IDBI Bank, 500116, IDBI Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

21,506.90
N/A
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

54,062.93
N/A
0.79

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

10 Years
5 Years
3 Years

10.10
0.54
0.88

EBITDA CAGR (%)

10 Years
5 Years
3 Years

35.45
57.22
15.66

PAT CAGR (%)

10 Years
5 Years
3 Years

-
-
43.10

P:E (Median)

8 Years
5 Years
3 Years

5.07
-
-

P:BV (Average)

8 Years
5 Years
3 Years

0.69
0.74
0.88

EV:EBITDA (Average)

8 Years
5 Years
3 Years

13.55
13.13
12.99

Quarterly Results

Standalone Figures in Rs. Crores /

Consolidated

Description Jun 19 Jun 18 Var% Mar 19 Mar 18 Var% Dec 18 Dec 17 Var% Sep 18 Sep 17 Var%
Interest Earned 5,091.10 5,759.55 -11.61% 5,462.98 5,214.14 4.77% 5,492.82 5,797.20 -5.25% 5,355.89 6,004.32 -10.80%
Interest Exp. 3,633.37 4,120.93 -11.83% 3,853.71 4,298.67 -10.35% 4,135.95 4,131.69 0.10% 4,055.03 4,346.87 -6.71%
Net Interest Income 1,457.73 1,638.62 -11.04% 1,609.27 915.47 75.79% 1,356.87 1,665.51 -18.53% 1,300.86 1,657.45 -21.51%
NIM 2.13 2.17 -1.84% 2.26 1.81 24.86% 1.88 2.16 -12.96% 1.80 2.17 -17.05%
Other Income 832.83 642.95 29.53% 1,153.08 2,699.68 -57.29% 698.12 1,328.00 -47.43% 806.25 2,298.10 -64.92%
Total Income 5,923.93 6,402.50 -7.47% 6,616.06 7,913.82 -16.40% 6,190.94 7,125.20 -13.11% 6,162.14 8,302.42 -25.78%
Operating Exp. 1,339.61 1,200.48 11.59% 1,366.47 1,253.23 9.04% 1,329.74 1,094.13 21.53% 1,257.10 1,152.50 9.08%
Operating Profit 950.95 1,081.09 -12.04% 1,395.88 2,361.92 -40.90% 725.25 1,899.38 -61.82% 850.01 2,803.05 -69.68%
Provision 6,332.05 5,236.07 20.93% 8,532.78 10,544.34 -19.08% 6,530.73 4,658.51 40.19% 6,579.83 3,261.42 101.75%
PBT -5,381.10 -4,154.98 - -7,136.90 -8,182.42 - -5,805.48 -2,759.13 - -5,729.82 -458.37 -
PBTM -105.70 -72.14 - -130.64 -156.93 - -105.69 -47.59 - -106.98 -7.63 -
TAX -1,580.26 -1,745.09 - -2,218.46 -2,519.66 - -1,620.00 -1,234.82 - -2,127.33 -260.53 -
PAT -3,800.84 -2,409.89 - -4,918.44 -5,662.76 - -4,185.48 -1,524.31 - -3,602.49 -197.84 -
PATM -74.66% -41.84% -90.03% -108.60% -76.20% -26.29% -67.26% -3.29%
EPS -4.91 -5.76 - -6.36 -18.36 - -6.06 -5.77 - -8.62 -0.84 -
Gross NPA 51,657.63 57,806.84 -10.64% 50,027.94 55,588.26 -10.00% 55,360.38 50,621.75 9.36% 60,875.49 51,367.69 18.51%
Gross NPA% 29.12 30.78 -5.39% 27.47 27.95 -1.72% 29.67 24.72 20.02% 31.78 24.98 27.22%
Net NPA 10,963.26 29,981.07 -63.43% 14,837.44 28,665.14 -48.24% 21,360.49 29,352.53 -27.23% 27,294.58 29,488.83 -7.44%
Net NPA% 8.02 18.76 -57.25% 10.11 16.69 -39.42% 14.01 16.02 -12.55% 17.30 16.06 7.72%
CASA 43.15 35.51 21.52% 42.54 37.15 14.51% 38.36 36.14 6.14% 38.13 35.34 7.89%

Description Jun 19 Jun 18 Var% Mar 19 Mar 18 Var% Dec 18 Dec 17 Var% Sep 18 Sep 17 Var%
Interest Earned 5,097.72 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Interest Exp. 3,631.62 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Interest Income 1,466.10 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NIM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other Income 830.04 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Income 5,927.76 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Exp. 1,365.20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Profit 930.94 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Provision 6,331.73 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PBT -5,400.79 0.00 - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PBTM -105.95 0.00 - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
TAX -1,576.21 0.00 - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PAT -3,824.58 0.00 - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PATM -75.03% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS -4.94 0.00 - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Gross NPA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Gross NPA% 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net NPA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net NPA% 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CASA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone

Description TTM Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10
Net Interest Income 5,724.73 5,905.62 5,640.32 5,751.66 6,088.95 5,747.89 6,021.47 5,373.11 4,544.85 4,269.31 2,256.10 Interest Earned 21,402.79 22,071.24 23,026.53 27,791.37 28,042.76 28,153.99 26,597.51 25,064.30 23,369.93 18,541.24 15,261.32 Interest Expended 15,678.06 16,165.62 17,386.21 22,039.71 21,953.81 22,406.10 20,576.04 19,691.19 18,825.08 14,271.93 13,005.22 Int. income Growth -2.59% 4.70% -1.94% -5.54% 5.93% -4.54% 12.07% 18.22% 6.45% 89.23% Other Income 3,490.28 3,300.30 7,008.88 4,007.83 3,410.70 4,007.63 2,978.75 3,219.51 2,112.18 2,143.23 2,301.73 Total Income 24,893.07 9,205.92 12,649.20 9,759.49 9,499.65 9,755.52 9,000.22 8,592.62 6,657.03 6,412.54 4,557.83 Total Expenditure 5,292.92 31,666.64 24,869.00 18,018.57 14,256.22 8,331.24 7,145.93 5,846.72 3,911.27 4,004.51 3,422.14 Employee Cost - 2,191.20 1,781.08 2,203.59 1,680.89 1,926.36 1,491.61 1,538.50 1,160.44 1,026.50 756.99 % Of Sales - 9.93% 7.73% 7.93% 5.99% 6.84% 5.61% 6.14% 4.97% 5.54% 4.96% Opt. & Establishment Exp. - 3,329.03 3,336.33 3,296.15 2,662.87 2,238.01 1,940.40 1,719.98 1,563.07 1,355.23 1,165.41 % Of Sales - 15.08% 14.49% 11.86% 9.50% 7.95% 7.30% 6.86% 6.69% 7.31% 7.64% Provisions - 26,879.29 20,497.05 13,236.71 10,340.82 4,440.77 3,940.26 2,836.48 1,419.88 1,876.86 1,681.70 % Of Sales - 121.78% 89.01% 47.63% 36.88% 15.77% 14.81% 11.32% 6.08% 10.12% 11.02% EBITDA 3,922.09 -22,460.72 -12,219.80 -8,259.08 -4,756.57 1,424.28 1,854.29 2,745.90 2,745.76 2,408.03 1,135.69 EBITDA Margin 75.27% -380.33% -216.65% -143.59% -78.12% 24.78% 30.79% 51.10% 60.41% 56.40% 50.34% Depreciation 0.00 366.44 372.73 358.94 214.18 136.95 113.17 124.12 116.06 127.04 90.98 PBT -24,053.30 -22,827.16 -12,592.53 -8,618.02 -4,970.75 1,287.34 1,741.13 2,621.77 2,629.70 2,280.99 1,044.71 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Provision for Tax -7,546.05 -7,710.87 -4,354.61 -3,459.88 -1,305.95 413.95 619.73 739.69 598.09 630.67 13.58 Tax Rate 31.37% 33.78% 34.58% 40.15% 26.27% 32.16% 35.59% 28.21% 22.74% 27.65% 1.30% PAT -16,507.25 -15,116.29 -8,237.92 -5,158.14 -3,664.80 873.39 1,121.40 1,882.08 2,031.61 1,650.32 1,031.13 PAT before Minority Interest -16,507.25 -15,116.29 -8,237.92 -5,158.14 -3,664.80 873.39 1,121.40 1,882.08 2,031.61 1,650.32 1,031.13 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin -179.13% -164.20% -65.13% -52.85% -38.58% 8.95% 12.46% 21.90% 30.52% 25.74% 22.62% PAT Growth 68.53% 0 0 0 -519.61% -22.12% -40.42% -7.36% 23.10% 60.05% Unadjusted EPS -25.95 -30.48 -34.45 -25.05 -21.77 5.45 8.00 14.70 20.58 18.37 14.23

Description TTM Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10
Net Interest Income - 5,939.64 5,670.05 5,785.94 6,127.22 5,777.12 6,049.99 5,401.55 4,570.99 4,346.29 2,385.97 Interest Earned - 22,102.10 23,046.25 27,805.38 28,058.20 28,164.27 26,608.14 25,075.66 23,389.06 18,616.52 15,531.20 Interest Expended - 16,162.46 17,376.20 22,019.44 21,930.98 22,387.15 20,558.15 19,674.11 18,818.07 14,270.23 13,145.23 Int. income Growth - 4.75% -2.00% -5.57% 6.06% -4.51% 12.00% 18.17% 5.17% 82.16% Other Income - 3,535.33 7,243.36 4,207.42 3,518.05 4,189.23 3,112.11 3,333.96 2,196.50 2,221.67 2,285.80 Total Income - 9,474.97 12,913.41 9,993.36 9,645.27 9,966.35 9,162.10 8,735.51 6,767.49 6,567.96 4,671.77 Total Expenditure - 31,828.86 25,048.32 18,160.47 14,357.18 8,453.90 7,259.57 5,961.19 4,035.86 -11,908.86 -10,748.32 Employee Cost - 2,317.79 1,900.30 2,305.53 1,762.61 2,011.21 1,600.60 1,742.88 1,362.50 1,083.98 803.12 % Of Sales - 10.49% 8.25% 8.29% 6.28% 7.14% 6.02% 6.95% 5.83% 5.82% 5.17% Opt. & Establishment Exp. - 3,310.62 3,368.52 3,299.85 2,661.03 2,234.68 1,903.81 1,597.43 1,469.10 -14,613.75 -13,064.94 % Of Sales - 14.98% 14.62% 11.87% 9.48% 7.93% 7.15% 6.37% 6.28% -78.50% -84.12% Provisions - 26,940.35 20,533.12 13,279.55 10,369.18 4,490.51 3,988.36 2,877.56 1,445.10 1,881.91 1,703.42 % Of Sales - 121.89% 89.10% 47.76% 36.96% 15.94% 14.99% 11.48% 6.18% 10.11% 10.97% EBITDA - -22,353.89 -12,134.91 -8,167.11 -4,711.91 1,512.45 1,902.53 2,774.32 2,731.63 18,476.82 15,420.09 EBITDA Margin - -376.35% -214.02% -141.15% -76.90% 26.18% 31.45% 51.36% 59.76% 425.12% 646.28% Depreciation - 369.95 376.81 362.23 217.82 141.25 116.60 128.34 120.42 130.50 94.96 PBT - -22,723.84 -12,511.72 -8,529.33 -4,929.73 1,371.21 1,785.93 2,645.98 2,611.21 2,194.18 1,034.11 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Provision for Tax - -7,710.87 -4,354.61 -3,459.88 -1,305.95 413.95 619.73 739.69 598.09 630.67 13.58 Tax Rate - 33.93% 34.80% 40.56% 26.49% 30.19% 34.70% 27.96% 22.90% 28.74% 1.31% PAT - -15,029.96 -8,173.62 -5,088.46 -3,641.04 941.80 1,151.74 1,893.39 2,002.50 1,563.51 1,020.53 PAT before Minority Interest - -15,012.97 -8,157.11 -5,069.45 -3,623.78 957.26 1,166.20 1,906.29 2,013.12 1,563.51 1,020.53 Minority Interest - -16.99 -16.51 -19.01 -17.26 -15.46 -14.46 -12.90 -10.62 0.00 0.00 PAT Margin - -158.63% -63.30% -50.92% -37.75% 9.45% 12.57% 21.67% 29.59% 23.81% 21.84% PAT Growth - 0 0 0 -486.60% -18.23% -39.17% -5.45% 28.08% 53.21% Unadjusted EPS - -30.22 -34.00 -24.36 -21.33 5.87 8.22 14.75 20.29 17.40 14.08

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10
Shareholder's Funds 37,611.70 21,209.73 22,563.65 27,721.79 24,317.10 23,639.30 21,236.02 19,427.92 14,567.58 10,164.84 Share Capital 7,736.29 3,083.86 2,058.82 2,058.82 1,603.96 1,603.94 1,332.75 1,278.38 984.57 724.86 Total Reserves 29,875.40 18,125.87 20,504.83 25,662.97 22,712.96 22,034.92 19,902.51 18,148.68 13,582.02 9,438.40 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deposits 227,371.72 247,931.61 268,538.10 265,719.83 259,835.97 235,773.63 227,116.47 210,492.56 180,485.79 167,667.08 Borrowings 45,287.72 63,185.53 56,363.98 70,591.64 61,832.46 60,146.29 65,808.87 53,477.64 51,569.65 47,709.48 Other Liabilities & Provisions 10,013.35 17,986.77 14,408.75 11,356.57 10,158.46 9,429.13 8,607.14 6,918.22 6,753.77 8,031.35 Total Liabilities 320,284.49 350,313.64 361,874.48 375,389.83 356,143.99 328,988.35 322,768.50 290,316.34 253,376.79 233,572.75 Net Block 7,765.14 6,270.86 6,810.70 7,024.89 3,013.06 2,964.83 2,910.33 2,996.07 2,971.05 2,836.68 Gross Block 10,668.20 9,104.09 9,361.17 9,220.22 5,055.59 4,823.55 4,617.77 4,548.74 4,375.10 4,085.26 Accumulated Depreciation 2,903.07 2,833.23 2,550.46 2,195.32 2,042.53 1,858.72 1,707.45 1,552.67 1,404.05 1,248.58 Total Non-Current Assets 269,327.75 303,803.08 323,793.20 339,938.44 323,781.06 321,260.61 315,957.18 284,824.11 249,170.67 229,127.09 Lease Adjustment A/c -1.77 -1.77 -1.77 -1.77 -1.77 -1.77 -1.77 -1.77 -1.77 -1.77 Capital Work in Progress 467.61 501.89 539.85 424.19 49.20 20.14 16.72 24.50 68.06 162.04 Cash and balance with RBI 12,730.47 13,163.69 13,346.92 13,822.91 13,152.83 12,711.11 10,543.95 15,090.21 19,559.05 13,903.47 Balance with banks and money at call 8,503.23 20,522.40 19,337.16 9,777.63 1,489.99 4,106.80 7,380.57 2,967.44 1,207.03 679.36 Investments 93,072.63 91,606.06 92,934.41 92,997.14 97,700.88 103,773.50 98,800.93 83,175.36 68,269.18 73,345.46 Advances 146,790.44 171,739.95 190,825.93 215,893.45 208,376.87 197,686.00 196,306.45 180,572.30 157,098.07 138,201.85 Other Assets 50,956.74 46,510.56 38,081.27 35,451.39 32,362.95 7,727.73 6,811.32 5,492.21 4,206.13 4,445.64 Total Assets 320,284.49 350,313.64 361,874.47 375,389.83 356,144.01 328,988.34 322,768.50 290,316.32 253,376.80 233,572.73 Contingent Liabilities 140,854.29 198,016.17 185,982.32 198,306.57 231,608.74 188,202.72 180,661.96 148,920.09 134,242.01 124,755.80 Bills for collection 9,634.77 9,300.58 15,948.82 14,550.35 14,464.50 8,337.95 7,157.05 5,277.33 4,032.77 3,209.64 Adjusted Book Value 39.92 52.39 83.28 107.41 141.24 136.66 145.85 137.18 128.72 115.24

Description Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10
Shareholder's Funds 38,346.71 21,907.96 23,262.31 28,058.44 24,374.90 23,632.18 21,202.02 19,391.20 14,569.96 10,292.63 Share Capital 7,736.29 3,083.86 2,058.82 2,058.82 1,603.96 1,603.94 1,332.75 1,278.38 984.57 724.86 Total Reserves 30,610.41 18,824.09 21,203.50 25,999.62 22,770.75 22,027.80 19,868.51 18,111.96 13,584.41 9,566.19 Minority Interest 96.98 85.96 70.57 61.46 51.20 43.64 36.39 29.84 0.00 0.00 Deposits 227,190.11 247,776.57 268,215.68 265,087.39 259,522.95 235,572.84 226,889.98 210,244.17 180,444.32 167,587.45 Borrowings 45,287.72 63,185.53 56,363.98 70,591.64 61,832.46 60,146.29 65,808.87 53,477.64 51,569.65 49,987.71 Other Liabilities & Provisions 10,189.88 18,180.77 14,575.42 11,475.79 10,262.83 9,555.00 8,728.93 7,032.93 6,973.67 8,234.38 Total Liabilities 321,111.40 351,136.79 362,487.96 375,274.72 356,044.34 328,949.95 322,666.19 290,175.78 253,557.60 236,102.17 Net Block 7,843.38 6,352.21 6,894.40 7,042.76 3,027.47 2,979.51 2,929.45 3,018.77 2,993.33 2,858.67 Gross Block 10,831.44 9,265.25 9,510.48 9,305.53 5,132.83 4,896.37 4,691.69 4,621.27 4,439.92 4,152.19 Accumulated Depreciation 2,988.05 2,913.04 2,616.08 2,262.76 2,105.37 1,916.86 1,762.23 1,602.49 1,446.60 1,291.76 Total Non-Current Assets 269,731.99 304,221.62 324,066.33 339,533.52 323,446.42 320,953.47 315,644.67 284,496.44 249,108.80 231,390.40 Lease Adjustment A/c -1.77 -1.77 -1.77 -1.77 -1.77 -1.77 -1.77 -1.77 -1.77 0.00 Capital Work in Progress 468.29 502.48 540.59 480.93 54.25 21.78 17.86 25.83 68.29 162.45 Cash and balance with RBI 12,731.70 13,169.20 13,349.63 13,827.38 13,156.82 12,714.61 10,548.65 15,094.32 19,563.76 13,919.36 Balance with banks and money at call 8,572.22 20,611.87 19,382.68 9,480.61 1,485.85 4,134.24 7,411.12 2,957.71 1,353.22 834.46 Investments 93,327.73 91,847.68 93,074.87 92,810.16 97,346.93 103,419.10 98,432.91 82,829.28 68,033.90 73,106.52 Advances 146,790.44 171,739.95 190,825.93 215,893.45 208,376.87 197,686.00 196,306.45 180,572.30 157,098.07 140,508.94 Other Assets 51,379.40 46,915.15 38,421.63 35,741.20 32,597.91 7,996.49 7,021.52 5,679.34 4,448.81 4,711.79 Total Assets 321,111.39 351,136.77 362,487.96 375,274.72 356,044.33 328,949.96 322,666.19 290,175.78 253,557.61 236,102.19 Contingent Liabilities 140,905.10 198,045.74 186,090.22 198,376.36 231,649.23 188,203.70 180,683.52 148,934.35 134,242.69 124,983.38 Bills for collection 9,634.77 9,300.58 15,948.82 14,550.35 14,464.50 8,337.95 7,157.05 5,277.33 4,032.77 3,209.64 Adjusted Book Value 40.87 54.65 86.67 109.05 141.60 136.66 145.85 137.18 128.72 115.24

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10
Cash From Operating Activity -34,190.64 -12,220.87 7,634.55 -341.16 -1,976.97 -2,005.98 -346.03 -3,109.60 3,515.88 3,879.39 PBT -22,827.16 -12,592.53 -8,618.02 -4,970.76 1,287.33 1,741.14 2,621.78 2,629.70 2,280.98 1,044.72 Adjustment 27,325.81 20,721.97 13,786.93 10,715.75 4,632.15 4,086.39 2,932.95 1,651.92 2,026.51 1,780.11 Adjustments for Liabilities & Assets -37,753.20 -19,411.76 3,129.26 -5,733.44 -6,142.36 -6,346.00 -4,570.50 -6,348.44 -63.72 611.32 Refund/(Payment) of direct taxes -936.08 -938.56 -663.62 -352.72 -1,754.09 -1,487.51 -1,330.25 -1,042.79 -727.89 443.25 Other Direct Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity 114.11 357.88 -451.02 -656.06 -264.18 -222.93 -122.16 -159.17 -203.22 -307.10 Net Fixed Assets -1529.83 295.04 -256.61 -4539.62 -261.10 -209.20 -61.25 -130.08 -195.86 -294.03 Other Investment Activity -10777.93 -10057.00 -10557.08 -9908.59 -5327.72 -4965.85 -4793.66 -4776.46 -4750.26 -4387.36 Cash from Financing Activity 21,624.15 12,865.00 1,900.00 2,934.95 -51.00 1,122.30 335.05 560.35 2,870.58 -208.77 Closing Cash & Equivalent 21,233.70 33,686.09 32,684.08 16,580.54 14,525.75 16,817.91 17,924.52 18,057.65 20,766.07 14,582.84 Net Cash Inflow / Outflow -12,452.39 1,002.01 9,083.54 1,937.73 -2,292.16 -1,106.61 -133.13 -2,708.42 6,183.24 3,363.52 Opening Cash & Equivalents 33,686.09 32,684.08 23,600.54 14,642.81 16,817.91 17,924.52 18,057.65 20,766.07 14,582.84 11,219.32

Description Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10
Cash From Operating Activity -34,214.80 -12,150.44 7,999.90 -566.77 -1,990.58 -1,998.06 -298.97 -3,244.90 3,509.76 3,860.79 PBT -22,691.08 -12,495.13 -8,498.24 -4,911.49 1,401.16 1,819.29 2,670.41 2,633.55 2,198.99 1,050.18 Adjustment 26,965.47 20,743.93 13,799.80 10,727.41 4,649.73 4,089.03 2,964.50 1,655.25 2,030.22 1,789.27 Adjustments for Liabilities & Assets -37,519.07 -19,412.44 3,396.50 -5,993.93 -6,302.99 -6,366.28 -4,539.86 -6,465.94 12.37 558.96 Refund/(Payment) of direct taxes -970.12 -986.80 -698.17 -388.76 -1,738.48 -1,540.10 -1,394.02 -1,067.75 -731.81 462.36 Other Direct Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity 115.53 356.31 -464.14 -714.85 -271.63 -222.54 -122.71 -176.96 -213.88 -310.29 Net Fixed Assets -1529.83 295.04 -256.61 -4539.62 -261.10 -209.20 -61.25 -130.08 -195.86 -294.03 Other Investment Activity -10779.50 -10070.12 -10615.87 -9916.04 -5327.33 -4966.40 -4811.45 -4787.12 -4753.45 -4399.05 Cash from Financing Activity 21,622.12 12,842.89 1,888.57 2,926.94 -61.02 1,109.67 329.42 556.49 2,867.28 -228.20 Closing Cash & Equivalent 21,303.92 33,781.07 32,732.31 16,287.99 14,525.61 16,848.84 17,959.77 18,052.03 20,916.98 14,753.82 Net Cash Inflow / Outflow -12,477.15 1,048.76 9,424.32 1,645.31 -2,323.23 -1,110.93 -92.26 -2,865.36 6,163.16 3,322.29 Opening Cash & Equivalents 33,781.07 32,732.31 23,307.99 14,642.67 16,848.84 17,959.77 18,052.03 20,916.98 14,753.82 11,431.53

Financial Ratios

Consolidated /

Standalone

Description Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10
Book Value 39.92 52.39 83.28 107.41 141.24 136.70 146.11 137.46 128.69 113.48 NIM 2.26 1.90 1.82 1.83 1.79 1.89 1.72 1.61 1.73 1.00 Yield on Advances 15.04 13.41 14.56 12.99 13.51 13.45 12.77 12.94 11.80 11.04 Yield on Investments 7.28 10.73 8.42 7.28 8.09 6.36 5.80 6.59 7.17 6.78 Cost of Liabilities 5.93 5.59 6.78 6.53 6.97 6.95 6.72 7.13 6.15 6.04 Interest Spread 9.11 7.82 7.78 6.46 6.55 6.50 6.05 5.81 5.65 5.00 ROCE -22.94% -10.27% -4.19% 0.01% 7.10% 8.02% 8.79% 10.68% 10.59% 8.71% Cost Income Ratio 55.98 37.51 52.67 43.47 41.28 36.88 36.48 39.17 35.16 40.18 Core Cost Income Ratio 58.11 54.40 60.41 47.07 49.30 39.14 38.40 40.06 35.85 47.43 Operating Costs to Assets 1.61 1.35 1.42 1.10 1.13 1.01 0.97 0.90 0.89 0.78 Loans/Deposits 0.20 0.25 0.21 0.27 0.24 0.26 0.29 0.25 0.29 0.28 Cash/Deposits 0.06 0.05 0.05 0.05 0.05 0.05 0.05 0.07 0.11 0.08 Investment/Deposits 0.41 0.37 0.35 0.35 0.38 0.44 0.44 0.40 0.38 0.44 Inc Loan/Deposits 19.92% 25.49% 20.99% 26.57% 23.80% 25.51% 28.98% 25.41% 28.57% 28.45% Credit Deposits 64.56% 69.27% 71.06% 81.25% 80.20% 83.85% 86.43% 85.79% 87.04% 82.43% Interest Expended / Interest earned 73.24% 75.51% 79.30% 78.29% 79.58% 77.36% 78.56% 80.55% 76.97% 85.22% Interest income / Total funds 6.89% 6.57% 7.68% 7.47% 7.91% 8.08% 7.77% 8.05% 7.32% 6.53% Interest Expended / Total funds 5.05% 4.96% 6.09% 5.85% 6.29% 6.25% 6.10% 6.48% 5.63% 5.57% CASA 42.54% 37.15% 31.46% 25.97% 25.06% 22.63% 25.12% 24.10% 20.88% 14.59%

Description Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11 Mar 10
Book Value 40.87 54.65 86.67 109.05 141.60 136.66 145.85 137.18 128.72 115.24 NIM 2.27 1.91 1.83 1.85 1.80 1.90 1.73 1.62 1.77 1.04 Yield on Advances 15.06 13.42 14.57 13.00 13.52 13.46 12.77 12.95 11.85 11.05 Yield on Investments 7.27 10.72 8.41 7.36 8.12 6.38 5.82 6.64 7.31 6.81 Cost of Liabilities 5.93 5.59 6.78 6.53 6.97 6.95 6.72 7.14 6.15 6.04 Interest Spread 9.13 7.83 7.79 6.46 6.55 6.51 6.05 5.82 5.70 5.01 ROCE -22.62% -10.09% -4.07% 0.06% 7.20% 8.08% 8.82% 10.66% 10.25% 8.66% Cost Income Ratio 55.50 37.88 52.47 43.61 41.18 36.98 36.77 40.06 37.94 41.40 Core Cost Income Ratio 57.59 54.49 60.01 47.17 49.04 39.27 38.71 41.00 38.71 48.43 Operating Costs to Assets 1.64 1.39 1.45 1.12 1.15 1.03 1.00 0.93 0.98 0.82 Loans/Deposits 0.20 0.26 0.21 0.27 0.24 0.26 0.29 0.25 0.29 0.30 Cash/Deposits 0.06 0.05 0.05 0.05 0.05 0.05 0.05 0.07 0.11 0.08 Investment/Deposits 0.41 0.37 0.35 0.35 0.38 0.44 0.43 0.39 0.38 0.44 Inc Loan/Deposits 19.93% 25.50% 21.01% 26.63% 23.83% 25.53% 29.00% 25.44% 28.58% 29.83% Credit Deposits 64.61% 69.31% 71.15% 81.44% 80.29% 83.92% 86.52% 85.89% 87.06% 83.84% Interest Expended / Interest earned 73.13% 75.40% 79.19% 78.16% 79.49% 77.26% 78.46% 80.46% 76.65% 84.64% Interest income / Total funds 6.88% 6.56% 7.67% 7.48% 7.91% 8.09% 7.77% 8.06% 7.34% 6.58% Interest Expended / Total funds 5.03% 4.95% 6.07% 5.84% 6.29% 6.25% 6.10% 6.49% 5.63% 5.57% CASA 42.54% 37.13% 31.46% 25.89% 25.06% 22.62% 25.12% 24.11% 20.88% 14.57%

Top Investors:

iepf

Annual Reports:

News Update:

IDBI Bank gets nod for preferential issue of capital to Govt of India, LIC
19th Sep 2019, 10:46 AM

The Board of Directors of the company at their meeting held on September 19, 2019, approved the same
Read More
IDBI Bank gets capital infusion of Rs 24,557 crore from government
16th Sep 2019, 15:10 PM

Govt has sanctioned the same towards contribution of the Central Government in the preferential allotment of equity shares of the Bank
Read More
IDBI Bank introduces repo rate linked home, auto loans
30th Aug 2019, 15:22 PM

The Bank has also introduced bulk deposits linked to the repo or the central bank's short-term lending rate for commercial banks
Read More
S&P places IDBI Bank on credit watch with negative implications
28th Aug 2019, 12:08 PM

This move reflects the uncertainty regarding the bank’s ability to meet its regulatory capital requirement over the next few months
Read More
IDBI Bank reports consolidated net loss of Rs 3,821 crore in Q1FY20
14th Aug 2019, 17:27 PM

Total income of the Bank decreased by 8.07% at Rs 5,927.76 crore for Q1FY20
Read More
IDBI Bank reports consolidated net loss of Rs 38.21 crore in Q1
14th Aug 2019, 16:47 PM

Total income of the Bank decreased by 8.07% at Rs 59.28 crore for Q1FY20
Read More
IDBI - Quarterly Results
14th Aug 2019, 15:58 PM

Read More
IDBI Bank renews MoU with Manipal Global Academy of BFSI
29th Jul 2019, 10:29 AM

In 2019-20, MGABFSI shall train a batch of 600 candidates for IDBI Bank who shall be ‘First Day, First Hour Productive’
Read More
IDBI Bank enters into Bancassurance Corporate Agency agreement with Tata AIG
19th Jun 2019, 11:54 AM

The agreement aims to provide the general insurer’s products to the bank’s two crore customers through its 1,850-plus branches
Read More
IDBI Bank ties up with Max Bupa
13th Jun 2019, 11:07 AM

Max Bupa will offer its comprehensive health insurance offerings to the diverse customer base of IDBI Bank across the country
Read More

IDBI Bank Ltd.

Bank - Private

BSE: 500116 | NSE: IDBI

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores /

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update:

IDBI Bank Ltd.

Bank - Private

BSE: 500116 | NSE: IDBI

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores /

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Top Investors:

Annual Reports:

News Update: