Nifty
:
25030.35
Sensex
:
81028.02
493.75 (2.01%)
1718.01 (2.17%)
Nifty
Sensex
:
:
25030.35
81028.02
493.75 (2.01%)
1718.01 (2.17%)

Indian Bank

Bank - Public

Rating :
67/99

BSE: 532814 | NSE: INDIANB

NSE BSE
902.00
06-Nov-2026
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  889.4
  •  902
  •  881
  •  892.15
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  1166136
  •  1042410873.05
  •  1000.9
  •  764.05

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 1,21,374.92
  • 9.18
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 1,34,126.57
  • 2.03%
  • 1.52

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 73.84%
  • 0.11%
  • 1.99%
  • FII
  • DII
  • Others
  • 6.87%
  • 16.70%
  • 0.49%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 18.32

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 24.10
  • 25.09
  • 14.58

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.09
  • 1.38

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 8.12
  • 7.80
  • 8.64

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.85
  • 1.09
  • 1.38

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.20
  • 3.51
  • 4.69

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 26
Sep 25
Var%
Jun 26
Jun 25
Var%
Mar 26
Mar 25
Var%
Dec 25
Dec 24
Var%
Interest Earned
19,148.99
16,628.28
15.16%
18,095.14
16,285.10
11.11%
17,488.50
15,859.63
10.27%
17,102.21
15,770.16
8.45%
Interest Exp.
11,388.64
10,039.71
13.44%
10,656.86
9,924.09
7.38%
10,371.96
9,467.06
9.56%
10,202.90
9,345.18
9.18%
Net Interest Income
7,760.35
6,588.57
17.79%
7,438.28
6,361.01
16.94%
7,116.54
6,392.57
11.33%
6,899.31
6,424.98
7.38%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
4,186.99
2,642.81
58.43%
2,902.24
2,620.50
10.75%
2,772.73
2,934.73
-5.52%
2,792.57
2,397.38
16.48%
Total Income
23,335.98
19,271.09
21.09%
20,997.38
18,905.60
11.06%
20,261.23
18,794.36
7.80%
19,894.78
18,167.54
9.51%
Operating Exp.
4,867.72
4,369.88
11.39%
4,752.46
4,189.13
13.45%
4,583.46
4,303.18
6.51%
4,635.39
4,042.10
14.68%
Operating Profit
7,079.62
4,861.50
45.63%
5,588.06
4,792.38
16.60%
5,305.81
5,024.12
5.61%
5,056.49
4,780.26
5.78%
Provision
2,231.26
738.51
202.13%
1,193.60
691.02
72.73%
1,228.00
794.31
54.60%
857.11
1,059.61
-19.11%
PBT
4,848.36
4,122.99
17.59%
4,394.46
3,334.77
31.78%
4,077.81
4,229.81
-3.59%
4,199.38
3,720.65
12.87%
PBTM
25.32
24.80
2.10%
24.29
20.48
18.60%
23.32
26.67
-12.56%
24.55
23.59
4.07%
TAX
1,401.50
1,082.46
29.47%
1,094.98
1,116.26
-1.91%
962.61
1,268.42
-24.11%
1,113.22
844.50
31.82%
PAT
3,446.86
3,040.53
13.36%
3,299.48
2,218.51
48.73%
3,115.20
2,961.39
5.19%
3,086.16
2,876.15
7.30%
PATM
18.00%
18.29%
18.23%
13.62%
17.81%
18.67%
18.05%
18.24%
EPS
25.59
22.57
13.38%
24.50
16.47
48.76%
23.13
21.99
5.18%
22.91
21.35
7.31%
Gross NPA
11,612.52
16,134.66
-28.03%
12,710.34
18,066.88
-29.65%
13,190.02
18,178.86
-27.44%
14,268.38
18,208.35
-21.64%
Gross NPA%
1.61
2.60
-38.08%
1.86
3.01
-38.21%
1.98
3.09
-35.92%
2.23
3.26
-31.60%
Net NPA
982.90
982.98
-0.01%
990.22
1,035.56
-4.38%
964.88
1,109.56
-13.04%
967.55
1,126.86
-14.14%
Net NPA%
0.14
0.16
-12.50%
0.15
0.18
-16.67%
0.15
0.19
-21.05%
0.15
0.21
-28.57%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Net Interest Income
29,214.48
26,965.43
25,213.18
23,308.97
20,267.87
16,759.19
15,669.28
7,603.77
7,015.31
6,264.04
5,147.76
Interest Earned
71,834.84
67,504.09
62,039.43
55,649.73
44,985.16
38,888.44
39,108.08
21,401.28
19,182.06
17,115.32
16,039.22
Interest Expended
42,620.36
40,538.66
36,826.25
32,340.76
24,717.29
22,129.25
23,438.80
13,797.51
12,166.75
10,851.28
10,891.46
Int. income Growth
13.38%
6.95%
8.17%
15.00%
20.94%
6.96%
106.07%
8.39%
11.99%
21.68%
 
Other Income
12,654.53
10,828.61
10,011.45
8,581.95
7,804.50
7,379.71
6,111.40
3,325.50
1,891.44
2,416.59
2,222.40
Total Income
84,489.37
37,794.04
35,224.63
31,890.92
28,072.37
24,138.90
21,780.68
10,929.27
8,906.75
8,680.63
7,370.16
Total Expenditure
18,839.03
20,710.12
19,818.18
20,342.43
21,576.81
20,284.92
18,230.89
9,237.88
8,364.35
7,363.44
5,438.45
Employee Cost
-
10,880.32
9,974.61
9,319.90
7,578.88
6,738.44
6,411.62
2,478.34
2,227.54
2,104.64
1,995.36
% Of Sales
-
16.12%
16.08%
16.75%
16.85%
17.33%
16.39%
11.58%
11.61%
12.30%
12.44%
Opt. & Establishment Exp.
-
7,506.40
6,691.48
6,164.04
5,678.25
5,215.78
5,010.83
2,268.30
2,060.01
1,805.52
1,534.34
% Of Sales
-
11.12%
10.79%
11.08%
12.62%
13.41%
12.81%
10.60%
10.74%
10.55%
9.57%
Provisions
-
3,541.12
4,237.97
5,920.77
9,384.42
9,532.06
8,074.78
5,119.12
4,595.22
3,926.96
2,241.23
% Of Sales
-
5.25%
6.83%
10.64%
20.86%
24.51%
20.65%
23.92%
23.96%
22.94%
13.97%
EBITDA
23,029.98
17,083.92
15,406.45
11,548.49
6,495.56
3,853.98
3,549.79
1,691.39
542.40
1,317.19
1,931.71
EBITDA Margin
73.77%
63.35%
61.10%
49.55%
32.05%
23.00%
22.65%
22.24%
7.73%
21.03%
37.53%
Depreciation
0.00
608.86
542.94
531.14
532.37
600.68
633.17
313.94
259.21
236.84
166.24
PBT
17,520.01
16,475.06
14,863.51
11,017.35
5,963.19
3,253.30
2,916.62
1,377.45
283.19
1,080.35
1,765.47
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
4,572.31
4,248.07
3,868.64
2,888.20
632.71
-740.59
-99.10
619.37
-37.74
-182.57
352.56
Tax Rate
26.10%
25.78%
26.03%
26.22%
10.61%
-22.76%
-3.40%
44.96%
-13.33%
-16.90%
19.97%
PAT
12,945.16
12,224.50
10,991.95
8,126.04
5,329.27
3,991.51
3,014.29
757.39
320.34
1,262.17
1,411.04
PAT before Minority Interest
12,947.70
12,226.99
10,994.87
8,129.15
5,330.48
3,993.89
3,015.72
758.08
320.93
1,262.92
1,412.91
Minority Interest
-2.54
-2.49
-2.92
-3.11
-1.21
-2.38
-1.43
-0.69
-0.59
-0.75
-1.87
PAT Margin
30.92%
32.35%
31.21%
25.48%
18.98%
16.54%
13.84%
6.93%
3.60%
14.54%
19.15%
PAT Growth
16.68%
11.21%
35.27%
52.48%
33.52%
32.42%
297.98%
136.43%
-74.62%
-10.55%
 
EPS
96.12
90.75
81.60
60.33
39.56
29.63
22.38
5.62
2.38
9.37
10.48

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Shareholder's Funds
80,042.88
71,512.91
60,248.20
49,506.82
44,951.93
39,458.07
22,767.58
19,715.46
18,715.44
17,433.84
Share Capital
1,346.96
1,346.96
1,346.96
1,245.44
1,245.44
1,129.37
608.80
480.29
480.29
480.29
Total Reserves
78,695.92
70,165.95
58,901.24
48,261.38
43,706.49
38,328.70
22,158.78
19,235.17
18,235.15
16,953.55
Minority Interest
34.72
32.23
29.31
26.19
24.98
22.60
21.17
20.46
19.87
19.12
Deposits
8,27,654.01
7,37,098.32
6,87,953.07
6,21,123.23
5,93,570.88
5,38,029.80
2,60,184.40
2,42,040.80
2,08,261.81
1,82,480.04
Borrowings
46,806.57
41,552.30
23,142.88
22,092.42
17,217.52
24,762.77
20,830.31
12,137.54
19,760.17
12,636.89
Other Liabilities & Provisions
37,014.61
26,842.84
24,335.36
20,585.34
18,331.12
23,261.93
6,337.50
6,474.02
6,224.12
5,937.55
Total Liabilities
9,91,552.79
8,77,038.60
7,95,708.82
7,13,334.00
6,74,096.43
6,25,535.17
3,10,140.96
2,80,388.28
2,52,981.41
2,18,507.44
Net Block
8,641.76
8,826.27
7,522.64
7,470.39
7,692.81
7,391.06
3,898.30
3,964.23
3,421.47
3,436.05
Gross Block
15,796.82
15,445.29
13,657.35
13,140.57
12,907.30
12,085.63
11,573.17
6,090.79
5,358.50
5,149.44
Accumulated Depreciation
7,155.06
6,619.02
6,134.71
5,670.18
5,214.49
4,694.57
7,674.87
2,126.56
1,937.03
1,713.39
Total Non-Current Assets
9,76,946.77
8,63,310.77
7,79,847.70
6,95,357.73
6,53,354.81
5,99,858.23
2,97,593.72
2,70,526.06
2,44,543.65
2,08,982.83
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
35.05
31.06
17.26
10.28
6.10
1.50
0.78
0.76
0.61
10.64
Cash and balance with RBI
34,054.92
31,947.65
32,702.76
32,692.73
58,554.66
27,545.18
5,736.12
11,701.87
10,501.60
5,588.70
Balance with banks and money at call
31,644.77
23,013.75
9,474.15
17,524.10
21,413.56
23,958.97
8,200.35
8,325.74
2,431.90
4,458.54
Investments
2,47,682.04
2,28,420.86
2,15,241.82
1,88,366.28
1,76,501.61
1,78,292.44
81,871.16
65,271.55
71,619.14
67,781.19
Advances
6,54,888.23
5,71,071.18
5,14,889.07
4,49,293.95
3,89,186.07
3,62,669.08
1,97,887.01
1,81,261.91
1,56,568.93
1,27,707.71
Other Assets
14,606.02
13,727.83
15,861.12
17,976.27
20,741.62
25,676.94
12,547.24
9,862.22
8,437.76
9,524.61
Total Assets
9,91,552.79
8,77,038.60
7,95,708.82
7,13,334.00
6,74,096.43
6,25,535.17
3,10,140.96
2,80,388.28
2,52,981.41
2,18,507.44
Contingent Liabilities
2,56,036.64
2,80,758.37
3,34,331.17
3,81,370.21
3,56,020.02
2,93,606.77
42,601.71
36,219.00
33,728.75
29,385.56
Bills for collection
10,282.55
14,159.47
15,934.58
16,082.16
14,144.89
12,620.73
5,994.97
5,394.56
4,607.55
3,230.56
Adjusted Book Value
541.78
477.46
402.93
348.47
311.06
349.38
373.97
346.05
335.09
306.76

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Cash From Operating Activity
18,815.48
17,396.40
-8,617.26
-27,893.99
28,750.33
17,230.92
-8,396.17
6,269.85
-3,675.80
-10,813.85
PBT
11,706.77
11,264.39
8,422.52
5,573.52
4,144.19
3,150.58
862.02
380.73
1,311.29
1,454.93
Adjustment
8,863.33
9,114.94
9,606.29
11,370.23
10,482.11
9,686.04
6,329.43
4,818.28
3,983.37
2,761.06
Adjustments for Liabilities & Assets
-193.53
-2,956.91
-25,756.57
-44,824.14
14,136.21
4,414.02
-14,797.62
1,070.84
-8,970.46
-15,029.84
Refund/(Payment) of direct taxes
-1,561.09
-26.02
-889.50
-13.60
-12.18
-19.72
-790.00
0.00
0.00
0.00
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-428.07
-348.40
-617.70
-313.98
-304.69
-544.88
-247.37
-248.56
-214.38
-179.37
Net Fixed Assets
-346.28
-1787.82
-519.07
-229.25
-836.53
-511.32
-5441.09
-732.54
-198.97
-143.68
Other Investment Activity
-16084.46
-16007.48
-13915.94
-13387.58
-13398.52
-12264.48
-11754.35
-6279.08
-5511.53
-5904.91
Cash from Financing Activity
-7,649.12
-4,263.51
1,195.04
-1,543.42
18.43
1,865.55
2,552.42
1,000.00
6,776.44
9,040.86
Closing Cash & Equivalent
65,699.69
54,961.40
42,176.91
50,216.83
79,968.22
51,504.15
13,936.48
20,027.62
12,933.51
10,047.25
Net Cash Inflow / Outflow
10,738.29
12,784.49
-8,039.92
-29,751.39
28,464.07
18,551.59
-6,091.12
7,021.29
2,886.26
-1,952.36
Opening Cash & Equivalents
54,961.40
42,176.91
50,216.83
79,968.22
51,504.15
11,174.70
20,027.60
12,933.50
10,047.25
11,999.61

Financial Ratios

Consolidated /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Book Value
541.78
477.46
402.93
348.47
311.06
349.38
373.97
410.49
335.09
306.76
NIM
2.78
2.95
3.02
2.95
2.60
2.64
2.59
2.63
2.60
2.50
Yield on Advances
10.31
10.86
10.81
10.01
9.99
10.78
10.81
10.58
10.93
12.56
Yield on Investments
6.91
7.12
6.65
6.41
7.16
7.46
7.52
7.99
8.06
7.81
Cost of Liabilities
4.64
4.73
4.55
3.84
3.62
4.16
4.91
4.79
4.76
5.58
Interest Spread
5.67
6.13
6.26
6.17
6.37
6.62
5.91
5.80
6.17
6.98
ROCE
16.28%
17.30%
16.60%
11.21%
7.04%
7.67%
5.78%
3.47%
5.07%
8.40%
Cost Income Ratio
47.04
45.77
46.89
45.33
47.03
49.54
40.56
45.23
42.32
45.64
Core Cost Income Ratio
48.19
47.18
48.91
45.81
49.69
53.72
44.11
46.14
45.81
51.76
Operating Costs to Assets
1.79
1.84
1.88
1.78
1.68
1.72
1.43
1.44
1.45
1.54
Loans/Deposits
0.06
0.06
0.03
0.04
0.03
0.05
0.08
0.05
0.09
0.07
Cash/Deposits
0.04
0.04
0.05
0.05
0.10
0.05
0.02
0.05
0.05
0.03
Investment/Deposits
0.30
0.31
0.31
0.30
0.30
0.33
0.31
0.27
0.34
0.37
Inc Loan/Deposits
5.66%
5.64%
3.36%
3.56%
2.90%
4.60%
8.01%
5.01%
9.49%
6.93%
Credit Deposits
79.13%
77.48%
74.84%
72.34%
65.57%
67.41%
76.06%
74.89%
75.18%
69.98%
Interest Expended / Interest earned
60.05%
59.36%
58.11%
54.95%
56.90%
59.93%
64.47%
63.43%
63.40%
67.91%
Interest income / Total funds
6.81%
7.07%
6.99%
6.31%
5.77%
6.25%
6.90%
6.84%
6.77%
7.34%
Interest Expended / Total funds
4.09%
4.20%
4.06%
3.47%
3.28%
3.75%
4.45%
4.34%
4.29%
4.98%
CASA
37.88%
38.37%
40.77%
41.99%
41.77%
42.30%
34.65%
34.71%
36.96%
37.09%

Annual Reports:

FY 2026
FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017

News Update:


  • Indian Bank - Quarterly Results
    16th Oct 2026, 00:00 AM

    Read More
  • Indian Bank plans to sell up to 17.91% stake in NSE through OFS
    10th Sep 2026, 10:11 AM

    The bank is planning to sell the stake by way of Offer for Sale through NSE’s IPO

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.