Nifty
:
22147.00
Sensex
:
73088.33
151.15 (0.69%)
599.34 (0.83%)
Nifty
Sensex
:
:
22147.00
73088.33
151.15 (0.69%)
599.34 (0.83%)

Indian Bank

Bank - Public

Rating :
72/99

BSE: 532814 | NSE: INDIANB

NSE BSE
511.25
18-Apr-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  527.00
  •  528.30
  •  509.10
  •  520.10
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  1923437
  •  9896.48
  •  573.75
  •  268.00

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 68,856.80
  • 9.01
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 58,256.49
  • 1.68%
  • 1.29

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 73.84%
  • 0.26%
  • 3.01%
  • FII
  • DII
  • Others
  • 5.29%
  • 16.42%
  • 1.18%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • 2.74
  • -10.44

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 16.48
  • 75.47
  • 20.92

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 0.57
  • 0.70

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 8.66
  • 7.63
  • 6.37

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.68
  • 0.57
  • 0.70

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.96
  • 2.21
  • 2.02

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 23
Dec 22
Var%
Sep 23
Sep 22
Var%
Jun 23
Jun 22
Var%
Mar 23
Mar 22
Var%
Interest Earned
14,202.58
11,836.38
19.99%
13,763.80
10,727.67
28.30%
13,049.94
10,165.86
28.37%
12,255.25
9,848.82
24.43%
Interest Exp.
8,383.37
6,334.89
32.34%
8,002.62
6,026.08
32.80%
7,345.64
5,619.86
30.71%
6,736.46
5,577.68
20.78%
Net Interest Income
5,819.21
5,501.49
5.78%
5,761.18
4,701.59
22.54%
5,704.30
4,546.00
25.48%
5,518.79
4,271.14
29.21%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
2,112.77
1,925.57
9.72%
2,165.61
1,986.53
9.01%
1,871.49
1,731.67
8.07%
2,160.73
1,707.20
26.57%
Total Income
16,315.35
13,761.95
18.55%
15,929.41
12,714.20
25.29%
14,921.43
11,897.53
25.42%
14,415.98
11,556.02
24.75%
Operating Exp.
3,808.64
3,344.70
13.87%
3,599.08
3,037.77
18.48%
3,417.70
2,702.36
26.47%
3,639.93
3,221.85
12.98%
Operating Profit
4,123.34
4,082.36
1.00%
4,327.71
3,650.35
18.56%
4,158.09
3,575.31
16.30%
4,039.59
2,756.49
46.55%
Provision
1,349.13
2,515.62
-46.37%
1,550.97
2,060.12
-24.71%
1,743.58
2,219.72
-21.45%
2,562.20
1,921.47
33.35%
PBT
2,774.21
1,566.74
77.07%
2,776.74
1,590.23
74.61%
2,414.51
1,355.59
78.12%
1,477.39
835.02
76.93%
PBTM
19.53
13.24
47.51%
20.17
14.82
36.10%
18.50
13.33
38.78%
12.06
8.48
42.22%
TAX
637.88
159.20
300.68%
768.62
345.52
122.45%
690.12
139.38
395.14%
15.37
-162.30
-
PAT
2,136.33
1,407.54
51.78%
2,008.12
1,244.71
61.33%
1,724.39
1,216.21
41.78%
1,462.02
997.32
46.59%
PATM
15.04%
11.89%
14.59%
11.60%
13.21%
11.96%
11.93%
10.13%
EPS
15.86
10.45
51.77%
14.91
9.24
61.36%
12.80
9.03
41.75%
10.85
7.40
46.62%
Gross NPA
22,786.52
29,483.91
-22.72%
24,487.53
31,958.83
-23.38%
26,226.92
34,573.34
-24.14%
28,179.53
35,214.25
-19.98%
Gross NPA%
4.47
6.53
-31.55%
4.97
7.30
-31.92%
5.47
8.13
-32.72%
5.95
8.47
-29.75%
Net NPA
2,578.72
4,270.48
-39.62%
2,825.85
6,174.13
-54.23%
3,197.55
8,470.72
-62.25%
4,043.07
8,848.65
-54.31%
Net NPA%
0.53
1.00
-47.00%
0.60
1.50
-60.00%
0.70
2.12
-66.98%
0.90
2.27
-60.35%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Net Interest Income
22,803.48
20,267.87
16,759.19
15,669.28
7,603.77
7,015.31
6,264.04
5,147.76
4,448.89
4,463.58
4,361.96
Interest Earned
53,271.57
44,985.16
38,888.44
39,108.08
21,401.28
19,182.06
17,115.32
16,039.22
16,244.27
15,853.35
15,249.43
Interest Expended
30,468.09
24,717.29
22,129.25
23,438.80
13,797.51
12,166.75
10,851.28
10,891.46
11,795.38
11,389.77
10,887.47
Int. income Growth
19.89%
20.94%
6.96%
106.07%
8.39%
11.99%
21.68%
15.71%
-0.33%
2.33%
 
Other Income
8,310.60
7,804.50
7,379.71
6,111.40
3,325.50
1,891.44
2,416.59
2,222.40
1,788.94
1,372.21
1,378.03
Total Income
61,582.17
28,072.37
24,138.90
21,780.68
10,929.27
8,906.75
8,680.63
7,370.16
6,237.83
5,835.79
5,739.99
Total Expenditure
14,465.35
21,576.81
20,284.92
18,230.89
9,237.88
8,364.35
7,363.44
5,438.45
5,128.20
4,220.07
4,158.40
Employee Cost
-
7,578.88
6,738.44
6,411.62
2,478.34
2,227.54
2,104.64
1,995.36
2,010.26
1,746.25
1,930.31
% Of Sales
-
16.85%
17.33%
16.39%
11.58%
11.61%
12.30%
12.44%
12.38%
11.02%
12.66%
Opt. & Establishment Exp.
-
5,678.25
5,215.78
5,010.83
2,268.30
2,060.01
1,805.52
1,534.34
1,343.06
1,217.96
1,012.88
% Of Sales
-
12.62%
13.41%
12.81%
10.60%
10.74%
10.55%
9.57%
8.27%
7.68%
6.64%
Provisions
-
9,384.42
9,532.06
8,074.78
5,119.12
4,595.22
3,926.96
2,241.23
2,077.26
1,533.50
1,425.71
% Of Sales
-
20.86%
24.51%
20.65%
23.92%
23.96%
22.94%
13.97%
12.79%
9.67%
9.35%
EBITDA
16,648.73
6,495.56
3,853.98
3,549.79
1,691.39
542.40
1,317.19
1,931.71
1,109.63
1,615.72
1,581.59
EBITDA Margin
72.85%
32.05%
23.00%
22.65%
22.24%
7.73%
21.03%
37.53%
24.94%
36.20%
36.26%
Depreciation
0.00
532.37
600.68
633.17
313.94
259.21
236.84
166.24
151.19
138.82
105.25
PBT
9,442.85
5,963.19
3,253.30
2,916.62
1,377.45
283.19
1,080.35
1,765.47
958.44
1,476.90
1,476.34
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
2,111.99
632.71
-740.59
-99.10
619.37
-37.74
-182.57
352.56
243.92
463.45
316.73
Tax Rate
22.37%
10.61%
-22.76%
-3.40%
44.96%
-13.33%
-16.90%
19.97%
25.45%
31.38%
21.45%
PAT
7,328.47
5,329.27
3,991.51
3,014.29
757.39
320.34
1,262.17
1,411.04
713.55
1,011.70
1,159.51
PAT before Minority Interest
7,330.86
5,330.48
3,993.89
3,015.72
758.08
320.93
1,262.92
1,412.91
714.52
1,013.45
1,159.61
Minority Interest
-2.39
-1.21
-2.38
-1.43
-0.69
-0.59
-0.75
-1.87
-0.97
-1.75
-0.10
PAT Margin
23.55%
18.98%
16.54%
13.84%
6.93%
3.60%
14.54%
19.15%
11.44%
17.34%
20.20%
PAT Growth
50.66%
33.52%
32.42%
297.98%
136.43%
-74.62%
-10.55%
97.75%
-29.47%
-12.75%
 
EPS
54.42
39.56
29.63
22.38
5.62
2.38
9.37
10.48
5.30
7.51
8.61

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Shareholder's Funds
49,506.82
44,951.93
39,458.07
22,767.58
19,715.46
18,715.44
17,433.84
16,489.84
15,028.96
14,023.64
Share Capital
1,245.44
1,245.44
1,129.37
608.80
480.29
480.29
480.29
480.29
480.29
464.85
Total Reserves
48,261.38
43,706.49
38,328.70
22,158.78
19,235.17
18,235.15
16,953.55
16,009.55
14,548.67
13,558.79
Minority Interest
26.19
24.98
22.60
21.17
20.46
19.87
19.12
17.25
16.27
14.66
Deposits
621,123.23
593,570.88
538,029.80
260,184.40
242,040.80
208,261.81
182,480.04
178,258.92
169,204.18
162,255.18
Borrowings
22,092.42
17,217.52
24,762.77
20,830.31
12,137.54
19,760.17
12,636.89
3,509.32
2,646.09
4,963.87
Other Liabilities & Provisions
20,585.34
18,331.12
23,261.93
6,337.50
6,474.02
6,224.12
5,937.55
5,665.77
6,140.22
6,130.36
Total Liabilities
713,334.00
674,096.43
625,535.17
310,140.96
280,388.28
252,981.41
218,507.44
203,941.10
193,035.72
187,387.71
Net Block
7,470.39
7,692.81
7,391.06
3,898.30
3,964.23
3,421.47
3,436.05
3,507.71
2,968.56
2,935.09
Gross Block
13,140.57
12,907.30
12,085.63
11,573.17
6,090.79
5,358.50
5,149.44
4,991.13
4,280.35
4,113.86
Accumulated Depreciation
5,670.18
5,214.49
4,694.57
7,674.87
2,126.56
1,937.03
1,713.39
1,483.42
1,311.79
1,178.77
Total Non-Current Assets
695,357.73
653,354.81
599,858.23
297,593.72
270,526.06
244,543.65
208,982.83
197,853.60
187,986.29
182,579.43
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
10.28
6.10
1.50
0.78
0.76
0.61
10.64
7.90
5.24
2.78
Cash and balance with RBI
32,692.73
58,554.66
27,545.18
5,736.12
11,701.87
10,501.60
5,588.70
9,174.46
8,301.13
7,757.68
Balance with banks and money at call
17,524.10
21,413.56
23,958.97
8,200.35
8,325.74
2,431.90
4,458.54
2,825.16
4,780.71
2,736.59
Investments
188,366.28
176,501.61
178,292.44
81,871.16
65,271.55
71,619.14
67,781.19
53,282.93
46,060.45
46,934.80
Advances
449,293.95
389,186.07
362,669.08
197,887.01
181,261.91
156,568.93
127,707.71
129,055.44
125,870.20
122,212.49
Other Assets
17,976.27
20,741.62
25,676.94
12,547.24
9,862.22
8,437.76
9,524.61
6,087.50
5,049.43
4,808.28
Total Assets
713,334.00
674,096.43
625,535.17
310,140.96
280,388.28
252,981.41
218,507.44
203,941.10
193,035.72
187,387.71
Contingent Liabilities
381,370.21
356,020.02
293,606.77
42,601.71
36,219.00
33,728.75
29,385.56
29,775.78
38,060.51
43,909.34
Bills for collection
16,082.16
14,144.89
12,620.73
5,994.97
5,394.56
4,607.55
3,230.56
3,150.61
2,990.96
2,828.24
Adjusted Book Value
348.47
311.06
349.38
373.97
410.49
335.09
306.76
285.42
265.54
251.44

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Cash From Operating Activity
-27,893.99
28,750.33
17,230.92
-8,396.17
6,269.85
-3,675.80
-10,813.85
-930.72
5,135.69
-724.99
PBT
5,573.52
4,144.19
3,150.58
862.02
380.73
1,311.29
1,454.93
752.24
1,050.51
1,189.35
Adjustment
11,370.23
10,482.11
9,686.04
6,329.43
4,818.28
3,983.37
2,761.06
2,474.40
2,137.47
1,850.27
Adjustments for Liabilities & Assets
-44,824.14
14,136.21
4,414.02
-14,797.62
1,070.84
-8,970.46
-15,029.84
-4,157.36
1,947.71
-3,764.61
Refund/(Payment) of direct taxes
-13.60
-12.18
-19.72
-790.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-313.98
-304.69
-544.88
-247.37
-248.56
-214.38
-179.37
-771.72
-236.41
-146.82
Net Fixed Assets
-229.25
-836.53
-511.32
-5441.09
-732.54
-198.97
-143.68
-730.82
-172.57
-1375.64
Other Investment Activity
-13387.58
-13398.52
-12264.48
-11754.35
-6279.08
-5511.53
-5904.91
-5225.92
-4405.51
-4277.07
Cash from Financing Activity
-1,543.42
18.43
1,865.55
2,552.42
1,000.00
6,776.44
9,040.86
620.21
-2,311.72
1,726.75
Closing Cash & Equivalent
50,216.83
79,968.22
51,504.15
13,936.48
20,027.62
12,933.51
10,047.25
11,999.61
13,081.84
10,494.28
Net Cash Inflow / Outflow
-29,751.39
28,464.07
18,551.59
-6,091.12
7,021.29
2,886.26
-1,952.36
-1,082.23
2,587.56
854.94
Opening Cash & Equivalents
79,968.22
51,504.15
11,174.70
20,027.60
12,933.50
10,047.25
11,999.61
13,081.84
10,494.28
9,639.34

Financial Ratios

Consolidated /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Book Value
348.47
311.06
349.38
373.97
410.49
335.09
306.76
285.42
265.54
251.44
NIM
2.95
2.60
2.64
2.59
2.63
2.60
2.50
2.29
2.41
2.43
Yield on Advances
10.01
9.99
10.78
10.81
10.58
10.93
12.56
12.59
12.59
12.48
Yield on Investments
6.41
7.16
7.46
7.52
7.99
8.06
7.81
8.37
8.31
8.75
Cost of Liabilities
3.84
3.62
4.16
4.91
4.79
4.76
5.58
6.49
6.63
6.51
Interest Spread
6.17
6.37
6.62
5.91
5.80
6.17
6.98
6.10
5.97
5.97
ROCE
11.21%
7.04%
7.67%
5.78%
3.47%
5.07%
8.40%
6.42%
9.04%
10.29%
Cost Income Ratio
45.33
47.03
49.54
40.56
45.23
42.32
45.64
51.33
48.41
49.44
Core Cost Income Ratio
45.81
49.69
53.72
44.11
46.14
45.81
51.76
53.99
50.19
52.92
Operating Costs to Assets
1.78
1.68
1.72
1.43
1.44
1.45
1.54
1.57
1.46
1.51
Loans/Deposits
0.04
0.03
0.05
0.08
0.05
0.09
0.07
0.02
0.02
0.03
Cash/Deposits
0.05
0.10
0.05
0.02
0.05
0.05
0.03
0.05
0.05
0.05
Investment/Deposits
0.30
0.30
0.33
0.31
0.27
0.34
0.37
0.30
0.27
0.29
Inc Loan/Deposits
3.56%
2.90%
4.60%
8.01%
5.01%
9.49%
6.93%
1.97%
1.56%
3.06%
Credit Deposits
72.34%
65.57%
67.41%
76.06%
74.89%
75.18%
69.98%
72.40%
74.39%
75.32%
Interest Expended / Interest earned
54.95%
56.90%
59.93%
64.47%
63.43%
63.40%
67.91%
72.61%
71.84%
71.40%
Interest income / Total funds
6.31%
5.77%
6.25%
6.90%
6.84%
6.77%
7.34%
7.97%
8.21%
8.14%
Interest Expended / Total funds
3.47%
3.28%
3.75%
4.45%
4.34%
4.29%
4.98%
5.78%
5.90%
5.81%
CASA
41.99%
41.77%
42.30%
34.65%
34.71%
36.96%
37.09%
31.28%
28.78%
27.15%

Annual Reports:

FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015
FY 2014

News Update:


  • Indian Bank reports 11% rise in total deposits during Q4FY24
    6th Apr 2024, 13:00 PM

    Its gross advances stood at Rs 5.34 lakh crore (provisional) as of Q4FY24

    Read More
  • Indian Bank - Quarterly Results
    24th Jan 2024, 13:41 PM

    Read More
  • Indian Bank gets RBI's nod to set up wholly owned operations support subsidiary
    19th Jan 2024, 12:57 PM

    Earlier in September, RBI had imposed a monetary penalty of Rs 1.62 crore on Indian Bank

    Read More

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