Nifty
Sensex
:
:
24586.70
80664.86
84.55 (0.35%)
145.52 (0.18%)

Bank - Private

Rating :
N/A

BSE: 532652 | NSE: KTKBANK

223.40
05-Jul-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  222.55
  •  224.90
  •  221.80
  •  223.67
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  791075
  •  1767.52
  •  286.55
  •  192.00

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 8,505.36
  • 6.33
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 4,863.84
  • 2.44%
  • 0.80

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 0.00%
  • 3.78%
  • 55.98%
  • FII
  • DII
  • Others
  • 14.72%
  • 22.57%
  • 2.95%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 14.27
  • 19.85
  • 34.72

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 0.58
  • 0.58

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 5.07
  • 5.16
  • 5.16

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.55
  • 0.58
  • 0.58

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.79
  • 0.85
  • 0.85

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Sep 23
Sep 22
Var%
Jun 23
Jun 22
Var%
Interest Earned
2,200.56
1,969.31
11.74%
2,112.61
1,850.79
14.15%
2,026.59
1,771.05
14.43%
1,958.74
1,629.08
20.24%
Interest Exp.
1,366.53
1,109.24
23.20%
1,285.00
1,016.04
26.47%
1,204.18
968.32
24.36%
1,144.06
941.52
21.51%
Net Interest Income
834.03
860.07
-3.03%
827.61
834.75
-0.86%
822.41
802.73
2.45%
814.68
687.56
18.49%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
419.41
395.23
6.12%
326.07
204.52
59.43%
249.64
260.04
-4.00%
323.85
132.79
143.88%
Total Income
2,619.97
2,364.54
10.80%
2,438.68
2,055.31
18.65%
2,276.23
2,031.09
12.07%
2,282.59
1,761.87
29.55%
Operating Exp.
753.56
569.76
32.26%
613.34
507.45
20.87%
549.92
485.11
13.36%
537.33
407.70
31.80%
Operating Profit
499.88
685.54
-27.08%
540.34
531.82
1.60%
522.13
577.66
-9.61%
601.20
412.65
45.69%
Provision
184.72
253.26
-27.06%
144.42
164.87
-12.40%
119.87
-13.84
-
151.57
362.90
-58.23%
PBT
315.16
432.28
-27.09%
395.92
366.95
7.89%
402.26
591.50
-31.99%
449.63
49.75
803.78%
PBTM
14.32
21.95
-34.76%
18.74
19.83
-5.50%
19.85
33.40
-40.57%
22.96
3.05
652.79%
TAX
40.73
78.75
-48.28%
64.71
66.32
-2.43%
72.02
180.03
-60.00%
78.90
-64.30
-
PAT
274.43
353.53
-22.37%
331.21
300.63
10.17%
330.24
411.47
-19.74%
370.73
114.05
225.06%
PATM
12.47%
17.95%
15.68%
16.24%
16.30%
23.23%
18.93%
7.00%
EPS
7.27
9.37
-22.41%
8.77
7.96
10.18%
8.75
10.90
-19.72%
9.82
3.02
225.17%
Gross NPA
2,578.42
2,292.91
12.45%
2,536.72
2,085.73
21.62%
2,324.19
2,051.70
13.28%
2,315.88
2,401.39
-3.56%
Gross NPA%
3.53
3.74
-5.61%
3.64
3.28
10.98%
3.47
3.36
3.27%
3.68
4.03
-8.68%
Net NPA
1,129.18
1,021.27
10.57%
1,060.06
1,040.88
1.84%
888.94
1,028.47
-13.57%
877.71
1,262.88
-30.50%
Net NPA%
1.58
1.70
-7.06%
1.55
1.66
-6.63%
1.36
1.72
-20.93%
1.43
2.16
-33.80%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 23
Mar 22
Mar 21
Mar 20
Net Interest Income
3,298.73
3,185.11
2,491.04
2,183.19
2,030.36
Interest Earned
8,298.50
7,220.23
6,221.66
6,232.41
6,474.77
Interest Expended
4,999.77
4,035.12
3,730.62
4,049.22
4,444.41
Int. income Growth
3.57%
27.86%
14.10%
7.53%
 
Other Income
1,318.97
992.58
953.88
1,404.20
1,261.63
Total Income
9,617.47
4,177.69
3,444.92
3,587.39
3,291.99
Total Expenditure
2,454.15
2,650.76
2,677.32
2,902.06
2,706.20
Employee Cost
-
1,073.46
1,016.20
913.31
897.00
% Of Sales
-
14.87%
16.33%
14.65%
13.85%
Opt. & Establishment Exp.
-
983.00
869.02
839.44
801.98
% Of Sales
-
13.61%
13.97%
13.47%
12.39%
Provisions
-
767.18
939.44
1,296.35
1,134.74
% Of Sales
-
10.63%
15.10%
20.80%
17.53%
EBITDA
2,163.55
1,526.93
767.60
685.33
585.79
EBITDA Margin
70.43%
47.94%
30.81%
31.39%
28.85%
Depreciation
0.00
86.44
73.67
73.52
63.76
PBT
1,562.97
1,440.48
693.93
611.82
522.03
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
Provision for Tax
256.36
260.80
185.94
129.36
90.25
Tax Rate
16.40%
18.11%
26.80%
21.14%
17.29%
PAT
1,306.61
1,179.68
507.99
482.46
431.78
PAT before Minority Interest
1,306.61
1,179.68
507.99
482.46
431.78
Minority Interest
0.00
0.00
0.00
0.00
0.00
PAT Margin
28.30%
28.24%
14.75%
13.45%
13.12%
PAT Growth
10.76%
132.23%
5.29%
11.74%
 
EPS
34.61
31.25
13.46
12.78
11.44

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 23
Mar 22
Mar 21
Mar 20
Shareholder's Funds
8,212.06
7,093.99
6,642.24
5,970.44
Share Capital
312.35
311.17
310.88
310.88
Total Reserves
7,899.66
6,782.77
6,331.36
5,659.56
Minority Interest
0.00
0.00
0.00
0.00
Deposits
87,367.91
80,386.74
75,654.49
71,785.15
Borrowings
1,562.72
2,313.84
1,764.88
4,065.12
Other Liabilities & Provisions
1,914.43
1,788.77
1,553.33
1,492.77
Total Liabilities
99,057.12
91,583.34
85,614.94
83,313.48
Net Block
846.22
805.06
837.86
826.42
Gross Block
1,456.26
1,369.22
1,335.61
1,260.31
Accumulated Depreciation
610.04
564.15
497.75
433.89
Total Non-Current Assets
90,311.31
84,078.12
79,304.48
78,255.52
Lease Adjustment A/c
0.00
0.00
0.00
0.00
Capital Work in Progress
29.14
13.16
0.51
0.00
Cash and balance with RBI
5,204.23
3,957.22
4,866.15
2,756.05
Balance with banks and money at call
955.23
479.54
449.42
163.44
Investments
23,324.87
22,040.00
21,634.69
17,545.34
Advances
59,951.62
56,783.14
51,515.85
56,964.27
Other Assets
8,745.80
7,505.22
6,310.48
5,057.96
Total Assets
99,057.11
91,583.34
85,614.96
83,313.48
Contingent Liabilities
10,102.40
9,656.99
8,396.33
7,723.76
Bills for collection
2,773.08
2,485.73
2,378.63
2,315.38
Adjusted Book Value
246.57
213.23
198.70
176.93

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 23
Mar 22
Mar 21
Mar 20
Cash From Operating Activity
1,829.69
-467.46
3,368.27
-89.60
PBT
1,179.68
507.99
482.46
431.78
Adjustment
1,400.49
1,319.16
1,717.37
1,365.51
Adjustments for Liabilities & Assets
-443.02
-2,055.56
1,502.76
-1,672.41
Refund/(Payment) of direct taxes
-307.46
-239.05
-334.31
-214.47
Other Direct Payments
0.00
0.00
0.00
0.00
Cash From Investing Activity
-87.53
-56.43
-87.41
-56.05
Net Fixed Assets
-102.91
-46.18
-75.80
Other Investment Activity
-1541.63
-1469.70
-1392.16
Cash from Financing Activity
-19.45
-354.92
-884.78
-544.61
Closing Cash & Equivalent
6,159.47
4,436.76
5,315.57
2,919.49
Net Cash Inflow / Outflow
1,722.71
-878.81
2,396.08
-690.26
Opening Cash & Equivalents
4,436.76
5,315.57
2,919.49
3,609.75

Financial Ratios

Standalone /

Consolidated
Description
Mar 23
Mar 22
Mar 21
Mar 20
Book Value
246.57
213.23
198.70
176.93
NIM
3.56
2.99
2.78
2.62
Yield on Advances
12.04
10.96
12.10
11.37
Yield on Investments
6.18
6.17
8.17
8.89
Cost of Liabilities
4.54
4.51
5.23
5.86
Interest Spread
7.51
6.45
6.87
5.51
ROCE
17.61%
9.43%
8.79%
7.60%
Cost Income Ratio
47.16
52.59
46.81
49.67
Core Cost Income Ratio
45.39
51.83
54.99
56.55
Operating Costs to Assets
1.99
1.98
1.96
1.96
Loans/Deposits
0.02
0.03
0.02
0.06
Cash/Deposits
0.06
0.05
0.06
0.04
Investment/Deposits
0.27
0.27
0.29
0.24
Inc Loan/Deposits
1.79%
2.88%
2.33%
5.66%
Credit Deposits
68.62%
70.64%
68.09%
79.35%
Interest Expended / Interest earned
55.89%
59.96%
64.97%
68.64%
Interest income / Total funds
7.29%
6.79%
7.28%
7.77%
Interest Expended / Total funds
4.07%
4.07%
4.73%
5.33%
CASA
32.97%
32.97%
31.49%
28.91%

News Update:


  • Karnataka Bank launches KBL WISE senior citizen savings account
    15th Jun 2024, 12:52 PM

    The savings product is available in two exclusive variants - KBL Wise Signature, a regular variant and KBL Wise Advantage, a premium variant

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  • Karnataka Bank - Quarterly Results
    24th May 2024, 17:21 PM

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  • RBI imposes monetary penalty on Karnataka Bank
    18th May 2024, 09:28 AM

    This penalty has been imposed in exercise of powers vested in RBI conferred under the provisions of section 47 A (1) (c) read with sections 46 (4) (i) of the Banking Regulation Act, 1949

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  • Karnataka Bank expands collaboration with FISDOM
    11th Apr 2024, 12:33 PM

    This strategic association is all set to enhance the current value proposition of enabling customers to invest in stocks and Mutual Funds

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Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.