Nifty
:
25709.85
Sensex
:
83952.19
124.55 (0.49%)
484.53 (0.58%)
Nifty
Sensex
:
:
25709.85
83952.19
124.55 (0.49%)
484.53 (0.58%)

IndusInd Bank Ltd.

Bank - Private

Rating :
42/99

BSE: 532187 | NSE: INDUSINDBK

NSE BSE
751.00
17-Oct-2025
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  740
  •  761
  •  734.5
  •  739.50
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  4770012
  •  3579190857.05
  •  1353.95
  •  606

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 58,543.66
  • 58.03
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 61,241.20
  • N/A
  • 0.90

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 15.82%
  • 3.93%
  • 11.09%
  • FII
  • DII
  • Others
  • 34.32%
  • 31.32%
  • 3.52%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • 10.12
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.20
  • -2.55
  • -29.80

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.62
  • 1.57

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 17.45
  • 14.60
  • 13.35

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.33
  • 1.62
  • 1.57

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 13.03
  • 8.46
  • 7.93

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 25
Sep 24
Var%
Jun 25
Jun 24
Var%
Mar 25
Mar 24
Var%
Dec 24
Dec 23
Var%
Interest Earned
11,608.63
12,686.28
-8.49%
12,263.88
12,546.77
-2.25%
10,633.84
12,198.53
-12.83%
12,800.77
11,572.25
10.62%
Interest Exp.
7,199.26
7,339.02
-1.90%
7,624.06
7,139.14
6.79%
7,585.51
6,822.08
11.19%
7,572.68
6,276.62
20.65%
Net Interest Income
4,409.37
5,347.26
-17.54%
4,639.82
5,407.63
-14.20%
3,048.33
5,376.45
-43.30%
5,228.09
5,295.63
-1.28%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
1,651.28
2,184.97
-24.43%
2,156.92
2,441.61
-11.66%
708.83
2,508.13
-71.74%
2,355.03
2,395.92
-1.71%
Total Income
13,259.91
14,871.25
-10.84%
14,420.80
14,988.38
-3.79%
11,342.67
14,706.66
-22.87%
15,155.80
13,968.17
8.50%
Operating Exp.
4,013.31
3,932.40
2.06%
4,229.42
3,897.44
8.52%
4,248.04
3,803.04
11.70%
3,982.47
3,649.22
9.13%
Operating Profit
2,047.34
3,599.83
-43.13%
2,567.32
3,951.80
-35.03%
-490.88
4,081.54
-
3,600.65
4,042.33
-10.93%
Provision
2,631.19
1,820.10
44.56%
1,759.99
1,049.84
67.64%
2,522.08
950.23
165.42%
1,743.63
969.25
79.89%
PBT
-583.85
1,779.73
-
807.33
2,901.96
-72.18%
-3,012.96
3,131.31
-
1,857.02
3,073.08
-39.57%
PBTM
-5.03
14.03
-
6.58
23.13
-71.55%
-28.33
25.67
-
14.51
26.56
-45.37%
TAX
-146.91
448.47
-
203.28
731.24
-72.20%
-684.04
782.23
-
454.67
771.66
-41.08%
PAT
-436.94
1,331.26
-
604.05
2,170.72
-72.17%
-2,328.92
2,349.08
-
1,402.35
2,301.42
-39.07%
PATM
-3.76%
10.49%
4.93%
17.30%
-21.90%
19.26%
10.96%
19.89%
EPS
-5.88
17.92
-
8.13
29.22
-72.18%
-31.35
31.62
-
18.88
30.98
-39.06%
Gross NPA
12,057.75
7,638.52
57.85%
12,480.56
7,126.80
75.12%
11,046.39
6,693.38
65.03%
8,375.29
6,377.05
31.33%
Gross NPA%
3.60
2.11
70.62%
3.64
2.02
80.20%
3.13
1.92
63.02%
2.25
1.92
17.19%
Net NPA
3,399.37
2,282.01
48.96%
3,721.52
2,095.47
77.60%
3,287.14
1,968.90
66.95%
2,495.76
1,875.18
33.09%
Net NPA%
1.04
0.64
62.50%
1.12
0.60
86.67%
0.95
0.57
66.67%
0.68
0.57
19.30%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Interest Income
17,325.61
19,031.31
20,615.92
17,592.12
15,000.84
13,527.90
12,058.74
8,846.18
7,497.45
6,062.60
4,516.57
Interest Earned
47,307.12
48,667.66
45,748.21
36,367.92
30,822.44
28,999.80
28,782.83
22,261.15
17,280.75
14,405.67
11,871.74
Interest Expended
29,981.51
29,636.35
25,132.29
18,775.80
15,821.60
15,471.90
16,724.09
13,414.97
9,783.30
8,343.07
7,355.17
Int. income Growth
-19.14%
-7.69%
17.19%
17.27%
10.89%
12.18%
36.32%
17.99%
23.67%
34.23%
 
Other Income
6,872.06
7,690.44
9,395.77
8,172.77
7,344.78
6,500.88
6,952.67
5,646.72
4,750.10
4,171.49
3,296.95
Total Income
54,179.18
26,721.75
30,011.69
25,764.89
22,345.62
20,028.78
19,011.41
14,492.90
12,247.55
10,234.09
7,813.52
Total Expenditure
16,473.24
22,663.72
17,569.46
15,425.49
15,560.79
15,771.72
12,543.75
9,284.10
6,555.23
5,683.71
4,187.74
Employee Cost
-
6,027.81
5,373.93
4,178.66
3,473.54
3,039.24
2,819.64
1,853.51
1,780.69
1,521.02
1,236.09
% Of Sales
-
12.39%
11.75%
11.49%
11.27%
10.48%
9.80%
8.33%
10.30%
10.56%
10.41%
Opt. & Establishment Exp.
-
10,564.80
9,236.75
7,574.42
6,189.19
5,445.23
5,653.89
4,780.64
4,022.39
3,452.75
2,592.53
% Of Sales
-
21.71%
20.19%
20.83%
20.08%
18.78%
19.64%
21.48%
23.28%
23.97%
21.84%
Provisions
-
7,135.65
3,884.86
4,486.83
6,602.10
7,942.53
4,652.10
3,107.65
1,175.43
1,091.34
672.16
% Of Sales
-
14.66%
8.49%
12.34%
21.42%
27.39%
16.16%
13.96%
6.80%
7.58%
5.66%
EBITDA
7,724.43
4,058.03
12,442.23
10,339.40
6,784.83
4,257.06
6,467.66
5,208.80
5,692.32
4,550.38
3,625.78
EBITDA Margin
65.18%
21.32%
60.35%
58.77%
45.23%
31.47%
53.63%
58.88%
75.92%
75.06%
80.28%
Depreciation
0.00
532.27
463.04
407.21
352.02
327.64
290.94
228.85
211.64
190.70
156.52
PBT
-932.46
3,525.76
11,979.20
9,932.19
6,432.82
3,929.41
6,176.73
4,979.95
5,480.68
4,359.68
3,469.26
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-173.00
950.34
3,002.21
2,489.06
1,628.18
999.54
1,718.86
1,679.47
1,874.69
1,491.79
1,182.81
Tax Rate
18.55%
26.95%
25.06%
25.06%
25.31%
25.44%
27.83%
33.72%
34.21%
34.22%
34.09%
PAT
-759.46
2,575.42
8,976.99
7,443.13
4,804.64
2,929.87
4,457.87
3,300.48
3,605.99
2,867.89
2,286.45
PAT before Minority Interest
-759.46
2,575.42
8,976.99
7,443.13
4,804.64
2,929.87
4,457.87
3,300.48
3,605.99
2,867.89
2,286.45
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
-3.14%
9.64%
29.91%
28.89%
21.50%
14.63%
23.45%
22.77%
29.44%
28.02%
29.26%
PAT Growth
-109.32%
-71.31%
20.61%
54.92%
63.99%
-34.28%
35.07%
-8.47%
25.74%
25.43%
 
EPS
-10.22
34.67
120.84
100.19
64.67
39.44
60.01
44.43
48.54
38.60
30.78

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
64,835.69
63,207.56
55,004.61
48,026.38
43,500.65
34,748.03
26,687.25
23,843.26
20,647.60
17,697.18
Share Capital
779.05
778.32
775.90
774.66
773.37
693.54
602.69
600.22
598.15
594.99
Total Reserves
63,913.76
62,325.73
54,184.40
47,235.65
42,721.87
33,371.20
26,073.37
23,228.47
20,034.25
17,088.43
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
4,10,862.27
3,84,585.67
3,36,120.19
2,93,349.47
2,55,870.10
2,02,026.99
1,94,867.91
1,51,639.17
1,26,572.22
93,000.35
Borrowings
53,703.55
47,611.41
49,011.23
47,323.22
51,322.81
60,753.55
47,321.12
38,289.08
22,453.69
24,995.86
Other Liabilities & Provisions
24,705.61
19,689.33
17,700.59
13,268.30
12,209.73
9,700.03
8,944.43
7,856.27
8,976.38
7,204.81
Total Liabilities
5,54,107.12
5,15,093.97
4,57,836.62
4,01,967.37
3,62,903.29
3,07,228.60
2,77,820.71
2,21,627.78
1,78,649.89
1,42,898.20
Net Block
2,308.74
2,127.07
1,943.50
1,834.23
1,800.51
1,792.04
1,688.06
1,313.31
1,306.80
1,217.85
Gross Block
5,618.79
5,023.81
4,522.73
4,112.44
3,778.45
3,476.74
3,096.50
2,520.74
2,321.96
2,055.65
Accumulated Depreciation
3,310.05
2,896.74
2,579.23
2,278.21
1,977.94
1,684.70
1,408.44
1,207.43
1,015.16
837.80
Total Non-Current Assets
5,21,347.20
4,89,016.19
4,31,855.05
3,80,494.88
3,40,734.45
2,84,646.58
2,62,154.95
2,09,586.62
1,69,747.63
1,33,842.06
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
187.62
196.95
135.43
94.53
75.23
78.84
21.95
25.44
28.44
37.48
Cash and balance with RBI
51,006.01
18,560.52
42,974.83
60,198.19
17,957.39
13,682.58
9,961.17
10,962.41
7,748.75
4,521.04
Balance with banks and money at call
8,369.48
18,346.89
13,801.93
8,386.51
38,652.49
2,371.52
4,822.23
2,253.47
10,879.51
5,590.83
Investments
1,14,456.72
1,06,486.49
83,075.68
70,929.89
69,653.42
59,938.44
59,268.04
50,078.33
36,703.62
34,055.52
Advances
3,45,018.63
3,43,298.27
2,89,923.68
2,39,051.53
2,12,595.41
2,06,783.16
1,86,393.50
1,44,953.66
1,13,080.51
88,419.34
Other Assets
32,759.91
26,077.78
25,981.58
21,472.49
22,168.83
22,582.02
15,665.74
12,041.16
8,902.28
9,056.14
Total Assets
5,54,107.11
5,15,093.97
4,57,836.63
4,01,967.37
3,62,903.28
3,07,228.60
2,77,820.69
2,21,627.78
1,78,649.91
1,42,898.20
Contingent Liabilities
13,98,891.73
16,38,930.85
12,64,262.58
9,23,786.00
8,50,074.66
9,67,601.83
9,52,668.45
6,62,099.16
4,06,387.19
2,85,101.32
Bills for collection
37,638.41
36,152.27
33,751.83
29,654.25
23,601.73
22,573.29
32,971.51
37,415.48
19,006.91
13,760.85
Adjusted Book Value
826.68
806.97
704.46
615.79
558.36
486.57
437.22
390.96
338.68
290.81

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
18,277.79
-16,924.73
-12,442.27
16,672.19
44,975.72
-12,907.35
-6,388.95
-20,700.44
11,569.30
-2,926.93
PBT
3,525.75
11,979.20
9,932.19
6,432.82
3,929.42
6,176.73
4,979.96
5,480.67
4,359.69
3,469.26
Adjustment
3,945.68
4,704.38
5,408.18
7,406.67
8,508.56
5,410.11
3,632.65
1,559.74
1,360.96
860.52
Adjustments for Liabilities & Assets
13,755.07
-30,437.22
-26,586.95
5,020.39
33,370.87
-22,355.23
-12,677.11
-25,765.40
7,733.43
-5,907.87
Refund/(Payment) of direct taxes
-2,948.71
-3,171.09
-1,195.70
-2,187.69
-833.13
-2,138.96
-2,324.45
-1,975.45
-1,884.78
-1,348.84
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-708.58
-711.27
-560.16
-406.16
-331.13
-416.15
-637.94
-219.55
-273.64
-257.51
Net Fixed Assets
-532.13
-496.09
-415.26
-314.63
-262.95
-297.97
-572.27
-195.78
-257.27
Other Investment Activity
-6148.75
-5465.51
-4815.42
-4325.13
-4095.52
-4054.36
-3338.00
-2819.82
-2607.91
Cash from Financing Activity
4,875.50
-2,241.54
1,114.83
-4,302.15
-4,095.79
12,732.70
8,589.65
15,505.11
-2,768.25
2,517.17
Closing Cash & Equivalent
59,375.49
36,907.40
56,776.76
68,584.71
56,609.89
16,054.11
14,783.40
13,215.88
18,628.25
10,111.87
Net Cash Inflow / Outflow
22,444.71
-19,877.54
-11,887.60
11,963.87
40,548.80
-590.81
1,562.76
-5,414.88
8,527.41
-667.27
Opening Cash & Equivalents
36,907.40
56,776.76
68,584.71
56,609.89
16,054.11
14,783.40
13,215.88
18,628.25
10,111.87
10,779.14

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value
826.68
806.97
704.46
615.79
558.36
486.57
437.22
390.96
338.68
290.81
NIM
3.67
4.24
4.09
3.96
3.99
4.26
3.40
3.60
3.60
3.41
Yield on Advances
14.11
13.33
12.54
12.89
13.64
13.92
11.94
11.92
12.74
13.43
Yield on Investments
7.15
6.21
5.73
6.55
7.66
8.07
6.40
6.87
7.48
6.50
Cost of Liabilities
6.38
5.82
4.88
4.64
5.04
6.36
5.54
5.15
5.60
6.23
Interest Spread
7.73
7.51
7.67
8.25
8.60
7.56
6.40
6.77
7.14
7.19
ROCE
6.65%
14.34%
13.07%
10.33%
8.35%
11.79%
11.44%
13.72%
13.45%
11.98%
Cost Income Ratio
60.10
47.14
44.04
41.67
40.73
43.04
44.20
45.65
46.74
47.00
Core Cost Income Ratio
61.69
47.95
44.01
42.68
43.99
44.33
44.55
47.05
48.04
47.89
Operating Costs to Assets
2.90
2.75
2.48
2.32
2.25
2.66
2.31
2.52
2.68
2.57
Loans/Deposits
0.13
0.12
0.15
0.16
0.20
0.30
0.24
0.25
0.18
0.27
Cash/Deposits
0.12
0.05
0.13
0.21
0.07
0.07
0.05
0.07
0.06
0.05
Investment/Deposits
0.28
0.28
0.25
0.24
0.27
0.30
0.30
0.33
0.29
0.37
Inc Loan/Deposits
13.07%
12.38%
14.58%
16.13%
20.06%
30.07%
24.28%
25.25%
17.74%
26.88%
Credit Deposits
83.97%
89.26%
86.26%
81.49%
83.09%
102.35%
95.65%
95.59%
89.34%
95.07%
Interest Expended / Interest earned
60.90%
54.94%
51.63%
51.33%
53.35%
58.10%
60.26%
56.61%
57.92%
61.96%
Interest income / Total funds
8.78%
8.88%
7.94%
7.67%
7.99%
9.37%
8.01%
7.80%
8.06%
8.31%
Interest Expended / Total funds
5.35%
4.88%
4.10%
3.94%
4.26%
5.44%
4.83%
4.41%
4.67%
5.15%
CASA
32.81%
37.88%
40.08%
42.72%
41.74%
40.37%
43.14%
44.01%
36.85%
35.19%

Annual Reports:

FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017

News Update:


  • IndusInd Bank reports 8% decline in net advances in Q2FY26
    6th Oct 2025, 11:30 AM

    Total deposits of the bank decreased 5.48% to Rs 3,89,803 crore (provisional) as of September 30, 2025

    Read More
  • IndusInd Bank signs MoU with National Small Industries Corporation
    21st Aug 2025, 14:59 PM

    The Bank will work towards accelerating credit delivery and extending comprehensive financial support to over 6.7+ crore Udyam-registered MSMEs across the country.

    Read More
  • IndusInd Bank reports 72% fall in Q1 consolidated net profit
    29th Jul 2025, 17:50 PM

    The total consolidated income of the bank decreased by 3.79% at Rs 14,420.80 crore for Q1FY26

    Read More
  • Indusind Bank - Quarterly Results
    28th Jul 2025, 17:28 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.