Nifty
Sensex
:
:
24013.10
76802.90
-154.90 (-0.64%)
-607.08 (-0.78%)

Bank - Public

Rating :
65/99

BSE: 532477 | NSE: UNIONBANK

175.76
19-Jun-2026
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  176.1
  •  176.69
  •  174.5
  •  176.12
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  11232086
  •  1972617029.61
  •  205.49
  •  124.64

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 1,34,236.95
  • 6.91
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 1,45,558.19
  • 2.84%
  • 1.06

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 74.76%
  • 0.17%
  • 3.89%
  • FII
  • DII
  • Others
  • 9.37%
  • 11.05%
  • 0.76%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -6.20

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 41.92
  • 29.24
  • 11.06

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 0.81
  • 0.99

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 5.60
  • 6.44
  • 6.46

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.67
  • 0.81
  • 0.99

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.11
  • 2.27
  • 2.44

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Var%
Dec 25
Dec 24
Var%
Sep 25
Sep 24
Var%
Jun 25
Jun 24
Var%
Interest Earned
26,675.95
27,367.36
-2.53%
26,819.18
26,720.39
0.37%
26,664.81
26,886.58
-0.82%
27,474.93
26,526.92
3.57%
Interest Exp.
17,005.41
17,743.17
-4.16%
17,369.93
17,350.22
0.11%
17,706.89
17,719.94
-0.07%
18,231.09
17,003.97
7.22%
Net Interest Income
9,670.54
9,624.19
0.48%
9,449.25
9,370.17
0.84%
8,957.92
9,166.64
-2.28%
9,243.84
9,522.95
-2.93%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
5,998.58
6,223.48
-3.61%
5,182.74
4,614.41
12.32%
5,550.30
5,925.54
-6.33%
4,869.00
4,798.55
1.47%
Total Income
32,674.53
33,590.84
-2.73%
32,001.92
31,334.80
2.13%
32,215.11
32,812.12
-1.82%
32,343.93
31,325.47
3.25%
Operating Exp.
7,693.27
8,112.69
-5.17%
7,672.14
6,473.99
18.51%
7,663.43
6,947.26
10.31%
7,176.89
6,510.25
10.24%
Operating Profit
7,975.85
7,734.98
3.11%
6,959.85
7,510.59
-7.33%
6,844.79
8,144.92
-15.96%
6,935.95
7,811.25
-11.21%
Provision
1,050.31
1,560.22
-32.68%
322.09
1,621.85
-80.14%
1,392.28
1,739.03
-19.94%
1,667.27
2,856.76
-41.64%
PBT
6,925.54
6,174.76
12.16%
6,637.76
5,888.74
12.72%
5,452.51
6,405.89
-14.88%
5,268.68
4,954.49
6.34%
PBTM
25.96
22.56
15.07%
24.75
22.04
12.30%
20.45
23.83
-14.18%
19.18
18.68
2.68%
TAX
1,591.59
1,173.54
35.62%
1,608.94
1,291.57
24.57%
1,171.24
1,684.06
-30.45%
1,132.11
1,353.54
-16.36%
PAT
5,333.95
5,001.22
6.65%
5,028.82
4,597.17
9.39%
4,281.27
4,721.83
-9.33%
4,136.57
3,600.95
14.87%
PATM
20.00%
18.27%
18.75%
17.20%
16.06%
17.56%
15.06%
13.57%
EPS
6.99
6.55
6.72%
6.59
6.02
9.47%
5.61
6.19
-9.37%
5.42
4.72
14.83%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Net Interest Income
-
37,321.57
37,683.95
37,011.87
33,130.34
28,051.19
25,199.06
11,642.41
10,417.58
9,480.67
9,040.67
Interest Earned
-
1,06,798.90
1,06,600.23
1,00,375.57
81,163.18
68,229.66
69,311.46
37,479.22
34,313.67
32,951.57
32,816.98
Interest Expended
-
69,477.33
68,916.28
63,363.70
48,032.84
40,178.47
44,112.40
25,836.81
23,896.09
23,470.90
23,776.31
Int. income Growth
-
-0.96%
1.82%
11.72%
18.11%
11.32%
116.44%
11.76%
9.88%
4.87%
 
Other Income
-
21,600.62
21,561.98
17,812.79
15,915.35
13,524.41
14,306.72
5,789.27
5,041.71
5,462.08
5,429.99
Total Income
-
58,922.19
59,245.93
54,824.66
49,045.69
41,575.60
39,505.78
17,431.68
15,459.29
14,942.75
14,470.66
Total Expenditure
-
33,433.82
34,738.18
32,420.50
36,154.58
32,264.45
36,270.45
21,165.70
19,018.62
21,181.09
13,871.08
Employee Cost
-
15,687.31
14,996.30
14,593.23
12,524.00
10,263.67
9,491.02
3,463.85
3,237.23
3,232.17
3,509.40
% Of Sales
-
14.69%
14.07%
14.54%
15.43%
15.04%
13.69%
9.24%
9.43%
9.81%
10.69%
Opt. & Establishment Exp.
-
15,722.29
14,131.77
12,808.53
11,707.88
10,183.75
11,168.65
5,141.23
4,992.76
4,386.88
3,752.71
% Of Sales
-
14.72%
13.26%
12.76%
14.43%
14.93%
16.11%
13.72%
14.55%
13.31%
11.44%
Provisions
-
4,431.96
7,777.87
6,810.60
13,411.84
13,306.65
17,427.08
13,395.02
11,536.27
14,298.50
7,090.61
% Of Sales
-
4.15%
7.30%
6.79%
16.52%
19.50%
25.14%
35.74%
33.62%
43.39%
21.61%
EBITDA
-
25,488.37
24,507.75
22,404.16
12,891.11
9,311.15
3,235.33
-3,734.02
-3,559.33
-6,238.34
599.58
EBITDA Margin
-
68.29%
65.03%
60.53%
38.91%
33.19%
12.84%
-32.07%
-34.17%
-65.80%
6.63%
Depreciation
-
1,203.87
1,083.88
895.93
744.57
744.81
908.15
417.20
373.82
368.23
240.82
PBT
-
24,284.50
23,423.87
21,508.23
12,146.54
8,566.34
2,327.18
-4,151.22
-3,933.16
-6,606.57
358.76
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-
5,503.87
5,502.71
7,799.28
3,716.20
3,357.84
-500.84
-1,110.39
-999.75
-1,385.93
-207.99
Tax Rate
-
22.66%
23.49%
36.26%
30.59%
39.20%
-21.52%
26.75%
25.42%
20.98%
-57.97%
PAT
-
18,780.63
17,921.16
13,708.95
8,430.34
5,208.50
2,828.02
-3,040.83
-2,933.41
-5,220.64
566.75
PAT before Minority Interest
-
18,780.63
17,921.16
13,708.95
8,430.34
5,208.50
2,828.02
-3,040.83
-2,933.41
-5,220.64
566.75
Minority Interest
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
-
31.87%
30.25%
25.01%
17.19%
12.53%
7.16%
-17.44%
-18.98%
-34.94%
3.92%
PAT Growth
-
4.80%
30.73%
62.61%
61.86%
84.17%
0
0
0
-1021.15%
 
EPS
-
24.60
23.48
17.96
11.04
6.82
3.70
-3.98
-3.84
-6.84
0.74

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Shareholder's Funds
1,33,551.29
1,13,834.08
97,597.66
78,803.51
70,861.12
64,737.78
33,989.40
26,835.65
25,251.81
24,093.67
Share Capital
7,737.61
7,737.61
7,737.61
6,938.75
6,938.75
6,510.85
3,526.82
1,867.02
1,168.57
687.44
Total Reserves
1,25,813.68
1,06,096.47
89,860.05
71,864.76
63,922.37
58,226.93
30,462.58
24,968.63
24,083.24
22,865.23
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
13,09,758.69
12,74,788.74
12,24,593.36
11,20,321.92
10,34,367.75
9,25,653.93
4,52,436.15
4,17,504.81
4,10,288.43
3,77,194.70
Borrowings
77,797.87
64,992.42
26,974.27
42,736.59
51,245.20
51,922.23
52,714.06
43,275.60
45,680.39
41,225.50
Other Liabilities & Provisions
66,394.85
57,714.19
52,830.63
46,495.08
37,291.53
40,063.46
16,369.45
10,964.48
9,899.87
13,167.35
Total Liabilities
15,87,502.70
15,11,329.43
14,01,995.92
12,88,357.10
11,93,765.60
10,82,377.40
5,55,509.06
4,98,580.54
4,91,120.50
4,55,681.22
Net Block
11,595.65
9,765.37
9,223.91
8,825.81
7,171.30
7,303.09
4,721.19
3,730.28
3,811.97
3,883.92
Gross Block
22,734.31
20,949.06
19,621.63
18,681.33
16,518.39
16,001.87
8,441.75
7,063.11
6,803.64
6,561.23
Accumulated Depreciation
11,138.66
11,183.70
10,397.72
9,855.52
9,347.09
8,698.78
3,720.56
3,332.83
2,991.68
2,677.31
Total Non-Current Assets
15,08,513.73
14,59,644.17
13,46,938.24
12,29,450.48
11,42,161.22
10,24,508.34
5,31,953.21
4,74,108.84
4,69,382.72
4,38,202.42
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
64.16
58.73
35.89
22.16
37.01
63.33
54.31
44.17
34.08
21.49
Cash and balance with RBI
66,476.63
89,508.50
52,901.54
50,258.11
46,115.89
37,885.71
20,118.92
20,800.40
21,017.35
16,522.37
Balance with banks and money at call
29,566.72
41,679.53
66,744.30
62,340.76
73,642.33
46,877.62
35,129.87
22,362.68
28,463.01
16,383.55
Investments
3,43,623.05
3,61,903.36
3,43,952.86
3,43,726.96
3,51,839.04
3,39,058.51
1,54,251.49
1,28,391.21
1,25,484.80
1,13,441.26
Advances
10,57,187.52
9,56,728.68
8,74,079.74
7,64,276.68
6,63,355.65
5,93,320.08
3,17,677.43
2,98,780.10
2,90,571.51
2,87,949.83
Other Assets
78,988.95
51,685.27
55,057.66
58,906.63
51,604.39
57,869.05
23,555.84
24,471.69
21,737.78
17,478.79
Total Assets
15,87,502.68
15,11,329.44
14,01,995.90
12,88,357.11
11,93,765.61
10,82,377.39
5,55,509.05
4,98,580.53
4,91,120.50
4,55,681.21
Contingent Liabilities
6,38,906.35
5,09,869.96
5,83,383.05
6,08,099.28
6,51,146.83
3,71,781.47
1,89,112.94
1,99,232.26
2,66,829.14
2,31,886.43
Bills for collection
58,797.83
50,913.49
50,252.86
43,566.72
66,089.41
34,694.81
21,682.69
19,441.23
18,427.09
16,119.40
Adjusted Book Value
163.58
139.74
120.32
106.17
96.57
93.24
89.72
138.95
196.05
306.88

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Cash From Operating Activity
-35,798.35
-20,387.05
19,929.69
6,055.84
36,338.87
20,527.34
-7,681.27
-7,778.40
6,097.42
-6,624.50
PBT
24,284.50
23,423.87
21,508.22
12,146.47
8,566.34
2,326.77
-4,231.28
-3,922.10
-6,598.40
364.65
Adjustment
6,843.13
5,352.37
7,700.93
15,015.20
16,287.89
19,538.98
14,906.05
12,868.03
15,949.78
8,220.40
Adjustments for Liabilities & Assets
-66,603.93
-48,457.59
-6,259.46
-17,828.31
12,028.52
-2,720.27
-19,674.94
-15,792.45
-697.58
-13,669.00
Refund/(Payment) of direct taxes
-322.05
-705.70
-3,020.00
-3,277.52
-543.88
-228.64
1,318.90
-931.88
-2,556.38
-1,540.55
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
1,610.50
0.00
0.00
0.00
0.00
Cash From Investing Activity
-7,075.25
-1,889.77
-1,393.77
-2,561.05
-557.71
-601.09
-377.21
-297.11
-314.92
-280.18
Net Fixed Assets
-1739.52
-1336.70
-966.57
-2134.83
-525.81
-7513.36
-1382.36
-264.68
-250.36
-260.54
Other Investment Activity
-24542.83
-22307.31
-22137.89
-19167.98
-17076.53
-16326.84
-8733.38
-7368.83
-7069.41
-7410.66
Cash from Financing Activity
7,728.92
33,819.01
-11,488.94
-10,654.15
-786.28
-18,860.66
20,144.20
1,758.23
10,791.94
10,193.79
Closing Cash & Equivalent
96,043.35
1,31,188.03
1,19,645.84
1,12,598.86
1,19,758.22
84,763.34
55,248.80
43,163.08
49,480.36
32,905.92
Net Cash Inflow / Outflow
-35,144.68
11,542.19
7,046.98
-7,159.36
34,994.88
1,065.59
12,085.72
-6,317.28
16,574.44
3,289.11
Opening Cash & Equivalents
1,31,188.03
1,19,645.84
1,12,598.86
1,19,758.22
84,763.34
55,577.53
43,163.08
49,480.36
32,905.92
29,616.81

Financial Ratios

Consolidated /

Standalone
Description
Mar 26
Mar 25
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Book Value
163.58
139.74
120.32
106.17
96.57
93.24
89.73
138.95
196.05
306.88
NIM
2.49
2.60
2.77
2.71
2.47
2.48
2.21
2.21
2.04
2.08
Yield on Advances
10.10
11.14
11.48
10.62
10.29
11.68
11.80
11.48
11.34
11.40
Yield on Investments
7.39
7.15
7.16
6.55
6.73
7.48
7.88
7.62
8.12
9.64
Cost of Liabilities
5.01
5.14
5.06
4.13
3.70
4.51
5.11
5.19
5.15
5.68
Interest Spread
5.09
6.00
6.42
6.49
6.58
7.17
6.68
6.30
6.19
5.71
ROCE
14.57%
18.21%
21.33%
12.97%
9.44%
5.51%
-3.01%
-3.03%
-6.92%
3.58%
Cost Income Ratio
51.26
47.34
48.35
47.89
47.39
50.00
46.97
50.82
48.52
48.52
Core Cost Income Ratio
53.91
50.20
50.29
49.01
51.60
56.81
51.14
53.01
53.13
56.98
Operating Costs to Assets
1.90
1.86
1.89
1.82
1.65
1.82
1.47
1.58
1.48
1.54
Loans/Deposits
0.06
0.05
0.02
0.04
0.05
0.06
0.12
0.10
0.11
0.11
Cash/Deposits
0.05
0.07
0.04
0.04
0.04
0.04
0.04
0.05
0.05
0.04
Investment/Deposits
0.26
0.28
0.28
0.31
0.34
0.37
0.34
0.31
0.31
0.30
Inc Loan/Deposits
5.94%
5.10%
2.20%
3.81%
4.95%
5.61%
11.65%
10.37%
11.13%
10.93%
Credit Deposits
80.72%
75.05%
71.38%
68.22%
64.13%
64.10%
70.21%
71.56%
70.82%
76.34%
Interest Expended / Interest earned
65.05%
64.65%
63.13%
59.18%
58.89%
63.64%
68.94%
69.64%
71.23%
72.45%
Interest income / Total funds
6.73%
7.05%
7.16%
6.30%
5.72%
6.40%
6.75%
6.88%
6.71%
7.20%
Interest Expended / Total funds
4.38%
4.56%
4.52%
3.73%
3.37%
4.08%
4.65%
4.79%
4.78%
5.22%
CASA
35.12%
33.43%
33.49%
35.18%
36.48%
36.27%
35.47%
35.98%
33.95%
33.91%

News Update:


  • Union Bank of India posts 10% rise in Q4FY26 consolidated net profit
    24th Apr 2026, 12:17 PM

    Consolidated total income of the bank decreased by 2.73% at Rs 32,674.53 crore for Q4FY26

    Read More
  • Union Bank Of India - Quarterly Results
    24th Apr 2026, 00:00 AM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.