Nifty
:
24946.50
Sensex
:
81796.15
227.90 (0.92%)
677.55 (0.84%)
Nifty
Sensex
:
:
24946.50
81796.15
227.90 (0.92%)
677.55 (0.84%)

State Bank Of India

Bank - Public

Rating :
62/99

BSE: 500112 | NSE: SBIN

NSE BSE
792.50
16-Jun-2025
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  792.5
  •  795.4
  •  786.15
  •  792.35
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  8085001
  •  6397493172.15
  •  899
  •  680

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 7,07,588.50
  • 9.12
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 10,90,960.59
  • 2.01%
  • 1.54

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 57.43%
  • 0.52%
  • 6.44%
  • FII
  • DII
  • Others
  • 9.93%
  • 23.06%
  • 2.62%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 6.66
  • -2.36
  • 6.97

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 20.33
  • 27.25
  • 11.78

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.50
  • 1.63

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 10.81
  • 10.76
  • 10.34

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.39
  • 1.50
  • 1.63

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 7.91
  • 8.03
  • 8.89

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Var%
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Interest Earned
1,26,997.00
1,17,469.38
8.11%
1,24,653.66
1,12,868.34
10.44%
1,21,044.68
1,07,390.78
12.71%
1,18,242.45
1,01,460.01
16.54%
Interest Exp.
78,227.05
70,644.02
10.73%
77,396.74
68,091.94
13.67%
73,618.76
62,955.15
16.94%
71,700.78
58,044.94
23.53%
Net Interest Income
48,769.95
46,825.36
4.15%
47,256.92
44,776.40
5.54%
47,425.92
44,435.63
6.73%
46,541.67
43,415.07
7.20%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
52,565.32
47,444.98
10.79%
43,199.91
40,203.30
7.45%
42,757.70
36,865.34
15.98%
33,882.60
30,872.77
9.75%
Total Income
1,79,562.32
1,64,914.36
8.88%
1,67,853.57
1,53,071.64
9.66%
1,63,802.38
1,44,256.12
13.55%
1,52,125.05
1,32,332.78
14.96%
Operating Exp.
66,968.93
63,026.95
6.25%
62,892.24
61,189.62
2.78%
57,123.47
58,597.64
-2.52%
49,588.88
45,979.63
7.85%
Operating Profit
34,366.34
31,243.39
10.00%
27,564.59
23,790.08
15.87%
33,060.15
22,703.33
45.62%
30,835.39
28,308.21
8.93%
Provision
7,469.52
2,391.53
212.33%
1,998.19
1,445.25
38.26%
5,585.84
767.62
627.68%
4,407.62
3,100.57
42.16%
PBT
26,896.82
28,851.86
-6.78%
25,566.40
15,244.83
67.71%
27,474.31
21,935.71
25.25%
26,427.77
25,207.64
4.84%
PBTM
21.18
24.56
-13.76%
20.51
13.51
51.81%
22.70
20.43
11.11%
22.35
24.84
-10.02%
TAX
6,955.43
7,115.39
-2.25%
6,391.05
3,962.17
61.30%
7,254.69
5,552.53
30.66%
6,746.97
6,471.69
4.25%
PAT
19,941.39
21,736.47
-8.26%
19,175.35
11,282.66
69.95%
20,219.62
16,383.18
23.42%
19,680.80
18,735.95
5.04%
PATM
15.70%
18.50%
15.38%
10.00%
16.70%
15.26%
16.64%
18.47%
EPS
22.55
24.58
-8.26%
21.68
12.76
69.91%
22.86
18.52
23.43%
22.25
21.18
5.05%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Interest Income
-
1,89,994.45
1,79,452.46
1,60,863.76
1,33,778.35
1,22,105.31
1,08,727.86
97,454.71
82,367.30
81,332.43
77,585.39
Interest Earned
-
4,90,937.79
4,39,188.51
3,50,844.58
2,89,972.69
2,78,115.48
2,69,851.66
2,53,322.17
2,28,970.28
2,30,447.10
2,20,632.75
Interest Expended
-
3,00,943.34
2,59,736.05
1,89,980.82
1,56,194.34
1,56,010.17
1,61,123.80
1,55,867.46
1,46,602.98
1,49,114.67
1,43,047.36
Int. income Growth
-
5.87%
11.56%
20.25%
9.56%
12.30%
11.57%
18.32%
1.27%
4.83%
 
Other Income
-
1,72,405.53
1,55,386.39
1,22,533.56
1,17,000.40
1,07,222.41
98,158.99
77,365.19
77,557.39
68,193.17
52,828.39
Total Income
-
3,62,399.98
3,34,838.85
2,83,397.32
2,50,778.75
2,29,327.72
2,06,886.85
1,74,819.90
1,59,924.69
1,49,525.60
1,30,413.78
Total Expenditure
-
2,52,067.69
2,39,845.41
2,04,354.24
1,97,390.49
1,92,845.48
1,73,203.73
1,65,410.68
1,69,064.10
1,45,669.74
1,12,232.92
Employee Cost
-
70,395.70
83,671.19
61,920.91
61,445.13
54,330.83
48,850.54
43,795.01
35,410.62
35,691.21
32,525.60
% Of Sales
-
14.34%
19.05%
17.65%
21.19%
19.54%
18.10%
17.29%
15.47%
15.49%
14.74%
Opt. & Establishment Exp.
-
1,70,134.63
1,55,985.85
1,31,538.36
1,16,570.98
99,772.19
86,562.46
74,485.27
63,838.29
54,509.71
41,785.63
% Of Sales
-
34.66%
35.52%
37.49%
40.20%
35.87%
32.08%
29.40%
27.88%
23.65%
18.94%
Provisions
-
19,451.00
7,714.79
18,184.55
26,679.74
46,089.32
45,053.61
54,090.34
76,003.97
61,290.88
37,929.81
% Of Sales
-
3.96%
1.76%
5.18%
9.20%
16.57%
16.70%
21.35%
33.19%
26.60%
17.19%
EBITDA
-
1,10,332.29
94,993.44
79,043.08
53,388.26
36,482.24
33,683.12
9,409.22
-9,139.41
3,855.86
18,180.86
EBITDA Margin
-
58.07%
52.94%
49.14%
39.91%
29.88%
30.98%
9.65%
-11.10%
4.74%
23.43%
Depreciation
-
3,956.82
3,763.21
3,644.79
3,652.68
3,673.43
3,631.44
3,479.97
3,094.39
2,911.03
4.06
PBT
-
1,06,375.46
91,230.23
75,398.29
49,735.58
32,808.81
30,051.68
5,929.25
-12,233.80
944.83
18,176.79
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-
27,358.31
23,091.97
18,839.86
13,379.41
8,529.09
11,874.85
2,860.18
-8,046.39
1,335.50
5,433.50
Tax Rate
-
25.72%
25.31%
24.99%
26.90%
26.00%
39.51%
48.24%
65.77%
141.35%
29.89%
PAT
-
76,055.86
65,679.51
54,456.72
34,546.87
22,797.36
16,804.66
2,018.16
-4,994.45
-52.05
11,948.78
PAT before Minority Interest
-
79,017.15
68,138.26
56,558.43
36,356.17
24,279.72
18,176.83
3,069.07
-4,187.41
-390.67
12,743.29
Minority Interest
-
-2,961.29
-2,458.75
-2,101.71
-1,809.30
-1,482.36
-1,372.17
-1,050.91
-807.04
338.62
-794.51
PAT Margin
-
20.99%
19.62%
19.22%
13.78%
9.94%
8.12%
1.15%
-3.12%
-0.03%
9.16%
PAT Growth
-
15.80%
20.61%
57.63%
51.54%
35.66%
732.67%
0
0
-100.44%
 
EPS
-
85.99
74.26
61.57
39.06
25.77
19.00
2.28
-5.65
-0.06
13.51

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
4,87,036.76
4,14,939.17
3,58,931.32
3,05,588.05
2,75,561.56
2,51,060.12
2,34,495.66
2,30,321.95
2,17,192.15
1,80,592.37
Share Capital
892.46
892.46
892.46
892.46
892.46
892.46
892.46
892.46
797.35
776.28
Total Reserves
4,86,144.30
4,14,046.71
3,58,038.86
3,04,695.58
2,74,669.10
2,50,167.66
2,33,603.20
2,29,429.49
2,16,394.80
1,79,816.09
Minority Interest
18,025.84
15,617.96
12,836.62
11,207.42
9,625.92
7,943.82
6,036.99
4,615.25
6,480.65
6,267.40
Deposits
54,39,898.02
49,66,537.49
44,68,535.51
40,87,410.60
37,15,331.24
32,74,160.63
29,40,541.06
27,22,178.28
25,99,810.66
22,53,857.56
Borrowings
6,10,857.24
6,39,609.50
5,21,151.95
4,49,159.78
4,33,796.21
3,32,900.67
4,13,747.66
3,69,079.34
3,36,365.66
3,61,399.39
Other Liabilities & Provisions
7,58,367.48
6,97,074.68
5,92,962.92
5,07,517.68
4,11,303.62
3,31,427.10
2,93,642.82
2,90,249.75
2,85,272.44
2,71,366.42
Total Liabilities
73,14,185.34
67,33,778.80
59,54,418.32
53,60,883.53
48,45,618.55
41,97,492.34
38,88,464.19
36,16,444.57
34,45,121.56
30,73,483.14
Net Block
45,763.48
44,137.29
44,023.81
39,229.50
39,698.61
39,608.41
39,940.76
40,300.72
50,250.53
14,474.69
Gross Block
88,121.76
83,621.02
80,629.14
72,936.73
70,410.21
67,355.94
64,941.50
62,702.55
70,737.83
32,374.49
Accumulated Depreciation
42,358.28
39,483.73
36,605.33
33,707.23
30,711.61
27,747.53
25,000.74
22,401.83
20,487.31
17,899.80
Total Non-Current Assets
68,60,702.50
62,66,101.39
55,43,729.28
50,08,981.05
44,83,573.09
38,96,988.89
36,12,338.81
33,80,427.68
32,48,305.59
28,97,450.63
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
-4.70
-4.70
Capital Work in Progress
574.22
570.89
383.57
280.53
468.18
469.76
762.30
925.07
694.92
785.70
Cash and balance with RBI
2,27,485.16
2,25,356.34
2,47,321.05
3,18,492.43
2,13,498.62
1,66,968.46
1,77,362.74
1,50,769.46
1,61,018.61
1,60,424.57
Balance with banks and money at call
1,30,447.79
1,01,215.97
70,990.86
80,412.69
1,34,208.42
87,346.80
48,149.52
44,519.65
1,12,178.54
44,134.90
Investments
22,05,601.11
21,10,548.23
19,13,107.86
17,76,489.90
15,95,100.27
12,28,284.28
11,19,269.82
11,83,794.24
10,27,280.87
8,07,374.58
Advances
42,50,830.74
37,84,272.67
32,67,902.13
27,94,076.00
25,00,598.99
23,74,311.18
22,26,853.67
19,60,118.54
18,96,886.82
18,70,260.89
Other Assets
4,53,482.86
4,67,677.42
4,10,689.04
3,51,902.48
3,62,045.47
3,00,503.45
2,76,125.40
2,36,016.89
1,96,815.98
1,76,032.52
Total Assets
73,14,185.36
67,33,778.81
59,54,418.32
53,60,883.53
48,45,618.56
41,97,492.34
38,88,464.21
36,16,444.57
34,45,121.57
30,73,483.15
Contingent Liabilities
26,78,111.54
23,97,594.80
18,35,524.38
20,07,232.49
17,14,239.52
12,21,083.11
11,21,246.28
11,66,334.80
11,84,907.82
11,84,201.34
Bills for collection
64,472.56
67,823.23
64,571.94
77,783.06
56,557.64
55,790.70
70,047.23
74,060.22
1,55,454.12
1,06,611.68
Adjusted Book Value
515.07
434.06
371.08
316.22
282.35
254.69
235.13
230.23
227.75
230.87

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
48,486.29
21,632.43
-86,013.68
57,694.85
89,918.93
23,928.53
29,556.01
-96,507.91
77,406.00
14,476.68
PBT
1,04,909.48
90,186.45
74,488.30
48,756.34
30,921.71
31,907.56
4,451.06
-12,613.79
1,576.74
17,658.09
Adjustment
28,705.54
14,937.32
32,181.13
35,578.03
54,812.31
44,835.25
63,913.98
79,238.01
67,661.24
44,857.42
Adjustments for Liabilities & Assets
-51,367.28
-52,223.06
-1,75,359.39
-17,615.23
8,004.41
-37,954.79
-30,633.80
-1,55,121.70
9,545.95
-38,540.40
Refund/(Payment) of direct taxes
-33,761.45
-31,268.27
-17,323.72
-9,024.30
-3,819.49
-14,859.49
-8,175.23
-8,010.42
-1,377.93
-9,498.43
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-5,634.74
-4,251.72
-4,040.97
-3,618.51
-3,736.23
-3,323.69
-856.77
11,065.77
-2,832.12
-3,668.56
Net Fixed Assets
-4102.84
-2987.59
-7328.62
-2019.58
-2614.68
-1636.20
-1487.19
-2716.41
-34635.68
-2298.08
Other Investment Activity
-87536.41
-83222.82
-79812.77
-72601.87
-70169.75
-65088.15
-51529.41
-63940.11
-62060.14
-27186.31
Cash from Financing Activity
-13,739.08
-9,896.28
6,386.38
-3,844.51
7,142.67
5,429.52
447.64
5,547.16
-4,196.48
4,348.45
Closing Cash & Equivalent
3,57,932.94
3,26,572.30
3,18,311.91
3,98,905.12
3,47,707.04
2,54,315.26
2,25,512.26
1,95,289.11
2,73,197.16
2,04,559.47
Net Cash Inflow / Outflow
29,112.47
7,484.44
-83,668.27
50,231.82
93,325.37
26,034.36
29,146.87
-79,894.98
70,377.40
15,156.57
Opening Cash & Equivalents
3,26,572.30
3,18,311.91
3,98,905.12
3,47,707.04
2,54,315.26
2,25,512.26
1,95,289.11
2,73,197.16
2,04,559.47
1,88,481.05

Financial Ratios

Consolidated /

Standalone
Description
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value
515.07
434.06
371.08
316.22
282.35
254.69
235.13
230.23
227.75
230.87
NIM
2.79
2.88
2.93
2.69
2.75
2.82
2.73
2.47
2.54
2.69
Yield on Advances
11.55
11.61
10.74
10.38
11.12
11.37
11.38
11.68
12.15
11.80
Yield on Investments
6.50
6.22
5.85
5.62
5.93
6.84
7.52
7.54
7.59
7.79
Cost of Liabilities
4.97
4.63
3.81
3.44
3.76
4.47
4.65
4.74
5.08
5.47
Interest Spread
6.58
6.97
6.93
6.94
7.36
6.90
6.73
6.94
7.07
6.33
ROCE
13.76%
13.20%
12.46%
8.77%
7.08%
6.99%
3.35%
-0.30%
2.06%
6.08%
Cost Income Ratio
65.28
70.45
66.98
69.53
65.60
63.70
65.67
60.12
58.38
56.98
Core Cost Income Ratio
68.58
73.47
67.03
71.21
67.81
66.66
66.35
65.47
64.30
59.87
Operating Costs to Assets
3.23
3.50
3.19
3.25
3.10
3.14
2.95
2.66
2.53
2.42
Loans/Deposits
0.11
0.13
0.12
0.11
0.12
0.10
0.14
0.14
0.13
0.16
Cash/Deposits
0.04
0.05
0.06
0.08
0.06
0.05
0.06
0.06
0.06
0.07
Investment/Deposits
0.41
0.43
0.43
0.43
0.43
0.38
0.38
0.43
0.40
0.36
Inc Loan/Deposits
11.23%
12.88%
11.66%
10.99%
11.68%
10.17%
14.07%
13.56%
12.94%
16.03%
Credit Deposits
78.14%
76.20%
73.13%
68.36%
67.30%
72.52%
75.73%
72.01%
72.96%
82.98%
Interest Expended / Interest earned
61.30%
59.14%
54.15%
53.87%
56.10%
59.71%
61.53%
64.03%
64.71%
64.84%
Interest income / Total funds
6.71%
6.52%
5.89%
5.41%
5.74%
6.43%
6.51%
6.33%
6.69%
7.18%
Interest Expended / Total funds
4.11%
3.86%
3.19%
2.91%
3.22%
3.84%
4.01%
4.05%
4.33%
4.65%
CASA
38.77%
39.93%
42.67%
44.52%
45.40%
44.17%
44.55%
44.46%
43.70%
40.62%

Annual Reports:

FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016

News Update:


  • RBI imposes monetary penalty of Rs 1.72 crore on SBI
    10th May 2025, 18:14 PM

    The penalty has been imposed for non-compliance with certain directions issued by RBI

    Read More
  • SBI to divest stake in Yes Bank
    9th May 2025, 17:41 PM

    The bank has received approval from Executive Committee of the Central Board of the Bank to divest equity shares in Yes Bank

    Read More
  • State Bank of India reports 8% fall in Q4 consolidated net profit
    5th May 2025, 10:28 AM

    Consolidated total income of the bank increased by 8.88% at Rs 179562.32 crore for Q4FY25

    Read More
  • SBI signs MoU with Land Ports Authority of India
    30th Apr 2025, 10:49 AM

    MoU aims to strengthen banking services infrastructure across 26 land ports bordering neighbouring countries

    Read More
  • SBI, Citi join hands to provide social loan facility for country's farmers
    4th Apr 2025, 16:51 PM

    India's largest lender will be on lending $ 295 million, or over Rs 2,500 crore of loans, to the country's farmers

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.