Nifty
:
24176.15
Sensex
:
77328.19
-150.50 (-0.62%)
-516.33 (-0.66%)
Nifty
Sensex
:
:
24176.15
77328.19
-150.50 (-0.62%)
-516.33 (-0.66%)

IndusInd Bank Ltd.

Bank - Private

Rating :
62/99

BSE: 532187 | NSE: INDUSINDBK

NSE BSE
950.75
08-May-2026
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  946
  •  957.9
  •  940.5
  •  946.95
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  1604266
  •  1521250252.2
  •  968.85
  •  710.6

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 74,003.86
  • 83.21
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 76,701.40
  • 0.16%
  • 1.13

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 15.82%
  • 3.58%
  • 8.71%
  • FII
  • DII
  • Others
  • 28.57%
  • 39.59%
  • 3.73%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • 10.12
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.20
  • -2.55
  • -29.80

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.54
  • 1.45

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 15.48
  • 13.84
  • 12.77

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.05
  • 1.54
  • 1.45

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 11.86
  • 8.43
  • 8.14

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Var%
Dec 25
Dec 24
Var%
Sep 25
Sep 24
Var%
Jun 25
Jun 24
Var%
Interest Earned
11,005.42
10,633.84
3.49%
11,372.88
12,800.77
-11.15%
11,608.63
12,686.28
-8.49%
12,263.88
12,546.77
-2.25%
Interest Exp.
6,633.94
7,585.51
-12.54%
6,811.23
7,572.68
-10.06%
7,199.26
7,339.02
-1.90%
7,624.06
7,139.14
6.79%
Net Interest Income
4,371.48
3,048.33
43.41%
4,561.65
5,228.09
-12.75%
4,409.37
5,347.26
-17.54%
4,639.82
5,407.63
-14.20%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
1,713.66
708.83
141.76%
1,707.20
2,355.03
-27.51%
1,651.28
2,184.97
-24.43%
2,156.92
2,441.61
-11.66%
Total Income
12,719.08
11,342.67
12.13%
13,080.08
15,155.80
-13.70%
13,259.91
14,871.25
-10.84%
14,420.80
14,988.38
-3.79%
Operating Exp.
3,789.88
4,248.04
-10.79%
3,999.23
3,982.47
0.42%
4,013.31
3,932.40
2.06%
4,229.42
3,897.44
8.52%
Operating Profit
2,295.26
-490.88
-
2,269.62
3,600.65
-36.97%
2,047.34
3,599.83
-43.13%
2,567.32
3,951.80
-35.03%
Provision
1,482.13
2,522.08
-41.23%
2,095.77
1,743.63
20.20%
2,631.19
1,820.10
44.56%
1,759.99
1,049.84
67.64%
PBT
813.13
-3,012.96
-
173.85
1,857.02
-90.64%
-583.85
1,779.73
-
807.33
2,901.96
-72.18%
PBTM
7.39
-28.33
-
1.53
14.51
-89.46%
-5.03
14.03
-
6.58
23.13
-71.55%
TAX
218.99
-684.04
-
45.91
454.67
-89.90%
-146.91
448.47
-
203.28
731.24
-72.20%
PAT
594.14
-2,328.92
-
127.94
1,402.35
-90.88%
-436.94
1,331.26
-
604.05
2,170.72
-72.17%
PATM
5.40%
-21.90%
1.13%
10.96%
-3.76%
10.49%
4.93%
17.30%
EPS
8.00
-31.35
-
1.72
18.88
-90.89%
-5.88
17.92
-
8.13
29.22
-72.18%
Gross NPA
11,095.35
11,046.39
0.44%
11,604.62
8,375.29
38.56%
12,057.75
7,638.52
57.85%
12,480.56
7,126.80
75.12%
Gross NPA%
3.43
3.13
9.58%
3.56
2.25
58.22%
3.60
2.11
70.62%
3.64
2.02
80.20%
Net NPA
3,169.38
3,287.14
-3.58%
3,303.97
2,495.76
32.38%
3,399.37
2,282.01
48.96%
3,721.52
2,095.47
77.60%
Net NPA%
1.00
0.95
5.26%
1.04
0.68
52.94%
1.04
0.64
62.50%
1.12
0.60
86.67%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Interest Income
17,982.32
19,031.31
20,615.92
17,592.12
15,000.84
13,527.90
12,058.74
8,846.18
7,497.45
6,062.60
4,516.57
Interest Earned
46,250.81
48,667.66
45,748.21
36,367.92
30,822.44
28,999.80
28,782.83
22,261.15
17,280.75
14,405.67
11,871.74
Interest Expended
28,268.49
29,636.35
25,132.29
18,775.80
15,821.60
15,471.90
16,724.09
13,414.97
9,783.30
8,343.07
7,355.17
Int. income Growth
-5.51%
-7.69%
17.19%
17.27%
10.89%
12.18%
36.32%
17.99%
23.67%
34.23%
 
Other Income
7,229.06
7,690.44
9,395.77
8,172.77
7,344.78
6,500.88
6,952.67
5,646.72
4,750.10
4,171.49
3,296.95
Total Income
53,479.87
26,721.75
30,011.69
25,764.89
22,345.62
20,028.78
19,011.41
14,492.90
12,247.55
10,234.09
7,813.52
Total Expenditure
16,031.84
22,663.72
17,569.46
15,425.49
15,560.79
15,771.72
12,543.75
9,284.10
6,555.23
5,683.71
4,187.74
Employee Cost
-
6,027.81
5,373.93
4,178.66
3,473.54
3,039.24
2,819.64
1,853.51
1,780.69
1,521.02
1,236.09
% Of Sales
-
12.39%
11.75%
11.49%
11.27%
10.48%
9.80%
8.33%
10.30%
10.56%
10.41%
Opt. & Establishment Exp.
-
10,564.80
9,236.75
7,574.42
6,189.19
5,445.23
5,653.89
4,780.64
4,022.39
3,452.75
2,592.53
% Of Sales
-
21.71%
20.19%
20.83%
20.08%
18.78%
19.64%
21.48%
23.28%
23.97%
21.84%
Provisions
-
7,135.65
3,884.86
4,486.83
6,602.10
7,942.53
4,652.10
3,107.65
1,175.43
1,091.34
672.16
% Of Sales
-
14.66%
8.49%
12.34%
21.42%
27.39%
16.16%
13.96%
6.80%
7.58%
5.66%
EBITDA
9,179.54
4,058.03
12,442.23
10,339.40
6,784.83
4,257.06
6,467.66
5,208.80
5,692.32
4,550.38
3,625.78
EBITDA Margin
65.34%
21.32%
60.35%
58.77%
45.23%
31.47%
53.63%
58.88%
75.92%
75.06%
80.28%
Depreciation
0.00
532.27
463.04
407.21
352.02
327.64
290.94
228.85
211.64
190.70
156.52
PBT
1,210.46
3,525.76
11,979.20
9,932.19
6,432.82
3,929.41
6,176.73
4,979.95
5,480.68
4,359.68
3,469.26
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
321.27
950.34
3,002.21
2,489.06
1,628.18
999.54
1,718.86
1,679.47
1,874.69
1,491.79
1,182.81
Tax Rate
26.54%
26.95%
25.06%
25.06%
25.31%
25.44%
27.83%
33.72%
34.21%
34.22%
34.09%
PAT
889.19
2,575.42
8,976.99
7,443.13
4,804.64
2,929.87
4,457.87
3,300.48
3,605.99
2,867.89
2,286.45
PAT before Minority Interest
889.19
2,575.42
8,976.99
7,443.13
4,804.64
2,929.87
4,457.87
3,300.48
3,605.99
2,867.89
2,286.45
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
3.53%
9.64%
29.91%
28.89%
21.50%
14.63%
23.45%
22.77%
29.44%
28.02%
29.26%
PAT Growth
-65.47%
-71.31%
20.61%
54.92%
63.99%
-34.28%
35.07%
-8.47%
25.74%
25.43%
 
EPS
11.97
34.67
120.84
100.19
64.67
39.44
60.01
44.43
48.54
38.60
30.78

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
64,835.69
63,207.56
55,004.61
48,026.38
43,500.65
34,748.03
26,687.25
23,843.26
20,647.60
17,697.18
Share Capital
779.05
778.32
775.90
774.66
773.37
693.54
602.69
600.22
598.15
594.99
Total Reserves
63,913.76
62,325.73
54,184.40
47,235.65
42,721.87
33,371.20
26,073.37
23,228.47
20,034.25
17,088.43
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
4,10,862.27
3,84,585.67
3,36,120.19
2,93,349.47
2,55,870.10
2,02,026.99
1,94,867.91
1,51,639.17
1,26,572.22
93,000.35
Borrowings
53,703.55
47,611.41
49,011.23
47,323.22
51,322.81
60,753.55
47,321.12
38,289.08
22,453.69
24,995.86
Other Liabilities & Provisions
24,705.61
19,689.33
17,700.59
13,268.30
12,209.73
9,700.03
8,944.43
7,856.27
8,976.38
7,204.81
Total Liabilities
5,54,107.12
5,15,093.97
4,57,836.62
4,01,967.37
3,62,903.29
3,07,228.60
2,77,820.71
2,21,627.78
1,78,649.89
1,42,898.20
Net Block
2,308.74
2,127.07
1,943.50
1,834.23
1,800.51
1,792.04
1,688.06
1,313.31
1,306.80
1,217.85
Gross Block
5,618.79
5,023.81
4,522.73
4,112.44
3,778.45
3,476.74
3,096.50
2,520.74
2,321.96
2,055.65
Accumulated Depreciation
3,310.05
2,896.74
2,579.23
2,278.21
1,977.94
1,684.70
1,408.44
1,207.43
1,015.16
837.80
Total Non-Current Assets
5,21,347.20
4,89,016.19
4,31,855.05
3,80,494.88
3,40,734.45
2,84,646.58
2,62,154.95
2,09,586.62
1,69,747.63
1,33,842.06
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
187.62
196.95
135.43
94.53
75.23
78.84
21.95
25.44
28.44
37.48
Cash and balance with RBI
51,006.01
18,560.52
42,974.83
60,198.19
17,957.39
13,682.58
9,961.17
10,962.41
7,748.75
4,521.04
Balance with banks and money at call
8,369.48
18,346.89
13,801.93
8,386.51
38,652.49
2,371.52
4,822.23
2,253.47
10,879.51
5,590.83
Investments
1,14,456.72
1,06,486.49
83,075.68
70,929.89
69,653.42
59,938.44
59,268.04
50,078.33
36,703.62
34,055.52
Advances
3,45,018.63
3,43,298.27
2,89,923.68
2,39,051.53
2,12,595.41
2,06,783.16
1,86,393.50
1,44,953.66
1,13,080.51
88,419.34
Other Assets
32,759.91
26,077.78
25,981.58
21,472.49
22,168.83
22,582.02
15,665.74
12,041.16
8,902.28
9,056.14
Total Assets
5,54,107.11
5,15,093.97
4,57,836.63
4,01,967.37
3,62,903.28
3,07,228.60
2,77,820.69
2,21,627.78
1,78,649.91
1,42,898.20
Contingent Liabilities
13,98,891.73
16,38,930.85
12,64,262.58
9,23,786.00
8,50,074.66
9,67,601.83
9,52,668.45
6,62,099.16
4,06,387.19
2,85,101.32
Bills for collection
37,638.41
36,152.27
33,751.83
29,654.25
23,601.73
22,573.29
32,971.51
37,415.48
19,006.91
13,760.85
Adjusted Book Value
826.68
806.97
704.46
615.79
558.36
486.57
437.22
390.96
338.68
290.81

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
18,277.79
-16,924.73
-12,442.27
16,672.19
44,975.72
-12,907.35
-6,388.95
-20,700.44
11,569.30
-2,926.93
PBT
3,525.75
11,979.20
9,932.19
6,432.82
3,929.42
6,176.73
4,979.96
5,480.67
4,359.69
3,469.26
Adjustment
3,945.68
4,704.38
5,408.18
7,406.67
8,508.56
5,410.11
3,632.65
1,559.74
1,360.96
860.52
Adjustments for Liabilities & Assets
13,755.07
-30,437.22
-26,586.95
5,020.39
33,370.87
-22,355.23
-12,677.11
-25,765.40
7,733.43
-5,907.87
Refund/(Payment) of direct taxes
-2,948.71
-3,171.09
-1,195.70
-2,187.69
-833.13
-2,138.96
-2,324.45
-1,975.45
-1,884.78
-1,348.84
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-708.58
-711.27
-560.16
-406.16
-331.13
-416.15
-637.94
-219.55
-273.64
-257.51
Net Fixed Assets
-532.13
-496.09
-415.26
-314.63
-262.95
-297.97
-572.27
-195.78
-257.27
Other Investment Activity
-6148.75
-5465.51
-4815.42
-4325.13
-4095.52
-4054.36
-3338.00
-2819.82
-2607.91
Cash from Financing Activity
4,875.50
-2,241.54
1,114.83
-4,302.15
-4,095.79
12,732.70
8,589.65
15,505.11
-2,768.25
2,517.17
Closing Cash & Equivalent
59,375.49
36,907.40
56,776.76
68,584.71
56,609.89
16,054.11
14,783.40
13,215.88
18,628.25
10,111.87
Net Cash Inflow / Outflow
22,444.71
-19,877.54
-11,887.60
11,963.87
40,548.80
-590.81
1,562.76
-5,414.88
8,527.41
-667.27
Opening Cash & Equivalents
36,907.40
56,776.76
68,584.71
56,609.89
16,054.11
14,783.40
13,215.88
18,628.25
10,111.87
10,779.14

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value
826.68
806.97
704.46
615.79
558.36
486.57
437.22
390.96
338.68
290.81
NIM
3.67
4.24
4.09
3.96
3.99
4.26
3.40
3.60
3.60
3.41
Yield on Advances
14.11
13.33
12.54
12.89
13.64
13.92
11.94
11.92
12.74
13.43
Yield on Investments
7.15
6.21
5.73
6.55
7.66
8.07
6.40
6.87
7.48
6.50
Cost of Liabilities
6.38
5.82
4.88
4.64
5.04
6.36
5.54
5.15
5.60
6.23
Interest Spread
7.73
7.51
7.67
8.25
8.60
7.56
6.40
6.77
7.14
7.19
ROCE
6.65%
14.34%
13.07%
10.33%
8.35%
11.79%
11.44%
13.72%
13.45%
11.98%
Cost Income Ratio
60.10
47.14
44.04
41.67
40.73
43.04
44.20
45.65
46.74
47.00
Core Cost Income Ratio
61.69
47.95
44.01
42.68
43.99
44.33
44.55
47.05
48.04
47.89
Operating Costs to Assets
2.90
2.75
2.48
2.32
2.25
2.66
2.31
2.52
2.68
2.57
Loans/Deposits
0.13
0.12
0.15
0.16
0.20
0.30
0.24
0.25
0.18
0.27
Cash/Deposits
0.12
0.05
0.13
0.21
0.07
0.07
0.05
0.07
0.06
0.05
Investment/Deposits
0.28
0.28
0.25
0.24
0.27
0.30
0.30
0.33
0.29
0.37
Inc Loan/Deposits
13.07%
12.38%
14.58%
16.13%
20.06%
30.07%
24.28%
25.25%
17.74%
26.88%
Credit Deposits
83.97%
89.26%
86.26%
81.49%
83.09%
102.35%
95.65%
95.59%
89.34%
95.07%
Interest Expended / Interest earned
60.90%
54.94%
51.63%
51.33%
53.35%
58.10%
60.26%
56.61%
57.92%
61.96%
Interest income / Total funds
8.78%
8.88%
7.94%
7.67%
7.99%
9.37%
8.01%
7.80%
8.06%
8.31%
Interest Expended / Total funds
5.35%
4.88%
4.10%
3.94%
4.26%
5.44%
4.83%
4.41%
4.67%
5.15%
CASA
32.81%
37.88%
40.08%
42.72%
41.74%
40.37%
43.14%
44.01%
36.85%
35.19%

Annual Reports:

FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017

News Update:


  • IndusInd Bank turns black in Q4
    27th Apr 2026, 12:00 PM

    Consolidated total income of the bank increased by 12.13% at Rs 12,719.08 crore for Q4FY26

    Read More
  • Indusind Bank - Quarterly Results
    25th Apr 2026, 00:00 AM

    Read More
  • IndusInd Bank reports 8.7% decline in net advances in Q4FY26
    6th Apr 2026, 10:17 AM

    CASA Ratio stood at 31.3% as of March 31, 2026 versus 32.8% as of March 31, 2025

    Read More
  • IndusInd Bank goes live with next-gen UPI processing platform
    25th Feb 2026, 14:52 PM

    The upgrade delivers 30% faster recovery time and provides up to 75% higher scalability headroom with the current infrastructure

    Read More
  • IndusInd Bank expands Gold Loan network to 500 branches nationwide
    20th Feb 2026, 15:11 PM

    This expansion reinforces the Bank’s commitment to making secured credit more accessible, convenient, and reliable for customers nationwide

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.