Nifty
Sensex
:
:
14238.90
48347.59
-133.00 (-0.93%)
-530.95 (-1.09%)

Bank - Private

Rating :
44/99

BSE: 540065 | NSE: RBLBANK

222.75
25-Jan-2021
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  236.85
  •  240.00
  •  218.10
  •  232.80
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  23771720
  •  53842.57
  •  346.95
  •  101.55

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 13,315.39
  • 27.27
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 23,906.63
  • 0.67%
  • 1.07

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 0.00%
  • 5.78%
  • 19.04%
  • FII
  • DII
  • Others
  • 37.57%
  • 19.54%
  • 18.07%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 43.93
  • 34.68
  • 28.84

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • 79.25
  • 65.25

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 44.97
  • 11.57
  • -7.77

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • 33.10
  • 30.19

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • 2.69
  • 2.49

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • 18.84
  • 16.29

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 20
Sep 19
Var%
Jun 20
Jun 19
Var%
Mar 20
Mar 19
Var%
Dec 19
Dec 18
Var%
Interest Earned
2,163.59
2,190.45
-1.23%
2,321.73
2,083.25
11.45%
2,281.17
1,834.48
24.35%
2,223.78
1,639.42
35.64%
Interest Exp.
1,144.63
1,257.46
-8.97%
1,193.55
1,205.35
-0.98%
1,187.25
1,095.42
8.38%
1,234.68
983.77
25.50%
Net Interest Income
1,018.96
932.99
9.21%
1,128.18
877.90
28.51%
1,093.92
739.06
48.02%
989.10
655.65
50.86%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
450.30
443.20
1.60%
333.15
483.61
-31.11%
501.60
409.19
22.58%
489.63
373.62
31.05%
Total Income
2,613.89
2,633.65
-0.75%
2,654.88
2,566.86
3.43%
2,782.77
2,243.67
24.03%
2,713.41
2,013.04
34.79%
Operating Exp.
741.26
733.98
0.99%
758.38
760.49
-0.28%
830.18
603.36
37.59%
750.05
534.48
40.33%
Operating Profit
728.00
642.21
13.36%
702.95
601.02
16.96%
765.34
544.89
40.46%
728.68
494.79
47.27%
Provision
525.57
540.58
-2.78%
500.16
196.95
153.95%
614.08
199.97
207.09%
638.29
160.68
297.24%
PBT
202.43
101.63
99.18%
202.79
404.07
-49.81%
151.26
344.92
-56.15%
90.39
334.11
-72.95%
PBTM
9.36
4.64
101.72%
8.73
19.40
-55.00%
6.63
18.80
-64.73%
4.06
20.38
-80.08%
TAX
50.00
48.21
3.71%
48.37
138.65
-65.11%
36.41
117.11
-68.91%
23.90
112.60
-78.77%
PAT
152.43
53.42
185.34%
154.42
265.42
-41.82%
114.85
227.81
-49.59%
66.49
221.51
-69.98%
PATM
7.05%
2.44%
6.65%
12.74%
5.03%
12.42%
2.99%
13.51%
EPS
2.55
0.89
186.52%
2.58
4.44
-41.89%
1.92
3.81
-49.61%
1.11
3.71
-70.08%
Gross NPA
1,911.72
1,539.10
24.21%
1,992.07
789.21
152.41%
2,136.52
754.62
183.13%
2,010.48
695.54
189.05%
Gross NPA%
3.34
2.60
28.46%
3.45
1.38
150.00%
3.62
1.38
162.32%
3.33
1.38
141.30%
Net NPA
775.77
912.30
-14.97%
932.68
371.64
150.96%
1,189.37
372.74
219.09%
1,236.41
358.24
245.13%
Net NPA%
1.38
1.56
-11.54%
1.65
0.65
153.85%
2.05
0.69
197.10%
2.07
0.72
187.50%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 20
Mar 19
Mar 18
Mar 17
Net Interest Income
4,230.16
3,893.91
2,541.44
1,820.58
1,221.34
Interest Earned
8,990.27
8,778.65
6,302.09
4,561.48
3,713.16
Interest Expended
4,760.11
4,884.74
3,760.65
2,740.90
2,491.82
Int. income Growth
31.96%
53.22%
39.60%
49.06%
 
Other Income
1,774.68
1,918.04
1,440.98
1,068.81
755.46
Total Income
10,764.95
5,811.95
3,982.42
2,889.39
1,976.80
Total Expenditure
3,079.87
4,918.73
2,558.77
1,826.83
1,233.82
Employee Cost
-
967.50
752.31
581.82
446.14
% Of Sales
-
11.02%
11.94%
12.76%
12.02%
Opt. & Establishment Exp.
-
2,244.12
1,417.40
1,055.01
671.76
% Of Sales
-
25.56%
22.49%
23.13%
18.09%
Provisions
-
1,998.85
640.68
367.48
238.92
% Of Sales
-
22.77%
10.17%
8.06%
6.43%
EBITDA
2,924.97
893.22
1,423.65
1,062.56
742.98
EBITDA Margin
65.74%
22.94%
56.02%
58.36%
60.83%
Depreciation
0.00
145.87
125.81
88.74
61.50
PBT
646.87
747.35
1,297.83
973.83
681.49
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
Provision for Tax
158.68
247.17
436.47
334.63
235.44
Tax Rate
24.53%
33.07%
33.63%
34.36%
34.55%
PAT
488.19
500.18
857.83
637.58
446.05
PAT before Minority Interest
488.19
500.18
861.36
639.20
446.05
Minority Interest
0.00
0.00
-3.53
-1.62
0.00
PAT Margin
8.13%
8.61%
21.54%
22.07%
22.56%
PAT Growth
-36.45%
-41.69%
34.54%
42.94%
 
EPS
8.17
8.37
14.35
10.67
7.46

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Shareholder's Funds
10,564.93
7,534.79
6,680.56
4,336.34
Share Capital
508.70
426.71
419.67
375.20
Total Reserves
10,055.82
7,107.97
6,260.89
3,961.13
Minority Interest
0.00
0.00
18.82
0.00
Deposits
57,812.01
58,357.63
43,883.10
34,588.09
Borrowings
17,006.91
11,832.07
9,261.44
7,979.76
Other Liabilities & Provisions
3,599.61
2,673.30
2,033.36
1,771.35
Total Liabilities
88,983.46
80,397.79
61,877.28
48,675.54
Net Block
430.00
375.57
308.35
224.16
Gross Block
963.35
773.02
602.21
425.75
Accumulated Depreciation
533.35
397.45
293.86
201.58
Total Non-Current Assets
85,411.11
78,117.64
60,314.67
47,383.87
Lease Adjustment A/c
0.00
0.00
0.00
0.00
Capital Work in Progress
62.42
39.94
31.29
34.55
Cash and balance with RBI
6,415.67
4,840.05
2,589.46
2,947.93
Balance with banks and money at call
2,442.90
1,808.67
1,720.69
1,245.72
Investments
18,054.55
16,745.17
15,397.04
13,482.47
Advances
58,005.57
54,308.24
40,267.84
29,449.04
Other Assets
3,572.35
2,280.15
1,562.59
1,291.67
Total Assets
88,983.46
80,397.79
61,877.26
48,675.54
Contingent Liabilities
73,657.97
61,302.59
51,395.93
41,904.46
Bills for collection
2,387.38
2,308.94
1,418.19
822.71
Adjusted Book Value
207.66
176.55
159.16
115.55

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Cash From Operating Activity
-5,172.56
78.24
-2,556.01
3,433.65
PBT
747.35
1,297.84
973.82
681.49
Adjustment
2,151.69
762.63
457.06
1,061.20
Adjustments for Liabilities & Assets
-7,742.68
-1,381.23
-3,611.75
1,911.96
Refund/(Payment) of direct taxes
-328.91
-601.00
-375.14
-221.00
Other Direct Payments
0.00
0.00
0.00
0.00
Cash From Investing Activity
-222.79
-201.71
-165.19
-142.18
Net Fixed Assets
-195.86
-168.16
-159.92
Other Investment Activity
-1185.95
-953.57
-762.40
Cash from Financing Activity
7,697.85
2,566.64
2,994.03
-1,656.14
Closing Cash & Equivalent
8,225.98
5,923.48
3,480.31
3,166.44
Net Cash Inflow / Outflow
2,302.50
2,443.18
272.84
1,635.33
Opening Cash & Equivalents
5,923.48
3,480.31
3,207.47
1,531.11

Financial Ratios

Standalone /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Book Value
207.66
176.55
159.16
115.55
NIM
4.59
3.27
3.04
2.59
Yield on Advances
15.13
11.60
11.33
12.61
Yield on Investments
8.49
7.00
7.56
8.16
Cost of Liabilities
6.53
5.36
5.16
5.85
Interest Spread
8.61
6.25
6.17
6.75
ROCE
6.92%
10.28%
9.73%
9.84%
Cost Income Ratio
52.75
51.32
53.58
53.44
Core Cost Income Ratio
54.24
52.35
56.86
56.86
Operating Costs to Assets
3.45
2.54
2.50
2.17
Loans/Deposits
0.29
0.20
0.21
0.23
Cash/Deposits
0.11
0.08
0.06
0.09
Investment/Deposits
0.31
0.29
0.35
0.39
Inc Loan/Deposits
29.42%
20.28%
21.10%
23.07%
Credit Deposits
100.33%
93.06%
91.76%
85.14%
Interest Expended / Interest earned
55.64%
59.67%
60.09%
67.11%
Interest income / Total funds
9.87%
7.84%
7.37%
7.63%
Interest Expended / Total funds
5.49%
4.68%
4.43%
5.12%
CASA
29.61%
24.93%
24.32%
21.98%

News Update:


  • RBL Bank, ICICI Prudential Life Insurance enter into bancassurance partnership
    9th Dec 2020, 16:34 PM

    This alliance will enable over 8.7 million customers of the bank to access and seamlessly purchase customer-centric protection

    Read More
  • RBL Bank opens additional branch in Delhi
    8th Dec 2020, 17:13 PM

    The full-service additional branch focusing on the end-to-end banking needs of diplomatic missions and diplomats

    Read More
  • RBL Bank to hold virtual cyclothon to raise funds for girl child education
    26th Nov 2020, 17:11 PM

    This is for the seventh year it is organising the 'UMEED 1000 Cyclothon' but this year in challenging COVID-19 circumstances

    Read More
  • RBL Bank reports over 2-fold jump in Q2 consolidated net profit
    28th Oct 2020, 17:14 PM

    Total consolidated income of the bank marginally decreased by 0.75% at Rs 2613.89 crore for Q2FY21

    Read More
  • RBL Bank - Quarterly Results
    28th Oct 2020, 15:40 PM

    Read More
  • RBL Bank partners with Zenpay Solutions
    20th Oct 2020, 14:52 PM

    Zenpay will also offer customers a digital salary card and mobile application

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.