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:
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Nifty
Sensex
:
:
24176.15
77328.19
-150.50 (-0.62%)
-516.33 (-0.66%)

Kotak Mahindra Bank Ltd.

Bank - Private

Rating :
63/99

BSE: 500247 | NSE: KOTAKBANK

NSE BSE
380.80
08-May-2026
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  379
  •  381.5
  •  374
  •  379.40
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  16183126
  •  6123916353.25
  •  453.2
  •  345.5

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 3,78,711.65
  • 19.63
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 4,34,585.34
  • 0.17%
  • 2.09

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 25.87%
  • 1.88%
  • 8.34%
  • FII
  • DII
  • Others
  • 26.4%
  • 33.11%
  • 4.40%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 16.73
  • 3.28
  • 14.05

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 20.62
  • 17.25
  • 14.08

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 3.15
  • 2.69

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 28.77
  • 22.45
  • 20.02

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.64
  • 3.15
  • 2.69

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 21.77
  • 19.04
  • 16.04

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Var%
Dec 25
Dec 24
Var%
Sep 25
Sep 24
Var%
Jun 25
Jun 24
Var%
Interest Earned
17,827.36
16,771.93
6.29%
17,506.80
16,633.14
5.25%
17,198.74
16,426.97
4.70%
17,248.31
15,836.79
8.91%
Interest Exp.
7,375.90
7,156.99
3.06%
7,384.43
7,169.69
3.00%
7,332.56
7,138.98
2.71%
7,529.33
6,805.25
10.64%
Net Interest Income
10,451.46
9,614.94
8.70%
10,122.37
9,463.45
6.96%
9,866.18
9,287.99
6.23%
9,718.98
9,031.54
7.61%
NIM
0.00
0.00
0
0.00
0.00
0
4.54
4.91
-7.54%
4.65
0.00
0
Other Income
10,280.24
10,402.49
-1.18%
10,343.99
7,312.65
41.45%
7,702.65
10,453.05
-26.31%
9,455.61
9,239.08
2.34%
Total Income
28,107.60
27,174.42
3.43%
27,850.79
23,945.79
16.31%
24,901.39
26,880.02
-7.36%
26,703.92
25,075.87
6.49%
Operating Exp.
13,071.07
12,526.06
4.35%
12,993.43
9,541.85
36.17%
10,551.64
12,203.82
-13.54%
11,800.02
11,488.59
2.71%
Operating Profit
7,660.63
7,491.37
2.26%
7,472.93
7,234.25
3.30%
7,017.19
7,537.22
-6.90%
7,374.57
6,782.03
8.74%
Provision
585.21
1,140.27
-48.68%
939.59
1,054.17
-10.87%
1,054.42
890.36
18.43%
1,321.17
774.44
70.60%
PBT
7,443.21
6,351.10
17.20%
6,533.34
6,180.08
5.72%
5,962.77
6,646.86
-10.29%
6,053.40
9,810.99
-38.30%
PBTM
41.75
37.87
10.25%
37.32
37.16
0.43%
34.67
40.46
-14.31%
35.10
61.95
-43.34%
TAX
2,041.66
1,442.16
41.57%
1,629.34
1,540.45
5.77%
1,516.83
1,649.08
-8.02%
1,624.27
2,411.60
-32.65%
PAT
5,401.55
4,908.94
10.03%
4,904.00
4,639.63
5.70%
4,445.94
4,997.78
-11.04%
4,429.13
7,399.39
-40.14%
PATM
30.30%
29.27%
28.01%
27.89%
25.85%
30.42%
25.68%
46.72%
EPS
5.43
4.94
9.92%
4.93
4.66
5.79%
4.47
5.02
-10.96%
4.45
7.44
-40.19%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Interest Income
40,158.99
37,394.28
33,669.39
27,739.93
22,187.08
19,853.28
17,573.48
14,644.61
12,664.23
10,866.70
9,278.67
Interest Earned
69,781.21
65,668.83
56,236.63
42,151.06
33,740.62
32,819.83
33,474.16
29,831.22
25,131.08
22,324.21
20,401.64
Interest Expended
29,622.22
28,274.55
22,567.24
14,411.13
11,553.54
12,966.55
15,900.68
15,186.61
12,466.85
11,457.51
11,122.97
Int. income Growth
7.38%
11.06%
21.38%
25.03%
11.76%
12.97%
20.00%
15.64%
16.54%
17.11%
 
Other Income
37,782.49
41,233.41
38,037.28
25,990.97
24,941.06
23,587.68
16,891.58
16,147.89
13,682.23
11,659.56
7,630.73
Total Income
1,07,563.70
78,627.69
71,706.67
53,730.90
47,128.14
43,440.96
34,465.06
30,792.50
26,346.46
22,526.26
16,909.40
Total Expenditure
48,416.16
48,697.75
47,051.55
33,485.46
30,699.48
29,811.57
22,578.36
19,758.37
16,804.80
14,832.11
11,541.14
Employee Cost
-
11,963.60
10,347.31
8,479.03
7,140.93
5,855.70
5,755.97
4,850.90
4,380.90
3,982.31
3,854.05
% Of Sales
-
18.22%
18.40%
20.12%
21.16%
17.84%
17.20%
16.26%
17.43%
17.84%
18.89%
Opt. & Establishment Exp.
-
34,756.73
36,315.27
25,765.27
23,748.75
22,025.54
15,194.07
14,778.94
12,166.02
10,625.30
7,384.54
% Of Sales
-
52.93%
64.58%
61.13%
70.39%
67.11%
45.39%
49.54%
48.41%
47.60%
36.20%
Provisions
-
3,859.24
1,972.47
439.68
770.50
2,852.43
2,558.10
1,045.37
1,024.74
948.92
991.57
% Of Sales
-
5.88%
3.51%
1.04%
2.28%
8.69%
7.64%
3.50%
4.08%
4.25%
4.86%
EBITDA
29,525.32
29,929.94
24,655.12
20,245.44
16,428.66
13,629.39
11,886.70
11,034.13
9,541.66
7,694.15
5,368.26
EBITDA Margin
30.62%
80.04%
73.23%
72.98%
74.05%
68.65%
67.64%
75.35%
75.34%
70.80%
57.86%
Depreciation
0.00
940.91
791.75
599.26
480.35
461.05
464.89
458.42
383.43
362.21
344.51
PBT
25,992.72
28,989.03
23,863.38
19,646.18
15,948.30
13,168.34
11,421.80
10,575.72
9,158.23
7,331.93
5,023.74
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
6,812.10
7,043.29
5,886.55
4,865.74
4,016.43
3,265.44
2,814.72
3,456.02
3,011.09
2,382.85
1,592.62
Tax Rate
26.21%
24.30%
24.67%
24.77%
25.18%
24.80%
24.64%
32.68%
32.88%
32.50%
31.70%
PAT
19,180.62
21,945.74
17,976.83
14,780.44
11,931.87
9,902.90
8,607.08
7,119.70
6,090.47
4,870.25
3,365.93
PAT before Minority Interest
19,180.62
21,945.74
17,976.83
14,780.44
11,931.87
9,902.90
8,607.08
7,119.70
6,147.14
4,949.08
3,431.12
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
-56.67
-78.83
-65.19
PAT Margin
24.61%
27.91%
25.07%
27.51%
25.32%
22.80%
24.97%
23.12%
23.12%
21.62%
19.91%
PAT Growth
-12.60%
22.08%
21.63%
23.87%
20.49%
15.06%
20.89%
16.90%
25.05%
44.69%
 
EPS
19.28
22.06
18.07
14.86
12.00
9.96
8.65
7.16
6.12
4.90
3.38

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
1,57,489.35
1,29,971.69
1,12,314.40
97,165.34
84,838.60
67,136.98
58,281.80
50,488.23
38,492.71
33,364.05
Share Capital
994.11
993.96
1,493.28
1,492.33
1,490.92
1,456.52
1,454.38
952.82
920.45
917.19
Total Reserves
1,56,400.97
1,28,898.44
1,10,760.81
95,641.70
83,345.53
65,677.60
56,825.35
49,533.24
37,570.39
32,443.45
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
474.43
395.60
Deposits
4,94,707.48
4,45,268.76
3,61,272.62
3,10,086.89
2,78,871.41
2,60,400.21
2,24,824.26
1,91,235.80
1,55,540.00
1,35,948.76
Borrowings
97,622.03
75,105.61
57,033.92
55,159.87
47,738.90
65,576.72
66,438.94
58,603.97
49,689.91
43,729.79
Other Liabilities & Provisions
1,29,955.48
1,17,320.90
89,808.79
84,085.81
67,405.30
50,058.80
45,626.24
37,392.47
31,990.51
27,365.37
Total Liabilities
8,79,774.34
7,67,666.96
6,20,429.73
5,46,497.91
4,78,854.21
4,43,172.71
3,95,171.24
3,37,720.47
2,76,187.56
2,40,803.57
Net Block
2,810.80
2,562.51
2,261.20
1,909.63
1,740.16
1,860.96
1,883.71
1,749.83
1,755.20
1,761.02
Gross Block
7,407.90
6,401.58
5,583.30
5,060.14
4,638.64
4,499.79
4,396.36
4,433.65
4,336.70
4,046.92
Accumulated Depreciation
4,597.10
3,839.08
3,322.10
3,150.51
2,898.48
2,638.83
2,512.65
2,683.82
2,581.50
2,285.91
Total Non-Current Assets
8,52,293.07
7,44,566.20
5,99,631.97
5,23,578.13
4,58,572.08
4,27,016.67
3,80,097.18
3,23,124.38
2,62,930.20
2,28,427.15
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
41,748.35
36,286.74
19,985.20
36,049.18
12,528.00
9,513.23
10,910.92
8,933.50
7,512.23
6,924.90
Balance with banks and money at call
37,313.40
28,919.65
22,940.14
16,616.31
35,188.62
54,566.61
20,353.54
15,467.13
18,076.32
4,674.51
Investments
2,84,255.00
2,46,445.72
1,95,337.97
1,64,529.41
1,56,945.55
1,11,196.91
1,03,487.02
90,976.60
68,461.54
70,273.90
Advances
4,86,165.52
4,30,351.58
3,59,107.46
3,04,473.60
2,52,169.75
2,49,878.96
2,43,461.99
2,05,997.32
1,67,124.91
1,44,792.82
Other Assets
27,481.26
23,100.76
20,797.75
22,919.79
20,282.13
16,156.03
15,074.06
14,596.09
13,257.36
12,376.44
Total Assets
8,79,774.33
7,67,666.96
6,20,429.72
5,46,497.92
4,78,854.21
4,43,172.70
3,95,171.24
3,37,720.47
2,76,187.56
2,40,803.59
Contingent Liabilities
11,27,159.26
7,34,057.38
4,67,640.38
2,74,476.68
2,02,290.05
1,90,159.09
2,17,847.15
2,09,757.54
1,96,172.07
2,44,711.86
Bills for collection
52,690.82
47,467.71
44,655.24
38,709.28
41,272.80
39,518.98
31,852.23
24,255.31
20,318.26
14,964.05
Adjusted Book Value
791.64
653.41
562.55
486.90
425.55
348.32
302.71
264.93
209.09
181.86

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
16,915.73
15,685.00
-1,242.43
8,308.36
4,881.13
46,618.83
1,822.38
-10,392.41
13,222.50
5,024.58
PBT
28,989.03
23,863.38
19,646.18
15,948.30
13,168.34
11,421.80
10,575.72
9,158.22
7,331.93
5,023.74
Adjustment
-3,534.68
-4,343.90
2,152.34
122.16
-1,268.57
3,967.80
548.67
645.31
-524.95
1,450.66
Adjustments for Liabilities & Assets
-2,199.90
2,203.11
-18,275.57
-4,017.75
-3,792.56
34,095.51
-5,870.54
-17,249.17
8,525.05
238.88
Refund/(Payment) of direct taxes
-6,338.71
-6,037.59
-4,765.38
-3,744.34
-3,226.08
-2,866.28
-3,431.46
-2,946.77
-2,109.53
-1,688.70
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-25,272.08
-9,096.93
-10,550.18
-10,969.26
-11,116.14
-13,198.87
-3,382.56
-5,608.25
-5,268.09
-8,662.39
Net Fixed Assets
-863.51
-633.50
-379.28
-301.34
-109.83
-39.76
91.51
-35.30
-236.89
-1310.04
Other Investment Activity
-15060.68
-15650.42
-15436.00
-15203.60
-16984.99
-7058.85
-9244.78
-8996.13
-12355.13
-7922.93
Cash from Financing Activity
22,165.20
15,515.11
1,883.00
7,543.40
-10,072.05
-735.00
8,364.59
14,679.40
6,055.26
2,024.41
Closing Cash & Equivalent
79,061.75
65,206.39
42,925.35
52,665.48
47,716.62
64,079.85
31,264.46
24,400.63
25,588.55
11,599.41
Net Cash Inflow / Outflow
13,808.86
22,103.18
-9,909.60
4,882.51
-16,307.05
32,684.96
6,804.42
-1,321.25
14,009.68
-1,613.40
Opening Cash & Equivalents
65,206.39
42,925.35
52,665.48
47,716.62
64,079.85
31,264.46
24,400.63
25,588.55
11,599.41
6,903.44

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value
158.33
653.41
562.55
486.90
425.55
348.32
302.71
264.93
209.09
181.86
NIM
4.40
4.54
4.64
4.25
4.35
4.13
3.87
3.94
4.16
4.09
Yield on Advances
13.51
13.07
11.74
11.08
13.01
13.40
12.25
12.20
13.36
14.09
Yield on Investments
8.64
6.52
5.53
7.03
7.04
7.98
7.07
7.01
8.94
7.29
Cost of Liabilities
4.77
4.34
3.45
3.16
3.97
4.88
5.21
4.99
5.58
6.19
Interest Spread
8.73
8.73
8.29
7.92
9.04
8.52
7.04
7.21
7.78
7.90
ROCE
15.14%
15.06%
13.86%
12.79%
12.10%
11.88%
12.66%
12.95%
12.98%
13.01%
Cost Income Ratio
58.22
63.97
62.62
64.52
63.12
59.44
62.26
61.35
63.24
64.43
Core Cost Income Ratio
65.15
71.35
62.04
66.93
71.28
58.33
64.81
63.81
69.64
64.72
Operating Costs to Assets
5.20
5.98
5.42
5.56
5.73
4.62
4.85
4.79
5.16
4.52
Loans/Deposits
0.20
0.17
0.16
0.18
0.17
0.25
0.30
0.31
0.32
0.32
Cash/Deposits
0.08
0.08
0.06
0.12
0.04
0.04
0.05
0.05
0.05
0.05
Investment/Deposits
0.57
0.55
0.54
0.53
0.56
0.43
0.46
0.48
0.44
0.52
Inc Loan/Deposits
19.73%
16.87%
15.79%
17.79%
17.12%
25.18%
29.55%
30.64%
31.95%
32.17%
Credit Deposits
98.27%
96.65%
99.40%
98.19%
90.43%
95.96%
108.29%
107.72%
107.45%
106.51%
Interest Expended / Interest earned
43.06%
40.13%
34.19%
34.24%
39.51%
47.50%
50.91%
49.61%
51.32%
54.52%
Interest income / Total funds
7.46%
7.33%
6.79%
6.17%
6.85%
7.55%
7.55%
7.44%
8.08%
8.47%
Interest Expended / Total funds
3.21%
2.94%
2.32%
2.11%
2.71%
3.59%
3.84%
3.69%
4.15%
4.62%
CASA
42.99%
45.48%
52.78%
60.63%
60.47%
56.36%
52.47%
50.85%
44.34%
38.66%

Annual Reports:

FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016

News Update:


  • Kotak Mahindra Bank - Quarterly Results
    3rd May 2026, 00:00 AM

    Read More
  • Kotak Mahindra Bank’s arm completes stake sale in Infina Finance
    25th Mar 2026, 10:30 AM

    Infina has ceased to be an associate company of the Bank on March 24, 2026

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.