Nifty
Sensex
:
:
24502.15
80519.34
186.20 (0.77%)
622.00 (0.78%)

Bank - Private

Rating :
55/99

BSE: 532187 | NSE: INDUSINDBK

1434.25
05-Jul-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  1437.00
  •  1449.70
  •  1426.00
  •  1442.85
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  4216309
  •  60420.82
  •  1694.50
  •  1354.05

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 111,743.14
  • 12.45
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 117,779.55
  • 1.15%
  • 1.78

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 16.40%
  • 4.06%
  • 7.96%
  • FII
  • DII
  • Others
  • 40.25%
  • 25.31%
  • 6.02%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 21.69
  • -
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 18.03
  • 17.66
  • 36.45

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.85
  • 1.78

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 24.43
  • 15.11
  • 14.34

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.84
  • 1.85
  • 1.78

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 16.04
  • 10.46
  • 8.50

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Sep 23
Sep 22
Var%
Jun 23
Jun 22
Var%
Interest Earned
12,198.53
10,020.71
21.73%
11,572.25
9,457.41
22.36%
11,247.78
8,708.03
29.17%
10,729.65
8,181.77
31.14%
Interest Exp.
6,822.08
5,351.25
27.49%
6,276.62
4,962.06
26.49%
6,171.05
4,405.98
40.06%
5,862.54
4,056.51
44.52%
Net Interest Income
5,376.45
4,669.46
15.14%
5,295.63
4,495.35
17.80%
5,076.73
4,302.05
18.01%
4,867.11
4,125.26
17.98%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
2,508.13
2,153.60
16.46%
2,395.92
2,076.48
15.38%
2,281.90
2,011.17
13.46%
2,209.82
1,931.52
14.41%
Total Income
14,706.66
12,174.31
20.80%
13,968.17
11,533.89
21.11%
13,529.68
10,719.20
26.22%
12,939.47
10,113.29
27.95%
Operating Exp.
3,803.04
3,065.56
24.06%
3,649.22
2,885.40
26.47%
3,449.90
2,768.86
24.60%
3,245.47
2,626.05
23.59%
Operating Profit
4,081.54
3,757.50
8.62%
4,042.33
3,686.43
9.65%
3,908.73
3,544.36
10.28%
3,831.46
3,430.73
11.68%
Provision
950.23
1,030.05
-7.75%
969.25
1,064.73
-8.97%
973.81
1,141.05
-14.66%
991.57
1,250.99
-20.74%
PBT
3,131.31
2,727.45
14.81%
3,073.08
2,621.70
17.22%
2,934.92
2,403.31
22.12%
2,839.89
2,179.74
30.29%
PBTM
25.67
27.22
-5.69%
26.56
27.72
-4.18%
26.09
27.60
-5.47%
26.47
26.64
-0.64%
TAX
782.23
684.09
14.35%
771.66
658.16
17.25%
732.87
598.09
22.54%
715.45
548.72
30.39%
PAT
2,349.08
2,043.36
14.96%
2,301.42
1,963.54
17.21%
2,202.05
1,805.22
21.98%
2,124.44
1,631.02
30.25%
PATM
19.26%
20.39%
19.89%
20.76%
19.58%
20.73%
19.80%
19.93%
EPS
32.78
28.51
14.98%
32.12
27.40
17.23%
30.73
25.19
21.99%
29.65
22.76
30.27%
Gross NPA
6,693.38
5,826.27
14.88%
6,377.05
5,710.78
11.67%
6,164.22
5,567.12
10.73%
5,941.12
5,932.90
0.14%
Gross NPA%
1.92
1.98
-3.03%
1.92
2.06
-6.80%
1.93
2.11
-8.53%
1.94
2.35
-17.45%
Net NPA
1,968.90
1,714.96
14.81%
1,875.18
1,681.45
11.52%
1,813.76
1,583.95
14.51%
1,746.93
1,661.21
5.16%
Net NPA%
0.57
0.59
-3.39%
0.57
0.62
-8.06%
0.57
0.61
-6.56%
0.58
0.67
-13.43%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Interest Income
20,615.92
17,592.12
15,000.84
13,527.90
12,058.74
8,846.18
7,497.45
6,062.60
4,516.57
Interest Earned
45,748.21
36,367.92
30,822.44
28,999.80
28,782.83
22,261.15
17,280.75
14,405.67
11,871.74
Interest Expended
25,132.29
18,775.80
15,821.60
15,471.90
16,724.09
13,414.97
9,783.30
8,343.07
7,355.17
Int. income Growth
17.19%
17.27%
10.89%
12.18%
36.32%
17.99%
23.67%
34.23%
 
Other Income
9,395.77
8,172.77
7,344.78
6,500.88
6,952.67
5,646.72
4,750.10
4,171.49
3,296.95
Total Income
55,143.98
25,764.89
22,345.62
20,028.78
19,011.41
14,492.90
12,247.55
10,234.09
7,813.52
Total Expenditure
14,147.63
15,425.49
15,560.79
15,771.72
12,543.75
9,284.10
6,555.23
5,683.71
4,187.74
Employee Cost
-
4,178.66
3,473.54
3,039.24
2,819.64
1,853.51
1,780.69
1,521.02
1,236.09
% Of Sales
-
11.49%
11.27%
10.48%
9.80%
8.33%
10.30%
10.56%
10.41%
Opt. & Establishment Exp.
-
7,574.42
6,189.19
5,445.23
5,653.89
4,780.64
4,022.39
3,452.75
2,592.53
% Of Sales
-
20.83%
20.08%
18.78%
19.64%
21.48%
23.28%
23.97%
21.84%
Provisions
-
4,486.83
6,602.10
7,942.53
4,652.10
3,107.65
1,175.43
1,091.34
672.16
% Of Sales
-
12.34%
21.42%
27.39%
16.16%
13.96%
6.80%
7.58%
5.66%
EBITDA
15,864.06
10,339.40
6,784.83
4,257.06
6,467.66
5,208.80
5,692.32
4,550.38
3,625.78
EBITDA Margin
69.08%
58.77%
45.23%
31.47%
53.63%
58.88%
75.92%
75.06%
80.28%
Depreciation
0.00
407.21
352.02
327.64
290.94
228.85
211.64
190.70
156.52
PBT
11,979.20
9,932.19
6,432.82
3,929.41
6,176.73
4,979.95
5,480.68
4,359.68
3,469.26
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
3,002.21
2,489.06
1,628.18
999.54
1,718.86
1,679.47
1,874.69
1,491.79
1,182.81
Tax Rate
25.06%
25.06%
25.31%
25.44%
27.83%
33.72%
34.21%
34.22%
34.09%
PAT
8,976.99
7,443.13
4,804.64
2,929.87
4,457.87
3,300.48
3,605.99
2,867.89
2,286.45
PAT before Minority Interest
8,976.99
7,443.13
4,804.64
2,929.87
4,457.87
3,300.48
3,605.99
2,867.89
2,286.45
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
29.91%
28.89%
21.50%
14.63%
23.45%
22.77%
29.44%
28.02%
29.26%
PAT Growth
20.61%
54.92%
63.99%
-34.28%
35.07%
-8.47%
25.74%
25.43%
 
EPS
125.27
103.87
67.05
40.89
62.21
46.06
50.32
40.02
31.91

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
55,004.61
48,026.38
43,500.65
34,748.03
26,687.25
23,843.26
20,647.60
17,697.18
Share Capital
775.90
774.66
773.37
693.54
602.69
600.22
598.15
594.99
Total Reserves
54,184.40
47,235.65
42,721.87
33,371.20
26,073.37
23,228.47
20,034.25
17,088.43
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
336,120.19
293,349.47
255,870.10
202,026.99
194,867.91
151,639.17
126,572.22
93,000.35
Borrowings
49,011.23
47,323.22
51,322.81
60,753.55
47,321.12
38,289.08
22,453.69
24,995.86
Other Liabilities & Provisions
17,700.59
13,268.30
12,209.73
9,700.03
8,944.43
7,856.27
8,976.38
7,204.81
Total Liabilities
457,836.62
401,967.37
362,903.29
307,228.60
277,820.71
221,627.78
178,649.89
142,898.20
Net Block
1,943.50
1,834.23
1,800.51
1,792.04
1,688.06
1,313.31
1,306.80
1,217.85
Gross Block
4,522.73
4,112.44
3,778.45
3,476.74
3,096.50
2,520.74
2,321.96
2,055.65
Accumulated Depreciation
2,579.23
2,278.21
1,977.94
1,684.70
1,408.44
1,207.43
1,015.16
837.80
Total Non-Current Assets
431,855.05
380,494.88
340,734.45
284,646.58
262,154.95
209,586.62
169,747.63
133,842.06
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
135.43
94.53
75.23
78.84
21.95
25.44
28.44
37.48
Cash and balance with RBI
42,974.83
60,198.19
17,957.39
13,682.58
9,961.17
10,962.41
7,748.75
4,521.04
Balance with banks and money at call
13,801.93
8,386.51
38,652.49
2,371.52
4,822.23
2,253.47
10,879.51
5,590.83
Investments
83,075.68
70,929.89
69,653.42
59,938.44
59,268.04
50,078.33
36,703.62
34,055.52
Advances
289,923.68
239,051.53
212,595.41
206,783.16
186,393.50
144,953.66
113,080.51
88,419.34
Other Assets
25,981.58
21,472.49
22,168.83
22,582.02
15,665.74
12,041.16
8,902.28
9,056.14
Total Assets
457,836.63
401,967.37
362,903.28
307,228.60
277,820.69
221,627.78
178,649.91
142,898.20
Contingent Liabilities
1,264,262.58
923,786.00
850,074.66
967,601.83
952,668.45
662,099.16
406,387.19
285,101.32
Bills for collection
33,751.83
29,654.25
23,601.73
22,573.29
32,971.51
37,415.48
19,006.91
13,760.85
Adjusted Book Value
704.46
615.79
558.36
486.57
437.22
390.96
338.68
290.81

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
-12,442.27
16,672.19
44,975.72
-12,907.35
-6,388.95
-20,700.44
11,569.30
-2,926.93
PBT
9,932.19
6,432.82
3,929.42
6,176.73
4,979.96
5,480.67
4,359.69
3,469.26
Adjustment
5,408.18
7,406.67
8,508.56
5,410.11
3,632.65
1,559.74
1,360.96
860.52
Adjustments for Liabilities & Assets
-26,586.95
5,020.39
33,370.87
-22,355.23
-12,677.11
-25,765.40
7,733.43
-5,907.87
Refund/(Payment) of direct taxes
-1,195.70
-2,187.69
-833.13
-2,138.96
-2,324.45
-1,975.45
-1,884.78
-1,348.84
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-560.16
-406.16
-331.13
-416.15
-637.94
-219.55
-273.64
-257.51
Net Fixed Assets
-415.26
-314.63
-262.95
-297.97
-572.27
-195.78
-257.27
Other Investment Activity
-4815.42
-4325.13
-4095.52
-4054.36
-3338.00
-2819.82
-2607.91
Cash from Financing Activity
1,114.83
-4,302.15
-4,095.79
12,732.70
8,589.65
15,505.11
-2,768.25
2,517.17
Closing Cash & Equivalent
56,776.76
68,584.71
56,609.89
16,054.11
14,783.40
13,215.88
18,628.25
10,111.87
Net Cash Inflow / Outflow
-11,887.60
11,963.87
40,548.80
-590.81
1,562.76
-5,414.88
8,527.41
-667.27
Opening Cash & Equivalents
68,584.71
56,609.89
16,054.11
14,783.40
13,215.88
18,628.25
10,111.87
10,779.14

Financial Ratios

Standalone /

Consolidated
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value
704.46
615.79
558.36
486.57
437.22
390.96
338.68
290.81
NIM
4.09
3.96
3.99
4.26
3.40
3.60
3.60
3.41
Yield on Advances
12.54
12.89
13.64
13.92
11.94
11.92
12.74
13.43
Yield on Investments
5.73
6.55
7.66
8.07
6.40
6.87
7.48
6.50
Cost of Liabilities
4.88
4.64
5.04
6.36
5.54
5.15
5.60
6.23
Interest Spread
7.67
8.25
8.60
7.56
6.40
6.77
7.14
7.19
ROCE
13.07%
10.33%
8.35%
11.79%
11.44%
13.72%
13.45%
11.98%
Cost Income Ratio
44.04
41.67
40.73
43.04
44.20
45.65
46.74
47.00
Core Cost Income Ratio
44.01
42.68
43.99
44.33
44.55
47.05
48.04
47.89
Operating Costs to Assets
2.48
2.32
2.25
2.66
2.31
2.52
2.68
2.57
Loans/Deposits
0.15
0.16
0.20
0.30
0.24
0.25
0.18
0.27
Cash/Deposits
0.13
0.21
0.07
0.07
0.05
0.07
0.06
0.05
Investment/Deposits
0.25
0.24
0.27
0.30
0.30
0.33
0.29
0.37
Inc Loan/Deposits
14.58%
16.13%
20.06%
30.07%
24.28%
25.25%
17.74%
26.88%
Credit Deposits
86.26%
81.49%
83.09%
102.35%
95.65%
95.59%
89.34%
95.07%
Interest Expended / Interest earned
51.63%
51.33%
53.35%
58.10%
60.26%
56.61%
57.92%
61.96%
Interest income / Total funds
7.94%
7.67%
7.99%
9.37%
8.01%
7.80%
8.06%
8.31%
Interest Expended / Total funds
4.10%
3.94%
4.26%
5.44%
4.83%
4.41%
4.67%
5.15%
CASA
40.08%
42.72%
41.74%
40.37%
43.14%
44.01%
36.85%
35.19%

News Update:


  • IndusInd Bank’s net advances rise 16% in Q1FY25
    5th Jul 2024, 17:28 PM

    CASA Ratio stood at 36.7% as of June 30, 2024 versus 39.9% as of June 30, 2023

    Read More
  • IndusInd Bank reports 15% rise in Q4 consolidated net profit
    26th Apr 2024, 11:19 AM

    Total consolidated income of the bank increased by 20.80% at Rs 14,706.66 crore for Q4FY24

    Read More
  • Indusind Bank - Quarterly Results
    25th Apr 2024, 15:53 PM

    Read More
  • IndusInd Bank executes RBI’s programmable CBDC pilot
    23rd Apr 2024, 10:48 AM

    As a part of this pilot, IndusInd Bank initiated the programmable CBDC disbursement to 50 farmers in Ratnagiri district of Maharashtra and will cover around 1000 farmers going ahead

    Read More
  • Indusind Bank reports 18% rise in net advances in Q4FY24
    5th Apr 2024, 12:00 PM

    CASA Ratio stood at 37.9% as of March 31, 2024 as compared to 40.1% as of March 31, 2023

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.