Nifty
Sensex
:
:
24008.00
79454.47
-265.80 (-1.09%)
-880.34 (-1.10%)

Bank - Private

Rating :
N/A

BSE: 500116 | NSE: IDBI

80.25
06-Feb-2025
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  81.95
  •  81.95
  •  79.75
  •  81.21
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  2741352
  •  2212.86
  •  107.90
  •  65.89

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 82,051.58
  • 10.75
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 85,143.28
  • 2.75%
  • 1.61

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 94.71%
  • 0.40%
  • 3.85%
  • FII
  • DII
  • Others
  • 0.46%
  • 0.18%
  • 0.40%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 19.81
  • -
  • 32.00

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.58
  • 1.72

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 12.18
  • 16.15
  • 15.85

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.37
  • 1.58
  • 1.72

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 9.81
  • 8.33
  • 7.85

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Var%
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Interest Earned
6,982.97
6,994.70
-0.17%
7,819.25
6,548.98
19.40%
7,445.01
6,038.35
23.30%
6,669.84
6,863.63
-2.82%
Interest Exp.
3,683.19
3,297.93
11.68%
3,583.02
3,101.84
15.51%
3,562.06
2,966.08
20.09%
3,428.28
2,860.52
19.85%
Net Interest Income
3,299.78
3,696.77
-10.74%
4,236.23
3,447.14
22.89%
3,882.95
3,072.27
26.39%
3,241.56
4,003.11
-19.02%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
2,106.84
961.25
119.18%
809.74
1,030.93
-21.46%
1,367.78
1,025.31
33.40%
857.32
907.28
-5.51%
Total Income
9,089.81
7,955.95
14.25%
8,628.99
7,579.91
13.84%
8,812.79
7,063.66
24.76%
7,527.16
7,770.91
-3.14%
Operating Exp.
2,179.65
2,451.63
-11.09%
2,216.23
2,122.69
4.41%
2,226.59
1,922.27
15.83%
1,996.56
1,873.75
6.55%
Operating Profit
3,226.97
2,206.39
46.26%
2,829.74
2,355.38
20.14%
3,024.14
2,175.31
39.02%
2,102.32
3,036.64
-30.77%
Provision
235.49
113.45
107.57%
166.21
321.22
-48.26%
554.27
-221.64
-
-443.26
1,193.22
-
PBT
2,991.48
2,092.94
42.93%
2,663.53
2,034.16
30.94%
2,469.87
2,396.95
3.04%
2,545.58
1,843.42
38.09%
PBTM
42.84
29.92
43.18%
34.06
31.06
9.66%
33.17
39.70
-16.45%
38.17
26.86
42.11%
TAX
919.47
437.85
110.00%
734.44
553.35
32.73%
621.14
1,003.71
-38.12%
806.43
609.14
32.39%
PAT
2,072.01
1,655.09
25.19%
1,929.09
1,480.81
30.27%
1,848.73
1,393.24
32.69%
1,739.15
1,234.28
40.90%
PATM
29.67%
23.66%
24.67%
22.61%
24.83%
23.07%
26.07%
17.98%
EPS
1.93
1.54
25.32%
1.79
1.38
29.71%
1.72
1.30
32.31%
1.62
1.15
40.87%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Interest Income
14,660.52
14,219.29
11,461.08
9,194.25
8,554.46
7,013.07
5,939.64
5,670.05
5,785.94
6,127.22
5,777.12
Interest Earned
28,917.07
26,445.65
20,591.53
18,315.79
19,961.97
20,854.19
22,102.10
23,046.25
27,805.38
28,058.20
28,164.27
Interest Expended
14,256.55
12,226.36
9,130.45
9,121.54
11,407.51
13,841.12
16,162.46
17,376.20
22,019.44
21,930.98
22,387.15
Int. income Growth
3.10%
24.07%
24.65%
7.48%
21.98%
18.07%
4.75%
-2.00%
-5.57%
6.06%
 
Other Income
5,141.68
3,924.76
4,575.38
4,919.23
4,781.53
4,631.26
3,535.33
7,248.06
4,207.42
3,518.05
4,189.23
Total Income
34,058.75
18,144.05
16,036.46
14,113.48
13,335.99
11,644.33
9,474.97
12,918.11
9,993.36
9,645.27
9,966.35
Total Expenditure
8,619.03
9,276.33
10,258.40
11,178.48
10,480.47
20,177.45
31,828.86
25,053.02
18,160.47
14,357.18
8,453.90
Employee Cost
-
4,417.01
3,691.39
3,259.43
3,223.47
3,363.71
2,317.79
1,900.30
2,305.53
1,762.61
2,011.21
% Of Sales
-
16.70%
17.93%
17.80%
16.15%
16.13%
10.49%
8.25%
8.29%
6.28%
7.14%
Opt. & Establishment Exp.
-
4,496.69
4,040.38
3,660.90
3,344.92
3,477.84
3,310.62
3,368.52
3,299.85
2,661.03
2,234.68
% Of Sales
-
17.00%
19.62%
19.99%
16.76%
16.68%
14.98%
14.62%
11.87%
9.48%
7.93%
Provisions
-
1,449.25
3,525.05
5,092.67
4,705.78
14,124.66
26,940.35
20,537.82
13,279.55
10,369.18
4,490.51
% Of Sales
-
5.48%
17.12%
27.80%
23.57%
67.73%
121.89%
89.12%
47.76%
36.96%
15.94%
EBITDA
11,183.17
8,867.72
5,778.06
2,935.00
2,855.52
-8,533.12
-22,353.89
-12,134.91
-8,167.11
-4,711.91
1,512.45
EBITDA Margin
70.19%
62.36%
50.41%
31.92%
33.38%
-121.67%
-376.35%
-214.02%
-141.15%
-76.90%
26.18%
Depreciation
0.00
543.31
499.21
417.26
396.85
394.38
369.95
376.81
362.23
217.82
141.25
PBT
10,670.46
8,324.41
5,278.84
2,517.74
2,458.67
-8,927.50
-22,723.84
-12,511.72
-8,529.33
-4,929.73
1,371.21
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
3,081.48
2,561.00
1,592.00
0.00
1,010.00
3,919.90
-7,710.87
-4,354.61
-3,459.88
-1,305.95
413.95
Tax Rate
28.88%
30.76%
30.16%
0.00%
41.08%
-43.91%
33.93%
34.80%
40.56%
26.49%
30.19%
PAT
7,563.34
5,737.42
3,664.93
2,494.34
1,430.51
-12,863.34
-15,029.96
-8,173.62
-5,088.46
-3,641.04
941.80
PAT before Minority Interest
7,588.98
5,763.41
3,686.84
2,517.74
1,448.67
-12,847.40
-15,012.97
-8,157.11
-5,069.45
-3,623.78
957.26
Minority Interest
-25.64
-25.99
-21.91
-23.40
-18.16
-15.94
-16.99
-16.51
-19.01
-17.26
-15.46
PAT Margin
38.19%
31.62%
22.85%
17.67%
10.73%
-110.47%
-158.63%
-63.27%
-50.92%
-37.75%
9.45%
PAT Growth
31.67%
56.55%
46.93%
74.37%
0
0
0
0
0
-486.60%
 
EPS
7.06
5.34
3.41
2.32
1.33
-11.96
-13.98
-7.60
-4.73
-3.39
0.88

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
51,073.06
46,319.24
42,571.71
37,628.04
34,835.72
38,346.71
21,907.96
23,262.31
28,058.44
24,374.90
Share Capital
10,752.40
10,752.40
10,752.40
10,752.40
10,380.59
7,736.29
3,083.86
2,058.82
2,058.82
1,603.96
Total Reserves
40,320.66
35,566.84
31,819.31
26,875.64
24,455.13
30,610.41
18,824.09
21,203.50
25,999.62
22,770.75
Minority Interest
152.86
138.48
128.19
112.98
103.58
96.98
85.96
70.57
61.46
51.20
Deposits
2,77,365.51
2,55,313.27
2,32,849.59
2,30,660.18
2,22,213.85
2,27,190.11
2,47,776.57
2,68,215.68
2,65,087.39
2,59,522.95
Borrowings
17,082.70
12,637.75
14,344.98
15,908.05
36,748.86
45,287.72
63,185.53
56,363.98
70,591.64
61,832.46
Other Liabilities & Provisions
18,597.37
17,088.96
12,645.19
14,343.59
6,797.05
10,189.88
17,952.86
14,575.42
11,475.79
10,262.83
Total Liabilities
3,64,271.50
3,31,497.70
3,02,539.66
2,98,652.84
3,00,699.06
3,21,111.40
3,50,908.88
3,62,487.96
3,75,274.72
3,56,044.34
Net Block
9,436.44
9,304.77
9,588.44
7,403.86
7,720.95
7,843.38
6,352.21
6,894.40
7,042.76
3,027.47
Gross Block
12,820.71
12,176.27
12,054.02
10,167.35
10,124.33
9,916.00
9,265.25
9,510.48
9,305.53
5,132.83
Accumulated Depreciation
3,384.27
2,871.50
2,465.58
2,763.50
2,403.38
2,072.62
2,913.04
2,616.08
2,262.76
2,105.37
Total Non-Current Assets
3,39,846.00
3,01,981.86
2,66,221.23
2,52,804.12
2,50,542.92
2,69,731.99
3,04,221.62
3,24,066.33
3,39,533.52
3,23,446.42
Lease Adjustment A/c
0.00
0.00
0.00
-1.77
-1.77
-1.77
-1.77
-1.77
-1.77
-1.77
Capital Work in Progress
105.86
475.63
398.60
470.64
487.57
468.29
502.48
540.59
480.93
54.25
Cash and balance with RBI
13,991.00
16,639.28
27,795.91
13,013.13
10,539.17
12,731.70
13,169.20
13,349.63
13,827.38
13,156.82
Balance with banks and money at call
12,018.48
12,607.65
8,004.56
22,294.99
19,955.79
8,572.22
20,611.87
19,382.68
9,480.61
1,485.85
Investments
1,15,718.60
1,00,408.68
83,475.00
81,470.88
81,995.83
93,327.73
91,847.68
93,074.87
92,810.16
97,346.93
Advances
1,88,575.62
1,62,545.85
1,36,958.72
1,28,152.39
1,29,845.38
1,46,790.44
1,71,739.95
1,90,825.93
2,15,893.45
2,08,376.87
Other Assets
24,425.52
29,515.84
36,318.42
45,848.71
50,156.13
51,379.40
46,687.24
38,421.63
35,741.20
32,597.91
Total Assets
3,64,271.52
3,31,497.70
3,02,539.65
2,98,652.83
3,00,699.05
3,21,111.39
3,50,908.86
3,62,487.96
3,75,274.72
3,56,044.33
Contingent Liabilities
1,97,055.58
1,76,929.13
3,32,226.71
2,20,742.82
1,17,160.22
1,40,905.10
1,98,045.74
1,86,090.22
1,98,376.36
2,31,649.23
Bills for collection
12,363.90
11,310.73
10,706.96
9,648.34
9,870.73
9,634.77
9,300.58
15,948.82
14,550.35
14,464.50
Adjusted Book Value
40.12
35.45
31.72
29.15
27.29
40.87
54.65
86.67
109.05
141.60

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
-1,225.90
-2,701.40
5,067.78
10,213.56
208.48
-34,214.80
-12,514.30
7,999.90
-566.77
-1,990.58
PBT
8,367.46
5,305.30
3,720.47
2,484.74
-8,896.50
-22,691.08
-12,495.13
-8,498.24
-4,911.49
1,401.16
Adjustment
2,774.66
4,833.48
5,756.87
6,529.45
14,094.87
26,965.47
20,380.07
13,799.80
10,727.41
4,649.73
Adjustments for Liabilities & Assets
-12,033.67
-13,943.19
-7,319.59
1,466.64
-4,046.00
-37,519.07
-19,412.44
3,396.50
-5,993.93
-6,302.99
Refund/(Payment) of direct taxes
-334.34
1,103.02
2,910.04
-267.26
-943.89
-970.12
-986.80
-698.17
-388.76
-1,738.48
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-221.95
-294.45
-194.65
-58.66
-295.97
115.53
720.17
-464.14
-714.85
-271.63
Net Fixed Assets
-272.70
-251.62
-1804.82
-74.62
-221.63
-614.40
295.04
-256.61
-4539.62
-261.10
Other Investment Activity
-13140.22
-12767.72
-12380.11
-10812.60
-10326.48
-9500.21
-10070.12
-10615.87
-9916.04
-5327.33
Cash from Financing Activity
-1,794.14
-3,569.09
-4,383.06
-5,341.75
9,278.53
21,622.12
12,842.89
1,888.57
2,926.94
-61.02
Closing Cash & Equivalent
26,009.48
29,246.93
35,800.47
35,308.12
30,494.97
21,303.92
33,781.07
32,732.31
16,287.99
14,525.61
Net Cash Inflow / Outflow
-3,241.99
-6,564.95
490.07
4,813.15
9,191.04
-12,477.15
1,048.76
9,424.32
1,645.31
-2,323.23
Opening Cash & Equivalents
29,246.93
35,800.47
35,308.12
30,494.97
21,303.92
33,781.07
32,732.31
23,307.99
14,642.67
16,848.84

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value
40.12
35.45
31.72
29.15
27.29
40.87
54.65
86.67
109.05
141.60
NIM
4.30
3.92
3.59
3.49
2.89
2.27
1.91
1.83
1.85
1.80
Yield on Advances
14.02
12.67
13.37
15.58
16.06
15.06
13.42
14.57
13.00
13.52
Yield on Investments
7.33
6.75
6.82
8.47
8.15
7.27
10.72
8.41
7.36
8.12
Cost of Liabilities
4.15
3.41
3.69
4.63
5.34
5.93
5.59
6.78
6.53
6.97
Interest Spread
9.87
9.26
9.68
10.95
10.72
9.13
7.83
7.79
6.46
6.55
ROCE
15.68%
11.37%
7.04%
7.38%
-7.96%
-22.62%
-10.09%
-4.07%
0.06%
7.20%
Cost Income Ratio
46.13
45.10
46.08
46.28
55.37
55.50
37.87
52.47
43.61
41.18
Core Cost Income Ratio
48.07
47.84
49.89
52.92
59.97
57.59
54.49
60.01
47.17
49.04
Operating Costs to Assets
2.30
2.18
2.15
2.07
2.14
1.64
1.39
1.45
1.12
1.15
Loans/Deposits
0.06
0.05
0.06
0.07
0.17
0.20
0.26
0.21
0.27
0.24
Cash/Deposits
0.05
0.07
0.12
0.06
0.05
0.06
0.05
0.05
0.05
0.05
Investment/Deposits
0.42
0.39
0.36
0.35
0.37
0.41
0.37
0.35
0.35
0.38
Inc Loan/Deposits
6.16%
4.95%
6.16%
6.90%
16.54%
19.93%
25.50%
21.01%
26.63%
23.83%
Credit Deposits
67.99%
63.67%
58.82%
55.56%
58.43%
64.61%
69.31%
71.15%
81.44%
80.29%
Interest Expended / Interest earned
46.23%
44.34%
49.80%
57.15%
66.37%
73.13%
75.40%
79.19%
78.16%
79.49%
Interest income / Total funds
7.26%
6.21%
6.05%
6.68%
6.94%
6.88%
6.57%
7.67%
7.48%
7.91%
Interest Expended / Total funds
3.36%
2.75%
3.01%
3.82%
4.60%
5.03%
4.95%
6.07%
5.84%
6.29%
CASA
50.43%
53.03%
56.79%
50.46%
47.76%
42.54%
37.13%
31.46%
25.89%
25.06%

News Update:


  • RBI imposes penalty on IDBI Bank
    24th Mar 2025, 11:39 AM

    There will be no impact on financial, operation or other activities of the Bank

    Read More

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