Nifty
:
25195.80
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:
82570.91
113.50 (0.45%)
317.45 (0.39%)
Nifty
Sensex
:
:
25195.80
82570.91
113.50 (0.45%)
317.45 (0.39%)

IDFC First Bank Ltd.

Bank - Private

Rating :
64/99

BSE: 539437 | NSE: IDFCFIRSTB

NSE BSE
72.93
15-Jul-2025
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  74.15
  •  74.76
  •  72.7
  •  74.27
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  29258552
  •  2143073484.87
  •  78.66
  •  52.46

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 53,494.08
  • 36.57
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 78,492.40
  • 0.34%
  • 1.43

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 0.00%
  • 2.49%
  • 39.04%
  • FII
  • DII
  • Others
  • 25.68%
  • 28.16%
  • 4.63%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • 24.75
  • 35.10

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 12.57
  • 25.27
  • -15.67

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.52
  • 1.63

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 18.54
  • 20.01
  • 20.78

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.37
  • 1.52
  • 1.63

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 24.53
  • 21.57
  • 17.34

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Var%
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Interest Earned
9,412.94
8,220.48
14.51%
9,342.99
7,879.50
18.57%
8,957.02
7,356.27
21.76%
8,788.69
6,868.86
27.95%
Interest Exp.
4,505.33
3,749.98
20.14%
4,440.49
3,592.35
23.61%
4,168.73
3,405.61
22.41%
4,093.25
3,122.36
31.09%
Net Interest Income
4,907.61
4,470.50
9.78%
4,902.50
4,287.15
14.35%
4,788.29
3,950.66
21.20%
4,695.44
3,746.50
25.33%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
1,895.48
1,642.02
15.44%
1,779.87
1,516.56
17.36%
1,727.30
1,409.54
22.54%
1,574.01
1,363.61
15.43%
Total Income
11,308.42
9,862.50
14.66%
11,122.86
9,396.06
18.38%
10,684.32
8,765.81
21.89%
10,362.70
8,232.47
25.88%
Operating Exp.
5,008.30
4,441.83
12.75%
4,922.29
4,219.16
16.67%
4,538.56
3,849.02
17.91%
4,422.45
3,637.72
21.57%
Operating Profit
1,794.79
1,670.69
7.43%
1,760.08
1,584.55
11.08%
1,977.03
1,511.18
30.83%
1,847.00
1,472.39
25.44%
Provision
1,450.47
722.31
100.81%
1,337.92
654.81
104.32%
1,731.94
528.36
227.80%
994.40
476.17
108.83%
PBT
344.32
948.38
-63.69%
422.16
929.74
-54.59%
245.09
982.82
-75.06%
852.60
996.22
-14.42%
PBTM
3.66
11.54
-68.28%
4.52
11.80
-61.69%
2.74
13.36
-79.49%
9.70
14.50
-33.10%
TAX
48.72
216.48
-77.49%
81.99
197.65
-58.52%
33.15
235.97
-85.95%
209.96
264.71
-20.68%
PAT
295.60
731.90
-59.61%
340.17
732.09
-53.53%
211.94
746.85
-71.62%
642.64
731.51
-12.15%
PATM
3.14%
8.90%
3.64%
9.29%
2.37%
10.15%
7.31%
10.65%
EPS
0.40
1.00
-60.00%
0.46
1.00
-54.00%
0.29
1.02
-71.57%
0.88
1.00
-12.00%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Net Interest Income
-
19,293.84
16,454.81
12,637.17
9,707.62
7,383.02
6,012.05
3,460.78
1,972.51
2,062.81
Interest Earned
-
36,501.64
30,325.11
22,727.81
17,172.69
15,968.15
16,240.32
12,204.02
9,098.47
8,578.28
Interest Expended
-
17,207.80
13,870.30
10,090.64
7,465.07
8,585.13
10,228.27
8,743.24
7,125.96
6,515.47
Int. income Growth
-
17.25%
30.21%
30.18%
31.49%
22.80%
73.72%
75.45%
-4.38%
 
Other Income
-
6,976.66
5,931.73
4,467.28
3,172.59
2,211.43
1,722.41
852.16
1,119.87
1,019.10
Total Income
-
26,270.50
22,386.54
17,104.45
12,880.21
9,594.45
7,734.46
4,312.94
3,092.38
3,081.91
Total Expenditure
-
23,570.78
17,898.62
13,338.06
12,322.83
8,732.96
9,760.34
4,702.19
1,789.01
1,432.24
Employee Cost
-
6,501.81
5,633.66
4,278.59
3,099.87
2,301.52
1,795.01
1,279.37
786.38
614.96
% Of Sales
-
17.81%
18.58%
18.83%
18.05%
14.41%
11.05%
10.48%
8.64%
7.17%
Opt. & Establishment Exp.
-
13,225.34
11,144.83
8,264.63
6,879.19
5,093.93
4,289.80
7,631.59
1,178.74
853.08
% Of Sales
-
36.23%
36.75%
36.36%
40.06%
31.90%
26.41%
62.53%
12.96%
9.94%
Provisions
-
5,514.73
2,381.65
1,664.82
3,108.59
2,022.53
4,315.55
1,431.87
160.31
236.06
% Of Sales
-
15.11%
7.85%
7.33%
18.10%
12.67%
26.57%
11.73%
1.76%
2.75%
EBITDA
-
2,699.72
4,487.92
3,766.39
557.38
861.49
-2,025.88
-389.25
1,303.37
1,649.67
EBITDA Margin
-
13.99%
27.27%
29.80%
5.74%
11.67%
-33.70%
-11.25%
66.08%
79.97%
Depreciation
-
835.55
630.76
434.99
382.41
342.51
320.01
2,820.32
168.21
135.93
PBT
-
1,864.17
3,857.16
3,331.40
174.97
518.98
-2,345.89
-3,209.57
1,135.17
1,513.73
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-
373.82
914.81
846.47
42.66
35.80
497.50
-1,329.55
179.69
450.99
Tax Rate
-
20.05%
23.72%
25.41%
24.38%
6.90%
-21.21%
41.42%
15.83%
29.79%
PAT
-
1,490.35
2,942.35
2,484.93
132.31
483.18
-2,843.39
-1,880.02
955.48
1,062.74
PAT before Minority Interest
-
1,490.35
2,942.35
2,484.93
132.31
483.18
-2,843.39
-1,880.02
955.48
1,062.74
Minority Interest
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
-
5.67%
13.14%
14.53%
1.03%
5.04%
-36.76%
-43.59%
30.90%
34.48%
PAT Growth
-
-49.35%
18.41%
1778.11%
-72.62%
0
0
-296.76%
-10.09%
 
EPS
-
2.04
4.02
3.39
0.18
0.66
-3.88
-2.57
1.30
1.45

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Shareholder's Funds
38,155.78
32,273.58
25,847.55
21,082.12
17,899.71
15,403.52
18,199.36
15,274.11
14,677.33
Share Capital
7,322.11
7,069.92
6,618.12
6,217.71
5,675.85
4,809.90
4,781.68
3,404.07
3,399.01
Total Reserves
30,684.95
25,144.73
19,192.31
14,848.29
12,223.77
10,593.62
13,417.69
11,870.03
11,277.25
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
2,52,010.23
2,00,570.20
1,44,469.50
1,05,539.63
88,536.24
65,078.94
70,353.59
48,039.44
40,097.83
Borrowings
38,983.79
50,935.74
57,212.09
52,962.60
45,786.09
57,397.19
69,983.39
57,287.07
50,262.19
Other Liabilities & Provisions
14,758.94
12,430.26
12,352.90
10,561.39
10,849.48
11,278.90
8,562.59
5,781.38
7,026.97
Total Liabilities
3,43,908.74
2,96,209.78
2,39,882.04
1,90,145.74
1,63,071.52
1,49,158.55
1,67,098.93
1,26,382.00
1,12,064.32
Net Block
2,662.54
2,580.04
1,914.49
1,307.93
1,230.66
998.77
939.93
796.87
792.95
Gross Block
5,949.56
5,151.22
3,958.91
5,560.27
5,155.45
4,612.82
4,260.75
1,218.67
1,076.70
Accumulated Depreciation
3,287.02
2,571.18
2,044.42
4,252.33
3,924.80
3,614.05
3,320.82
421.80
283.75
Total Non-Current Assets
3,31,453.01
2,84,248.21
2,28,619.55
1,80,882.07
1,52,800.78
1,36,005.85
1,55,047.71
1,18,746.39
1,05,504.79
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
73.62
94.52
218.57
79.41
65.27
74.46
34.11
3.39
5.92
Cash and balance with RBI
13,985.47
10,988.46
10,562.28
11,281.25
4,669.55
3,348.42
4,100.93
3,021.10
2,995.14
Balance with banks and money at call
1,113.61
1,492.70
3,216.40
4,421.12
1,103.58
814.42
5,425.22
1,855.72
2,144.99
Investments
80,505.24
74,500.12
60,913.28
45,934.56
45,181.59
45,174.42
58,245.23
60,904.42
50,164.11
Advances
2,33,112.53
1,94,592.37
1,51,794.53
1,17,857.80
1,00,550.13
85,595.36
86,302.29
52,164.89
49,401.68
Other Assets
12,455.73
11,961.57
11,262.50
9,263.66
10,270.76
13,152.69
12,051.22
7,635.61
6,559.52
Total Assets
3,43,908.74
2,96,209.78
2,39,882.05
1,90,145.73
1,63,071.54
1,49,158.54
1,67,098.93
1,26,382.00
1,12,064.31
Contingent Liabilities
4,38,879.60
3,02,361.17
3,61,207.30
2,14,314.37
2,12,486.52
2,80,678.92
2,99,918.85
2,15,695.09
2,03,700.05
Bills for collection
3,770.93
3,624.40
2,196.78
1,439.99
1,285.38
914.95
454.37
554.50
0.00
Adjusted Book Value
51.91
45.57
39.00
33.88
31.54
32.02
38.06
44.87
43.18

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Cash From Operating Activity
14,465.09
11,542.89
3,563.00
2,679.13
14,041.71
10,965.54
17,363.78
-5,977.82
14,128.15
PBT
1,864.17
3,857.16
3,331.40
174.97
518.98
-2,345.89
-3,237.43
1,059.61
1,469.68
Adjustment
6,571.37
3,293.38
2,390.25
3,705.12
2,455.48
4,764.24
4,414.80
518.70
450.68
Adjustments for Liabilities & Assets
6,230.79
5,199.56
-1,802.71
-1,335.79
10,549.69
8,696.55
16,132.88
-7,207.66
12,451.93
Refund/(Payment) of direct taxes
-201.24
-807.21
-355.94
134.83
517.56
-149.36
53.54
-348.47
-244.15
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-3,477.79
-9,886.70
-11,995.74
-2,960.47
-2,833.25
-3,790.19
-1,364.74
-1,027.28
-4,917.90
Net Fixed Assets
-746.80
-1045.55
1488.67
-414.90
-527.72
-370.50
-3060.91
-157.10
Other Investment Activity
-15751.34
-17113.58
-7032.76
-8394.21
-8936.25
-5983.08
-5275.12
-6104.83
Cash from Financing Activity
-8,668.31
-2,953.71
6,509.04
10,210.59
-9,598.18
-12,538.66
-12,220.31
6,741.79
-6,974.02
Closing Cash & Equivalent
15,099.08
12,481.16
13,778.68
15,702.37
5,773.12
4,162.84
9,526.15
4,876.82
5,140.13
Net Cash Inflow / Outflow
2,318.99
-1,297.52
-1,923.69
9,929.25
1,610.28
-5,363.31
3,778.72
-263.31
2,236.22
Opening Cash & Equivalents
12,481.16
13,778.68
15,702.37
5,773.12
4,162.84
9,526.15
4,876.82
5,140.13
2,903.91

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Book Value
51.91
45.57
39.00
33.88
31.54
32.02
38.06
44.87
43.18
NIM
5.87
5.84
5.58
5.41
4.87
4.46
2.25
1.67
1.97
Yield on Advances
15.66
15.58
14.97
14.57
15.88
18.97
14.14
17.44
17.36
Yield on Investments
7.00
5.80
5.83
6.88
8.05
9.54
6.76
7.28
7.68
Cost of Liabilities
5.91
5.51
5.00
4.71
6.39
8.35
6.23
6.77
7.21
Interest Spread
9.74
10.07
9.97
9.86
9.49
10.62
7.91
10.68
10.15
ROCE
6.33%
9.10%
9.16%
4.86%
6.41%
3.94%
2.04%
8.19%
10.34%
Cost Income Ratio
71.91
72.13
70.79
74.51
73.51
74.53
141.22
58.11
43.22
Core Cost Income Ratio
73.25
72.80
72.17
78.09
78.02
78.50
142.29
66.59
52.92
Operating Costs to Assets
5.49
5.45
5.05
5.05
4.33
3.86
3.64
1.42
1.19
Loans/Deposits
0.15
0.25
0.40
0.50
0.52
0.88
0.99
1.19
1.25
Cash/Deposits
0.06
0.05
0.07
0.11
0.05
0.05
0.06
0.06
0.07
Investment/Deposits
0.32
0.37
0.42
0.44
0.51
0.69
0.83
1.27
1.25
Inc Loan/Deposits
15.47%
25.40%
39.60%
50.18%
51.71%
88.20%
99.47%
119.25%
125.35%
Credit Deposits
92.50%
97.02%
105.07%
111.67%
113.57%
131.53%
122.67%
108.59%
123.20%
Interest Expended / Interest earned
47.14%
45.74%
44.40%
43.47%
53.76%
62.98%
71.64%
78.32%
75.95%
Interest income / Total funds
10.61%
10.24%
9.47%
9.03%
9.79%
10.89%
7.30%
7.20%
7.65%
Interest Expended / Total funds
5.00%
4.68%
4.21%
3.93%
5.26%
6.86%
5.23%
5.64%
5.81%
CASA
46.91%
47.25%
49.73%
48.41%
51.77%
32.16%
12.87%
11.79%
5.06%

Annual Reports:

FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018

News Update:


  • Currant Sea Investments B.V. gets nod to acquire around 10% stake in IDFC FIRST Bank
    4th Jun 2025, 14:51 PM

    The proposed investment is subject to receipt of approval from the Reserve Bank of India

    Read More
  • IDFC First Bank reports 60% fall in Q4 consolidated net profit
    28th Apr 2025, 15:30 PM

    Consolidated total income of the bank increased by 14.66% at Rs 11,308.42 crore for Q4FY25

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.