Nifty
Sensex
:
:
24502.15
80519.34
186.20 (0.77%)
622.00 (0.78%)

Bank - Private

Rating :
57/99

BSE: 540065 | NSE: RBLBANK

262.75
05-Jul-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  259.00
  •  263.40
  •  255.00
  •  266.15
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  10987654
  •  28544.86
  •  300.70
  •  197.85

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 14,914.85
  • 11.84
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 22,008.54
  • 0.61%
  • 1.01

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 0.00%
  • 11.63%
  • 30.96%
  • FII
  • DII
  • Others
  • 25.14%
  • 18.59%
  • 13.68%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 26.13
  • 55.13
  • 2.03

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 25.28
  • 1.40
  • 20.20

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 0.97
  • 0.82

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 17.25
  • 13.32
  • 11.85

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.78
  • 0.97
  • 0.82

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 12.30
  • 6.54
  • 5.30

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Sep 23
Sep 22
Var%
Jun 23
Jun 22
Var%
Interest Earned
3,339.18
2,642.97
26.34%
3,191.46
2,497.01
27.81%
3,007.76
2,285.92
31.58%
2,815.79
2,202.55
27.84%
Interest Exp.
1,739.09
1,285.06
35.33%
1,644.90
1,220.55
34.77%
1,532.56
1,111.33
37.90%
1,433.50
1,061.68
35.02%
Net Interest Income
1,600.09
1,357.91
17.83%
1,546.56
1,276.46
21.16%
1,475.20
1,174.59
25.59%
1,382.29
1,140.87
21.16%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
875.81
683.73
28.09%
777.36
624.33
24.51%
712.81
584.89
21.87%
693.97
613.97
13.03%
Total Income
4,214.99
3,326.70
26.70%
3,968.82
3,121.34
27.15%
3,720.57
2,870.81
29.60%
3,509.76
2,816.52
24.61%
Operating Exp.
1,576.21
1,416.51
11.27%
1,546.22
1,317.76
17.34%
1,422.64
1,261.17
12.80%
1,391.84
1,218.22
14.25%
Operating Profit
899.69
625.13
43.92%
777.70
583.03
33.39%
765.37
498.31
53.59%
684.42
536.62
27.54%
Provision
413.79
234.70
76.31%
458.14
292.74
56.50%
640.35
241.50
165.16%
266.19
253.00
5.21%
PBT
485.90
390.43
24.45%
319.56
290.29
10.08%
125.02
256.81
-51.32%
418.23
283.62
47.46%
PBTM
14.55
14.77
-1.49%
10.01
11.63
-13.93%
4.16
11.23
-62.96%
14.85
12.88
15.30%
TAX
121.47
91.86
32.23%
74.67
65.49
14.02%
-206.06
69.30
-
98.74
74.96
31.72%
PAT
364.43
298.57
22.06%
244.89
224.80
8.94%
331.08
187.51
76.57%
319.49
208.66
53.12%
PATM
10.91%
11.30%
7.67%
9.00%
11.01%
8.20%
11.35%
9.47%
EPS
6.02
4.93
22.11%
4.05
3.72
8.87%
5.47
3.10
76.45%
5.28
3.45
53.04%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Net Interest Income
6,004.14
4,870.94
4,296.62
4,136.42
3,893.91
2,541.44
1,820.58
1,221.34
Interest Earned
12,354.19
9,549.56
8,444.86
8,675.88
8,778.65
6,302.09
4,561.48
3,713.16
Interest Expended
6,350.05
4,678.62
4,148.24
4,539.46
4,884.74
3,760.65
2,740.90
2,491.82
Int. income Growth
21.30%
13.37%
3.87%
6.23%
53.22%
39.60%
49.06%
 
Other Income
3,059.95
2,506.93
2,351.51
1,874.67
1,918.04
1,440.98
1,068.81
755.46
Total Income
15,414.14
7,377.87
6,648.13
6,011.09
5,811.95
3,982.42
2,889.39
1,976.80
Total Expenditure
5,936.91
5,943.64
6,674.48
5,129.45
4,918.73
2,558.77
1,826.83
1,233.82
Employee Cost
-
1,653.47
1,332.35
1,122.24
967.50
752.31
581.82
446.14
% Of Sales
-
17.31%
15.78%
12.94%
11.02%
11.94%
12.76%
12.02%
Opt. & Establishment Exp.
-
3,694.40
2,842.05
2,118.49
2,281.43
1,417.40
1,055.01
671.76
% Of Sales
-
38.69%
33.65%
24.42%
25.99%
22.49%
23.13%
18.09%
Provisions
-
1,021.95
2,860.40
2,227.94
1,961.54
640.68
367.48
238.92
% Of Sales
-
10.70%
33.87%
25.68%
22.34%
10.17%
8.06%
6.43%
EBITDA
3,127.18
1,434.23
-26.35
881.64
893.22
1,423.65
1,062.56
742.98
EBITDA Margin
51.94%
29.44%
-0.61%
21.31%
22.94%
56.02%
58.36%
60.83%
Depreciation
0.00
213.09
180.16
169.61
145.87
125.81
88.74
61.50
PBT
1,348.71
1,221.14
-206.51
712.03
747.35
1,297.83
973.83
681.49
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
88.82
301.60
-40.36
182.56
247.17
436.47
334.63
235.44
Tax Rate
6.59%
24.70%
19.54%
25.64%
33.07%
33.63%
34.36%
34.55%
PAT
1,259.89
919.54
-166.15
529.47
500.18
857.83
637.58
446.05
PAT before Minority Interest
1,259.89
919.54
-166.15
529.47
500.18
861.36
639.20
446.05
Minority Interest
0.00
0.00
0.00
0.00
0.00
-3.53
-1.62
0.00
PAT Margin
13.90%
12.46%
-2.50%
8.81%
8.61%
21.54%
22.07%
22.56%
PAT Growth
37.01%
0
-131.38%
5.86%
-41.69%
34.54%
42.94%
 
EPS
20.82
15.20
-2.75
8.75
8.27
14.18
10.54
7.37

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Shareholder's Funds
13,525.66
12,530.50
12,666.24
10,564.93
7,534.79
6,680.56
4,336.34
Share Capital
599.57
599.51
598.02
508.70
426.71
419.67
375.20
Total Reserves
12,851.11
11,920.43
12,067.59
10,055.82
7,107.97
6,260.89
3,961.13
Minority Interest
0.00
0.00
0.00
0.00
0.00
18.82
0.00
Deposits
84,874.74
79,006.36
73,054.62
57,812.01
58,357.63
43,883.10
34,588.09
Borrowings
13,331.74
11,097.76
11,226.14
17,006.91
11,832.07
9,261.44
7,979.76
Other Liabilities & Provisions
4,073.57
3,528.02
3,671.77
3,599.61
2,673.30
2,033.36
1,771.35
Total Liabilities
115,805.71
106,162.64
100,618.77
88,983.46
80,397.79
61,877.28
48,675.54
Net Block
553.20
496.87
470.75
430.00
375.57
308.35
224.16
Gross Block
1,532.91
1,328.31
1,149.51
963.35
773.02
602.21
425.75
Accumulated Depreciation
979.71
831.44
678.76
533.35
397.45
293.86
201.58
Total Non-Current Assets
108,042.39
100,269.42
95,645.76
85,411.11
78,117.64
60,314.67
47,383.87
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
45.30
81.55
24.45
62.42
39.94
31.29
34.55
Cash and balance with RBI
6,238.06
13,111.08
6,704.74
6,415.67
4,840.05
2,589.46
2,947.93
Balance with banks and money at call
2,289.13
4,446.19
6,738.08
2,442.90
1,808.67
1,720.69
1,245.72
Investments
28,730.26
22,129.16
23,085.23
18,054.55
16,745.17
15,397.04
13,482.47
Advances
70,186.44
60,004.57
58,622.51
58,005.57
54,308.24
40,267.84
29,449.04
Other Assets
7,763.34
5,893.22
4,973.01
3,572.35
2,280.15
1,562.59
1,291.67
Total Assets
115,805.73
106,162.64
100,618.77
88,983.46
80,397.79
61,877.26
48,675.54
Contingent Liabilities
70,111.52
65,305.61
59,091.20
73,657.97
61,302.59
51,395.93
41,904.46
Bills for collection
3,300.32
3,224.45
2,760.72
2,387.38
2,308.94
1,418.19
822.71
Adjusted Book Value
224.33
208.83
211.78
207.66
176.55
159.16
115.55

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Cash From Operating Activity
-11,031.25
6,448.91
7,631.44
-5,172.56
78.24
-2,556.01
3,433.65
PBT
1,221.15
-206.50
712.03
747.35
1,297.84
973.82
681.49
Adjustment
1,651.16
3,399.71
2,570.88
2,151.69
762.63
457.06
1,061.20
Adjustments for Liabilities & Assets
-13,670.57
3,419.58
4,703.98
-7,742.68
-1,381.23
-3,611.75
1,911.96
Refund/(Payment) of direct taxes
-232.99
-163.88
-355.44
-328.91
-601.00
-375.14
-221.00
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-233.55
-264.03
-174.18
-222.79
-201.71
-165.19
-142.18
Net Fixed Assets
-168.39
-220.62
-131.14
-195.86
-168.16
-159.92
Other Investment Activity
-1768.42
-1510.18
-1338.17
-1185.95
-953.57
-762.40
Cash from Financing Activity
2,234.69
-109.30
-4,206.67
7,697.85
2,566.64
2,994.03
-1,656.14
Closing Cash & Equivalent
8,522.05
17,552.15
11,476.57
8,225.98
5,923.48
3,480.31
3,166.44
Net Cash Inflow / Outflow
-9,030.11
6,075.58
3,250.60
2,302.50
2,443.18
272.84
1,635.33
Opening Cash & Equivalents
17,552.15
11,476.57
8,225.98
5,923.48
3,480.31
3,207.47
1,531.11

Financial Ratios

Standalone /

Consolidated
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Book Value
224.33
208.83
211.78
207.66
176.55
159.16
115.55
NIM
4.53
4.31
4.35
4.59
3.27
3.04
2.59
Yield on Advances
13.61
14.07
14.80
15.13
11.60
11.33
12.61
Yield on Investments
6.08
7.19
7.15
8.49
7.00
7.56
8.16
Cost of Liabilities
4.76
4.60
5.39
6.53
5.36
5.16
5.85
Interest Spread
8.84
9.47
9.41
8.61
6.25
6.17
6.75
ROCE
7.50%
1.70%
6.30%
6.92%
10.28%
9.73%
9.84%
Cost Income Ratio
69.60
60.08
51.09
53.39
51.32
53.58
53.44
Core Cost Income Ratio
70.84
62.42
53.51
54.90
52.35
56.86
56.86
Operating Costs to Assets
4.43
3.76
3.05
3.49
2.54
2.50
2.17
Loans/Deposits
0.16
0.14
0.15
0.29
0.20
0.21
0.23
Cash/Deposits
0.07
0.17
0.09
0.11
0.08
0.06
0.09
Investment/Deposits
0.34
0.28
0.32
0.31
0.29
0.35
0.39
Inc Loan/Deposits
15.71%
14.05%
15.37%
29.42%
20.28%
21.10%
23.07%
Credit Deposits
82.69%
75.95%
80.24%
100.33%
93.06%
91.76%
85.14%
Interest Expended / Interest earned
48.99%
49.12%
52.32%
55.64%
59.67%
60.09%
67.11%
Interest income / Total funds
8.25%
7.95%
8.62%
9.87%
7.84%
7.37%
7.63%
Interest Expended / Total funds
4.04%
3.91%
4.51%
5.49%
4.68%
4.43%
5.12%
CASA
37.35%
35.29%
31.81%
29.61%
24.93%
24.32%
21.98%

News Update:


  • RBL Bank reports 18% growth in gross advances in Q1FY25
    5th Jul 2024, 14:44 PM

    Total deposits grew 18% to Rs 101,351 crore (provisional) as of June 30, 2024, as compared to Rs 85,636 crore as of June 30, 2023

    Read More
  • RBI allows Quant Money Managers to raise stake in RBL Bank
    14th May 2024, 16:00 PM

    The approval has been granted with reference to the application made by Quant Money Managers to RBI

    Read More
  • RBL Bank reports 22% rise in Q4 consolidated net profit
    29th Apr 2024, 10:59 AM

    Total consolidated income of the bank increased by 26.70% at Rs 4,214.99 crore for Q4FY24

    Read More
  • RBL Bank - Quarterly Results
    27th Apr 2024, 12:10 PM

    Read More
  • Citigroup Global Markets acquires stake in RBL Bank
    10th Apr 2024, 12:15 PM

    The company has acquired 66.97 lakh shares

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.