Nifty
Sensex
:
:
23366.70
74243.34
-49.85 (-0.21%)
-116.67 (-0.16%)

Bank - Public

Rating :
64/99

BSE: 500112 | NSE: SBIN

977.70
05-Jun-2026
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  980
  •  992.6
  •  970.6
  •  979.25
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  20955539
  •  20573351918.85
  •  1234.7
  •  781.7

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 9,02,523.63
  • 10.83
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 14,11,144.04
  • 1.77%
  • 1.61

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 55.52%
  • 0.58%
  • 5.58%
  • FII
  • DII
  • Others
  • 11.41%
  • 23.84%
  • 3.07%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 2.20
  • 4.45
  • 5.44

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 22.54
  • 18.81
  • 7.59

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.62
  • 1.65

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 10.84
  • 10.88
  • 10.12

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.44
  • 1.62
  • 1.65

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 8.24
  • 8.83
  • 9.33

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Var%
Dec 25
Dec 24
Var%
Sep 25
Sep 24
Var%
Jun 25
Jun 24
Var%
Interest Earned
1,31,080.12
1,26,840.21
3.34%
1,30,589.72
1,24,653.66
4.76%
1,28,040.50
1,21,044.68
5.78%
1,25,728.68
1,18,242.45
6.33%
Interest Exp.
79,953.43
78,227.05
2.21%
78,782.55
77,396.74
1.79%
78,002.37
73,618.76
5.95%
78,266.46
71,700.78
9.16%
Net Interest Income
51,126.69
48,613.16
5.17%
51,807.17
47,256.92
9.63%
50,038.13
47,425.92
5.51%
47,462.22
46,541.67
1.98%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
49,998.90
52,722.11
-5.17%
55,058.61
43,199.91
27.45%
47,857.29
42,757.70
11.93%
41,263.14
33,882.60
21.78%
Total Income
1,81,079.02
1,79,562.32
0.84%
1,85,648.33
1,67,853.57
10.60%
1,75,897.79
1,63,802.38
7.38%
1,66,991.82
1,52,125.05
9.77%
Operating Exp.
71,388.69
66,968.93
6.60%
71,250.61
62,892.24
13.29%
65,778.45
57,123.47
15.15%
54,232.70
49,588.88
9.36%
Operating Profit
29,736.90
34,366.34
-13.47%
35,615.17
27,564.59
29.21%
32,116.97
33,060.15
-2.85%
34,492.66
30,835.39
11.86%
Provision
3,661.39
7,469.52
-50.98%
5,548.46
1,998.19
177.67%
6,486.90
5,585.84
16.13%
5,263.54
4,407.62
19.42%
PBT
26,075.51
26,896.82
-3.05%
30,066.71
25,566.40
17.60%
28,656.64
27,474.31
4.30%
29,229.12
26,427.77
10.60%
PBTM
19.89
21.21
-6.22%
23.02
20.51
12.24%
22.38
22.70
-1.41%
23.25
22.35
4.03%
TAX
5,914.21
6,955.43
-14.97%
8,190.67
6,391.05
28.16%
7,152.15
7,254.69
-1.41%
7,602.48
6,746.97
12.68%
PAT
20,161.30
19,941.39
1.10%
21,876.04
19,175.35
14.08%
21,504.49
20,219.62
6.35%
21,626.64
19,680.80
9.89%
PATM
15.38%
15.72%
16.75%
15.38%
16.80%
16.70%
17.20%
16.64%
EPS
22.04
21.80
1.10%
23.91
20.96
14.07%
23.50
22.10
6.33%
23.64
21.51
9.90%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Net Interest Income
-
1,99,927.78
1,89,369.36
1,79,452.46
1,60,863.76
1,33,778.35
1,22,105.31
1,08,727.86
97,454.71
82,367.30
81,332.43
Interest Earned
-
5,14,932.59
4,90,312.70
4,39,188.51
3,50,844.58
2,89,972.69
2,78,115.48
2,69,851.66
2,53,322.17
2,28,970.28
2,30,447.10
Interest Expended
-
3,15,004.81
3,00,943.34
2,59,736.05
1,89,980.82
1,56,194.34
1,56,010.17
1,61,123.80
1,55,867.46
1,46,602.98
1,49,114.67
Int. income Growth
-
5.58%
5.53%
11.56%
20.25%
9.56%
12.30%
11.57%
18.32%
1.27%
 
Other Income
-
1,97,710.94
1,73,030.62
1,55,386.39
1,22,533.56
1,17,000.40
1,07,222.41
98,158.99
77,365.19
77,557.39
68,193.17
Total Income
-
3,97,638.72
3,62,399.98
3,34,838.85
2,83,397.32
2,50,778.75
2,29,327.72
2,06,886.85
1,74,819.90
1,59,924.69
1,49,525.60
Total Expenditure
-
2,78,759.80
2,52,067.69
2,39,845.41
2,04,354.24
1,97,390.49
1,92,845.48
1,73,203.73
1,65,410.68
1,69,064.10
1,45,669.74
Employee Cost
-
72,768.24
70,395.70
83,671.19
61,920.91
61,445.13
54,330.83
48,850.54
43,795.01
35,410.62
35,691.21
% Of Sales
-
14.13%
14.36%
19.05%
17.65%
21.19%
19.54%
18.10%
17.29%
15.47%
15.49%
Opt. & Establishment Exp.
-
1,94,677.86
1,70,134.63
1,55,985.85
1,31,538.36
1,16,570.98
99,772.19
86,562.46
74,485.27
63,838.29
54,509.71
% Of Sales
-
37.81%
34.70%
35.52%
37.49%
40.20%
35.87%
32.08%
29.40%
27.88%
23.65%
Provisions
-
20,905.00
19,451.00
7,714.79
18,184.55
26,679.74
46,089.32
45,053.61
54,090.34
76,003.97
61,290.88
% Of Sales
-
4.06%
3.97%
1.76%
5.18%
9.20%
16.57%
16.70%
21.35%
33.19%
26.60%
EBITDA
-
1,18,878.92
1,10,332.29
94,993.44
79,043.08
53,388.26
36,482.24
33,683.12
9,409.22
-9,139.41
3,855.86
EBITDA Margin
-
59.46%
58.26%
52.94%
49.14%
39.91%
29.88%
30.98%
9.65%
-11.10%
4.74%
Depreciation
-
4,795.65
3,956.82
3,763.21
3,644.79
3,652.68
3,673.43
3,631.44
3,479.97
3,094.39
2,911.03
PBT
-
1,14,083.27
1,06,375.46
91,230.23
75,398.29
49,735.58
32,808.81
30,051.68
5,929.25
-12,233.80
944.83
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-
28,914.80
27,358.31
23,091.97
18,839.86
13,379.41
8,529.09
11,874.85
2,860.18
-8,046.39
1,335.50
Tax Rate
-
25.35%
25.72%
25.31%
24.99%
26.90%
26.00%
39.51%
48.24%
65.77%
141.35%
PAT
-
81,801.58
76,055.86
65,679.51
54,456.72
34,546.87
22,797.36
16,804.66
2,018.16
-4,994.45
-52.05
PAT before Minority Interest
-
85,168.47
79,017.15
68,138.26
56,558.43
36,356.17
24,279.72
18,176.83
3,069.07
-4,187.41
-390.67
Minority Interest
-
-3,366.89
-2,961.29
-2,458.75
-2,101.71
-1,809.30
-1,482.36
-1,372.17
-1,050.91
-807.04
338.62
PAT Margin
-
20.57%
20.99%
19.62%
19.22%
13.78%
9.94%
8.12%
1.15%
-3.12%
-0.03%
PAT Growth
-
7.55%
15.80%
20.61%
57.63%
51.54%
35.66%
732.67%
0
0
 
EPS
-
89.41
83.13
71.79
59.52
37.76
24.92
18.37
2.21
-5.46
-0.06

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Shareholder's Funds
5,96,130.87
4,87,036.76
4,14,939.17
3,58,931.32
3,05,588.05
2,75,561.56
2,51,060.12
2,34,495.66
2,30,321.95
2,17,192.15
Share Capital
923.06
892.46
892.46
892.46
892.46
892.46
892.46
892.46
892.46
797.35
Total Reserves
5,95,207.81
4,86,144.30
4,14,046.71
3,58,038.86
3,04,695.58
2,74,669.10
2,50,167.66
2,33,603.20
2,29,429.49
2,16,394.80
Minority Interest
18,768.28
18,025.84
15,617.96
12,836.62
11,207.42
9,625.92
7,943.82
6,036.99
4,615.25
6,480.65
Deposits
60,43,097.12
54,39,898.02
49,66,537.49
44,68,535.51
40,87,410.60
37,15,331.24
32,74,160.63
29,40,541.06
27,22,178.28
25,99,810.66
Borrowings
7,77,302.15
6,10,857.24
6,39,609.50
5,21,151.95
4,49,159.78
4,33,796.21
3,32,900.67
4,13,747.66
3,69,079.34
3,36,365.66
Other Liabilities & Provisions
8,86,270.15
7,58,367.48
6,97,074.68
5,92,962.92
5,07,517.68
4,11,303.62
3,31,427.10
2,93,642.82
2,90,249.75
2,85,272.44
Total Liabilities
83,21,568.57
73,14,185.34
67,33,778.80
59,54,418.32
53,60,883.53
48,45,618.55
41,97,492.34
38,88,464.19
36,16,444.57
34,45,121.56
Net Block
56,446.96
45,763.48
44,137.29
44,023.81
39,229.50
39,698.61
39,608.41
39,940.76
40,300.72
50,250.53
Gross Block
1,01,699.35
88,121.76
83,621.02
80,629.14
72,936.73
70,410.21
67,355.94
64,941.50
62,702.55
70,737.83
Accumulated Depreciation
45,252.39
42,358.28
39,483.73
36,605.33
33,707.23
30,711.61
27,747.53
25,000.74
22,401.83
20,487.31
Total Non-Current Assets
77,96,510.69
68,60,702.50
62,66,101.39
55,43,729.28
50,08,981.05
44,83,573.09
38,96,988.89
36,12,338.81
33,80,427.68
32,48,305.59
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
-4.70
Capital Work in Progress
705.14
574.22
570.89
383.57
280.53
468.18
469.76
762.30
925.07
694.92
Cash and balance with RBI
2,68,681.74
2,27,485.16
2,25,356.34
2,47,321.05
3,18,492.43
2,13,498.62
1,66,968.46
1,77,362.74
1,50,769.46
1,61,018.61
Balance with banks and money at call
1,33,161.47
1,30,447.79
1,01,215.97
70,990.86
80,412.69
1,34,208.42
87,346.80
48,149.52
44,519.65
1,12,178.54
Investments
23,59,502.17
22,05,601.11
21,10,548.23
19,13,107.86
17,76,489.90
15,95,100.27
12,28,284.28
11,19,269.82
11,83,794.24
10,27,280.87
Advances
49,78,013.21
42,50,830.74
37,84,272.67
32,67,902.13
27,94,076.00
25,00,598.99
23,74,311.18
22,26,853.67
19,60,118.54
18,96,886.82
Other Assets
5,25,057.89
4,53,482.86
4,67,677.42
4,10,689.04
3,51,902.48
3,62,045.47
3,00,503.45
2,76,125.40
2,36,016.89
1,96,815.98
Total Assets
83,21,568.58
73,14,185.36
67,33,778.81
59,54,418.32
53,60,883.53
48,45,618.56
41,97,492.34
38,88,464.21
36,16,444.57
34,45,121.57
Contingent Liabilities
42,41,126.61
26,78,111.54
23,97,594.80
18,35,524.38
20,07,232.49
17,14,239.52
12,21,083.11
11,21,246.28
11,66,334.80
11,84,907.82
Bills for collection
1,11,703.02
64,472.56
67,823.23
64,571.94
77,783.06
56,557.64
55,790.70
70,047.23
74,060.22
1,55,454.12
Adjusted Book Value
608.53
515.07
434.06
371.08
316.22
282.35
254.69
235.13
230.23
227.75

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Cash From Operating Activity
38,097.39
45,484.01
21,632.43
-86,013.68
57,694.85
89,918.93
23,928.53
29,556.01
-96,507.91
77,406.00
PBT
1,12,158.30
1,04,909.48
90,186.45
74,488.30
48,756.34
30,921.71
31,907.56
4,451.06
-12,613.79
1,576.74
Adjustment
33,723.41
24,351.63
14,937.32
32,181.13
35,578.03
54,812.31
44,835.25
63,913.98
79,238.01
67,661.24
Adjustments for Liabilities & Assets
-71,461.35
-50,015.65
-52,223.06
-1,75,359.39
-17,615.23
8,004.41
-37,954.79
-30,633.80
-1,55,121.70
9,545.95
Refund/(Payment) of direct taxes
-36,322.97
-33,761.45
-31,268.27
-17,323.72
-9,024.30
-3,819.49
-14,859.49
-8,175.23
-8,010.42
-1,377.93
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-690.89
-5,634.74
-4,251.72
-4,040.97
-3,618.51
-3,736.23
-3,323.69
-856.77
11,065.77
-2,832.12
Net Fixed Assets
-13143.49
-4102.84
-2987.59
-7328.62
-2019.58
-2614.68
-1636.20
-1487.19
-2716.41
-34635.68
Other Investment Activity
-102062.92
-87536.41
-83222.82
-79812.77
-72601.87
-70169.75
-65088.15
-51529.41
-63940.11
-62060.14
Cash from Financing Activity
-3,427.14
-10,736.79
-9,896.28
6,386.38
-3,844.51
7,142.67
5,429.52
447.64
5,547.16
-4,196.48
Closing Cash & Equivalent
4,01,843.21
3,57,932.94
3,26,572.30
3,18,311.91
3,98,905.12
3,47,707.04
2,54,315.26
2,25,512.26
1,95,289.11
2,73,197.16
Net Cash Inflow / Outflow
33,979.37
29,112.47
7,484.44
-83,668.27
50,231.82
93,325.37
26,034.36
29,146.87
-79,894.98
70,377.40
Opening Cash & Equivalents
3,57,932.94
3,26,572.30
3,18,311.91
3,98,905.12
3,47,707.04
2,54,315.26
2,25,512.26
1,95,289.11
2,73,197.16
2,04,559.47

Financial Ratios

Consolidated /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Book Value
608.53
515.07
434.06
371.08
316.22
282.35
254.69
235.13
230.23
227.75
NIM
2.58
2.78
2.88
2.93
2.69
2.75
2.82
2.73
2.47
2.54
Yield on Advances
10.34
11.53
11.61
10.74
10.38
11.12
11.37
11.38
11.68
12.15
Yield on Investments
6.39
6.50
6.22
5.85
5.62
5.93
6.84
7.52
7.54
7.59
Cost of Liabilities
4.62
4.97
4.63
3.81
3.44
3.76
4.47
4.65
4.74
5.08
Interest Spread
5.73
6.56
6.97
6.93
6.94
7.36
6.90
6.73
6.94
7.07
ROCE
12.16%
13.76%
13.20%
12.46%
8.77%
7.08%
6.99%
3.35%
-0.30%
2.06%
Cost Income Ratio
66.05
65.28
70.45
66.98
69.53
65.60
63.70
65.67
60.12
58.38
Core Cost Income Ratio
68.66
68.58
73.47
67.03
71.21
67.81
66.66
66.35
65.47
64.30
Operating Costs to Assets
3.16
3.23
3.50
3.19
3.25
3.10
3.14
2.95
2.66
2.53
Loans/Deposits
0.13
0.11
0.13
0.12
0.11
0.12
0.10
0.14
0.14
0.13
Cash/Deposits
0.04
0.04
0.05
0.06
0.08
0.06
0.05
0.06
0.06
0.06
Investment/Deposits
0.39
0.41
0.43
0.43
0.43
0.43
0.38
0.38
0.43
0.40
Inc Loan/Deposits
12.86%
11.23%
12.88%
11.66%
10.99%
11.68%
10.17%
14.07%
13.56%
12.94%
Credit Deposits
82.38%
78.14%
76.20%
73.13%
68.36%
67.30%
72.52%
75.73%
72.01%
72.96%
Interest Expended / Interest earned
61.17%
61.38%
59.14%
54.15%
53.87%
56.10%
59.71%
61.53%
64.03%
64.71%
Interest income / Total funds
6.19%
6.70%
6.52%
5.89%
5.41%
5.74%
6.43%
6.51%
6.33%
6.69%
Interest Expended / Total funds
3.79%
4.11%
3.86%
3.19%
2.91%
3.22%
3.84%
4.01%
4.05%
4.33%
CASA
38.37%
38.77%
39.93%
42.67%
44.52%
45.40%
44.17%
44.55%
44.46%
43.70%

News Update:


  • SBI - Quarterly Results
    9th May 2026, 00:00 AM

    Read More
  • SBI’s consolidated net profit rises marginally in Q4FY26
    8th May 2026, 16:13 PM

    Consolidated total income of the bank increased by 0.84% at Rs 1,81,079.02 crore for Q4FY26

    Read More
  • SBI raises Rs 6,051 crore via Tier 2 Bonds
    18th Mar 2026, 12:59 PM

    The bonds are issued for a tenor of 10 years

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.