Nifty
:
24636.00
Sensex
:
78954.76
11.35 (0.05%)
373.76 (0.48%)
Nifty
Sensex
:
:
24636.00
78954.76
11.35 (0.05%)
373.76 (0.48%)

Kotak Mahindra Bank Ltd.

Bank - Private

Rating :
62/99

BSE: 500247 | NSE: KOTAKBANK

NSE BSE
394.00
06-Aug-2026
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  397.25
  •  398.8
  •  393.75
  •  400.00
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  10378024
  •  4107147425.4
  •  453.2
  •  345.5

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 3,91,926.41
  • 19.31
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 4,36,038.20
  • 0.17%
  • 2.10

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 25.87%
  • 1.84%
  • 8.34%
  • FII
  • DII
  • Others
  • 25.21%
  • 34.63%
  • 4.11%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 10.90
  • 6.24
  • -3.00

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 14.69
  • 9.96
  • 2.18

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 3.05
  • 2.59

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 27.80
  • 21.64
  • 19.80

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.55
  • 3.05
  • 2.59

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 21.31
  • 18.55
  • 15.58

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 26
Jun 25
Var%
Mar 26
Mar 25
Var%
Dec 25
Dec 24
Var%
Sep 25
Sep 24
Var%
Interest Earned
18,354.57
17,248.31
6.41%
17,827.36
16,771.93
6.29%
17,506.80
16,633.14
5.25%
17,198.74
16,426.97
4.70%
Interest Exp.
7,702.54
7,527.09
2.33%
7,375.90
7,156.99
3.06%
7,384.43
7,169.69
3.00%
7,332.56
7,138.98
2.71%
Net Interest Income
10,652.03
9,721.22
9.58%
10,451.46
9,614.94
8.70%
10,122.37
9,463.45
6.96%
9,866.18
9,287.99
6.23%
NIM
0.00
4.65
-100.00%
0.00
0.00
0
0.00
0.00
0
4.54
4.91
-7.54%
Other Income
11,714.03
9,455.61
23.88%
10,280.24
10,402.49
-1.18%
10,343.99
7,312.65
41.45%
7,702.65
10,453.05
-26.31%
Total Income
30,068.60
26,703.92
12.60%
28,107.60
27,174.42
3.43%
27,850.79
23,945.79
16.31%
24,901.39
26,880.02
-7.36%
Operating Exp.
14,092.37
11,802.26
19.40%
13,071.07
12,526.06
4.35%
12,993.43
9,541.85
36.17%
10,551.64
12,203.82
-13.54%
Operating Profit
8,273.69
7,374.57
12.19%
7,660.63
7,491.37
2.26%
7,472.93
7,234.25
3.30%
7,017.19
7,537.22
-6.90%
Provision
764.83
1,321.17
-42.11%
585.21
1,140.27
-48.68%
939.59
1,054.17
-10.87%
1,054.42
890.36
18.43%
PBT
7,508.86
6,053.40
24.04%
7,443.21
6,351.10
17.20%
6,533.34
6,180.08
5.72%
5,962.77
6,646.86
-10.29%
PBTM
40.91
35.10
16.55%
41.75
37.87
10.25%
37.32
37.16
0.43%
34.67
40.46
-14.31%
TAX
2,021.80
1,624.27
24.47%
2,041.66
1,442.16
41.57%
1,629.34
1,540.45
5.77%
1,516.83
1,649.08
-8.02%
PAT
5,487.06
4,429.13
23.89%
5,401.55
4,908.94
10.03%
4,904.00
4,639.63
5.70%
4,445.94
4,997.78
-11.04%
PATM
29.89%
25.68%
30.30%
29.27%
28.01%
27.89%
25.85%
30.42%
EPS
5.52
4.45
24.04%
5.43
4.94
9.92%
4.93
4.66
5.79%
4.47
5.02
-10.96%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Net Interest Income
41,092.04
40,161.23
37,397.92
33,669.39
27,739.93
22,187.08
19,853.28
17,573.48
14,644.61
12,664.23
10,866.70
Interest Earned
70,887.47
69,781.21
65,668.83
56,236.63
42,151.06
33,740.62
32,819.83
33,474.16
29,831.22
25,131.08
22,324.21
Interest Expended
29,795.43
29,619.98
28,270.91
22,567.24
14,411.13
11,553.54
12,966.55
15,900.68
15,186.61
12,466.85
11,457.51
Int. income Growth
7.89%
7.39%
11.07%
21.38%
25.03%
11.76%
12.97%
20.00%
15.64%
16.54%
 
Other Income
40,040.91
38,166.38
41,233.41
38,037.28
25,990.97
24,941.06
23,587.68
16,891.58
16,147.89
13,682.23
11,659.56
Total Income
1,10,928.38
78,327.61
78,631.33
71,706.67
53,730.90
47,128.14
43,440.96
34,465.06
30,792.50
26,346.46
22,526.26
Total Expenditure
50,708.51
51,302.96
48,701.39
47,051.55
33,485.46
30,699.48
29,811.57
22,578.36
19,758.37
16,804.80
14,832.11
Employee Cost
-
12,963.80
11,963.60
10,347.31
8,479.03
7,140.93
5,855.70
5,755.97
4,850.90
4,380.90
3,982.31
% Of Sales
-
18.58%
18.22%
18.40%
20.12%
21.16%
17.84%
17.20%
16.26%
17.43%
17.84%
Opt. & Establishment Exp.
-
36,502.61
34,760.37
36,315.27
25,765.27
23,748.75
22,025.54
15,194.07
14,778.94
12,166.02
10,625.30
% Of Sales
-
52.31%
52.93%
64.58%
61.13%
70.39%
67.11%
45.39%
49.54%
48.41%
47.60%
Provisions
-
3,900.39
3,859.24
1,972.47
439.68
770.50
2,852.43
2,558.10
1,045.37
1,024.74
948.92
% Of Sales
-
5.59%
5.88%
3.51%
1.04%
2.28%
8.69%
7.64%
3.50%
4.08%
4.25%
EBITDA
30,424.44
27,024.65
29,929.94
24,655.12
20,245.44
16,428.66
13,629.39
11,886.70
11,034.13
9,541.66
7,694.15
EBITDA Margin
28.47%
67.29%
80.03%
73.23%
72.98%
74.05%
68.65%
67.64%
75.35%
75.34%
70.80%
Depreciation
0.00
1,031.92
940.91
791.75
599.26
480.35
461.05
464.89
458.42
383.43
362.21
PBT
27,448.18
25,992.73
28,989.03
23,863.38
19,646.18
15,948.30
13,168.34
11,421.80
10,575.72
9,158.23
7,331.93
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
7,209.63
6,812.10
7,043.29
5,886.55
4,865.74
4,016.43
3,265.44
2,814.72
3,456.02
3,011.09
2,382.85
Tax Rate
26.27%
26.21%
24.30%
24.67%
24.77%
25.18%
24.80%
24.64%
32.68%
32.88%
32.50%
PAT
20,238.55
19,180.63
21,945.74
17,976.83
14,780.44
11,931.87
9,902.90
8,607.08
7,119.70
6,090.47
4,870.25
PAT before Minority Interest
20,238.55
19,180.63
21,945.74
17,976.83
14,780.44
11,931.87
9,902.90
8,607.08
7,119.70
6,147.14
4,949.08
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
-56.67
-78.83
PAT Margin
24.94%
24.49%
27.91%
25.07%
27.51%
25.32%
22.80%
24.97%
23.12%
23.12%
21.62%
PAT Growth
6.66%
-12.60%
22.08%
21.63%
23.87%
20.49%
15.06%
20.89%
16.90%
25.05%
 
EPS
20.35
19.28
22.06
18.07
14.86
12.00
9.96
8.65
7.16
6.12
4.90

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Shareholder's Funds
1,81,225.87
1,57,489.35
1,29,971.69
1,12,314.40
97,165.34
84,838.60
67,136.98
58,281.80
50,488.23
38,492.71
Share Capital
994.65
994.11
993.96
1,493.28
1,492.33
1,490.92
1,456.52
1,454.38
952.82
920.45
Total Reserves
1,80,118.10
1,56,400.97
1,28,898.44
1,10,760.81
95,641.70
83,345.53
65,677.60
56,825.35
49,533.24
37,570.39
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
474.43
Deposits
5,66,940.33
4,94,707.48
4,45,268.76
3,61,272.62
3,10,086.89
2,78,871.41
2,60,400.21
2,24,824.26
1,91,235.80
1,55,540.00
Borrowings
95,393.53
97,622.03
75,105.61
57,033.92
55,159.87
47,738.90
65,576.72
66,438.94
58,603.97
49,689.91
Other Liabilities & Provisions
1,59,793.06
1,29,955.48
1,17,320.90
89,808.79
84,085.81
67,405.30
50,058.80
45,626.24
37,392.47
31,990.51
Total Liabilities
10,03,352.79
8,79,774.34
7,67,666.96
6,20,429.73
5,46,497.91
4,78,854.21
4,43,172.71
3,95,171.24
3,37,720.47
2,76,187.56
Net Block
2,852.80
2,810.80
2,562.51
2,261.20
1,909.63
1,740.16
1,860.96
1,883.71
1,749.83
1,755.20
Gross Block
8,127.54
7,407.90
6,401.58
5,583.30
5,060.14
4,638.64
4,499.79
4,396.36
4,433.65
4,336.70
Accumulated Depreciation
5,274.74
4,597.10
3,839.08
3,322.10
3,150.51
2,898.48
2,638.83
2,512.65
2,683.82
2,581.50
Total Non-Current Assets
9,61,344.60
8,52,293.07
7,44,566.20
5,99,631.97
5,23,578.13
4,58,572.08
4,27,016.67
3,80,097.18
3,23,124.38
2,62,930.20
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
51,281.74
41,748.35
36,286.74
19,985.20
36,049.18
12,528.00
9,513.23
10,910.92
8,933.50
7,512.23
Balance with banks and money at call
50,809.37
37,313.40
28,919.65
22,940.14
16,616.31
35,188.62
54,566.61
20,353.54
15,467.13
18,076.32
Investments
2,90,632.81
2,84,255.00
2,46,445.72
1,95,337.97
1,64,529.41
1,56,945.55
1,11,196.91
1,03,487.02
90,976.60
68,461.54
Advances
5,65,767.88
4,86,165.52
4,30,351.58
3,59,107.46
3,04,473.60
2,52,169.75
2,49,878.96
2,43,461.99
2,05,997.32
1,67,124.91
Other Assets
42,008.20
27,481.26
23,100.76
20,797.75
22,919.79
20,282.13
16,156.03
15,074.06
14,596.09
13,257.36
Total Assets
10,03,352.80
8,79,774.33
7,67,666.96
6,20,429.72
5,46,497.92
4,78,854.21
4,43,172.70
3,95,171.24
3,37,720.47
2,76,187.56
Contingent Liabilities
9,89,791.42
11,27,159.26
7,34,057.38
4,67,640.38
2,74,476.68
2,02,290.05
1,90,159.09
2,17,847.15
2,09,757.54
1,96,172.07
Bills for collection
68,473.75
52,690.82
47,467.71
44,655.24
38,709.28
41,272.80
39,518.98
31,852.23
24,255.31
20,318.26
Adjusted Book Value
182.09
158.33
653.41
562.55
486.90
425.55
348.32
302.71
264.93
209.09

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Cash From Operating Activity
41,726.51
16,915.73
15,685.00
-1,242.43
8,308.36
4,881.13
46,618.83
1,822.38
-10,392.41
13,222.50
PBT
25,992.73
28,989.03
23,863.38
19,646.18
15,948.30
13,168.34
11,421.80
10,575.72
9,158.22
7,331.93
Adjustment
4,193.60
-3,534.68
-4,343.90
2,152.34
122.16
-1,268.57
3,967.80
548.67
645.31
-524.95
Adjustments for Liabilities & Assets
17,973.52
-2,199.90
2,203.11
-18,275.57
-4,017.75
-3,792.56
34,095.51
-5,870.54
-17,249.17
8,525.05
Refund/(Payment) of direct taxes
-6,433.33
-6,338.71
-6,037.59
-4,765.38
-3,744.34
-3,226.08
-2,866.28
-3,431.46
-2,946.77
-2,109.53
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-16,519.14
-25,272.08
-9,096.93
-10,550.18
-10,969.26
-11,116.14
-13,198.87
-3,382.56
-5,608.25
-5,268.09
Net Fixed Assets
-554.14
-863.51
-633.50
-379.28
-301.34
-109.83
-39.76
91.51
-35.30
-236.89
Other Investment Activity
-31789.97
-15060.68
-15650.42
-15436.00
-15203.60
-16984.99
-7058.85
-9244.78
-8996.13
-12355.13
Cash from Financing Activity
-2,538.43
22,165.20
15,515.11
1,883.00
7,543.40
-10,072.05
-735.00
8,364.59
14,679.40
6,055.26
Closing Cash & Equivalent
1,02,091.10
79,061.75
65,206.39
42,925.35
52,665.48
47,716.62
64,079.85
31,264.46
24,400.63
25,588.55
Net Cash Inflow / Outflow
22,668.95
13,808.86
22,103.18
-9,909.60
4,882.51
-16,307.05
32,684.96
6,804.42
-1,321.25
14,009.68
Opening Cash & Equivalents
79,061.75
65,206.39
42,925.35
52,665.48
47,716.62
64,079.85
31,264.46
24,400.63
25,588.55
11,599.41

Financial Ratios

Consolidated /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Book Value
182.09
158.33
653.41
562.55
486.90
425.55
348.32
302.71
264.93
209.09
NIM
4.19
4.40
4.54
4.64
4.25
4.35
4.13
3.87
3.94
4.16
Yield on Advances
12.33
13.51
13.07
11.74
11.08
13.01
13.40
12.25
12.20
13.36
Yield on Investments
7.12
8.64
6.52
5.53
7.03
7.04
7.98
7.07
7.01
8.94
Cost of Liabilities
4.47
4.77
4.34
3.45
3.16
3.97
4.88
5.21
4.99
5.58
Interest Spread
7.86
8.73
8.73
8.29
7.92
9.04
8.52
7.04
7.21
7.78
ROCE
12.05%
15.14%
15.06%
13.86%
12.79%
12.10%
11.88%
12.66%
12.95%
12.98%
Cost Income Ratio
61.84
58.23
63.97
62.62
64.52
63.12
59.44
62.26
61.35
63.24
Core Cost Income Ratio
62.57
65.16
71.35
62.04
66.93
71.28
58.33
64.81
63.81
69.64
Operating Costs to Assets
4.83
5.20
5.98
5.42
5.56
5.73
4.62
4.85
4.79
5.16
Loans/Deposits
0.17
0.20
0.17
0.16
0.18
0.17
0.25
0.30
0.31
0.32
Cash/Deposits
0.09
0.08
0.08
0.06
0.12
0.04
0.04
0.05
0.05
0.05
Investment/Deposits
0.51
0.57
0.55
0.54
0.53
0.56
0.43
0.46
0.48
0.44
Inc Loan/Deposits
16.83%
19.73%
16.87%
15.79%
17.79%
17.12%
25.18%
29.55%
30.64%
31.95%
Credit Deposits
99.79%
98.27%
96.65%
99.40%
98.19%
90.43%
95.96%
108.29%
107.72%
107.45%
Interest Expended / Interest earned
42.45%
43.05%
40.13%
34.19%
34.24%
39.51%
47.50%
50.91%
49.61%
51.32%
Interest income / Total funds
6.95%
7.46%
7.33%
6.79%
6.17%
6.85%
7.55%
7.55%
7.44%
8.08%
Interest Expended / Total funds
2.95%
3.21%
2.94%
2.32%
2.11%
2.71%
3.59%
3.84%
3.69%
4.15%
CASA
43.22%
42.99%
45.48%
52.78%
60.63%
60.47%
56.36%
52.47%
50.85%
44.34%

Annual Reports:

FY 2026
FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017

News Update:


  • Kotak Mahindra Bank - Quarterly Results
    19th Jul 2026, 00:00 AM

    Read More
  • Kotak Mahindra Bank reports 23% rise in Q1 consolidated net profit
    18th Jul 2026, 16:42 PM

    Consolidated total income of the bank has increased by 12.60% to Rs 30,068.60 crore for Q1FY27

    Read More
  • Kotak Mahindra Bank reports 12% rise in total deposits in Q1FY27
    6th Jul 2026, 14:09 PM

    CASA (EOP) grew by 10.20%, from Rs 2,09,645 crore in Q1FY26 to Rs 2,31,019 crore in Q1FY27

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.