Nifty
Sensex
:
:
24741.00
80710.76
6.70 (0.03%)
-7.25 (-0.01%)

Bank - Private

Rating :
72/99

BSE: 500116 | NSE: IDBI

88.87
05-Sep-2025
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  89.2
  •  89.9
  •  87.95
  •  88.86
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  4046433
  •  359794014.35
  •  106.32
  •  65.89

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 95,556.60
  • 12.07
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 94,194.35
  • 2.36%
  • 1.80

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 94.71%
  • 0.49%
  • 3.72%
  • FII
  • DII
  • Others
  • 0.54%
  • 0.15%
  • 0.39%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 50.88

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • 39.52
  • 27.32

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.63
  • 1.81

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 13.07
  • 16.16
  • 15.67

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.42
  • 1.63
  • 1.81

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 9.66
  • 8.07
  • 8.22

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 25
Jun 24
Var%
Mar 25
Mar 24
Var%
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Interest Earned
7,026.62
6,669.84
5.35%
6,982.97
6,994.70
-0.17%
7,819.25
6,548.98
19.40%
7,445.01
6,038.35
23.30%
Interest Exp.
3,851.30
3,428.28
12.34%
3,683.19
3,297.93
11.68%
3,583.02
3,101.84
15.51%
3,562.06
2,966.08
20.09%
Net Interest Income
3,175.32
3,241.56
-2.04%
3,299.78
3,696.77
-10.74%
4,236.23
3,447.14
22.89%
3,882.95
3,072.27
26.39%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
1,471.91
857.32
71.69%
2,106.84
961.25
119.18%
809.74
1,030.93
-21.46%
1,367.78
1,025.31
33.40%
Total Income
8,498.53
7,527.16
12.90%
9,089.81
7,955.95
14.25%
8,628.99
7,579.91
13.84%
8,812.79
7,063.66
24.76%
Operating Exp.
2,269.49
1,996.56
13.67%
2,179.65
2,451.63
-11.09%
2,216.23
2,122.69
4.41%
2,226.59
1,922.27
15.83%
Operating Profit
2,377.74
2,102.32
13.10%
3,226.97
2,206.39
46.26%
2,829.74
2,355.38
20.14%
3,024.14
2,175.31
39.02%
Provision
-178.85
-443.26
-
235.49
113.45
107.57%
166.21
321.22
-48.26%
554.27
-221.64
-
PBT
2,556.59
2,545.58
0.43%
2,991.48
2,092.94
42.93%
2,663.53
2,034.16
30.94%
2,469.87
2,396.95
3.04%
PBTM
36.38
38.17
-4.69%
42.84
29.92
43.18%
34.06
31.06
9.66%
33.17
39.70
-16.45%
TAX
532.72
806.43
-33.94%
919.47
437.85
110.00%
734.44
553.35
32.73%
621.14
1,003.71
-38.12%
PAT
2,023.87
1,739.15
16.37%
2,072.01
1,655.09
25.19%
1,929.09
1,480.81
30.27%
1,848.73
1,393.24
32.69%
PATM
28.80%
26.07%
29.67%
23.66%
24.67%
22.61%
24.83%
23.07%
EPS
1.88
1.62
16.05%
1.93
1.54
25.32%
1.79
1.38
29.71%
1.72
1.30
32.31%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Interest Income
14,594.28
14,660.51
14,219.29
11,461.08
9,194.25
8,554.46
7,013.07
5,939.64
5,670.05
5,785.94
6,127.22
Interest Earned
29,273.85
28,917.06
26,445.65
20,591.53
18,315.79
19,961.97
20,854.19
22,102.10
23,046.25
27,805.38
28,058.20
Interest Expended
14,679.57
14,256.55
12,226.36
9,130.45
9,121.54
11,407.51
13,841.12
16,162.46
17,376.20
22,019.44
21,930.98
Int. income Growth
8.45%
3.10%
24.07%
24.65%
7.48%
21.98%
18.07%
4.75%
-2.00%
-5.57%
 
Other Income
5,756.27
5,141.68
3,924.76
4,575.38
4,919.23
4,781.53
4,631.26
3,535.33
7,248.06
4,207.42
3,518.05
Total Income
35,030.12
19,802.19
18,144.05
16,036.46
14,113.48
13,335.99
11,644.33
9,474.97
12,918.11
9,993.36
9,645.27
Total Expenditure
8,891.96
8,622.09
9,276.33
10,258.40
11,178.48
10,480.47
20,177.45
31,828.86
25,053.02
18,160.47
14,357.18
Employee Cost
-
4,235.79
4,417.01
3,691.39
3,259.43
3,223.47
3,363.71
2,317.79
1,900.30
2,305.53
1,762.61
% Of Sales
-
14.65%
16.70%
17.93%
17.80%
16.15%
16.13%
10.49%
8.25%
8.29%
6.28%
Opt. & Establishment Exp.
-
4,921.35
4,496.69
4,040.38
3,660.90
3,344.92
3,477.84
3,310.62
3,368.52
3,299.85
2,661.03
% Of Sales
-
17.02%
17.00%
19.62%
19.99%
16.76%
16.68%
14.98%
14.62%
11.87%
9.48%
Provisions
-
541.19
1,449.25
3,525.05
5,092.67
4,705.78
14,124.66
26,940.35
20,537.82
13,279.55
10,369.18
% Of Sales
-
1.87%
5.48%
17.12%
27.80%
23.57%
67.73%
121.89%
89.12%
47.76%
36.96%
EBITDA
11,458.59
11,180.10
8,867.72
5,778.06
2,935.00
2,855.52
-8,533.12
-22,353.89
-12,134.91
-8,167.11
-4,711.91
EBITDA Margin
69.62%
76.26%
62.36%
50.41%
31.92%
33.38%
-121.67%
-376.35%
-214.02%
-141.15%
-76.90%
Depreciation
0.00
538.12
543.31
499.21
417.26
396.85
394.38
369.95
376.81
362.23
217.82
PBT
10,681.47
10,641.99
8,324.41
5,278.84
2,517.74
2,458.67
-8,927.50
-22,723.84
-12,511.72
-8,529.33
-4,929.73
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
2,807.77
3,053.00
2,561.00
1,592.00
0.00
1,010.00
3,919.90
-7,710.87
-4,354.61
-3,459.88
-1,305.95
Tax Rate
26.29%
28.69%
30.76%
30.16%
0.00%
41.08%
-43.91%
33.93%
34.80%
40.56%
26.49%
PAT
7,848.20
7,563.35
5,737.42
3,664.93
2,494.34
1,430.51
-12,863.34
-15,029.96
-8,173.62
-5,088.46
-3,641.04
PAT before Minority Interest
7,873.70
7,588.99
5,763.41
3,686.84
2,517.74
1,448.67
-12,847.40
-15,012.97
-8,157.11
-5,069.45
-3,623.78
Minority Interest
-25.50
-25.64
-25.99
-21.91
-23.40
-18.16
-15.94
-16.99
-16.51
-19.01
-17.26
PAT Margin
38.57%
38.19%
31.62%
22.85%
17.67%
10.73%
-110.47%
-158.63%
-63.27%
-50.92%
-37.75%
PAT Growth
25.61%
31.82%
56.55%
46.93%
74.37%
0
0
0
0
0
 
EPS
7.32
7.03
5.34
3.41
2.32
1.33
-11.96
-13.98
-7.60
-4.73
-3.39

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
61,620.05
51,073.06
46,319.24
42,571.71
37,628.04
34,835.72
38,346.71
21,907.96
23,262.31
28,058.44
Share Capital
10,752.40
10,752.40
10,752.40
10,752.40
10,752.40
10,380.59
7,736.29
3,083.86
2,058.82
2,058.82
Total Reserves
50,867.65
40,320.66
35,566.84
31,819.31
26,875.64
24,455.13
30,610.41
18,824.09
21,203.50
25,999.62
Minority Interest
164.83
152.86
138.48
128.19
112.98
103.58
96.98
85.96
70.57
61.46
Deposits
3,09,975.04
2,77,365.51
2,55,313.27
2,32,849.59
2,30,660.18
2,22,213.85
2,27,190.11
2,47,776.57
2,68,215.68
2,65,087.39
Borrowings
19,931.99
17,082.70
12,637.75
14,344.98
15,908.05
36,748.86
45,287.72
63,185.53
56,363.98
70,591.64
Other Liabilities & Provisions
21,269.98
18,985.07
17,088.96
12,645.19
14,343.59
6,797.05
10,189.88
17,952.86
14,575.42
11,475.79
Total Liabilities
4,12,961.89
3,64,659.20
3,31,497.70
3,02,539.66
2,98,652.84
3,00,699.06
3,21,111.40
3,50,908.88
3,62,487.96
3,75,274.72
Net Block
12,119.68
9,434.58
9,304.77
9,588.44
7,403.86
7,720.95
7,843.38
6,352.21
6,894.40
7,042.76
Gross Block
15,052.42
12,820.62
12,176.27
12,054.02
10,167.35
10,124.33
9,916.00
9,265.25
9,510.48
9,305.53
Accumulated Depreciation
2,930.98
3,384.27
2,871.50
2,465.58
2,763.50
2,403.38
2,072.62
2,913.04
2,616.08
2,262.76
Total Non-Current Assets
3,93,528.56
3,39,846.00
3,01,981.86
2,66,221.23
2,52,804.12
2,50,542.92
2,69,731.99
3,04,221.62
3,24,066.33
3,39,533.52
Lease Adjustment A/c
0.00
0.00
0.00
0.00
-1.77
-1.77
-1.77
-1.77
-1.77
-1.77
Capital Work in Progress
80.34
107.72
475.63
398.60
470.64
487.57
468.29
502.48
540.59
480.93
Cash and balance with RBI
21,294.24
13,991.00
16,639.28
27,795.91
13,013.13
10,539.17
12,731.70
13,169.20
13,349.63
13,827.38
Balance with banks and money at call
23,182.34
12,018.48
12,607.65
8,004.56
22,294.99
19,955.79
8,572.22
20,611.87
19,382.68
9,480.61
Investments
1,18,452.80
1,15,718.60
1,00,408.68
83,475.00
81,470.88
81,995.83
93,327.73
91,847.68
93,074.87
92,810.16
Advances
2,18,399.16
1,88,575.62
1,62,545.85
1,36,958.72
1,28,152.39
1,29,845.38
1,46,790.44
1,71,739.95
1,90,825.93
2,15,893.45
Other Assets
19,433.34
24,813.22
29,515.84
36,318.42
45,848.71
50,156.13
51,379.40
46,687.24
38,421.63
35,741.20
Total Assets
4,12,961.90
3,64,659.22
3,31,497.70
3,02,539.65
2,98,652.83
3,00,699.05
3,21,111.39
3,50,908.86
3,62,487.96
3,75,274.72
Contingent Liabilities
3,23,028.65
1,97,055.58
1,76,929.13
3,32,226.71
2,20,742.82
1,17,160.22
1,40,905.10
1,98,045.74
1,86,090.22
1,98,376.36
Bills for collection
12,757.56
12,363.90
11,310.73
10,706.96
9,648.34
9,870.73
9,634.77
9,300.58
15,948.82
14,550.35
Adjusted Book Value
47.53
40.12
35.45
31.72
29.15
27.29
40.87
54.65
86.67
109.05

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
25,795.70
-1,252.49
-2,701.40
5,067.78
10,213.56
208.48
-34,214.80
-12,514.30
7,999.90
-566.77
PBT
10,670.46
8,367.46
5,305.30
3,720.47
2,484.74
-8,896.50
-22,691.08
-12,495.13
-8,498.24
-4,911.49
Adjustment
1,847.67
2,744.18
4,833.48
5,756.87
6,529.45
14,094.87
26,965.47
20,380.07
13,799.80
10,727.41
Adjustments for Liabilities & Assets
11,542.09
-12,029.78
-13,943.19
-7,319.59
1,466.64
-4,046.00
-37,519.07
-19,412.44
3,396.50
-5,993.93
Refund/(Payment) of direct taxes
1,735.47
-334.34
1,103.02
2,910.04
-267.26
-943.89
-970.12
-986.80
-698.17
-388.76
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-343.55
-221.95
-294.45
-194.65
-58.66
-295.97
115.53
720.17
-464.14
-714.85
Net Fixed Assets
-2205.10
-274.47
-251.62
-1804.82
-74.62
-221.63
-614.40
295.04
-256.61
-4539.62
Other Investment Activity
-15274.59
-13141.99
-12767.72
-12380.11
-10812.60
-10326.48
-9500.21
-10070.12
-10615.87
-9916.04
Cash from Financing Activity
-6,990.32
-1,767.54
-3,569.09
-4,383.06
-5,341.75
9,278.53
21,622.12
12,842.89
1,888.57
2,926.94
Closing Cash & Equivalent
44,476.58
26,009.48
29,246.93
35,800.47
35,308.12
30,494.97
21,303.92
33,781.07
32,732.31
16,287.99
Net Cash Inflow / Outflow
18,461.83
-3,241.99
-6,564.95
490.07
4,813.15
9,191.04
-12,477.15
1,048.76
9,424.32
1,645.31
Opening Cash & Equivalents
26,009.48
29,246.93
35,800.47
35,308.12
30,494.97
21,303.92
33,781.07
32,732.31
23,307.99
14,642.67

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value
47.53
40.12
35.45
31.72
29.15
27.29
40.87
54.65
86.67
109.05
NIM
3.84
4.30
3.92
3.59
3.49
2.89
2.27
1.91
1.83
1.85
Yield on Advances
13.24
14.02
12.67
13.37
15.58
16.06
15.06
13.42
14.57
13.00
Yield on Investments
7.76
7.33
6.75
6.82
8.47
8.15
7.27
10.72
8.41
7.36
Cost of Liabilities
4.32
4.15
3.41
3.69
4.63
5.34
5.93
5.59
6.78
6.53
Interest Spread
8.92
9.87
9.26
9.68
10.95
10.72
9.13
7.83
7.79
6.46
ROCE
16.26%
15.68%
11.37%
7.04%
7.38%
-7.96%
-22.62%
-10.09%
-4.07%
0.06%
Cost Income Ratio
43.53
46.13
45.10
46.08
46.28
55.37
55.50
37.87
52.47
43.61
Core Cost Income Ratio
45.42
48.07
47.84
49.89
52.92
59.97
57.59
54.49
60.01
47.17
Operating Costs to Assets
2.09
2.30
2.18
2.15
2.07
2.14
1.64
1.39
1.45
1.12
Loans/Deposits
0.06
0.06
0.05
0.06
0.07
0.17
0.20
0.26
0.21
0.27
Cash/Deposits
0.07
0.05
0.07
0.12
0.06
0.05
0.06
0.05
0.05
0.05
Investment/Deposits
0.38
0.42
0.39
0.36
0.35
0.37
0.41
0.37
0.35
0.35
Inc Loan/Deposits
6.43%
6.16%
4.95%
6.16%
6.90%
16.54%
19.93%
25.50%
21.01%
26.63%
Credit Deposits
70.46%
67.99%
63.67%
58.82%
55.56%
58.43%
64.61%
69.31%
71.15%
81.44%
Interest Expended / Interest earned
49.30%
46.23%
44.34%
49.80%
57.15%
66.37%
73.13%
75.40%
79.19%
78.16%
Interest income / Total funds
7.00%
7.25%
6.21%
6.05%
6.68%
6.94%
6.88%
6.57%
7.67%
7.48%
Interest Expended / Total funds
3.45%
3.35%
2.75%
3.01%
3.82%
4.60%
5.03%
4.95%
6.07%
5.84%
CASA
46.56%
50.43%
53.03%
56.79%
50.46%
47.76%
42.54%
37.13%
31.46%
25.89%

News Update:


  • IDBI Bank reports 16% rise in Q1 consolidated net profit
    21st Jul 2025, 17:38 PM

    The total consolidated income of the bank increased by 12.90% at Rs 8498.53 crore for Q1FY26

    Read More
  • IDBI - Quarterly Results
    21st Jul 2025, 14:22 PM

    Read More

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