Nifty
Sensex
:
:
23913.70
76009.70
-118.00 (-0.49%)
-479.26 (-0.63%)

Bank - Public

Rating :
69/99

BSE: 532814 | NSE: INDIANB

833.55
26-May-2026
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  844
  •  847.3
  •  830.1
  •  840.15
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  2469501
  •  2066173610.4
  •  1000.9
  •  586.25

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 1,12,296.39
  • 9.59
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 1,25,048.04
  • 2.19%
  • 1.54

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 73.84%
  • 0.12%
  • 2.01%
  • FII
  • DII
  • Others
  • 5.82%
  • 17.66%
  • 0.55%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 18.32

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 24.10
  • 25.09
  • 14.58

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.00
  • 1.30

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 8.10
  • 7.52
  • 8.21

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.81
  • 1.00
  • 1.30

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.13
  • 3.10
  • 4.10

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Var%
Dec 25
Dec 24
Var%
Sep 25
Sep 24
Var%
Jun 25
Jun 24
Var%
Interest Earned
17,488.50
15,859.63
10.27%
17,102.21
15,770.16
8.45%
16,628.28
15,369.01
8.19%
16,285.10
15,040.63
8.27%
Interest Exp.
10,371.96
9,467.06
9.56%
10,202.90
9,345.18
9.18%
10,039.71
9,153.50
9.68%
9,924.09
8,860.51
12.00%
Net Interest Income
7,116.54
6,392.57
11.33%
6,899.31
6,424.98
7.38%
6,588.57
6,215.51
6.00%
6,361.01
6,180.12
2.93%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
2,772.73
2,934.73
-5.52%
2,792.57
2,397.38
16.48%
2,642.81
2,602.21
1.56%
2,620.50
2,077.13
26.16%
Total Income
20,261.23
18,794.36
7.80%
19,894.78
18,167.54
9.51%
19,271.09
17,971.22
7.23%
18,905.60
17,117.76
10.44%
Operating Exp.
4,583.46
4,303.18
6.51%
4,635.39
4,042.10
14.68%
4,369.88
4,044.66
8.04%
4,189.13
3,733.21
12.21%
Operating Profit
5,305.81
5,024.12
5.61%
5,056.49
4,780.26
5.78%
4,861.50
4,773.06
1.85%
4,792.38
4,524.04
5.93%
Provision
1,228.00
794.31
54.60%
857.11
1,059.61
-19.11%
738.51
1,099.07
-32.81%
691.02
1,261.11
-45.21%
PBT
4,077.81
4,229.81
-3.59%
4,199.38
3,720.65
12.87%
4,122.99
3,673.99
12.22%
3,334.77
3,262.93
2.20%
PBTM
23.32
26.67
-12.56%
24.55
23.59
4.07%
24.80
23.91
3.72%
20.48
21.69
-5.58%
TAX
962.61
1,268.42
-24.11%
1,113.22
844.50
31.82%
1,082.46
933.96
15.90%
1,116.26
845.63
32.00%
PAT
3,115.20
2,961.39
5.19%
3,086.16
2,876.15
7.30%
3,040.53
2,740.03
10.97%
2,218.51
2,417.30
-8.22%
PATM
17.81%
18.67%
18.05%
18.24%
18.29%
17.83%
13.62%
16.07%
EPS
23.13
21.99
5.18%
22.91
21.35
7.31%
22.57
20.34
10.96%
16.47
17.95
-8.25%
Gross NPA
13,190.02
18,178.86
-27.44%
14,268.38
18,208.35
-21.64%
16,134.66
19,148.00
-15.74%
18,066.88
20,302.16
-11.01%
Gross NPA%
1.98
3.09
-35.92%
2.23
3.26
-31.60%
2.60
3.48
-25.29%
3.01
3.77
-20.16%
Net NPA
964.88
1,109.56
-13.04%
967.55
1,126.86
-14.14%
982.98
1,445.29
-31.99%
1,035.56
2,026.59
-48.90%
Net NPA%
0.15
0.19
-21.05%
0.15
0.21
-28.57%
0.16
0.27
-40.74%
0.18
0.39
-53.85%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Net Interest Income
-
26,965.43
25,213.18
23,308.97
20,267.87
16,759.19
15,669.28
7,603.77
7,015.31
6,264.04
5,147.76
Interest Earned
-
67,504.09
62,039.43
55,649.73
44,985.16
38,888.44
39,108.08
21,401.28
19,182.06
17,115.32
16,039.22
Interest Expended
-
40,538.66
36,826.25
32,340.76
24,717.29
22,129.25
23,438.80
13,797.51
12,166.75
10,851.28
10,891.46
Int. income Growth
-
6.95%
8.17%
15.00%
20.94%
6.96%
106.07%
8.39%
11.99%
21.68%
 
Other Income
-
10,828.61
10,011.45
8,581.95
7,804.50
7,379.71
6,111.40
3,325.50
1,891.44
2,416.59
2,222.40
Total Income
-
37,794.04
35,224.63
31,890.92
28,072.37
24,138.90
21,780.68
10,929.27
8,906.75
8,680.63
7,370.16
Total Expenditure
-
20,710.12
19,818.18
20,342.43
21,576.81
20,284.92
18,230.89
9,237.88
8,364.35
7,363.44
5,438.45
Employee Cost
-
10,880.32
9,974.61
9,319.90
7,578.88
6,738.44
6,411.62
2,478.34
2,227.54
2,104.64
1,995.36
% Of Sales
-
16.12%
16.08%
16.75%
16.85%
17.33%
16.39%
11.58%
11.61%
12.30%
12.44%
Opt. & Establishment Exp.
-
7,506.40
6,691.48
6,164.04
5,678.25
5,215.78
5,010.83
2,268.30
2,060.01
1,805.52
1,534.34
% Of Sales
-
11.12%
10.79%
11.08%
12.62%
13.41%
12.81%
10.60%
10.74%
10.55%
9.57%
Provisions
-
3,541.12
4,237.97
5,920.77
9,384.42
9,532.06
8,074.78
5,119.12
4,595.22
3,926.96
2,241.23
% Of Sales
-
5.25%
6.83%
10.64%
20.86%
24.51%
20.65%
23.92%
23.96%
22.94%
13.97%
EBITDA
-
17,083.92
15,406.45
11,548.49
6,495.56
3,853.98
3,549.79
1,691.39
542.40
1,317.19
1,931.71
EBITDA Margin
-
63.35%
61.10%
49.55%
32.05%
23.00%
22.65%
22.24%
7.73%
21.03%
37.53%
Depreciation
-
608.86
542.94
531.14
532.37
600.68
633.17
313.94
259.21
236.84
166.24
PBT
-
16,475.06
14,863.51
11,017.35
5,963.19
3,253.30
2,916.62
1,377.45
283.19
1,080.35
1,765.47
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-
4,248.07
3,868.64
2,888.20
632.71
-740.59
-99.10
619.37
-37.74
-182.57
352.56
Tax Rate
-
25.78%
26.03%
26.22%
10.61%
-22.76%
-3.40%
44.96%
-13.33%
-16.90%
19.97%
PAT
-
12,224.50
10,991.95
8,126.04
5,329.27
3,991.51
3,014.29
757.39
320.34
1,262.17
1,411.04
PAT before Minority Interest
-
12,226.99
10,994.87
8,129.15
5,330.48
3,993.89
3,015.72
758.08
320.93
1,262.92
1,412.91
Minority Interest
-
-2.49
-2.92
-3.11
-1.21
-2.38
-1.43
-0.69
-0.59
-0.75
-1.87
PAT Margin
-
32.35%
31.21%
25.48%
18.98%
16.54%
13.84%
6.93%
3.60%
14.54%
19.15%
PAT Growth
-
11.21%
35.27%
52.48%
33.52%
32.42%
297.98%
136.43%
-74.62%
-10.55%
 
EPS
-
90.75
81.60
60.33
39.56
29.63
22.38
5.62
2.38
9.37
10.48

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Shareholder's Funds
80,042.88
71,512.91
60,248.20
49,506.82
44,951.93
39,458.07
22,767.58
19,715.46
18,715.44
17,433.84
Share Capital
1,346.96
1,346.96
1,346.96
1,245.44
1,245.44
1,129.37
608.80
480.29
480.29
480.29
Total Reserves
78,695.92
70,165.95
58,901.24
48,261.38
43,706.49
38,328.70
22,158.78
19,235.17
18,235.15
16,953.55
Minority Interest
34.72
32.23
29.31
26.19
24.98
22.60
21.17
20.46
19.87
19.12
Deposits
8,27,654.01
7,37,098.32
6,87,953.07
6,21,123.23
5,93,570.88
5,38,029.80
2,60,184.40
2,42,040.80
2,08,261.81
1,82,480.04
Borrowings
46,806.57
41,552.30
23,142.88
22,092.42
17,217.52
24,762.77
20,830.31
12,137.54
19,760.17
12,636.89
Other Liabilities & Provisions
37,014.61
26,842.84
24,335.36
20,585.34
18,331.12
23,261.93
6,337.50
6,474.02
6,224.12
5,937.55
Total Liabilities
9,91,552.79
8,77,038.60
7,95,708.82
7,13,334.00
6,74,096.43
6,25,535.17
3,10,140.96
2,80,388.28
2,52,981.41
2,18,507.44
Net Block
8,641.76
8,826.27
7,522.64
7,470.39
7,692.81
7,391.06
3,898.30
3,964.23
3,421.47
3,436.05
Gross Block
15,796.82
15,445.29
13,657.35
13,140.57
12,907.30
12,085.63
11,573.17
6,090.79
5,358.50
5,149.44
Accumulated Depreciation
7,155.06
6,619.02
6,134.71
5,670.18
5,214.49
4,694.57
7,674.87
2,126.56
1,937.03
1,713.39
Total Non-Current Assets
9,76,946.77
8,63,310.77
7,79,847.70
6,95,357.73
6,53,354.81
5,99,858.23
2,97,593.72
2,70,526.06
2,44,543.65
2,08,982.83
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
35.05
31.06
17.26
10.28
6.10
1.50
0.78
0.76
0.61
10.64
Cash and balance with RBI
34,054.92
31,947.65
32,702.76
32,692.73
58,554.66
27,545.18
5,736.12
11,701.87
10,501.60
5,588.70
Balance with banks and money at call
31,644.77
23,013.75
9,474.15
17,524.10
21,413.56
23,958.97
8,200.35
8,325.74
2,431.90
4,458.54
Investments
2,47,682.04
2,28,420.86
2,15,241.82
1,88,366.28
1,76,501.61
1,78,292.44
81,871.16
65,271.55
71,619.14
67,781.19
Advances
6,54,888.23
5,71,071.18
5,14,889.07
4,49,293.95
3,89,186.07
3,62,669.08
1,97,887.01
1,81,261.91
1,56,568.93
1,27,707.71
Other Assets
14,606.02
13,727.83
15,861.12
17,976.27
20,741.62
25,676.94
12,547.24
9,862.22
8,437.76
9,524.61
Total Assets
9,91,552.79
8,77,038.60
7,95,708.82
7,13,334.00
6,74,096.43
6,25,535.17
3,10,140.96
2,80,388.28
2,52,981.41
2,18,507.44
Contingent Liabilities
2,56,036.64
2,80,758.37
3,34,331.17
3,81,370.21
3,56,020.02
2,93,606.77
42,601.71
36,219.00
33,728.75
29,385.56
Bills for collection
10,282.55
14,159.47
15,934.58
16,082.16
14,144.89
12,620.73
5,994.97
5,394.56
4,607.55
3,230.56
Adjusted Book Value
541.78
477.46
402.93
348.47
311.06
349.38
373.97
346.05
335.09
306.76

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Cash From Operating Activity
18,815.48
17,396.40
-8,617.26
-27,893.99
28,750.33
17,230.92
-8,396.17
6,269.85
-3,675.80
-10,813.85
PBT
11,706.77
11,264.39
8,422.52
5,573.52
4,144.19
3,150.58
862.02
380.73
1,311.29
1,454.93
Adjustment
8,863.33
9,114.94
9,606.29
11,370.23
10,482.11
9,686.04
6,329.43
4,818.28
3,983.37
2,761.06
Adjustments for Liabilities & Assets
-193.53
-2,956.91
-25,756.57
-44,824.14
14,136.21
4,414.02
-14,797.62
1,070.84
-8,970.46
-15,029.84
Refund/(Payment) of direct taxes
-1,561.09
-26.02
-889.50
-13.60
-12.18
-19.72
-790.00
0.00
0.00
0.00
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-428.07
-348.40
-617.70
-313.98
-304.69
-544.88
-247.37
-248.56
-214.38
-179.37
Net Fixed Assets
-346.28
-1787.82
-519.07
-229.25
-836.53
-511.32
-5441.09
-732.54
-198.97
-143.68
Other Investment Activity
-16084.46
-16007.48
-13915.94
-13387.58
-13398.52
-12264.48
-11754.35
-6279.08
-5511.53
-5904.91
Cash from Financing Activity
-7,649.12
-4,263.51
1,195.04
-1,543.42
18.43
1,865.55
2,552.42
1,000.00
6,776.44
9,040.86
Closing Cash & Equivalent
65,699.69
54,961.40
42,176.91
50,216.83
79,968.22
51,504.15
13,936.48
20,027.62
12,933.51
10,047.25
Net Cash Inflow / Outflow
10,738.29
12,784.49
-8,039.92
-29,751.39
28,464.07
18,551.59
-6,091.12
7,021.29
2,886.26
-1,952.36
Opening Cash & Equivalents
54,961.40
42,176.91
50,216.83
79,968.22
51,504.15
11,174.70
20,027.60
12,933.50
10,047.25
11,999.61

Financial Ratios

Consolidated /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Book Value
541.78
477.46
402.93
348.47
311.06
349.38
373.97
410.49
335.09
306.76
NIM
2.78
2.95
3.02
2.95
2.60
2.64
2.59
2.63
2.60
2.50
Yield on Advances
10.31
10.86
10.81
10.01
9.99
10.78
10.81
10.58
10.93
12.56
Yield on Investments
6.91
7.12
6.65
6.41
7.16
7.46
7.52
7.99
8.06
7.81
Cost of Liabilities
4.64
4.73
4.55
3.84
3.62
4.16
4.91
4.79
4.76
5.58
Interest Spread
5.67
6.13
6.26
6.17
6.37
6.62
5.91
5.80
6.17
6.98
ROCE
16.28%
17.30%
16.60%
11.21%
7.04%
7.67%
5.78%
3.47%
5.07%
8.40%
Cost Income Ratio
47.04
45.77
46.89
45.33
47.03
49.54
40.56
45.23
42.32
45.64
Core Cost Income Ratio
48.19
47.18
48.91
45.81
49.69
53.72
44.11
46.14
45.81
51.76
Operating Costs to Assets
1.79
1.84
1.88
1.78
1.68
1.72
1.43
1.44
1.45
1.54
Loans/Deposits
0.06
0.06
0.03
0.04
0.03
0.05
0.08
0.05
0.09
0.07
Cash/Deposits
0.04
0.04
0.05
0.05
0.10
0.05
0.02
0.05
0.05
0.03
Investment/Deposits
0.30
0.31
0.31
0.30
0.30
0.33
0.31
0.27
0.34
0.37
Inc Loan/Deposits
5.66%
5.64%
3.36%
3.56%
2.90%
4.60%
8.01%
5.01%
9.49%
6.93%
Credit Deposits
79.13%
77.48%
74.84%
72.34%
65.57%
67.41%
76.06%
74.89%
75.18%
69.98%
Interest Expended / Interest earned
60.05%
59.36%
58.11%
54.95%
56.90%
59.93%
64.47%
63.43%
63.40%
67.91%
Interest income / Total funds
6.81%
7.07%
6.99%
6.31%
5.77%
6.25%
6.90%
6.84%
6.77%
7.34%
Interest Expended / Total funds
4.09%
4.20%
4.06%
3.47%
3.28%
3.75%
4.45%
4.34%
4.29%
4.98%
CASA
37.88%
38.37%
40.77%
41.99%
41.77%
42.30%
34.65%
34.71%
36.96%
37.09%

News Update:


  • Indian Bank - Quarterly Results
    30th Apr 2026, 00:00 AM

    Read More
  • Indian Bank reports 6% rise in Q4FY26 consolidated net profit
    29th Apr 2026, 16:13 PM

    Total consolidated income of the bank increased by 7.80% at Rs 20261.23 crore for Q4FY26

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.