Nifty
Sensex
:
:
11513.90
39052.06
49.90 (0.44%)
453.07 (1.17%)

Bank - Private

Rating :
55/99

BSE: 540065 | NSE: RBLBANK

290.20
17-Oct-2019
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  255.00
  •  293.50
  •  253.35
  •  258.45
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  30328703
  •  83553.95
  •  716.40
  •  241.45

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 11,111.34
  • 11.77
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 18,103.36
  • 1.05%
  • 1.42

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 0.00%
  • 6.93%
  • 23.20%
  • FII
  • DII
  • Others
  • 3.61%
  • 21.11%
  • 45.15%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 45.70
  • 35.48
  • 27.63

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • 6.72
  • 14.12

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 46.44
  • 33.15
  • 24.80

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 36.16

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 3.50

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 25.29

Quarterly Results

Standalone Figures in Rs. Crores /

Consolidated
Description
Jun 19
Jun 18
Var%
Mar 19
Mar 18
Var%
Dec 18
Dec 17
Var%
Sep 18
Sep 17
Var%
Interest Earned
2,083.25
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Interest Exp.
1,205.35
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Interest Income
877.90
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
NIM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
483.61
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Income
2,566.86
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Exp.
744.26
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Profit
617.25
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision
213.18
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBT
404.07
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBTM
19.40
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
TAX
138.65
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT
265.42
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PATM
12.74%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
EPS
6.21
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA
789.21
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA%
1.38
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA
371.64
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA%
0.65
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
CASA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 19
Mar 18
Mar 17
Net Interest Income
-
2,541.44
1,820.58
1,221.34
Interest Earned
-
6,302.09
4,561.48
3,713.16
Interest Expended
-
3,760.65
2,740.90
2,491.82
Int. income Growth
-
39.60%
49.06%
 
Other Income
-
1,440.98
1,068.81
755.46
Total Income
-
3,982.42
2,889.39
1,976.80
Total Expenditure
-
2,567.31
1,826.83
1,233.82
Employee Cost
-
752.31
581.82
446.14
% Of Sales
-
11.94%
12.76%
12.02%
Opt. & Establishment Exp.
-
1,417.40
1,055.01
671.76
% Of Sales
-
22.49%
23.13%
18.09%
Provisions
-
649.22
367.48
238.92
% Of Sales
-
10.30%
8.06%
6.43%
EBITDA
-
1,415.11
1,062.56
742.98
EBITDA Margin
-
55.68%
58.36%
60.83%
Depreciation
-
125.81
88.74
61.50
PBT
-
1,289.29
973.83
681.49
Exceptional Inc./Exp.
-
0.00
0.00
0.00
Provision for Tax
-
427.93
334.63
235.44
Tax Rate
-
33.19%
34.36%
34.55%
PAT
-
857.83
637.58
446.05
PAT before Minority Interest
-
861.36
639.20
446.05
Minority Interest
-
-3.53
-1.62
0.00
PAT Margin
-
21.54%
22.07%
22.56%
PAT Growth
-
34.54%
42.94%
 
Unadjusted EPS
-
20.25
15.70
12.61

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 19
Mar 18
Mar 17
Shareholder's Funds
7,534.79
6,680.56
4,336.34
Share Capital
426.71
419.67
375.20
Total Reserves
7,107.97
6,260.89
3,961.13
Minority Interest
0.00
18.82
0.00
Deposits
58,357.63
43,883.10
34,588.09
Borrowings
11,832.07
9,261.44
7,979.76
Other Liabilities & Provisions
2,673.30
2,033.36
1,771.35
Total Liabilities
80,397.79
61,877.28
48,675.54
Net Block
375.57
308.35
224.16
Gross Block
773.02
600.86
425.75
Accumulated Depreciation
397.45
292.51
201.58
Total Non-Current Assets
78,117.64
60,314.67
47,383.87
Lease Adjustment A/c
0.00
0.00
0.00
Capital Work in Progress
39.94
31.29
34.55
Cash and balance with RBI
4,840.05
2,589.46
2,947.93
Balance with banks and money at call
1,808.67
1,720.69
1,245.72
Investments
16,745.17
15,397.04
13,482.47
Advances
54,308.24
40,267.84
29,449.04
Other Assets
2,280.15
1,562.59
1,291.67
Total Assets
80,397.79
61,877.26
48,675.54
Contingent Liabilities
61,302.59
51,395.93
41,904.46
Bills for collection
2,308.94
1,418.19
822.71
Adjusted Book Value
176.55
159.16
115.55

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 19
Mar 18
Mar 17
Cash From Operating Activity
78.24
-2,556.01
3,433.65
PBT
1,297.84
973.82
681.49
Adjustment
762.63
457.06
1,061.20
Adjustments for Liabilities & Assets
-1,381.23
-3,611.75
1,911.96
Refund/(Payment) of direct taxes
-601.00
-375.14
-221.00
Other Direct Payments
0.00
0.00
0.00
Cash From Investing Activity
-201.71
-165.19
-142.18
Net Fixed Assets
-169.52
-158.56
Other Investment Activity
-953.57
-761.04
Cash from Financing Activity
2,566.64
2,994.03
-1,656.14
Closing Cash & Equivalent
5,923.48
3,480.31
3,166.44
Net Cash Inflow / Outflow
2,443.18
272.84
1,635.33
Opening Cash & Equivalents
3,480.31
3,207.47
1,531.11

Financial Ratios

Standalone /

Consolidated
Description
Mar 19
Mar 18
Mar 17
Book Value
176.55
159.16
115.55
NIM
3.27
3.04
2.59
Yield on Advances
11.60
11.33
12.61
Yield on Investments
7.00
7.56
8.16
Cost of Liabilities
5.36
5.16
5.85
Interest Spread
6.25
6.17
6.75
ROCE
10.23%
9.73%
9.84%
Cost Income Ratio
51.32
53.58
53.44
Core Cost Income Ratio
52.35
56.86
56.86
Operating Costs to Assets
2.54
2.50
2.17
Loans/Deposits
0.20
0.21
0.23
Cash/Deposits
0.08
0.06
0.09
Investment/Deposits
0.29
0.35
0.39
Inc Loan/Deposits
20.28%
21.10%
23.07%
Credit Deposits
93.06%
91.76%
85.14%
Interest Expended / Interest earned
59.67%
60.09%
67.11%
Interest income / Total funds
7.84%
7.37%
7.63%
Interest Expended / Total funds
4.68%
4.43%
5.12%
CASA
24.93%
24.32%
21.98%

News Update:


  • RBL Bank along with Mastercard, Samsung India launch Samsung Pay: Report
    29th Aug 2019, 10:59 AM

    The partnership will allow RBL Bank Mastercard credit card holders to make contactless mobile payments using their Samsung Pay-enabled phones

    Read More
  • RBL Bank reports 41% rise in Q1 net profit
    19th Jul 2019, 14:04 PM

    Total income of the Bank increased by 48.14% at Rs 2,503.88 crore for Q1FY20

    Read More
  • RBL Bank - Quarterly Results
    19th Jul 2019, 12:48 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.