,151.68
17.09%
10,325.82
8,369.05
23.38%
9,771.59
7,827.30
24.84%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
15,516.61
13,503.02
14.91%
18,380.80
17,280.52
6.37%
16,748.01
14,917.76
12.27%
16,318.50
14,690.62
11.08%
Total Income
37,939.32
33,868.89
12.02%
40,121.48
36,784.25
9.07%
38,370.95
33,433.31
14.77%
37,424.78
31,914.82
17.26%
Operating Exp.
14,300.42
15,093.30
-5.25%
20,520.71
19,011.79
7.94%
18,177.11
16,027.19
13.41%
17,726.78
16,053.87
10.42%
Operating Profit
12,291.88
7,766.97
58.26%
8,575.68
7,420.41
15.57%
8,896.72
7,259.61
22.55%
8,363.31
6,464.05
29.38%
Provision
7,704.58
3,558.62
116.50%
6,598.21
5,739.72
14.96%
2,131.44
4,380.22
-51.34%
2,725.80
4,185.11
-34.87%
PBT
4,587.30
4,208.35
9.00%
1,977.47
1,680.69
17.66%
6,765.28
2,879.40
134.95%
5,637.51
2,278.94
147.37%
PBTM
20.46
20.66
-0.97%
9.10
8.62
5.57%
31.29
15.55
101.22%
26.71
13.23
101.89%
TAX
1,000.39
1,294.90
-22.74%
364.25
153.22
137.73%
1,651.00
643.91
156.40%
4,052.99
678.80
497.08%
PAT
3,586.91
2,913.45
23.12%
1,613.22
1,527.47
5.61%
5,114.28
2,235.49
128.78%
1,584.52
1,600.14
-0.98%
PATM
16.00%
14.31%
7.42%
7.83%
23.65%
12.07%
7.51%
9.29%
EPS
6.77
5.50
23.09%
3.05
2.88
5.90%
9.66
4.22
128.91%
2.99
3.02
-0.99%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Net Interest Income
41,888.69
40,170.25
32,804.11
27,900.30
26,104.15
25,297.24
22,645.85
19,768.64
16,599.18
12,981.61
10,738.83
Interest Earned
86,892.61
84,835.77
71,981.65
62,162.35
60,939.98
59,293.71
54,964.00
49,479.25
44,884.59
37,994.86
30,081.40
Interest Expended
45,003.92
44,665.52
39,177.54
34,262.05
34,835.83
33,996.47
32,318.15
29,710.61
28,285.41
25,013.25
19,342.57
Int. income Growth
20.70%
22.45%
17.58%
6.88%
3.19%
11.71%
14.55%
19.09%
27.87%
20.88%
 
Other Income
66,963.92
64,950.33
59,324.85
56,806.75
52,457.65
42,102.14
35,252.24
30,084.61
29,319.81
28,663.42
31,513.30
Total Income
153,856.53
105,120.58
92,128.96
84,707.05
78,561.80
67,399.38
57,898.09
49,853.25
45,918.99
41,645.03
42,252.13
Total Expenditure
82,022.14
85,362.19
83,774.86
72,806.45
63,840.81
52,271.07
38,795.89
32,879.05
31,709.56
30,329.20
33,201.66
Employee Cost
-
11,156.75
9,425.26
8,333.53
7,893.26
6,912.29
6,568.32
5,968.79
5,629.09
5,101.27
4,392.60
% Of Sales
-
13.15%
13.09%
13.41%
12.95%
11.66%
11.95%
12.06%
12.54%
13.43%
14.60%
Opt. & Establishment Exp.
-
61,530.95
55,779.46
48,344.24
41,188.35
34,701.16
29,217.55
25,385.14
25,170.62
25,079.95
27,570.62
% Of Sales
-
72.53%
77.49%
77.77%
67.59%
58.52%
53.16%
51.30%
56.08%
66.01%
91.65%
Provisions
-
15,014.07
20,461.82
17,972.96
16,582.48
12,305.40
4,536.34
2,900.26
2,095.17
1,406.34
2,559.98
% Of Sales
-
17.70%
28.43%
28.91%
27.21%
20.75%
8.25%
5.86%
4.67%
3.70%
8.51%
EBITDA
26,830.47
19,758.39
8,354.10
11,900.60
14,720.99
15,128.31
19,102.20
16,974.20
14,209.43
11,315.83
9,050.47
EBITDA Margin
5.61%
49.19%
25.47%
42.65%
56.39%
59.80%
84.35%
85.86%
85.60%
87.17%
84.28%
Depreciation
0.00
1,169.79
945.84
922.14
911.64
823.89
763.16
687.57
592.66
629.18
660.77
PBT
18,967.56
18,588.61
7,408.26
10,978.46
13,809.35
14,304.41
18,339.03
16,286.63
13,616.76
10,686.64
8,389.70
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
7,068.63
7,363.14
1,719.10
1,878.92
2,469.02
3,377.52
5,396.73
4,609.51
3,486.88
2,749.01
2,071.51
Tax Rate
37.27%
39.61%
23.21%
17.11%
17.88%
23.61%
29.43%
28.30%
25.61%
25.72%
24.69%
PAT
10,170.30
9,566.31
4,254.24
7,712.18
10,188.39
10,179.96
12,246.87
11,041.37
9,603.61
7,642.93
6,093.26
PAT before Minority Interest
11,898.93
11,225.47
5,689.16
9,099.54
11,340.33
10,926.89
12,942.30
11,677.12
10,129.88
7,937.63
6,318.19
Minority Interest
-1,728.63
-1,659.16
-1,434.92
-1,387.36
-1,151.94
-746.93
-695.43
-635.75
-526.27
-294.70
-224.93
PAT Margin
9.34%
9.10%
4.62%
9.10%
12.97%
15.10%
21.15%
22.15%
20.91%
18.35%
14.42%
PAT Growth
43.77%
124.87%
-44.84%
-24.30%
0.08%
-16.88%
10.92%
14.97%
25.65%
25.43%
 
EPS
22.47
18.06
8.03
14.56
19.24
19.22
23.13
20.85
18.14
14.43
11.51

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Shareholder's Funds
122,960.06
114,253.41
110,629.70
104,632.00
94,110.71
84,704.54
76,429.85
68,762.41
61,276.50
55,302.50
Share Capital
1,294.76
1,289.46
1,285.81
1,165.11
1,163.17
1,159.66
1,155.04
1,153.64
1,152.77
1,151.82
Total Reserves
121,661.81
112,959.27
109,338.32
103,460.63
92,940.85
83,537.44
75,268.23
67,604.29
60,121.34
54,150.38
Minority Interest
6,794.77
6,580.54
6,008.19
4,865.31
3,355.64
2,505.81
2,010.76
1,705.76
1,427.72
1,358.22
Deposits
800,784.46
681,316.94
585,796.11
512,587.26
451,077.39
385,955.25
359,512.68
314,770.54
281,950.47
259,106.00
Borrowings
213,851.78
210,324.12
229,401.83
188,286.76
220,377.66
211,252.00
183,542.07
172,888.22
161,296.62
125,838.86
Other Liabilities & Provisions
232,901.16
226,318.89
192,445.22
175,353.32
149,834.79
141,661.56
126,267.01
116,694.79
113,335.58
92,162.28
Total Liabilities
1,377,292.23
1,238,793.90
1,124,281.05
985,724.65
918,756.19
826,079.16
747,762.37
674,821.72
619,286.89
533,767.86
Net Block
10,408.66
9,660.42
9,465.01
9,337.96
8,713.46
5,871.21
5,506.83
5,473.46
5,431.98
5,489.55
Gross Block
19,715.89
18,131.88
17,727.49
16,883.75
15,751.70
12,433.59
11,603.05
11,234.10
10,961.24
10,485.39
Accumulated Depreciation
9,307.24
8,471.46
8,262.49
7,545.79
7,038.24
6,562.38
6,096.22
5,760.64
5,529.26
4,995.84
Total Non-Current Assets
1,287,980.32
1,142,213.76
1,037,526.04
909,519.43
853,522.63
766,309.29
708,716.28
640,485.12
578,577.78
510,546.91
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
35,311.93
38,066.28
33,272.60
31,891.26
27,277.56
25,837.67
22,096.93
19,306.20
20,728.18
21,234.01
Balance with banks and money at call
92,540.99
49,324.62
55,726.53
48,599.61
37,758.41
21,799.50
26,161.30
30,064.65
20,428.11
18,151.26
Investments
443,472.63
398,200.76
372,207.68
304,373.29
286,044.09
274,310.81
267,609.44
255,666.68
239,864.09
209,652.78
Advances
706,246.11
646,961.68
566,854.22
515,317.31
493,729.11
438,490.10
387,341.78
329,974.13
292,125.42
256,019.31
Other Assets
89,311.91
96,580.14
86,755.00
76,205.22
65,233.57
59,769.89
39,046.10
34,336.59
40,709.12
23,220.96
Total Assets
1,377,292.23
1,238,793.90
1,124,281.04
985,724.65
918,756.20
826,079.18
747,762.38
674,821.71
619,286.90
533,767.87
Contingent Liabilities
3,003,053.53
2,612,071.94
1,891,035.83
1,307,841.59
1,117,647.02
1,019,038.57
914,125.80
913,971.22
1,037,559.13
1,022,599.66
Bills for collection
48,401.26
49,579.19
28,705.41
22,755.55
21,750.06
16,291.49
13,679.90
12,453.48
7,612.99
8,530.40
Adjusted Book Value
185.10
172.47
167.39
158.52
142.72
146.10
132.34
119.21
106.31
96.03

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Cash From Operating Activity
79,564.75
48,671.05
19,382.93
52,635.53
23,645.32
-12,273.14
6,764.79
17,493.98
-6,813.81
-3,637.66
PBT
16,929.45
5,973.34
9,591.10
12,657.43
13,557.47
17,643.59
15,650.87
13,090.49
10,391.95
8,164.78
Adjustment
16,762.25
21,163.97
14,938.99
10,967.38
9,487.28
5,072.26
3,385.59
3,126.78
2,833.92
4,525.81
Adjustments for Liabilities & Assets
48,264.95
29,889.98
-696.40
34,913.98
7,099.12
-29,654.20
-7,641.69
5,046.90
-17,431.38
-14,123.55
Refund/(Payment) of direct taxes
-2,391.89
-8,356.24
-4,450.76
-5,903.25
-6,498.55
-5,334.80
-4,629.97
-3,770.20
-2,608.30
-2,204.69
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-42,308.43
-30,147.22
-50,573.45
-1,605.74
-11,819.26
-12,931.70
-16,667.57
-19,147.82
-21,262.90
-6,080.99
Net Fixed Assets
-1156.93
-146.73
-709.19
-636.03
-3272.44
-453.81
-307.03
-219.19
-316.92
-1993.35
Other Investment Activity
-46472.96
-65742.26
-16627.82
-26132.15
-26608.56
-27071.99
-29098.43
-30906.48
-15505.38
-24720.63
Cash from Financing Activity
2,992.18
-19,997.43
39,675.97
-35,469.54
5,813.91
24,827.20
7,872.29
9,283.19
29,439.30
657.22
Closing Cash & Equivalent
127,852.92
87,390.90
88,999.13
80,490.87
65,035.97
47,637.17
48,258.23
49,370.86
41,156.29
39,385.26
Net Cash Inflow / Outflow
40,248.50
-1,473.60
8,485.45
15,560.26
17,639.98
-377.65
-2,030.49
7,629.35
1,362.59
-9,061.43
Opening Cash & Equivalents
87,390.90
88,999.13
80,490.87
65,035.97
47,637.17
48,258.23
49,370.86
41,156.29
39,385.26
47,144.12

Financial Ratios

Consolidated /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Book Value
185.10
172.47
167.39
158.52
142.72
132.82
120.31
108.37
96.65
87.30
NIM
3.14
2.90
2.71
2.90
2.99
2.98
2.81
2.61
2.26
2.13
Yield on Advances
12.01
11.13
10.97
11.83
12.01
12.53
12.77
13.60
13.01
11.75
Yield on Investments
5.56
5.17
6.28
8.46
6.64
5.93
5.60
5.61
5.01
4.68
Cost of Liabilities
4.40
4.39
4.20
4.97
5.06
5.41
5.47
5.80
5.64
5.02
Interest Spread
7.61
6.73
6.76
6.86
6.95
7.12
7.30
7.80
7.36
6.72
ROCE
9.08%
5.90%
6.79%
8.36%
8.62%
10.75%
11.00%
10.48%
10.12%
9.43%
Cost Income Ratio
68.03
69.75
65.82
61.31
60.52
60.49
61.51
65.78
70.96
74.08
Core Cost Income Ratio
70.20
71.77
71.57
70.18
64.58
63.18
62.92
67.12
71.43
74.38
Operating Costs to Assets
5.19
5.19
4.96
4.89
4.44
4.24
4.10
4.48
4.77
5.86
Loans/Deposits
0.27
0.31
0.39
0.37
0.49
0.55
0.51
0.55
0.57
0.49
Cash/Deposits
0.04
0.06
0.06
0.06
0.06
0.07
0.06
0.06
0.07
0.08
Investment/Deposits
0.55
0.58
0.64
0.59
0.63
0.71
0.74
0.81
0.85
0.81
Inc Loan/Deposits
26.71%
30.87%
39.16%
36.73%
48.86%
54.73%
51.05%
54.93%
57.21%
48.57%
Credit Deposits
88.19%
94.96%
96.77%
100.53%
109.46%
113.61%
107.74%
104.83%
103.61%
98.81%
Interest Expended / Interest earned
52.65%
54.43%
55.12%
57.16%
57.34%
58.80%
60.05%
63.02%
65.83%
64.30%
Interest income / Total funds
6.16%
5.81%
5.53%
6.18%
6.45%
6.65%
6.62%
6.65%
6.14%
5.64%
Interest Expended / Total funds
3.24%
3.16%
3.05%
3.53%
3.70%
3.91%
3.97%
4.19%
4.04%
3.62%
CASA
44.84%
48.78%
51.32%
49.90%
45.40%
44.71%
42.33%
41.34%
42.13%
41.97%

News Update:


  • ICICI Bank reports 24% rise in Q1 consolidated net profit
    27th Jul 2020, 09:39 AM

    Total income of the bank increased by 12.02% at Rs 37939.32 crore for Q1FY21

    Read More
  • ICICI Bank - Quarterly Results
    25th Jul 2020, 15:28 PM

    Read More
  • ICICI Bank expecting revenues to be impacted in 2020-21 due to COVID-19
    20th Jul 2020, 12:49 PM

    It will look to maintain adequate liquidity and focus on robust credit monitoring

    Read More
  • ICICI Bank gets nod to raise Rs 15,000 crore
    9th Jul 2020, 09:47 AM

    The Board of Directors of the bank at its meeting held on July 8, 2020 has approved the same

    Read More
  • ICICI Bank crosses milestone of 1 million users on WhatsApp banking platform
    7th Jul 2020, 14:10 PM

    The Bank has received an encouraging response from its customers in such a short span

    Read More
  • ICICI Bank planning to raise funds
    6th Jul 2020, 09:08 AM

    A meeting of the Board of Directors of the Bank will be held on July 8, 2020, to discuss and consider the same

    Read More
  • ICICI Bank launches instant loan against MF units
    2nd Jul 2020, 14:42 PM

    Called, ‘Insta Loans against Mutual Funds’, the facility has been launched in partnership with ‘Computer Age Management Services’

    Read More
  • PhonePe partners with ICICI Bank
    27th Jun 2020, 11:05 AM

    This addition, in partnership with ICICI Bank, enables quick and contactless payments to over 200 million registered PhonePe users

    Read More
  • ICICI Bank launches ‘Video KYC’ for savings account, personal loan, credit card
    26th Jun 2020, 14:42 PM

    The Bank will shortly extend the ‘Video KYC’ facility to other variants of credit cards, home loans and other retail products

    Read More
  • ICICI Bank offers instant approval of education loan of upto Rs 1 crore
    23rd Jun 2020, 10:02 AM

    This first-of-its-kind facility enables lakhs of pre-approved customers to take education loans in a fully digital process against their fixed deposits with the Bank

    Read More
  • ICICI Bank divests 2.15 crore equity shares in ICICI Prudential Life Insurance Company
    22nd Jun 2020, 15:42 PM

    Following this, the Bank’s shareholding in ICICI Prudential Life Insurance Company stands at approximately 51.4%

    Read More
  • ICICI Bank join hands with Hyundai Motor India to offer online finance solutions
    22nd Jun 2020, 14:43 PM

    In addition to these services, the bank also offers up to 100 per cent on-road funding as well

    Read More
  • ICICI Bank sells 3.96% stake in ICICI Lombard General Insurance Company
    19th Jun 2020, 10:06 AM

    Following this, the Bank’s shareholding in ICICI Lombard General Insurance Company stands at approximately 51.9%

    Read More
  • ICICI Bank introduces ‘Insta FlexiCash’
    18th Jun 2020, 13:28 PM

    The facility comes handy to lakhs of the Bank’s pre-approved customers who can apply for the OD from the comfort of their home, without visiting a bank branch

    Read More
  • ICICI Bank commits Rs 4 crore towards West Bengal cyclone relief
    3rd Jun 2020, 11:01 AM

    Of this, the Bank has contributed Rs 3 crore to the West Bengal State Disaster Management Authority

    Read More
  • ICICI Bank introduces special FD scheme for senior citizens
    23rd May 2020, 12:07 PM

    The scheme offers senior citizens an interest rate of 6.55% per annum for deposits up to Rs 2 crore with a tenure of more than five years to 10 years

    Read More
  • ICICI Bank reports rise of 7% in Q4 consolidated net profit
    11th May 2020, 16:06 PM

    Total income of the bank increased by 9.07% at Rs 40121.48 crore for Q4FY20

    Read More
  • ICICI Bank provides protective equipment to Uttar Pradesh government hospitals
    7th May 2020, 12:21 PM

    The lender donated protective products, including 1.8 lakh surgical masks

    Read More
  • ICICI Bank planning to raise funds
    5th May 2020, 10:17 AM

    The Board of the Bank at its meeting scheduled on May 9, 2020 will consider the same

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.