Nifty
:
24968.40
Sensex
:
81757.73
-143.05 (-0.57%)
-501.51 (-0.61%)
Nifty
Sensex
:
:
24968.40
81757.73
-143.05 (-0.57%)
-501.51 (-0.61%)

Kotak Mahindra Bank Ltd.

Bank - Private

Rating :
73/99

BSE: 500247 | NSE: KOTAKBANK

NSE BSE
2140.50
18-Jul-2025
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  2167.6
  •  2168
  •  2131
  •  2170.80
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  2566543
  •  5499825900.2
  •  2301.9
  •  1679.05

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 4,25,664.57
  • 19.24
  • 5
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 4,81,538.26
  • 0.12%
  • 2.70

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 25.88%
  • 1.75%
  • 8.43%
  • FII
  • DII
  • Others
  • 32.34%
  • 27.78%
  • 3.82%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 16.73
  • 3.28
  • 14.05

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 20.62
  • 17.25
  • 14.08

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 3.44
  • 2.99

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 32.42
  • 26.35
  • 20.35

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.81
  • 3.44
  • 2.99

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 22.77
  • 20.56
  • 17.81

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Var%
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Interest Earned
16,771.93
15,156.18
10.66%
16,633.14
14,494.96
14.75%
16,426.97
13,716.56
19.76%
15,836.79
12,868.93
23.06%
Interest Exp.
7,159.58
6,212.16
15.25%
7,170.74
5,985.48
19.80%
7,138.98
5,535.52
28.97%
6,805.25
4,834.08
40.78%
Net Interest Income
9,612.35
8,944.02
7.47%
9,462.40
8,509.48
11.20%
9,287.99
8,181.04
13.53%
9,031.54
8,034.85
12.40%
NIM
4.97
0.00
0
0.00
0.00
0
4.91
0.00
0
0.00
0.00
0
Other Income
10,402.49
12,751.15
-18.42%
7,312.65
9,588.19
-23.73%
10,453.05
7,842.96
33.28%
9,239.08
7,854.98
17.62%
Total Income
27,174.42
27,907.33
-2.63%
23,945.79
24,083.15
-0.57%
26,880.02
21,559.52
24.68%
25,075.87
20,723.91
21.00%
Operating Exp.
12,523.47
14,478.10
-13.50%
9,540.80
11,822.08
-19.30%
12,203.82
9,681.02
26.06%
11,488.59
9,889.62
16.17%
Operating Profit
7,491.37
7,217.07
3.80%
7,234.25
6,275.59
15.28%
7,537.22
6,342.98
18.83%
6,782.03
6,000.21
13.03%
Provision
1,140.27
442.05
157.95%
1,054.17
662.00
59.24%
890.36
454.64
95.84%
774.44
413.78
87.16%
PBT
6,351.10
6,775.02
-6.26%
6,180.08
5,613.59
10.09%
6,646.86
5,888.34
12.88%
9,810.99
5,586.43
75.62%
PBTM
37.87
44.70
-15.28%
37.16
38.73
-4.05%
40.46
42.93
-5.75%
61.95
43.41
42.71%
TAX
1,442.16
1,532.77
-5.91%
1,540.45
1,411.20
9.16%
1,649.08
1,465.48
12.53%
2,411.60
1,477.10
63.27%
PAT
4,908.94
5,242.25
-6.36%
4,639.63
4,202.39
10.40%
4,997.78
4,422.86
13.00%
7,399.39
4,109.33
80.06%
PATM
29.27%
34.59%
27.89%
28.99%
30.42%
32.24%
46.72%
31.93%
EPS
24.69
26.37
-6.37%
23.33
21.14
10.36%
25.14
22.24
13.04%
37.21
20.67
80.02%
Gross NPA
7,112.28
6,002.53
18.49%
7,218.17
6,981.15
3.40%
6,834.74
6,765.74
1.02%
6,251.42
6,587.43
-5.10%
Gross NPA%
1.45
1.38
5.07%
1.51
1.68
-10.12%
1.48
1.69
-12.43%
1.39
1.75
-20.57%
Net NPA
1,751.55
1,567.08
11.77%
2,070.42
1,487.03
39.23%
2,066.51
1,554.90
32.90%
1,688.80
1,579.62
6.91%
Net NPA%
0.36
0.36
0.00%
0.44
0.36
22.22%
0.45
0.39
15.38%
0.38
0.43
-11.63%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Interest Income
-
37,394.28
33,669.39
27,739.93
22,187.08
19,853.28
17,573.48
14,644.61
12,664.23
10,866.70
9,278.67
Interest Earned
-
65,668.83
56,236.63
42,151.06
33,740.62
32,819.83
33,474.16
29,831.22
25,131.08
22,324.21
20,401.64
Interest Expended
-
28,274.55
22,567.24
14,411.13
11,553.54
12,966.55
15,900.68
15,186.61
12,466.85
11,457.51
11,122.97
Int. income Growth
-
11.06%
21.38%
25.03%
11.76%
12.97%
20.00%
15.64%
16.54%
17.11%
 
Other Income
-
41,233.41
38,037.28
25,990.97
24,941.06
23,587.68
16,891.58
16,147.89
13,682.23
11,659.56
7,630.73
Total Income
-
78,627.69
71,706.67
53,730.90
47,128.14
43,440.96
34,465.06
30,792.50
26,346.46
22,526.26
16,909.40
Total Expenditure
-
48,697.75
47,051.55
33,485.46
30,699.48
29,811.57
22,578.36
19,758.37
16,804.80
14,832.11
11,541.14
Employee Cost
-
11,963.60
10,347.31
8,479.03
7,140.93
5,855.70
5,755.97
4,850.90
4,380.90
3,982.31
3,854.05
% Of Sales
-
18.22%
18.40%
20.12%
21.16%
17.84%
17.20%
16.26%
17.43%
17.84%
18.89%
Opt. & Establishment Exp.
-
34,756.73
36,315.27
25,765.27
23,748.75
22,025.54
15,194.07
14,778.94
12,166.02
10,625.30
7,384.54
% Of Sales
-
52.93%
64.58%
61.13%
70.39%
67.11%
45.39%
49.54%
48.41%
47.60%
36.20%
Provisions
-
3,859.24
1,972.47
439.68
770.50
2,852.43
2,558.10
1,045.37
1,024.74
948.92
991.57
% Of Sales
-
5.88%
3.51%
1.04%
2.28%
8.69%
7.64%
3.50%
4.08%
4.25%
4.86%
EBITDA
-
29,929.94
24,655.12
20,245.44
16,428.66
13,629.39
11,886.70
11,034.13
9,541.66
7,694.15
5,368.26
EBITDA Margin
-
80.04%
73.23%
72.98%
74.05%
68.65%
67.64%
75.35%
75.34%
70.80%
57.86%
Depreciation
-
940.91
791.75
599.26
480.35
461.05
464.89
458.42
383.43
362.21
344.51
PBT
-
28,989.03
23,863.38
19,646.18
15,948.30
13,168.34
11,421.80
10,575.72
9,158.23
7,331.93
5,023.74
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-
7,043.29
5,886.55
4,865.74
4,016.43
3,265.44
2,814.72
3,456.02
3,011.09
2,382.85
1,592.62
Tax Rate
-
24.30%
24.67%
24.77%
25.18%
24.80%
24.64%
32.68%
32.88%
32.50%
31.70%
PAT
-
21,945.74
17,976.83
14,780.44
11,931.87
9,902.90
8,607.08
7,119.70
6,090.47
4,870.25
3,365.93
PAT before Minority Interest
-
21,945.74
17,976.83
14,780.44
11,931.87
9,902.90
8,607.08
7,119.70
6,147.14
4,949.08
3,431.12
Minority Interest
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
-56.67
-78.83
-65.19
PAT Margin
-
27.91%
25.07%
27.51%
25.32%
22.80%
24.97%
23.12%
23.12%
21.62%
19.91%
PAT Growth
-
22.08%
21.63%
23.87%
20.49%
15.06%
20.89%
16.90%
25.05%
44.69%
 
EPS
-
110.37
90.41
74.34
60.01
49.81
43.29
35.81
30.63
24.49
16.93

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
1,57,489.35
1,29,971.69
1,12,314.40
97,165.34
84,838.60
67,136.98
58,281.80
50,488.23
38,492.71
33,364.05
Share Capital
994.11
993.96
1,493.28
1,492.33
1,490.92
1,456.52
1,454.38
952.82
920.45
917.19
Total Reserves
1,56,400.97
1,28,898.44
1,10,760.81
95,641.70
83,345.53
65,677.60
56,825.35
49,533.24
37,570.39
32,443.45
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
474.43
395.60
Deposits
4,94,707.48
4,45,268.76
3,61,272.62
3,10,086.89
2,78,871.41
2,60,400.21
2,24,824.26
1,91,235.80
1,55,540.00
1,35,948.76
Borrowings
97,622.03
75,105.61
57,033.92
55,159.87
47,738.90
65,576.72
66,438.94
58,603.97
49,689.91
43,729.79
Other Liabilities & Provisions
1,29,955.48
1,17,320.90
89,808.79
84,085.81
67,405.30
50,058.80
45,626.24
37,392.47
31,990.51
27,365.37
Total Liabilities
8,79,774.34
7,67,666.96
6,20,429.73
5,46,497.91
4,78,854.21
4,43,172.71
3,95,171.24
3,37,720.47
2,76,187.56
2,40,803.57
Net Block
2,810.80
2,562.51
2,261.20
1,909.63
1,740.16
1,860.96
1,883.71
1,749.83
1,755.20
1,761.02
Gross Block
7,407.90
6,401.58
5,583.30
5,060.14
4,638.64
4,499.79
4,396.36
4,433.65
4,336.70
4,046.92
Accumulated Depreciation
4,597.10
3,839.08
3,322.10
3,150.51
2,898.48
2,638.83
2,512.65
2,683.82
2,581.50
2,285.91
Total Non-Current Assets
8,52,293.07
7,44,566.20
5,99,631.97
5,23,578.13
4,58,572.08
4,27,016.67
3,80,097.18
3,23,124.38
2,62,930.20
2,28,427.15
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
41,748.35
36,286.74
19,985.20
36,049.18
12,528.00
9,513.23
10,910.92
8,933.50
7,512.23
6,924.90
Balance with banks and money at call
37,313.40
28,919.65
22,940.14
16,616.31
35,188.62
54,566.61
20,353.54
15,467.13
18,076.32
4,674.51
Investments
2,84,255.00
2,46,445.72
1,95,337.97
1,64,529.41
1,56,945.55
1,11,196.91
1,03,487.02
90,976.60
68,461.54
70,273.90
Advances
4,86,165.52
4,30,351.58
3,59,107.46
3,04,473.60
2,52,169.75
2,49,878.96
2,43,461.99
2,05,997.32
1,67,124.91
1,44,792.82
Other Assets
27,481.26
23,100.76
20,797.75
22,919.79
20,282.13
16,156.03
15,074.06
14,596.09
13,257.36
12,376.44
Total Assets
8,79,774.33
7,67,666.96
6,20,429.72
5,46,497.92
4,78,854.21
4,43,172.70
3,95,171.24
3,37,720.47
2,76,187.56
2,40,803.59
Contingent Liabilities
11,27,159.26
7,34,057.38
4,67,640.38
2,74,476.68
2,02,290.05
1,90,159.09
2,17,847.15
2,09,757.54
1,96,172.07
2,44,711.86
Bills for collection
52,690.82
47,467.71
44,655.24
38,709.28
41,272.80
39,518.98
31,852.23
24,255.31
20,318.26
14,964.05
Adjusted Book Value
791.64
653.41
562.55
486.90
425.55
348.32
302.71
264.93
209.09
181.86

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
16,915.73
15,685.00
-1,242.43
8,308.36
4,881.13
46,618.83
1,822.38
-10,392.41
13,222.50
5,024.58
PBT
28,989.03
23,863.38
19,646.18
15,948.30
13,168.34
11,421.80
10,575.72
9,158.22
7,331.93
5,023.74
Adjustment
-3,534.68
-4,343.90
2,152.34
122.16
-1,268.57
3,967.80
548.67
645.31
-524.95
1,450.66
Adjustments for Liabilities & Assets
-2,199.90
2,203.11
-18,275.57
-4,017.75
-3,792.56
34,095.51
-5,870.54
-17,249.17
8,525.05
238.88
Refund/(Payment) of direct taxes
-6,338.71
-6,037.59
-4,765.38
-3,744.34
-3,226.08
-2,866.28
-3,431.46
-2,946.77
-2,109.53
-1,688.70
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-25,272.08
-9,096.93
-10,550.18
-10,969.26
-11,116.14
-13,198.87
-3,382.56
-5,608.25
-5,268.09
-8,662.39
Net Fixed Assets
-863.51
-633.50
-379.28
-301.34
-109.83
-39.76
91.51
-35.30
-236.89
-1310.04
Other Investment Activity
-15060.68
-15650.42
-15436.00
-15203.60
-16984.99
-7058.85
-9244.78
-8996.13
-12355.13
-7922.93
Cash from Financing Activity
22,165.20
15,515.11
1,883.00
7,543.40
-10,072.05
-735.00
8,364.59
14,679.40
6,055.26
2,024.41
Closing Cash & Equivalent
79,061.75
65,206.39
42,925.35
52,665.48
47,716.62
64,079.85
31,264.46
24,400.63
25,588.55
11,599.41
Net Cash Inflow / Outflow
13,808.86
22,103.18
-9,909.60
4,882.51
-16,307.05
32,684.96
6,804.42
-1,321.25
14,009.68
-1,613.40
Opening Cash & Equivalents
65,206.39
42,925.35
52,665.48
47,716.62
64,079.85
31,264.46
24,400.63
25,588.55
11,599.41
6,903.44

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value
791.64
653.41
562.55
486.90
425.55
348.32
302.71
264.93
209.09
181.86
NIM
4.40
4.54
4.64
4.25
4.35
4.13
3.87
3.94
4.16
4.09
Yield on Advances
13.51
13.07
11.74
11.08
13.01
13.40
12.25
12.20
13.36
14.09
Yield on Investments
8.64
6.52
5.53
7.03
7.04
7.98
7.07
7.01
8.94
7.29
Cost of Liabilities
4.77
4.34
3.45
3.16
3.97
4.88
5.21
4.99
5.58
6.19
Interest Spread
8.73
8.73
8.29
7.92
9.04
8.52
7.04
7.21
7.78
7.90
ROCE
15.14%
15.06%
13.86%
12.79%
12.10%
11.88%
12.66%
12.95%
12.98%
13.01%
Cost Income Ratio
58.22
63.97
62.62
64.52
63.12
59.44
62.26
61.35
63.24
64.43
Core Cost Income Ratio
65.15
71.35
62.04
66.93
71.28
58.33
64.81
63.81
69.64
64.72
Operating Costs to Assets
5.20
5.98
5.42
5.56
5.73
4.62
4.85
4.79
5.16
4.52
Loans/Deposits
0.20
0.17
0.16
0.18
0.17
0.25
0.30
0.31
0.32
0.32
Cash/Deposits
0.08
0.08
0.06
0.12
0.04
0.04
0.05
0.05
0.05
0.05
Investment/Deposits
0.57
0.55
0.54
0.53
0.56
0.43
0.46
0.48
0.44
0.52
Inc Loan/Deposits
19.73%
16.87%
15.79%
17.79%
17.12%
25.18%
29.55%
30.64%
31.95%
32.17%
Credit Deposits
98.27%
96.65%
99.40%
98.19%
90.43%
95.96%
108.29%
107.72%
107.45%
106.51%
Interest Expended / Interest earned
43.06%
40.13%
34.19%
34.24%
39.51%
47.50%
50.91%
49.61%
51.32%
54.52%
Interest income / Total funds
7.46%
7.33%
6.79%
6.17%
6.85%
7.55%
7.55%
7.44%
8.08%
8.47%
Interest Expended / Total funds
3.21%
2.94%
2.32%
2.11%
2.71%
3.59%
3.84%
3.69%
4.15%
4.62%
CASA
42.99%
45.48%
52.78%
60.63%
60.47%
56.36%
52.47%
50.85%
44.34%
38.66%

Annual Reports:

FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016

News Update:


  • Kotak Mahindra Bank reports 15% rise in total deposits in Q1FY26
    8th Jul 2025, 11:43 AM

    Its net advances (EOP) were up by 14% to Rs 4,44,731 crore (Provisional) in Q1FY26 as against Rs 3,89,957 crore as of June 30, 2024

    Read More
  • Kotak Mahindra Bank reports 8% fall in Q4 consolidated net profit
    5th May 2025, 11:52 AM

    Consolidated total income of the bank decreased by 2.63% at Rs 27,174.42 crore for Q4FY25

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.