Nifty
Sensex
:
:
24530.90
80604.65
-269.95 (-1.09%)
-738.81 (-0.91%)

Bank - Private

Rating :
53/99

BSE: 532218 | NSE: SOUTHBANK

27.07
05-Jul-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  26.86
  •  27.33
  •  26.60
  •  26.79
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  24398521
  •  6580.53
  •  36.88
  •  17.91

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 7,121.20
  • 6.13
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 9,475.84
  • 1.10%
  • 0.78

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 0.00%
  • 3.78%
  • 66.57%
  • FII
  • DII
  • Others
  • 13.44%
  • 4.86%
  • 11.35%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.87
  • -
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 4.33
  • 25.64
  • 132.20

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 0.64
  • 0.64

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 6.16
  • 6.29
  • 6.29

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.59
  • 0.64
  • 0.64

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.03
  • 3.32
  • 3.32

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Sep 23
Sep 22
Var%
Interest Earned
2,314.41
2,025.04
14.29%
2,274.67
1,972.96
15.29%
2,184.09
1,898.27
15.06%
2,129.00
1,740.14
22.35%
Interest Exp.
1,448.64
1,217.27
19.01%
1,400.00
1,115.78
25.47%
1,365.06
1,073.12
27.20%
1,298.42
1,013.77
28.08%
Net Interest Income
865.77
807.77
7.18%
874.67
857.18
2.04%
819.03
825.15
-0.74%
830.58
726.37
14.35%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
421.55
361.02
16.77%
345.88
344.54
0.39%
452.14
-34.40
-
355.48
254.98
39.41%
Total Income
2,735.96
2,386.06
14.66%
2,620.55
2,317.50
13.08%
2,636.23
1,863.87
41.44%
2,484.48
1,995.12
24.53%
Operating Exp.
779.87
678.25
14.98%
787.34
640.66
22.90%
787.68
587.16
34.15%
725.49
555.33
30.64%
Operating Profit
507.45
490.54
3.45%
433.21
561.06
-22.79%
483.49
203.59
137.48%
460.57
426.02
8.11%
Provision
112.95
198.50
-43.10%
40.62
38.99
4.18%
48.54
41.43
17.16%
51.26
179.30
-71.41%
PBT
394.50
292.04
35.08%
392.59
522.07
-24.80%
434.95
162.16
168.22%
409.31
246.72
65.90%
PBTM
17.05
14.42
18.24%
17.26
26.46
-34.77%
19.91
8.54
133.14%
19.23
14.18
35.61%
TAX
100.60
89.46
12.45%
105.26
188.54
-44.17%
129.57
59.15
119.05%
134.42
23.44
473.46%
PAT
293.90
202.58
45.08%
287.33
333.53
-13.85%
305.38
103.01
196.46%
274.89
223.28
23.11%
PATM
12.70%
10.00%
12.63%
16.91%
13.98%
5.43%
12.91%
12.83%
EPS
1.12
0.77
45.45%
1.10
1.27
-13.39%
1.17
0.39
200.00%
1.05
0.85
23.53%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 23
Mar 22
Net Interest Income
3,390.05
3,012.08
2,239.76
Interest Earned
8,902.17
7,233.18
6,586.54
Interest Expended
5,512.12
4,221.10
4,346.78
Int. income Growth
5.40%
34.48%
 
Other Income
1,575.05
811.37
1,033.90
Total Income
10,477.22
3,823.45
3,273.66
Total Expenditure
3,080.38
2,489.20
3,281.86
Employee Cost
-
1,308.03
1,198.29
% Of Sales
-
18.08%
18.19%
Opt. & Establishment Exp.
-
1,095.29
912.05
% Of Sales
-
15.14%
13.85%
Provisions
-
260.86
1,339.56
% Of Sales
-
3.61%
20.34%
EBITDA
1,884.72
1,334.25
-8.20
EBITDA Margin
65.40%
44.30%
-0.37%
Depreciation
0.00
87.49
84.02
PBT
1,631.35
1,246.76
-92.22
Exceptional Inc./Exp.
-
0.00
0.00
Provision for Tax
469.85
471.45
-137.03
Tax Rate
28.80%
37.81%
148.59%
PAT
1,161.50
775.31
44.81
PAT before Minority Interest
1,161.50
775.31
44.81
Minority Interest
0.00
0.00
0.00
PAT Margin
23.39%
20.28%
1.37%
PAT Growth
34.68%
1630.22%
 
EPS
4.44
2.96
0.17

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 23
Mar 22
Shareholder's Funds
6,674.74
5,854.25
Share Capital
209.27
209.27
Total Reserves
6,465.35
5,643.69
Minority Interest
0.00
0.00
Deposits
91,650.07
89,141.74
Borrowings
6,993.85
3,294.49
Other Liabilities & Provisions
2,378.51
1,761.38
Total Liabilities
107,697.17
100,051.86
Net Block
753.93
752.02
Gross Block
1,467.90
1,416.98
Accumulated Depreciation
713.97
664.96
Total Non-Current Assets
102,404.16
93,452.40
Lease Adjustment A/c
0.00
0.00
Capital Work in Progress
124.00
59.05
Cash and balance with RBI
4,639.22
7,276.61
Balance with banks and money at call
2,441.27
3,926.82
Investments
24,641.30
21,444.51
Advances
69,804.44
59,993.39
Other Assets
5,293.00
6,599.47
Total Assets
107,697.16
100,051.87
Contingent Liabilities
25,891.24
33,764.70
Bills for collection
2,057.79
1,752.96
Adjusted Book Value
31.89
27.97

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 23
Mar 22
Cash From Operating Activity
-7,260.82
5,165.34
PBT
1,108.50
-92.22
Adjustment
1,409.19
2,119.80
Adjustments for Liabilities & Assets
-9,559.58
3,177.33
Refund/(Payment) of direct taxes
-218.93
-39.57
Other Direct Payments
0.00
0.00
Cash From Investing Activity
-386.06
-1,740.60
Net Fixed Assets
-115.87
Other Investment Activity
-3332.48
Cash from Financing Activity
3,523.93
-989.19
Closing Cash & Equivalent
7,080.49
11,203.43
Net Cash Inflow / Outflow
-4,122.94
2,435.55
Opening Cash & Equivalents
11,203.43
8,767.88

Financial Ratios

Standalone /

Consolidated
Description
Mar 23
Mar 22
Book Value
29.30
27.97
NIM
2.97
2.42
Yield on Advances
10.36
10.98
Yield on Investments
3.74
5.16
Cost of Liabilities
4.28
4.70
Interest Spread
6.08
6.28
ROCE
14.15%
2.10%
Cost Income Ratio
60.57
61.90
Core Cost Income Ratio
55.30
63.17
Operating Costs to Assets
2.15
2.03
Loans/Deposits
0.08
0.04
Cash/Deposits
0.05
0.08
Investment/Deposits
0.27
0.24
Inc Loan/Deposits
7.63%
3.70%
Credit Deposits
76.16%
67.30%
Interest Expended / Interest earned
58.36%
65.99%
Interest income / Total funds
6.72%
6.58%
Interest Expended / Total funds
3.92%
4.34%
CASA
32.98%
33.21%

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.