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:
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Nifty
Sensex
:
:
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79402.29
-218.60 (-0.90%)
-662.87 (-0.83%)

RBL Bank Ltd.

Bank - Private

Rating :
N/A

BSE: 540065 | NSE: RBLBANK

NSE BSE
262.75
05-Jul-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  259.00
  •  263.40
  •  255.00
  •  266.15
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  10987654
  •  28544.86
  •  300.70
  •  158.40

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 9,829.26
  • 8.25
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 11,943.69
  • 0.93%
  • 0.64

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 0.00%
  • 12.63%
  • 34.94%
  • FII
  • DII
  • Others
  • 14.63%
  • 25.21%
  • 12.59%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 32.99
  • 7.89
  • -7.73

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 18.88
  • 20.29
  • -

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 0.91
  • 0.82

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 16.26
  • 12.84
  • 11.79

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.76
  • 0.91
  • 0.82

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 12.16
  • 6.16
  • 5.20

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Interest Earned
3,531.02
3,007.76
17.40%
3,496.94
2,855.40
22.47%
3,339.18
2,642.97
26.34%
3,191.46
2,497.01
27.81%
Interest Exp.
1,916.00
1,532.56
25.02%
1,796.29
1,433.50
25.31%
1,739.09
1,285.06
35.33%
1,644.90
1,220.55
34.77%
Net Interest Income
1,615.02
1,475.20
9.48%
1,700.65
1,421.90
19.60%
1,600.09
1,357.91
17.83%
1,546.56
1,276.46
21.16%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
928.03
712.81
30.19%
775.12
693.97
11.69%
875.81
683.73
28.09%
777.36
624.33
24.51%
Total Income
4,459.05
3,720.57
19.85%
4,272.06
3,549.37
20.36%
4,214.99
3,326.70
26.70%
3,968.82
3,121.34
27.15%
Operating Exp.
1,620.22
1,422.64
13.89%
1,634.07
1,431.45
14.15%
1,576.21
1,416.51
11.27%
1,546.22
1,317.76
17.34%
Operating Profit
922.83
765.37
20.57%
841.70
684.42
22.98%
899.69
625.13
43.92%
777.70
583.03
33.39%
Provision
618.34
640.35
-3.44%
366.28
266.19
37.60%
413.79
234.70
76.31%
458.14
292.74
56.50%
PBT
304.49
125.02
143.55%
475.42
418.23
13.67%
485.90
390.43
24.45%
319.56
290.29
10.08%
PBTM
8.62
4.16
107.21%
13.60
14.65
-7.17%
14.55
14.77
-1.49%
10.01
11.63
-13.93%
TAX
72.79
-206.06
-
124.37
98.74
25.96%
121.47
91.86
32.23%
74.67
65.49
14.02%
PAT
231.70
331.08
-30.02%
351.05
319.49
9.88%
364.43
298.57
22.06%
244.89
224.80
8.94%
PATM
6.56%
11.01%
10.04%
11.19%
10.91%
11.30%
7.67%
9.00%
EPS
3.81
5.45
-30.09%
5.78
5.26
9.89%
6.00
4.91
22.20%
4.03
3.70
8.92%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Net Interest Income
6,462.32
6,043.75
4,997.99
4,296.62
4,136.42
3,893.91
2,541.44
1,820.58
1,221.34
Interest Earned
13,558.60
12,393.80
9,676.61
8,444.86
8,675.88
8,778.65
6,302.09
4,561.48
3,713.16
Interest Expended
7,096.28
6,350.05
4,678.62
4,148.24
4,539.46
4,884.74
3,760.65
2,740.90
2,491.82
Int. income Growth
16.83%
20.92%
16.32%
3.87%
6.23%
53.22%
39.60%
49.06%
 
Other Income
3,356.32
3,059.95
2,506.93
2,351.51
1,874.67
1,918.04
1,440.98
1,068.81
755.46
Total Income
16,914.92
9,103.70
7,504.92
6,648.13
6,011.09
5,811.95
3,982.42
2,889.39
1,976.80
Total Expenditure
6,376.72
7,520.47
6,070.68
6,674.48
5,129.45
4,918.73
2,558.77
1,826.83
1,233.82
Employee Cost
-
1,855.92
1,653.47
1,332.35
1,122.24
967.50
752.31
581.82
446.14
% Of Sales
-
14.97%
17.09%
15.78%
12.94%
11.02%
11.94%
12.76%
12.02%
Opt. & Establishment Exp.
-
4,355.12
3,821.44
2,842.05
2,118.49
2,281.43
1,417.40
1,055.01
671.76
% Of Sales
-
35.14%
39.49%
33.65%
24.42%
25.99%
22.49%
23.13%
18.09%
Provisions
-
1,778.47
1,021.95
2,860.40
2,227.94
1,961.54
640.68
367.48
238.92
% Of Sales
-
14.35%
10.56%
33.87%
25.68%
22.34%
10.17%
8.06%
6.43%
EBITDA
3,441.92
1,583.23
1,434.24
-26.35
881.64
893.22
1,423.65
1,062.56
742.98
EBITDA Margin
52.97%
26.20%
28.70%
-0.61%
21.31%
22.94%
56.02%
58.36%
60.83%
Depreciation
0.00
234.52
213.09
180.16
169.61
145.87
125.81
88.74
61.50
PBT
1,585.37
1,348.71
1,221.14
-206.51
712.03
747.35
1,297.83
973.83
681.49
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
393.30
88.82
301.60
-40.36
182.56
247.17
436.47
334.63
235.44
Tax Rate
24.81%
6.59%
24.70%
19.54%
25.64%
33.07%
33.63%
34.36%
34.55%
PAT
1,192.07
1,259.89
919.54
-166.15
529.47
500.18
857.83
637.58
446.05
PAT before Minority Interest
1,192.07
1,259.89
919.54
-166.15
529.47
500.18
861.36
639.20
446.05
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
-3.53
-1.62
0.00
PAT Margin
12.14%
13.84%
12.25%
-2.50%
8.81%
8.61%
21.54%
22.07%
22.56%
PAT Growth
1.54%
37.01%
0
-131.38%
5.86%
-41.69%
34.54%
42.94%
 
EPS
19.62
20.73
15.13
-2.73
8.71
8.23
14.12
10.49
7.34

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Shareholder's Funds
14,837.44
13,525.66
12,530.50
12,666.24
10,564.93
7,534.79
6,680.56
4,336.34
Share Capital
605.10
599.57
599.51
598.02
508.70
426.71
419.67
375.20
Total Reserves
14,114.64
12,851.11
11,920.43
12,067.59
10,055.82
7,107.97
6,260.89
3,961.13
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
18.82
0.00
Deposits
1,03,470.44
84,874.74
79,006.36
73,054.62
57,812.01
58,357.63
43,883.10
34,588.09
Borrowings
14,185.25
13,331.74
11,097.76
11,226.14
17,006.91
11,832.07
9,261.44
7,979.76
Other Liabilities & Provisions
5,960.80
4,073.57
3,528.02
3,671.77
3,599.61
2,673.30
2,033.36
1,771.35
Total Liabilities
1,38,453.93
1,15,805.71
1,06,162.64
1,00,618.77
88,983.46
80,397.79
61,877.28
48,675.54
Net Block
591.24
593.87
496.87
470.75
430.00
375.57
308.35
224.16
Gross Block
1,721.76
1,573.59
1,328.31
1,149.51
963.35
773.02
602.21
425.75
Accumulated Depreciation
1,130.52
979.71
831.44
678.76
533.35
397.45
293.86
201.58
Total Non-Current Assets
1,28,486.66
1,08,083.06
1,00,269.42
95,645.76
85,411.11
78,117.64
60,314.67
47,383.87
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
7.33
45.30
81.55
24.45
62.42
39.94
31.29
34.55
Cash and balance with RBI
12,070.82
6,238.06
13,111.08
6,704.74
6,415.67
4,840.05
2,589.46
2,947.93
Balance with banks and money at call
2,352.60
2,289.13
4,446.19
6,738.08
2,442.90
1,808.67
1,720.69
1,245.72
Investments
29,477.76
28,730.26
22,129.16
23,085.23
18,054.55
16,745.17
15,397.04
13,482.47
Advances
83,986.91
70,186.44
60,004.57
58,622.51
58,005.57
54,308.24
40,267.84
29,449.04
Other Assets
9,967.25
7,722.66
5,893.22
4,973.01
3,572.35
2,280.15
1,562.59
1,291.67
Total Assets
1,38,453.91
1,15,805.72
1,06,162.64
1,00,618.77
88,983.46
80,397.79
61,877.26
48,675.54
Contingent Liabilities
93,226.07
70,111.52
65,305.61
59,091.20
73,657.97
61,302.59
51,395.93
41,904.46
Bills for collection
3,987.04
3,300.32
3,224.45
2,760.72
2,387.38
2,308.94
1,418.19
822.71
Adjusted Book Value
243.25
224.33
208.83
211.78
207.66
176.55
159.16
115.55

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Cash From Operating Activity
4,954.98
-11,031.25
6,448.91
7,631.44
-5,172.56
78.24
-2,556.01
3,433.65
PBT
1,348.71
1,221.15
-206.50
712.03
747.35
1,297.84
973.82
681.49
Adjustment
2,421.94
1,651.16
3,399.71
2,570.88
2,151.69
762.63
457.06
1,061.20
Adjustments for Liabilities & Assets
1,381.73
-13,670.57
3,419.58
4,703.98
-7,742.68
-1,381.23
-3,611.75
1,911.96
Refund/(Payment) of direct taxes
-197.40
-232.99
-163.88
-355.44
-328.91
-601.00
-375.14
-221.00
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-193.46
-233.55
-264.03
-174.18
-222.79
-201.71
-165.19
-142.18
Net Fixed Assets
-95.78
-168.39
-220.62
-131.14
-195.86
-168.16
-159.92
Other Investment Activity
-1833.72
-1768.42
-1510.18
-1338.17
-1185.95
-953.57
-762.40
Cash from Financing Activity
842.80
2,234.69
-109.30
-4,206.67
7,697.85
2,566.64
2,994.03
-1,656.14
Closing Cash & Equivalent
14,126.37
8,522.05
17,552.15
11,476.57
8,225.98
5,923.48
3,480.31
3,166.44
Net Cash Inflow / Outflow
5,604.32
-9,030.11
6,075.58
3,250.60
2,302.50
2,443.18
272.84
1,635.33
Opening Cash & Equivalents
8,522.05
17,552.15
11,476.57
8,225.98
5,923.48
3,480.31
3,207.47
1,531.11

Financial Ratios

Standalone /

Consolidated
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Book Value
243.25
224.33
208.83
211.78
207.66
176.55
159.16
115.55
NIM
4.73
4.65
4.31
4.35
4.59
3.27
3.04
2.59
Yield on Advances
14.76
13.79
14.07
14.80
15.13
11.60
11.33
12.61
Yield on Investments
7.36
6.08
7.19
7.15
8.49
7.00
7.56
8.16
Cost of Liabilities
5.40
4.76
4.60
5.39
6.53
5.36
5.16
5.85
Interest Spread
9.36
9.02
9.47
9.41
8.61
6.25
6.17
6.75
ROCE
8.43%
7.50%
1.70%
6.30%
6.92%
10.28%
9.73%
9.84%
Cost Income Ratio
65.65
70.11
60.08
51.09
53.39
51.32
53.58
53.44
Core Cost Income Ratio
66.81
71.34
62.42
53.51
54.90
52.35
56.86
56.86
Operating Costs to Assets
4.32
4.54
3.76
3.05
3.49
2.54
2.50
2.17
Loans/Deposits
0.14
0.16
0.14
0.15
0.29
0.20
0.21
0.23
Cash/Deposits
0.12
0.07
0.17
0.09
0.11
0.08
0.06
0.09
Investment/Deposits
0.28
0.34
0.28
0.32
0.31
0.29
0.35
0.39
Inc Loan/Deposits
13.71%
15.71%
14.05%
15.37%
29.42%
20.28%
21.10%
23.07%
Credit Deposits
81.17%
82.69%
75.95%
80.24%
100.33%
93.06%
91.76%
85.14%
Interest Expended / Interest earned
51.24%
48.35%
49.12%
52.32%
55.64%
59.67%
60.09%
67.11%
Interest income / Total funds
8.95%
8.36%
7.95%
8.62%
9.87%
7.84%
7.37%
7.63%
Interest Expended / Total funds
4.59%
4.04%
3.91%
4.51%
5.49%
4.68%
4.43%
5.12%
CASA
35.21%
37.35%
35.29%
31.81%
29.61%
24.93%
24.32%
21.98%

Annual Reports:

FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015

News Update:


  • RBL Bank reports 30% fall in Q2 consolidated net profit
    19th Oct 2024, 17:58 PM

    Consolidated total income of the Bank increased by 19.85% at Rs 4,459.05 crore for Q2FY25

    Read More
  • RBL Bank reports 15% growth in gross advances in Q2FY25
    7th Oct 2024, 14:42 PM

    Total deposits grew 20% to Rs 1,08,028 crore (provisional) as of September 30, 2024

    Read More
  • RBL Bank reports 10% rise in Q1 consolidated net profit
    20th Jul 2024, 16:17 PM

    Total consolidated income of the bank increased by 20.36% at Rs 4272.06 crore for Q1FY25

    Read More
  • RBL Bank - Quarterly Results
    20th Jul 2024, 12:32 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.