Nifty
Sensex
:
:
24413.50
80148.88
-65.55 (-0.27%)
-280.16 (-0.35%)

Bank - Private

Rating :
55/99

BSE: 500247 | NSE: KOTAKBANK

1852.70
05-Jul-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  1820.00
  •  1857.95
  •  1818.45
  •  1833.85
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  3465653
  •  63847.99
  •  1926.50
  •  1543.85

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 347,145.64
  • 16.14
  • 5
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 385,964.51
  • 0.11%
  • 2.53

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 25.89%
  • 1.93%
  • 9.00%
  • FII
  • DII
  • Others
  • 33.16%
  • 26.10%
  • 3.92%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 14.68
  • 20.98
  • 9.53

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 19.59
  • 15.87
  • 14.64

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 3.81
  • 3.47

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 34.50
  • 30.51
  • 26.27

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 4.00
  • 3.81
  • 3.47

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 24.12
  • 22.81
  • 20.79

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Sep 23
Sep 22
Var%
Interest Earned
15,836.79
12,868.93
23.06%
15,156.18
11,981.63
26.50%
14,494.96
11,011.29
31.64%
13,716.56
9,993.83
37.25%
Interest Exp.
6,805.25
4,834.08
40.78%
6,212.16
4,229.65
46.87%
5,985.48
3,802.45
57.41%
5,535.52
3,374.76
64.03%
Net Interest Income
9,031.54
8,034.85
12.40%
8,944.02
7,751.98
15.38%
8,509.48
7,208.84
18.04%
8,181.04
6,619.07
23.60%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
9,239.08
7,854.98
17.62%
12,751.15
8,784.88
45.15%
9,588.19
7,360.35
30.27%
7,842.96
7,440.96
5.40%
Total Income
25,075.87
20,723.91
21.00%
27,907.33
20,766.51
34.39%
24,083.15
18,371.64
31.09%
21,559.52
17,434.79
23.66%
Operating Exp.
11,488.59
9,889.62
16.17%
14,478.10
10,399.80
39.22%
11,822.08
9,196.29
28.55%
9,681.02
9,178.83
5.47%
Operating Profit
6,782.03
6,000.21
13.03%
7,217.07
6,137.06
17.60%
6,275.59
5,372.90
16.80%
6,342.98
4,881.20
29.95%
Provision
774.44
413.78
87.16%
442.05
148.34
198.00%
662.00
148.72
345.13%
454.64
133.82
239.74%
PBT
9,810.99
5,586.43
75.62%
6,775.02
5,988.72
13.13%
5,613.59
5,224.18
7.45%
5,888.34
4,747.38
24.03%
PBTM
61.95
43.41
42.71%
44.70
49.98
-10.56%
38.73
47.44
-18.36%
42.93
47.50
-9.62%
TAX
2,411.60
1,477.10
63.27%
1,532.77
1,459.20
5.04%
1,411.20
1,265.04
11.55%
1,465.48
1,167.99
25.47%
PAT
7,399.39
4,109.33
80.06%
5,242.25
4,529.52
15.74%
4,202.39
3,959.14
6.14%
4,422.86
3,579.39
23.56%
PATM
46.72%
31.93%
34.59%
37.80%
28.99%
35.96%
32.24%
35.82%
EPS
37.22
20.67
80.07%
26.37
22.78
15.76%
21.14
19.92
6.12%
22.25
18.00
23.61%
Gross NPA
6,251.42
6,587.43
-5.10%
6,002.53
6,418.67
-6.48%
6,981.15
6,730.00
3.73%
6,765.74
6,966.34
-2.88%
Gross NPA%
1.39
1.75
-20.57%
1.38
1.76
-21.59%
1.68
1.91
-12.04%
1.69
2.09
-19.14%
Net NPA
1,688.80
1,579.62
6.91%
1,567.08
1,478.64
5.98%
1,487.03
1,667.71
-10.83%
1,554.90
1,975.44
-21.29%
Net NPA%
0.38
0.43
-11.63%
0.36
0.41
-12.20%
0.36
0.48
-25.00%
0.39
0.60
-35.00%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Interest Income
34,666.08
33,669.39
27,739.93
22,187.08
19,853.28
17,573.48
14,644.61
12,664.23
10,866.70
9,278.67
6,352.79
Interest Earned
59,204.49
56,236.63
42,151.06
33,740.62
32,819.83
33,474.16
29,831.22
25,131.08
22,324.21
20,401.64
13,318.89
Interest Expended
24,538.41
22,567.24
14,411.13
11,553.54
12,966.55
15,900.68
15,186.61
12,466.85
11,457.51
11,122.97
6,966.10
Int. income Growth
17.06%
21.38%
25.03%
11.76%
12.97%
20.00%
15.64%
16.54%
17.11%
46.06%
 
Other Income
39,421.38
38,037.28
25,990.97
24,941.06
23,587.68
16,891.58
16,147.89
13,682.23
11,659.56
7,630.73
8,152.20
Total Income
98,625.87
71,706.67
53,730.90
47,128.14
43,440.96
34,465.06
30,792.50
26,346.46
22,526.26
16,909.40
14,504.99
Total Expenditure
47,469.79
47,051.55
33,485.46
30,699.48
29,811.57
22,578.36
19,758.37
16,804.80
14,832.11
11,541.14
9,718.12
Employee Cost
-
10,347.31
8,479.03
7,140.93
5,855.70
5,755.97
4,850.90
4,380.90
3,982.31
3,854.05
2,375.46
% Of Sales
-
18.40%
20.12%
21.16%
17.84%
17.20%
16.26%
17.43%
17.84%
18.89%
17.84%
Opt. & Establishment Exp.
-
36,315.27
25,765.27
23,748.75
22,025.54
15,194.07
14,778.94
12,166.02
10,625.30
7,384.54
7,610.70
% Of Sales
-
64.58%
61.13%
70.39%
67.11%
45.39%
49.54%
48.41%
47.60%
36.20%
57.14%
Provisions
-
1,972.47
439.68
770.50
2,852.43
2,558.10
1,045.37
1,024.74
948.92
991.57
205.74
% Of Sales
-
3.51%
1.04%
2.28%
8.69%
7.64%
3.50%
4.08%
4.25%
4.86%
1.54%
EBITDA
26,617.67
24,655.12
20,245.44
16,428.66
13,629.39
11,886.70
11,034.13
9,541.66
7,694.15
5,368.26
4,786.87
EBITDA Margin
19.82%
73.23%
72.98%
74.05%
68.65%
67.64%
75.35%
75.34%
70.80%
57.86%
75.35%
Depreciation
0.00
791.75
599.26
480.35
461.05
464.89
458.42
383.43
362.21
344.51
236.89
PBT
28,087.94
23,863.38
19,646.18
15,948.30
13,168.34
11,421.80
10,575.72
9,158.23
7,331.93
5,023.74
4,549.98
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
6,821.05
5,886.55
4,865.74
4,016.43
3,265.44
2,814.72
3,456.02
3,011.09
2,382.85
1,592.62
1,484.90
Tax Rate
24.28%
24.67%
24.77%
25.18%
24.80%
24.64%
32.68%
32.88%
32.50%
31.70%
32.64%
PAT
21,266.89
17,976.83
14,780.44
11,931.87
9,902.90
8,607.08
7,119.70
6,090.47
4,870.25
3,365.93
3,005.57
PAT before Minority Interest
21,266.89
17,976.83
14,780.44
11,931.87
9,902.90
8,607.08
7,119.70
6,147.14
4,949.08
3,431.12
3,065.08
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
-56.67
-78.83
-65.19
-59.51
PAT Margin
28.71%
25.07%
27.51%
25.32%
22.80%
24.97%
23.12%
23.12%
21.62%
19.91%
20.72%
PAT Growth
31.46%
21.63%
23.87%
20.49%
15.06%
20.89%
16.90%
25.05%
44.69%
11.99%
 
EPS
106.98
90.43
74.35
60.02
49.81
43.30
35.81
30.64
24.50
16.93
15.12

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
129,971.69
112,314.40
97,165.34
84,838.60
67,136.98
58,281.80
50,488.23
38,492.71
33,364.05
22,156.31
Share Capital
993.96
1,493.28
1,492.33
1,490.92
1,456.52
1,454.38
952.82
920.45
917.19
386.18
Total Reserves
128,898.44
110,760.81
95,641.70
83,345.53
65,677.60
56,825.35
49,533.24
37,570.39
32,443.45
21,767.14
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
474.43
395.60
335.69
Deposits
445,268.76
361,272.62
310,086.89
278,871.41
260,400.21
224,824.26
191,235.80
155,540.00
135,948.76
72,843.46
Borrowings
75,105.61
57,033.92
55,159.87
47,738.90
65,576.72
66,438.94
58,603.97
49,689.91
43,729.79
31,414.88
Other Liabilities & Provisions
117,320.90
89,808.79
84,085.81
67,405.30
50,058.80
45,626.24
37,392.47
31,990.51
27,365.37
21,825.42
Total Liabilities
767,666.96
620,429.73
546,497.91
478,854.21
443,172.71
395,171.24
337,720.47
276,187.56
240,803.57
148,575.76
Net Block
2,562.51
2,261.20
1,909.63
1,740.16
1,860.96
1,883.71
1,749.83
1,755.20
1,761.02
1,384.97
Gross Block
6,401.58
5,583.30
5,060.14
4,638.64
4,499.79
4,396.36
4,433.65
4,336.70
4,046.92
2,675.00
Accumulated Depreciation
3,839.08
3,322.10
3,150.51
2,898.48
2,638.83
2,512.65
2,683.82
2,581.50
2,285.91
1,290.03
Total Non-Current Assets
744,566.20
599,631.97
523,578.13
458,572.08
427,016.67
380,097.18
323,124.38
262,930.20
228,427.15
142,509.51
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
36,286.74
19,985.20
36,049.18
12,528.00
9,513.23
10,910.92
8,933.50
7,512.23
6,924.90
3,945.12
Balance with banks and money at call
28,919.65
22,940.14
16,616.31
35,188.62
54,566.61
20,353.54
15,467.13
18,076.32
4,674.51
2,958.32
Investments
246,445.72
195,337.97
164,529.41
156,945.55
111,196.91
103,487.02
90,976.60
68,461.54
70,273.90
45,588.89
Advances
430,351.58
359,107.46
304,473.60
252,169.75
249,878.96
243,461.99
205,997.32
167,124.91
144,792.82
88,632.21
Other Assets
23,100.76
20,797.75
22,919.79
20,282.13
16,156.03
15,074.06
14,596.09
13,257.36
12,376.44
6,066.25
Total Assets
767,666.96
620,429.72
546,497.92
478,854.21
443,172.70
395,171.24
337,720.47
276,187.56
240,803.59
148,575.76
Contingent Liabilities
734,057.38
467,640.38
274,476.68
202,290.05
190,159.09
217,847.15
209,757.54
196,172.07
244,711.86
66,447.09
Bills for collection
47,467.71
44,655.24
38,709.28
41,272.80
39,518.98
31,852.23
24,255.31
20,318.26
14,964.05
4,419.99
Adjusted Book Value
653.41
562.55
486.90
425.55
348.32
302.71
264.93
209.09
181.86
143.32

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
15,685.00
-1,242.43
8,308.36
4,881.13
46,618.83
1,822.38
-10,392.41
13,222.50
5,024.58
2,301.72
PBT
23,863.38
19,646.18
15,948.30
13,168.34
11,421.80
10,575.72
9,158.22
7,331.93
5,023.74
4,549.98
Adjustment
-4,343.90
2,152.34
122.16
-1,268.57
3,967.80
548.67
645.31
-524.95
1,450.66
-1,906.24
Adjustments for Liabilities & Assets
2,203.11
-18,275.57
-4,017.75
-3,792.56
34,095.51
-5,870.54
-17,249.17
8,525.05
238.88
1,076.28
Refund/(Payment) of direct taxes
-6,037.59
-4,765.38
-3,744.34
-3,226.08
-2,866.28
-3,431.46
-2,946.77
-2,109.53
-1,688.70
-1,418.30
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-9,096.93
-10,550.18
-10,969.26
-11,116.14
-13,198.87
-3,382.56
-5,608.25
-5,268.09
-8,662.39
-4,467.08
Net Fixed Assets
-633.50
-379.28
-301.34
-109.83
-39.76
91.51
-35.30
-236.89
-1310.04
-268.30
Other Investment Activity
-15650.42
-15436.00
-15203.60
-16984.99
-7058.85
-9244.78
-8996.13
-12355.13
-7922.93
-3275.38
Cash from Financing Activity
15,515.11
1,883.00
7,543.40
-10,072.05
-735.00
8,364.59
14,679.40
6,055.26
2,024.41
2,425.69
Closing Cash & Equivalent
65,206.39
42,925.35
52,665.48
47,716.62
64,079.85
31,264.46
24,400.63
25,588.55
11,599.41
6,903.44
Net Cash Inflow / Outflow
22,103.18
-9,909.60
4,882.51
-16,307.05
32,684.96
6,804.42
-1,321.25
14,009.68
-1,613.40
260.34
Opening Cash & Equivalents
42,925.35
52,665.48
47,716.62
64,079.85
31,264.46
24,400.63
25,588.55
11,599.41
6,903.44
6,643.11

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value
653.41
562.55
486.90
425.55
348.32
302.71
264.93
209.09
181.86
143.32
NIM
4.54
4.64
4.25
4.35
4.13
3.87
3.94
4.16
4.09
4.50
Yield on Advances
13.07
11.74
11.08
13.01
13.40
12.25
12.20
13.36
14.09
15.03
Yield on Investments
6.52
5.53
7.03
7.04
7.98
7.07
7.01
8.94
7.29
10.38
Cost of Liabilities
4.34
3.45
3.16
3.97
4.88
5.21
4.99
5.58
6.19
6.68
Interest Spread
8.73
8.29
7.92
9.04
8.52
7.04
7.21
7.78
7.90
8.35
ROCE
15.06%
13.86%
12.79%
12.10%
11.88%
12.66%
12.95%
12.98%
13.01%
14.00%
Cost Income Ratio
63.97
62.62
64.52
63.12
59.44
62.26
61.35
63.24
64.43
67.21
Core Cost Income Ratio
71.35
62.04
66.93
71.28
58.33
64.81
63.81
69.64
64.72
80.80
Operating Costs to Assets
5.98
5.42
5.56
5.73
4.62
4.85
4.79
5.16
4.52
6.56
Loans/Deposits
0.17
0.16
0.18
0.17
0.25
0.30
0.31
0.32
0.32
0.43
Cash/Deposits
0.08
0.06
0.12
0.04
0.04
0.05
0.05
0.05
0.05
0.05
Investment/Deposits
0.55
0.54
0.53
0.56
0.43
0.46
0.48
0.44
0.52
0.63
Inc Loan/Deposits
16.87%
15.79%
17.79%
17.12%
25.18%
29.55%
30.64%
31.95%
32.17%
43.13%
Credit Deposits
96.65%
99.40%
98.19%
90.43%
95.96%
108.29%
107.72%
107.45%
106.51%
121.67%
Interest Expended / Interest earned
40.13%
34.19%
34.24%
39.51%
47.50%
50.91%
49.61%
51.32%
54.52%
52.30%
Interest income / Total funds
7.33%
6.79%
6.17%
6.85%
7.55%
7.55%
7.44%
8.08%
8.47%
8.96%
Interest Expended / Total funds
2.94%
2.32%
2.11%
2.71%
3.59%
3.84%
3.69%
4.15%
4.62%
4.69%
CASA
45.48%
52.78%
60.63%
60.47%
56.36%
52.47%
50.85%
44.34%
38.66%
37.13%

News Update:


  • Kotak Mahindra Bank reports 79% rise in Q1 consolidated net profit
    20th Jul 2024, 15:40 PM

    Total consolidated income of the bank increased by 21.00% at Rs 25,075.87 crore for Q1FY25

    Read More
  • Kotak Mahindra Bank sells 70% stake in Kotak Mahindra General Insurance
    19th Jun 2024, 10:37 AM

    The Bank now holds the remaining 30% of the share capital of Kotak General

    Read More
  • Kotak Mahindra Bank’s arm launches new protection plan ‘Kotak Gen2Gen Protect’
    14th Jun 2024, 14:27 PM

    This product offers an industry-first feature with an option of covering two generations with one plan, thus passing on the legacy of protection

    Read More
  • Kotak Mahindra Bank reports 17% rise in Q4 consolidated net profit
    4th May 2024, 15:32 PM

    Total consolidated income of the bank increased by 34.39% at Rs 27,907.33 crore for Q4FY24

    Read More
  • Kotak Mahindra Bank - Quarterly Results
    4th May 2024, 12:29 PM

    Read More
  • RBI bars Kotak Mahindra Bank from onboarding new customers online, issuing credit cards
    25th Apr 2024, 11:18 AM

    The bank shall, however, continue to provide services to its existing customers, including its credit card customers

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.