Nifty
Sensex
:
:
24530.90
80604.65
-269.95 (-1.09%)
-738.81 (-0.91%)

Bank - Public

Rating :
66/99

BSE: 500112 | NSE: SBIN

859.75
05-Jul-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  838.00
  •  861.25
  •  837.00
  •  839.30
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  24873722
  •  211652.32
  •  912.00
  •  543.20

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 793,576.49
  • 11.83
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 1,207,829.66
  • 1.54%
  • 2.05

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 57.54%
  • 0.58%
  • 6.67%
  • FII
  • DII
  • Others
  • 11.15%
  • 21.55%
  • 2.51%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 10.58
  • -1.19
  • -0.94

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 14.69
  • 31.34
  • 23.88

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.40
  • 1.61

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 13.10
  • 12.97
  • 11.63

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.32
  • 1.40
  • 1.61

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 7.47
  • 7.71
  • 8.36

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Sep 23
Sep 22
Var%
Jun 23
Jun 22
Var%
Interest Earned
117,469.38
98,083.19
19.77%
112,868.34
91,517.66
23.33%
107,390.78
84,462.87
27.15%
101,460.01
76,780.86
32.14%
Interest Exp.
70,644.02
53,451.48
32.16%
68,091.94
49,365.99
37.93%
62,955.15
45,232.19
39.18%
58,044.94
41,931.16
38.43%
Net Interest Income
46,825.36
44,631.71
4.92%
44,776.40
42,151.67
6.23%
44,435.63
39,230.68
13.27%
43,415.07
34,849.70
24.58%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
47,444.98
38,769.20
22.38%
40,203.30
35,701.31
12.61%
36,865.34
30,319.61
21.59%
30,872.77
17,743.44
74.00%
Total Income
164,914.36
136,852.39
20.51%
153,071.64
127,218.97
20.32%
144,256.12
114,782.48
25.68%
132,332.78
94,524.30
40.00%
Operating Exp.
63,026.95
56,170.81
12.21%
61,189.62
50,301.28
21.65%
58,597.64
45,776.84
28.01%
45,979.63
37,565.55
22.40%
Operating Profit
31,243.39
27,230.10
14.74%
23,790.08
27,551.70
-13.65%
22,703.33
23,773.45
-4.50%
28,308.21
15,027.59
88.37%
Provision
2,391.53
3,794.53
-36.97%
1,445.25
6,196.30
-76.68%
767.62
3,430.97
-77.63%
3,100.57
4,762.48
-34.90%
PBT
28,851.86
23,435.57
23.11%
15,244.83
21,355.40
-28.61%
21,935.71
20,342.48
7.83%
25,207.64
10,265.11
145.57%
PBTM
24.56
23.89
2.80%
13.51
23.33
-42.09%
20.43
24.08
-15.16%
24.84
13.37
85.79%
TAX
7,115.39
5,092.32
39.73%
3,962.17
5,685.75
-30.31%
5,552.53
5,325.20
4.27%
6,471.69
2,736.86
136.46%
PAT
21,736.47
18,343.25
18.50%
11,282.66
15,669.65
-28.00%
16,383.18
15,017.28
9.10%
18,735.95
7,528.25
148.88%
PATM
18.50%
18.70%
10.00%
17.12%
15.26%
17.78%
18.47%
9.80%
EPS
24.62
20.78
18.48%
12.78
17.75
-28.00%
18.56
17.01
9.11%
21.22
8.53
148.77%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Interest Income
-
179,452.46
160,863.76
133,778.35
122,105.31
108,727.86
97,454.71
82,367.30
81,332.43
77,585.39
74,795.70
Interest Earned
-
439,188.51
350,844.58
289,972.69
278,115.48
269,851.66
253,322.17
228,970.28
230,447.10
220,632.75
207,974.34
Interest Expended
-
259,736.05
189,980.82
156,194.34
156,010.17
161,123.80
155,867.46
146,602.98
149,114.67
143,047.36
133,178.64
Int. income Growth
-
11.56%
20.25%
9.56%
12.30%
11.57%
18.32%
1.27%
4.83%
3.73%
 
Other Income
-
155,386.39
122,533.56
117,000.40
107,222.41
98,158.99
77,365.19
77,557.39
68,193.17
52,828.39
49,315.17
Total Income
-
334,838.85
283,397.32
250,778.75
229,327.72
206,886.85
174,819.90
159,924.69
149,525.60
130,413.78
124,110.87
Total Expenditure
-
239,845.41
204,354.24
197,390.49
192,845.48
173,203.73
165,410.68
169,064.10
145,669.74
112,232.92
96,679.99
Employee Cost
-
83,671.19
61,920.91
61,445.13
54,330.83
48,850.54
43,795.01
35,410.62
35,691.21
32,525.60
31,117.61
% Of Sales
-
19.05%
17.65%
21.19%
19.54%
18.10%
17.29%
15.47%
15.49%
14.74%
14.96%
Opt. & Establishment Exp.
-
155,985.85
131,538.36
116,570.98
99,772.19
86,562.46
74,485.27
63,838.29
54,509.71
41,785.63
43,682.94
% Of Sales
-
35.52%
37.49%
40.20%
35.87%
32.08%
29.40%
27.88%
23.65%
18.94%
21.00%
Provisions
-
7,714.79
18,184.55
26,679.74
46,089.32
45,053.61
54,090.34
76,003.97
61,290.88
37,929.81
25,032.06
% Of Sales
-
1.76%
5.18%
9.20%
16.57%
16.70%
21.35%
33.19%
26.60%
17.19%
12.04%
EBITDA
-
94,993.44
79,043.08
53,388.26
36,482.24
33,683.12
9,409.22
-9,139.41
3,855.86
18,180.86
27,430.88
EBITDA Margin
-
52.94%
49.14%
39.91%
29.88%
30.98%
9.65%
-11.10%
4.74%
23.43%
36.67%
Depreciation
-
3,763.21
3,644.79
3,652.68
3,673.43
3,631.44
3,479.97
3,094.39
2,911.03
4.06
1,576.31
PBT
-
91,230.23
75,398.29
49,735.58
32,808.81
30,051.68
5,929.25
-12,233.80
944.83
18,176.79
25,854.56
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-
23,091.97
18,839.86
13,379.41
8,529.09
11,874.85
2,860.18
-8,046.39
1,335.50
5,433.50
8,337.20
Tax Rate
-
25.31%
24.99%
26.90%
26.00%
39.51%
48.24%
65.77%
141.35%
29.89%
32.25%
PAT
-
65,679.51
54,456.72
34,546.87
22,797.36
16,804.66
2,018.16
-4,994.45
-52.05
11,948.78
16,679.86
PAT before Minority Interest
-
68,138.26
56,558.43
36,356.17
24,279.72
18,176.83
3,069.07
-4,187.41
-390.67
12,743.29
17,517.37
Minority Interest
-
-2,458.75
-2,101.71
-1,809.30
-1,482.36
-1,372.17
-1,050.91
-807.04
338.62
-794.51
-837.51
PAT Margin
-
19.62%
19.22%
13.78%
9.94%
8.12%
1.15%
-3.12%
-0.03%
9.16%
13.44%
PAT Growth
-
20.61%
57.63%
51.54%
35.66%
732.67%
0
0
-100.44%
-28.36%
 
EPS
-
74.39
61.68
39.13
25.82
19.03
2.29
-5.66
-0.06
13.53
18.89

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
414,939.17
358,931.32
305,588.05
275,561.56
251,060.12
234,495.66
230,321.95
217,192.15
180,592.37
161,387.54
Share Capital
892.46
892.46
892.46
892.46
892.46
892.46
892.46
797.35
776.28
746.57
Total Reserves
414,046.71
358,038.86
304,695.58
274,669.10
250,167.66
233,603.20
229,429.49
216,394.80
179,816.09
160,640.97
Minority Interest
15,617.96
12,836.62
11,207.42
9,625.92
7,943.82
6,036.99
4,615.25
6,480.65
6,267.40
5,497.12
Deposits
4,966,537.49
4,468,535.51
4,087,410.60
3,715,331.24
3,274,160.63
2,940,541.06
2,722,178.28
2,599,810.66
2,253,857.56
2,052,960.79
Borrowings
639,609.50
521,151.95
449,159.78
433,796.21
332,900.67
413,747.66
369,079.34
336,365.66
361,399.39
244,663.47
Other Liabilities & Provisions
697,074.68
592,962.92
507,517.68
411,303.62
331,427.10
293,642.82
290,249.75
285,272.44
271,366.42
235,601.11
Total Liabilities
6,733,778.80
5,954,418.32
5,360,883.53
4,845,618.55
4,197,492.34
3,888,464.19
3,616,444.57
3,445,121.56
3,073,483.14
2,700,110.03
Net Block
44,137.29
44,023.81
39,229.50
39,698.61
39,608.41
39,940.76
40,300.72
50,250.53
14,474.69
11,983.68
Gross Block
83,621.02
80,629.14
72,936.73
70,410.21
67,355.94
64,941.50
62,702.55
70,737.83
32,374.49
28,194.34
Accumulated Depreciation
39,483.73
36,605.33
33,707.23
30,711.61
27,747.53
25,000.74
22,401.83
20,487.31
17,899.80
16,210.66
Total Non-Current Assets
6,266,101.39
5,543,729.28
5,008,981.05
4,483,573.09
3,896,988.89
3,612,338.81
3,380,427.68
3,248,305.59
2,897,450.63
2,566,579.16
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
-4.70
-4.70
-4.70
Capital Work in Progress
570.89
383.57
280.53
468.18
469.76
762.30
925.07
694.92
785.70
400.32
Cash and balance with RBI
225,356.34
247,321.05
318,492.43
213,498.62
166,968.46
177,362.74
150,769.46
161,018.61
160,424.57
144,287.55
Balance with banks and money at call
101,215.97
70,990.86
80,412.69
134,208.42
87,346.80
48,149.52
44,519.65
112,178.54
44,134.90
44,193.50
Investments
2,110,548.23
1,913,107.86
1,776,489.90
1,595,100.27
1,228,284.28
1,119,269.82
1,183,794.24
1,027,280.87
807,374.58
673,507.48
Advances
3,784,272.67
3,267,902.13
2,794,076.00
2,500,598.99
2,374,311.18
2,226,853.67
1,960,118.54
1,896,886.82
1,870,260.89
1,692,211.33
Other Assets
467,677.42
410,689.04
351,902.48
362,045.47
300,503.45
276,125.40
236,016.89
196,815.98
176,032.52
133,530.86
Total Assets
6,733,778.81
5,954,418.32
5,360,883.53
4,845,618.56
4,197,492.34
3,888,464.21
3,616,444.57
3,445,121.57
3,073,483.15
2,700,110.02
Contingent Liabilities
2,397,594.80
1,835,524.38
2,007,232.49
1,714,239.52
1,221,083.11
1,121,246.28
1,166,334.80
1,184,907.82
1,184,201.34
1,190,338.69
Bills for collection
67,823.23
64,571.94
77,783.06
56,557.64
55,790.70
70,047.23
74,060.22
155,454.12
106,611.68
105,970.51
Adjusted Book Value
434.06
371.08
316.22
282.35
254.69
235.13
230.23
227.75
230.87
216.17

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
21,632.43
-86,013.68
57,694.85
89,918.93
23,928.53
29,556.01
-96,507.91
77,406.00
14,476.68
46,402.89
PBT
90,186.45
74,488.30
48,756.34
30,921.71
31,907.56
4,451.06
-12,613.79
1,576.74
17,658.09
25,331.50
Adjustment
14,937.32
32,181.13
35,578.03
54,812.31
44,835.25
63,913.98
79,238.01
67,661.24
44,857.42
28,817.89
Adjustments for Liabilities & Assets
-52,223.06
-175,359.39
-17,615.23
8,004.41
-37,954.79
-30,633.80
-155,121.70
9,545.95
-38,540.40
-229.13
Refund/(Payment) of direct taxes
-31,268.27
-17,323.72
-9,024.30
-3,819.49
-14,859.49
-8,175.23
-8,010.42
-1,377.93
-9,498.43
-7,517.37
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-4,251.72
-4,040.97
-3,618.51
-3,736.23
-3,323.69
-856.77
11,065.77
-2,832.12
-3,668.56
-3,430.41
Net Fixed Assets
-2987.59
-7328.62
-2019.58
-2614.68
-1636.20
-1487.19
-2716.41
-34635.68
-2298.08
-2252.74
Other Investment Activity
-83222.82
-79812.77
-72601.87
-70169.75
-65088.15
-51529.41
-63940.11
-62060.14
-27186.31
-24994.31
Cash from Financing Activity
-9,896.28
6,386.38
-3,844.51
7,142.67
5,429.52
447.64
5,547.16
-4,196.48
4,348.45
-1,553.27
Closing Cash & Equivalent
326,572.30
318,311.91
398,905.12
347,707.04
254,315.26
225,512.26
195,289.11
273,197.16
204,559.47
208,586.57
Net Cash Inflow / Outflow
7,484.44
-83,668.27
50,231.82
93,325.37
26,034.36
29,146.87
-79,894.98
70,377.40
15,156.57
41,419.22
Opening Cash & Equivalents
318,311.91
398,905.12
347,707.04
254,315.26
225,512.26
195,289.11
273,197.16
204,559.47
188,481.05
167,161.34

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value
434.06
371.08
316.22
282.35
254.69
235.13
230.23
227.75
230.87
216.17
NIM
2.88
2.93
2.69
2.75
2.82
2.73
2.47
2.54
2.69
2.93
Yield on Advances
11.61
10.74
10.38
11.12
11.37
11.38
11.68
12.15
11.80
12.29
Yield on Investments
6.22
5.85
5.62
5.93
6.84
7.52
7.54
7.59
7.79
8.70
Cost of Liabilities
4.63
3.81
3.44
3.76
4.47
4.65
4.74
5.08
5.47
5.80
Interest Spread
6.97
6.93
6.94
7.36
6.90
6.73
6.94
7.07
6.33
6.49
ROCE
13.20%
12.46%
8.77%
7.08%
6.99%
3.35%
-0.30%
2.06%
6.08%
9.64%
Cost Income Ratio
70.45
66.98
69.53
65.60
63.70
65.67
60.12
58.38
56.98
59.00
Core Cost Income Ratio
73.47
67.03
71.21
67.81
66.66
66.35
65.47
64.30
59.87
65.00
Operating Costs to Assets
3.50
3.19
3.25
3.10
3.14
2.95
2.66
2.53
2.42
2.71
Loans/Deposits
0.13
0.12
0.11
0.12
0.10
0.14
0.14
0.13
0.16
0.12
Cash/Deposits
0.05
0.06
0.08
0.06
0.05
0.06
0.06
0.06
0.07
0.07
Investment/Deposits
0.42
0.43
0.43
0.43
0.38
0.38
0.43
0.40
0.36
0.33
Inc Loan/Deposits
12.88%
11.66%
10.99%
11.68%
10.17%
14.07%
13.56%
12.94%
16.03%
11.92%
Credit Deposits
76.20%
73.13%
68.36%
67.30%
72.52%
75.73%
72.01%
72.96%
82.98%
82.43%
Interest Expended / Interest earned
59.14%
54.15%
53.87%
56.10%
59.71%
61.53%
64.03%
64.71%
64.84%
64.04%
Interest income / Total funds
6.52%
5.89%
5.41%
5.74%
6.43%
6.51%
6.33%
6.69%
7.18%
7.70%
Interest Expended / Total funds
3.86%
3.19%
2.91%
3.22%
3.84%
4.01%
4.05%
4.33%
4.65%
4.93%
CASA
39.93%
42.67%
44.52%
45.40%
44.17%
44.55%
44.46%
43.70%
40.62%
39.43%

News Update:


  • SBI raises Rs 10,000 crore through bonds
    10th Jul 2024, 18:08 PM

    The total number of bids received was 120 indicating wider participation with heterogeneity of bids

    Read More
  • SBI raises Rs 10,000 crore through bonds
    26th Jun 2024, 16:57 PM

    The proceeds of bonds will be utilized in enhancing long-term resources for funding infrastructure and affordable housing segments

    Read More
  • SBI enters into partnership with Panasonic Life Solutions India
    25th Jun 2024, 11:30 AM

    The collaboration between SBI and Panasonic will provide attractive financing options to customers interested in solar energy and help in smoother adoption

    Read More
  • SBI planning to open 400 branches across country in FY25
    24th Jun 2024, 11:57 AM

    SBI has a network of 22,542 branches across the country as of March 2024

    Read More
  • State Bank of India gets nod to raise upto Rs 20,000 crore through bonds
    19th Jun 2024, 15:30 PM

    The Central Board at its meeting held on June 19, 2024 has approved the same

    Read More
  • SBI raises $100 million via senior unsecured floating rate notes
    14th Jun 2024, 17:20 PM

    The Bonds will be issued through its London branch as of June 20, 2024

    Read More
  • State Bank of India planning to raise up to $3 billion in FY25
    11th Jun 2024, 16:24 PM

    The Executive Committee of the Central Board at its meeting held on June 11, 2024 has approved, inter alia, to examine the status and decide on long term fund raising

    Read More
  • SBI enters into strategic co-lending partnership with Muthoot Microfin
    8th Jun 2024, 17:23 PM

    Muthoot Microfin aims to extend its financial services to women entrepreneurs in rural and semi-urban regions across India

    Read More
  • SBI hikes fixed deposit rate on select short-term maturity
    17th May 2024, 16:00 PM

    For term deposits of 46-179 days, the rate has been increased by 75 basis points to 5.50 per cent, as against the earlier 4.75 per cent

    Read More
  • SBI becomes trading cum clearing member of IIBX
    13th May 2024, 16:50 PM

    IIBX is India’s first bullion exchange established in IFSC Gift City

    Read More
  • State Bank of India reports 19% rise in Q4 consolidated net profit
    9th May 2024, 16:00 PM

    Total consolidated income of the bank increased by 20.51% at Rs 1,64,914.36 crore for Q4FY24

    Read More
  • SBI - Quarterly Results
    9th May 2024, 13:56 PM

    Read More
  • SBI inks pact with HCLSoftware
    27th Apr 2024, 12:18 PM

    HCLSoftware will deploy the HCL Unica platform to enable SBI to digitally transform its customer interaction framework

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.