Nifty
:
25709.85
Sensex
:
83952.19
124.55 (0.49%)
484.53 (0.58%)
Nifty
Sensex
:
:
25709.85
83952.19
124.55 (0.49%)
484.53 (0.58%)

Indian Bank

Bank - Public

Rating :
76/99

BSE: 532814 | NSE: INDIANB

NSE BSE
782.35
17-Oct-2025
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  783
  •  784
  •  756.5
  •  771.05
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  2815481
  •  2175131102.85
  •  805.95
  •  473.9

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 1,05,399.93
  • 9.35
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 1,15,004.58
  • 2.08%
  • 1.51

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 73.84%
  • 0.12%
  • 2.20%
  • FII
  • DII
  • Others
  • 4.68%
  • 18.35%
  • 0.81%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 31.45
  • 29.53
  • 27.29

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 0.84
  • 1.12

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 8.10
  • 7.52
  • 7.78

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.77
  • 0.84
  • 1.12

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.08
  • 2.82
  • 3.23

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 25
Sep 24
Var%
Jun 25
Jun 24
Var%
Mar 25
Mar 24
Var%
Dec 24
Dec 23
Var%
Interest Earned
16,628.28
15,369.01
8.19%
16,285.10
15,040.63
8.27%
15,859.63
14,633.41
8.38%
15,770.16
14,202.58
11.04%
Interest Exp.
10,039.71
9,153.50
9.68%
9,924.09
8,860.51
12.00%
9,467.06
8,609.13
9.97%
9,345.18
8,383.37
11.47%
Net Interest Income
6,588.57
6,215.51
6.00%
6,361.01
6,180.12
2.93%
6,392.57
6,024.28
6.11%
6,424.98
5,819.21
10.41%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
2,642.81
2,602.21
1.56%
2,620.50
2,077.13
26.16%
2,934.73
2,432.08
20.67%
2,397.38
2,112.77
13.47%
Total Income
19,271.09
17,971.22
7.23%
18,905.60
17,117.76
10.44%
18,794.36
17,065.49
10.13%
18,167.54
16,315.35
11.35%
Operating Exp.
4,369.88
4,044.66
8.04%
4,189.13
3,733.21
12.21%
4,303.18
4,127.38
4.26%
4,042.10
3,808.64
6.13%
Operating Profit
4,861.50
4,773.06
1.85%
4,792.38
4,524.04
5.93%
5,024.12
4,328.98
16.06%
4,780.26
4,123.34
15.93%
Provision
738.51
1,099.07
-32.81%
691.02
1,261.11
-45.21%
794.31
1,250.78
-36.49%
1,059.61
1,349.13
-21.46%
PBT
4,122.99
3,673.99
12.22%
3,334.77
3,262.93
2.20%
4,229.81
3,078.20
37.41%
3,720.65
2,774.21
34.12%
PBTM
24.80
23.91
3.72%
20.48
21.69
-5.58%
26.67
21.04
26.76%
23.59
19.53
20.79%
TAX
1,082.46
933.96
15.90%
1,116.26
845.63
32.00%
1,268.42
817.89
55.08%
844.50
637.88
32.39%
PAT
3,040.53
2,740.03
10.97%
2,218.51
2,417.30
-8.22%
2,961.39
2,260.31
31.02%
2,876.15
2,136.33
34.63%
PATM
18.29%
17.83%
13.62%
16.07%
18.67%
15.45%
18.24%
15.04%
EPS
22.57
20.34
10.96%
16.47
17.95
-8.25%
21.99
16.78
31.05%
21.35
15.86
34.62%
Gross NPA
16,134.66
19,148.00
-15.74%
18,066.88
20,302.16
-11.01%
18,178.86
21,106.31
-13.87%
18,208.35
22,786.52
-20.09%
Gross NPA%
2.60
3.48
-25.29%
3.01
3.77
-20.16%
3.09
3.95
-21.77%
3.26
4.47
-27.07%
Net NPA
982.98
1,445.29
-31.99%
1,035.56
2,026.59
-48.90%
1,109.56
2,222.58
-50.08%
1,126.86
2,578.72
-56.30%
Net NPA%
0.16
0.27
-40.74%
0.18
0.39
-53.85%
0.19
0.43
-55.81%
0.21
0.53
-60.38%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Interest Income
25,767.13
25,213.18
23,308.97
20,267.87
16,759.19
15,669.28
7,603.77
7,015.31
6,264.04
5,147.76
4,448.89
Interest Earned
64,543.17
62,039.43
55,649.73
44,985.16
38,888.44
39,108.08
21,401.28
19,182.06
17,115.32
16,039.22
16,244.27
Interest Expended
38,776.04
36,826.25
32,340.76
24,717.29
22,129.25
23,438.80
13,797.51
12,166.75
10,851.28
10,891.46
11,795.38
Int. income Growth
6.30%
8.17%
15.00%
20.94%
6.96%
106.07%
8.39%
11.99%
21.68%
15.71%
 
Other Income
10,595.42
10,011.45
8,581.95
7,804.50
7,379.71
6,111.40
3,325.50
1,891.44
2,416.59
2,222.40
1,788.94
Total Income
75,138.59
35,224.63
31,890.92
28,072.37
24,138.90
21,780.68
10,929.27
8,906.75
8,680.63
7,370.16
6,237.83
Total Expenditure
16,904.29
19,818.18
20,342.43
21,576.81
20,284.92
18,230.89
9,237.88
8,364.35
7,363.44
5,438.45
5,128.20
Employee Cost
-
9,974.61
9,319.90
7,578.88
6,738.44
6,411.62
2,478.34
2,227.54
2,104.64
1,995.36
2,010.26
% Of Sales
-
16.08%
16.75%
16.85%
17.33%
16.39%
11.58%
11.61%
12.30%
12.44%
12.38%
Opt. & Establishment Exp.
-
6,691.48
6,164.04
5,678.25
5,215.78
5,010.83
2,268.30
2,060.01
1,805.52
1,534.34
1,343.06
% Of Sales
-
10.79%
11.08%
12.62%
13.41%
12.81%
10.60%
10.74%
10.55%
9.57%
8.27%
Provisions
-
4,237.97
5,920.77
9,384.42
9,532.06
8,074.78
5,119.12
4,595.22
3,926.96
2,241.23
2,077.26
% Of Sales
-
6.83%
10.64%
20.86%
24.51%
20.65%
23.92%
23.96%
22.94%
13.97%
12.79%
EBITDA
19,458.26
15,406.45
11,548.49
6,495.56
3,853.98
3,549.79
1,691.39
542.40
1,317.19
1,931.71
1,109.63
EBITDA Margin
73.81%
61.10%
49.55%
32.05%
23.00%
22.65%
22.24%
7.73%
21.03%
37.53%
24.94%
Depreciation
0.00
542.94
531.14
532.37
600.68
633.17
313.94
259.21
236.84
166.24
151.19
PBT
15,408.22
14,863.51
11,017.35
5,963.19
3,253.30
2,916.62
1,377.45
283.19
1,080.35
1,765.47
958.44
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
4,311.64
3,868.64
2,888.20
632.71
-740.59
-99.10
619.37
-37.74
-182.57
352.56
243.92
Tax Rate
27.98%
26.03%
26.22%
10.61%
-22.76%
-3.40%
44.96%
-13.33%
-16.90%
19.97%
25.45%
PAT
11,094.37
10,991.95
8,126.04
5,329.27
3,991.51
3,014.29
757.39
320.34
1,262.17
1,411.04
713.55
PAT before Minority Interest
11,096.58
10,994.87
8,129.15
5,330.48
3,993.89
3,015.72
758.08
320.93
1,262.92
1,412.91
714.52
Minority Interest
-2.21
-2.92
-3.11
-1.21
-2.38
-1.43
-0.69
-0.59
-0.75
-1.87
-0.97
PAT Margin
30.51%
31.21%
25.48%
18.98%
16.54%
13.84%
6.93%
3.60%
14.54%
19.15%
11.44%
PAT Growth
16.15%
35.27%
52.48%
33.52%
32.42%
297.98%
136.43%
-74.62%
-10.55%
97.75%
 
EPS
82.38
81.60
60.33
39.56
29.63
22.38
5.62
2.38
9.37
10.48
5.30

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
71,512.91
60,248.20
49,506.82
44,951.93
39,458.07
22,767.58
19,715.46
18,715.44
17,433.84
16,489.84
Share Capital
1,346.96
1,346.96
1,245.44
1,245.44
1,129.37
608.80
480.29
480.29
480.29
480.29
Total Reserves
70,165.95
58,901.24
48,261.38
43,706.49
38,328.70
22,158.78
19,235.17
18,235.15
16,953.55
16,009.55
Minority Interest
32.23
29.31
26.19
24.98
22.60
21.17
20.46
19.87
19.12
17.25
Deposits
7,37,098.32
6,87,953.07
6,21,123.23
5,93,570.88
5,38,029.80
2,60,184.40
2,42,040.80
2,08,261.81
1,82,480.04
1,78,258.92
Borrowings
41,552.30
23,142.88
22,092.42
17,217.52
24,762.77
20,830.31
12,137.54
19,760.17
12,636.89
3,509.32
Other Liabilities & Provisions
26,842.84
24,335.36
20,585.34
18,331.12
23,261.93
6,337.50
6,474.02
6,224.12
5,937.55
5,665.77
Total Liabilities
8,77,038.60
7,95,708.82
7,13,334.00
6,74,096.43
6,25,535.17
3,10,140.96
2,80,388.28
2,52,981.41
2,18,507.44
2,03,941.10
Net Block
8,826.27
7,522.64
7,470.39
7,692.81
7,391.06
3,898.30
3,964.23
3,421.47
3,436.05
3,507.71
Gross Block
15,445.28
13,657.35
13,140.57
12,907.30
12,085.63
11,573.17
6,090.79
5,358.50
5,149.44
4,991.13
Accumulated Depreciation
6,619.01
6,134.71
5,670.18
5,214.49
4,694.57
7,674.87
2,126.56
1,937.03
1,713.39
1,483.42
Total Non-Current Assets
8,63,310.77
7,79,847.70
6,95,357.73
6,53,354.81
5,99,858.23
2,97,593.72
2,70,526.06
2,44,543.65
2,08,982.83
1,97,853.60
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
31.06
17.26
10.28
6.10
1.50
0.78
0.76
0.61
10.64
7.90
Cash and balance with RBI
31,947.65
32,702.76
32,692.73
58,554.66
27,545.18
5,736.12
11,701.87
10,501.60
5,588.70
9,174.46
Balance with banks and money at call
23,013.75
9,474.15
17,524.10
21,413.56
23,958.97
8,200.35
8,325.74
2,431.90
4,458.54
2,825.16
Investments
2,28,420.86
2,15,241.82
1,88,366.28
1,76,501.61
1,78,292.44
81,871.16
65,271.55
71,619.14
67,781.19
53,282.93
Advances
5,71,071.18
5,14,889.07
4,49,293.95
3,89,186.07
3,62,669.08
1,97,887.01
1,81,261.91
1,56,568.93
1,27,707.71
1,29,055.44
Other Assets
13,727.83
15,861.12
17,976.27
20,741.62
25,676.94
12,547.24
9,862.22
8,437.76
9,524.61
6,087.50
Total Assets
8,77,038.60
7,95,708.82
7,13,334.00
6,74,096.43
6,25,535.17
3,10,140.96
2,80,388.28
2,52,981.41
2,18,507.44
2,03,941.10
Contingent Liabilities
2,80,758.37
3,34,331.17
3,81,370.21
3,56,020.02
2,93,606.77
42,601.71
36,219.00
33,728.75
29,385.56
29,775.78
Bills for collection
14,159.47
15,934.58
16,082.16
14,144.89
12,620.73
5,994.97
5,394.56
4,607.55
3,230.56
3,150.61
Adjusted Book Value
477.46
402.93
348.47
311.06
349.38
373.97
410.49
335.09
306.76
285.42

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
17,396.40
-8,617.26
-27,893.99
28,750.33
17,230.92
-8,396.17
6,269.85
-3,675.80
-10,813.85
-930.72
PBT
11,264.39
8,422.52
5,573.52
4,144.19
3,150.58
862.02
380.73
1,311.29
1,454.93
752.24
Adjustment
9,114.94
9,606.29
11,370.23
10,482.11
9,686.04
6,329.43
4,818.28
3,983.37
2,761.06
2,474.40
Adjustments for Liabilities & Assets
-2,956.91
-25,756.57
-44,824.14
14,136.21
4,414.02
-14,797.62
1,070.84
-8,970.46
-15,029.84
-4,157.36
Refund/(Payment) of direct taxes
-26.02
-889.50
-13.60
-12.18
-19.72
-790.00
0.00
0.00
0.00
0.00
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-348.40
-617.70
-313.98
-304.69
-544.88
-247.37
-248.56
-214.38
-179.37
-771.72
Net Fixed Assets
-1787.82
-519.07
-229.25
-836.53
-511.32
-5441.09
-732.54
-198.97
-143.68
-730.82
Other Investment Activity
-16007.48
-13915.94
-13387.58
-13398.52
-12264.48
-11754.35
-6279.08
-5511.53
-5904.91
-5225.92
Cash from Financing Activity
-4,263.51
1,195.04
-1,543.42
18.43
1,865.55
2,552.42
1,000.00
6,776.44
9,040.86
620.21
Closing Cash & Equivalent
54,961.40
42,176.91
50,216.83
79,968.22
51,504.15
13,936.48
20,027.62
12,933.51
10,047.25
11,999.61
Net Cash Inflow / Outflow
12,784.49
-8,039.92
-29,751.39
28,464.07
18,551.59
-6,091.12
7,021.29
2,886.26
-1,952.36
-1,082.23
Opening Cash & Equivalents
42,176.91
50,216.83
79,968.22
51,504.15
11,174.70
20,027.60
12,933.50
10,047.25
11,999.61
13,081.84

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value
477.46
402.93
348.47
311.06
349.38
373.97
410.49
335.09
306.76
285.42
NIM
2.95
3.02
2.95
2.60
2.64
2.59
2.63
2.60
2.50
2.29
Yield on Advances
10.86
10.81
10.01
9.99
10.78
10.81
10.58
10.93
12.56
12.59
Yield on Investments
7.12
6.65
6.41
7.16
7.46
7.52
7.99
8.06
7.81
8.37
Cost of Liabilities
4.73
4.55
3.84
3.62
4.16
4.91
4.79
4.76
5.58
6.49
Interest Spread
6.13
6.26
6.17
6.37
6.62
5.91
5.80
6.17
6.98
6.10
ROCE
17.30%
16.60%
11.21%
7.04%
7.67%
5.78%
3.47%
5.07%
8.40%
6.42%
Cost Income Ratio
45.77
46.89
45.33
47.03
49.54
40.56
45.23
42.32
45.64
51.33
Core Cost Income Ratio
47.18
48.91
45.81
49.69
53.72
44.11
46.14
45.81
51.76
53.99
Operating Costs to Assets
1.84
1.88
1.78
1.68
1.72
1.43
1.44
1.45
1.54
1.57
Loans/Deposits
0.06
0.03
0.04
0.03
0.05
0.08
0.05
0.09
0.07
0.02
Cash/Deposits
0.04
0.05
0.05
0.10
0.05
0.02
0.05
0.05
0.03
0.05
Investment/Deposits
0.31
0.31
0.30
0.30
0.33
0.31
0.27
0.34
0.37
0.30
Inc Loan/Deposits
5.64%
3.36%
3.56%
2.90%
4.60%
8.01%
5.01%
9.49%
6.93%
1.97%
Credit Deposits
77.48%
74.84%
72.34%
65.57%
67.41%
76.06%
74.89%
75.18%
69.98%
72.40%
Interest Expended / Interest earned
59.36%
58.11%
54.95%
56.90%
59.93%
64.47%
63.43%
63.40%
67.91%
72.61%
Interest income / Total funds
7.07%
6.99%
6.31%
5.77%
6.25%
6.90%
6.84%
6.77%
7.34%
7.97%
Interest Expended / Total funds
4.20%
4.06%
3.47%
3.28%
3.75%
4.45%
4.34%
4.29%
4.98%
5.78%
CASA
38.37%
40.77%
41.99%
41.77%
42.30%
34.65%
34.71%
36.96%
37.09%
31.28%

Annual Reports:

FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016

News Update:


  • Indian Bank - Quarterly Results
    17th Oct 2025, 00:00 AM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.