Nifty
Sensex
:
:
25709.85
83952.19
124.55 (0.49%)
484.53 (0.58%)

Bank - Private

Rating :
74/99

BSE: 500116 | NSE: IDBI

91.72
17-Oct-2025
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  92.89
  •  93.35
  •  91.35
  •  92.31
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  4462364
  •  411623071.46
  •  106.32
  •  65.89

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 98,685.55
  • 12.47
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 97,323.30
  • 2.29%
  • 1.86

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 94.71%
  • 0.49%
  • 3.72%
  • FII
  • DII
  • Others
  • 0.54%
  • 0.15%
  • 0.39%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 50.88

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • 39.52
  • 27.32

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.64
  • 1.83

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 13.05
  • 16.16
  • 15.53

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.43
  • 1.64
  • 1.83

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 9.62
  • 8.00
  • 8.28

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 25
Sep 24
Var%
Jun 25
Jun 24
Var%
Mar 25
Mar 24
Var%
Dec 24
Dec 23
Var%
Interest Earned
7,109.01
7,445.01
-4.51%
7,026.62
6,669.84
5.35%
6,982.97
6,994.70
-0.17%
7,819.25
6,548.98
19.40%
Interest Exp.
3,816.35
3,562.06
7.14%
3,851.30
3,428.28
12.34%
3,683.19
3,297.93
11.68%
3,583.02
3,101.84
15.51%
Net Interest Income
3,292.66
3,882.95
-15.20%
3,175.32
3,241.56
-2.04%
3,299.78
3,696.77
-10.74%
4,236.23
3,447.14
22.89%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
2,154.52
1,367.78
57.52%
1,471.91
857.32
71.69%
2,106.84
961.25
119.18%
809.74
1,030.93
-21.46%
Total Income
9,263.53
8,812.79
5.11%
8,498.53
7,527.16
12.90%
9,089.81
7,955.95
14.25%
8,628.99
7,579.91
13.84%
Operating Exp.
2,300.23
2,226.59
3.31%
2,269.49
1,996.56
13.67%
2,179.65
2,451.63
-11.09%
2,216.23
2,122.69
4.41%
Operating Profit
3,146.95
3,024.14
4.06%
2,377.74
2,102.32
13.10%
3,226.97
2,206.39
46.26%
2,829.74
2,355.38
20.14%
Provision
-649.64
554.27
-
-178.85
-443.26
-
235.49
113.45
107.57%
166.21
321.22
-48.26%
PBT
3,796.59
2,469.87
53.72%
2,556.59
2,545.58
0.43%
2,991.48
2,092.94
42.93%
2,663.53
2,034.16
30.94%
PBTM
53.41
33.17
61.02%
36.38
38.17
-4.69%
42.84
29.92
43.18%
34.06
31.06
9.66%
TAX
555.82
621.14
-10.52%
532.72
806.43
-33.94%
919.47
437.85
110.00%
734.44
553.35
32.73%
PAT
3,240.77
1,848.73
75.30%
2,023.87
1,739.15
16.37%
2,072.01
1,655.09
25.19%
1,929.09
1,480.81
30.27%
PATM
45.59%
24.83%
28.80%
26.07%
29.67%
23.66%
24.67%
22.61%
EPS
3.01
1.72
75.00%
1.88
1.62
16.05%
1.93
1.54
25.32%
1.79
1.38
29.71%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Interest Income
14,003.99
14,660.51
14,219.29
11,461.08
9,194.25
8,554.46
7,013.07
5,939.64
5,670.05
5,785.94
6,127.22
Interest Earned
28,937.85
28,917.06
26,445.65
20,591.53
18,315.79
19,961.97
20,854.19
22,102.10
23,046.25
27,805.38
28,058.20
Interest Expended
14,933.86
14,256.55
12,226.36
9,130.45
9,121.54
11,407.51
13,841.12
16,162.46
17,376.20
22,019.44
21,930.98
Int. income Growth
-1.85%
3.10%
24.07%
24.65%
7.48%
21.98%
18.07%
4.75%
-2.00%
-5.57%
 
Other Income
6,543.01
5,141.68
3,924.76
4,575.38
4,919.23
4,781.53
4,631.26
3,535.33
7,248.06
4,207.42
3,518.05
Total Income
35,480.86
19,802.19
18,144.05
16,036.46
14,113.48
13,335.99
11,644.33
9,474.97
12,918.11
9,993.36
9,645.27
Total Expenditure
8,965.60
8,622.09
9,276.33
10,258.40
11,178.48
10,480.47
20,177.45
31,828.86
25,053.02
18,160.47
14,357.18
Employee Cost
-
4,235.79
4,417.01
3,691.39
3,259.43
3,223.47
3,363.71
2,317.79
1,900.30
2,305.53
1,762.61
% Of Sales
-
14.65%
16.70%
17.93%
17.80%
16.15%
16.13%
10.49%
8.25%
8.29%
6.28%
Opt. & Establishment Exp.
-
4,921.35
4,496.69
4,040.38
3,660.90
3,344.92
3,477.84
3,310.62
3,368.52
3,299.85
2,661.03
% Of Sales
-
17.02%
17.00%
19.62%
19.99%
16.76%
16.68%
14.98%
14.62%
11.87%
9.48%
Provisions
-
541.19
1,449.25
3,525.05
5,092.67
4,705.78
14,124.66
26,940.35
20,537.82
13,279.55
10,369.18
% Of Sales
-
1.87%
5.48%
17.12%
27.80%
23.57%
67.73%
121.89%
89.12%
47.76%
36.96%
EBITDA
11,581.40
11,180.10
8,867.72
5,778.06
2,935.00
2,855.52
-8,533.12
-22,353.89
-12,134.91
-8,167.11
-4,711.91
EBITDA Margin
69.02%
76.26%
62.36%
50.41%
31.92%
33.38%
-121.67%
-376.35%
-214.02%
-141.15%
-76.90%
Depreciation
0.00
538.12
543.31
499.21
417.26
396.85
394.38
369.95
376.81
362.23
217.82
PBT
12,008.19
10,641.99
8,324.41
5,278.84
2,517.74
2,458.67
-8,927.50
-22,723.84
-12,511.72
-8,529.33
-4,929.73
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
2,742.45
3,053.00
2,561.00
1,592.00
0.00
1,010.00
3,919.90
-7,710.87
-4,354.61
-3,459.88
-1,305.95
Tax Rate
22.84%
28.69%
30.76%
30.16%
0.00%
41.08%
-43.91%
33.93%
34.80%
40.56%
26.49%
PAT
9,237.52
7,563.35
5,737.42
3,664.93
2,494.34
1,430.51
-12,863.34
-15,029.96
-8,173.62
-5,088.46
-3,641.04
PAT before Minority Interest
9,265.74
7,588.99
5,763.41
3,686.84
2,517.74
1,448.67
-12,847.40
-15,012.97
-8,157.11
-5,069.45
-3,623.78
Minority Interest
-28.22
-25.64
-25.99
-21.91
-23.40
-18.16
-15.94
-16.99
-16.51
-19.01
-17.26
PAT Margin
44.96%
38.19%
31.62%
22.85%
17.67%
10.73%
-110.47%
-158.63%
-63.27%
-50.92%
-37.75%
PAT Growth
37.81%
31.82%
56.55%
46.93%
74.37%
0
0
0
0
0
 
EPS
8.62
7.03
5.34
3.41
2.32
1.33
-11.96
-13.98
-7.60
-4.73
-3.39

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
61,620.05
51,073.06
46,319.24
42,571.71
37,628.04
34,835.72
38,346.71
21,907.96
23,262.31
28,058.44
Share Capital
10,752.40
10,752.40
10,752.40
10,752.40
10,752.40
10,380.59
7,736.29
3,083.86
2,058.82
2,058.82
Total Reserves
50,867.65
40,320.66
35,566.84
31,819.31
26,875.64
24,455.13
30,610.41
18,824.09
21,203.50
25,999.62
Minority Interest
164.83
152.86
138.48
128.19
112.98
103.58
96.98
85.96
70.57
61.46
Deposits
3,09,975.04
2,77,365.51
2,55,313.27
2,32,849.59
2,30,660.18
2,22,213.85
2,27,190.11
2,47,776.57
2,68,215.68
2,65,087.39
Borrowings
19,931.99
17,082.70
12,637.75
14,344.98
15,908.05
36,748.86
45,287.72
63,185.53
56,363.98
70,591.64
Other Liabilities & Provisions
21,269.98
18,985.07
17,088.96
12,645.19
14,343.59
6,797.05
10,189.88
17,952.86
14,575.42
11,475.79
Total Liabilities
4,12,961.89
3,64,659.20
3,31,497.70
3,02,539.66
2,98,652.84
3,00,699.06
3,21,111.40
3,50,908.88
3,62,487.96
3,75,274.72
Net Block
12,119.68
9,434.58
9,304.77
9,588.44
7,403.86
7,720.95
7,843.38
6,352.21
6,894.40
7,042.76
Gross Block
15,052.42
12,820.62
12,176.27
12,054.02
10,167.35
10,124.33
9,916.00
9,265.25
9,510.48
9,305.53
Accumulated Depreciation
2,930.98
3,384.27
2,871.50
2,465.58
2,763.50
2,403.38
2,072.62
2,913.04
2,616.08
2,262.76
Total Non-Current Assets
3,93,528.56
3,39,846.00
3,01,981.86
2,66,221.23
2,52,804.12
2,50,542.92
2,69,731.99
3,04,221.62
3,24,066.33
3,39,533.52
Lease Adjustment A/c
0.00
0.00
0.00
0.00
-1.77
-1.77
-1.77
-1.77
-1.77
-1.77
Capital Work in Progress
80.34
107.72
475.63
398.60
470.64
487.57
468.29
502.48
540.59
480.93
Cash and balance with RBI
21,294.24
13,991.00
16,639.28
27,795.91
13,013.13
10,539.17
12,731.70
13,169.20
13,349.63
13,827.38
Balance with banks and money at call
23,182.34
12,018.48
12,607.65
8,004.56
22,294.99
19,955.79
8,572.22
20,611.87
19,382.68
9,480.61
Investments
1,18,452.80
1,15,718.60
1,00,408.68
83,475.00
81,470.88
81,995.83
93,327.73
91,847.68
93,074.87
92,810.16
Advances
2,18,399.16
1,88,575.62
1,62,545.85
1,36,958.72
1,28,152.39
1,29,845.38
1,46,790.44
1,71,739.95
1,90,825.93
2,15,893.45
Other Assets
19,433.34
24,813.22
29,515.84
36,318.42
45,848.71
50,156.13
51,379.40
46,687.24
38,421.63
35,741.20
Total Assets
4,12,961.90
3,64,659.22
3,31,497.70
3,02,539.65
2,98,652.83
3,00,699.05
3,21,111.39
3,50,908.86
3,62,487.96
3,75,274.72
Contingent Liabilities
3,23,028.65
1,97,055.58
1,76,929.13
3,32,226.71
2,20,742.82
1,17,160.22
1,40,905.10
1,98,045.74
1,86,090.22
1,98,376.36
Bills for collection
12,757.56
12,363.90
11,310.73
10,706.96
9,648.34
9,870.73
9,634.77
9,300.58
15,948.82
14,550.35
Adjusted Book Value
47.53
40.12
35.45
31.72
29.15
27.29
40.87
54.65
86.67
109.05

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
25,795.70
-1,252.49
-2,701.40
5,067.78
10,213.56
208.48
-34,214.80
-12,514.30
7,999.90
-566.77
PBT
10,670.46
8,367.46
5,305.30
3,720.47
2,484.74
-8,896.50
-22,691.08
-12,495.13
-8,498.24
-4,911.49
Adjustment
1,847.67
2,744.18
4,833.48
5,756.87
6,529.45
14,094.87
26,965.47
20,380.07
13,799.80
10,727.41
Adjustments for Liabilities & Assets
11,542.09
-12,029.78
-13,943.19
-7,319.59
1,466.64
-4,046.00
-37,519.07
-19,412.44
3,396.50
-5,993.93
Refund/(Payment) of direct taxes
1,735.47
-334.34
1,103.02
2,910.04
-267.26
-943.89
-970.12
-986.80
-698.17
-388.76
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-343.55
-221.95
-294.45
-194.65
-58.66
-295.97
115.53
720.17
-464.14
-714.85
Net Fixed Assets
-2205.10
-274.47
-251.62
-1804.82
-74.62
-221.63
-614.40
295.04
-256.61
-4539.62
Other Investment Activity
-15274.59
-13141.99
-12767.72
-12380.11
-10812.60
-10326.48
-9500.21
-10070.12
-10615.87
-9916.04
Cash from Financing Activity
-6,990.32
-1,767.54
-3,569.09
-4,383.06
-5,341.75
9,278.53
21,622.12
12,842.89
1,888.57
2,926.94
Closing Cash & Equivalent
44,476.58
26,009.48
29,246.93
35,800.47
35,308.12
30,494.97
21,303.92
33,781.07
32,732.31
16,287.99
Net Cash Inflow / Outflow
18,461.83
-3,241.99
-6,564.95
490.07
4,813.15
9,191.04
-12,477.15
1,048.76
9,424.32
1,645.31
Opening Cash & Equivalents
26,009.48
29,246.93
35,800.47
35,308.12
30,494.97
21,303.92
33,781.07
32,732.31
23,307.99
14,642.67

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value
47.53
40.12
35.45
31.72
29.15
27.29
40.87
54.65
86.67
109.05
NIM
3.84
4.30
3.92
3.59
3.49
2.89
2.27
1.91
1.83
1.85
Yield on Advances
13.24
14.02
12.67
13.37
15.58
16.06
15.06
13.42
14.57
13.00
Yield on Investments
7.76
7.33
6.75
6.82
8.47
8.15
7.27
10.72
8.41
7.36
Cost of Liabilities
4.32
4.15
3.41
3.69
4.63
5.34
5.93
5.59
6.78
6.53
Interest Spread
8.92
9.87
9.26
9.68
10.95
10.72
9.13
7.83
7.79
6.46
ROCE
16.26%
15.68%
11.37%
7.04%
7.38%
-7.96%
-22.62%
-10.09%
-4.07%
0.06%
Cost Income Ratio
43.53
46.13
45.10
46.08
46.28
55.37
55.50
37.87
52.47
43.61
Core Cost Income Ratio
45.42
48.07
47.84
49.89
52.92
59.97
57.59
54.49
60.01
47.17
Operating Costs to Assets
2.09
2.30
2.18
2.15
2.07
2.14
1.64
1.39
1.45
1.12
Loans/Deposits
0.06
0.06
0.05
0.06
0.07
0.17
0.20
0.26
0.21
0.27
Cash/Deposits
0.07
0.05
0.07
0.12
0.06
0.05
0.06
0.05
0.05
0.05
Investment/Deposits
0.38
0.42
0.39
0.36
0.35
0.37
0.41
0.37
0.35
0.35
Inc Loan/Deposits
6.43%
6.16%
4.95%
6.16%
6.90%
16.54%
19.93%
25.50%
21.01%
26.63%
Credit Deposits
70.46%
67.99%
63.67%
58.82%
55.56%
58.43%
64.61%
69.31%
71.15%
81.44%
Interest Expended / Interest earned
49.30%
46.23%
44.34%
49.80%
57.15%
66.37%
73.13%
75.40%
79.19%
78.16%
Interest income / Total funds
7.00%
7.25%
6.21%
6.05%
6.68%
6.94%
6.88%
6.57%
7.67%
7.48%
Interest Expended / Total funds
3.45%
3.35%
2.75%
3.01%
3.82%
4.60%
5.03%
4.95%
6.07%
5.84%
CASA
46.56%
50.43%
53.03%
56.79%
50.46%
47.76%
42.54%
37.13%
31.46%
25.89%

News Update:


  • IDBI Bank reports 74% rise in Q2 consolidated net profit
    20th Oct 2025, 14:23 PM

    The consolidated total income of the bank increased by 5.11% at Rs 9,263.53 crore for Q2FY26

    Read More
  • IDBI - Quarterly Results
    19th Oct 2025, 00:00 AM

    Read More
  • IDBI Bank posts credit growth of 15% in Q2FY26
    6th Oct 2025, 11:43 AM

    The bank's total business rose by 12 per cent to Rs 5.33 lakh crore over Rs 4.78 lakh crore in the year-ago period

    Read More
  • IDBI Bank reports 16% rise in Q1 consolidated net profit
    21st Jul 2025, 17:38 PM

    The total consolidated income of the bank increased by 12.90% at Rs 8498.53 crore for Q1FY26

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.