Nifty
:
24712.05
Sensex
:
80786.54
-255.70 (-1.02%)
-849.37 (-1.04%)
Nifty
Sensex
:
:
24712.05
80786.54
-255.70 (-1.02%)
-849.37 (-1.04%)

IndusInd Bank Ltd.

Bank - Private

Rating :
41/99

BSE: 532187 | NSE: INDUSINDBK

NSE BSE
756.40
26-Aug-2025
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  770.85
  •  773
  •  754.15
  •  770.85
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  3306397
  •  2506868047.95
  •  1498
  •  606

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 58,952.68
  • 58.44
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 61,650.22
  • N/A
  • 0.91

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 15.82%
  • 4.10%
  • 9.89%
  • FII
  • DII
  • Others
  • 33.69%
  • 32.92%
  • 3.58%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • 10.12
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.20
  • -2.55
  • -29.80

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.63
  • 1.62

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 17.43
  • 14.26
  • 13.35

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.40
  • 1.63
  • 1.62

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 13.36
  • 8.51
  • 8.06

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 25
Jun 24
Var%
Mar 25
Mar 24
Var%
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Interest Earned
12,263.88
12,546.77
-2.25%
10,633.84
12,198.53
-12.83%
12,800.77
11,572.25
10.62%
12,686.28
11,247.78
12.79%
Interest Exp.
7,624.06
7,139.14
6.79%
7,585.51
6,822.08
11.19%
7,572.68
6,276.62
20.65%
7,339.02
6,171.05
18.93%
Net Interest Income
4,639.82
5,407.63
-14.20%
3,048.33
5,376.45
-43.30%
5,228.09
5,295.63
-1.28%
5,347.26
5,076.73
5.33%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
2,156.92
2,441.61
-11.66%
708.83
2,508.13
-71.74%
2,355.03
2,395.92
-1.71%
2,184.97
2,281.90
-4.25%
Total Income
14,420.80
14,988.38
-3.79%
11,342.67
14,706.66
-22.87%
15,155.80
13,968.17
8.50%
14,871.25
13,529.68
9.92%
Operating Exp.
4,229.42
3,897.44
8.52%
4,248.04
3,803.04
11.70%
3,982.47
3,649.22
9.13%
3,932.40
3,449.90
13.99%
Operating Profit
2,567.32
3,951.80
-35.03%
-490.88
4,081.54
-
3,600.65
4,042.33
-10.93%
3,599.83
3,908.73
-7.90%
Provision
1,759.99
1,049.84
67.64%
2,522.08
950.23
165.42%
1,743.63
969.25
79.89%
1,820.10
973.81
86.91%
PBT
807.33
2,901.96
-72.18%
-3,012.96
3,131.31
-
1,857.02
3,073.08
-39.57%
1,779.73
2,934.92
-39.36%
PBTM
6.58
23.13
-71.55%
-28.33
25.67
-
14.51
26.56
-45.37%
14.03
26.09
-46.22%
TAX
203.28
731.24
-72.20%
-684.04
782.23
-
454.67
771.66
-41.08%
448.47
732.87
-38.81%
PAT
604.05
2,170.72
-72.17%
-2,328.92
2,349.08
-
1,402.35
2,301.42
-39.07%
1,331.26
2,202.05
-39.54%
PATM
4.93%
17.30%
-21.90%
19.26%
10.96%
19.89%
10.49%
19.58%
EPS
8.13
29.22
-72.18%
-31.35
31.62
-
18.88
30.98
-39.06%
17.92
29.64
-39.54%
Gross NPA
12,480.56
7,126.80
75.12%
11,046.39
6,693.38
65.03%
8,375.29
6,377.05
31.33%
7,638.52
6,164.22
23.92%
Gross NPA%
3.64
2.02
80.20%
3.13
1.92
63.02%
2.25
1.92
17.19%
2.11
1.93
9.33%
Net NPA
3,721.52
2,095.47
77.60%
3,287.14
1,968.90
66.95%
2,495.76
1,875.18
33.09%
2,282.01
1,813.76
25.82%
Net NPA%
1.12
0.60
86.67%
0.95
0.57
66.67%
0.68
0.57
19.30%
0.64
0.57
12.28%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Interest Income
18,263.50
19,031.31
20,615.92
17,592.12
15,000.84
13,527.90
12,058.74
8,846.18
7,497.45
6,062.60
4,516.57
Interest Earned
48,384.77
48,667.66
45,748.21
36,367.92
30,822.44
28,999.80
28,782.83
22,261.15
17,280.75
14,405.67
11,871.74
Interest Expended
30,121.27
29,636.35
25,132.29
18,775.80
15,821.60
15,471.90
16,724.09
13,414.97
9,783.30
8,343.07
7,355.17
Int. income Growth
-13.67%
-7.69%
17.19%
17.27%
10.89%
12.18%
36.32%
17.99%
23.67%
34.23%
 
Other Income
7,405.75
7,690.44
9,395.77
8,172.77
7,344.78
6,500.88
6,952.67
5,646.72
4,750.10
4,171.49
3,296.95
Total Income
55,790.52
26,721.75
30,011.69
25,764.89
22,345.62
20,028.78
19,011.41
14,492.90
12,247.55
10,234.09
7,813.52
Total Expenditure
16,392.33
22,663.72
17,569.46
15,425.49
15,560.79
15,771.72
12,543.75
9,284.10
6,555.23
5,683.71
4,187.74
Employee Cost
-
6,027.81
5,373.93
4,178.66
3,473.54
3,039.24
2,819.64
1,853.51
1,780.69
1,521.02
1,236.09
% Of Sales
-
12.39%
11.75%
11.49%
11.27%
10.48%
9.80%
8.33%
10.30%
10.56%
10.41%
Opt. & Establishment Exp.
-
10,564.80
9,236.75
7,574.42
6,189.19
5,445.23
5,653.89
4,780.64
4,022.39
3,452.75
2,592.53
% Of Sales
-
21.71%
20.19%
20.83%
20.08%
18.78%
19.64%
21.48%
23.28%
23.97%
21.84%
Provisions
-
7,135.65
3,884.86
4,486.83
6,602.10
7,942.53
4,652.10
3,107.65
1,175.43
1,091.34
672.16
% Of Sales
-
14.66%
8.49%
12.34%
21.42%
27.39%
16.16%
13.96%
6.80%
7.58%
5.66%
EBITDA
9,276.92
4,058.03
12,442.23
10,339.40
6,784.83
4,257.06
6,467.66
5,208.80
5,692.32
4,550.38
3,625.78
EBITDA Margin
66.12%
21.32%
60.35%
58.77%
45.23%
31.47%
53.63%
58.88%
75.92%
75.06%
80.28%
Depreciation
0.00
532.27
463.04
407.21
352.02
327.64
290.94
228.85
211.64
190.70
156.52
PBT
1,431.12
3,525.76
11,979.20
9,932.19
6,432.82
3,929.41
6,176.73
4,979.95
5,480.68
4,359.68
3,469.26
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
422.38
950.34
3,002.21
2,489.06
1,628.18
999.54
1,718.86
1,679.47
1,874.69
1,491.79
1,182.81
Tax Rate
29.51%
26.95%
25.06%
25.06%
25.31%
25.44%
27.83%
33.72%
34.21%
34.22%
34.09%
PAT
1,008.74
2,575.42
8,976.99
7,443.13
4,804.64
2,929.87
4,457.87
3,300.48
3,605.99
2,867.89
2,286.45
PAT before Minority Interest
1,008.74
2,575.42
8,976.99
7,443.13
4,804.64
2,929.87
4,457.87
3,300.48
3,605.99
2,867.89
2,286.45
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
3.93%
9.64%
29.91%
28.89%
21.50%
14.63%
23.45%
22.77%
29.44%
28.02%
29.26%
PAT Growth
-88.82%
-71.31%
20.61%
54.92%
63.99%
-34.28%
35.07%
-8.47%
25.74%
25.43%
 
EPS
13.58
34.67
120.84
100.19
64.67
39.44
60.01
44.43
48.54
38.60
30.78

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
64,835.69
63,207.56
55,004.61
48,026.38
43,500.65
34,748.03
26,687.25
23,843.26
20,647.60
17,697.18
Share Capital
779.05
778.32
775.90
774.66
773.37
693.54
602.69
600.22
598.15
594.99
Total Reserves
63,913.76
62,325.73
54,184.40
47,235.65
42,721.87
33,371.20
26,073.37
23,228.47
20,034.25
17,088.43
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
4,10,862.27
3,84,585.67
3,36,120.19
2,93,349.47
2,55,870.10
2,02,026.99
1,94,867.91
1,51,639.17
1,26,572.22
93,000.35
Borrowings
53,703.55
47,611.41
49,011.23
47,323.22
51,322.81
60,753.55
47,321.12
38,289.08
22,453.69
24,995.86
Other Liabilities & Provisions
24,705.61
19,689.33
17,700.59
13,268.30
12,209.73
9,700.03
8,944.43
7,856.27
8,976.38
7,204.81
Total Liabilities
5,54,107.12
5,15,093.97
4,57,836.62
4,01,967.37
3,62,903.29
3,07,228.60
2,77,820.71
2,21,627.78
1,78,649.89
1,42,898.20
Net Block
2,308.74
2,127.07
1,943.50
1,834.23
1,800.51
1,792.04
1,688.06
1,313.31
1,306.80
1,217.85
Gross Block
5,618.79
5,023.81
4,522.73
4,112.44
3,778.45
3,476.74
3,096.50
2,520.74
2,321.96
2,055.65
Accumulated Depreciation
3,310.05
2,896.74
2,579.23
2,278.21
1,977.94
1,684.70
1,408.44
1,207.43
1,015.16
837.80
Total Non-Current Assets
5,21,347.20
4,89,016.19
4,31,855.05
3,80,494.88
3,40,734.45
2,84,646.58
2,62,154.95
2,09,586.62
1,69,747.63
1,33,842.06
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
187.62
196.95
135.43
94.53
75.23
78.84
21.95
25.44
28.44
37.48
Cash and balance with RBI
51,006.01
18,560.52
42,974.83
60,198.19
17,957.39
13,682.58
9,961.17
10,962.41
7,748.75
4,521.04
Balance with banks and money at call
8,369.48
18,346.89
13,801.93
8,386.51
38,652.49
2,371.52
4,822.23
2,253.47
10,879.51
5,590.83
Investments
1,14,456.72
1,06,486.49
83,075.68
70,929.89
69,653.42
59,938.44
59,268.04
50,078.33
36,703.62
34,055.52
Advances
3,45,018.63
3,43,298.27
2,89,923.68
2,39,051.53
2,12,595.41
2,06,783.16
1,86,393.50
1,44,953.66
1,13,080.51
88,419.34
Other Assets
32,759.91
26,077.78
25,981.58
21,472.49
22,168.83
22,582.02
15,665.74
12,041.16
8,902.28
9,056.14
Total Assets
5,54,107.11
5,15,093.97
4,57,836.63
4,01,967.37
3,62,903.28
3,07,228.60
2,77,820.69
2,21,627.78
1,78,649.91
1,42,898.20
Contingent Liabilities
13,98,891.73
16,38,930.85
12,64,262.58
9,23,786.00
8,50,074.66
9,67,601.83
9,52,668.45
6,62,099.16
4,06,387.19
2,85,101.32
Bills for collection
37,638.41
36,152.27
33,751.83
29,654.25
23,601.73
22,573.29
32,971.51
37,415.48
19,006.91
13,760.85
Adjusted Book Value
826.68
806.97
704.46
615.79
558.36
486.57
437.22
390.96
338.68
290.81

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
18,277.79
-16,924.73
-12,442.27
16,672.19
44,975.72
-12,907.35
-6,388.95
-20,700.44
11,569.30
-2,926.93
PBT
3,525.75
11,979.20
9,932.19
6,432.82
3,929.42
6,176.73
4,979.96
5,480.67
4,359.69
3,469.26
Adjustment
3,945.68
4,704.38
5,408.18
7,406.67
8,508.56
5,410.11
3,632.65
1,559.74
1,360.96
860.52
Adjustments for Liabilities & Assets
13,755.07
-30,437.22
-26,586.95
5,020.39
33,370.87
-22,355.23
-12,677.11
-25,765.40
7,733.43
-5,907.87
Refund/(Payment) of direct taxes
-2,948.71
-3,171.09
-1,195.70
-2,187.69
-833.13
-2,138.96
-2,324.45
-1,975.45
-1,884.78
-1,348.84
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-708.58
-711.27
-560.16
-406.16
-331.13
-416.15
-637.94
-219.55
-273.64
-257.51
Net Fixed Assets
-532.13
-496.09
-415.26
-314.63
-262.95
-297.97
-572.27
-195.78
-257.27
Other Investment Activity
-6148.75
-5465.51
-4815.42
-4325.13
-4095.52
-4054.36
-3338.00
-2819.82
-2607.91
Cash from Financing Activity
4,875.50
-2,241.54
1,114.83
-4,302.15
-4,095.79
12,732.70
8,589.65
15,505.11
-2,768.25
2,517.17
Closing Cash & Equivalent
59,375.49
36,907.40
56,776.76
68,584.71
56,609.89
16,054.11
14,783.40
13,215.88
18,628.25
10,111.87
Net Cash Inflow / Outflow
22,444.71
-19,877.54
-11,887.60
11,963.87
40,548.80
-590.81
1,562.76
-5,414.88
8,527.41
-667.27
Opening Cash & Equivalents
36,907.40
56,776.76
68,584.71
56,609.89
16,054.11
14,783.40
13,215.88
18,628.25
10,111.87
10,779.14

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value
826.68
806.97
704.46
615.79
558.36
486.57
437.22
390.96
338.68
290.81
NIM
3.67
4.24
4.09
3.96
3.99
4.26
3.40
3.60
3.60
3.41
Yield on Advances
14.11
13.33
12.54
12.89
13.64
13.92
11.94
11.92
12.74
13.43
Yield on Investments
7.15
6.21
5.73
6.55
7.66
8.07
6.40
6.87
7.48
6.50
Cost of Liabilities
6.38
5.82
4.88
4.64
5.04
6.36
5.54
5.15
5.60
6.23
Interest Spread
7.73
7.51
7.67
8.25
8.60
7.56
6.40
6.77
7.14
7.19
ROCE
6.65%
14.34%
13.07%
10.33%
8.35%
11.79%
11.44%
13.72%
13.45%
11.98%
Cost Income Ratio
60.10
47.14
44.04
41.67
40.73
43.04
44.20
45.65
46.74
47.00
Core Cost Income Ratio
61.69
47.95
44.01
42.68
43.99
44.33
44.55
47.05
48.04
47.89
Operating Costs to Assets
2.90
2.75
2.48
2.32
2.25
2.66
2.31
2.52
2.68
2.57
Loans/Deposits
0.13
0.12
0.15
0.16
0.20
0.30
0.24
0.25
0.18
0.27
Cash/Deposits
0.12
0.05
0.13
0.21
0.07
0.07
0.05
0.07
0.06
0.05
Investment/Deposits
0.28
0.28
0.25
0.24
0.27
0.30
0.30
0.33
0.29
0.37
Inc Loan/Deposits
13.07%
12.38%
14.58%
16.13%
20.06%
30.07%
24.28%
25.25%
17.74%
26.88%
Credit Deposits
83.97%
89.26%
86.26%
81.49%
83.09%
102.35%
95.65%
95.59%
89.34%
95.07%
Interest Expended / Interest earned
60.90%
54.94%
51.63%
51.33%
53.35%
58.10%
60.26%
56.61%
57.92%
61.96%
Interest income / Total funds
8.78%
8.88%
7.94%
7.67%
7.99%
9.37%
8.01%
7.80%
8.06%
8.31%
Interest Expended / Total funds
5.35%
4.88%
4.10%
3.94%
4.26%
5.44%
4.83%
4.41%
4.67%
5.15%
CASA
32.81%
37.88%
40.08%
42.72%
41.74%
40.37%
43.14%
44.01%
36.85%
35.19%

Annual Reports:

FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017

News Update:


  • IndusInd Bank signs MoU with National Small Industries Corporation
    21st Aug 2025, 14:59 PM

    The Bank will work towards accelerating credit delivery and extending comprehensive financial support to over 6.7+ crore Udyam-registered MSMEs across the country.

    Read More
  • IndusInd Bank reports 72% fall in Q1 consolidated net profit
    29th Jul 2025, 17:50 PM

    The total consolidated income of the bank decreased by 3.79% at Rs 14,420.80 crore for Q1FY26

    Read More
  • Indusind Bank - Quarterly Results
    28th Jul 2025, 17:28 PM

    Read More
  • IndusInd Bank opens all-women branch in Chennai
    3rd Jul 2025, 15:40 PM

    The Bank aims to offer women customers more comfortable and convenient space for availing banking services

    Read More
  • IndusInd Bank launches five new PIONEER branches
    23rd Jun 2025, 17:22 PM

    PIONEER offers a full stack of financial services including liabilities, lending, investments, legacy planning, structured credit, and global banking

    Read More
  • IndusInd Bank signs MoU with IIML-EIC to boost Innovation driven entrepreneurship
    13th Jun 2025, 15:10 PM

    The bank will also facilitate co-sponsorship opportunities for startup-focused seminars and conclaves organized by IIML-EIC

    Read More
  • IndusInd Bank extends hyper-personalized financial super-app to all existing retail banking customers
    5th Jun 2025, 12:58 PM

    INDIE integrates savings accounts, fixed deposits, loans, credit cards, mutual funds, and a range of other services into a single, unified digital interface, enabling a seamless and enhanced banking journey

    Read More
  • IndusInd Bank reports consolidated net loss of Rs 2328 crore in Q4
    22nd May 2025, 11:40 AM

    Total consolidated income of the bank decreased by 22.87% at Rs 11342.67 crore for Q4FY25

    Read More
  • IndusInd Bank inks MoU with DPIIT to empower India's startup ecosystem
    20th May 2025, 15:08 PM

    The collaboration offers start-ups, innovators and entrepreneur tailored banking solutions, including cash management, working capital, and credit facilities

    Read More
  • IndusInd Bank inks MoU with AIC STPINEXT to empower India’s startup ecosystem
    19th May 2025, 12:30 PM

    This partnership is designed to provide early-stage start-ups and MSMEs with essential financial solutions, mentorship, and structural support

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.