Nifty
:
24206.90
Sensex
:
77569.39
244.10 (1.02%)
827.57 (1.08%)
Nifty
Sensex
:
:
24206.90
77569.39
244.10 (1.02%)
827.57 (1.08%)

Indian Bank

Bank - Public

Rating :
68/99

BSE: 532814 | NSE: INDIANB

NSE BSE
870.70
10-Jul-2026
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  800
  •  874.9
  •  794.75
  •  793.15
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  17690322
  •  15122855852.45
  •  1000.9
  •  606

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 1,17,313.83
  • 9.18
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 1,30,065.48
  • 2.10%
  • 1.61

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 73.84%
  • 0.35%
  • 2.08%
  • FII
  • DII
  • Others
  • 6.16%
  • 16.94%
  • 0.63%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 18.32

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 24.10
  • 25.09
  • 14.58

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.02
  • 1.33

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 8.10
  • 7.60
  • 8.32

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.82
  • 1.02
  • 1.33

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.15
  • 3.20
  • 4.29

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 26
Jun 25
Var%
Mar 26
Mar 25
Var%
Dec 25
Dec 24
Var%
Sep 25
Sep 24
Var%
Interest Earned
18,095.14
16,285.10
11.11%
17,488.50
15,859.63
10.27%
17,102.21
15,770.16
8.45%
16,628.28
15,369.01
8.19%
Interest Exp.
10,656.86
9,924.09
7.38%
10,371.96
9,467.06
9.56%
10,202.90
9,345.18
9.18%
10,039.71
9,153.50
9.68%
Net Interest Income
7,438.28
6,361.01
16.94%
7,116.54
6,392.57
11.33%
6,899.31
6,424.98
7.38%
6,588.57
6,215.51
6.00%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
2,902.24
2,620.50
10.75%
2,772.73
2,934.73
-5.52%
2,792.57
2,397.38
16.48%
2,642.81
2,602.21
1.56%
Total Income
20,997.38
18,905.60
11.06%
20,261.23
18,794.36
7.80%
19,894.78
18,167.54
9.51%
19,271.09
17,971.22
7.23%
Operating Exp.
4,752.46
4,189.13
13.45%
4,583.46
4,303.18
6.51%
4,635.39
4,042.10
14.68%
4,369.88
4,044.66
8.04%
Operating Profit
5,588.06
4,792.38
16.60%
5,305.81
5,024.12
5.61%
5,056.49
4,780.26
5.78%
4,861.50
4,773.06
1.85%
Provision
1,193.60
691.02
72.73%
1,228.00
794.31
54.60%
857.11
1,059.61
-19.11%
738.51
1,099.07
-32.81%
PBT
4,394.46
3,334.77
31.78%
4,077.81
4,229.81
-3.59%
4,199.38
3,720.65
12.87%
4,122.99
3,673.99
12.22%
PBTM
24.29
20.48
18.60%
23.32
26.67
-12.56%
24.55
23.59
4.07%
24.80
23.91
3.72%
TAX
1,094.98
1,116.26
-1.91%
962.61
1,268.42
-24.11%
1,113.22
844.50
31.82%
1,082.46
933.96
15.90%
PAT
3,299.48
2,218.51
48.73%
3,115.20
2,961.39
5.19%
3,086.16
2,876.15
7.30%
3,040.53
2,740.03
10.97%
PATM
18.23%
13.62%
17.81%
18.67%
18.05%
18.24%
18.29%
17.83%
EPS
24.50
16.47
48.76%
23.13
21.99
5.18%
22.91
21.35
7.31%
22.57
20.34
10.96%
Gross NPA
12,710.34
18,066.88
-29.65%
13,190.02
18,178.86
-27.44%
14,268.38
18,208.35
-21.64%
16,134.66
19,148.00
-15.74%
Gross NPA%
1.86
3.01
-38.21%
1.98
3.09
-35.92%
2.23
3.26
-31.60%
2.60
3.48
-25.29%
Net NPA
990.22
1,035.56
-4.38%
964.88
1,109.56
-13.04%
967.55
1,126.86
-14.14%
982.98
1,445.29
-31.99%
Net NPA%
0.15
0.18
-16.67%
0.15
0.19
-21.05%
0.15
0.21
-28.57%
0.16
0.27
-40.74%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Net Interest Income
28,042.70
26,965.43
25,213.18
23,308.97
20,267.87
16,759.19
15,669.28
7,603.77
7,015.31
6,264.04
5,147.76
Interest Earned
69,314.13
67,504.09
62,039.43
55,649.73
44,985.16
38,888.44
39,108.08
21,401.28
19,182.06
17,115.32
16,039.22
Interest Expended
41,271.43
40,538.66
36,826.25
32,340.76
24,717.29
22,129.25
23,438.80
13,797.51
12,166.75
10,851.28
10,891.46
Int. income Growth
10.43%
6.95%
8.17%
15.00%
20.94%
6.96%
106.07%
8.39%
11.99%
21.68%
 
Other Income
11,110.35
10,828.61
10,011.45
8,581.95
7,804.50
7,379.71
6,111.40
3,325.50
1,891.44
2,416.59
2,222.40
Total Income
80,424.48
37,794.04
35,224.63
31,890.92
28,072.37
24,138.90
21,780.68
10,929.27
8,906.75
8,680.63
7,370.16
Total Expenditure
18,341.19
20,710.12
19,818.18
20,342.43
21,576.81
20,284.92
18,230.89
9,237.88
8,364.35
7,363.44
5,438.45
Employee Cost
-
10,880.32
9,974.61
9,319.90
7,578.88
6,738.44
6,411.62
2,478.34
2,227.54
2,104.64
1,995.36
% Of Sales
-
16.12%
16.08%
16.75%
16.85%
17.33%
16.39%
11.58%
11.61%
12.30%
12.44%
Opt. & Establishment Exp.
-
7,506.40
6,691.48
6,164.04
5,678.25
5,215.78
5,010.83
2,268.30
2,060.01
1,805.52
1,534.34
% Of Sales
-
11.12%
10.79%
11.08%
12.62%
13.41%
12.81%
10.60%
10.74%
10.55%
9.57%
Provisions
-
3,541.12
4,237.97
5,920.77
9,384.42
9,532.06
8,074.78
5,119.12
4,595.22
3,926.96
2,241.23
% Of Sales
-
5.25%
6.83%
10.64%
20.86%
24.51%
20.65%
23.92%
23.96%
22.94%
13.97%
EBITDA
20,811.86
17,083.92
15,406.45
11,548.49
6,495.56
3,853.98
3,549.79
1,691.39
542.40
1,317.19
1,931.71
EBITDA Margin
73.54%
63.35%
61.10%
49.55%
32.05%
23.00%
22.65%
22.24%
7.73%
21.03%
37.53%
Depreciation
0.00
608.86
542.94
531.14
532.37
600.68
633.17
313.94
259.21
236.84
166.24
PBT
16,794.64
16,475.06
14,863.51
11,017.35
5,963.19
3,253.30
2,916.62
1,377.45
283.19
1,080.35
1,765.47
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
4,253.27
4,248.07
3,868.64
2,888.20
632.71
-740.59
-99.10
619.37
-37.74
-182.57
352.56
Tax Rate
25.33%
25.78%
26.03%
26.22%
10.61%
-22.76%
-3.40%
44.96%
-13.33%
-16.90%
19.97%
PAT
12,538.78
12,224.50
10,991.95
8,126.04
5,329.27
3,991.51
3,014.29
757.39
320.34
1,262.17
1,411.04
PAT before Minority Interest
12,541.37
12,226.99
10,994.87
8,129.15
5,330.48
3,993.89
3,015.72
758.08
320.93
1,262.92
1,412.91
Minority Interest
-2.59
-2.49
-2.92
-3.11
-1.21
-2.38
-1.43
-0.69
-0.59
-0.75
-1.87
PAT Margin
32.03%
32.35%
31.21%
25.48%
18.98%
16.54%
13.84%
6.93%
3.60%
14.54%
19.15%
PAT Growth
16.17%
11.21%
35.27%
52.48%
33.52%
32.42%
297.98%
136.43%
-74.62%
-10.55%
 
EPS
93.11
90.75
81.60
60.33
39.56
29.63
22.38
5.62
2.38
9.37
10.48

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Shareholder's Funds
80,042.88
71,512.91
60,248.20
49,506.82
44,951.93
39,458.07
22,767.58
19,715.46
18,715.44
17,433.84
Share Capital
1,346.96
1,346.96
1,346.96
1,245.44
1,245.44
1,129.37
608.80
480.29
480.29
480.29
Total Reserves
78,695.92
70,165.95
58,901.24
48,261.38
43,706.49
38,328.70
22,158.78
19,235.17
18,235.15
16,953.55
Minority Interest
34.72
32.23
29.31
26.19
24.98
22.60
21.17
20.46
19.87
19.12
Deposits
8,27,654.01
7,37,098.32
6,87,953.07
6,21,123.23
5,93,570.88
5,38,029.80
2,60,184.40
2,42,040.80
2,08,261.81
1,82,480.04
Borrowings
46,806.57
41,552.30
23,142.88
22,092.42
17,217.52
24,762.77
20,830.31
12,137.54
19,760.17
12,636.89
Other Liabilities & Provisions
37,014.61
26,842.84
24,335.36
20,585.34
18,331.12
23,261.93
6,337.50
6,474.02
6,224.12
5,937.55
Total Liabilities
9,91,552.79
8,77,038.60
7,95,708.82
7,13,334.00
6,74,096.43
6,25,535.17
3,10,140.96
2,80,388.28
2,52,981.41
2,18,507.44
Net Block
8,641.76
8,826.27
7,522.64
7,470.39
7,692.81
7,391.06
3,898.30
3,964.23
3,421.47
3,436.05
Gross Block
15,796.82
15,445.29
13,657.35
13,140.57
12,907.30
12,085.63
11,573.17
6,090.79
5,358.50
5,149.44
Accumulated Depreciation
7,155.06
6,619.02
6,134.71
5,670.18
5,214.49
4,694.57
7,674.87
2,126.56
1,937.03
1,713.39
Total Non-Current Assets
9,76,946.77
8,63,310.77
7,79,847.70
6,95,357.73
6,53,354.81
5,99,858.23
2,97,593.72
2,70,526.06
2,44,543.65
2,08,982.83
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
35.05
31.06
17.26
10.28
6.10
1.50
0.78
0.76
0.61
10.64
Cash and balance with RBI
34,054.92
31,947.65
32,702.76
32,692.73
58,554.66
27,545.18
5,736.12
11,701.87
10,501.60
5,588.70
Balance with banks and money at call
31,644.77
23,013.75
9,474.15
17,524.10
21,413.56
23,958.97
8,200.35
8,325.74
2,431.90
4,458.54
Investments
2,47,682.04
2,28,420.86
2,15,241.82
1,88,366.28
1,76,501.61
1,78,292.44
81,871.16
65,271.55
71,619.14
67,781.19
Advances
6,54,888.23
5,71,071.18
5,14,889.07
4,49,293.95
3,89,186.07
3,62,669.08
1,97,887.01
1,81,261.91
1,56,568.93
1,27,707.71
Other Assets
14,606.02
13,727.83
15,861.12
17,976.27
20,741.62
25,676.94
12,547.24
9,862.22
8,437.76
9,524.61
Total Assets
9,91,552.79
8,77,038.60
7,95,708.82
7,13,334.00
6,74,096.43
6,25,535.17
3,10,140.96
2,80,388.28
2,52,981.41
2,18,507.44
Contingent Liabilities
2,56,036.64
2,80,758.37
3,34,331.17
3,81,370.21
3,56,020.02
2,93,606.77
42,601.71
36,219.00
33,728.75
29,385.56
Bills for collection
10,282.55
14,159.47
15,934.58
16,082.16
14,144.89
12,620.73
5,994.97
5,394.56
4,607.55
3,230.56
Adjusted Book Value
541.78
477.46
402.93
348.47
311.06
349.38
373.97
346.05
335.09
306.76

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Cash From Operating Activity
18,815.48
17,396.40
-8,617.26
-27,893.99
28,750.33
17,230.92
-8,396.17
6,269.85
-3,675.80
-10,813.85
PBT
11,706.77
11,264.39
8,422.52
5,573.52
4,144.19
3,150.58
862.02
380.73
1,311.29
1,454.93
Adjustment
8,863.33
9,114.94
9,606.29
11,370.23
10,482.11
9,686.04
6,329.43
4,818.28
3,983.37
2,761.06
Adjustments for Liabilities & Assets
-193.53
-2,956.91
-25,756.57
-44,824.14
14,136.21
4,414.02
-14,797.62
1,070.84
-8,970.46
-15,029.84
Refund/(Payment) of direct taxes
-1,561.09
-26.02
-889.50
-13.60
-12.18
-19.72
-790.00
0.00
0.00
0.00
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-428.07
-348.40
-617.70
-313.98
-304.69
-544.88
-247.37
-248.56
-214.38
-179.37
Net Fixed Assets
-346.28
-1787.82
-519.07
-229.25
-836.53
-511.32
-5441.09
-732.54
-198.97
-143.68
Other Investment Activity
-16084.46
-16007.48
-13915.94
-13387.58
-13398.52
-12264.48
-11754.35
-6279.08
-5511.53
-5904.91
Cash from Financing Activity
-7,649.12
-4,263.51
1,195.04
-1,543.42
18.43
1,865.55
2,552.42
1,000.00
6,776.44
9,040.86
Closing Cash & Equivalent
65,699.69
54,961.40
42,176.91
50,216.83
79,968.22
51,504.15
13,936.48
20,027.62
12,933.51
10,047.25
Net Cash Inflow / Outflow
10,738.29
12,784.49
-8,039.92
-29,751.39
28,464.07
18,551.59
-6,091.12
7,021.29
2,886.26
-1,952.36
Opening Cash & Equivalents
54,961.40
42,176.91
50,216.83
79,968.22
51,504.15
11,174.70
20,027.60
12,933.50
10,047.25
11,999.61

Financial Ratios

Consolidated /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Book Value
541.78
477.46
402.93
348.47
311.06
349.38
373.97
410.49
335.09
306.76
NIM
2.78
2.95
3.02
2.95
2.60
2.64
2.59
2.63
2.60
2.50
Yield on Advances
10.31
10.86
10.81
10.01
9.99
10.78
10.81
10.58
10.93
12.56
Yield on Investments
6.91
7.12
6.65
6.41
7.16
7.46
7.52
7.99
8.06
7.81
Cost of Liabilities
4.64
4.73
4.55
3.84
3.62
4.16
4.91
4.79
4.76
5.58
Interest Spread
5.67
6.13
6.26
6.17
6.37
6.62
5.91
5.80
6.17
6.98
ROCE
16.28%
17.30%
16.60%
11.21%
7.04%
7.67%
5.78%
3.47%
5.07%
8.40%
Cost Income Ratio
47.04
45.77
46.89
45.33
47.03
49.54
40.56
45.23
42.32
45.64
Core Cost Income Ratio
48.19
47.18
48.91
45.81
49.69
53.72
44.11
46.14
45.81
51.76
Operating Costs to Assets
1.79
1.84
1.88
1.78
1.68
1.72
1.43
1.44
1.45
1.54
Loans/Deposits
0.06
0.06
0.03
0.04
0.03
0.05
0.08
0.05
0.09
0.07
Cash/Deposits
0.04
0.04
0.05
0.05
0.10
0.05
0.02
0.05
0.05
0.03
Investment/Deposits
0.30
0.31
0.31
0.30
0.30
0.33
0.31
0.27
0.34
0.37
Inc Loan/Deposits
5.66%
5.64%
3.36%
3.56%
2.90%
4.60%
8.01%
5.01%
9.49%
6.93%
Credit Deposits
79.13%
77.48%
74.84%
72.34%
65.57%
67.41%
76.06%
74.89%
75.18%
69.98%
Interest Expended / Interest earned
60.05%
59.36%
58.11%
54.95%
56.90%
59.93%
64.47%
63.43%
63.40%
67.91%
Interest income / Total funds
6.81%
7.07%
6.99%
6.31%
5.77%
6.25%
6.90%
6.84%
6.77%
7.34%
Interest Expended / Total funds
4.09%
4.20%
4.06%
3.47%
3.28%
3.75%
4.45%
4.34%
4.29%
4.98%
CASA
37.88%
38.37%
40.77%
41.99%
41.77%
42.30%
34.65%
34.71%
36.96%
37.09%

Annual Reports:

FY 2026
FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017

News Update:


  • Indian Bank reports 47% jump in Q1 consolidated net profit
    10th Jul 2026, 15:20 PM

    The consolidated total income of the bank increased by 11.06% at Rs 20,997.38 crore for Q1FY27

    Read More
  • Indian Bank reports 13% rise in total deposits during Q1FY27
    2nd Jul 2026, 15:12 PM

    Its total Business grew 13.61% to Rs 15.28 lakh crore (provisional) as of June 30, 2026

    Read More
  • Indian Bank - Quarterly Results
    30th Apr 2026, 00:00 AM

    Read More
  • Indian Bank reports 6% rise in Q4FY26 consolidated net profit
    29th Apr 2026, 16:13 PM

    Total consolidated income of the bank increased by 7.80% at Rs 20261.23 crore for Q4FY26

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.