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:
24971.90
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:
81896.79
-140.50 (-0.56%)
-511.38 (-0.62%)
Nifty
Sensex
:
:
24971.90
81896.79
-140.50 (-0.56%)
-511.38 (-0.62%)

IndusInd Bank Ltd.

Bank - Private

Rating :
54/99

BSE: 532187 | NSE: INDUSINDBK

NSE BSE
839.90
23-Jun-2025
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  835.2
  •  845
  •  826.5
  •  840.25
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  3191499
  •  2672001399.15
  •  1521
  •  606

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 65,471.86
  • 25.42
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 94,522.75
  • N/A
  • 1.01

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 15.83%
  • 3.84%
  • 11.23%
  • FII
  • DII
  • Others
  • 29.53%
  • 35.36%
  • 4.21%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 31.82
  • -
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 17.44
  • 15.03
  • 23.17

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.63
  • 1.65

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 17.39
  • 13.96
  • 13.29

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.47
  • 1.63
  • 1.65

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 13.69
  • 8.44
  • 8.03

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Var%
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Interest Earned
10,633.84
12,198.53
-12.83%
12,800.77
11,572.25
10.62%
12,686.28
11,247.78
12.79%
12,546.77
10,729.65
16.94%
Interest Exp.
7,585.51
6,822.08
11.19%
7,572.68
6,276.62
20.65%
7,339.02
6,171.05
18.93%
7,139.14
5,862.54
21.78%
Net Interest Income
3,048.33
5,376.45
-43.30%
5,228.09
5,295.63
-1.28%
5,347.26
5,076.73
5.33%
5,407.63
4,867.11
11.11%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
708.83
2,508.13
-71.74%
2,355.03
2,395.92
-1.71%
2,184.97
2,281.90
-4.25%
2,441.61
2,209.82
10.49%
Total Income
11,342.67
14,706.66
-22.87%
15,155.80
13,968.17
8.50%
14,871.25
13,529.68
9.92%
14,988.38
12,939.47
15.83%
Operating Exp.
4,248.04
3,803.04
11.70%
3,982.47
3,649.22
9.13%
3,932.40
3,449.90
13.99%
3,897.44
3,245.47
20.09%
Operating Profit
-490.88
4,081.54
-
3,600.65
4,042.33
-10.93%
3,599.83
3,908.73
-7.90%
3,951.80
3,831.46
3.14%
Provision
2,522.08
950.23
165.42%
1,743.63
969.25
79.89%
1,820.10
973.81
86.91%
1,049.84
991.57
5.88%
PBT
-3,012.96
3,131.31
-
1,857.02
3,073.08
-39.57%
1,779.73
2,934.92
-39.36%
2,901.96
2,839.89
2.19%
PBTM
-28.33
25.67
-
14.51
26.56
-45.37%
14.03
26.09
-46.22%
23.13
26.47
-12.62%
TAX
-684.04
782.23
-
454.67
771.66
-41.08%
448.47
732.87
-38.81%
731.24
715.45
2.21%
PAT
-2,328.92
2,349.08
-
1,402.35
2,301.42
-39.07%
1,331.26
2,202.05
-39.54%
2,170.72
2,124.44
2.18%
PATM
-21.90%
19.26%
10.96%
19.89%
10.49%
19.58%
17.30%
19.80%
EPS
-31.36
31.63
-
18.88
30.99
-39.08%
17.93
29.65
-39.53%
29.23
28.61
2.17%
Gross NPA
11,046.39
6,693.38
65.03%
8,375.29
6,377.05
31.33%
7,638.52
6,164.22
23.92%
7,126.80
5,941.12
19.96%
Gross NPA%
3.13
1.92
63.02%
2.25
1.92
17.19%
2.11
1.93
9.33%
2.02
1.94
4.12%
Net NPA
3,287.14
1,968.90
66.95%
2,495.76
1,875.18
33.09%
2,282.01
1,813.76
25.82%
2,095.47
1,746.93
19.95%
Net NPA%
0.95
0.57
66.67%
0.68
0.57
19.30%
0.64
0.57
12.28%
0.60
0.58
3.45%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Interest Income
19,031.31
20,615.92
17,592.12
15,000.84
13,527.90
12,058.74
8,846.18
7,497.45
6,062.60
4,516.57
Interest Earned
48,667.66
45,748.21
36,367.92
30,822.44
28,999.80
28,782.83
22,261.15
17,280.75
14,405.67
11,871.74
Interest Expended
29,636.35
25,132.29
18,775.80
15,821.60
15,471.90
16,724.09
13,414.97
9,783.30
8,343.07
7,355.17
Int. income Growth
-7.69%
17.19%
17.27%
10.89%
12.18%
36.32%
17.99%
23.67%
34.23%
 
Other Income
7,690.44
9,395.77
8,172.77
7,344.78
6,500.88
6,952.67
5,646.72
4,750.10
4,171.49
3,296.95
Total Income
56,358.10
30,011.69
25,764.89
22,345.62
20,028.78
19,011.41
14,492.90
12,247.55
10,234.09
7,813.52
Total Expenditure
16,060.35
17,569.46
15,425.49
15,560.79
15,771.72
12,543.75
9,284.10
6,555.23
5,683.71
4,187.74
Employee Cost
-
5,373.93
4,178.66
3,473.54
3,039.24
2,819.64
1,853.51
1,780.69
1,521.02
1,236.09
% Of Sales
-
11.75%
11.49%
11.27%
10.48%
9.80%
8.33%
10.30%
10.56%
10.41%
Opt. & Establishment Exp.
-
9,236.75
7,574.42
6,189.19
5,445.23
5,653.89
4,780.64
4,022.39
3,452.75
2,592.53
% Of Sales
-
20.19%
20.83%
20.08%
18.78%
19.64%
21.48%
23.28%
23.97%
21.84%
Provisions
-
3,884.86
4,486.83
6,602.10
7,942.53
4,652.10
3,107.65
1,175.43
1,091.34
672.16
% Of Sales
-
8.49%
12.34%
21.42%
27.39%
16.16%
13.96%
6.80%
7.58%
5.66%
EBITDA
10,661.40
12,442.23
10,339.40
6,784.83
4,257.06
6,467.66
5,208.80
5,692.32
4,550.38
3,625.78
EBITDA Margin
67.00%
60.35%
58.77%
45.23%
31.47%
53.63%
58.88%
75.92%
75.06%
80.28%
Depreciation
0.00
463.04
407.21
352.02
327.64
290.94
228.85
211.64
190.70
156.52
PBT
3,525.75
11,979.20
9,932.19
6,432.82
3,929.41
6,176.73
4,979.95
5,480.68
4,359.68
3,469.26
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
950.34
3,002.21
2,489.06
1,628.18
999.54
1,718.86
1,679.47
1,874.69
1,491.79
1,182.81
Tax Rate
26.95%
25.06%
25.06%
25.31%
25.44%
27.83%
33.72%
34.21%
34.22%
34.09%
PAT
2,575.41
8,976.99
7,443.13
4,804.64
2,929.87
4,457.87
3,300.48
3,605.99
2,867.89
2,286.45
PAT before Minority Interest
2,575.41
8,976.99
7,443.13
4,804.64
2,929.87
4,457.87
3,300.48
3,605.99
2,867.89
2,286.45
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
9.64%
29.91%
28.89%
21.50%
14.63%
23.45%
22.77%
29.44%
28.02%
29.26%
PAT Growth
-71.31%
20.61%
54.92%
63.99%
-34.28%
35.07%
-8.47%
25.74%
25.43%
 
EPS
34.68
120.89
100.23
64.70
39.45
60.03
44.44
48.56
38.62
30.79

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
63,207.56
55,004.61
48,026.38
43,500.65
34,748.03
26,687.25
23,843.26
20,647.60
17,697.18
Share Capital
778.32
775.90
774.66
773.37
693.54
602.69
600.22
598.15
594.99
Total Reserves
62,325.73
54,184.40
47,235.65
42,721.87
33,371.20
26,073.37
23,228.47
20,034.25
17,088.43
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
3,84,585.67
3,36,120.19
2,93,349.47
2,55,870.10
2,02,026.99
1,94,867.91
1,51,639.17
1,26,572.22
93,000.35
Borrowings
47,611.41
49,011.23
47,323.22
51,322.81
60,753.55
47,321.12
38,289.08
22,453.69
24,995.86
Other Liabilities & Provisions
19,689.33
17,700.59
13,268.30
12,209.73
9,700.03
8,944.43
7,856.27
8,976.38
7,204.81
Total Liabilities
5,15,093.97
4,57,836.62
4,01,967.37
3,62,903.29
3,07,228.60
2,77,820.71
2,21,627.78
1,78,649.89
1,42,898.20
Net Block
2,127.07
1,943.50
1,834.23
1,800.51
1,792.04
1,688.06
1,313.31
1,306.80
1,217.85
Gross Block
5,023.81
4,522.73
4,112.44
3,778.45
3,476.74
3,096.50
2,520.74
2,321.96
2,055.65
Accumulated Depreciation
2,896.74
2,579.23
2,278.21
1,977.94
1,684.70
1,408.44
1,207.43
1,015.16
837.80
Total Non-Current Assets
4,89,016.19
4,31,855.05
3,80,494.88
3,40,734.45
2,84,646.58
2,62,154.95
2,09,586.62
1,69,747.63
1,33,842.06
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
196.95
135.43
94.53
75.23
78.84
21.95
25.44
28.44
37.48
Cash and balance with RBI
18,560.52
42,974.83
60,198.19
17,957.39
13,682.58
9,961.17
10,962.41
7,748.75
4,521.04
Balance with banks and money at call
18,346.89
13,801.93
8,386.51
38,652.49
2,371.52
4,822.23
2,253.47
10,879.51
5,590.83
Investments
1,06,486.49
83,075.68
70,929.89
69,653.42
59,938.44
59,268.04
50,078.33
36,703.62
34,055.52
Advances
3,43,298.27
2,89,923.68
2,39,051.53
2,12,595.41
2,06,783.16
1,86,393.50
1,44,953.66
1,13,080.51
88,419.34
Other Assets
26,077.78
25,981.58
21,472.49
22,168.83
22,582.02
15,665.74
12,041.16
8,902.28
9,056.14
Total Assets
5,15,093.97
4,57,836.63
4,01,967.37
3,62,903.28
3,07,228.60
2,77,820.69
2,21,627.78
1,78,649.91
1,42,898.20
Contingent Liabilities
16,38,930.85
12,64,262.58
9,23,786.00
8,50,074.66
9,67,601.83
9,52,668.45
6,62,099.16
4,06,387.19
2,85,101.32
Bills for collection
36,152.27
33,751.83
29,654.25
23,601.73
22,573.29
32,971.51
37,415.48
19,006.91
13,760.85
Adjusted Book Value
806.97
704.46
615.79
558.36
486.57
437.22
390.96
338.68
290.81

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
-16,924.73
-12,442.27
16,672.19
44,975.72
-12,907.35
-6,388.95
-20,700.44
11,569.30
-2,926.93
PBT
11,979.20
9,932.19
6,432.82
3,929.42
6,176.73
4,979.96
5,480.67
4,359.69
3,469.26
Adjustment
4,704.38
5,408.18
7,406.67
8,508.56
5,410.11
3,632.65
1,559.74
1,360.96
860.52
Adjustments for Liabilities & Assets
-30,437.22
-26,586.95
5,020.39
33,370.87
-22,355.23
-12,677.11
-25,765.40
7,733.43
-5,907.87
Refund/(Payment) of direct taxes
-3,171.09
-1,195.70
-2,187.69
-833.13
-2,138.96
-2,324.45
-1,975.45
-1,884.78
-1,348.84
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-711.27
-560.16
-406.16
-331.13
-416.15
-637.94
-219.55
-273.64
-257.51
Net Fixed Assets
-496.09
-415.26
-314.63
-262.95
-297.97
-572.27
-195.78
-257.27
Other Investment Activity
-5465.51
-4815.42
-4325.13
-4095.52
-4054.36
-3338.00
-2819.82
-2607.91
Cash from Financing Activity
-2,241.54
1,114.83
-4,302.15
-4,095.79
12,732.70
8,589.65
15,505.11
-2,768.25
2,517.17
Closing Cash & Equivalent
36,907.40
56,776.76
68,584.71
56,609.89
16,054.11
14,783.40
13,215.88
18,628.25
10,111.87
Net Cash Inflow / Outflow
-19,877.54
-11,887.60
11,963.87
40,548.80
-590.81
1,562.76
-5,414.88
8,527.41
-667.27
Opening Cash & Equivalents
56,776.76
68,584.71
56,609.89
16,054.11
14,783.40
13,215.88
18,628.25
10,111.87
10,779.14

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value
806.97
704.46
615.79
558.36
486.57
437.22
390.96
338.68
290.81
NIM
4.24
4.09
3.96
3.99
4.26
3.40
3.60
3.60
3.41
Yield on Advances
13.33
12.54
12.89
13.64
13.92
11.94
11.92
12.74
13.43
Yield on Investments
6.21
5.73
6.55
7.66
8.07
6.40
6.87
7.48
6.50
Cost of Liabilities
5.82
4.88
4.64
5.04
6.36
5.54
5.15
5.60
6.23
Interest Spread
7.51
7.67
8.25
8.60
7.56
6.40
6.77
7.14
7.19
ROCE
14.34%
13.07%
10.33%
8.35%
11.79%
11.44%
13.72%
13.45%
11.98%
Cost Income Ratio
47.14
44.04
41.67
40.73
43.04
44.20
45.65
46.74
47.00
Core Cost Income Ratio
47.95
44.01
42.68
43.99
44.33
44.55
47.05
48.04
47.89
Operating Costs to Assets
2.75
2.48
2.32
2.25
2.66
2.31
2.52
2.68
2.57
Loans/Deposits
0.12
0.15
0.16
0.20
0.30
0.24
0.25
0.18
0.27
Cash/Deposits
0.05
0.13
0.21
0.07
0.07
0.05
0.07
0.06
0.05
Investment/Deposits
0.28
0.25
0.24
0.27
0.30
0.30
0.33
0.29
0.37
Inc Loan/Deposits
12.38%
14.58%
16.13%
20.06%
30.07%
24.28%
25.25%
17.74%
26.88%
Credit Deposits
89.26%
86.26%
81.49%
83.09%
102.35%
95.65%
95.59%
89.34%
95.07%
Interest Expended / Interest earned
54.94%
51.63%
51.33%
53.35%
58.10%
60.26%
56.61%
57.92%
61.96%
Interest income / Total funds
8.88%
7.94%
7.67%
7.99%
9.37%
8.01%
7.80%
8.06%
8.31%
Interest Expended / Total funds
4.88%
4.10%
3.94%
4.26%
5.44%
4.83%
4.41%
4.67%
5.15%
CASA
37.88%
40.08%
42.72%
41.74%
40.37%
43.14%
44.01%
36.85%
35.19%

Annual Reports:

FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017

News Update:


  • IndusInd Bank launches five new PIONEER branches
    23rd Jun 2025, 17:22 PM

    PIONEER offers a full stack of financial services including liabilities, lending, investments, legacy planning, structured credit, and global banking

    Read More
  • IndusInd Bank signs MoU with IIML-EIC to boost Innovation driven entrepreneurship
    13th Jun 2025, 15:10 PM

    The bank will also facilitate co-sponsorship opportunities for startup-focused seminars and conclaves organized by IIML-EIC

    Read More
  • IndusInd Bank extends hyper-personalized financial super-app to all existing retail banking customers
    5th Jun 2025, 12:58 PM

    INDIE integrates savings accounts, fixed deposits, loans, credit cards, mutual funds, and a range of other services into a single, unified digital interface, enabling a seamless and enhanced banking journey

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  • IndusInd Bank reports consolidated net loss of Rs 2328 crore in Q4
    22nd May 2025, 11:40 AM

    Total consolidated income of the bank decreased by 22.87% at Rs 11342.67 crore for Q4FY25

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  • IndusInd Bank inks MoU with DPIIT to empower India's startup ecosystem
    20th May 2025, 15:08 PM

    The collaboration offers start-ups, innovators and entrepreneur tailored banking solutions, including cash management, working capital, and credit facilities

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  • IndusInd Bank inks MoU with AIC STPINEXT to empower India’s startup ecosystem
    19th May 2025, 12:30 PM

    This partnership is designed to provide early-stage start-ups and MSMEs with essential financial solutions, mentorship, and structural support

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  • IndusInd Bank’s net advances marginally rise in Q4FY25
    5th Apr 2025, 14:34 PM

    CASA Ratio stood at 32.8% as of March 31, 2025 versus 37.9% as of March 31, 2024

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