Nifty
:
24180.80
Sensex
:
79402.29
-218.60 (-0.90%)
-662.87 (-0.83%)
Nifty
Sensex
:
:
24180.80
79402.29
-218.60 (-0.90%)
-662.87 (-0.83%)

Indian Bank

Bank - Public

Rating :
N/A

BSE: 532814 | NSE: INDIANB

NSE BSE
538.85
05-Jul-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  542.00
  •  543.90
  •  535.00
  •  541.55
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  1159426
  •  6229.17
  •  632.70
  •  390.90

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 67,119.22
  • 7.34
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 57,559.34
  • 2.41%
  • 1.18

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 73.84%
  • 0.17%
  • 3.03%
  • FII
  • DII
  • Others
  • 4.99%
  • 16.84%
  • 1.13%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 36.98
  • -
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 23.16
  • 60.74
  • 26.74

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 0.65
  • 0.86

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 8.56
  • 7.61
  • 7.38

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.73
  • 0.65
  • 0.86

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.97
  • 2.34
  • 2.29

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Sep 23
Sep 22
Var%
Interest Earned
15,040.63
13,049.94
15.25%
14,633.41
12,255.25
19.41%
14,202.58
11,836.38
19.99%
13,763.80
10,727.67
28.30%
Interest Exp.
8,860.51
7,345.64
20.62%
8,609.13
6,736.46
27.80%
8,383.37
6,334.89
32.34%
8,002.62
6,026.08
32.80%
Net Interest Income
6,180.12
5,704.30
8.34%
6,024.28
5,518.79
9.16%
5,819.21
5,501.49
5.78%
5,761.18
4,701.59
22.54%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
2,077.13
1,871.49
10.99%
2,432.08
2,160.73
12.56%
2,112.77
1,925.57
9.72%
2,165.61
1,986.53
9.01%
Total Income
17,117.76
14,921.43
14.72%
17,065.49
14,415.98
18.38%
16,315.35
13,761.95
18.55%
15,929.41
12,714.20
25.29%
Operating Exp.
3,733.21
3,417.70
9.23%
4,127.38
3,639.93
13.39%
3,808.64
3,344.70
13.87%
3,599.08
3,037.77
18.48%
Operating Profit
4,524.04
4,158.09
8.80%
4,328.98
4,039.59
7.16%
4,123.34
4,082.36
1.00%
4,327.71
3,650.35
18.56%
Provision
1,261.11
1,743.58
-27.67%
1,250.78
2,562.20
-51.18%
1,349.13
2,515.62
-46.37%
1,550.97
2,060.12
-24.71%
PBT
3,262.93
2,414.51
35.14%
3,078.20
1,477.39
108.35%
2,774.21
1,566.74
77.07%
2,776.74
1,590.23
74.61%
PBTM
21.69
18.50
17.24%
21.04
12.06
74.46%
19.53
13.24
47.51%
20.17
14.82
36.10%
TAX
845.63
690.12
22.53%
817.89
15.37
5,221.34%
637.88
159.20
300.68%
768.62
345.52
122.45%
PAT
2,417.30
1,724.39
40.18%
2,260.31
1,462.02
54.60%
2,136.33
1,407.54
51.78%
2,008.12
1,244.71
61.33%
PATM
16.07%
13.21%
15.45%
11.93%
15.04%
11.89%
14.59%
11.60%
EPS
17.95
12.80
40.23%
16.78
10.85
54.65%
15.86
10.45
51.77%
14.91
9.24
61.36%
Gross NPA
20,302.16
26,226.92
-22.59%
21,106.31
28,179.53
-25.10%
22,786.52
29,483.91
-22.72%
24,487.53
31,958.83
-23.38%
Gross NPA%
3.77
5.47
-31.08%
3.95
5.95
-33.61%
4.47
6.53
-31.55%
4.97
7.30
-31.92%
Net NPA
2,026.59
3,197.55
-36.62%
2,222.58
4,043.07
-45.03%
2,578.72
4,270.48
-39.62%
2,825.85
6,174.13
-54.23%
Net NPA%
0.39
0.70
-44.29%
0.43
0.90
-52.22%
0.53
1.00
-47.00%
0.60
1.50
-60.00%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Interest Income
23,784.79
23,308.97
20,267.87
16,759.19
15,669.28
7,603.77
7,015.31
6,264.04
5,147.76
4,448.89
4,463.58
Interest Earned
57,640.42
55,649.73
44,985.16
38,888.44
39,108.08
21,401.28
19,182.06
17,115.32
16,039.22
16,244.27
15,853.35
Interest Expended
33,855.63
32,340.76
24,717.29
22,129.25
23,438.80
13,797.51
12,166.75
10,851.28
10,891.46
11,795.38
11,389.77
Int. income Growth
11.01%
15.00%
20.94%
6.96%
106.07%
8.39%
11.99%
21.68%
15.71%
-0.33%
 
Other Income
8,787.59
8,581.95
7,804.50
7,379.71
6,111.40
3,325.50
1,891.44
2,416.59
2,222.40
1,788.94
1,372.21
Total Income
66,428.01
31,890.92
28,072.37
24,138.90
21,780.68
10,929.27
8,906.75
8,680.63
7,370.16
6,237.83
5,835.79
Total Expenditure
15,268.31
20,342.43
21,576.81
20,284.92
18,230.89
9,237.88
8,364.35
7,363.44
5,438.45
5,128.20
4,220.07
Employee Cost
-
9,319.90
7,578.88
6,738.44
6,411.62
2,478.34
2,227.54
2,104.64
1,995.36
2,010.26
1,746.25
% Of Sales
-
16.75%
16.85%
17.33%
16.39%
11.58%
11.61%
12.30%
12.44%
12.38%
11.02%
Opt. & Establishment Exp.
-
6,164.04
5,678.25
5,215.78
5,010.83
2,268.30
2,060.01
1,805.52
1,534.34
1,343.06
1,217.96
% Of Sales
-
11.08%
12.62%
13.41%
12.81%
10.60%
10.74%
10.55%
9.57%
8.27%
7.68%
Provisions
-
5,920.77
9,384.42
9,532.06
8,074.78
5,119.12
4,595.22
3,926.96
2,241.23
2,077.26
1,533.50
% Of Sales
-
10.64%
20.86%
24.51%
20.65%
23.92%
23.96%
22.94%
13.97%
12.79%
9.67%
EBITDA
17,304.07
11,548.49
6,495.56
3,853.98
3,549.79
1,691.39
542.40
1,317.19
1,931.71
1,109.63
1,615.72
EBITDA Margin
73.51%
49.55%
32.05%
23.00%
22.65%
22.24%
7.73%
21.03%
37.53%
24.94%
36.20%
Depreciation
0.00
531.14
532.37
600.68
633.17
313.94
259.21
236.84
166.24
151.19
138.82
PBT
11,892.08
11,017.35
5,963.19
3,253.30
2,916.62
1,377.45
283.19
1,080.35
1,765.47
958.44
1,476.90
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
3,070.02
2,888.20
632.71
-740.59
-99.10
619.37
-37.74
-182.57
352.56
243.92
463.45
Tax Rate
25.82%
26.22%
10.61%
-22.76%
-3.40%
44.96%
-13.33%
-16.90%
19.97%
25.45%
31.38%
PAT
8,818.50
8,126.04
5,329.27
3,991.51
3,014.29
757.39
320.34
1,262.17
1,411.04
713.55
1,011.70
PAT before Minority Interest
8,822.06
8,129.15
5,330.48
3,993.89
3,015.72
758.08
320.93
1,262.92
1,412.91
714.52
1,013.45
Minority Interest
-3.56
-3.11
-1.21
-2.38
-1.43
-0.69
-0.59
-0.75
-1.87
-0.97
-1.75
PAT Margin
27.07%
25.48%
18.98%
16.54%
13.84%
6.93%
3.60%
14.54%
19.15%
11.44%
17.34%
PAT Growth
51.10%
52.48%
33.52%
32.42%
297.98%
136.43%
-74.62%
-10.55%
97.75%
-29.47%
 
EPS
65.49
60.33
39.56
29.63
22.38
5.62
2.38
9.37
10.48
5.30
7.51

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
60,248.20
49,506.82
44,951.93
39,458.07
22,767.58
19,715.46
18,715.44
17,433.84
16,489.84
15,028.96
Share Capital
1,346.96
1,245.44
1,245.44
1,129.37
608.80
480.29
480.29
480.29
480.29
480.29
Total Reserves
58,901.24
48,261.38
43,706.49
38,328.70
22,158.78
19,235.17
18,235.15
16,953.55
16,009.55
14,548.67
Minority Interest
29.31
26.19
24.98
22.60
21.17
20.46
19.87
19.12
17.25
16.27
Deposits
6,87,953.07
6,21,123.23
5,93,570.88
5,38,029.80
2,60,184.40
2,42,040.80
2,08,261.81
1,82,480.04
1,78,258.92
1,69,204.18
Borrowings
23,142.88
22,092.42
17,217.52
24,762.77
20,830.31
12,137.54
19,760.17
12,636.89
3,509.32
2,646.09
Other Liabilities & Provisions
24,335.36
20,585.34
18,331.12
23,261.93
6,337.50
6,474.02
6,224.12
5,937.55
5,665.77
6,140.22
Total Liabilities
7,95,708.82
7,13,334.00
6,74,096.43
6,25,535.17
3,10,140.96
2,80,388.28
2,52,981.41
2,18,507.44
2,03,941.10
1,93,035.72
Net Block
7,522.64
7,470.39
7,692.81
7,391.06
3,898.30
3,964.23
3,421.47
3,436.05
3,507.71
2,968.56
Gross Block
13,657.35
13,140.57
12,907.30
12,085.63
11,573.17
6,090.79
5,358.50
5,149.44
4,991.13
4,280.35
Accumulated Depreciation
6,134.71
5,670.18
5,214.49
4,694.57
7,674.87
2,126.56
1,937.03
1,713.39
1,483.42
1,311.79
Total Non-Current Assets
7,79,847.70
6,95,357.73
6,53,354.81
5,99,858.23
2,97,593.72
2,70,526.06
2,44,543.65
2,08,982.83
1,97,853.60
1,87,986.29
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
17.26
10.28
6.10
1.50
0.78
0.76
0.61
10.64
7.90
5.24
Cash and balance with RBI
32,702.76
32,692.73
58,554.66
27,545.18
5,736.12
11,701.87
10,501.60
5,588.70
9,174.46
8,301.13
Balance with banks and money at call
9,474.15
17,524.10
21,413.56
23,958.97
8,200.35
8,325.74
2,431.90
4,458.54
2,825.16
4,780.71
Investments
2,15,241.82
1,88,366.28
1,76,501.61
1,78,292.44
81,871.16
65,271.55
71,619.14
67,781.19
53,282.93
46,060.45
Advances
5,14,889.07
4,49,293.95
3,89,186.07
3,62,669.08
1,97,887.01
1,81,261.91
1,56,568.93
1,27,707.71
1,29,055.44
1,25,870.20
Other Assets
15,861.12
17,976.27
20,741.62
25,676.94
12,547.24
9,862.22
8,437.76
9,524.61
6,087.50
5,049.43
Total Assets
7,95,708.82
7,13,334.00
6,74,096.43
6,25,535.17
3,10,140.96
2,80,388.28
2,52,981.41
2,18,507.44
2,03,941.10
1,93,035.72
Contingent Liabilities
3,34,331.17
3,81,370.21
3,56,020.02
2,93,606.77
42,601.71
36,219.00
33,728.75
29,385.56
29,775.78
38,060.51
Bills for collection
15,934.58
16,082.16
14,144.89
12,620.73
5,994.97
5,394.56
4,607.55
3,230.56
3,150.61
2,990.96
Adjusted Book Value
402.93
348.47
311.06
349.38
373.97
410.49
335.09
306.76
285.42
265.54

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
-8,617.26
-27,893.99
28,750.33
17,230.92
-8,396.17
6,269.85
-3,675.80
-10,813.85
-930.72
5,135.69
PBT
8,422.52
5,573.52
4,144.19
3,150.58
862.02
380.73
1,311.29
1,454.93
752.24
1,050.51
Adjustment
9,606.29
11,370.23
10,482.11
9,686.04
6,329.43
4,818.28
3,983.37
2,761.06
2,474.40
2,137.47
Adjustments for Liabilities & Assets
-25,756.57
-44,824.14
14,136.21
4,414.02
-14,797.62
1,070.84
-8,970.46
-15,029.84
-4,157.36
1,947.71
Refund/(Payment) of direct taxes
-889.50
-13.60
-12.18
-19.72
-790.00
0.00
0.00
0.00
0.00
0.00
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-617.71
-313.98
-304.69
-544.88
-247.37
-248.56
-214.38
-179.37
-771.72
-236.41
Net Fixed Assets
-519.07
-229.25
-836.53
-511.32
-5441.09
-732.54
-198.97
-143.68
-730.82
-172.57
Other Investment Activity
-13915.94
-13387.58
-13398.52
-12264.48
-11754.35
-6279.08
-5511.53
-5904.91
-5225.92
-4405.51
Cash from Financing Activity
1,195.05
-1,543.42
18.43
1,865.55
2,552.42
1,000.00
6,776.44
9,040.86
620.21
-2,311.72
Closing Cash & Equivalent
42,176.91
50,216.83
79,968.22
51,504.15
13,936.48
20,027.62
12,933.51
10,047.25
11,999.61
13,081.84
Net Cash Inflow / Outflow
-8,039.92
-29,751.39
28,464.07
18,551.59
-6,091.12
7,021.29
2,886.26
-1,952.36
-1,082.23
2,587.56
Opening Cash & Equivalents
50,216.83
79,968.22
51,504.15
11,174.70
20,027.60
12,933.50
10,047.25
11,999.61
13,081.84
10,494.28

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value
402.93
348.47
311.06
349.38
373.97
410.49
335.09
306.76
285.42
265.54
NIM
3.02
2.95
2.60
2.64
2.59
2.63
2.60
2.50
2.29
2.41
Yield on Advances
10.81
10.01
9.99
10.78
10.81
10.58
10.93
12.56
12.59
12.59
Yield on Investments
6.65
6.41
7.16
7.46
7.52
7.99
8.06
7.81
8.37
8.31
Cost of Liabilities
4.55
3.84
3.62
4.16
4.91
4.79
4.76
5.58
6.49
6.63
Interest Spread
6.26
6.17
6.37
6.62
5.91
5.80
6.17
6.98
6.10
5.97
ROCE
16.60%
11.21%
7.04%
7.67%
5.78%
3.47%
5.07%
8.40%
6.42%
9.04%
Cost Income Ratio
46.89
45.33
47.03
49.54
40.56
45.23
42.32
45.64
51.33
48.41
Core Cost Income Ratio
48.91
45.81
49.69
53.72
44.11
46.14
45.81
51.76
53.99
50.19
Operating Costs to Assets
1.88
1.78
1.68
1.72
1.43
1.44
1.45
1.54
1.57
1.46
Loans/Deposits
0.03
0.04
0.03
0.05
0.08
0.05
0.09
0.07
0.02
0.02
Cash/Deposits
0.05
0.05
0.10
0.05
0.02
0.05
0.05
0.03
0.05
0.05
Investment/Deposits
0.31
0.30
0.30
0.33
0.31
0.27
0.34
0.37
0.30
0.27
Inc Loan/Deposits
3.36%
3.56%
2.90%
4.60%
8.01%
5.01%
9.49%
6.93%
1.97%
1.56%
Credit Deposits
74.84%
72.34%
65.57%
67.41%
76.06%
74.89%
75.18%
69.98%
72.40%
74.39%
Interest Expended / Interest earned
58.11%
54.95%
56.90%
59.93%
64.47%
63.43%
63.40%
67.91%
72.61%
71.84%
Interest income / Total funds
6.99%
6.31%
5.77%
6.25%
6.90%
6.84%
6.77%
7.34%
7.97%
8.21%
Interest Expended / Total funds
4.06%
3.47%
3.28%
3.75%
4.45%
4.34%
4.29%
4.98%
5.78%
5.90%
CASA
40.77%
41.99%
41.77%
42.30%
34.65%
34.71%
36.96%
37.09%
31.28%
28.78%

Annual Reports:

FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015

News Update:


  • Indian Bank raises Rs 5000 crore
    26th Oct 2024, 12:58 PM

    Date of Allotment is October 25, 2024

    Read More
  • Indian Bank raises Rs 5000 crore
    14th Sep 2024, 12:56 PM

    Date of Allotment is September 13, 2024

    Read More
  • Indian Bank reports 39% rise in Q1 consolidated net profit
    30th Jul 2024, 14:38 PM

    Total consolidated income of the bank increased by 14.72% at Rs 17,117.76 crore for Q1FY25

    Read More
  • Indian Bank - Quarterly Results
    29th Jul 2024, 14:02 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.