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RBL Bank Ltd.

Bank - Private

Rating :
69/99

BSE: 540065 | NSE: RBLBANK

NSE BSE
323.85
04-Nov-2025
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  329
  •  329.4
  •  321.95
  •  328.75
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  9204487
  •  2993274139.3
  •  332
  •  146.1

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 19,873.79
  • 36.74
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 22,644.02
  • 0.31%
  • 1.25

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 0.00%
  • 12.83%
  • 27.12%
  • FII
  • DII
  • Others
  • 15.49%
  • 34.17%
  • 10.39%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 47.93
  • 21.53
  • 19.11

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 9.05
  • 6.25
  • -7.96

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 0.86
  • 0.88

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 15.50
  • 12.23
  • 12.46

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.57
  • 0.86
  • 0.88

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 10.30
  • 5.40
  • 5.30

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 25
Sep 24
Var%
Jun 25
Jun 24
Var%
Mar 25
Mar 24
Var%
Dec 24
Dec 23
Var%
Interest Earned
3,507.92
3,531.02
-0.65%
3,441.18
3,496.94
-1.59%
3,476.60
3,339.18
4.12%
3,536.55
3,191.46
10.81%
Interest Exp.
1,956.36
1,916.00
2.11%
1,960.43
1,796.29
9.14%
1,912.59
1,739.09
9.98%
1,951.31
1,644.90
18.63%
Net Interest Income
1,551.56
1,615.02
-3.93%
1,480.75
1,700.65
-12.93%
1,564.01
1,600.09
-2.25%
1,585.24
1,546.56
2.50%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
933.67
928.03
0.61%
1,071.39
775.12
38.22%
1,001.31
875.81
14.33%
1,073.92
777.36
38.15%
Total Income
4,441.59
4,459.05
-0.39%
4,512.57
4,272.06
5.63%
4,477.91
4,214.99
6.24%
4,610.47
3,968.82
16.17%
Operating Exp.
1,740.36
1,620.22
7.42%
1,832.35
1,634.07
12.13%
1,686.85
1,576.21
7.02%
1,647.71
1,546.22
6.56%
Operating Profit
744.87
922.83
-19.28%
719.79
841.70
-14.48%
878.47
899.69
-2.36%
1,011.45
777.70
30.06%
Provision
499.70
618.34
-19.19%
442.32
366.28
20.76%
785.14
413.79
89.74%
1,188.90
458.14
159.51%
PBT
245.17
304.49
-19.48%
277.47
475.42
-41.64%
93.33
485.90
-80.79%
-177.45
319.56
-
PBTM
6.99
8.62
-18.91%
8.06
13.60
-40.74%
2.68
14.55
-81.58%
-5.02
10.01
-
TAX
52.71
72.79
-27.59%
63.25
124.37
-49.14%
6.34
121.47
-94.78%
-224.77
74.67
-
PAT
192.46
231.70
-16.94%
214.22
351.05
-38.98%
86.99
364.43
-76.13%
47.32
244.89
-80.68%
PATM
5.49%
6.56%
6.23%
10.04%
2.50%
10.91%
1.34%
7.67%
EPS
3.14
3.78
-16.93%
3.49
5.73
-39.09%
1.42
5.95
-76.13%
0.77
3.99
-80.70%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Net Interest Income
6,181.56
6,464.92
6,043.75
4,997.99
4,296.62
4,136.42
3,893.91
2,541.44
1,820.58
1,221.34
Interest Earned
13,962.25
14,041.11
12,393.80
9,676.61
8,444.86
8,675.88
8,778.65
6,302.09
4,561.48
3,713.16
Interest Expended
7,780.69
7,576.19
6,350.05
4,678.62
4,148.24
4,539.46
4,884.74
3,760.65
2,740.90
2,491.82
Int. income Growth
-4.34%
6.97%
20.92%
16.32%
3.87%
6.23%
53.22%
39.60%
49.06%
 
Other Income
4,080.29
3,778.38
3,059.95
2,506.93
2,351.51
1,874.67
1,918.04
1,440.98
1,068.81
755.46
Total Income
18,042.54
10,243.30
9,103.70
7,504.92
6,648.13
6,011.09
5,811.95
3,982.42
2,889.39
1,976.80
Total Expenditure
6,907.27
9,311.66
7,520.47
6,070.68
6,674.48
5,129.45
4,918.73
2,558.77
1,826.83
1,233.82
Employee Cost
-
2,181.50
1,855.92
1,653.47
1,332.35
1,122.24
967.50
752.31
581.82
446.14
% Of Sales
-
15.54%
14.97%
17.09%
15.78%
12.94%
11.02%
11.94%
12.76%
12.02%
Opt. & Establishment Exp.
-
4,643.17
4,355.12
3,821.44
2,842.05
2,118.49
2,281.43
1,417.40
1,055.01
671.76
% Of Sales
-
33.07%
35.14%
39.49%
33.65%
24.42%
25.99%
22.49%
23.13%
18.09%
Provisions
-
2,958.67
1,778.47
1,021.95
2,860.40
2,227.94
1,961.54
640.68
367.48
238.92
% Of Sales
-
21.07%
14.35%
10.56%
33.87%
25.68%
22.34%
10.17%
8.06%
6.43%
EBITDA
3,354.58
931.64
1,583.23
1,434.24
-26.35
881.64
893.22
1,423.65
1,062.56
742.98
EBITDA Margin
50.53%
14.41%
26.20%
28.70%
-0.61%
21.31%
22.94%
56.02%
58.36%
60.83%
Depreciation
0.00
235.84
234.52
213.09
180.16
169.61
145.87
125.81
88.74
61.50
PBT
438.52
695.80
1,348.71
1,221.14
-206.51
712.03
747.35
1,297.83
973.83
681.49
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-102.47
-21.27
88.82
301.60
-40.36
182.56
247.17
436.47
334.63
235.44
Tax Rate
-23.37%
-3.06%
6.59%
24.70%
19.54%
25.64%
33.07%
33.63%
34.36%
34.55%
PAT
540.99
717.07
1,259.89
919.54
-166.15
529.47
500.18
857.83
637.58
446.05
PAT before Minority Interest
540.99
717.07
1,259.89
919.54
-166.15
529.47
500.18
861.36
639.20
446.05
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
-3.53
-1.62
0.00
PAT Margin
5.27%
7.00%
13.84%
12.25%
-2.50%
8.81%
8.61%
21.54%
22.07%
22.56%
PAT Growth
-54.62%
-43.08%
37.01%
0
-131.38%
5.86%
-41.69%
34.54%
42.94%
 
EPS
8.83
11.70
20.55
15.00
-2.71
8.64
8.16
13.99
10.40
7.28

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Shareholder's Funds
15,669.53
14,837.44
13,525.66
12,530.50
12,666.24
10,564.93
7,534.79
6,680.56
4,336.34
Share Capital
607.88
605.10
599.57
599.51
598.02
508.70
426.71
419.67
375.20
Total Reserves
14,891.78
14,114.64
12,851.11
11,920.43
12,067.59
10,055.82
7,107.97
6,260.89
3,961.13
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
18.82
0.00
Deposits
1,10,932.90
1,03,470.44
84,874.74
79,006.36
73,054.62
57,812.01
58,357.63
43,883.10
34,588.09
Borrowings
13,734.98
14,185.25
13,331.74
11,097.76
11,226.14
17,006.91
11,832.07
9,261.44
7,979.76
Other Liabilities & Provisions
6,434.70
5,960.80
4,073.57
3,528.02
3,671.77
3,599.61
2,673.30
2,033.36
1,771.35
Total Liabilities
1,46,772.11
1,38,453.93
1,15,805.71
1,06,162.64
1,00,618.77
88,983.46
80,397.79
61,877.28
48,675.54
Net Block
637.53
591.24
593.87
496.87
470.75
430.00
375.57
308.35
224.16
Gross Block
1,970.39
1,721.76
1,573.59
1,328.31
1,149.51
963.35
773.02
602.21
425.75
Accumulated Depreciation
1,332.86
1,130.52
979.71
831.44
678.76
533.35
397.45
293.86
201.58
Total Non-Current Assets
1,37,932.24
1,28,486.66
1,08,083.06
1,00,269.42
95,645.76
85,411.11
78,117.64
60,314.67
47,383.87
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
6.96
7.33
45.30
81.55
24.45
62.42
39.94
31.29
34.55
Cash and balance with RBI
10,964.76
12,070.82
6,238.06
13,111.08
6,704.74
6,415.67
4,840.05
2,589.46
2,947.93
Balance with banks and money at call
1,601.63
2,352.60
2,289.13
4,446.19
6,738.08
2,442.90
1,808.67
1,720.69
1,245.72
Investments
32,103.09
29,477.76
28,730.26
22,129.16
23,085.23
18,054.55
16,745.17
15,397.04
13,482.47
Advances
92,618.27
83,986.91
70,186.44
60,004.57
58,622.51
58,005.57
54,308.24
40,267.84
29,449.04
Other Assets
8,839.88
9,967.25
7,722.66
5,893.22
4,973.01
3,572.35
2,280.15
1,562.59
1,291.67
Total Assets
1,46,772.12
1,38,453.91
1,15,805.72
1,06,162.64
1,00,618.77
88,983.46
80,397.79
61,877.26
48,675.54
Contingent Liabilities
1,08,393.76
93,226.07
70,111.52
65,305.61
59,091.20
73,657.97
61,302.59
51,395.93
41,904.46
Bills for collection
3,817.31
3,987.04
3,300.32
3,224.45
2,760.72
2,387.38
2,308.94
1,418.19
822.71
Adjusted Book Value
254.97
243.25
224.33
208.83
211.78
207.66
176.55
159.16
115.55

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Cash From Operating Activity
-824.06
4,954.98
-11,031.25
6,448.91
7,631.44
-5,172.56
78.24
-2,556.01
3,433.65
PBT
695.80
1,348.71
1,221.15
-206.50
712.03
747.35
1,297.84
973.82
681.49
Adjustment
3,618.20
2,421.94
1,651.16
3,399.71
2,570.88
2,151.69
762.63
457.06
1,061.20
Adjustments for Liabilities & Assets
-4,960.02
1,381.73
-13,670.57
3,419.58
4,703.98
-7,742.68
-1,381.23
-3,611.75
1,911.96
Refund/(Payment) of direct taxes
-178.03
-197.40
-232.99
-163.88
-355.44
-328.91
-601.00
-375.14
-221.00
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-280.74
-193.46
-233.55
-264.03
-174.18
-222.79
-201.71
-165.19
-142.18
Net Fixed Assets
-237.66
-95.78
-168.39
-220.62
-131.14
-195.86
-168.16
-159.92
Other Investment Activity
-2031.29
-1833.72
-1768.42
-1510.18
-1338.17
-1185.95
-953.57
-762.40
Cash from Financing Activity
-503.07
842.80
2,234.69
-109.30
-4,206.67
7,697.85
2,566.64
2,994.03
-1,656.14
Closing Cash & Equivalent
12,518.50
14,126.37
8,522.05
17,552.15
11,476.57
8,225.98
5,923.48
3,480.31
3,166.44
Net Cash Inflow / Outflow
-1,607.86
5,604.32
-9,030.11
6,075.58
3,250.60
2,302.50
2,443.18
272.84
1,635.33
Opening Cash & Equivalents
14,126.37
8,522.05
17,552.15
11,476.57
8,225.98
5,923.48
3,480.31
3,207.47
1,531.11

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Book Value
254.97
243.25
224.33
208.83
211.78
207.66
176.55
159.16
115.55
NIM
4.71
4.73
4.65
4.31
4.35
4.59
3.27
3.04
2.59
Yield on Advances
15.16
14.76
13.79
14.07
14.80
15.13
11.60
11.33
12.61
Yield on Investments
7.77
7.36
6.08
7.19
7.15
8.49
7.00
7.56
8.16
Cost of Liabilities
6.08
5.40
4.76
4.60
5.39
6.53
5.36
5.16
5.85
Interest Spread
9.08
9.36
9.02
9.47
9.41
8.61
6.25
6.17
6.75
ROCE
5.80%
8.43%
7.50%
1.70%
6.30%
6.92%
10.28%
9.73%
9.84%
Cost Income Ratio
64.32
65.65
70.11
60.08
51.09
53.39
51.32
53.58
53.44
Core Cost Income Ratio
66.73
66.81
71.34
62.42
53.51
54.90
52.35
56.86
56.86
Operating Costs to Assets
4.49
4.32
4.54
3.76
3.05
3.49
2.54
2.50
2.17
Loans/Deposits
0.12
0.14
0.16
0.14
0.15
0.29
0.20
0.21
0.23
Cash/Deposits
0.10
0.12
0.07
0.17
0.09
0.11
0.08
0.06
0.09
Investment/Deposits
0.29
0.28
0.34
0.28
0.32
0.31
0.29
0.35
0.39
Inc Loan/Deposits
12.38%
13.71%
15.71%
14.05%
15.37%
29.42%
20.28%
21.10%
23.07%
Credit Deposits
83.49%
81.17%
82.69%
75.95%
80.24%
100.33%
93.06%
91.76%
85.14%
Interest Expended / Interest earned
53.96%
51.24%
48.35%
49.12%
52.32%
55.64%
59.67%
60.09%
67.11%
Interest income / Total funds
9.57%
8.95%
8.36%
7.95%
8.62%
9.87%
7.84%
7.37%
7.63%
Interest Expended / Total funds
5.16%
4.59%
4.04%
3.91%
4.51%
5.49%
4.68%
4.43%
5.12%
CASA
34.14%
35.21%
37.35%
35.29%
31.81%
29.61%
24.93%
24.32%
21.98%

Annual Reports:

FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018

News Update:


  • RBL Bank launches eight new branches across India
    20th Oct 2025, 18:11 PM

    The new branches are located in Ahmedabad, Surat, Uttar Pradesh, Haryana, Rajasthan, Andhra Pradesh and Tamil Nadu

    Read More
  • Emirates NBD Bank planning to acquire controlling stake in RBL Bank
    20th Oct 2025, 16:41 PM

    Emirates NBD Bank will also make a mandatory open offer for the purchase of up to 26% stake from the public shareholders of RBL Bank

    Read More
  • RBL Bank reports 17% fall in Q2 consolidated net profit
    20th Oct 2025, 10:51 AM

    The consolidated total income of the bank decreased by 0.39% at Rs 4441.59 crore for Q2FY26

    Read More
  • RBL Bank - Quarterly Results
    19th Oct 2025, 00:00 AM

    Read More
  • RBL Bank enters into bancassurance partnership with LIC
    30th Sep 2025, 15:30 PM

    The partnership underscores the shared commitment of both institutions to expand financial protection and strengthen insurance penetration across India

    Read More
  • RBL Bank enters into strategic partnership with CAMSPay
    12th Aug 2025, 15:30 PM

    As the Merchant Acquiring Settlement Service Partner, RBL Bank will enable seamless acquiring settlement services for CAMSPay

    Read More
  • RBL Bank gets RBI’s nod to acquire aggregate holding in Utkarsh Small Finance Bank
    7th Aug 2025, 11:53 AM

    The ‘aggregate holding’ of the Bank in USFBL shall remain below 10% of the paid-up share capital or voting rights of USFBL, at all times

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.