Nifty
:
23897.70
Sensex
:
76515.43
24.25 (0.10%)
362.57 (0.48%)
Nifty
Sensex
:
:
23897.70
76515.43
24.25 (0.10%)
362.57 (0.48%)

State Bank Of India

Bank - Public

Rating :
58/99

BSE: 500112 | NSE: SBIN

NSE BSE
1016.10
04-Sep-2026
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  1026
  •  1029.2
  •  1016.1
  •  1023.40
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  6724566
  •  6869612159.9
  •  1234.7
  •  805.6

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 9,38,753.81
  • 10.89
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 14,47,374.22
  • 1.71%
  • 1.60

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 55.47%
  • 0.60%
  • 5.79%
  • FII
  • DII
  • Others
  • 10.81%
  • 24.00%
  • 3.33%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 2.20
  • 4.45
  • 5.44

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 22.54
  • 18.81
  • 7.59

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.63
  • 1.66

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 11.04
  • 10.88
  • 10.49

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.46
  • 1.63
  • 1.66

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 8.34
  • 9.00
  • 9.56

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 26
Jun 25
Var%
Mar 26
Mar 25
Var%
Dec 25
Dec 24
Var%
Sep 25
Sep 24
Var%
Interest Earned
1,36,240.49
1,25,563.08
8.50%
1,31,080.12
1,26,840.21
3.34%
1,30,589.72
1,24,653.66
4.76%
1,28,040.50
1,21,044.68
5.78%
Interest Exp.
82,247.57
78,266.46
5.09%
79,953.43
78,227.05
2.21%
78,782.55
77,396.74
1.79%
78,002.37
73,618.76
5.95%
Net Interest Income
53,992.92
47,296.62
14.16%
51,126.69
48,613.16
5.17%
51,807.17
47,256.92
9.63%
50,038.13
47,425.92
5.51%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
43,821.37
41,428.74
5.78%
49,998.90
52,722.11
-5.17%
55,058.61
43,199.91
27.45%
47,857.29
42,757.70
11.93%
Total Income
1,80,061.86
1,66,991.82
7.83%
1,81,079.02
1,79,562.32
0.84%
1,85,648.33
1,67,853.57
10.60%
1,75,897.79
1,63,802.38
7.38%
Operating Exp.
59,182.61
54,232.70
9.13%
71,388.69
66,968.93
6.60%
71,250.61
62,892.24
13.29%
65,778.45
57,123.47
15.15%
Operating Profit
38,631.68
34,492.66
12.00%
29,736.90
34,366.34
-13.47%
35,615.17
27,564.59
29.21%
32,116.97
33,060.15
-2.85%
Provision
5,747.88
5,263.54
9.20%
3,661.39
7,469.52
-50.98%
5,548.46
1,998.19
177.67%
6,486.90
5,585.84
16.13%
PBT
32,883.80
29,229.12
12.50%
26,075.51
26,896.82
-3.05%
30,066.71
25,566.40
17.60%
28,656.64
27,474.31
4.30%
PBTM
24.14
23.28
3.69%
19.89
21.21
-6.22%
23.02
20.51
12.24%
22.38
22.70
-1.41%
TAX
8,304.76
7,602.48
9.24%
5,914.21
6,955.43
-14.97%
8,190.67
6,391.05
28.16%
7,152.15
7,254.69
-1.41%
PAT
24,579.04
21,626.64
13.65%
20,161.30
19,941.39
1.10%
21,876.04
19,175.35
14.08%
21,504.49
20,219.62
6.35%
PATM
18.04%
17.22%
15.38%
15.72%
16.75%
15.38%
16.80%
16.70%
EPS
26.84
23.61
13.68%
22.01
21.77
1.10%
23.89
20.94
14.09%
23.48
22.08
6.34%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Net Interest Income
2,06,964.91
1,99,927.78
1,89,369.36
1,79,452.46
1,60,863.76
1,33,778.35
1,22,105.31
1,08,727.86
97,454.71
82,367.30
81,332.43
Interest Earned
5,25,950.83
5,14,932.59
4,90,312.70
4,39,188.51
3,50,844.58
2,89,972.69
2,78,115.48
2,69,851.66
2,53,322.17
2,28,970.28
2,30,447.10
Interest Expended
3,18,985.92
3,15,004.81
3,00,943.34
2,59,736.05
1,89,980.82
1,56,194.34
1,56,010.17
1,61,123.80
1,55,867.46
1,46,602.98
1,49,114.67
Int. income Growth
8.59%
5.58%
5.53%
11.56%
20.25%
9.56%
12.30%
11.57%
18.32%
1.27%
 
Other Income
1,96,736.17
1,97,710.94
1,73,030.62
1,55,386.39
1,22,533.56
1,17,000.40
1,07,222.41
98,158.99
77,365.19
77,557.39
68,193.17
Total Income
7,22,687.00
3,97,638.72
3,62,399.98
3,34,838.85
2,83,397.32
2,50,778.75
2,29,327.72
2,06,886.85
1,74,819.90
1,59,924.69
1,49,525.60
Total Expenditure
2,67,600.36
2,78,759.80
2,52,067.69
2,39,845.41
2,04,354.24
1,97,390.49
1,92,845.48
1,73,203.73
1,65,410.68
1,69,064.10
1,45,669.74
Employee Cost
-
72,768.24
70,395.70
83,671.19
61,920.91
61,445.13
54,330.83
48,850.54
43,795.01
35,410.62
35,691.21
% Of Sales
-
14.13%
14.36%
19.05%
17.65%
21.19%
19.54%
18.10%
17.29%
15.47%
15.49%
Opt. & Establishment Exp.
-
1,94,677.86
1,70,134.63
1,55,985.85
1,31,538.36
1,16,570.98
99,772.19
86,562.46
74,485.27
63,838.29
54,509.71
% Of Sales
-
37.81%
34.70%
35.52%
37.49%
40.20%
35.87%
32.08%
29.40%
27.88%
23.65%
Provisions
-
20,905.00
19,451.00
7,714.79
18,184.55
26,679.74
46,089.32
45,053.61
54,090.34
76,003.97
61,290.88
% Of Sales
-
4.06%
3.97%
1.76%
5.18%
9.20%
16.57%
16.70%
21.35%
33.19%
26.60%
EBITDA
1,36,100.72
1,18,878.92
1,10,332.29
94,993.44
79,043.08
53,388.26
36,482.24
33,683.12
9,409.22
-9,139.41
3,855.86
EBITDA Margin
49.12%
59.46%
58.26%
52.94%
49.14%
39.91%
29.88%
30.98%
9.65%
-11.10%
4.74%
Depreciation
0.00
4,795.65
3,956.82
3,763.21
3,644.79
3,652.68
3,673.43
3,631.44
3,479.97
3,094.39
2,911.03
PBT
1,17,682.66
1,14,083.27
1,06,375.46
91,230.23
75,398.29
49,735.58
32,808.81
30,051.68
5,929.25
-12,233.80
944.83
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
29,561.79
28,914.80
27,358.31
23,091.97
18,839.86
13,379.41
8,529.09
11,874.85
2,860.18
-8,046.39
1,335.50
Tax Rate
25.12%
25.35%
25.72%
25.31%
24.99%
26.90%
26.00%
39.51%
48.24%
65.77%
141.35%
PAT
84,666.00
81,801.58
76,055.86
65,679.51
54,456.72
34,546.87
22,797.36
16,804.66
2,018.16
-4,994.45
-52.05
PAT before Minority Interest
88,120.87
85,168.47
79,017.15
68,138.26
56,558.43
36,356.17
24,279.72
18,176.83
3,069.07
-4,187.41
-390.67
Minority Interest
-3,454.87
-3,366.89
-2,961.29
-2,458.75
-2,101.71
-1,809.30
-1,482.36
-1,372.17
-1,050.91
-807.04
338.62
PAT Margin
20.97%
20.57%
20.99%
19.62%
19.22%
13.78%
9.94%
8.12%
1.15%
-3.12%
-0.03%
PAT Growth
8.84%
7.55%
15.80%
20.61%
57.63%
51.54%
35.66%
732.67%
0
0
 
EPS
96.22
89.32
83.05
71.72
59.46
37.72
24.89
18.35
2.20
-5.45
-0.06

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Shareholder's Funds
5,96,130.87
4,87,036.76
4,14,939.17
3,58,931.32
3,05,588.05
2,75,561.56
2,51,060.12
2,34,495.66
2,30,321.95
2,17,192.15
Share Capital
923.06
892.46
892.46
892.46
892.46
892.46
892.46
892.46
892.46
797.35
Total Reserves
5,95,207.81
4,86,144.30
4,14,046.71
3,58,038.86
3,04,695.58
2,74,669.10
2,50,167.66
2,33,603.20
2,29,429.49
2,16,394.80
Minority Interest
18,768.28
18,025.84
15,617.96
12,836.62
11,207.42
9,625.92
7,943.82
6,036.99
4,615.25
6,480.65
Deposits
60,43,097.12
54,39,898.02
49,66,537.49
44,68,535.51
40,87,410.60
37,15,331.24
32,74,160.63
29,40,541.06
27,22,178.28
25,99,810.66
Borrowings
7,77,302.15
6,10,857.24
6,39,609.50
5,21,151.95
4,49,159.78
4,33,796.21
3,32,900.67
4,13,747.66
3,69,079.34
3,36,365.66
Other Liabilities & Provisions
8,86,270.15
7,58,367.48
6,97,074.68
5,92,962.92
5,07,517.68
4,11,303.62
3,31,427.10
2,93,642.82
2,90,249.75
2,85,272.44
Total Liabilities
83,21,568.57
73,14,185.34
67,33,778.80
59,54,418.32
53,60,883.53
48,45,618.55
41,97,492.34
38,88,464.19
36,16,444.57
34,45,121.56
Net Block
56,446.96
45,763.48
44,137.29
44,023.81
39,229.50
39,698.61
39,608.41
39,940.76
40,300.72
50,250.53
Gross Block
1,01,699.35
88,121.76
83,621.02
80,629.14
72,936.73
70,410.21
67,355.94
64,941.50
62,702.55
70,737.83
Accumulated Depreciation
45,252.39
42,358.28
39,483.73
36,605.33
33,707.23
30,711.61
27,747.53
25,000.74
22,401.83
20,487.31
Total Non-Current Assets
77,96,510.69
68,60,702.50
62,66,101.39
55,43,729.28
50,08,981.05
44,83,573.09
38,96,988.89
36,12,338.81
33,80,427.68
32,48,305.59
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
-4.70
Capital Work in Progress
705.14
574.22
570.89
383.57
280.53
468.18
469.76
762.30
925.07
694.92
Cash and balance with RBI
2,68,681.74
2,27,485.16
2,25,356.34
2,47,321.05
3,18,492.43
2,13,498.62
1,66,968.46
1,77,362.74
1,50,769.46
1,61,018.61
Balance with banks and money at call
1,33,161.47
1,30,447.79
1,01,215.97
70,990.86
80,412.69
1,34,208.42
87,346.80
48,149.52
44,519.65
1,12,178.54
Investments
23,59,502.17
22,05,601.11
21,10,548.23
19,13,107.86
17,76,489.90
15,95,100.27
12,28,284.28
11,19,269.82
11,83,794.24
10,27,280.87
Advances
49,78,013.21
42,50,830.74
37,84,272.67
32,67,902.13
27,94,076.00
25,00,598.99
23,74,311.18
22,26,853.67
19,60,118.54
18,96,886.82
Other Assets
5,25,057.89
4,53,482.86
4,67,677.42
4,10,689.04
3,51,902.48
3,62,045.47
3,00,503.45
2,76,125.40
2,36,016.89
1,96,815.98
Total Assets
83,21,568.58
73,14,185.36
67,33,778.81
59,54,418.32
53,60,883.53
48,45,618.56
41,97,492.34
38,88,464.21
36,16,444.57
34,45,121.57
Contingent Liabilities
42,41,126.61
26,78,111.54
23,97,594.80
18,35,524.38
20,07,232.49
17,14,239.52
12,21,083.11
11,21,246.28
11,66,334.80
11,84,907.82
Bills for collection
1,11,703.02
64,472.56
67,823.23
64,571.94
77,783.06
56,557.64
55,790.70
70,047.23
74,060.22
1,55,454.12
Adjusted Book Value
608.53
515.07
434.06
371.08
316.22
282.35
254.69
235.13
230.23
227.75

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Cash From Operating Activity
38,097.39
45,484.01
21,632.43
-86,013.68
57,694.85
89,918.93
23,928.53
29,556.01
-96,507.91
77,406.00
PBT
1,12,158.30
1,04,909.48
90,186.45
74,488.30
48,756.34
30,921.71
31,907.56
4,451.06
-12,613.79
1,576.74
Adjustment
33,723.41
24,351.63
14,937.32
32,181.13
35,578.03
54,812.31
44,835.25
63,913.98
79,238.01
67,661.24
Adjustments for Liabilities & Assets
-71,461.35
-50,015.65
-52,223.06
-1,75,359.39
-17,615.23
8,004.41
-37,954.79
-30,633.80
-1,55,121.70
9,545.95
Refund/(Payment) of direct taxes
-36,322.97
-33,761.45
-31,268.27
-17,323.72
-9,024.30
-3,819.49
-14,859.49
-8,175.23
-8,010.42
-1,377.93
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-690.89
-5,634.74
-4,251.72
-4,040.97
-3,618.51
-3,736.23
-3,323.69
-856.77
11,065.77
-2,832.12
Net Fixed Assets
-13143.49
-4102.84
-2987.59
-7328.62
-2019.58
-2614.68
-1636.20
-1487.19
-2716.41
-34635.68
Other Investment Activity
-102062.92
-87536.41
-83222.82
-79812.77
-72601.87
-70169.75
-65088.15
-51529.41
-63940.11
-62060.14
Cash from Financing Activity
-3,427.14
-10,736.79
-9,896.28
6,386.38
-3,844.51
7,142.67
5,429.52
447.64
5,547.16
-4,196.48
Closing Cash & Equivalent
4,01,843.21
3,57,932.94
3,26,572.30
3,18,311.91
3,98,905.12
3,47,707.04
2,54,315.26
2,25,512.26
1,95,289.11
2,73,197.16
Net Cash Inflow / Outflow
33,979.37
29,112.47
7,484.44
-83,668.27
50,231.82
93,325.37
26,034.36
29,146.87
-79,894.98
70,377.40
Opening Cash & Equivalents
3,57,932.94
3,26,572.30
3,18,311.91
3,98,905.12
3,47,707.04
2,54,315.26
2,25,512.26
1,95,289.11
2,73,197.16
2,04,559.47

Financial Ratios

Consolidated /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Book Value
608.53
515.07
434.06
371.08
316.22
282.35
254.69
235.13
230.23
227.75
NIM
2.58
2.78
2.88
2.93
2.69
2.75
2.82
2.73
2.47
2.54
Yield on Advances
10.34
11.53
11.61
10.74
10.38
11.12
11.37
11.38
11.68
12.15
Yield on Investments
6.39
6.50
6.22
5.85
5.62
5.93
6.84
7.52
7.54
7.59
Cost of Liabilities
4.62
4.97
4.63
3.81
3.44
3.76
4.47
4.65
4.74
5.08
Interest Spread
5.73
6.56
6.97
6.93
6.94
7.36
6.90
6.73
6.94
7.07
ROCE
12.16%
13.76%
13.20%
12.46%
8.77%
7.08%
6.99%
3.35%
-0.30%
2.06%
Cost Income Ratio
66.05
65.28
70.45
66.98
69.53
65.60
63.70
65.67
60.12
58.38
Core Cost Income Ratio
68.66
68.58
73.47
67.03
71.21
67.81
66.66
66.35
65.47
64.30
Operating Costs to Assets
3.16
3.23
3.50
3.19
3.25
3.10
3.14
2.95
2.66
2.53
Loans/Deposits
0.13
0.11
0.13
0.12
0.11
0.12
0.10
0.14
0.14
0.13
Cash/Deposits
0.04
0.04
0.05
0.06
0.08
0.06
0.05
0.06
0.06
0.06
Investment/Deposits
0.39
0.41
0.43
0.43
0.43
0.43
0.38
0.38
0.43
0.40
Inc Loan/Deposits
12.86%
11.23%
12.88%
11.66%
10.99%
11.68%
10.17%
14.07%
13.56%
12.94%
Credit Deposits
82.38%
78.14%
76.20%
73.13%
68.36%
67.30%
72.52%
75.73%
72.01%
72.96%
Interest Expended / Interest earned
61.17%
61.38%
59.14%
54.15%
53.87%
56.10%
59.71%
61.53%
64.03%
64.71%
Interest income / Total funds
6.19%
6.70%
6.52%
5.89%
5.41%
5.74%
6.43%
6.51%
6.33%
6.69%
Interest Expended / Total funds
3.79%
4.11%
3.86%
3.19%
2.91%
3.22%
3.84%
4.01%
4.05%
4.33%
CASA
38.37%
38.77%
39.93%
42.67%
44.52%
45.40%
44.17%
44.55%
44.46%
43.70%

Annual Reports:

FY 2026
FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017

News Update:


  • State Bank Of India - Quarterly Results
    8th Aug 2026, 00:00 AM

    Read More
  • SBI reports 14% rise in Q1 consolidated net profit
    7th Aug 2026, 18:03 PM

    Consolidated total income of bank increased by 7.83% to Rs 1,80,061.86 crore for Q1FY27

    Read More
  • SBI raises Rs 4,691 crore through Basel III compliant Tier 1 bonds
    29th Jul 2026, 17:18 PM

    The bonds are rated AA+ with stable outlook from CRISIL Ratings and CARE Ratings

    Read More
  • SBI gets nod to raise funds upto Rs 60,000 crore via Bonds in FY27
    18th Jun 2026, 15:43 PM

    The Central Board of the Bank at its meeting held on June 18, 2026, inter alia, has accorded approval for the same

    Read More

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