Nifty
Sensex
:
:
24530.90
80604.65
-269.95 (-1.09%)
-738.81 (-0.91%)

Bank - Public

Rating :
72/99

BSE: 532814 | NSE: INDIANB

538.85
05-Jul-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  542.00
  •  543.90
  •  535.00
  •  541.55
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  1159426
  •  6229.17
  •  632.70
  •  324.55

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 75,524.27
  • 8.97
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 65,964.39
  • 2.14%
  • 1.39

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 73.84%
  • 0.23%
  • 3.03%
  • FII
  • DII
  • Others
  • 5.38%
  • 16.41%
  • 1.11%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 36.98
  • -
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 23.16
  • 60.74
  • 26.74

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 0.60
  • 0.78

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 8.70
  • 7.63
  • 6.83

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.71
  • 0.60
  • 0.78

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.98
  • 2.23
  • 2.07

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Sep 23
Sep 22
Var%
Jun 23
Jun 22
Var%
Interest Earned
14,633.41
12,255.25
19.41%
14,202.58
11,836.38
19.99%
13,763.80
10,727.67
28.30%
13,049.94
10,165.86
28.37%
Interest Exp.
8,609.13
6,736.46
27.80%
8,383.37
6,334.89
32.34%
8,002.62
6,026.08
32.80%
7,345.64
5,619.86
30.71%
Net Interest Income
6,024.28
5,518.79
9.16%
5,819.21
5,501.49
5.78%
5,761.18
4,701.59
22.54%
5,704.30
4,546.00
25.48%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
2,432.08
2,160.73
12.56%
2,112.77
1,925.57
9.72%
2,165.61
1,986.53
9.01%
1,871.49
1,731.67
8.07%
Total Income
17,065.49
14,415.98
18.38%
16,315.35
13,761.95
18.55%
15,929.41
12,714.20
25.29%
14,921.43
11,897.53
25.42%
Operating Exp.
4,127.38
3,639.93
13.39%
3,808.64
3,344.70
13.87%
3,599.08
3,037.77
18.48%
3,417.70
2,702.36
26.47%
Operating Profit
4,328.98
4,039.59
7.16%
4,123.34
4,082.36
1.00%
4,327.71
3,650.35
18.56%
4,158.09
3,575.31
16.30%
Provision
1,250.78
2,562.20
-51.18%
1,349.13
2,515.62
-46.37%
1,550.97
2,060.12
-24.71%
1,743.58
2,219.72
-21.45%
PBT
3,078.20
1,477.39
108.35%
2,774.21
1,566.74
77.07%
2,776.74
1,590.23
74.61%
2,414.51
1,355.59
78.12%
PBTM
21.04
12.06
74.46%
19.53
13.24
47.51%
20.17
14.82
36.10%
18.50
13.33
38.78%
TAX
817.89
15.37
5,221.34%
637.88
159.20
300.68%
768.62
345.52
122.45%
690.12
139.38
395.14%
PAT
2,260.31
1,462.02
54.60%
2,136.33
1,407.54
51.78%
2,008.12
1,244.71
61.33%
1,724.39
1,216.21
41.78%
PATM
15.45%
11.93%
15.04%
11.89%
14.59%
11.60%
13.21%
11.96%
EPS
16.78
10.85
54.65%
15.86
10.45
51.77%
14.91
9.24
61.36%
12.80
9.03
41.75%
Gross NPA
21,106.31
28,179.53
-25.10%
22,786.52
29,483.91
-22.72%
24,487.53
31,958.83
-23.38%
26,226.92
34,573.34
-24.14%
Gross NPA%
3.95
5.95
-33.61%
4.47
6.53
-31.55%
4.97
7.30
-31.92%
5.47
8.13
-32.72%
Net NPA
2,222.58
4,043.07
-45.03%
2,578.72
4,270.48
-39.62%
2,825.85
6,174.13
-54.23%
3,197.55
8,470.72
-62.25%
Net NPA%
0.43
0.90
-52.22%
0.53
1.00
-47.00%
0.60
1.50
-60.00%
0.70
2.12
-66.98%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Interest Income
-
23,308.97
20,267.87
16,759.19
15,669.28
7,603.77
7,015.31
6,264.04
5,147.76
4,448.89
4,463.58
Interest Earned
-
55,649.73
44,985.16
38,888.44
39,108.08
21,401.28
19,182.06
17,115.32
16,039.22
16,244.27
15,853.35
Interest Expended
-
32,340.76
24,717.29
22,129.25
23,438.80
13,797.51
12,166.75
10,851.28
10,891.46
11,795.38
11,389.77
Int. income Growth
-
15.00%
20.94%
6.96%
106.07%
8.39%
11.99%
21.68%
15.71%
-0.33%
 
Other Income
-
8,581.95
7,804.50
7,379.71
6,111.40
3,325.50
1,891.44
2,416.59
2,222.40
1,788.94
1,372.21
Total Income
-
31,890.92
28,072.37
24,138.90
21,780.68
10,929.27
8,906.75
8,680.63
7,370.16
6,237.83
5,835.79
Total Expenditure
-
20,342.43
21,576.81
20,284.92
18,230.89
9,237.88
8,364.35
7,363.44
5,438.45
5,128.20
4,220.07
Employee Cost
-
9,319.90
7,578.88
6,738.44
6,411.62
2,478.34
2,227.54
2,104.64
1,995.36
2,010.26
1,746.25
% Of Sales
-
16.75%
16.85%
17.33%
16.39%
11.58%
11.61%
12.30%
12.44%
12.38%
11.02%
Opt. & Establishment Exp.
-
6,164.04
5,678.25
5,215.78
5,010.83
2,268.30
2,060.01
1,805.52
1,534.34
1,343.06
1,217.96
% Of Sales
-
11.08%
12.62%
13.41%
12.81%
10.60%
10.74%
10.55%
9.57%
8.27%
7.68%
Provisions
-
5,920.77
9,384.42
9,532.06
8,074.78
5,119.12
4,595.22
3,926.96
2,241.23
2,077.26
1,533.50
% Of Sales
-
10.64%
20.86%
24.51%
20.65%
23.92%
23.96%
22.94%
13.97%
12.79%
9.67%
EBITDA
-
11,548.49
6,495.56
3,853.98
3,549.79
1,691.39
542.40
1,317.19
1,931.71
1,109.63
1,615.72
EBITDA Margin
-
49.55%
32.05%
23.00%
22.65%
22.24%
7.73%
21.03%
37.53%
24.94%
36.20%
Depreciation
-
531.14
532.37
600.68
633.17
313.94
259.21
236.84
166.24
151.19
138.82
PBT
-
11,017.35
5,963.19
3,253.30
2,916.62
1,377.45
283.19
1,080.35
1,765.47
958.44
1,476.90
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-
2,888.20
632.71
-740.59
-99.10
619.37
-37.74
-182.57
352.56
243.92
463.45
Tax Rate
-
26.22%
10.61%
-22.76%
-3.40%
44.96%
-13.33%
-16.90%
19.97%
25.45%
31.38%
PAT
-
8,126.04
5,329.27
3,991.51
3,014.29
757.39
320.34
1,262.17
1,411.04
713.55
1,011.70
PAT before Minority Interest
-
8,129.15
5,330.48
3,993.89
3,015.72
758.08
320.93
1,262.92
1,412.91
714.52
1,013.45
Minority Interest
-
-3.11
-1.21
-2.38
-1.43
-0.69
-0.59
-0.75
-1.87
-0.97
-1.75
PAT Margin
-
25.48%
18.98%
16.54%
13.84%
6.93%
3.60%
14.54%
19.15%
11.44%
17.34%
PAT Growth
-
52.48%
33.52%
32.42%
297.98%
136.43%
-74.62%
-10.55%
97.75%
-29.47%
 
EPS
-
60.33
39.56
29.63
22.38
5.62
2.38
9.37
10.48
5.30
7.51

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
60,248.20
49,506.82
44,951.93
39,458.07
22,767.58
19,715.46
18,715.44
17,433.84
16,489.84
15,028.96
Share Capital
1,346.96
1,245.44
1,245.44
1,129.37
608.80
480.29
480.29
480.29
480.29
480.29
Total Reserves
58,901.24
48,261.38
43,706.49
38,328.70
22,158.78
19,235.17
18,235.15
16,953.55
16,009.55
14,548.67
Minority Interest
29.31
26.19
24.98
22.60
21.17
20.46
19.87
19.12
17.25
16.27
Deposits
687,953.07
621,123.23
593,570.88
538,029.80
260,184.40
242,040.80
208,261.81
182,480.04
178,258.92
169,204.18
Borrowings
23,142.88
22,092.42
17,217.52
24,762.77
20,830.31
12,137.54
19,760.17
12,636.89
3,509.32
2,646.09
Other Liabilities & Provisions
24,335.36
20,585.34
18,331.12
23,261.93
6,337.50
6,474.02
6,224.12
5,937.55
5,665.77
6,140.22
Total Liabilities
795,708.82
713,334.00
674,096.43
625,535.17
310,140.96
280,388.28
252,981.41
218,507.44
203,941.10
193,035.72
Net Block
7,522.64
7,470.39
7,692.81
7,391.06
3,898.30
3,964.23
3,421.47
3,436.05
3,507.71
2,968.56
Gross Block
13,657.35
13,140.57
12,907.30
12,085.63
11,573.17
6,090.79
5,358.50
5,149.44
4,991.13
4,280.35
Accumulated Depreciation
6,134.71
5,670.18
5,214.49
4,694.57
7,674.87
2,126.56
1,937.03
1,713.39
1,483.42
1,311.79
Total Non-Current Assets
779,847.70
695,357.73
653,354.81
599,858.23
297,593.72
270,526.06
244,543.65
208,982.83
197,853.60
187,986.29
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
17.26
10.28
6.10
1.50
0.78
0.76
0.61
10.64
7.90
5.24
Cash and balance with RBI
32,702.76
32,692.73
58,554.66
27,545.18
5,736.12
11,701.87
10,501.60
5,588.70
9,174.46
8,301.13
Balance with banks and money at call
9,474.15
17,524.10
21,413.56
23,958.97
8,200.35
8,325.74
2,431.90
4,458.54
2,825.16
4,780.71
Investments
215,241.82
188,366.28
176,501.61
178,292.44
81,871.16
65,271.55
71,619.14
67,781.19
53,282.93
46,060.45
Advances
514,889.07
449,293.95
389,186.07
362,669.08
197,887.01
181,261.91
156,568.93
127,707.71
129,055.44
125,870.20
Other Assets
15,861.12
17,976.27
20,741.62
25,676.94
12,547.24
9,862.22
8,437.76
9,524.61
6,087.50
5,049.43
Total Assets
795,708.82
713,334.00
674,096.43
625,535.17
310,140.96
280,388.28
252,981.41
218,507.44
203,941.10
193,035.72
Contingent Liabilities
334,331.17
381,370.21
356,020.02
293,606.77
42,601.71
36,219.00
33,728.75
29,385.56
29,775.78
38,060.51
Bills for collection
15,934.58
16,082.16
14,144.89
12,620.73
5,994.97
5,394.56
4,607.55
3,230.56
3,150.61
2,990.96
Adjusted Book Value
402.93
348.47
311.06
349.38
373.97
410.49
335.09
306.76
285.42
265.54

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
-8,617.26
-27,893.99
28,750.33
17,230.92
-8,396.17
6,269.85
-3,675.80
-10,813.85
-930.72
5,135.69
PBT
8,422.52
5,573.52
4,144.19
3,150.58
862.02
380.73
1,311.29
1,454.93
752.24
1,050.51
Adjustment
9,606.29
11,370.23
10,482.11
9,686.04
6,329.43
4,818.28
3,983.37
2,761.06
2,474.40
2,137.47
Adjustments for Liabilities & Assets
-25,756.57
-44,824.14
14,136.21
4,414.02
-14,797.62
1,070.84
-8,970.46
-15,029.84
-4,157.36
1,947.71
Refund/(Payment) of direct taxes
-889.50
-13.60
-12.18
-19.72
-790.00
0.00
0.00
0.00
0.00
0.00
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-617.71
-313.98
-304.69
-544.88
-247.37
-248.56
-214.38
-179.37
-771.72
-236.41
Net Fixed Assets
-519.07
-229.25
-836.53
-511.32
-5441.09
-732.54
-198.97
-143.68
-730.82
-172.57
Other Investment Activity
-13915.94
-13387.58
-13398.52
-12264.48
-11754.35
-6279.08
-5511.53
-5904.91
-5225.92
-4405.51
Cash from Financing Activity
1,195.05
-1,543.42
18.43
1,865.55
2,552.42
1,000.00
6,776.44
9,040.86
620.21
-2,311.72
Closing Cash & Equivalent
42,176.91
50,216.83
79,968.22
51,504.15
13,936.48
20,027.62
12,933.51
10,047.25
11,999.61
13,081.84
Net Cash Inflow / Outflow
-8,039.92
-29,751.39
28,464.07
18,551.59
-6,091.12
7,021.29
2,886.26
-1,952.36
-1,082.23
2,587.56
Opening Cash & Equivalents
50,216.83
79,968.22
51,504.15
11,174.70
20,027.60
12,933.50
10,047.25
11,999.61
13,081.84
10,494.28

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value
402.93
348.47
311.06
349.38
373.97
410.49
335.09
306.76
285.42
265.54
NIM
3.02
2.95
2.60
2.64
2.59
2.63
2.60
2.50
2.29
2.41
Yield on Advances
10.81
10.01
9.99
10.78
10.81
10.58
10.93
12.56
12.59
12.59
Yield on Investments
6.65
6.41
7.16
7.46
7.52
7.99
8.06
7.81
8.37
8.31
Cost of Liabilities
4.55
3.84
3.62
4.16
4.91
4.79
4.76
5.58
6.49
6.63
Interest Spread
6.26
6.17
6.37
6.62
5.91
5.80
6.17
6.98
6.10
5.97
ROCE
16.60%
11.21%
7.04%
7.67%
5.78%
3.47%
5.07%
8.40%
6.42%
9.04%
Cost Income Ratio
46.89
45.33
47.03
49.54
40.56
45.23
42.32
45.64
51.33
48.41
Core Cost Income Ratio
48.91
45.81
49.69
53.72
44.11
46.14
45.81
51.76
53.99
50.19
Operating Costs to Assets
1.88
1.78
1.68
1.72
1.43
1.44
1.45
1.54
1.57
1.46
Loans/Deposits
0.03
0.04
0.03
0.05
0.08
0.05
0.09
0.07
0.02
0.02
Cash/Deposits
0.05
0.05
0.10
0.05
0.02
0.05
0.05
0.03
0.05
0.05
Investment/Deposits
0.31
0.30
0.30
0.33
0.31
0.27
0.34
0.37
0.30
0.27
Inc Loan/Deposits
3.36%
3.56%
2.90%
4.60%
8.01%
5.01%
9.49%
6.93%
1.97%
1.56%
Credit Deposits
74.84%
72.34%
65.57%
67.41%
76.06%
74.89%
75.18%
69.98%
72.40%
74.39%
Interest Expended / Interest earned
58.11%
54.95%
56.90%
59.93%
64.47%
63.43%
63.40%
67.91%
72.61%
71.84%
Interest income / Total funds
6.99%
6.31%
5.77%
6.25%
6.90%
6.84%
6.77%
7.34%
7.97%
8.21%
Interest Expended / Total funds
4.06%
3.47%
3.28%
3.75%
4.45%
4.34%
4.29%
4.98%
5.78%
5.90%
CASA
40.77%
41.99%
41.77%
42.30%
34.65%
34.71%
36.96%
37.09%
31.28%
28.78%

News Update:


  • Indian Bank aiming to cross Rs 1 lakh crore business transactions through digital channels
    8th May 2024, 12:19 PM

    The bank had made Rs 81,000 crore transactions through digital medium last financial year

    Read More
  • Indian Bank reports 55% rise in Q4 consolidated net profit
    6th May 2024, 15:44 PM

    Total consolidated income of the bank increased by 18.38% at Rs 17,065.49 crore for Q4FY24

    Read More
  • Indian Bank - Quarterly Results
    6th May 2024, 13:56 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.