Nifty
Sensex
:
:
11895.45
40356.69
23.35 (0.20%)
70.21 (0.17%)

Bank - Private

Rating :
68/99

BSE: 532174 | NSE: ICICIBANK

499.85
15-Nov-2019
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  497.85
  •  509.70
  •  496.00
  •  498.65
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  42074833
  •  211974.67
  •  509.70
  •  336.00

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 322,762.19
  • 62.83
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 495,020.03
  • 0.20%
  • 3.00

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 0.00%
  • 2.42%
  • 7.38%
  • FII
  • DII
  • Others
  • 0.05%
  • 46.09%
  • 44.06%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 12.78
  • 7.25
  • 7.51

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 17.54
  • -
  • 5.47

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -1.78
  • -21.35
  • -29.99

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 16.93
  • 19.14
  • 26.91

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.94
  • 2.01
  • 2.07

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 16.74
  • 14.60
  • 13.83

Quarterly Results

Standalone Figures in Rs. Crores /

Consolidated
Description
Sep 19
Sep 18
Var%
Jun 19
Jun 18
Var%
Mar 19
Mar 18
Var%
Dec 18
Dec 17
Var%
Interest Earned
21,106.28
0.00
0.00
20,365.87
0.00
0.00
19,503.73
16,153.46
20.74%
0.00
0.00
0.00
Interest Exp.
11,334.69
0.00
0.00
11,008.62
0.00
0.00
10,352.05
8,829.72
17.24%
0.00
0.00
0.00
Net Interest Income
9,771.59
0.00
0.00
9,357.25
0.00
0.00
9,151.68
7,323.74
24.96%
0.00
0.00
0.00
NIM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
16,318.50
0.00
0.00
13,503.02
0.00
0.00
17,280.52
17,606.61
-1.85%
0.00
0.00
0.00
Total Income
37,424.78
0.00
0.00
33,868.89
0.00
0.00
36,784.25
33,760.07
8.96%
0.00
0.00
0.00
Operating Exp.
17,726.78
0.00
0.00
15,093.30
0.00
0.00
19,011.79
16,308.62
16.58%
0.00
0.00
0.00
Operating Profit
8,363.31
0.00
0.00
7,766.97
0.00
0.00
7,420.41
8,621.73
-13.93%
0.00
0.00
0.00
Provision
2,725.80
0.00
0.00
3,558.62
0.00
0.00
5,739.72
7,004.72
-18.06%
0.00
0.00
0.00
PBT
5,637.51
0.00
0.00
4,208.35
0.00
0.00
1,680.69
1,617.01
3.94%
0.00
0.00
0.00
PBTM
26.71
0.00
0.00
20.66
0.00
0.00
8.62
10.01
-13.89%
0.00
0.00
0.00
TAX
4,052.99
0.00
0.00
1,294.90
0.00
0.00
153.22
146.09
4.88%
0.00
0.00
0.00
PAT
1,584.52
0.00
0.00
2,913.45
0.00
0.00
1,527.47
1,470.92
3.84%
0.00
0.00
0.00
PATM
7.51%
0.00%
14.31%
0.00%
7.83%
9.11%
0.00%
0.00%
EPS
1.75
0.00
0.00
3.90
0.00
0.00
1.82
1.78
2.25%
0.00
0.00
0.00
Gross NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
CASA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Net Interest Income
-
32,804.11
27,900.30
26,104.15
25,297.24
22,645.85
19,768.64
16,599.18
12,981.61
10,738.83
9,424.52
Interest Earned
-
71,981.65
62,162.35
60,939.98
59,293.71
54,964.00
49,479.25
44,884.59
37,994.86
30,081.40
30,153.71
Interest Expended
-
39,177.54
34,262.05
34,835.83
33,996.47
32,318.15
29,710.61
28,285.41
25,013.25
19,342.57
20,729.19
Int. income Growth
-
17.58%
6.88%
3.19%
11.71%
14.55%
19.09%
27.87%
20.88%
13.95%
 
Other Income
-
59,324.85
56,806.75
52,457.65
42,102.14
35,252.24
30,084.61
29,319.81
28,663.42
31,513.30
29,446.06
Total Income
-
92,128.96
84,707.05
78,561.80
67,399.38
57,898.09
49,853.25
45,918.99
41,645.03
42,252.13
38,870.58
Total Expenditure
-
83,774.86
72,806.45
63,840.81
52,271.07
38,795.89
32,879.05
31,709.56
30,329.20
33,201.66
31,670.72
Employee Cost
-
9,425.26
8,333.53
7,893.26
6,912.29
6,568.32
5,968.79
5,629.09
5,101.27
4,392.60
3,678.43
% Of Sales
-
13.09%
13.41%
12.95%
11.66%
11.95%
12.06%
12.54%
13.43%
14.60%
12.20%
Opt. & Establishment Exp.
-
55,779.46
48,344.24
41,188.35
34,701.16
29,217.55
25,385.14
25,170.62
25,079.95
27,570.62
24,676.03
% Of Sales
-
77.49%
77.77%
67.59%
58.52%
53.16%
51.30%
56.08%
66.01%
91.65%
81.83%
Provisions
-
20,461.82
17,972.96
16,582.48
12,305.40
4,536.34
2,900.26
2,095.17
1,406.34
2,559.98
4,558.70
% Of Sales
-
28.43%
28.91%
27.21%
20.75%
8.25%
5.86%
4.67%
3.70%
8.51%
15.12%
EBITDA
-
8,354.10
11,900.60
14,720.99
15,128.31
19,102.20
16,974.20
14,209.43
11,315.83
9,050.47
7,199.86
EBITDA Margin
-
25.47%
42.65%
56.39%
59.80%
84.35%
85.86%
85.60%
87.17%
84.28%
76.39%
Depreciation
-
945.84
922.14
911.64
823.89
763.16
687.57
592.66
629.18
660.77
621.22
PBT
-
7,408.26
10,978.46
13,809.35
14,304.41
18,339.03
16,286.63
13,616.76
10,686.64
8,389.70
6,578.64
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-
1,719.10
1,878.92
2,469.02
3,377.52
5,396.73
4,609.51
3,486.88
2,749.01
2,071.51
1,735.23
Tax Rate
-
23.21%
17.11%
17.88%
23.61%
29.43%
28.30%
25.61%
25.72%
24.69%
26.38%
PAT
-
4,254.24
7,712.18
10,188.39
10,179.96
12,246.87
11,041.37
9,603.61
7,642.93
6,093.26
4,670.29
PAT before Minority Interest
-
5,689.16
9,099.54
11,340.33
10,926.89
12,942.30
11,677.12
10,129.88
7,937.63
6,318.19
4,843.41
Minority Interest
-
-1,434.92
-1,387.36
-1,151.94
-746.93
-695.43
-635.75
-526.27
-294.70
-224.93
-173.12
PAT Margin
-
4.62%
9.10%
12.97%
15.10%
21.15%
22.15%
20.91%
18.35%
14.42%
12.01%
PAT Growth
-
-44.84%
-24.30%
0.08%
-16.88%
10.92%
14.97%
25.65%
25.43%
30.47%
 
Unadjusted EPS
-
6.61
12.02
15.91
17.53
21.17
19.13
83.29
66.33
53.54
41.93

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Shareholder's Funds
114,253.41
110,629.70
104,632.00
94,110.71
84,704.54
76,429.85
68,762.41
61,276.50
55,302.50
51,296.50
Share Capital
1,289.46
1,285.81
1,165.11
1,163.17
1,159.66
1,155.04
1,153.64
1,152.77
1,151.82
1,114.89
Total Reserves
112,959.27
109,338.32
103,460.63
92,940.85
83,537.44
75,268.23
67,604.29
60,121.34
54,150.38
50,181.61
Minority Interest
6,580.54
6,008.19
4,865.31
3,355.64
2,505.81
2,010.76
1,705.76
1,427.72
1,358.22
1,270.40
Deposits
681,316.94
585,796.11
512,587.26
451,077.39
385,955.25
359,512.68
314,770.54
281,950.47
259,106.00
241,572.30
Borrowings
210,324.12
229,401.83
188,286.76
220,377.66
211,252.00
183,542.07
172,888.22
161,296.62
125,838.86
115,698.32
Other Liabilities & Provisions
226,318.89
192,445.22
175,353.32
149,834.79
141,661.56
126,267.01
116,694.79
113,335.58
92,162.28
79,509.77
Total Liabilities
1,238,793.90
1,124,281.05
985,724.65
918,756.19
826,079.16
747,762.37
674,821.72
619,286.89
533,767.86
489,347.29
Net Block
9,660.42
9,465.01
9,337.96
8,713.46
5,871.21
5,506.83
5,473.46
5,431.98
5,489.55
3,862.29
Gross Block
18,131.88
17,727.49
16,883.75
15,751.70
12,433.59
11,603.05
11,234.10
10,961.24
10,485.39
8,267.38
Accumulated Depreciation
8,471.46
8,262.49
7,545.79
7,038.24
6,562.38
6,096.22
5,760.64
5,529.26
4,995.84
4,405.09
Total Non-Current Assets
1,142,213.76
1,037,526.04
909,519.43
853,522.63
766,309.29
708,716.28
640,485.12
578,577.78
510,546.91
463,104.32
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
38,066.28
33,272.60
31,891.26
27,277.56
25,837.67
22,096.93
19,306.20
20,728.18
21,234.01
27,850.28
Balance with banks and money at call
49,324.62
55,726.53
48,599.61
37,758.41
21,799.50
26,161.30
30,064.65
20,428.11
18,151.26
19,293.84
Investments
398,200.76
372,207.68
304,373.29
286,044.09
274,310.81
267,609.44
255,666.68
239,864.09
209,652.78
186,319.78
Advances
646,961.68
566,854.22
515,317.31
493,729.11
438,490.10
387,341.78
329,974.13
292,125.42
256,019.31
225,778.13
Other Assets
96,580.14
86,755.00
76,205.22
65,233.57
59,769.89
39,046.10
34,336.59
40,709.12
23,220.96
26,242.97
Total Assets
1,238,793.90
1,124,281.04
985,724.65
918,756.20
826,079.18
747,762.38
674,821.71
619,286.90
533,767.87
489,347.29
Contingent Liabilities
2,612,071.94
1,891,035.83
1,307,841.59
1,117,647.02
1,019,038.57
914,125.80
913,971.22
1,037,559.13
1,022,599.66
820,519.93
Bills for collection
49,579.19
28,705.41
22,755.55
21,750.06
16,291.49
13,679.90
12,453.48
7,612.99
8,530.40
6,718.86
Adjusted Book Value
172.47
167.39
158.52
142.72
146.10
132.34
119.21
106.31
96.03
92.03

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Cash From Operating Activity
48,671.05
19,382.93
52,635.53
23,645.32
-12,273.14
6,764.79
17,493.98
-6,813.81
-3,637.66
29,550.85
PBT
5,973.34
9,591.10
12,657.43
13,557.47
17,643.59
15,650.87
13,090.49
10,391.95
8,164.78
6,405.52
Adjustment
21,163.97
14,938.99
10,967.38
9,487.28
5,072.26
3,385.59
3,126.78
2,833.92
4,525.81
5,804.86
Adjustments for Liabilities & Assets
29,889.98
-696.40
34,913.98
7,099.12
-29,654.20
-7,641.69
5,046.90
-17,431.38
-14,123.55
19,281.91
Refund/(Payment) of direct taxes
-8,356.24
-4,450.76
-5,903.25
-6,498.55
-5,334.80
-4,629.97
-3,770.20
-2,608.30
-2,204.69
-1,941.44
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-30,147.22
-50,573.45
-1,605.74
-11,819.26
-12,931.70
-16,667.57
-19,147.82
-21,262.90
-6,080.99
-15,613.16
Net Fixed Assets
-146.73
-709.19
-636.03
-3272.44
-453.81
-307.03
-219.19
-316.92
-1993.35
329.59
Other Investment Activity
-65742.26
-16627.82
-26132.15
-26608.56
-27071.99
-29098.43
-30906.48
-15505.38
-24720.63
656.09
Cash from Financing Activity
-19,997.43
39,675.97
-35,469.54
5,813.91
24,827.20
7,872.29
9,283.19
29,439.30
657.22
-1,442.04
Closing Cash & Equivalent
87,390.90
88,999.13
80,490.87
65,035.97
47,637.17
48,258.23
49,370.86
41,156.29
39,385.26
47,144.12
Net Cash Inflow / Outflow
-1,473.60
8,485.45
15,560.26
17,639.98
-377.65
-2,030.49
7,629.35
1,362.59
-9,061.43
12,495.65
Opening Cash & Equivalents
88,999.13
80,490.87
65,035.97
47,637.17
48,258.23
49,370.86
41,156.29
39,385.26
47,144.12
35,061.39

Financial Ratios

Consolidated /

Standalone
Description
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Mar 10
Book Value
172.47
167.39
158.52
142.72
132.82
120.31
108.37
96.65
87.30
83.66
NIM
2.90
2.71
2.90
2.99
2.98
2.81
2.61
2.26
2.13
2.05
Yield on Advances
11.13
10.97
11.83
12.01
12.53
12.77
13.60
13.01
11.75
13.36
Yield on Investments
5.17
6.28
8.46
6.64
5.93
5.60
5.61
5.01
4.68
4.75
Cost of Liabilities
4.39
4.20
4.97
5.06
5.41
5.47
5.80
5.64
5.02
5.80
Interest Spread
6.73
6.76
6.86
6.95
7.12
7.30
7.80
7.36
6.72
7.55
ROCE
5.90%
6.79%
8.36%
8.62%
10.75%
11.00%
10.48%
10.12%
9.43%
8.37%
Cost Income Ratio
69.75
65.82
61.31
60.52
60.49
61.51
65.78
70.96
74.08
71.35
Core Cost Income Ratio
71.77
71.57
70.18
64.58
63.18
62.92
67.12
71.43
74.38
74.07
Operating Costs to Assets
5.19
4.96
4.89
4.44
4.24
4.10
4.48
4.77
5.86
5.67
Loans/Deposits
0.31
0.39
0.37
0.49
0.55
0.51
0.55
0.57
0.49
0.48
Cash/Deposits
0.06
0.06
0.06
0.06
0.07
0.06
0.06
0.07
0.08
0.12
Investment/Deposits
0.58
0.64
0.59
0.63
0.71
0.74
0.81
0.85
0.81
0.77
Inc Loan/Deposits
30.87%
39.16%
36.73%
48.86%
54.73%
51.05%
54.93%
57.21%
48.57%
47.89%
Credit Deposits
94.96%
96.77%
100.53%
109.46%
113.61%
107.74%
104.83%
103.61%
98.81%
93.46%
Interest Expended / Interest earned
54.43%
55.12%
57.16%
57.34%
58.80%
60.05%
63.02%
65.83%
64.30%
68.75%
Interest income / Total funds
5.81%
5.53%
6.18%
6.45%
6.65%
6.62%
6.65%
6.14%
5.64%
6.16%
Interest Expended / Total funds
3.16%
3.05%
3.53%
3.70%
3.91%
3.97%
4.19%
4.04%
3.62%
4.24%
CASA
48.78%
51.32%
49.90%
45.40%
44.71%
42.33%
41.34%
42.13%
41.97%
38.82%

News Update:


  • ICICI Bank opens 23 new branches in Tamil Nadu in FY20
    8th Nov 2019, 09:35 AM

    As part of its network expansion plan, the bank plans to open 450 new branches of which 385 have already been set up

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  • ICICI Bank expands retail network in AP, Telangana by adding 57 branches in current fiscal
    7th Nov 2019, 15:39 PM

    With this expansion, the bank now has a total branch network of 402 branches and extension counters in Andhra Pradesh and Telangana along with 1,580 ATMs

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  • ICICI Bank unveils offers for customers to commemorate Guru Nanak Jayanti: Report
    5th Nov 2019, 11:32 AM

    The offer is valid for the entire month in Amritsar

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  • ICICI Bank targeting to double number of FASTags to 4 million in six months
    1st Nov 2019, 10:25 AM

    The lender, which was among the first to get into this segment, now has 2 million FASTag deployed in the market

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  • ICICI Bank reports 6% fall in Q2 consolidated net profit
    29th Oct 2019, 10:54 AM

    Total consolidated income of the bank increased by 17.26% at Rs 37424.78 crore for Q2FY20

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  • ICICI Bank exits GST Network
    29th Oct 2019, 10:44 AM

    The stake transfer to various stake governments will be completed by the end of March 2020

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  • ICICI Bank - Quarterly Results
    26th Oct 2019, 14:31 PM

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  • ICICI Bank opens 33 new branches in Uttar Pradesh in FY20
    23rd Oct 2019, 16:41 PM

    The bank now has a network of nearly 300 branches and extension counters in UP

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  • ICICI Bank launches ‘ICICI Bank Student Travel Card’
    18th Oct 2019, 09:55 AM

    The new multicurrency card offers enhanced benefits to the students worth up to Rs 5,000 and is now available in 15 currencies

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  • ICICI Bank launches ‘FD Health’
    15th Oct 2019, 10:06 AM

    This first-of-its-kind offering in the industry provides the customer a complimentary critical illness cover of Rs 1 lakh from ICICI Lombard General Insurance Company

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  • ICICI Bank inks pact with CSC e-Governance Services India
    5th Oct 2019, 14:17 PM

    This partnership aimed to extend its banking and other services to the country's rural regions

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  • ICICI Bank’s arm unveils digital account opening facility for Indians migrating to UK
    3rd Oct 2019, 11:30 AM

    The account is equivalent to a savings account in India

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  • ICICI Bank unveils festive offers for customers
    3rd Oct 2019, 11:01 AM

    The bank is promising 5,000 offers for customers as part of the month long offer

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  • ICICI Bank targets 11% home loan growth in Maharashtra in FY20
    26th Sep 2019, 09:55 AM

    The Bank is targeting to disburse Rs 4,200 crore of home loans in the western state, excluding Mumbai

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  • ICICI Bank planning to add 450 new branches in FY20
    23rd Sep 2019, 16:27 PM

    Of these, the bank has made 320 branches operational for customers and in the process, it has crossed the milestone of having 5,000 branches

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  • ICICI Bank, Magma Fincorp enter into Co-origination arrangement
    18th Sep 2019, 15:23 PM

    The arrangement is for Asset backed finance business i.e., loans for Car, Commercial Vehicles and Construction Equipment, both new and used

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  • SEBI levies Rs 12 lakh fine on ICICI Bank, compliance officer for disclosure lapses
    13th Sep 2019, 10:47 AM

    The probe revealed that ICICI Bank failed to disclose the information regarding signing of the binding agreement to the stock exchanges in a timely manner

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  • ICICI Bank’s RSETI inaugurates IGBC rated ‘Net Zero Energy Platinum’ new building in Jodhpur
    12th Sep 2019, 10:18 AM

    The award is a recognition of the gamut of features that enable a sustainable environment at the building as it consumes less water

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  • ICICI Bank grants strategic 7 year engagement to Wipro
    5th Sep 2019, 16:04 PM

    The bank strategic seven year engagement is valued at $300 million

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  • ICICI Bank eyeing 23% growth in retail loan disbursement in Uttar Pradesh in FY20
    4th Sep 2019, 10:39 AM

    Two major segments of retail loans - consumer loan and mortgages - are set to grow at a rapid pace in the state this financial year

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  • ICICI Bank deploys industrial ‘Robotic Arms’ to digitise operations
    29th Aug 2019, 10:24 AM

    The robotic arms have been deployed at the Bank’s currency chests across 12 cities

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  • ICICI Bank to grow retail loan disbursement by 30% in Karnataka
    23rd Aug 2019, 10:19 AM

    The bank aims to achieve this growth by expanding consumer loans disbursement

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.