Nifty
:
24570.65
Sensex
:
78499.17
-65.35 (-0.27%)
-455.59 (-0.58%)
Nifty
Sensex
:
:
24570.65
78499.17
-65.35 (-0.27%)
-455.59 (-0.58%)

IndusInd Bank Ltd.

Bank - Private

Rating :
62/99

BSE: 532187 | NSE: INDUSINDBK

NSE BSE
1022.00
07-Aug-2026
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  1010.3
  •  1024.9
  •  1004.4
  •  1016.20
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  1727371
  •  1751607103.8
  •  1077.85
  •  710.6

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 79,861.11
  • 60.39
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 92,704.66
  • 0.15%
  • 1.20

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 15.82%
  • 2.03%
  • 8.06%
  • FII
  • DII
  • Others
  • 29.17%
  • 41.93%
  • 2.99%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • 45.85
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -11.05
  • -28.64
  • -53.73

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.51
  • 1.39

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 15.49
  • 13.85
  • 12.86

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.92
  • 1.51
  • 1.39

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 11.23
  • 8.33
  • 8.07

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 26
Jun 25
Var%
Mar 26
Mar 25
Var%
Dec 25
Dec 24
Var%
Sep 25
Sep 24
Var%
Interest Earned
11,309.94
12,263.88
-7.78%
11,005.42
10,633.84
3.49%
11,372.88
12,800.77
-11.15%
11,608.63
12,686.28
-8.49%
Interest Exp.
6,625.22
7,624.06
-13.10%
6,633.94
7,585.51
-12.54%
6,811.23
7,572.68
-10.06%
7,199.26
7,339.02
-1.90%
Net Interest Income
4,684.72
4,639.82
0.97%
4,371.48
3,048.33
43.41%
4,561.65
5,228.09
-12.75%
4,409.37
5,347.26
-17.54%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
1,786.53
2,156.92
-17.17%
1,713.66
708.83
141.76%
1,707.20
2,355.03
-27.51%
1,651.28
2,184.97
-24.43%
Total Income
13,096.47
14,420.80
-9.18%
12,719.08
11,342.67
12.13%
13,080.08
15,155.80
-13.70%
13,259.91
14,871.25
-10.84%
Operating Exp.
3,697.80
4,229.42
-12.57%
3,789.88
4,248.04
-10.79%
3,999.23
3,982.47
0.42%
4,013.31
3,932.40
2.06%
Operating Profit
2,773.45
2,567.32
8.03%
2,295.26
-490.88
-
2,269.62
3,600.65
-36.97%
2,047.34
3,599.83
-43.13%
Provision
1,384.30
1,759.99
-21.35%
1,482.13
2,522.08
-41.23%
2,095.77
1,743.63
20.20%
2,631.19
1,820.10
44.56%
PBT
1,389.15
807.33
72.07%
813.13
-3,012.96
-
173.85
1,857.02
-90.64%
-583.85
1,779.73
-
PBTM
12.28
6.58
86.63%
7.39
-28.33
-
1.53
14.51
-89.46%
-5.03
14.03
-
TAX
352.13
203.28
73.22%
218.99
-684.04
-
45.91
454.67
-89.90%
-146.91
448.47
-
PAT
1,037.02
604.05
71.68%
594.14
-2,328.92
-
127.94
1,402.35
-90.88%
-436.94
1,331.26
-
PATM
9.17%
4.93%
5.40%
-21.90%
1.13%
10.96%
-3.76%
10.49%
EPS
13.96
8.13
71.71%
8.00
-31.34
-
1.72
18.87
-90.89%
-5.88
17.92
-
Gross NPA
10,848.68
12,480.56
-13.08%
11,095.35
11,046.39
0.44%
11,604.62
8,375.29
38.56%
12,057.75
7,638.52
57.85%
Gross NPA%
3.25
3.64
-10.71%
3.43
3.13
9.58%
3.56
2.25
58.22%
3.60
2.11
70.62%
Net NPA
3,100.54
3,721.52
-16.69%
3,169.38
3,287.14
-3.58%
3,303.97
2,495.76
32.38%
3,399.37
2,282.01
48.96%
Net NPA%
0.95
1.12
-15.18%
1.00
0.95
5.26%
1.04
0.68
52.94%
1.04
0.64
62.50%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Net Interest Income
18,027.22
17,982.32
19,031.31
20,615.92
17,592.12
15,000.84
13,527.90
12,058.74
8,846.18
7,497.45
6,062.60
Interest Earned
45,296.87
46,250.81
48,667.66
45,748.21
36,367.92
30,822.44
28,999.80
28,782.83
22,261.15
17,280.75
14,405.67
Interest Expended
27,269.65
28,268.49
29,636.35
25,132.29
18,775.80
15,821.60
15,471.90
16,724.09
13,414.97
9,783.30
8,343.07
Int. income Growth
-1.29%
-5.51%
-7.69%
17.19%
17.27%
10.89%
12.18%
36.32%
17.99%
23.67%
 
Other Income
6,858.67
7,229.06
7,690.44
9,395.77
8,172.77
7,344.78
6,500.88
6,952.67
5,646.72
4,750.10
4,171.49
Total Income
52,155.54
25,211.38
26,721.75
30,011.69
25,764.89
22,345.62
20,028.78
19,011.41
14,492.90
12,247.55
10,234.09
Total Expenditure
15,500.22
23,437.04
22,663.72
17,569.46
15,425.49
15,560.79
15,771.72
12,543.75
9,284.10
6,555.23
5,683.71
Employee Cost
-
7,091.22
6,633.40
5,373.93
4,178.66
3,473.54
3,039.24
2,819.64
1,853.51
1,780.69
1,521.02
% Of Sales
-
15.33%
13.63%
11.75%
11.49%
11.27%
10.48%
9.80%
8.33%
10.30%
10.56%
Opt. & Establishment Exp.
-
9,504.50
9,959.21
9,236.75
7,574.42
6,189.19
5,445.23
5,653.89
4,780.64
4,022.39
3,452.75
% Of Sales
-
20.55%
20.46%
20.19%
20.83%
20.08%
18.78%
19.64%
21.48%
23.28%
23.97%
Provisions
-
7,969.08
7,135.65
3,884.86
4,486.83
6,602.10
7,942.53
4,652.10
3,107.65
1,175.43
1,091.34
% Of Sales
-
17.23%
14.66%
8.49%
12.34%
21.42%
27.39%
16.16%
13.96%
6.80%
7.58%
EBITDA
9,385.67
1,774.34
4,058.03
12,442.23
10,339.40
6,784.83
4,257.06
6,467.66
5,208.80
5,692.32
4,550.38
EBITDA Margin
65.78%
9.87%
21.32%
60.35%
58.77%
45.23%
31.47%
53.63%
58.88%
75.92%
75.06%
Depreciation
0.00
563.88
532.27
463.04
407.21
352.02
327.64
290.94
228.85
211.64
190.70
PBT
1,792.28
1,210.46
3,525.76
11,979.20
9,932.19
6,432.82
3,929.41
6,176.73
4,979.95
5,480.68
4,359.68
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
470.12
321.27
950.34
3,002.21
2,489.06
1,628.18
999.54
1,718.86
1,679.47
1,874.69
1,491.79
Tax Rate
26.23%
26.54%
26.95%
25.06%
25.06%
25.31%
25.44%
27.83%
33.72%
34.21%
34.22%
PAT
1,322.16
889.19
2,575.42
8,976.99
7,443.13
4,804.64
2,929.87
4,457.87
3,300.48
3,605.99
2,867.89
PAT before Minority Interest
1,322.16
889.19
2,575.42
8,976.99
7,443.13
4,804.64
2,929.87
4,457.87
3,300.48
3,605.99
2,867.89
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
5.31%
3.53%
9.64%
29.91%
28.89%
21.50%
14.63%
23.45%
22.77%
29.44%
28.02%
PAT Growth
31.07%
-65.47%
-71.31%
20.61%
54.92%
63.99%
-34.28%
35.07%
-8.47%
25.74%
 
EPS
17.79
11.97
34.66
120.82
100.18
64.67
39.43
60.00
44.42
48.53
38.60

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Shareholder's Funds
65,739.63
64,835.69
63,207.56
55,004.61
48,026.38
43,500.65
34,748.03
26,687.25
23,843.26
20,647.60
Share Capital
779.11
779.05
778.32
775.90
774.66
773.37
693.54
602.69
600.22
598.15
Total Reserves
64,809.35
63,913.76
62,325.73
54,184.40
47,235.65
42,721.87
33,371.20
26,073.37
23,228.47
20,034.25
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
3,99,930.76
4,10,862.27
3,84,585.67
3,36,120.19
2,93,349.47
2,55,870.10
2,02,026.99
1,94,867.91
1,51,639.17
1,26,572.22
Borrowings
42,789.19
53,703.55
47,611.41
49,011.23
47,323.22
51,322.81
60,753.55
47,321.12
38,289.08
22,453.69
Other Liabilities & Provisions
34,934.35
24,705.61
19,689.33
17,700.59
13,268.30
12,209.73
9,700.03
8,944.43
7,856.27
8,976.38
Total Liabilities
5,43,393.93
5,54,107.12
5,15,093.97
4,57,836.62
4,01,967.37
3,62,903.29
3,07,228.60
2,77,820.71
2,21,627.78
1,78,649.89
Net Block
2,419.52
2,308.74
2,127.07
1,943.50
1,834.23
1,800.51
1,792.04
1,688.06
1,313.31
1,306.80
Gross Block
6,117.36
5,618.79
5,023.81
4,522.73
4,112.44
3,778.45
3,476.74
3,096.50
2,520.74
2,321.96
Accumulated Depreciation
3,697.84
3,310.05
2,896.74
2,579.23
2,278.21
1,977.94
1,684.70
1,408.44
1,207.43
1,015.16
Total Non-Current Assets
4,92,356.70
5,21,347.20
4,89,016.19
4,31,855.05
3,80,494.88
3,40,734.45
2,84,646.58
2,62,154.95
2,09,586.62
1,69,747.63
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
126.39
187.62
196.95
135.43
94.53
75.23
78.84
21.95
25.44
28.44
Cash and balance with RBI
29,945.63
51,006.01
18,560.52
42,974.83
60,198.19
17,957.39
13,682.58
9,961.17
10,962.41
7,748.75
Balance with banks and money at call
18,986.72
8,369.48
18,346.89
13,801.93
8,386.51
38,652.49
2,371.52
4,822.23
2,253.47
10,879.51
Investments
1,25,007.05
1,14,456.72
1,06,486.49
83,075.68
70,929.89
69,653.42
59,938.44
59,268.04
50,078.33
36,703.62
Advances
3,15,871.39
3,45,018.63
3,43,298.27
2,89,923.68
2,39,051.53
2,12,595.41
2,06,783.16
1,86,393.50
1,44,953.66
1,13,080.51
Other Assets
51,037.22
32,759.91
26,077.78
25,981.58
21,472.49
22,168.83
22,582.02
15,665.74
12,041.16
8,902.28
Total Assets
5,43,393.92
5,54,107.11
5,15,093.97
4,57,836.63
4,01,967.37
3,62,903.28
3,07,228.60
2,77,820.69
2,21,627.78
1,78,649.91
Contingent Liabilities
11,72,722.38
13,98,891.73
16,38,930.85
12,64,262.58
9,23,786.00
8,50,074.66
9,67,601.83
9,52,668.45
6,62,099.16
4,06,387.19
Bills for collection
35,715.93
37,638.41
36,152.27
33,751.83
29,654.25
23,601.73
22,573.29
32,971.51
37,415.48
19,006.91
Adjusted Book Value
838.36
826.68
806.97
704.46
615.79
558.36
486.57
437.22
390.96
338.68

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Cash From Operating Activity
992.89
18,277.79
-16,924.73
-12,442.27
16,672.19
44,975.72
-12,907.35
-6,388.95
-20,700.44
11,569.30
PBT
1,210.45
3,525.75
11,979.20
9,932.19
6,432.82
3,929.42
6,176.73
4,979.96
5,480.67
4,359.69
Adjustment
8,980.64
3,945.68
4,704.38
5,408.18
7,406.67
8,508.56
5,410.11
3,632.65
1,559.74
1,360.96
Adjustments for Liabilities & Assets
-9,026.74
13,755.07
-30,437.22
-26,586.95
5,020.39
33,370.87
-22,355.23
-12,677.11
-25,765.40
7,733.43
Refund/(Payment) of direct taxes
-171.46
-2,948.71
-3,171.09
-1,195.70
-2,187.69
-833.13
-2,138.96
-2,324.45
-1,975.45
-1,884.78
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-633.73
-708.58
-711.27
-560.16
-406.16
-331.13
-416.15
-637.94
-219.55
-273.64
Net Fixed Assets
-460.86
-532.12
-496.09
-415.26
-314.63
-262.95
-297.97
-572.27
-195.78
-257.27
Other Investment Activity
-6606.91
-6148.74
-5465.51
-4815.42
-4325.13
-4095.52
-4054.36
-3338.00
-2819.82
-2607.91
Cash from Financing Activity
-10,911.77
4,875.50
-2,241.54
1,114.83
-4,302.15
-4,095.79
12,732.70
8,589.65
15,505.11
-2,768.25
Closing Cash & Equivalent
48,932.35
59,375.49
36,907.40
56,776.76
68,584.71
56,609.89
16,054.11
14,783.40
13,215.88
18,628.25
Net Cash Inflow / Outflow
-10,552.61
22,444.71
-19,877.54
-11,887.60
11,963.87
40,548.80
-590.81
1,562.76
-5,414.88
8,527.41
Opening Cash & Equivalents
59,375.49
36,907.40
56,776.76
68,584.71
56,609.89
16,054.11
14,783.40
13,215.88
18,628.25
10,111.87

Financial Ratios

Consolidated /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Book Value
838.36
826.68
806.97
704.46
615.79
558.36
486.57
437.22
390.96
338.68
NIM
3.67
3.67
4.24
4.09
3.96
3.99
4.26
3.40
3.60
3.60
Yield on Advances
14.64
14.11
13.33
12.54
12.89
13.64
13.92
11.94
11.92
12.74
Yield on Investments
6.77
7.15
6.21
5.73
6.55
7.66
8.07
6.40
6.87
7.48
Cost of Liabilities
6.39
6.38
5.82
4.88
4.64
5.04
6.36
5.54
5.15
5.60
Interest Spread
8.26
7.73
7.51
7.67
8.25
8.60
7.56
6.40
6.77
7.14
ROCE
4.97%
6.65%
14.34%
13.07%
10.33%
8.35%
11.79%
11.44%
13.72%
13.45%
Cost Income Ratio
63.59
60.10
47.14
44.04
41.67
40.73
43.04
44.20
45.65
46.74
Core Cost Income Ratio
64.69
61.69
47.95
44.01
42.68
43.99
44.33
44.55
47.05
48.04
Operating Costs to Assets
2.95
2.90
2.75
2.48
2.32
2.25
2.66
2.31
2.52
2.68
Loans/Deposits
0.11
0.13
0.12
0.15
0.16
0.20
0.30
0.24
0.25
0.18
Cash/Deposits
0.07
0.12
0.05
0.13
0.21
0.07
0.07
0.05
0.07
0.06
Investment/Deposits
0.31
0.28
0.28
0.25
0.24
0.27
0.30
0.30
0.33
0.29
Inc Loan/Deposits
10.70%
13.07%
12.38%
14.58%
16.13%
20.06%
30.07%
24.28%
25.25%
17.74%
Credit Deposits
78.98%
83.97%
89.26%
86.26%
81.49%
83.09%
102.35%
95.65%
95.59%
89.34%
Interest Expended / Interest earned
61.12%
60.90%
54.94%
51.63%
51.33%
53.35%
58.10%
60.26%
56.61%
57.92%
Interest income / Total funds
8.51%
8.78%
8.88%
7.94%
7.67%
7.99%
9.37%
8.01%
7.80%
8.06%
Interest Expended / Total funds
5.20%
5.35%
4.88%
4.10%
3.94%
4.26%
5.44%
4.83%
4.41%
4.67%
CASA
31.24%
32.81%
37.88%
40.08%
42.72%
41.74%
40.37%
43.14%
44.01%
36.85%

Annual Reports:

FY 2026
FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017

News Update:


  • IndusInd Bank, EazyDiner launch Platinum Credit Card on RuPay network
    7th Aug 2026, 12:10 PM

    The EazyDiner IndusInd Bank Platinum Rupay Credit Card continues to be lifetime free, with no joining or annual fees

    Read More
  • Indusind Bank - Quarterly Results
    23rd Jul 2026, 00:00 AM

    Read More
  • IndusInd Bank integrates with EPFO
    13th Jul 2026, 17:59 PM

    This move brings one of the country's widely used statutory payments onto the Bank's digital rails

    Read More
  • IndusInd Bank reports 2% decline in net advances in Q1FY27
    4th Jul 2026, 16:04 PM

    CASA Ratio decreased to 29.5% as of June 30, 2026 versus 31.5% as of June 30, 2025

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.