Nifty
:
24231.85
Sensex
:
77537.72
153.55 (0.64%)
628.04 (0.82%)
Nifty
Sensex
:
:
24231.85
77537.72
153.55 (0.64%)
628.04 (0.82%)

IDFC First Bank Ltd.

Bank - Private

Rating :
69/99

BSE: 539437 | NSE: IDFCFIRSTB

NSE BSE
85.84
20-Aug-2026
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  85.66
  •  86.5
  •  85.6
  •  85.49
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  13363445
  •  1150809204.02
  •  88.76
  •  58.08

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 73,961.44
  • 32.09
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 99,283.11
  • 0.29%
  • 1.53

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 0.00%
  • 1.68%
  • 26.68%
  • FII
  • DII
  • Others
  • 36.1%
  • 31.46%
  • 4.08%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • 15.14
  • 23.94

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 4.24
  • 64.85
  • -18.20

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.51
  • 1.53

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 19.88
  • 21.42
  • 23.04

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.40
  • 1.51
  • 1.53

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 20.57
  • 17.08
  • 13.93

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 26
Jun 25
Var%
Mar 26
Mar 25
Var%
Dec 25
Dec 24
Var%
Sep 25
Sep 24
Var%
Interest Earned
11,051.09
9,642.15
14.61%
10,552.74
9,412.94
12.11%
10,417.00
9,342.99
11.50%
9,936.93
8,957.02
10.94%
Interest Exp.
5,076.97
4,709.00
7.81%
4,875.50
4,505.33
8.22%
4,924.45
4,440.49
10.90%
4,824.10
4,168.73
15.72%
Net Interest Income
5,974.12
4,933.15
21.10%
5,677.24
4,907.61
15.68%
5,492.55
4,902.50
12.04%
5,112.83
4,788.29
6.78%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
2,309.60
2,226.87
3.72%
1,630.23
1,895.48
-13.99%
2,124.99
1,779.87
19.39%
1,891.48
1,727.30
9.51%
Total Income
13,360.69
11,869.02
12.57%
12,182.97
11,308.42
7.73%
12,541.99
11,122.86
12.76%
11,828.41
10,684.32
10.71%
Operating Exp.
5,658.01
4,929.75
14.77%
6,237.25
5,008.30
24.54%
5,608.08
4,922.29
13.93%
5,128.72
4,538.56
13.00%
Operating Profit
2,625.71
2,230.27
17.73%
1,070.22
1,794.79
-40.37%
2,009.46
1,760.08
14.17%
1,875.59
1,977.03
-5.13%
Provision
1,144.16
1,659.12
-31.04%
869.23
1,450.47
-40.07%
1,398.31
1,337.92
4.51%
1,451.88
1,731.94
-16.17%
PBT
1,481.55
571.15
159.40%
200.99
344.32
-41.63%
611.15
422.16
44.77%
423.71
245.09
72.88%
PBTM
13.41
5.92
126.52%
1.90
3.66
-48.09%
5.87
4.52
29.87%
4.26
2.74
55.47%
TAX
333.73
117.68
183.59%
-129.65
48.72
-
132.50
81.99
61.61%
75.91
33.15
128.99%
PAT
1,147.82
453.47
153.12%
330.64
295.60
11.85%
478.65
340.17
40.71%
347.80
211.94
64.10%
PATM
10.39%
4.70%
3.13%
3.14%
4.59%
3.64%
3.50%
2.37%
EPS
1.33
0.53
150.94%
0.38
0.34
11.76%
0.56
0.39
43.59%
0.40
0.25
60.00%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Net Interest Income
22,256.74
21,215.77
19,293.84
16,454.81
12,637.17
9,707.62
7,383.02
6,012.05
3,460.78
1,972.51
2,062.81
Interest Earned
41,957.76
40,548.82
36,501.64
30,325.11
22,727.81
17,172.69
15,968.15
16,240.32
12,204.02
9,098.47
8,578.28
Interest Expended
19,701.02
19,333.05
17,207.80
13,870.30
10,090.64
7,465.07
8,585.13
10,228.27
8,743.24
7,125.96
6,515.47
Int. income Growth
13.95%
9.96%
17.25%
30.21%
30.18%
31.49%
22.80%
73.72%
75.45%
-4.38%
 
Other Income
7,956.30
7,873.57
6,976.66
5,931.73
4,467.28
3,172.59
2,211.43
1,722.41
852.16
1,119.87
1,019.10
Total Income
49,914.06
29,089.34
26,270.50
22,386.54
17,104.45
12,880.21
9,594.45
7,734.46
4,312.94
3,092.38
3,081.91
Total Expenditure
22,632.06
26,421.57
23,570.78
17,898.62
13,338.06
12,322.83
8,732.96
9,760.34
4,702.19
1,789.01
1,432.24
Employee Cost
-
7,685.95
6,501.81
5,633.66
4,278.59
3,099.87
2,301.52
1,795.01
1,279.37
786.38
614.96
% Of Sales
-
18.95%
17.81%
18.58%
18.83%
18.05%
14.41%
11.05%
10.48%
8.64%
7.17%
Opt. & Establishment Exp.
-
15,078.62
13,225.34
11,144.83
8,264.63
6,879.19
5,093.93
4,289.80
7,631.59
1,178.74
853.08
% Of Sales
-
37.19%
36.23%
36.75%
36.36%
40.06%
31.90%
26.41%
62.53%
12.96%
9.94%
Provisions
-
5,378.54
5,514.73
2,381.65
1,664.82
3,108.59
2,022.53
4,315.55
1,431.87
160.31
236.06
% Of Sales
-
13.26%
15.11%
7.85%
7.33%
18.10%
12.67%
26.57%
11.73%
1.76%
2.75%
EBITDA
7,580.98
2,667.77
2,699.72
4,487.92
3,766.39
557.38
861.49
-2,025.88
-389.25
1,303.37
1,649.67
EBITDA Margin
46.06%
12.57%
13.99%
27.27%
29.80%
5.74%
11.67%
-33.70%
-11.25%
66.08%
79.97%
Depreciation
0.00
860.77
835.55
630.76
434.99
382.41
342.51
320.01
2,820.32
168.21
135.93
PBT
2,717.40
1,807.00
1,864.17
3,857.16
3,331.40
174.97
518.98
-2,345.89
-3,209.57
1,135.17
1,513.73
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
412.49
196.44
373.82
914.81
846.47
42.66
35.80
497.50
-1,329.55
179.69
450.99
Tax Rate
15.18%
10.87%
20.05%
23.72%
25.41%
24.38%
6.90%
-21.21%
41.42%
15.83%
29.79%
PAT
2,304.91
1,610.56
1,490.35
2,942.35
2,484.93
132.31
483.18
-2,843.39
-1,880.02
955.48
1,062.74
PAT before Minority Interest
2,304.91
1,610.56
1,490.35
2,942.35
2,484.93
132.31
483.18
-2,843.39
-1,880.02
955.48
1,062.74
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
7.63%
5.54%
5.67%
13.14%
14.53%
1.03%
5.04%
-36.76%
-43.59%
30.90%
34.48%
PAT Growth
77.14%
8.07%
-49.35%
18.41%
1778.11%
-72.62%
0
0
-296.76%
-10.09%
 
EPS
2.68
1.87
1.73
3.42
2.88
0.15
0.56
-3.30
-2.18
1.11
1.23

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Shareholder's Funds
47,403.81
38,155.78
32,273.58
25,847.55
21,082.12
17,899.71
15,403.52
18,199.36
15,274.11
14,677.33
Share Capital
8,601.70
7,322.11
7,069.92
6,618.12
6,217.71
5,675.85
4,809.90
4,781.68
3,404.07
3,399.01
Total Reserves
38,514.24
30,684.95
25,144.73
19,192.31
14,848.29
12,223.77
10,593.62
13,417.69
11,870.03
11,277.25
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
2,94,312.16
2,52,010.23
2,00,570.20
1,44,469.50
1,05,539.63
88,536.24
65,078.94
70,353.59
48,039.44
40,097.83
Borrowings
36,632.64
38,983.79
50,935.74
57,212.09
52,962.60
45,786.09
57,397.19
69,983.39
57,287.07
50,262.19
Other Liabilities & Provisions
21,426.03
14,758.94
12,430.26
12,352.90
10,561.39
10,849.48
11,278.90
8,562.59
5,781.38
7,026.97
Total Liabilities
3,99,774.64
3,43,908.74
2,96,209.78
2,39,882.04
1,90,145.74
1,63,071.52
1,49,158.55
1,67,098.93
1,26,382.00
1,12,064.32
Net Block
2,512.96
2,662.54
2,580.04
1,914.49
1,307.93
1,230.66
998.77
939.93
796.87
792.95
Gross Block
6,481.69
5,949.56
5,151.22
3,958.91
5,560.27
5,155.45
4,612.82
4,260.75
1,218.67
1,076.70
Accumulated Depreciation
3,968.73
3,287.02
2,571.18
2,044.42
4,252.33
3,924.80
3,614.05
3,320.82
421.80
283.75
Total Non-Current Assets
3,81,429.14
3,31,453.01
2,84,248.21
2,28,619.55
1,80,882.07
1,52,800.78
1,36,005.85
1,55,047.71
1,18,746.39
1,05,504.79
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
113.11
73.62
94.52
218.57
79.41
65.27
74.46
34.11
3.39
5.92
Cash and balance with RBI
11,310.97
13,985.47
10,988.46
10,562.28
11,281.25
4,669.55
3,348.42
4,100.93
3,021.10
2,995.14
Balance with banks and money at call
1,455.53
1,113.61
1,492.70
3,216.40
4,421.12
1,103.58
814.42
5,425.22
1,855.72
2,144.99
Investments
85,645.97
80,505.24
74,500.12
60,913.28
45,934.56
45,181.59
45,174.42
58,245.23
60,904.42
50,164.11
Advances
2,80,390.60
2,33,112.53
1,94,592.37
1,51,794.53
1,17,857.80
1,00,550.13
85,595.36
86,302.29
52,164.89
49,401.68
Other Assets
18,345.50
12,455.73
11,961.57
11,262.50
9,263.66
10,270.76
13,152.69
12,051.22
7,635.61
6,559.52
Total Assets
3,99,774.64
3,43,908.74
2,96,209.78
2,39,882.05
1,90,145.73
1,63,071.54
1,49,158.54
1,67,098.93
1,26,382.00
1,12,064.31
Contingent Liabilities
5,45,742.19
4,38,879.60
3,02,361.17
3,61,207.30
2,14,314.37
2,12,486.52
2,80,678.92
2,99,918.85
2,15,695.09
2,03,700.05
Bills for collection
3,991.55
3,770.93
3,624.40
2,196.78
1,439.99
1,285.38
914.95
454.37
554.50
0.00
Adjusted Book Value
54.78
51.91
45.57
39.00
33.88
31.54
32.02
38.06
44.87
43.18

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Cash From Operating Activity
6,816.64
14,465.09
11,542.89
3,563.00
2,679.13
14,041.71
10,965.54
17,363.78
-5,977.82
14,128.15
PBT
1,807.00
1,864.17
3,857.16
3,331.40
174.97
518.98
-2,345.89
-3,237.43
1,059.61
1,469.68
Adjustment
6,708.68
6,571.37
3,293.38
2,390.25
3,705.12
2,455.48
4,764.24
4,414.80
518.70
450.68
Adjustments for Liabilities & Assets
-1,445.46
6,230.79
5,199.56
-1,802.71
-1,335.79
10,549.69
8,696.55
16,132.88
-7,207.66
12,451.93
Refund/(Payment) of direct taxes
-253.58
-201.24
-807.21
-355.94
134.83
517.56
-149.36
53.54
-348.47
-244.15
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-14,143.49
-3,477.79
-9,886.70
-11,995.74
-2,960.47
-2,833.25
-3,790.19
-1,364.74
-1,027.28
-4,917.90
Net Fixed Assets
-561.69
-746.80
-1045.55
1488.67
-414.90
-527.72
-370.50
-3060.91
-157.10
Other Investment Activity
-9904.12
-15751.34
-17113.58
-7032.76
-8394.21
-8936.25
-5983.08
-5275.12
-6104.83
Cash from Financing Activity
4,994.27
-8,668.31
-2,953.71
6,509.04
10,210.59
-9,598.18
-12,538.66
-12,220.31
6,741.79
-6,974.02
Closing Cash & Equivalent
12,766.50
15,099.08
12,481.16
13,778.68
15,702.37
5,773.12
4,162.84
9,526.15
4,876.82
5,140.13
Net Cash Inflow / Outflow
-2,332.58
2,318.99
-1,297.52
-1,923.69
9,929.25
1,610.28
-5,363.31
3,778.72
-263.31
2,236.22
Opening Cash & Equivalents
15,099.08
12,481.16
13,778.68
15,702.37
5,773.12
4,162.84
9,526.15
4,876.82
5,140.13
2,903.91

Financial Ratios

Consolidated /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Book Value
54.78
51.91
45.57
39.00
33.88
31.54
32.02
38.06
44.87
43.18
NIM
5.60
5.87
5.84
5.58
5.41
4.87
4.46
2.25
1.67
1.97
Yield on Advances
14.46
15.66
15.58
14.97
14.57
15.88
18.97
14.14
17.44
17.36
Yield on Investments
7.45
7.00
5.80
5.83
6.88
8.05
9.54
6.76
7.28
7.68
Cost of Liabilities
5.84
5.91
5.51
5.00
4.71
6.39
8.35
6.23
6.77
7.21
Interest Spread
8.62
9.74
10.07
9.97
9.86
9.49
10.62
7.91
10.68
10.15
ROCE
5.42%
6.33%
9.10%
9.16%
4.86%
6.41%
3.94%
2.04%
8.19%
10.34%
Cost Income Ratio
75.30
71.91
72.13
70.79
74.51
73.51
74.53
141.22
58.11
43.22
Core Cost Income Ratio
75.87
73.25
72.80
72.17
78.09
78.02
78.50
142.29
66.59
52.92
Operating Costs to Assets
5.48
5.49
5.45
5.05
5.05
4.33
3.86
3.64
1.42
1.19
Loans/Deposits
0.12
0.15
0.25
0.40
0.50
0.52
0.88
0.99
1.19
1.25
Cash/Deposits
0.04
0.06
0.05
0.07
0.11
0.05
0.05
0.06
0.06
0.07
Investment/Deposits
0.29
0.32
0.37
0.42
0.44
0.51
0.69
0.83
1.27
1.25
Inc Loan/Deposits
12.45%
15.47%
25.40%
39.60%
50.18%
51.71%
88.20%
99.47%
119.25%
125.35%
Credit Deposits
95.27%
92.50%
97.02%
105.07%
111.67%
113.57%
131.53%
122.67%
108.59%
123.20%
Interest Expended / Interest earned
47.68%
47.14%
45.74%
44.40%
43.47%
53.76%
62.98%
71.64%
78.32%
75.95%
Interest income / Total funds
10.14%
10.61%
10.24%
9.47%
9.03%
9.79%
10.89%
7.30%
7.20%
7.65%
Interest Expended / Total funds
4.84%
5.00%
4.68%
4.21%
3.93%
5.26%
6.86%
5.23%
5.64%
5.81%
CASA
49.82%
46.91%
47.25%
49.73%
48.41%
51.77%
32.16%
12.87%
11.79%
5.06%

Annual Reports:

FY 2026
FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018

News Update:


  • IDFC First Bank - Quarterly Results
    26th Jul 2026, 00:00 AM

    Read More
  • IDFC First Bank logs 21% growth in loans & advances in Q1FY27
    3rd Jul 2026, 16:58 PM

    Total deposits grew 26% to Rs 45,415 crore (provisional) as of June 30, 2026, as compared to Rs 35,935 crore as of June 30, 2025

    Read More
  • IDFC First Bank launches business credit card for founders, entrepreneurs
    15th May 2026, 16:30 PM

    A credit card is available against a Fixed Deposit starting from Rs 50,000

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.