Nifty
:
25693.70
Sensex
:
83580.40
50.90 (0.20%)
266.47 (0.32%)
Nifty
Sensex
:
:
25693.70
83580.40
50.90 (0.20%)
266.47 (0.32%)

IndusInd Bank Ltd.

Bank - Private

Rating :
58/99

BSE: 532187 | NSE: INDUSINDBK

NSE BSE
903.60
06-Feb-2026
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  909.1
  •  917.05
  •  895
  •  914.40
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  2711855
  •  2442516404.25
  •  1082
  •  606

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 70,405.11
  • N/A
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 73,102.65
  • N/A
  • 1.09

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 15.82%
  • 4.01%
  • 10.26%
  • FII
  • DII
  • Others
  • 31.6%
  • 34.77%
  • 3.54%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • 10.12
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.20
  • -2.55
  • -29.80

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.58
  • 1.49

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 16.42
  • 14.02
  • 12.84

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.18
  • 1.58
  • 1.49

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 12.38
  • 8.43
  • 7.96

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 25
Dec 24
Var%
Sep 25
Sep 24
Var%
Jun 25
Jun 24
Var%
Mar 25
Mar 24
Var%
Interest Earned
11,372.88
12,800.77
-11.15%
11,608.63
12,686.28
-8.49%
12,263.88
12,546.77
-2.25%
10,633.84
12,198.53
-12.83%
Interest Exp.
6,811.23
7,572.68
-10.06%
7,199.26
7,339.02
-1.90%
7,624.06
7,139.14
6.79%
7,585.51
6,822.08
11.19%
Net Interest Income
4,561.65
5,228.09
-12.75%
4,409.37
5,347.26
-17.54%
4,639.82
5,407.63
-14.20%
3,048.33
5,376.45
-43.30%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
1,707.20
2,355.03
-27.51%
1,651.28
2,184.97
-24.43%
2,156.92
2,441.61
-11.66%
708.83
2,508.13
-71.74%
Total Income
13,080.08
15,155.80
-13.70%
13,259.91
14,871.25
-10.84%
14,420.80
14,988.38
-3.79%
11,342.67
14,706.66
-22.87%
Operating Exp.
3,999.23
3,982.47
0.42%
4,013.31
3,932.40
2.06%
4,229.42
3,897.44
8.52%
4,248.04
3,803.04
11.70%
Operating Profit
2,269.62
3,600.65
-36.97%
2,047.34
3,599.83
-43.13%
2,567.32
3,951.80
-35.03%
-490.88
4,081.54
-
Provision
2,095.77
1,743.63
20.20%
2,631.19
1,820.10
44.56%
1,759.99
1,049.84
67.64%
2,522.08
950.23
165.42%
PBT
173.85
1,857.02
-90.64%
-583.85
1,779.73
-
807.33
2,901.96
-72.18%
-3,012.96
3,131.31
-
PBTM
1.53
14.51
-89.46%
-5.03
14.03
-
6.58
23.13
-71.55%
-28.33
25.67
-
TAX
45.91
454.67
-89.90%
-146.91
448.47
-
203.28
731.24
-72.20%
-684.04
782.23
-
PAT
127.94
1,402.35
-90.88%
-436.94
1,331.26
-
604.05
2,170.72
-72.17%
-2,328.92
2,349.08
-
PATM
1.13%
10.96%
-3.76%
10.49%
4.93%
17.30%
-21.90%
19.26%
EPS
1.72
18.88
-90.89%
-5.88
17.92
-
8.13
29.22
-72.18%
-31.35
31.62
-
Gross NPA
11,604.62
8,375.29
38.56%
12,057.75
7,638.52
57.85%
12,480.56
7,126.80
75.12%
11,046.39
6,693.38
65.03%
Gross NPA%
3.56
2.25
58.22%
3.60
2.11
70.62%
3.64
2.02
80.20%
3.13
1.92
63.02%
Net NPA
3,303.97
2,495.76
32.38%
3,399.37
2,282.01
48.96%
3,721.52
2,095.47
77.60%
3,287.14
1,968.90
66.95%
Net NPA%
1.04
0.68
52.94%
1.04
0.64
62.50%
1.12
0.60
86.67%
0.95
0.57
66.67%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Interest Income
16,659.17
19,031.31
20,615.92
17,592.12
15,000.84
13,527.90
12,058.74
8,846.18
7,497.45
6,062.60
4,516.57
Interest Earned
45,879.23
48,667.66
45,748.21
36,367.92
30,822.44
28,999.80
28,782.83
22,261.15
17,280.75
14,405.67
11,871.74
Interest Expended
29,220.06
29,636.35
25,132.29
18,775.80
15,821.60
15,471.90
16,724.09
13,414.97
9,783.30
8,343.07
7,355.17
Int. income Growth
-22.01%
-7.69%
17.19%
17.27%
10.89%
12.18%
36.32%
17.99%
23.67%
34.23%
 
Other Income
6,224.23
7,690.44
9,395.77
8,172.77
7,344.78
6,500.88
6,952.67
5,646.72
4,750.10
4,171.49
3,296.95
Total Income
52,103.46
26,721.75
30,011.69
25,764.89
22,345.62
20,028.78
19,011.41
14,492.90
12,247.55
10,234.09
7,813.52
Total Expenditure
16,490.00
22,663.72
17,569.46
15,425.49
15,560.79
15,771.72
12,543.75
9,284.10
6,555.23
5,683.71
4,187.74
Employee Cost
-
6,027.81
5,373.93
4,178.66
3,473.54
3,039.24
2,819.64
1,853.51
1,780.69
1,521.02
1,236.09
% Of Sales
-
12.39%
11.75%
11.49%
11.27%
10.48%
9.80%
8.33%
10.30%
10.56%
10.41%
Opt. & Establishment Exp.
-
10,564.80
9,236.75
7,574.42
6,189.19
5,445.23
5,653.89
4,780.64
4,022.39
3,452.75
2,592.53
% Of Sales
-
21.71%
20.19%
20.83%
20.08%
18.78%
19.64%
21.48%
23.28%
23.97%
21.84%
Provisions
-
7,135.65
3,884.86
4,486.83
6,602.10
7,942.53
4,652.10
3,107.65
1,175.43
1,091.34
672.16
% Of Sales
-
14.66%
8.49%
12.34%
21.42%
27.39%
16.16%
13.96%
6.80%
7.58%
5.66%
EBITDA
6,393.40
4,058.03
12,442.23
10,339.40
6,784.83
4,257.06
6,467.66
5,208.80
5,692.32
4,550.38
3,625.78
EBITDA Margin
64.06%
21.32%
60.35%
58.77%
45.23%
31.47%
53.63%
58.88%
75.92%
75.06%
80.28%
Depreciation
0.00
532.27
463.04
407.21
352.02
327.64
290.94
228.85
211.64
190.70
156.52
PBT
-2,615.63
3,525.76
11,979.20
9,932.19
6,432.82
3,929.41
6,176.73
4,979.95
5,480.68
4,359.68
3,469.26
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-581.76
950.34
3,002.21
2,489.06
1,628.18
999.54
1,718.86
1,679.47
1,874.69
1,491.79
1,182.81
Tax Rate
22.24%
26.95%
25.06%
25.06%
25.31%
25.44%
27.83%
33.72%
34.21%
34.22%
34.09%
PAT
-2,033.87
2,575.42
8,976.99
7,443.13
4,804.64
2,929.87
4,457.87
3,300.48
3,605.99
2,867.89
2,286.45
PAT before Minority Interest
-2,033.87
2,575.42
8,976.99
7,443.13
4,804.64
2,929.87
4,457.87
3,300.48
3,605.99
2,867.89
2,286.45
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
-8.89%
9.64%
29.91%
28.89%
21.50%
14.63%
23.45%
22.77%
29.44%
28.02%
29.26%
PAT Growth
-128.04%
-71.31%
20.61%
54.92%
63.99%
-34.28%
35.07%
-8.47%
25.74%
25.43%
 
EPS
-27.38
34.67
120.84
100.19
64.67
39.44
60.01
44.43
48.54
38.60
30.78

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
64,835.69
63,207.56
55,004.61
48,026.38
43,500.65
34,748.03
26,687.25
23,843.26
20,647.60
17,697.18
Share Capital
779.05
778.32
775.90
774.66
773.37
693.54
602.69
600.22
598.15
594.99
Total Reserves
63,913.76
62,325.73
54,184.40
47,235.65
42,721.87
33,371.20
26,073.37
23,228.47
20,034.25
17,088.43
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
4,10,862.27
3,84,585.67
3,36,120.19
2,93,349.47
2,55,870.10
2,02,026.99
1,94,867.91
1,51,639.17
1,26,572.22
93,000.35
Borrowings
53,703.55
47,611.41
49,011.23
47,323.22
51,322.81
60,753.55
47,321.12
38,289.08
22,453.69
24,995.86
Other Liabilities & Provisions
24,705.61
19,689.33
17,700.59
13,268.30
12,209.73
9,700.03
8,944.43
7,856.27
8,976.38
7,204.81
Total Liabilities
5,54,107.12
5,15,093.97
4,57,836.62
4,01,967.37
3,62,903.29
3,07,228.60
2,77,820.71
2,21,627.78
1,78,649.89
1,42,898.20
Net Block
2,308.74
2,127.07
1,943.50
1,834.23
1,800.51
1,792.04
1,688.06
1,313.31
1,306.80
1,217.85
Gross Block
5,618.79
5,023.81
4,522.73
4,112.44
3,778.45
3,476.74
3,096.50
2,520.74
2,321.96
2,055.65
Accumulated Depreciation
3,310.05
2,896.74
2,579.23
2,278.21
1,977.94
1,684.70
1,408.44
1,207.43
1,015.16
837.80
Total Non-Current Assets
5,21,347.20
4,89,016.19
4,31,855.05
3,80,494.88
3,40,734.45
2,84,646.58
2,62,154.95
2,09,586.62
1,69,747.63
1,33,842.06
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
187.62
196.95
135.43
94.53
75.23
78.84
21.95
25.44
28.44
37.48
Cash and balance with RBI
51,006.01
18,560.52
42,974.83
60,198.19
17,957.39
13,682.58
9,961.17
10,962.41
7,748.75
4,521.04
Balance with banks and money at call
8,369.48
18,346.89
13,801.93
8,386.51
38,652.49
2,371.52
4,822.23
2,253.47
10,879.51
5,590.83
Investments
1,14,456.72
1,06,486.49
83,075.68
70,929.89
69,653.42
59,938.44
59,268.04
50,078.33
36,703.62
34,055.52
Advances
3,45,018.63
3,43,298.27
2,89,923.68
2,39,051.53
2,12,595.41
2,06,783.16
1,86,393.50
1,44,953.66
1,13,080.51
88,419.34
Other Assets
32,759.91
26,077.78
25,981.58
21,472.49
22,168.83
22,582.02
15,665.74
12,041.16
8,902.28
9,056.14
Total Assets
5,54,107.11
5,15,093.97
4,57,836.63
4,01,967.37
3,62,903.28
3,07,228.60
2,77,820.69
2,21,627.78
1,78,649.91
1,42,898.20
Contingent Liabilities
13,98,891.73
16,38,930.85
12,64,262.58
9,23,786.00
8,50,074.66
9,67,601.83
9,52,668.45
6,62,099.16
4,06,387.19
2,85,101.32
Bills for collection
37,638.41
36,152.27
33,751.83
29,654.25
23,601.73
22,573.29
32,971.51
37,415.48
19,006.91
13,760.85
Adjusted Book Value
826.68
806.97
704.46
615.79
558.36
486.57
437.22
390.96
338.68
290.81

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
18,277.79
-16,924.73
-12,442.27
16,672.19
44,975.72
-12,907.35
-6,388.95
-20,700.44
11,569.30
-2,926.93
PBT
3,525.75
11,979.20
9,932.19
6,432.82
3,929.42
6,176.73
4,979.96
5,480.67
4,359.69
3,469.26
Adjustment
3,945.68
4,704.38
5,408.18
7,406.67
8,508.56
5,410.11
3,632.65
1,559.74
1,360.96
860.52
Adjustments for Liabilities & Assets
13,755.07
-30,437.22
-26,586.95
5,020.39
33,370.87
-22,355.23
-12,677.11
-25,765.40
7,733.43
-5,907.87
Refund/(Payment) of direct taxes
-2,948.71
-3,171.09
-1,195.70
-2,187.69
-833.13
-2,138.96
-2,324.45
-1,975.45
-1,884.78
-1,348.84
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-708.58
-711.27
-560.16
-406.16
-331.13
-416.15
-637.94
-219.55
-273.64
-257.51
Net Fixed Assets
-532.13
-496.09
-415.26
-314.63
-262.95
-297.97
-572.27
-195.78
-257.27
Other Investment Activity
-6148.75
-5465.51
-4815.42
-4325.13
-4095.52
-4054.36
-3338.00
-2819.82
-2607.91
Cash from Financing Activity
4,875.50
-2,241.54
1,114.83
-4,302.15
-4,095.79
12,732.70
8,589.65
15,505.11
-2,768.25
2,517.17
Closing Cash & Equivalent
59,375.49
36,907.40
56,776.76
68,584.71
56,609.89
16,054.11
14,783.40
13,215.88
18,628.25
10,111.87
Net Cash Inflow / Outflow
22,444.71
-19,877.54
-11,887.60
11,963.87
40,548.80
-590.81
1,562.76
-5,414.88
8,527.41
-667.27
Opening Cash & Equivalents
36,907.40
56,776.76
68,584.71
56,609.89
16,054.11
14,783.40
13,215.88
18,628.25
10,111.87
10,779.14

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value
826.68
806.97
704.46
615.79
558.36
486.57
437.22
390.96
338.68
290.81
NIM
3.67
4.24
4.09
3.96
3.99
4.26
3.40
3.60
3.60
3.41
Yield on Advances
14.11
13.33
12.54
12.89
13.64
13.92
11.94
11.92
12.74
13.43
Yield on Investments
7.15
6.21
5.73
6.55
7.66
8.07
6.40
6.87
7.48
6.50
Cost of Liabilities
6.38
5.82
4.88
4.64
5.04
6.36
5.54
5.15
5.60
6.23
Interest Spread
7.73
7.51
7.67
8.25
8.60
7.56
6.40
6.77
7.14
7.19
ROCE
6.65%
14.34%
13.07%
10.33%
8.35%
11.79%
11.44%
13.72%
13.45%
11.98%
Cost Income Ratio
60.10
47.14
44.04
41.67
40.73
43.04
44.20
45.65
46.74
47.00
Core Cost Income Ratio
61.69
47.95
44.01
42.68
43.99
44.33
44.55
47.05
48.04
47.89
Operating Costs to Assets
2.90
2.75
2.48
2.32
2.25
2.66
2.31
2.52
2.68
2.57
Loans/Deposits
0.13
0.12
0.15
0.16
0.20
0.30
0.24
0.25
0.18
0.27
Cash/Deposits
0.12
0.05
0.13
0.21
0.07
0.07
0.05
0.07
0.06
0.05
Investment/Deposits
0.28
0.28
0.25
0.24
0.27
0.30
0.30
0.33
0.29
0.37
Inc Loan/Deposits
13.07%
12.38%
14.58%
16.13%
20.06%
30.07%
24.28%
25.25%
17.74%
26.88%
Credit Deposits
83.97%
89.26%
86.26%
81.49%
83.09%
102.35%
95.65%
95.59%
89.34%
95.07%
Interest Expended / Interest earned
60.90%
54.94%
51.63%
51.33%
53.35%
58.10%
60.26%
56.61%
57.92%
61.96%
Interest income / Total funds
8.78%
8.88%
7.94%
7.67%
7.99%
9.37%
8.01%
7.80%
8.06%
8.31%
Interest Expended / Total funds
5.35%
4.88%
4.10%
3.94%
4.26%
5.44%
4.83%
4.41%
4.67%
5.15%
CASA
32.81%
37.88%
40.08%
42.72%
41.74%
40.37%
43.14%
44.01%
36.85%
35.19%

Annual Reports:

FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017

News Update:


  • Indusind Bank - Quarterly Results
    24th Jan 2026, 00:00 AM

    Read More
  • IndusInd Bank reports 13% decline in net advances in Q3FY26
    6th Jan 2026, 11:52 AM

    CASA Ratio stood at 30.3% as of December 31, 2025 versus 34.9% as of December 31, 2024

    Read More
  • IndusInd Bank, Jio-bp launch ‘IndusInd Bank Jio-bp Mobility+’ Credit Card
    10th Dec 2025, 17:55 PM

    The card is tailored for customers looking for enhanced fuel benefits along with exclusive lifestyle rewards

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.